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2025-03-31-accounts

COMPANY REGISTRATION NUMBER: 03588496 CHARITY REGISTRATION NUMBER: 1189976

Crest Co-operative Ltd Company Limited by Guarantee Unaudited Financial Statements

31 March 2025

JONES & GRAHAM ACCOUNTANTS LTD

Chartered Certified Accountants 6 Hall Square DENBIGH Denbighshire LL16 3NU

Crest Co-operative Ltd

Company Limited by Guarantee

Financial Statements

Year ended 31 March 2025

Page
Trustees' annual report (incorporating the director's report) 1
Chartered certified accountants report to the board of trustees
on the preparation of the unaudited statutory financial
statements 6
Statement of financial activities (including income and
expenditure account) 7
Statement of financial position 8
Statement of cash flows 10
Notes to the financial statements 11
The following pages do not form part of the financial statements
Detailed statement of financial activities 22
Notes to the detailed statement of financial activities 25

Crest Co-operative Ltd

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Director's Report)

Year ended 31 March 2025

The trustees, who are also the directors for the purposes of company law, present their report and the unaudited financial statements of the charity for the year ended 31 March 2025.

Reference and administrative details

Registered charity name Crest Co-operative Ltd Charity registration number 1189976 Company registration number 03588496 Principal office and registered Unit 2 Brierley House office Ferry Farm Road Llandudno Junction Conwy LL31 9SF

The trustees

Mr M Thompson Mrs K M Baker (Resigned 14 February 2025) Mrs A K Burke Mrs E Leeb-Redhead Company secretary Wendy Williams Accountants Jones & Graham Accountants Ltd Chartered Certified Accountants 6 Hall Square DENBIGH Denbighshire LL16 3NU

1

Crest Co-operative Ltd

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Director's Report) (continued)

Year ended 31 March 2025

Structure, governance and management

Crest Co-operative Ltd is governed by a voluntary board of Trustees; during the last reporting year, 6 were registered trustees (including the Chairman)). We continue to search for an appropriately experienced/skilled candidate as part of our drive to have a full board of 7 Trustees.

The board of Trustees has met quarterly by video link.

The Senior Management team (Managing Director, Strategic Business Development Manager and the Finance Manager) submit monthly reports to the Trustees and attend the quarterly Trustee meetings to answer queries, discuss and vote upon strategic decisions outside of the scope of everyday operational decision making. Minutes of the meetings are kept by the Company Secretary.

All management reports are filed on our central server and include the following information:

Financial HR / Wellbeing Health and safety Departmental performance Operational updates Project development Grants and contracts

2

Crest Co-operative Ltd

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Director's Report) (continued)

Year ended 31 March 2025

Objectives and activities

The objectives of the Charity are specifically restricted to the following:

a) To advance education, training and volunteering particularly for people with disabilities or in need by reason of their social or economic circumstances.

b) The prevention or relief of poverty by the recycling / reuse and provision of furniture, clothes and other household items to individuals in need and/or charities, or other organisations working to prevent or relieve poverty.

c) The relief of unemployment for the benefit of the public in such ways as may be thought fit, including assistance to find employment.

d) To promote social inclusion for the public benefit by preventing people from becoming socially excluded, relieving the needs of those people who are socially excluded and assisting them to integrate into society.

For the purpose of this clause 'socially excluded' means being excluded from society, or parts of society, as a result of one or more of the following factors: unemployment; financial hardship; youth or old age; ill health (physical or mental); substance abuse or dependency including alcohol and drugs; discrimination on the grounds of sex, race, disability, ethnic origin, religion, belief, creed, sexual orientation or gender re-assignment; poor educational or skills attainment; relationship and family breakdown; poor housing (that is housing that does not meet basic habitable standards; crime (either as a victim of crime or as an offender rehabilitating into society). e) To promote such other charitable purposes as the trustees may from time to time determine.

3

Crest Co-operative Ltd

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Director's Report) (continued)

Year ended 31 March 2025

Achievements and performance

During the 2024/25 financial year, Crest continued to deliver significant public benefit in the context of sustained economic pressure arising from the cost-of-living crisis. Demand for the organisation's services remained high, particularly in relation to food insecurity, employability support, and access to affordable household goods. Throughout the year, Crest remained focused on responding to local need, supporting vulnerable individuals, and strengthening communities through inclusive and environmentally responsible services.

The Trustees wish to formally acknowledge the commitment and professionalism of Crest's staff and volunteers, whose contribution has been fundamental to the organisation's achievements.

