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2023-03-31-accounts

Annual Report and Financial Statements for the Year Ended 31 March 2023

Christ Central

Charity registration number: 1190597

Independent Examiners Ltd 2 Broadbridge Business Centre Delling Lane Bosham Chichester West Sussex PO18 8NF

CHRIST CENTRAL

CONTENTS

Reference and Administrative Details 1
Trustees' Report 2 to 6
Independent Examiner's Report 7
Statement of Financial Activities 8
Balance Sheet 9
Cash Flow Statement 10
Notes to the Financial Statements 11 to 24

CHRIST CENTRAL

REFERENCE AND ADMINISTRATIVE DETAILS

Trustees Neil Dowie Ruth Odih Robert Siddall Laurence Hope Oyindamola Oluwole (resigned 15 September 2022) Mark Addison Prince Ezenwa Charity Registration 1190597 Number Principal Office 3 London Road Redhill Surrey RH1 1LY Independent Examiner G W Schulz ACMA Independent Examiners Ltd 2 Broadbridge Business Centre Delling Lane Bosham Chichester West Sussex PO18 8NF Bankers Barclays Bank plc Tunbridge Wells Leicester LE87 2BB CAF Bank Limited 25 Kings Hill Avenue Kings Hill West Malling Kent ME19 4JQ

Page 1

CHRIST CENTRAL

TRUSTEES' REPORT

The trustees present the annual report together with the financial statements of the charity for the year ended 31 March 2023.

Structure, governance and management

Nature of governing document

The charity was created on 28 July 2020 and is governed by a constitution. The Registered Charity Number is 1190597. There have been no changes in the objectives since the last annual report. On 30 November 2021, Christ Central received all the assets, liabilities and activities of Reigate and Redhill Community Church (charity number 1027890). This transfer was approved by the Charity Commission.

Recruitment and appointment of trustees

The management of the charity is the responsibility of the trustees who are elected and co-opted under the terms of the constitution. Powers of appointment or removal of trustees rest with the trustees themselves. New trustees are selected from the members of the church, which ensures the trustees as a body are wholeheartedly involved in seeing the mission of the church worked out in practice.

Induction and training of trustees

On being appointed, new trustees receive a copy of the constitution, a “reader” of relevant information (including Charity Commission guidance), and a copy of the Christ Central Board Manual. They also spend time with existing trustees to ensure they understand their responsibilities, and the legal and financial framework in which the church operates.

Organisational structure

Directions relating to the charity are made by the trustees in consultation with the elders (pastors), who are responsible for governing the life and teaching of the church. Day-to-day decisions on expenditure and activities are taken by the staff and volunteers in charge of different areas of the church, with budgets set and regularly monitored. The charity uses a Finance Monitoring Committee (FMC) to undertake the detailed work of budget preparation and accounts review. The FMC membership is made up of elders, trustees and relevant staff.

Risk management

The trustees maintain an up-to-date risk register and review it in board meetings at set intervals. They have identified actions, where required, to further mitigate risks. The trustees focus, in particular, on the major risks to which the charity is exposed, such as those related to key operations and the charity’s finances. They are satisfied that appropriate systems and procedures are in place to mitigate exposure to these major risks. The trustees believe that the current levels of reserves and ongoing refinement to financial controls provide sufficient resources to cope with any adverse conditions that may arise.

Page 2

CHRIST CENTRAL

TRUSTEES' REPORT (CONTINUED)

Risk management

The trustees have assessed the major risks to which the Charity is exposed, in particular those related to the operations and finances of the Charity, and are satisfied that systems and procedures are in place to mitigate exposure to the major risks.

Objectives and activities

Objects and aims

The Objects of the CIO are, for the public benefit, to advance the Christian religion (as set out in the Statement of Faith); and to relieve persons who are in need by reason of financial hardship, ill health, unemployment or other social and economic disadvantage, in such ways as the Charity trustees may from time to time decide.

Public benefit

The trustees confirm that they have complied with the requirements of section 17 of the Charities Act 2011 to have due regard to the public benefit guidance published by the Charity Commission for England and Wales.

Achievements and performance

Review of activities

Christ Central is a church based in the centre of Redhill, Surrey. It is a member of the worldwide Advance Network of churches, in which its elders play an active role. It continues to develop its relations with other churches in the network. At a more local level, centred on the borough of Reigate and Banstead, Christ Central continues to seek to partner and work with local churches and charities.

