OpenCharities

This text was generated using OCR and may contain errors. Check the original PDF to see the document submitted to the regulator.

2025-05-31-accounts

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Annual Return

Please indicate for which financial year end you are completing this form:

Financial year end between 1 January & 31 December 2021

X Financial year end between 1 January & 31 December 2024

If you need to submit forms for both years, use 2 separate forms.

Charitable Incorporated Organisations (CIOs)

Non-Charitable Incorporated Organisations

All charities

3/9/2026

You do not need to complete pages 3 – 5. You can add this information when you update your details online.

Some of the information you give in this form will become publicly available on the register of charities. These fields are marked – P.

Charity number: 1189627

Charity name: JADE MUTUA FOUNDATION TRUST

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Part A – Charity information

Part A – Charity information Part A – Charity information
A1- financial period


DD/MM/YYY
Financial period start: 01/ 06 / 2024
Financial period end: 31/ 05/2025

A2 – income and expenditure:

A2 – income and expenditure:
Income: £ 207,080
Expenditure: £ 213,479

A3 – charity contact

The contact details for your charity should be entered below

Contact name: Balaram Laxmidas
Address 84 KILBURN SQUARE
LONDON
Post code NW6 6PR
Telephone:
Mobile 07507629624

A4 – email for Charity Commission use

This is an address that will only be used by the Charity Commission for contacting the charity, for example when issuing a password for our online services or for mailing reminders.

Your current private email address jadefoundationtrust@mail.com

A5 – email for public display

This is a public address that will be displayed on the register of charities.

Your current public email address info@jademutuafoundationtrust.org.uk

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A6 – charity website

If the charity has its own website and we hold the address, a hyperlink will be available for the public to access the site from the charity’s entry on the register of charities.

Your current charity website https://jademutuafoundationtrust.or.uk

A7 – corporate trustee

A corporate trustee is a body which is a separate legal entity and is identified in the charity's governing document as being its trustee. It should not be confused with an organisation identified in the governing document as having the power to appoint individual trustees.

We require a full set of details, consisting of:

It would also be helpful to have a telephone number and an email address if available. We will display a corporate trustee's name on our website. No other details supplied will be made public.

A8 / A9 – current and new individual trustee

Enter below the current trustees for your charity.

Please note, the addresses given should be the trustees' home address rather than a work or the charity address. Please ensure that we have a complete set of details for each trustee.

Trustees without a complete set of details may not be recorded on our register of charities. We only publish trustee names on the register, other personal details are not made publicly available.

Trustee 1






Trustee 2
Title:
Mr		 Title
Mr
Personal name:BALARAM Personal name: Jeffrey Timothy
Family name:LAXMIDAS
Family name: Valerie
Suffix
 Suffix
Display name:BALARAM LAXMIDAS
 Display name: Jeffrey Timothy Valerie
Date of birth * 28/06/1980
 Date of birth *
25/07/1964
Address *
84 KILBURN SQUARE
London		 Address *
4 Besant Close, Galsworthy Road, London,

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Post code: NW6 6PR Postcode:NW2 2SJ
Telephone
 Telephone: +44 7878 556703
Email
Email: Jefreytvaleie@hotmail.co.uk
Date of appointment
 Date of appointment: 01/09/2021
Chair of the charity
 Chair of the charity
Trustee 3 Trustee 4
Title: Title
Miss
Personal name: Kate-Marri
 Personal name
Family name: Doyle
 Family name
Suffix
Suffix
Display name: Kate-Marrie Doyle
 Display name
Date of birth: 29/11/1982
 Date of birth
Address: Flat 39, Rathbone House, Brondesbury Road, Address
London
Post code: NW6 6QH
 Post code
Telephone: 07724062241
 Telephone
Email: K8doyle@hotmail.com Email
Date of appointment: 13/01/2022
 Date of appointment
Chair of the charity
 Chair of the charity

A10 – linked charities

Some charities are treated collectively as a group for administrative or accounting reasons, with each member of the group referred to as a 'constituent'. If your charity has simply collaborated with another on a specific project, it is not 'linked'.

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Please provide details of all the ‘linked’ charities below.

Charity name Charity number

A11 – area of operation in England and Wales

Please state which area in England and Wales which the charity operates.