Community Support and Public Benefit

Addressing food and hygiene poverty remained a core charitable priority. Through the National Lottery funded Happi-tat Project and Crest Foodshare, 85,455 meals were provided during the year, supporting 5,297 individuals. Delivery significantly exceeded original targets, clearly demonstrating ongoing and increasing community need. Service improvements introduced during the year enhanced dignity, access, and operational efficiency.

Employability, Volunteering and Skills

Crest continued to support individuals facing barriers to employment through structured, personcentred programmes. 39 people participated in the Assisted Community Employment (ACE) programme, delivered in partnership with the Conwy Employment Hub. Outcomes included 20 job outcomes, 6 volunteering placements, and 1 educational outcome. Following its success, funding was secured for the programme to continue into 2025/26. Volunteers contributed 5,502 hours of support, and 48 training courses were completed.

Health, Wellbeing and Supported Ability Placement

The Supported Ability Placement (SAP) service continued to deliver inclusive, strengths-based support. During the year, 13,659 hours of support were provided. Crest's community gardens received the Green Flag Award for the for the second consecutive year, recognising high standards of accessibility, environmental management, and community involvement.

Environmental Sustainability and Reuse

Reuse and recycling remain central to Crest's charitable purpose. During the year, 3,111 furniture collections were completed, saving 60 tonnes of furniture from landfill. 267 tonnes of textiles were collected for reuse and recycling. The White Goods service processed 232 tonnes of appliances, supported 1,259 households, delivered £235,950 in savings to customers, and prevented 130 tonnes of CO? emissions.

Community Investment and Governance

Crest reinvested £2,000 directly into local community causes, including schools, sports clubs, and community groups. The organisation achieved UK Reuse 'Business Excellence' status for the second consecutive year following an independent audit. Trustees continued to strengthen governance, risk management, and internal controls, ensuring accountability, transparency, and effective oversight. Staff continued to be paid above the National Living Wage, with ongoing investment in training, wellbeing, and organisational values.

Looking Forward

The Trustees are satisfied that Crest has delivered clear and demonstrable public benefit throughout

4

Crest Co-operative Ltd

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Director's Report) (continued)

Year ended 31 March 2025

2024/25. With secured funding for key programmes, strong partnerships, and services firmly rooted in community need, the organisation enters 2025/26 in a stable position, and remains committed to delivering its charitable objectives for the benefit of the communities it serves.

Financial review

The financial transactions of the charity during the year and the financial position at the end of the year are set out in the attached accounts and are reviewed in the separate Annual Report. The trustees consider the financial position to be satisfactory.

The trustees have assessed the major risks to which the charity is exposed, and are satisfied that systems are in place to mitigate exposure to the major risks. They intend to keep this matter under regular review.

Small company provisions

This report has been prepared in accordance with the provisions applicable to companies entitled to the small companies exemption.

29/01/2026 The trustees' annual report was approved on .............................. and signed on behalf of the board of trustees by:

Mr M Thompson Trustee

5

Crest Co-operative Ltd

Company Limited by Guarantee

Chartered Certified Accountants Report to the Board of Trustees on the Preparation of the Unaudited Statutory Financial Statements of Crest Cooperative Ltd

Year ended 31 March 2025

As described on the statement of financial position, the trustees of the charity are responsible for the preparation of the financial statements for the year ended 31 March 2025, which comprise the statement of financial activities (including income and expenditure account), statement of financial position, statement of cash flows and the related notes.

You consider that the charity is exempt from an audit under the Companies Act 2006.

In accordance with your instructions we have compiled these financial statements in order to assist you to fulfil your statutory responsibilities, from the accounting records and from information and explanations supplied to us.

JONES & GRAHAM ACCOUNTANTS LTD Chartered Certified Accountants

6 Hall Square DENBIGH Denbighshire LL16 3NU

6

Crest Co-operative Ltd

Company Limited by Guarantee

Statement of Financial Activities (including income and expenditure account)

Year ended 31 March 2025

2025 2025 2024
Unrestricted
funds Total funds Total funds
Note £ £ £
Income and endowments
Donations and legacies 5 515,009 515,009 552,791
Trading activities 6 130,390 130,390 220,747
Investment income 7 1 1 9
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
Total income 645,400 645,400 773,547
৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶
Expenditure
Expenditure on raising funds:
Costs of other trading activities 8 47,727 47,727 39,876
Expenditure on charitable activities 9 584,887 584,887 790,275
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
Total expenditure 632,614 632,614 830,151
৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
Net income/(expenditure) and net movement in funds 12,786 12,786 (56,604)
৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶
Reconciliation of funds
Total funds brought forward 379,248 379,248 435,852
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
Total funds carried forward 392,034 392,034 379,248
৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

The notes on pages 11 to 20 form part of these financial statements.