The trustees assess both the level of activity in the church and the period-end financial position as satisfactory.

Over this period, the adult church membership has remained around the same at 270 adults, with the numbers of children also remaining around the same at 75 Youth and 80 children.

The trustees remain extremely grateful for all the time and work carried out by volunteers both from the church and our local community. Our volunteers are involved with all aspects of the church.

Covid-19 and Lockdown

The church complied with Covid regulations through the pandemic and is now operating as a fully “in person” church.

The church still streams its Sunday morning meetings to enable the whole congregation to be included in our meetings.

Page 3

CHRIST CENTRAL

TRUSTEES' REPORT (CONTINUED)

Outreach to our community

West Central is a coffee shop on the ground floor of our building. It employs managers, but all other staff are volunteers from the church and the local community. We host events in the coffee shop to allow local support groups to meet. These include:

• A monthly gathering, Still Me, for those with dementia and their carers. This provides an enjoyable social occasion for both these groups and is especially important for carers, who are often left to cope alone with the person they care for.

• A weekly gathering that is part of the national Chatty Café scheme. This is an open invite to anyone and especially those who are socially isolated. The scheme simply has a table in West Central where people are invited to join and enjoy a coffee.

Community Debt Advice (CDA), an initiative started by members of Christ Central, is now very well established, has offered services for some 15 years, and is experiencing growing demand. More than 1,000 members of the public have been assisted with their debt situations. CDA now includes advisors and administrative assistance from other churches.

Since May 2014, the church has been running term-time English Classes for those in our community who do not speak English as their first language. Around 100 students have been on the courses, which have a strong emphasis on inclusivity and helping attendees integrate into the local community. The classes were continued online during lockdown on a reduced basis and have now been re-started as face-to-face classes.

‘Embrace’ started in 2015 and is our outreach to the neonatal unit in East Surrey Hospital. Around 500 babies are cared for in this unit each year and church members support the parents and staff at the unit by providing refreshments, gifts, and equipment.

Fitness Central, an exercise class, meets twice a week for strength and cardio classes, with a Christian theme. Worship music is played and the leader shares bible verses and encouragements with the participants.

Peaced Together is a ten-week art/craft course for women, developed by a Christian Charity, which Christ Central runs periodically. The course reaches out to vulnerable individuals and follows a pattern of Bible themes such as brokenness, love, forgiveness, and hope.

Financial review

The major source of income is the donations received from the church members most of which are given under Gift Aid. Total income generated for general funds amounted to £495,256 and general fund expenditure amounted to £453,409, leaving a surplus for the period of £41,847. General funds carried forward at the period-end amount to £370,423.

Income received in restricted funds amounted to £157,827 and expenditure amounted to £164,609, generating a deficit for the period of £6,782. The restricted funds carried forward at the period-end amount to £1,092,269.

Page 4

CHRIST CENTRAL

TRUSTEES' REPORT (CONTINUED)

Policy on reserves

The trustees take a prudent position on reserves, ensuring there are enough to maintain the charity through any critical incident.

Going concern

The board of trustees work closely with the Finance Monitoring Committee. The trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. For this reason, they continue to adopt the going concern basis in preparing the financial statements.

Plans for future periods

The church has had another satisfactory period and good progress is being made in further achieving its objectives in a sustainable way. The trustees anticipate that under strong leadership from the elders, levels of activity will grow, with the church able to further pursue its main objective.

The trustees have recently approved a new board manual, which is intended to be a detailed handbook for how the trustees operate and make decisions. The document is fully supported by the elders. The church also continues to have a strong focus on safeguarding, regularly updating the safeguarding policy.

The eldership has decided that after following the current regime for several years the time has come to refresh the church’s vision and strategy. They expect to complete this work around May 2024, and the trustees expect that the outcome will be an even better contribution to meeting the charity’s objective.

Page 5

CHRIST CENTRAL

TRUSTEES' REPORT (CONTINUED)

Statement of Responsibilities

The trustees are responsible for preparing the trustees' report and the financial statements in accordance with the United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice) and applicable law and regulations.