If your charity operates in specific parts of England and/or Wales, you can add local authority areas up to a combined total of 10. A local authority area is either:

•
Non-Metropolitan County)
Local authorityarea Local authorityarea
London Borough

If your charity operates in more than 10 Local Authority areas within England and/or Wales please select one of the options below.

Throughout England (more than 10 local authority areas) Throughout Wales (more than 10 local authority areas) Throughout Wales (more than 10 local authority areas)

A12 – area of operation outside England and Wales

Please state which countries outside England and Wales which your charity operates.

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Country Not applicable

A13 – charity classification

Please indicate from the tables below, your charity classification

WHAT your charity sets out to do

WHAT WHAT your charitysets out to do
X General charitablepurposes
X Education/training
The advancement of health or the savingof lives
X Disability
X Theprevention or relief ofpoverty
Overseas aid/famine relief
X Accommodation/housing
Religious activities
Arts / culture / heritage / science
Amateur sport
Animals
Environment/conservation/heritage
Economic/communitydevelopment/employment
Armed forces / emergencyservice efficiency
Human rights / religious or racial harmony/ equalityor diversity
Recreation
Other charitablepurposes

WHO your charity helps

X Children /young people
Elderly/ oldpeople
X People with disabilities
People of aparticular ethnic or racial origin
Other charities or voluntarybodies
Other definedgroups
X Thegeneralpublic / mankind

HOW your charity operates

X Makes grants to individuals

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X Makesgrants to organisations
Provides other finance
Provides human resources
Provides buildings/facilities/open space
X Provides services
X Provides advocacy/ advice / information
Sponsors or undertakes research
Acts as an umbrella or resource body
Other charitable activities

A14 – charity activities

Please provide a brief explanation of your charity’s current activities

General Charitable Purposes Education/training Disability The Prevention Or Relief Of Poverty Accommodation/housing

A15 – UK volunteers

The number of UK volunteers that the charity had during the financial year. Please give your best estimate of the actual number of individual volunteers involved during the year rather than a prorata or full-time equivalent number. Do not include the trustees in this figure.

If you had no volunteers then enter zero '37'

A16 – company number

If the charity is incorporated and registered with Companies House, the company number should be entered below if it is not already shown.

If the charity is not a company, this field should be left blank.

Company number: N/A

A17 – charity’s main bank / building society account

Please provide details of your charity’s main bank or building society account. Account details are

not available to the public.

Bank
name:		 Cashplus
Sort
code:		 08-71-99

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Account
number:		 00669497
Account
name:		 Jade Mutua Foundation Trust

A18 – Gift Aid

The Gift Aid scheme is for gifts of money by individuals who pay UK tax. Gift Aid donations are regarded as having basic rate tax deducted by the donor.

Was your charity recognised by HMRC for Gift Aid for the financial period of this Annual Return?

YES X NO

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A20 – fundraising

Does your charity raise funds from the public?

Many charities raise funds from the public. This may be a very small part of the charity’s income, or it may be the main way that the charity is funded. A charity may raise funds through donations of money or goods or by working with a company or professional fundraiser. .

Does your charity work with a commercial participator?

Commercial participation is where a company works with a charity to promote its business by advertising. A share of the profits will be donated to the charity. For example:

Any charity working with a commercial participator must have a written agreement with the company.

Does the charity raise funds from the public?

No, the charity does not raise funds from the public

A21 – trading

Does your charity have a trading subsidiary?

A trading subsidiary is a company owned and controlled by one or more charities which is set up in order to trade on their behalf. Its purpose is usually to create income for its parent charity or charities. The advantage of using trading subsidiaries is to reduce the restrictions on the trading activities that charities have and to protect the charity’s assets from the risks of trading.

Does the charity have a trading subsidiary?

Yes, the charity does have a Trading Subsidiary

X No, the charity does not have a Trading Subsidiary

A22 – trustee payments

Most trustees act without payment of any kind or with only their basic expenses covered. However, some charities pay their trustees for carrying out their trustee duties. This is not the same as paying trustees for providing services to the charity, nor is it the same as reimbursing trustees for reasonable expenses they have incurred whilst carrying out their trustee duties.

Please only answer Yes to this question if you pay one or more of your trustees for carrying out trustee duties. In order to pay one or more trustees, this must be authorised either by your charity’s governing document or by an Order from the Commission or the court.

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Does the charity pay one or more of its trustees for acting as a trustee of the charity?

Yes, the charity does pay one or more of its trustees for acting as a trustee of the charity.
X No, the charity does not pay any trustees for acting as a trustee of the charity.