7

Crest Co-operative Ltd

Company Limited by Guarantee

Statement of Financial Position

31 March 2025

2025 2024
Note £ £
Fixed assets
Tangible fixed assets 13 1,331,623 1,371,756
Investments 14 100 100
ৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄ
1,331,723 1,371,856
Current assets
Debtors 15 266,590 441,024
Cash at bank and in hand 45,382 43,895
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
311,972 484,919
Creditors: amounts falling due within one year 16 111,360 271,134
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
Net current assets 200,612 213,785
ৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄ
Total assets less current liabilities 1,532,335 1,585,641
Creditors: amounts falling due after more than one year 17 1,140,301 1,206,393
ৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄ
Net assets 392,034 379,248
৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶
Funds of the charity
Unrestricted funds 392,034 379,248
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
Total charity funds 19 392,034 379,248
৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶

For the year ending 31 March 2025 the charity was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Directors' responsibilities:

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies' regime.

The statement of financial position continues on the following page. The notes on pages 11 to 20 form part of these financial statements.

8

Crest Co-operative Ltd

Company Limited by Guarantee

Statement of Financial Position (continued)

31 March 2025

These financial statements were approved by the board of trustees and authorised for issue on 29/01/2026........................, and are signed on behalf of the board by:

Mr M Thompson Trustee

The notes on pages 11 to 20 form part of these financial statements.

9

Crest Co-operative Ltd

Company Limited by Guarantee

Statement of Cash Flows

Year ended 31 March 2025

2025 2024
£ £
Cash flows from operating activities
Net income/(expenditure) 12,786 (56,604)
Adjustments for:
Depreciation of tangible fixed assets 113,416 113,071
Other interest receivable and similar income (1) (9)
Interest payable and similar charges 282 302
Accrued expenses/(income) 161,043 (268)
Changes in:
Trade and other debtors 9,792 (112,587)
Trade and other creditors (77,917) (42,768)
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
Cash generated from operations 219,401 (98,863)
Interest paid (282) (302)
Interest received 1 9
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄ
Net cash from/(used in) operating activities 219,120 (99,156)
৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶
Cash flows from investing activities
Purchase of tangible assets (73,283) (56,485)
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄ
Net cash used in investing activities (73,283) (56,485)
৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶
Cash flows from financing activities
Proceeds from loans from group undertakings (144,350) 144,350
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
Net cash (used in)/from financing activities (144,350) 144,350
৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶
Net increase/(decrease) in cash and cash equivalents 1,487 (11,291)
Cash and cash equivalents at beginning of year 43,895 55,186
ৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄ
Cash and cash equivalents at end of year 45,382 43,895
৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶

The notes on pages 11 to 20 form part of these financial statements.

10

Crest Co-operative Ltd

Company Limited by Guarantee

Notes to the Financial Statements

Year ended 31 March 2025

1. General information

The charity is a public benefit entity and a private company limited by guarantee, registered in England and Wales and a registered charity in England and Wales. The address of the registered office is Unit 2 Brierley House, Ferry Farm Road, Llandudno Junction, Conwy, LL31 9SF.

2. Statement of compliance

These financial statements have been prepared in compliance with FRS 102, 'The Financial Reporting Standard applicable in the UK and the Republic of Ireland', the Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (Charities SORP (FRS 102)) and the Companies Act 2006.

3. Accounting policies

Basis of preparation

The financial statements have been prepared on the historical cost basis, as modified by the revaluation of certain financial assets and liabilities and investment properties measured at fair value through income or expenditure.

The financial statements are prepared in sterling, which is the functional currency of the entity.

Going concern

There are no material uncertainties about the charity's ability to continue.

Judgements and key sources of estimation uncertainty

The preparation of the financial statements requires management to make judgements, estimates and assumptions that affect the amounts reported. These estimates and judgements are continually reviewed and are based on experience and other factors, including expectations of future events that are believed to be reasonable under the circumstances.

Income tax

The taxation expense represents the aggregate amount of current and deferred tax recognised in the reporting period.

Current tax is recognised on taxable income or expenditure for the current and past periods. Current tax is measured at the amounts of tax expected to pay or recover using the tax rates and laws that have been enacted or substantively enacted at the reporting date.

