2024-07-30-accounts

Trustees’ Annual Report for the period

From 31 July 2023 Period start date To 30 JULY 2024 Period end date Charity name: SMILE WITH GAMBIA

Charity registration number: 1190723

Objectives and Activities

	SORP reference
Summary of the purposes of the charity as set out in its governing document	Para 1.17	The prevention or relief of poverty in Gambia by providing: grants, items and services to individuals in need and/or charities, or other organisations working to prevent or relieve poverty.
Summary of the main activities in relation to those purposes for the public benefit, in particular, the activities, projects or services identified in the accounts.	Para 1.17 and 1.19	The Trust carries out a wide range of activities in performance of its charitable aims. The Trustees consider that these activities, noted below, provide benefit both to the community members and the public at large thereby delivering public benefit. During the year, the Trust provided hunger relief for 650 families by providing month long food supplies. The Trust also supported local communities with clean water and provided water wells and boreholes. Furthermore, Trust supported a small education facility and provided sponsor to 200 orphans. The Trust continued to receive donations thus enabling the Trust to meet all demands placed on it
Statement confirming whether the trustees have had regard to the guidance issued by the Charity Commission on public benefit	Para 1.18	The Trustees confirm that they have paid due regard to the guidance contained on public benefit when reviewing the Trust's aims and objects for the year.

Additional information (optional) You may choose to include further statements where relevant about:

	SORP reference
Policy on grant making	Para 1.38	The Trust has established its grant policy to achieve its objectives for the public benefit. The Trust's objects are the prevention poor relief of poverty in

Gambia by providing grants, items and services to individuals in need and/or charities, or other organisations working to prevent or relieve poverty. The Trustees decide the general policy and specific criteria for grant making. Therefore, the Trustees will consider applications for support from charities which meet its objects as stated above. Para 1.38 Policy on social investment including program related investment Para 1.38 Contribution made by volunteers Other

Achievements and Performance

	SORP reference
Summary of the main achievements of the charity, identifying the difference the charity’s work has made to the circumstances of its beneficiaries and any wider benefits to society as a whole.	Para 1.20	During the year, the Trust provided hunger relief for 650 families by providing month long food supplies. The Trust also supported local communities with clean water and provided water wells and boreholes. Furthermore, Trust supported a small education facility and provided sponsor to 200 orphans.

Additional information (optional) You may choose to include further statements where relevant about:

Achievements against Para 1.41 objectives set

Performance of fundraising activities against objectives set	Para 1.41
Investment performance against objectives	Para 1.41	The policy of the Trust continues to be to seek additional support and provide for the aims as stated.
Other

Financial Review

Financial Review
Review of the charity’s financial position at the end of the period	Para 1.21	The statement of financial activities on shows the incoming and outgoing resources for the year ended 30 July 2023. During the year, the Trust secured donations totalling £197,168 with an expenditure of £191,996 on delivery of projects. The balance sheet shows the financial position of the Trust at 30 July 2020. At the year end total net assets amounted to £128,464. The net assets of the unrestricted funds are held to meet the support the current and future commitments of the Trust.
Statement explaining the policy for holding reserves stating why they are held	Para 1.22	The policy of the Trust is to not hold any reserves, but to use any surplus for future charitable expenditure.
Amount of reserves held	Para 1.22	The balance held at 30 July 2024 was £128,464. The current level of reserves is therefore considered to be appropriate to meet the current and future commitments of the Trust.
Reasons for holding zero reserves	Para 1.22	N/A
Details of fund materially in deficit	Para 1.24	N/A
Explanation of any uncertainties about the charity continuing as a going concern	Para 1.23	The Trustees consider that there are no material uncertainties about the Trust's ability to continue as a going concern. The Trustees do not consider that there are any sources of estimation uncertainty at the reporting date that have a significant risk of causing a material adjustment to the carrying amounts of the assets and liabilities within the next period.

Additional information (optional) You may choose to include further statements where relevant about:

The charity’s principal sources of funds (including Para 1.47 any fundraising) Para 1.46

Investment policy and objectives including any social investment policy adopted
A description of the principal risks facing the charity	Para 1.46
Other

Structure, Governance and Management

Description of charity’s trusts:
Type of governing document (trust deed, royal charter)	Para 1.25	Trust Deed
How is the charity constituted? (e.g unincorporated association, CIO)	Para 1.25	Trust
Trustee selection methods including details of any constitutional provisions e.g. election to post or name of any person or body entitled to appoint one or more trustees	Para 1.25	The Trustees named on the legal and administrative information page have served during and throughout the year. Trustees are appointed for a period not exceeding three years. Trustees may be reappointed at the end of a term of four years or new Trustees may be appointed as set out in the terms of the Trust deed. Meetings of the Trustees are held to agree the strategy and areas of activity of the Trust including the consideration of grant making, reserves and risk management policies and performance.

