Carniel Communi
Church Trust
2024125 Trustees R
ort
Index to Accounts
Pages-
Trust Information
Page 2
Trustees Report
Page 3-6
Financial Report
Page 7-8
Trustees Statement of Accounts Page 9-10
Independent Examiners Report Page 11

Carniel Christian Centre Church Trust - Trustees Raport
Trust Information
Status
A Charitable Incorporated Organrsation.
Charity Registration No 1190036
Trustees
Mark Thomas (Chair)
Susan Moores
Michael Brown
Tracey Taplin
Elders & Pastors
Mark Thomas (Pastor and Elder)
Susan Moores
Lisa Gilmore
Treasurer
Derek Francis
CAP Centre Manager
Lisa Gilmore
Registsred Address
Carmel Community Church
Seymour Street
Denton
Manchester M34 3PF
Independent Examiner
John Hulme
Bankers
Charrties Aid Foundation Bank
25 Kings Hill Road
Kings Hill
Wesl Marling
Kent ME19 4JQ
Sort Code: 40-5240
Account No 00018760

Carmel Chrfstian Centre Church Trust
Trustees Report for the year ended 31 March 2025
Objectives..
1. To advance the Christian Faith in accordance with the statement in such ways and
In such parts of the United Kingdom or the world as the Church Council from time to
time may think fit.
2. To relieve sickness and financial hardship and to promote and preserve good
health by the provision of funds, goods, or services of any kind including through the
provision of counselling and support in such parts of the United Kingdom or the world
as the church council from time-to-time think fit:
3. To advance education in such ways and in such parts of the United Kingdom or
the world as the church council from time to time may think fit.
The Church: Its aims and objectives:
The aims and objectives as stated above are the basis for our charitable status. The
trustees and elders therefore have a role to keep the activities of the church within its
designated purpose.
As a leadership the trustees of Carmel Community Centre are committed to taking
our faith and making it both practical and accessible to our community. We continue
to teach principles of faith and Christian living and how this impacts our members
personally and how we together meet needs in our community local and
international.
At CCC we have a number of teams that work tirelessly to carry our vision and
message. Each team has a functlon and ministry within CCC that is part of our
reaching out to our community and expressing God's heart in numerous ways.
Within the structure of CCC a number of departments operate that enable the
organisation to bJnction and to meet the aims of the charity.
CAP debt centre
Carmel Kids
Dynamite Dads
Youth
Prayer Chain
Carmel Cafe
Crafts for All
Silver Cord Ministry
Freedom Homes (Stopped April 2024)

Each of these departments fulfils our value of reaching into the community and
offering a Servi￿ that meets a local identified need. CCC members each week
sacrificially commit their time and energy for the benefit of others. As trustees and on
behalf of all the members of CCC we thank you for your dedication and passion in
serving God and blessing others.
CAP Debt Centre
CAP Debt Centre Report for April 2024 - March 2025
The centre continues to thrtve working In partnership with Holy Trinity Church,
Stalybridge. Lisa the Debt Centre Manager, and Alan a Debt Coach for Ihe centre,
cover the whole of Tameside seeing 5 new clients a month between them (3 for Lisa
and 2 for Alan). This year Lisa has seen 10 families go debt free and connected with
over 30 families locally. Lisa also trained as a CAP Money Coach and provided 5
Money Coaching courses over the year.. 2 group courses and 3 one to one courses
for a total of 12 people. Money coaching is a free Servi￿ designed to empower
people with the knowledge, skills, tools and confidence to better manage your
finances long term.
Lisa and her team of volunteers always show a caring. supportive attitude that
demonstrates the values of Carmel Community Church.
Cornmunlty
CCC re￿iVed funding from TMBC identified as the Winter Pressure Fund to support
people in the community throughout the winter period. Alex and Tracey Taplin
managed this fund of just over £4810. We continued to help people with food
parcels. one off payments for white goods and utility supplies. We also opened up
the building as a warm space offering a safe pla￿ to keep warm and receive a hot
drink and meal.
Freedom Homes - due to the project manager moving area and a severe lack of
available property to run the project the trustees made the deasion to bring the
project to an end. The charity continues to work with those in our community seeking
to break free from addiction.
Carniel Café
We have completed our 81h year. Our current café manager is Sarah Brown who is
continuing to keep up the good work. We have a number of volunteers supporting
the café and learning new skills on the job, induding those recovering from addiction
and three students doing work experience. Sarah is able to train up these volunteers
to further their opportunities for pald employment elsewhere. It operates 3 days a
week for local people and offers a warm, friendly place during the colder months. We
have seen local walk- in trade flourish in this period as well as slte users stsying to
eat at the café.
Carniel Kid5
In Camiel Kids Mary, Liz and I have worked alongside a small group of children aged
between 3 and 11 each Sunday over the past year. We have had bible stories.
drama, songs, games. quizzes and crafts. We have had parties at the end of each
term. On Sunday we had 9 children which has grown considerably from the 3 or 4
we have had in the past. Bev Moores.
Young Peopla

