Trustees’ Annual Report for the period
From 31 July 2024 Period start date To 30 JULY 2025 Period end date Charity name: SMILE WITH GAMBIA
Charity registration number: 1190723
Objectives and Activities
| SORP reference | ||
|---|---|---|
| Summary of the purposes of the charity as set out in its governing document |
Para 1.17 | The prevention or relief of poverty in Gambia by providing: grants, items and services to individuals in need and/or charities, or other organisations working to prevent or relieve poverty. |
| Summary of the main activities in relation to those purposes for the public benefit, in particular, the activities, projects or services identified in the accounts. |
Para 1.17 and 1.19 |
The Trust carries out a wide range of activities in performance of its charitable aims. The Trustees consider that these activities, noted below, provide benefit both to the community members and the public at large thereby delivering public benefit. During the year, the Trust provided hunger relief for 600 families by providing month long food supplies. The Trust also supported local communities with clean water and provided water wells and boreholes. Furthermore, Trust supported a small education facility and provided sponsor to 180 orphans. The Trust continued to receive donations thus enabling the Trust to meet all demands placed on it. |
| Statement confirming whether the trustees have had regard to the guidance issued by the Charity Commission on public benefit |
Para 1.18 | The Trustees confirm that they have paid due regard to the guidance contained on public benefit when reviewing the Trust's aims and objects for the year. |
Additional information (optional) You may choose to include further statements where relevant about:
| SORP reference | ||
|---|---|---|
| Policy on grant making | Para 1.38 | The Trust has established its grant policy to achieve its objectives for the public benefit. The Trust's objects are the prevention poor relief of poverty in |
Gambia by providing grants, items and services to individuals in need and/or charities, or other organisations working to prevent or relieve poverty. The Trustees decide the general policy and specific criteria for grant making. Therefore, the Trustees will consider applications for support from charities which meet its objects as stated above. Para 1.38 Policy on social investment including program related investment Para 1.38 Contribution made by volunteers Other
Achievements and Performance
| SORP reference | ||
|---|---|---|
| Summary of the main achievements of the charity, identifying the difference the charity’s work has made to the circumstances of its beneficiaries and any wider benefits to society as a whole. |
Para 1.20 | During the year, the Trust provided hunger relief for 600 families by providing month long food supplies. The Trust also supported local communities with clean water and provided water wells and boreholes. Furthermore, Trust supported a small education facility and provided sponsor to 180 orphans. |
Additional information (optional) You may choose to include further statements where relevant about:
Achievements against Para 1.41 objectives set
| Performance of fundraising activities against objectives set |
Para 1.41 | |
|---|---|---|
| Investment performance against objectives |
Para 1.41 | The policy of the Trust continues to be to seek additional support and provide for the aims as stated. |
| Other |
Financial Review
| Financial Review | ||
|---|---|---|
| Review of the charity’s financial position at the end of the period |
Para 1.21 | The statement of financial activities on shows the incoming and outgoing resources for the year ended 30 July 2025. During the year, the Trust secured donations totalling £141,659 with an expenditure of £152,177 on delivery of projects. The balance sheet shows the financial position of the Trust at 30 July 2020. At the year end total net assets amounted to £117,946. The net assets of the unrestricted funds are held to meet the support the current and future commitments of the Trust. |
| Statement explaining the policy for holding reserves stating why they are held |
Para 1.22 | The policy of the Trust is to not hold any reserves, but to use any surplus for future charitable expenditure. |
| Amount of reserves held | Para 1.22 | The balance held at 30 July 2025 was £117,946. The current level of reserves is therefore considered to be appropriate to meet the current and future commitments of the Trust. |
| Reasons for holding zero reserves |
Para 1.22 | N/A |
| Details of fund materially in deficit |
Para 1.24 | N/A |
| Explanation of any uncertainties about the charity continuing as a going concern |
Para 1.23 | The Trustees consider that there are no material uncertainties about the Trust's ability to continue as a going concern. The Trustees do not consider that there are any sources of estimation uncertainty at the reporting date that have a significant risk of causing a material adjustment to the carrying amounts of the assets and liabilities within the next period. |