The law applicable to charities requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources of the charity for that period. In preparing these financial statements, the trustees are required to:

The trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charities (Accounts and Reports) Regulations 2008, and the provisions of the constitution. The trustees are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

The annual report was approved by the trustees of the charity on 16 November 2023 and signed on its behalf by:

......................................... Robert Siddall Trustee

Page 6

CHRIST CENTRAL

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF CHRIST CENTRAL

I report to the trustees on my examination of the accounts of Christ Central for the year ended 31 March 2023.

Responsibilities and basis of report

As the charity trustees of Christ Central you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the Christ Central's accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner’s statement

Since Christ Central's gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am a member of the Chartered Institute of Management Accountants, which is one of the listed bodies.

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of Christ Central as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair view' which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

...................................... G W Schulz ACMA

Independent Examiners Ltd

16 November 2023

Page 7

CHRIST CENTRAL

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 MARCH 2023

Note
Unrestricted
funds
£
Income and Endowments from:
Donations and legacies
2
472,189
Charitable activities
3
22,260
Investment income
4
807
Total income
495,256
Expenditure on:
Charitable activities
5
453,409
Net
income/(expenditure)
41,847
Gross transfers between
funds
2,267
Net movement in funds
44,114
Reconciliation of funds
Total funds brought
forward
326,309
Total funds carried
forward
15
370,423
Restricted
funds
£
157,827
-
-
157,827
164,609
(6,782)
(2,267)
(9,049)
1,101,318
1,092,269
Total
2023
£
630,016
22,260
807
653,083
618,018
35,065
-
35,065
1,427,627
1,462,692
Total
2022
£
186,217
7,937
10
194,164
199,933
(5,769)
1,433,396
1,427,627
-
1,427,627

The notes on pages 11 to 24 form an integral part of these financial statements. Page 8

CHRIST CENTRAL

BALANCE SHEET AS AT 31 MARCH 2023

Note
Fixed assets
Tangible assets
8
Investments
9
Current assets
Stocks
10
Debtors
11
Cash at bank and in hand
Creditors: Amounts falling due within one year
12
Net current assets
Total assets less current liabilities
Creditors: Amounts falling due after more than
one year
13
Net assets
Funds of the charity:
Restricted income funds
Restricted funds
Unrestricted income funds
Unrestricted funds
Total funds
15
2023
£
1,411,287
101
1,411,388
2,596
12,003
356,476
371,075
(49,580)
321,495
1,732,883
(270,191)
1,462,692
1,092,269
370,423
1,462,692
2022
£
1,414,459
101
1,414,560
2,596
23,833
330,849
357,278
(59,823)
297,455
1,712,015
(284,388)
1,427,627
1,101,318
326,309
1,427,627

The financial statements on pages 8 to 24 were approved by the trustees, and authorised for issue on 16 November 2023 and signed on their behalf by:

......................................... Robert Siddall Trustee

The notes on pages 11 to 24 form an integral part of these financial statements. Page 9

CHRIST CENTRAL

CASH FLOW STATEMENT FOR THE YEAR ENDED 31 MARCH 2023

Note
Cash flows from operating activities
Net cash income
Adjustments to cash flows from non-cash items
Depreciation
Investment income
4
Transfer from unincorporated charity
Working capital adjustments
Increase in stocks
10
Decrease/(increase) in debtors
11
Increase in creditors
12
(Decrease)/increase in deferred income
13
Net cash flows from operating activities
Cash flows from investing activities
Interest receivable and similar income
4
Purchase of tangible fixed assets
8
Acquisition of investments in subsidiary undertakings
9
Net cash flows from investing activities
Cash flows from financing activities
Repayment of loans and borrowings
12
Net increase in cash and cash equivalents
Cash and cash equivalents at 1 April
Cash and cash equivalents at 31 March
2023
£
35,065
7,479
(807)
-
41,737
-
11,830
1,467
(11,710)
43,324
807
(4,307)
-
(3,500)
(14,197)
25,627
330,849
356,476
2022
£
1,427,627
1,241
(10)
(1,413,260)
15,598
(2,596)
(23,833)
31,362
13,461
33,992
10
(2,440)
(101)
(2,531)
299,388
330,849
-
330,849

All of the cash flows are derived from continuing operations during the above two periods.

The notes on pages 11 to 24 form an integral part of these financial statements. Page 10

CHRIST CENTRAL

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023

1 Accounting policies

Statement of compliance

The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015) - (Charities SORP (FRS 102)), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Charities Act 2011.