11

Crest Co-operative Ltd

Company Limited by Guarantee

Notes to the Financial Statements (continued)

Year ended 31 March 2025

3. Accounting policies (continued)

Fund accounting

Unrestricted funds are available for use at the discretion of the trustees to further any of the charity's purposes.

Designated funds are unrestricted funds earmarked by the trustees for particular future project or commitment.

Restricted funds are subjected to restrictions on their expenditure declared by the donor or through the terms of an appeal, and fall into one of two sub-classes: restricted income funds or endowment funds.

Incoming resources

All incoming resources are included in the statement of financial activities when entitlement has passed to the charity; it is probable that the economic benefits associated with the transaction will flow to the charity and the amount can be reliably measured. The following specific policies are applied to particular categories of income:

12

Crest Co-operative Ltd

Company Limited by Guarantee

Notes to the Financial Statements (continued)

Year ended 31 March 2025

3. Accounting policies (continued)

Resources expended

Expenditure is recognised on an accruals basis as a liability is incurred. Expenditure includes any VAT which cannot be fully recovered, and is classified under headings of the statement of financial activities to which it relates:

All costs are allocated to expenditure categories reflecting the use of the resource. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs are apportioned between the activities they contribute to on a reasonable, justifiable and consistent basis.

Tangible assets

Tangible assets are initially recorded at cost, and subsequently stated at cost less any accumulated depreciation and impairment losses. Any tangible assets carried at revalued amounts are recorded at the fair value at the date of revaluation less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

An increase in the carrying amount of an asset as a result of a revaluation, is recognised in other recognised gains and losses, unless it reverses a charge for impairment that has previously been recognised as expenditure within the statement of financial activities. A decrease in the carrying amount of an asset as a result of revaluation, is recognised in other recognised gains and losses, except to which it offsets any previous revaluation gain, in which case the loss is shown within other recognised gains and losses on the statement of financial activities.

13

Crest Co-operative Ltd

Company Limited by Guarantee

Notes to the Financial Statements (continued)

Year ended 31 March 2025

3. Accounting policies (continued)

Depreciation

Depreciation is calculated so as to write off the cost or valuation of an asset, less its residual value, over the useful economic life of that asset as follows:

Property and improvements - 4% straight line
Long leasehold property - 4% straight line
Enterprise activities equip & - 25% straight line
fittings
Office F&F and computer - 20% straight line
equipment
Motor vehicles - 25% straight line

Investments

Unlisted equity investments are initially recorded at cost, and subsequently measured at fair value. If fair value cannot be reliably measured, assets are measured at cost less impairment.

Listed investments are measured at fair value with changes in fair value being recognised in income or expenditure.

Investments in associates

Investments in associates accounted for in accordance with the cost model are recorded at cost less any accumulated impairment losses.

Investments in associates accounted for in accordance with the fair value model are initially recorded at the transaction price. At each reporting date, the investments are measured at fair value, with changes in fair value taken through income or expenditure. Where it is impracticable to measure fair value reliably without undue cost or effort, the cost model will be adopted.

Dividends and other distributions received from the investment are recognised as income without regard to whether the distributions are from accumulated profits of the associate arising before or after the date of acquisition.

Investments in joint ventures

Investments in jointly controlled entities accounted for in accordance with the cost model are recorded at cost less any accumulated impairment losses.

Investments in jointly controlled entities accounted for in accordance with the fair value model are initially recorded at the transaction price. At each reporting date, the investments are measured at fair value, with changes in fair value taken through income or expenditure. Where it is impracticable to measure fair value reliably without undue cost or effort, the cost model will be adopted.

14

Crest Co-operative Ltd

Company Limited by Guarantee

Notes to the Financial Statements (continued)

Year ended 31 March 2025

3. Accounting policies (continued)

Investments in joint ventures (continued)

Dividends and other distributions received from the investment are recognised as income without regard to whether the distributions are from accumulated profits of the joint venture arising before or after the date of acquisition.

Impairment of fixed assets

A review for indicators of impairment is carried out at each reporting date, with the recoverable amount being estimated where such indicators exist. Where the carrying value exceeds the recoverable amount, the asset is impaired accordingly. Prior impairments are also reviewed for possible reversal at each reporting date.

For the purposes of impairment testing, when it is not possible to estimate the recoverable amount of an individual asset, an estimate is made of the recoverable amount of the cashgenerating unit to which the asset belongs.