Our young people {14-18) were meeting every other Sunday moming during 20241
2025 and strong relationships were fomied with their leaders Scott and Sarah who
did a great job in helping the young people leam about Christian values and how
they could apply them in their daily lives. This is essential in family life and school.
The young people need to be equipped to deal with the challenging world they live
in. Having a young people's group is never static and they move on.
Dynamite Dads
We provide a cafe for all dad's and children to eat at discount prices.
The cafe is run that day solely on volunteers that have undergone or worked through
recovery programmes for, mentsl. Ohysical health and addiction.
The group is also run by 2 volunteers Sarah and Carol.
Carol comes up with new crafts each month, and play time conslsts of bouncy
caslles, toys. dancing and singing.
The dads group offers a safe space for children to play and dad's I
grandadslguardians and uncles, to socialise, discuss and share parenting advice
Istruggles and celebrations.
Although we have lost 2 families due to emigration to other countries this year. this
has not affected the size of our group. And we have welcomed several more new
dad's and children to the group.
Silver Cord
This is a communty outreach operating from Ihe charity Silver Cord with whom we
work in partnership supporting people in isolation very often through simply growing
older. This is such a valued ministry of the church, and we want to thank those
members of CCC who support this charity as volunteers. We decided to donate £50
per month as an ongoing investment into their work.
Prayer Chain
The prayer chain begun during COVID as a support ne￿Ork for our members.
During this past year we have seen significant answers to those prayer ￿queSts.
Prayer is fundamental to our values, and we recognise the ongoing faithful work of
Val and the team to sustain this ministry.
Worship Team
We continue to develop the skills of our worship team as they practlce and lead
every Sunday. Unfortunately our lead musician injured his hand and we used
available backing tracks during this year to enable sung worship in our services. It is
safe environment for people to grow in their musical ability. learning to use mixing
equipmenl and playing together. The team support each other and are l&arning the
core values of CCC.
Women Together
During the year four ladies began a new department at CCC called Women
Together. They began with an introduction of the team and the aims and objectives
as they move forward. This was well attended and supported by the ladies of CCC.
Communlty Groups
As we work with various communlty groups the church building has become a great
asset for our community. These groups are Tracy Drury Exercise classes, Baby
Sensory, Crafty Kids, Lil B6alz. Showstoppers, Base Dance Group. Acorn Recovery
wn recovery courses. CGL {drug and alcohol team). Diabetes Training Reedwell),

Maximus (supporting refugees). Anew and Alcoholics Anonymous plus the
occasional one off room hire sessions.
Carmel Llfe
For the past few years, we have focused on reaching out to our community by
offering the church building. The building is now used everyday for various
community groups, who now base themselves here. We have a great working
relationship with each group who appreciate the quality of the building and all the
facilities we offer. particularly the community café.
We have completed the name change to Carmel Community Church and have
transferred all the charity assets to the new charity and opened a new bank account
with the new charity name. This year we also saw the appointment of Mick Brown
and Tracey Taplin as new trustees. We also want to thank Ged Kelly who decided it
was time for him to step down from his role as an elder and trustee. Ged has been a
loyal and valuable asset to CCC particularty as a teacher where his giftings lies.
Thg Future
We are looking to consolidate our role in the community and continue to work In
partnership with various community groups to five access to the building f8cilities.
We are constantly evaluating our church development and are looking to grow a
wider leadership team. Currently we are making plans for the departmental leaders
to attend AOG regional events that will inspire them to develop their giftings.
We are also as a trustee board looking at succession planning and seeking advice
from our AOG network.

Finance 2024125
Opening Balance 11412024
£41,933.57
Closing Balance 311312025
£33,588.04
Income
2024-2025
MemberGlvln
Room Hlre
HMRC Tax Refund
BenefactorTrust
0￿Café
Crafts forAII
amSte Dads
Chrlstmas Fa
CAPDonations
Misc
Bank Interest
WinterPressure Fund
Inc solar
aneldonatlons
58,999A8
10.783.19
8,564.76
2.300.00
5,822.55
739.09
213.00
587.00
3.680.00
833.14
83.97
4,810.00
2023-2024
TOTAL Income
97A16.18
Men￿)erS
Bankdirect
weekl offerin
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2024-2025
44,195.00
16N24.48