Basis of preparation

Christ Central meets the definition of a public benefit entity under FRS 102. The accounts (financial statements) have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant note(s) to these accounts.

Going concern

The trustees consider that there are no material uncertainties about the charity's ability to continue as a going concern.

Income and endowments

Voluntary income including donations, gifts, legacies and grants that provide core funding or are of a general nature is recognised when the charity has entitlement to the income, it is probable that the income will be received and the amount can be measured with sufficient reliability.

Donations and legacies

Donations and legacies are recognised on a receivable basis when receipt is probable and the amount can be reliably measured.

Grants receivable

Grants are recognised when the charity has an entitlement to the funds and any conditions linked to the grants have been met. Where performance conditions are attached to the grant and are yet to be met, the income is recognised as a liability and included on the balance sheet as deferred income to be released.

Gift aid

Income tax recoverable in relation to investment income is recognised at the time the investment income is receivable.

Page 11

CHRIST CENTRAL

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023 (CONTINUED)

Interest receivable

Interest on funds held on deposit is included when receivable and the amount can be measured reliably by the charity; this is normally upon notification of the interest paid or payable by the institution with whom the funds are deposited.

Expenditure

All expenditure is recognised once there is a legal or constructive obligation to that expenditure, it is probable settlement is required and the amount can be measured reliably. All costs are allocated to the applicable expenditure heading that aggregate similar costs to that category.

Charitable activities

Charitable expenditure comprises those costs incurred by the charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them.

Taxation

The charity is considered to pass the tests set out in Paragraph 1 Schedule 6 of the Finance Act 2010 and therefore it meets the definition of a charitable company for UK corporation tax purposes. Accordingly, the charity is potentially exempt from taxation in respect of income or capital gains received within categories covered by Chapter 3 Part 11 of the Corporation Tax Act 2010 or Section 256 of the Taxation of Chargeable Gains Act 1992, to the extent that such income or gains are applied exclusively to charitable purposes.

Tangible fixed assets

Individual fixed assets costing £500 or more are initially recorded at cost, less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

Depreciation and amortisation

Depreciation is provided on tangible fixed assets so as to write off the cost or valuation, less any estimated residual value, over their expected useful economic life as follows:

Asset class Land and buildings Furniture and equipment

Depreciation method and rate Nil - revaluation method 25% straight line

Page 12

CHRIST CENTRAL

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023 (CONTINUED)

Investments

Fixed asset investments are a form of financial instrument and are initially recognised at their transaction cost and subsequently measured at fair value at the Balance sheet date, unless the value cannot be measured reliably in which case it is measured at cost less impairment. Investment gains and losses, whether realised or unrealised, are combined and presented as ‘Gains/(Losses) on investments’ in the Statement of financial activities.

Investments in subsidiaries are valued at cost less provision for impairment.

Stock

Stock is valued at the lower of cost and estimated selling price less costs to complete and sell, after due regard for obsolete and slow moving stocks. Cost is determined using the first-in, first-out (FIFO).

Debtors

Trade and other debtors are recognised at the settlement amount after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.

Cash and cash equivalents

Cash and cash equivalents comprise cash on hand and call deposits, and other short-term highly liquid investments that are readily convertible to a known amount of cash and are subject to an insignificant risk of change in value.

Liabilities

Liabilities are recognised when there is an obligation at the Balance Sheet date as a result of a past event, it is probable that a transfer of economic benefit will be required in settlement, and the amount of the settlement can be estimated reliably.

Liabilities are recognised at the amount that the charity anticipates it will pay to settle the debt or the amount it has received as advanced payments for the goods or services it must provide.

Fund structure

Unrestricted income funds are general funds that are available for use at the trustees discretion in furtherance of the objectives of the charity.

Designated funds are unrestricted funds set aside for specific purposes at the discretion of the trustees.

Restricted income funds are those donated for use in a particular area or for specific purposes, the use of which is restricted to that area or purpose.

Page 13

CHRIST CENTRAL

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023 (CONTINUED)

Pensions and other post retirement obligations

The charity operates a defined contribution pension scheme which is a pension plan under which fixed contributions are paid into a pension fund and the charity has no legal or constructive obligation to pay further contributions even if the fund does not hold sufficient assets to pay all employees the benefits relating to employee service in the current and prior periods.

Contributions to defined contribution plans are recognised in the Statement of Financial Activities when they are due. If contribution payments exceed the contribution due for service, the excess is recognised as a prepayment.