Additional information (optional) You may choose to include further statements where relevant about:

Policies and procedures adopted for the induction and training of trustees	Para 1.51
The charity’s organisational structure and any wider network with which the charity works	Para 1.51
Relationship with any related parties	Para 1.51
Other

Reference and Administrative details

Charity name Smile With Gambia Other name the charity uses

Registered charity number	1190723
Charity’s principal address	Servca Ltd 32-38 Dukes Place LONDON EC3A 7LP

Names of the charity trustees who manage the charity

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20	Trustee name	Office (if any)	Dates acted if not for whole year	Name of person (or body) entitled to appoint trustee(if any)
	Mohammed Hassan Ejaz
	Tarek Rahman
	Fahad Khamkar

– Corporate trustees names of the directors at the date the report was approved

Director name

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for whole year

Funds held as custodian trustees on behalf of others

Description of the assets held in this capacity

Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for safe custody and segregation of such assets from the charity’s own assets

Additional information (optional)

Names and addresses of advisers (Optional information)

Type of	Name	Address
adviser

Name of chief executive or names of senior staff members (Optional information)

Exemptions from disclosure

Reason for non-disclosure of key personnel details

Other optional information

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) Full name(s) Position (eg Secretary, Chair, etc) Date
	Fahad Khamkar
	Trustee
	29.06.2026
	29.06.2026

Smile With Gambia - Statement of Financial Activities

Year ended

Income	Amount (£)
General Donations	95806.36
Gift Aid / HMRC Tax Reclaim	9076.19
JustGiving Donations	69263.97
LaunchGood Donations	200
Other Platform Donations	1218.79
School of Purpose Income	4032
Stripe Donations	17571.45
Total Income	197168.76
Expenditure	Amount (£)
Admin Costs /
Reimbursements	46883.2
Bank / Card Charges	13.51
Charitable Project Costs	191996.14
Fundraising Platform Fees	514.8
Marketing & Social Media	19000
Other Expenditure	14332.45
PAYE / HMRC	5383.17
Software / IT / Subscriptions	852.97
Staff Wages / Salaries	17616.83
Total Expenditure	296593.07
Net movement in funds	-99424.31

Statement of Financial Activities for the year ended 31 July 2024	Statement of Financial Activities for the year ended 31 July 2024	Statement of Financial Activities for the year ended 31 July 2024	Statement of Financial Activities for the year ended 31 July 2024
Restricted Funds Unrestricted Funds Total 2024
Income from:
Donations and legacies	-	£187,066.84	£187,066.84
Gift Aid / tax recovered	-	£9,076.19	£9,076.19
Total income - £196,143.03 £196,143.03
Expenditure on:
Charitable project costs	-	£191,996.14	£191,996.14
Marketing & social media	-	£19,000.00	£19,000.00
Staff wages / salaries	-	£15,423.71	£15,423.71
Insurance costs	-	£2,002.50	£2,002.50
Admin / platform costs	-	£52,147.65	£52,147.65
Other expenditure	-	£14,332.45	£14,332.45
Total expenditure - £294,902.45 £294,902.45
Net income / (expenditure)	-	(£98,759.42)	(£98,759.42)
Transfers between funds	(£81,961.03)	£81,961.03	-
Reconciliation adjustment to bank balances	-	(£3,667.39)	(£3,667.39)
Net movement in funds (£81,961.03) (£20,465.78) (£102,426.81)
Funds brought forward	£93,422.28	£137,469.05	£230,891.33
Funds carried forward 11461.25 117003.27 128464.52

Balance Sheet as at 31 July 2024

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2024
Current assets
Main Account £68,161.12
Restricted Account £11,461.25
Gift Aid Account £8,962.63
Unrestricted Account £39,879.52
Total cash at bank £128,464.52
Debtors -
Total current assets £128,464.52
-
Creditors: amounts falling due within one year
Net current assets £128,464.52
Net assets £128,464.52
Funds of the charity
Restricted funds £11,461.25
Unrestricted funds £117,003.27
Total charity funds £128,464.52
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