Government grants

Government grants are recognised at the fair value of the asset received or receivable. Grants are not recognised until there is reasonable assurance that the charity will comply with the conditions attaching to them and the grants will be received.

Where the grant does not impose specified future performance-related conditions on the recipient, it is recognised in income when the grant proceeds are received or receivable. Where the grant does impose specified future performance-related conditions on the recipient, it is recognised in income only when the performance-related conditions have been met. Where grants received are prior to satisfying the revenue recognition criteria, they are recognised as a liability.

4. Limited by guarantee

Number of trustees as at the year-end was 3. The warranty liability is restricted to £1 per trustee.

The company keeps a register of trustees at its registered office and has been satisfactorily maintained throughout the current year. An extract has been reproduced below of the overall membership movements:-

Trustees brought forward 4
New trustees appointed 0
Trustees resigned 1
Trustees carried forward 3

The list of trustees carried forward as at 31.03.2025 is as follows:-

Michael James Thompson Anna Katrina Burke Ebony Leeb-Redhead

15

Crest Co-operative Ltd

Company Limited by Guarantee

Notes to the Financial Statements (continued)

Year ended 31 March 2025

5. Donations and legacies

Unrestricted Total Funds Unrestricted Total Funds
Funds 2025 Funds 2024
£ £ £ £
Donations
Donations 24,715 24,715 29,759 29,759
Crest Trading Stores Ltd 99,000 99,000 176,729 176,729
Grants
Denbighshire Work Opportunities 201,473 201,473 217,065 217,065
The National Lottery 127,326 127,326 114,238 114,238
Circular Communities Cymru 54,162 54,162
Other Grants 8,333 8,333 15,000 15,000
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
515,009 515,009 552,791 552,791
৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶
6. Trading activities
Unrestricted Total Funds Unrestricted Total Funds
Funds 2025 Funds 2024
£ £ £ £
Trading income 268 268 340 340
Collections 29,338 29,338 142,409 142,409
Furniture packs 42,830 42,830 35,750 35,750
Ragamuffins toys & clothes sales 157 157
Room rental 287 287
Probation service income 42,000 42,000 42,000 42,000
Training income 11,402 11,402 6 6
Other income 4,265 4,265 85 85
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
130,390 130,390 220,747 220,747
৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶
7. Investment income
Unrestricted Total Funds Unrestricted Total Funds
Funds 2025 Funds 2024
£ £ £ £
Bank interest receivable 1 1 9 9
৶৶৶৶ ৶৶৶৶ ৶৶৶৶ ৶৶৶৶
8. Costs of other trading activities
Unrestricted Total Funds Unrestricted Total Funds
Funds 2025 Funds 2024
£ £ £ £
Foodshare project 47,727
৶৶৶৶৶৶৶৶
47,727
৶৶৶৶৶৶৶৶
39,876
৶৶৶৶৶৶৶৶
39,876
৶৶৶৶৶৶৶৶

16

Crest Co-operative Ltd

Company Limited by Guarantee

Notes to the Financial Statements (continued)

Year ended 31 March 2025

9. Expenditure on charitable activities by activity type

Activities
undertaken Total funds Total fund
directly Support costs 2025 2024
£ £ £ £
Work Opportunities 98,798 98,798 109,233
Precious Plastics 4,446 4,446 1,095
Training 14,050 14,050 25,479
Pabo Lane, Llandudno Junction 92,297 92,297 89,497
Household Drivers 114,157 114,157 188,396
Probation 2,411 2,411 2,938
National lottery 28,641 28,641
Governance costs 230,087 230,087 373,637
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
354,800 230,087 584,887 790,275
৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶

10. Net income/(expenditure)

Net income/(expenditure) is stated after charging/(crediting):

2025 2024
£ £
Depreciation of tangible fixed assets 113,416
৶৶৶৶৶৶৶৶৶
113,071
৶৶৶৶৶৶৶৶৶

11. Staff costs

The total staff costs and employee benefits for the reporting period are analysed as follows:

2025 2024
£ £
Wages and salaries 378,389
৶৶৶৶৶৶৶৶৶
519,587
৶৶৶৶৶৶৶৶৶

The average head count of employees during the year was 41 (2024: 41).

No employee received employee benefits of more than £60,000 during the year (2024: Nil).

12. Trustee remuneration and expenses

No remuneration or other benefits from employment with the charity or a related entity were received by the trustees.