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1. Reserves. The twstees seek where possible to retain within the Current Account
cleared funds, we currently have deared funds that allows four months without any
income.
2. Mission Glving Amount. Our mission giving would aim to be 10 % of trust income
When we consider mission. we include local, national and international outreach
3. Mission Giving Pollcy. Our policy is based on the following principles-
a) Relationship - whilst the trustees will retain flexibility for emergency situations the
aim is to give resource out of relationship wilh Carmel Christian Centre
b) Time Limited- the trustees will not agree any new open-ended commitment to
any cause. All mission giving is agreed for a fixed period of time and is reviewed
appropriately
c} Accountability- the trustees expect the reciplents, when asked will be
accountsble for providing full details of expenditure and if considered appropriate by
the trustees re￿Ipts or other evidence that our giving has been used in accordance
with the basis on which it was given.
d} Fa￿ to face support- this is considered more desirable that just providing
support on its own. Whilst on occasion pure financial support is appropriate to deal
with events such as disaster relief, we would seek to help bring people to the point of
self-sufficiency with our mission giving.
4. The trust does not 8￿pt restricted glvlng of any nature, all donors to the charity
should be aware that gifts can be used for any legal purpose that is defined under
the charlties aims in the trust deed.
Charity law allows a charlty to aC￿pt gifts and donations, which are either restricted
or unrestricted. If a gift is unrestricted the trustees are allowed to use the funds for
any purpose that are part of the aims and objectives of the Trust. Restricted gifts can
only be used for the specified reason for which they were given. unless permission is
sort and obtained by the giver to either change the restriction or make the gift
unrestricted.
There is a further type of giving that is designated. Designated is still unrestricted
however the trustees and the giver have the intention to Use the gift for a specified
purpose, however importantly the trustees are not bound to use the funds in this way
should, in Iheir opinlon, a greater need arise and they decide to use the money for
another need of the charity.
Risk Management
All major insurable risks are subject to nomal Churches and employees insuran￿.
We also have a number of risk management policies Including Child Protection. An
annual review of all areas of risk is undertaken by the Trustees with the viaw to
remove or mitigate the likelihood or affect for all risks affecting the charity.

Statemént of Trustses Responslbilities
Charity law requires the trustees to prepare accounts for each financial year. which
is a true and fair view of the state of affairs of the Charity and of the profit and loss of
the charity for that perlod. In preparing these accounts, the trustees are required to."
Select suitable accounting policies and estimates that are reasonable and
prudent.
Make adjustments and estimates that are reasonable and prudent
Prepare accounts on the going concern basis unless it is inappropriate to
presume that the Charity will continue in operation
The trustees are responsible for keeping proper accounting records. which disclose
with reasonable accuracy at any time the financial position of the Charity and to
enable them to ensure that the accounts comply with the Charities Acts. They are
also responsible for safeguarding the assets of the Charity and hence for taking
reasonable steps for the prevention and detection of fraud and other irregularities.
The trustees confirm that the accounts comply with current statutory requirements
and those of the Charity's trust deed.
Approved by the Board of Trustees on:
Date:
And signed on its behalf by
Mark Thomas (Chair of trustees)
Susan Moores (Trustee)
io

CHARITY COMMISSION
FOR ENGLANO AND WALES
Independent examIne￿S
report on the accounts
Section A
Independent Examiner's Report
Rèport to the trusteesl
members of
Camiel Communlty Churd)
On accounts for th8 yoar
onded
3110312025
Charlty no
(If any)
119tX136
Sèt out on pages
1-11
I reFQrt to the trustees on my examination (rf the accounts of the above
charty (Ihe Trust.) for the year ended l o31zoiS
Responslbllttles and As the chartty tnjstees of the Trust, you are responslble fDr the preparation
bas18 of report of the accounts in accordance wth the requiraments of the Charities Act
2011 {Ihe Acr).
I r8POrt in rgspect of my oxamination of the Trust's accounts carried out
under section 145 of the 2011 Act and In carying out my examination. I
have followed tha applicable Directions given by the Charity Commisslon
under section 145(5Kb) of the ACL
I have cornpleted my examlnation. I corffirm Ihat no mat8ri81 matters have
come to my attention in connection with the gxamination whlch gives rne
cause to believe that In. any material respect:
accounting records were not kept in accordance wlth s9Ctlon 130 of
thè Act or
thè accounts do not accord vvith the accounting records
Independent
examlnerfs statement
I have no concems and havè come across no other matters in connectlon
with the examination to which attention should be drawn In order to enable
proper understanding of the accounts to be reathed.
Signed:
2910112026
Name:
John Thomas Hulme JP
Relevanl professlonal
quallflcatlon{s) or body
Ilf any):
Address:
Daleside 59 Glbrattar Lane
Denton
Manchester M34 7PY
Section B
Disclosure
Only complete rf the examiner needs to highlight matters of concern (see CC32,
Independent examination of charity accounts-. dire¢Elons and guidance for
examiners).
IER
October 2018