2025-08-31-accounts - Redeemer Church Folkestone

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Registered Charity no. 1190342

Redeemer Church Folkestone

Trustees' Annual Report and Accounts

Year Ended 31 August 2025

Wyatt & Co

Chartered Accountants 125 Main Street, Garforth Leeds LS25 1AF

Redeemer Church Folkestone

Year Ended 31 August 2025

Contents Page

	Page
Legal and Administrative Information	1
Trustees' Annual Report	2
Independent Examiner's Report	5
Statement of Receipts and Payments	6
Statement of Assets and Liabilities	7
Notes to the Financial Statements	8

Redeemer Church Folkestone

Year Ended 31 August 2025

Legal and Administrative Information

Reference

The Charity is called “Redeemer Church Folkestone”. The Church is registered with the Charity Commission for England and Wales and was registered as a CIO on the 10th July 2020.

Registered Charity Number 1190342 Registered Office Folkestone Sea Cadets Ross Way FOLKESTONE CT20 3UJ Website https://www.redeemerfolkestone.org/ Trustees at 31st August 2025 Richard Barrett Glen Yorke Jonathan Sutton Stepped down in April 2026 Trustee appointed after the year end Richard Hagan Appointed in February 2026 Primary Bankers Unity Trust Bank PO Box 7193, Planetary Road Willenhall WV1 9DG Independent Examiner Nigel Wyatt BSC FCA Wyatt & Co Chartered Accountants 125 Main Street Garforth Leeds LS25 1AF

Redeemer Church Folkestone

Year Ended 31 August 2025

Trustees' Annual Report

Objectives and Activities

The Trust, Redeemer Church Folkestone, is established to advance the Christian religion in accordance with our church constitution. This includes the weekly preaching of the gospel in Folkestone, discipleship of church members, children’s work, Christianity Explored/ Hope Explored courses, and continued support of a ministry trainee through bible college. Through its activities, the church seeks to disciple existing Christians, lead others to faith, encourage children and young people and support the training of new ministers.

The Church exists primarily, though not exclusively in the town of Folkestone and the trustees employ one full-time Minister.

The church staff, along with volunteer members of the congregation, aim to carry out the church's objectives through a variety of activities. The weekly church services and the day-to-day discipleship of church members are the main activities used to meet the aims of the charity.

Public Benefit Statement

In considering the activities, the Trustees have had regard to the guidance issued by the Charity Commission on public benefit.

Achievement and Performance

During the year, the church has held weekly meetings for worship, prayer, teaching and evangelism which have been open to all. We are now fully established in our new meeting venue and have seen a few visitors from the local area come along on Sunday mornings. We have also seen a steady increase in holiday makers visiting with us. In addition to Sunday services we have run:

Outreach events including an Easter trail.
Several leaflet drops in the local area.
A town wide leaflet drop facilitated through the Royal mail.
Successfully operated another three-day holiday bible club which attracted a number of families from the local community.
A family Christmas party as part of wider Christmas events.
We continue to run two small groups for church members.
Dedicated children’s work.
Church lunches for members and visitors.

Financial Review

The activities of the charity for the year ending 31st August 2025 resulted in an income of £44,871 (2024: £40,394) and expenditure of £59,032 (2024: £64,272) this led to a deficit of £14,161 (2024: £23,878) during the year.

At the year end the unrestricted funds held by the church were £54,404.

Redeemer Church Folkestone

Year Ended 31 August 2025

Trustees' Annual Report

Reserves Policy

Redeemer Church Folkestone holds a reserves policy that is reviewed annually. Alongside which, the level of reserves held by the church is monitored and managed in accordance with the policy.

The current reserves policy states that the church aims to maintain a level of reserves that is sufficient to cover six months of operating expenses (£32,000). The level of reserves is defined as unrestricted funds that are available to be used for any purpose of Redeemer Church Folkestone. The reserves held at the end of the year ending 31st August 2025 were £54,404. The Trustees recognise that this is above the desirable level of reserves set out in the policy but as the church is in its formative years the Trustees agree to hold a higher level of reserves to ensure the future of Redeemer Church Folkestone.

Volunteers

The church makes significant use of volunteers to run its activities. Other than the pastor, all activities are undertaken by volunteers. This includes facilitating the church services, midweek activities and other one-off events as well as organising and managing key parts of the church activities such as children’s work. The church relies on volunteers to manage some of the key aspects of the running of the charity such as the treasurer.

The church also relies on the financial donations of volunteers and other churches/trusts to further its aims.

Plans for the Future

As much as is in our power we plan to continue with our established meetings (Sunday morning, midweek meetings) as well as our children's work. We plan to continue our pattern of 3 main outreach opportunities over the course of the year (Easter, Summer Holiday Club, Christmas) within the local community. We continue to discuss and seek other outreach events. One church member is in discussion with a local primary school with a view to taking a school assembly on behalf of the church.

Structure, Governance and Management

We operate an ‘elders as trustees' model in which the two church elders are two of the three trustees, and the third trustee is a former elder of our sending church Emmanuel Church Canterbury.