17

Crest Co-operative Ltd

Company Limited by Guarantee

Notes to the Financial Statements (continued)

Year ended 31 March 2025

13. Tangible fixed assets

Enterprise Office F&F
Long activities and
Freehold leasehold fittings & computer Motor
property property containers equipment vehicles Total
£ £ £ £ £ £
Cost
At 1 Apr 2024 1,492,122 287,359 82,047 257,167 292,879 2,411,574
Additions 20,268 53,015 73,283
ৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄ
At 31 Mar 2025 1,512,390 287,359 82,047 310,182 292,879 2,484,857
৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶
Depreciation
At 1 Apr 2024 444,796 45,977 82,047 222,617 244,381 1,039,818
Charge for the
year 59,140 11,494 27,018 15,764 113,416
ৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄ
At 31 Mar 2025 503,936 57,471 82,047 249,635 260,145 1,153,234
৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶
Carrying amount
At 31 Mar 2025 1,008,454 229,888 60,547 32,734 1,331,623
৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶
At 31 Mar 2024 1,047,326 241,382 34,550 48,498 1,371,756
৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶

14. Investments

Shares in
group
undertakings
£
Cost or valuation
At 1 Apr 2024 and 31 Mar 2025 100
৶৶৶৶
Impairment
At 1 Apr 2024 and 31 Mar 2025
৶৶৶৶
Carrying amount
At 31 Mar 2025 100
৶৶৶৶
At 31 Mar 2024 100
৶৶৶৶

All investments shown above are held at valuation.

18

Crest Co-operative Ltd

Company Limited by Guarantee

Notes to the Financial Statements (continued)

Year ended 31 March 2025

15. Debtors
2025 2024
£ £
Trade debtors 134,639 144,520
Prepayments and accrued income 121,225 282,847
Other debtors 10,726 13,657
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
266,590 441,024
৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶
16. Creditors: amounts falling due within one year
2025 2024
£ £
Trade creditors 34,705 18,453
Amounts owed to group undertakings 144,350
Accruals and deferred income 17,328 20,927
Social security and other taxes 56,426 84,238
Other creditors 2,901 3,166
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
111,360 271,134
৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶
17. Creditors: amounts falling due after more than one year
2025 2024
£ £
Accruals and deferred income 1,140,301 1,206,393
৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶
18. Deferred income
2025 2024
£ £
At 1 April 2024 1,206,393 1,286,324
Amount released to income (81,576) (79,931)
Amount deferred in year 15,484
ৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄ
At 31 March 2025 1,140,301 1,206,393
৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶

19

Crest Co-operative Ltd

Company Limited by Guarantee

Notes to the Financial Statements (continued)

Year ended 31 March 2025

19. Analysis of charitable funds
Unrestricted funds
At
At 1 Apr 2024 Income Expenditure 31 Mar 2025
£ £ £ £
General funds 379,248 645,400 (632,614) 392,034
৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶
At
At 1 Apr 2023 Income Expenditure 31 Mar 2024
£ £ £ £
General funds 435,852 773,547 (830,151) 379,248
৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶

20. Analysis of changes in net debt

At
At 1 Apr 2024 Cash flows 31 Mar 2025
£ £ £
Cash at bank and in hand 43,895 1,487 45,382
Debt due within one year (144,350) 144,350
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄ
(100,455) 145,837 45,382
৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶

20

Crest Co-operative Ltd

Company Limited by Guarantee

Management Information

Year ended 31 March 2025

The following pages do not form part of the financial statements.

21

Crest Co-operative Ltd

Company Limited by Guarantee

Detailed Statement of Financial Activities

Year ended 31 March 2025

2025 2024
£ £
Income and endowments
Donations and legacies
Donations 24,715 29,759
Crest Trading Stores Ltd 99,000 176,729
Denbighshire Work Opportunities 201,473 217,065
The National Lottery 127,326 114,238
Circular Communities Cymru 54,162
Other Grants 8,333 15,000
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
515,009 552,791
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
Trading activities
Trading income 268 340
Collections 29,338 142,409
Furniture packs 42,830 35,750
Ragamuffins toys & clothes sales 157
Room rental 287
Probation service income 42,000 42,000
Training income 11,402 6
Other income 4,265 85
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
130,390 220,747
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
Investment income
Bank interest receivable 1 9
ৄৄৄৄ ৄৄৄৄ
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
Total income 645,400 773,547
৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶

22

Crest Co-operative Ltd

Company Limited by Guarantee

Detailed Statement of Financial Activities (continued)

