Bradford Hebrnw Congr8gation REGISTERED CHARITY NUMBER 1189757 ACCOUNTS FOR THE YEAR TO 31ST DECEMBER 2025 Pages Trustees Report 3to4 Independont Examlnorn Report Incom• and Expandltur• Account Balance Sheet Bradford Hebraw Congregation YEAR ENDED 31ST DECEMBER 2025 Trustses Report 2025 Bradford Hebrew Congregation (BHC), became a Charitable Incorporated Organisation (CIO) on 2nd June 2020 as Registered Charty Number 1189757. The transfer of all the assets and three historic agreernents with Bradford Metropolitan District Council regarding our Cemetery took place on 6th July 2020. Both the Charity Commissioners and BMDC gave their prior approval. The CIO has a goveming docurnent and charitable objects, which are publicly available online.. htt s.'Ilr ister-ofrcharities.chari commission. ov.uklchari earchl-lchari -detail8151593251 overnin -document Robert Philips. nephew of the late Betty Korn was appointed Trustee on 21 st April 2025. Any other person interested in becoming a BHC Trustee should contact Albert King. The Trustees attach herewith the 2025 Accounts, which have been independently examined by Jody Kendall, Chartered Accountsnt, of Ilkley. The Trustees remind Burial Scheme Members and certain others, who have expressed wishes to be buried in our Birks Fold cemetery, that they are also Burial Scheme Members of Etz Chaim Synagogue, Leeds and their funerals are assured. The BHC Burial Scheme Levy on death was increased to £3000 in April 2025. We are grateful to Etz Chaim Synagogue, Leeds and in particular to Rabbl Anthony Gilbert, for their continuing Ca￿ to Bradford congregants. The funeral for Ruth Kaye took place in March 2025. Maintenance our ￿rnetery by C Stewart Ltd, has been satisfactory. Ohel maintenance continues to be managed by Mrs Margaret Birch (ex- Waxman's). Safety Con￿MS on a large number of memorials in our cemetery have been identified and the relatives contacted where known and remedial action taken. Identification is continuin9 but stgnificant funds will be needed to make memorials safe. Bradford Hobrew Congregatlon YEAR ENDED 31ST DECEMBER 2025 Trustses Report 2025 (continued) A very generous donation of £10000 was re￿iVed from Graham, Nigel, and Stephen Morris via the J E Morris Charitable Trust Fund. Approval has been received from HMRC to claim Gift Aid on personal donations. Further donations would be very welcome and would alleviate the safety cost burden on BHC. Bradford Civic Society have agreed to place a blue plaque at the Bradford Kindertransport Hostel in Manningharn. Thomas Black has kindly funded the Cost. Our surplus for 2025 was £15,558, and our closing BanklBuilding Society balances totalled £283,834. No Specific Reserves have been allocated and our funds, in overall te￿n8, are intended to cover future cemetery maintenance & costs, funeral and memorials expenses etc. Albert King Hanneke Dye CLFebruary 2026 Michael Freund Robert Phillips Bradford H•brnw Congregatlon YEAR ENDED 31ST DECEMBER 2025 Indepondont Examinorn Report I report to the trustees on my examination of the accounts of the above charity (Ihe Trust") for the year ended 31112 12025. As the tharity's trustees, you are responsible for the preparation of the accounts in accordance with the requir8ments of the Chanties Act 2011 {'the Act.). I report in respect of my examination of the Trust's a¢¢ounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5){b) of the Act. Independent examlners statement I have completed my examination. I confim that no material matters have come to my attention in connedion with the examination which gives me cause to believe that in, any material respect.. . the accounting records were not kept in accordance wrth section 130 of the Charities Act; or . the accounts did not ac£ord with the accounting records. or . the accounts did not comply with the applicable requirements conceming the fomi and content of accounts set out in the Chanties (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a 'true and fairf view which is not a matter considered as part of an independent examination. I have no concems and have come acro88 no other matt8r8 in connection with the examination to which attention should be drawn in this report in order to enabl8 a proper understanding of the account8 to be reached. J Kendall ACA 8 Craiglands Park, Ilkley, LS29 8SX F8bruary 2026 Bradford Hebrew Congrngatlon YEAR ENDED 31ST DECEMBER 2025 STATEMENT OF FINANCIAL ACTIVITIES Buflal Incanie Burial levles Non Member Funeral cost recoveries Commissions etc Cemetery collections Total Burlal Income 6,927 4,753 191 14,371 3.842 1.771 8,417 Don3tions Interest Received 11.1 8,714 Total Income 33.815 17.131 Burlal Expendlture Undertakers Charges and Councll fees Ministers Total Burlal Expendlture {8,0321 13501 18,3821 {5,7191 1450 16,1691 Cernt•ryExpendlture Rates Water Elertricity Insurance Ground Maintenance Cemetery Supervlslon M Blrth I￿0) 1821 12751 16931 16,3311 18201 11201 1591 11201 16371 15,0581 11,81))) Spedal Cemetery Expendlture Hostel plaque Tree5 19431 General Expendlture Sundry Expenses {4121 {174} Totsl Expendlture 118.0571 114.936) Surplus/(Defidt) forthe year 15.758 2,195 Bradford Hebrew Congregation YEAR ENDED 31ST DECEMBER 2025 BALANCE SHEET 2025 2024 Current Assets Barclays Bank Charity 8ank Skipton Building Society Hampshire Trust Cambridge and Counties Bond Total Net Assets 20,067 85,000 8,767 85,000 85,000 283,834 85,496 8,521 85,000 89,060 268,076 Reserves Brought forward Surplus/lDeficitl for the year Carried forward 268,076 15,758 283,834 265,881 2,195 268,076 The constyturiw does nrt reg￿re CIO to obtaln autht of Its atcounts for tht year IN ￿￿$t10Th In a¢CL¥d*rte %￿th the Chadtles SORP. T Iru5tee5 acknU￿e￿￿e thelr resPM51blllOes fu ththÈ reqUIre￿nts of the 50RP respect to ècctyjn￿rq rncords ond the prEwratlon of •¢¢tyJnts. Thp5e accounts h•vè t*èn In èc¢ord•rtewIth￿ apKllcable tolhp CIO. FHS 102 lelftth )•rn¥ry20191. Albert King (Chairl f February 2026 Bradford Hebrew Congregation YEAR ENDED 31ST DECEMBER 2025 NOTES TO THE ACCOUNTS ¢ountlng polkl•• The ￿COUnts have been prepwed in line with the arplicable Charty Lth¥ in Ihe JUrisd￿l￿)n of rwstsat￿n. The CD h95 adopbj FRS 102 and the Charths SORP. The Charity is oxampt frcm the requirèment to prepare a cashfltyv. The Charity ￿ required lo ha￿ an indeFéndenl examlnalh)n 88 8et ￿Jt in the c¢￿8t1tU1K>￿. The accounts are PrePa￿j on a weipts and payTnents basis.