Page 14

CHRIST CENTRAL

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023 (CONTINUED)

2 Income from donations and legacies

Unrestricted
funds
General
£
Donations and legacies;
Donations
472,189
Grants, including capital
grants;
Grants from local authority
-
472,189
3 Income from charitable activities
Unrestricted
funds
General
£
Room hire
22,260
Other activities
-
22,260
4 Investment income
Unrestricted
funds
General
£
Interest receivable and
similar income;
Interest receivable on
bank deposits
807
Restricted
funds
£
145,597
12,230
157,827
Restricted
funds
£
-
-
-
Restricted
funds
£
-
Total
2023
£
617,786
12,230
630,016
Total
2023
£
22,260
-
22,260
Total
2023
£
807
Total
2022
£
176,217
10,000
186,217
Total
2022
£
7,076
861
7,937
Total
2022
£
10

Page 15

CHRIST CENTRAL

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023 (CONTINUED)

5 Expenditure on charitable activities

Unrestricted funds
Note
Designated
£
General
£
Sunday cost
including rent
-
6,797
Discipleship,
training and
conferences
-
12,924
Childrens and
youth work
-
4,016
Grants paid
-
14,732
Debt advice
centre and
ministry
-
-
Outreach and
mission
-
78,146
Repairs and
maintenance
9,600
541
Post, stationery
and phone
-
1,419
Computer and
website
-
10,677
Use of facilities
-
55,260
Rates and
insurance
-
2,922
Legal and
professional fees
-
-
Mortgage interest
-
15,153
Other costs
-
8,042
Independent
examination
-
2,338
Depreciation
-
7,479
Staff costs
7
-
223,363
9,600
443,809
Restricted
funds
£
-
10,936
510
66,984
5,918
13,004
-
-
-
-
-
1,176
-
-
-
-
66,081
164,609
Total
2023
£
6,797
23,860
4,526
81,716
5,918
91,150
10,141
1,419
10,677
55,260
2,922
1,176
15,153
8,042
2,338
7,479
289,444
618,018
Total
2022
£
1,476
6,650
3,337
21,415
2,704
27,504
43
664
3,459
18,420
1,291
11,220
3,011
1,932
1,200
1,241
94,366
199,933

Page 16

CHRIST CENTRAL

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023 (CONTINUED)

6 Trustees remuneration and expenses

No trustees received any remuneration from the charity during the period.

No trustees have received any reimbursed expenses or any other benefits from the charity during the period.

Julie Dowie, wife of Neil Dowie, a trustee, received remuneration of £18,630 (2022 - £5,520) as finance manager of the church, and benefits in the form of pension contributions of £1,490 (2022 - £442).

Pascale Siddall, wife of Rob Siddall, a trustee, received remuneration of £19,348 (2022 - £3,173) as employee of the charity and benefits in the form of pension contributions of - £1,5480 (2022 £254).

Mark Hope, brother of Laurence Hope, a trustee, received remuneration of £49,535 (2022 - £15,333) as employee of the charity and benefits in the form of pension contributions of £3,963 (2022 - £1,227).

7 Staff costs

The aggregate payroll costs were as follows:

Staff costs during the year were:
Wages and salaries
Social security costs
Pension costs
2023
£
253,443
16,226
19,775
289,444
2022
£
82,067
6,256
6,043
94,366

The monthly average number of persons (including senior management / leadership team) employed by the charity during the year expressed as full time equivalents was as follows:

Administration and pastoral 2023
No
8
2022
No
8

No employee received emoluments of more than £60,000 during the year

Page 17

CHRIST CENTRAL

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023 (CONTINUED)

8 Tangible fixed assets

Cost
At 1 April 2022
Additions
At 31 March 2023
Depreciation
At 1 April 2022
Charge for the year
At 31 March 2023
Net book value
At 31 March 2023
At 31 March 2022
Land and
buildings
£
1,400,000
-
1,400,000
-
-
-
1,400,000
1,400,000
Furniture
and
equipment
£
90,842
4,307
95,149
76,383
7,479
83,862
11,287
14,459
Total
£
1,490,842
4,307
1,495,149
76,383
7,479
83,862
1,411,287
1,414,459

Revaluation

The fair value of the company's Land and buildings was revalued on 30 March 2021 by Alexander Pyle BSc (Hons) MRICS of Bruton Knowles LLP, an independent valuer. The trustees are of the opinion that the value at 31 March 2023 is not materially different to that valuation.