Year ended 31 March 2025

2025 2024
£ £
Expenditure
Costs of other trading activities
Purchases 15,339 16,266
Wages and salaries 27,450 16,953
Repairs and maintenance 263 126
Other establishment 13
Other office costs 23
Staff/volunteer travel and expenses 2,046 861
Staff welfare and other benefits 80
Subscriptions and memberships 2,536 999
Miscellaneous expenses 4,648
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
47,727 39,876
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
Expenditure on charitable activities
Purchases 274 2,614
Wages and salaries 350,939 502,634
Rent 25,915 39,904
Rates and water 21,956 7,858
Light and heat 21,372 26,720
Repairs and maintenance 10,648 12,082
Insurance 9,810 19,455
Other establishment 514 568
Motor vehicle expenses 31,966 42,078
Vehicle leasing/hire 113 441
Legal and professional fees 19,612 15,489
Telephone 4,084 6,229
Other office costs 1,553 1,806
Amortisation (81,576) (79,931)
Depreciation 113,417 113,071
Other interest payable and similar charges 282 302
Staff/Volunteers travel and other expenses 6,322 11,917
Staff welfare 5,609 8,973
Staff training costs 953 1,261
Work opps allowance 447 1,588
Advertising and promotion 7,633 6,412
Subscriptions and memberships 10,014 14,378
Tipping and waste fees 1,662 2,087
Other cost of sales 259 1,950
Hire of equipment 6,186 4,492
Bank charges and similar charges 491 5,258
2,070
Donations and sponsorship 3,862 6,325

ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ Carried forward 576,387 775,961

23

Crest Co-operative Ltd

Company Limited by Guarantee

Detailed Statement of Financial Activities (continued)

Year ended 31 March 2025

2025 2024
£ £
Brought forward 576,387 775,961
Conference and event costs 2,490 2,331
Health and safety 322 274
Computer & software costs 269 1,400
UK Entertainment (53) 75
Miscellaneous Expenses 5,253 7,419
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
584,668 787,460
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
Total expenditure 632,614 830,151
৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
Net income/(expenditure) 12,786 (56,604)
৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶

24

Crest Co-operative Ltd

Company Limited by Guarantee

Notes to the Detailed Statement of Financial Activities

Year ended 31 March 2025

2025 2024
£ £
Costs of other trading activities
Foodshare project
Purchases and consumables 15,339 16,266
Wages, salaries and pensions 27,450 16,953
Repairs & maintenance 263 126
Other establishment costs 13
Other office costs 23
Staff/Volunteer travel expenses 2,046 861
Staff clothing costs 80
Subscriptions and memberships 2,536 999
Miscellaneous expenses 4,648
ৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄ
47,727 39,876
ৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄ
ৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄ
Costs of other trading activities 47,727 39,876
৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶

25

Crest Co-operative Ltd

Company Limited by Guarantee

Notes to the Detailed Statement of Financial Activities (continued)

Year ended 31 March 2025

2025 2024
£ £
Expenditure on charitable activities
Work Opportunities
Activities undertaken directly
Wages, salaries and pensions 92,645 98,292
Light & heat 19
Repairs & maintenance 464 1,233
Other establishment costs 8
Motor vehicle expenses 2,070 3,363
Legal and professional fees 197 266
Other office costs 33 39
Staff/Volunteers travel and expenses 2,717 3,515
Staff welfare 85 151
Work opps allowance 447 1,588
Subscriptions and memberships 13 485
Other cost of sales 127 274
ৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
98,798 109,233
ৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
Precious Plastics
Activities undertaken directly
Repairs & maintenance 4,296
Cost of sales 1,095
Hire of equipment 150
ৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄ
4,446 1,095
ৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄ
Training
Activities undertaken directly
Wages and salaries 13,382 21,535
Rent 904
Repairs & maintenance 90
Other establishment costs 5
Legal and professional fees 750 750
Other office costs 23
Staff/Volunteer travel & Expenses 5 505
Staff clothing costs (87) 398
Staff training costs 369
Subscriptions and licences 900
ৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄ
14,050 25,479
ৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄ
Pabo Lane, Llandudno Junction
Activities undertaken directly
Rates & water 10,316 3,457
Light & heat 8,603 11,777
Repairs & maintenance 1,141 3,513
ৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄ
Carried forward 20,060 18,747

26

Crest Co-operative Ltd

Company Limited by Guarantee

Notes to the Detailed Statement of Financial Activities (continued)