Existing trustees are authorised to appoint new Trustees which is done on discussion with the church elders and the wider church membership. The Trustees govern the financial aspects of the church and ensure the charity continues to meet its aims. The pastor, along with the church elders are responsible for the day-to-day running of the charity and will make decisions within the parameters set by the Trustees such as budget constraints. All spending on behalf of the church has to be dual authorised by two of the trustees with no single trustee able to submit and authorise any expense or payment.

Redeemer Church Folkestone

Year Ended 31 August 2025

Trustees' Annual Report

Trustees’ Responsibilities

Redeemer Church Folkstone's financial statements have been prepared on a cash basis, when receipts and payments take place through the bank account.

The Trustees are responsible for keeping proper accounting records, which disclose with reasonable accuracy at any time the financial position of the Charity. They are also responsible for safeguarding the assets of the Charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approved by the trustees

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Glen Yorke
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Name of Trustee:
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Signed on behalf of the Trustees:
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03/06/2026
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Date of approval:

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Redeemer Church Folkestone

Year Ended 31 August 2025

Independent Examiner's Report

I report to the trustees on my examination of the financial statements of Redeemer Church Folkestone ('the charity') for the year ended 31 August 2025.

Responsibilities and basis of report

As the trustees of the charity you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the charity's financial statements carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I confirm that I am qualified to undertake the examination because I am a member of the Institute of Chartered Accountants in England and Wales (ICAEW), which is one of the listed bodies.

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

accounting records were not kept in respect of the charity as required by section 130 of the Act; or
the financial statements do not accord with those records; or
the financial statements do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair' view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Nigel Wyatt BSC FCA Independent Examiner 125 Main Street Garforth Leeds LS25 1AF

Date:

04/06/2026

Redeemer Church Folkestone

Year Ended 31 August 2025

Statement of Receipts and Payments

			2025		2024
		Unrestricted	Restricted	Total
		Funds	Funds	Funds	Total Funds
	Note	£	£	£	£
Receipts
Donations and legacies	2	44,871	-	44,871	40,394
		`──────────`	`──────────`	`──────────`	`──────────`
Total Receipts		44,871	-	44,871	40,394
		`──────────`	`──────────`	`──────────`	`──────────`
Payments
Payments on charitable activities	3	59,032	-	59,032	64,272
		`──────────`	`──────────`	`──────────`	`──────────`
Total Payments		59,032	-	59,032	64,272
		`──────────`	`──────────`	`──────────`	`──────────`
		`──────────`	`──────────`	`──────────`	`──────────`
Net Receipts / (Payments)		(14,161)	-	(14,161)	(23,878)
		`──────────`	`──────────`	`──────────`	`──────────`
Net Movement in Funds (Cash)
Total funds (cash) brought forward		68,565	-	68,565	92,443
Transfers		-	-	-	-
		`──────────`	`──────────`	`──────────`	`──────────`
Total Funds (Cash) Carried Forward	7	54,404	-	54,404	68,565
		`──────────`	`──────────`	`──────────`	`──────────`
Represented by
General (unrestricted)		54,404	-	54,404	68,565
Restricted funds		-	-	-	-
		──────────	──────────	──────────	──────────
Total Funds Carried Forward		54,404	-	54,404	68,565
		──────────	──────────	──────────	──────────

Redeemer Church Folkestone

Year Ended 31 August 2025

Statement of Assets and Liabilities

As the accounts are prepared on a cash basis there is no formal Balance Sheet or Statement of Financial Position. Instead, a statement of assets and liabilities is outlined giving an indication of the charity's assets at the year end.

The fixed asset value stated below is based on the church's insurance cover during the year.

	2025	2024
	£	£
Fixed Assets
Tangible fixed assets	4,591	4,591
	──────────	──────────
	4,591	4,591
Current Assets
Cash at bank and petty cash	54,404	68,565
	──────────	──────────
	54,404	68,565

Redeemer Church Folkestone

Year Ended 31 August 2025

Notes to the Financial Statements

Basis of Preparation

The financial statements have been prepared on a cash basis when receipts and payments take place through the bank account or petty cash.

Assessment of Going Concern

Preparation of the accounts is on a going concern basis. The trustees consider that there are no material uncertainties about the Charity's ability to continue as a going concern.

Fund Accounting

Unrestricted funds comprise those funds which the trustees are free to use for any purpose in furtherance of the charitable objects. Unrestricted funds include designated funds where the trustees, at their discretion, have set aside resources for a specific purpose.

Restricted funds are funds which are to be used in accordance with specific restrictions imposed by the donor or the term of specific appeal, often known as a ‘special offering’ in the church.

Further explanation of the nature and purpose of each fund is included in the notes to the accounts.

Incoming Resources

All incoming resources are recognised once the charity has entitlement to the resources and the money has been paid.

Resources Expended

Expenditure is recognised on a cash basis when payments have been made through the bank account or by petty cash.

Taxation

The charity is exempt from tax on its charitable activities.