Had this class of asset been measured on a historical cost basis, their carrying amount would have been £624,023 (2022 - £624,023).

Page 18

CHRIST CENTRAL

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023 (CONTINUED)

9 Fixed asset investments

----- Start of picture text -----
2023 2022
£ £
Shares in group undertakings and participating interests 101 101
----- End of picture text -----

Details of undertakings

Details of the investments in which the charity holds 20% or more of the nominal value of any class of share capital are as follows:

Proportion of voting Proportion of voting
Country of rights and shares Principal
Undertaking incorporation Holding held activity
2023 2022
Subsidiary undertakings
Management
of property
Three Central
Limited
England Ordinary
shares
0% 100% at 3
London
Road,
Redhill

The loss for the financial period of Three Central Limited was £40,605 (2022 - £42,305) and the aggregate amount of capital and reserves at the end of the period was £216,468 - (2022 £257,073).

10 Stock

10 Stock
Stocks
11 Debtors
Trade debtors
Prepayments
Accrued income
2023
£
2,596
2023
£
2,323
2,573
7,107
12,003
2022
£
2,596
2022
£
2,364
15,851
5,618
23,833

Page 19

CHRIST CENTRAL

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023 (CONTINUED)

12 Creditors: amounts falling due within one year

Bank loans
Trade creditors
Other taxation and social security
Other creditors
Accruals
Deferred income
13 Creditors: amounts falling due after one year
2023
£
15,000
16,620
4,786
1,784
9,639
1,751
49,580
2022
£
15,000
9,202
4,169
1,427
16,564
13,461
59,823
Bank loans 2023
£
270,191
2022
£
284,388

The mortgage of £285,191 has been taken out with CAF Bank Limited. It is secured on the new building at 3 London Road, Redhill which was purchased in 2012 for £610,000 together with costs of £14,023. The building has been refurbished and is now used as a Church and a Coffee Shop and there is now a number of community activities taking place.

The mortgage is on a repayment basis and should be fully repaid by November 2036.

14 Pension and other schemes

Defined contribution pension scheme

The charity operates a defined contribution pension scheme. The pension cost charge for the year represents contributions payable by the charity to the scheme and amounted to - £19,775 (2022 £6,043).

Contributions totalling £1,783 (2022 - £1,427) were payable to the scheme at the end of the year and are included in creditors.

Page 20

CHRIST CENTRAL

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023 (CONTINUED)

15 Funds

Unrestricted funds
General
General Funds
Designated
Building
maintenance fund
Total
unrestricted
funds
Restricted funds
National &
International fund
ACTS fund
Local mission
offering fund
Elphick fund
CDA fund
English classes
fund
Embrace fund
Building fund
Overseas ministry
grant 2
Mission 2020
Borough
Churches fund
West Central
Foodbank
Youth fund
Sing Central
Total funds
Balance at
1 April
2022
£
311,309
15,000
326,309
4,597
12,276
16,550
5,000
18,251
1,671
6,943
986,585
2,942
33,158
9,825
3,520
-
-
-
1,101,318
1,427,627
Incoming
resources
£
495,256
-
495,256
23,845
5,459
46,510
3,750
42,924
1,072
1,156
-
-
29,886
-
-
1,669
1,252
304
157,827
653,083
Resources
expended
£
(443,809)
(9,600)
(453,409)
(10,000)
(10,839)
(23,590)
-
(49,690)
(1,242)
(2,890)
-
-
(63,044)
(83)
(994)
(1,607)
(510)
(120)
(164,609)
(618,018)
Transfers
£
(5,233)
7,500
2,267
-
-
11,742
-
-
-
(2,000)
-
(2,942)
-
(9,742)
-
-
675
-
(2,267)
-
Balance at
31 March
2023
£
357,523
12,900
370,423
18,442
6,896
51,212
8,750
11,485
1,501
3,209
986,585
-
-
-
2,526
62
1,417
184
1,092,269
1,462,692

Page 21

CHRIST CENTRAL

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023 (CONTINUED)

The International Gift Fund was created to help people in Christian ministries overseas with finances.

The ACTS Fund is set up to help those who have specific short term financial needs, generally but not exclusively, those within the Church family.