Year ended 31 March 2025

2025 2024
£ £
Brought forward 20,060 18,747
Depreciation 68,361 66,465
Staff welfare 207 108
Subscriptions and memberships 700
Tipping and waste fees 1,386
Miscellaneous expenses 2,283 3,477
ৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄ
92,297 89,497
ৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄ
Household Drivers
Activities undertaken directly
Purchases 274 2,614
Wages, salaries and pensions 91,655 162,381
Repairs & maintenance 545 429
Other establishment costs 4
Motor expenses 17,364 17,309
Vehicle leasing 113 441
Legal and professional fees 31 188
Other office costs 1
Other interest payable and similar charges 282 302
Staff/volunteer travel expenses 562 586
Staff clothing costs 1,903 2,544
Advertising and promotion 654 749
Subscriptions and memberships 328 272
Tipping and waste fees 89
Cost of sales 132 581
PPE 220
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
114,157 188,396
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
Probation
Activities undertaken directly
Motor vehicle expenses 2,411 2,938
ৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄ
National lottery
Activities undertaken directly
Wages & salaries 28,641
ৄৄৄৄৄৄৄৄ ৄৄৄৄ
Governance costs
Wages and salaries 124,616 220,426
Rent 25,915 39,000
Rates & water 11,640 4,401
Light & heat 12,769 14,924
Repairs & maintenance 4,202 6,817
Insurance 9,810 19,455
Other establishment costs 510 555
Motor vehicle expenses 10,121 18,468
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
Carried forward 199,583 324,046

27

Crest Co-operative Ltd

Company Limited by Guarantee

Notes to the Detailed Statement of Financial Activities (continued)

Year ended 31 March 2025

2025 2024
£ £
Brought forward 199,583 324,046
Accountancy fees 4,130 8,422
Legal and other professional fees 14,504 5,863
Telephone 4,084 6,229
Other office costs 1,519 1,744
Amortisation of government grants (81,576) (79,931)
Depreciation 45,056 46,606
Staff/volunteers travel and expenses 3,038 7,311
Staff welfare and benefits 3,501 5,772
Staff training 953 892
Advertising and subscriptions 6,979 5,663
Subscriptions and memberships 9,673 12,021
Tipping and waste fees 187 2,087
Hire of equipment 6,036 4,492
Bank charges and similar charges 491 5,258
Staff welfare 2,070
Donations and sponsorship 3,862 6,325
Conference and events costs 2,490 2,331
Health and safety 102 274
Computer & software costs 269 1,400
UK Entertainment (53) 75
Miscellaneous expenses 2,970 3,942
HMRC interest and charges 219 2,815
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
230,087 373,637
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
Expenditure on charitable activities 584,887 790,275
৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶

28

Crest Co-operative Ltd 2025

Final Audit Report

2026-01-29

Created: 2026-01-29 By: Emyr Jones (office@jonesandgraham.co.uk) Status: Signed Transaction ID: CBJCHBCAABAAh7zmkInXHbkmC8YbX0kwLx1KWd8PgVod

"Crest Co-operative Ltd 2025" History

Document created by Emyr Jones (office@jonesandgraham.co.uk) 2026-01-29 - 9:16:50 PM GMT

Document emailed to Michael Thompson (mikejthompson23@gmail.com) for signature 2026-01-29 - 9:16:54 PM GMT

Email viewed by Michael Thompson (mikejthompson23@gmail.com) 2026-01-29 - 9:23:09 PM GMT

Document e-signed by Michael Thompson (mikejthompson23@gmail.com) Signature Date: 2026-01-29 - 9:25:17 PM GMT - Time Source: server

Agreement completed.

2026-01-29 - 9:25:17 PM GMT

Independent examiner’s report to the trustees of

Crest Co-Operative Ltd

Company Number: 03588496 Chairty Number: 1189976

We report on the accounts of Crest Co-operative Ltd for the year ended 31 March 2025.

Respective responsibilities of trustees and examiner

The charity’s trustees are responsible for the preparation of the accounts. The charity’s trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed.

It is my responsibility to:

Basis of independent examiner’s report

My examination was carried out in accordance with the general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a ‘true and fair view’ and the report is limited to those matters set out in the next statement.

Independent examiner’s statement

In connection with my examination, no matter has come to my attention:

have not been met or

Name: Emyr Jones Relevant professional qualification: F.C.C.A Address: 6 Hall Square, Denbigh, Denbighshire, LL16 3NU Date: 29[th] January 2026

On behalf of: Jones & Graham Accountants Ltd