Additional information (optional) You may choose to include further statements where relevant about:
The charity’s principal sources of funds (including Para 1.47 any fundraising) Para 1.46
| Investment policy and objectives including any social investment policy adopted |
||
|---|---|---|
| A description of the principal risks facing the charity |
Para 1.46 | |
| Other |
Structure, Governance and Management
| Description of charity’s trusts: |
||
|---|---|---|
| Type of governing document (trust deed, royal charter) |
Para 1.25 | Trust Deed |
| How is the charity constituted? (e.g unincorporated association, CIO) |
Para 1.25 | Trust |
| Trustee selection methods including details of any constitutional provisions e.g. election to post or name of any person or body entitled to appoint one or more trustees |
Para 1.25 | The Trustees named on the legal and administrative information page have served during and throughout the year. Trustees are appointed for a period not exceeding three years. Trustees may be reappointed at the end of a term of four years or new Trustees may be appointed as set out in the terms of the Trust deed. Meetings of the Trustees are held to agree the strategy and areas of activity of the Trust including the consideration of grant making, reserves and risk management policies and performance. |
Additional information (optional) You may choose to include further statements where relevant about:
| Policies and procedures adopted for the induction and training of trustees |
Para 1.51 | |
|---|---|---|
| The charity’s organisational structure and any wider network with which the charity works |
Para 1.51 | |
| Relationship with any related parties |
Para 1.51 | |
| Other |
Reference and Administrative details
Charity name Smile With Gambia Other name the charity uses
| Registered charity number | 1190723 |
|---|---|
| Charity’s principal address | Servca Ltd 32-38 Dukes Place LONDON EC3A 7LP |
Names of the charity trustees who manage the charity
| 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 |
Trustee name | Office (if any) | Dates acted if not for whole year |
Name of person (or body) entitled to appoint trustee(if any) |
|---|---|---|---|---|
| Mohammed Hassan Ejaz |
||||
| Tarek Rahman | ||||
| Fahad Khamkar | ||||
– Corporate trustees names of the directors at the date the report was approved
Director name
Name of trustees holding title to property belonging to the charity
Trustee name Dates acted if not for whole year
Funds held as custodian trustees on behalf of others
Description of the assets held in this capacity
Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for safe custody and segregation of such assets from the charity’s own assets
Additional information (optional)
Names and addresses of advisers (Optional information)
| Type of | Name | Address |
|---|---|---|
| adviser |
Name of chief executive or names of senior staff members (Optional information)
Exemptions from disclosure
Reason for non-disclosure of key personnel details
Other optional information
Declarations
The trustees declare that they have approved the trustees’ report above.
Signed on behalf of the charity’s trustees
| Signature(s) Full name(s) Position (eg Secretary, Chair, etc) Date |
||
|---|---|---|
| Fahad Khamkar | ||
Trustee |
||
| 29.06.2026 | ||
| 29.06.2026 |
Statement of Financial Activities Total Funds
| Income | 141559.1 |
|---|---|
| Expenditure | 152177.5 |
| Net income / (expenditure) | -10618.4 |
| Opening funds | 128464.52 |
| Closing funds | 117846.12 |
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Statement of Financial Activities for the year ended 31 July 2025
Restricted Funds Unrestricted Funds Total 2025
Income from:
-
Donations and legacies £139,227.51 £139,227.51
Gift Aid / tax recovered - £2,431.59 £2,431.59
Total income - £141,659.10 £141,659.10
Expenditure on:
-
Charitable project costs £76,340.00 £76,340.00
-
Marketing & social media £41,000.00 £41,000.00
- - -
Staff wages / salaries
Insurance costs - £1,001.25 £1,001.25
-
Admin / platform costs £1,866.54 £1,866.54
-
Other expenditure £31,969.71 £31,969.71
-
Total expenditure £152,177.50 £152,177.50
-
Net income / (expenditure) (£10,518.40) (£10,518.40)
Transfers between funds £1,687.38 (£1,687.38) -
Net movement in funds £1,687.38 (£12,205.78) (£10,518.40)
Funds brought forward £11,461.25 £117,003.27 £128,464.52
Funds carried forward £13,148.63 £104,797.49 £117,946.12
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| Balance Sheet as at 31 July 2025 | Balance Sheet as at 31 July 2025 | |
|---|---|---|
| 2025 | ||
| Current assets | ||
| Main Account | £102,803.90 | |
| Restricted Account | £13,148.63 | |
| Gift Aid Account | £1,614.07 | |
| Unrestricted Account | £379.52 | |
| Total cash at bank | £117,946.12 | |
| Debtors | - | |
| Total current assets | £117,946.12 | |
| Creditors: amounts falling due within one year | - | |
| Net current assets | £117,946.12 | |
| Net assets | £117,946.12 | |
| Funds of the charity | ||
| Restricted funds | £13,148.63 | |
| Unrestricted funds | £104,797.49 | |
| Total charity funds | £117,946.12 |