Redeemer Church Folkestone

Year Ended 31 August 2025

Notes to the Financial Statements

Analysis of Receipts
	Unrestricted	Restricted	Total Funds
	Funds	Funds	2025
	£	£	£
Donations and Legacies
Donations and offerings	36,849	-	36,849
Gift aid	4,622	-	4,622
Donation from planting church	3,400	-	3,400
Other Income
Other income	-	-	-
	`──────────`	`──────────`	`──────────`
Total Receipts	44,871	-	44,871
	`──────────`	`──────────`	`──────────`
	Unrestricted	Restricted	Total Funds
	Funds	Funds	2024
	£	£	£
Donations and Legacies
Donations and offerings	24,312	-	24,312
Gift aid	13,882	-	13,882
Donation from planting church	2,200	-	2,200
Other Income
Other income	-	-	-
	`──────────`	`──────────`	`──────────`
Total Receipts	40,394	-	40,394
	`──────────`	`──────────`	`──────────`

Redeemer Church Folkestone

Year Ended 31 August 2025

Notes to the Financial Statements

Payments on Charitable Activities
	Unrestricted	Restricted	Total Funds
	Funds	Funds	2025
Charitable Activities	£	£	£
Administration	3,987	-	3,987
Building	3,864	-	3,864
Communications	4,976	-	4,976
Discipleship & Evangelism	105	-	105
Giving	250	-	250
Pastor expenses	17,865	-	17,865
Safeguarding /children's work	1,176	-	1,176
Staff salaries	26,729	-	26,729
Staff expenses	80	-	80
Supplies	-	-	-
	`──────────`	`──────────`	`──────────`
	59,032	-	59,032
	`──────────`	`──────────`	`──────────`

	Unrestricted	Restricted	Total Funds
	Funds	Funds	2024
Charitable Activities	£	£	£
Administration	5,675	-	5,675
Building	6,279	-	6,279
Communications	668	-	668
Discipleship & Evangelism	286	-	286
Giving	6,500	-	6,500
Pastor expenses	17,309	-	17,309
Safeguarding /children's work	811	-	811
Staff salaries	26,719	-	26,719
Staff expenses	25	-	25
Supplies	-	-	-
	`──────────`	`──────────`	`──────────`
	64,272	-	64,272
	`──────────`	`──────────`	`──────────`

4 Volunteers

The church benefits greatly from the voluntary contributions of time and money from its regular attendees. Please refer to the Trustees' Annual Report for further details about volunteer contributions in the organisation.

Redeemer Church Folkestone

Year Ended 31 August 2025

Notes to the Financial Statements

5 Trustee Remuneration and Expenses

During the year ended 31 August 2025, Trustee Jonathan Sutton received remuneration of £26,150 (2024: £26,150), pension contributions of £2,615 (2024:2,615) and received the provision of residential accommodation. This was received for Jonathan's role as Minister and was not for his role as Trustee.

During the year ended 31 August 2025, 2 Trustees incurred out-of-pocket expenses totalling £4,893 (2024:£5,134). All expenditure was incurred for the day-to-day running of the church.

6 Related Party Transactions

No related party transactions took place during the year, other than the employment of Jonathan Sutton as Minister (disclosed above).

7 Analysis of Charitable Funds

	1 Sept 2024	Receipts	Payments	Transfers 31 Aug 2025	Transfers 31 Aug 2025
	£	£	£	£	£
Unrestricted Funds
General	68,565	44,871	(59,032)	-	54,404
	`──────────`	`──────────`	`──────────`	`──────────`	`──────────`
Total Unrestricted	68,565	44,871	(59,032)	-	54,404
	`──────────`	`──────────`	`──────────`	`──────────`	`──────────`
Restricted Funds
	-	-	-	-	-
	`──────────`	`──────────`	`──────────`	`──────────`	`──────────`
Total Restricted	-	-	-	-	-
	`──────────`	`──────────`	`──────────`	`──────────`	`──────────`
	`──────────`	`──────────`	`──────────`	`──────────`	`──────────`
Total	68,565	44,871	(59,032)	-	54,404
	`──────────`	`──────────`	`──────────`	`──────────`	`──────────`
	1 Sept 2023	Receipts	Payments	Transfers 31 Aug 2024
	£	£	£	£	£
Unrestricted Funds
General	92,443	40,394	(64,272)	-	68,565
	`──────────`	`──────────`	`──────────`	`──────────`	`──────────`
Total Unrestricted	92,443	40,394	(64,272)	-	68,565
	`──────────`	`──────────`	`──────────`	`──────────`	`──────────`
Restricted Funds
	-	-	-	-	-
	`──────────`	`──────────`	`──────────`	`──────────`	`──────────`
Total Restricted	-	-	-	-	-
	`──────────`	`──────────`	`──────────`	`──────────`	`──────────`
	`──────────`	`──────────`	`──────────`	`──────────`	`──────────`
Total	92,443	40,394	(64,272)	-	68,565
	`──────────`	`──────────`	`──────────`	`──────────`	`──────────`