The Local Mission Offering Fund is used to support local mission in our area, either carried out by our church or in partnership with other churches.

The Elphick Fund is to be used to assist with costs for those in training for ministry.

The Community Debt Advice Fund (CDA) is used to run a debt advice service.

The English Classes Fund has been set up to help with English classes for local people.

The Embrace Fund has been set up to provide an outreach to our local Neo-Natal unit.

The money donated to the Building Fund is for the purchase and redevelopment of the freehold building in central Redhill.

The Overseas Ministry Grant 2 is used to fund Overseas Mission.

Mission 2020 has been set up to fund an Overseas Mission starting in that year.

The Bowyer Fund has been set up to further specific outreach mission of the church.

The Borough Churches Fund has been set up to develop and promote a website about the activities of churches in our borough.

The West Central Fund has been set up to set up the coffee shop after lockdown and to purchase fixed assets for the same.

The Foodbank Fund is to be used to provide financial support to our local foodbank.

The Youth Fund was created to accumulate funds to be used to provide financial support for our annual residential youth trip and to support the development of a youth band.

The Sing Central Fund was set up to help with expenses for a community choir.

Page 22

CHRIST CENTRAL

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023 (CONTINUED)

Unrestricted funds
General
General Funds
Designated
Building maintenance fund
Total unrestricted funds
Restricted funds
National & International
fund
ACTS fund
Local mission offering fund
Elphick fund
CDA fund
English classes fund
Embrace fund
Building fund
Overseas ministry grant 2
Mission 2020
Bowyer fund
Borough Churches fund
West Central
Total funds
Incoming
resources
£
154,381
-
154,381
3,774
570
7,259
-
25,446
-
-
-
-
2,734
-
-
-
39,783
194,164
Resources
expended
£
Transfer
from
unincorporated
charity
£
Balance at
31 March
2022
£
(154,293)
311,221
311,309
-
15,000
15,000
(154,293)
326,221
326,309
(3,333)
4,156
4,597
(3,837)
15,543
12,276
(5,817)
15,108
16,550
-
5,000
5,000
(17,063)
9,868
18,251
-
1,671
1,671
(971)
7,914
6,943
-
986,585
986,585
-
2,942
2,942
(13,492)
43,916
33,158
(1,032)
1,032
-
(95)
9,920
9,825
-
3,520
3,520
(45,640)
1,107,175
1,101,318
(199,933)
1,433,396
1,427,627
Resources
expended
£
Transfer
from
unincorporated
charity
£
Balance at
31 March
2022
£
(154,293)
311,221
311,309
-
15,000
15,000
(154,293)
326,221
326,309
(3,333)
4,156
4,597
(3,837)
15,543
12,276
(5,817)
15,108
16,550
-
5,000
5,000
(17,063)
9,868
18,251
-
1,671
1,671
(971)
7,914
6,943
-
986,585
986,585
-
2,942
2,942
(13,492)
43,916
33,158
(1,032)
1,032
-
(95)
9,920
9,825
-
3,520
3,520
(45,640)
1,107,175
1,101,318
(199,933)
1,433,396
1,427,627
326,309
4,597
12,276
16,550
5,000
18,251
1,671
6,943
986,585
2,942
33,158
-
9,825
3,520
1,101,318
1,427,627

Page 23

CHRIST CENTRAL

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023 (CONTINUED)

16 Analysis of net assets between funds

Tangible fixed assets
Fixed asset investments
Current assets
Current liabilities
Creditors over 1 year
Total net assets
Tangible fixed assets
Fixed asset investments
Current assets
Current liabilities
Creditors over 1 year
Total net assets
Unrestricted funds
General
£
Designated
£
139,511
-
101
-
252,491
12,900
(34,580)
-
-
-
357,523
12,900
Unrestricted funds
General
£
Designated
£
128,486
-
101
-
227,545
15,000
(44,823)
-
-
-
311,309
15,000
Restricted
funds
£
1,271,776
-
105,684
(15,000)
(270,191)
1,092,269
Restricted
funds
£
1,285,973
-
114,733
(15,000)
(284,388)
1,101,318
Total funds
at 31
March
2023
£
1,411,287
101
371,075
(49,580)
(270,191)
1,462,692
Total funds
at 31
March
2022
£
1,414,459
101
357,278
(59,823)
(284,388)
1,427,627

Page 24