A23 – policies

The policies that a charity needs will depend on the charity’s size and what it does. We believe that having written policies which are relevant to a charity’s size and activities, which are implemented effectively and reviewed regularly, strengthens a charity’s effectiveness and helps to demonstrate that trustees are taking their legal responsibilities and good governance seriously.

The Commission intends to publish details of the policies you have in place on your charity’s register entry.

Please answer either Yes or No for each policy.

Does the charity have written policies in the following areas:

Does the charityhave writtenpolicies in the followingareas:
Type ofpolicy Yes No
Risk management x
Investment X
Vulnerable beneficiaries X
Conflict of interest X
Volunteer management x
Complaints handling x
Payingstaff X

A24 – grant making

Many charities make grants to individuals or to organisation as a way of carrying out their charitable purposes. For some this will be a very small part of their activities, whilst for others it will be the main way they carry out their charitable purposes. Please only answer Yes to this question if making grants is the main way that your charity carries out its purposes.

Is grant making the main way your charity carries out its purposes?

Yes, grant making is the main way that the charity carries out its purpose
X No, grant making is not the main way that the charity carries out its purpose

A25 – other regulators

Many charities are regulated by a regulator or registered with a registrar in addition to the Commission. We recognise that there are many regulators and registrars that may apply to different charities. However, we have only listed those we deal with regularly in our regulatory work and

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which we think will be of interest to the public. Please tick all from the drop down list that apply to your charity. Only those that you tick will be shown on the charity’s register entry.

Is your charity regulated by any of the following regulator(s) and/or registered with any of the following registrars?

Yes, the charity is regulated or registered with one or more of the external bodies listed
above
X No, the charity is not regulated or registered with any of external bodies listed above

A26 – financial controls

A charity must confirm whether or not it has reviewed its financial controls during the reporting period. Charities should ensure that they have appropriate financial controls in place which are reviewed regularly to ensure that they are up to date and effective.

As a matter of good practice, we recommend that a charity reviews its financial controls annually.

Has your charity reviewed its financial controls during the reporting year?

X Yes, your charity has reviewed its financial controls during the reporting year
No, your charity has not reviewed its financial controls during the reporting year

A27 – government funding

A charity must provide a figure for how much it has received from central or local government in England or Wales during the financial period of this annual return, from

If you have received no income please enter zero.

Government departments or their agencies or local authorities may pay charities to deliver services for them. For example, some charities provide:

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During the financial period of this annual return, how much did the charity receive from:

Duringthe financialperiod of this annual return,how much did the charityreceive from:
Contracts from central or local government to deliver
services		 £
Grants from central or local government ** £00.00

(enter zero '0' if not applicable)

Reporting Serious Incidents

As soon as possible, you should report to the Charity Commission any incidents that cause a significant loss of funds or pose serious risks to a charity’s beneficiaries, resources or reputation.

If any serious incident, including any of those listed below, have occurred since your last return, you should notify us immediately if you have not already done so.

Serious incidents:

When you report a serious incident we will generally ask you for further details. You may not have all of these but please be prepared to provide as much relevant information as possible about the incident. We are concerned about criminal or unlawful activity, or very serious incidents about a charity that may pose a risk to its funds, property, beneficiaries or reputation.

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Legal obligation

As part of the charity's Annual Return, trustees must confirm that there are no serious incidents or other matters which they should have brought to the attention of the Commission and have not done so already. Failure to do so will be regarded as a breach of legal requirements.

Processing your personal information

Our personal information charter explains how we process personal data.

Declaration

----- Start of picture text -----
Trustee Employee Advisor Other
X
Given names BALARAM
Family name
LAXMIDAS
Telephone number
07507629624
Email
jadefoundationtrust@mail.com
Date submitted
3/9/2026
----- End of picture text -----

It is a criminal offence under section 60 of the Charities Act 2011 for anyone to knowingly or recklessly provide false or misleading information to the Commission; this includes suppressing, concealing or destroying documents.

I can confirm that:

When you submit the return, we will send an acknowledgement to the charity email address.

If you enter an email address in the declaration different to the one we have recorded for the charity, we will send a copy to that email address as well.

When you have completed the form(s), email it along with (if applicable) a copy of your accounts, serious incident report, trustees’ annual report and external scrutiny to:

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RegistrarandAssurance@charitycommission.gov.uk

We will only accept the first version of the form that you email to us.

If you are submitting the Annual Return for 2015, please allow up to 14 days for it to be processed by the Charity Commission, before you access the annual return for 2016 online.

JADE MUTUA FOUNDATION TRUST

Trustees’ Annual Report

For the year ended 31 May 2025

Charity Number: 1189627

Website: https://jademutuafoundationtrust.org.uk Registered Address: 84 Kilburn Square, London, NW6 6PR

1. Reference and Administrative Details

Charity Name: Jade Mutua Foundation Trust

Charity Registration Number: 1189627

Principal Address:

84 Kilburn Square

London

NW6 6PR

Website:

https://jademutuafoundationtrust.org.uk

Trustees during the year:

Balaram Laxmidas

Kate Doyle

Jeffrey Valerie

2. Structure, Governance and Management

The charity is governed by its constitution and administered by its Trustees who oversee the charity’s operations and ensure that its activities are carried out in accordance with charity law and its charitable objectives.

Trustees meet periodically to review financial performance, operational activity and strategic priorities. The Trustees are responsible for safeguarding the charity’s assets and ensuring they are used solely to further the charity’s purposes.

3. Objectives and Activities

The charity works to support vulnerable individuals and communities through housing support and community engagement programmes.

Key objectives include:

• Providing safe and affordable housing to individuals unable to access the private rental market.

• Supporting individuals with complex needs through enhanced tenancy management and support services.

• Delivering community programmes designed to promote wellbeing, social inclusion and personal development.

4. Public Benefit

The Trustees confirm that they have had regard to the Charity Commission’s guidance on public benefit when planning and delivering the charity’s activities.

The charity provides public benefit by supporting vulnerable individuals and strengthening communities through housing support and community initiatives.

5. Activities and Achievements

During the year ended 31 May 2025 the charity continued to pursue its objectives of supporting vulnerable individuals and promoting community engagement.

Activities included housing support, tenancy assistance and community initiatives designed to promote wellbeing and social inclusion.

6. Financial Review

The Receipts and Payments Accounts attached to this report summarise the financial activities of the charity for the year ended 31 May 2025.

Income for the charity is generated through donations, grants and fundraising activities which support the delivery of the charity’s programmes.

The accounts have been prepared on a Receipts and Payments basis.

7. Reserves Policy

The Trustees aim to maintain sufficient reserves to ensure the charity can continue operating effectively and meet its financial commitments.

8. Risk Management

The Trustees recognise the importance of identifying and managing risks including financial sustainability, governance and operational risks. These risks are reviewed periodically and appropriate controls are implemented where necessary.

9. Plans for Future Periods

The charity plans to continue expanding initiatives that support vulnerable individuals and strengthen communities including housing support and community programmes.

10. Trustees’ Responsibilities

The Trustees are responsible for maintaining proper accounting records, preparing annual accounts, ensuring the accounts are independently examined where required and submitting required reports to the Charity Commission.

11. Independent Examination

The charity’s accounts have been subject to an Independent Examination in accordance with the requirements of the Charities Act 2011.

12. Approval

This Trustees’ Annual Report was approved by the Trustees and signed on their behalf.

Trustee Name: ___Balaram Laxidas_____

Position: Trustee

Signature: _ Balaram Laxmidas _____

Date: ___5[th] March 2026 _____

JADE MUTUA FOUNDATION TRUST MUTUA FOUNDATION TRUST 1189627
Receipts andpayments accounts
For the period
from		 01/06/2024 To 31/05/2025

CC16a

Section A Receipts and payments

A1 Receipts Unrestricted
funds
to the nearest
£
0.00
0.00
207,080
-
-
-
-
-


207,080
-
-
-
207,080
138,380
6,046
64,059
257
44
1,193
3,500
213,479
-
-
-
213,479
- 6,399
-
-
- 6,399		 Restricted
funds
to the nearest £
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-		 Endowment
funds
to the nearest £		 Total funds
to the nearest £
-
-
207,080
-
-
-
-
-
207,080
-
-
-
207,080
-
138,380
6,046
64,059
257
-
44
1,193
3,500
213,479
-
-
-
213,479

- 6,399		 Last year
to the nearest £
Donations 0.00 -
-
-
-
-
-
-
-
-		 27,250
15,000
37,200
-
-
-
-
-
Grants 0.00
Rental income 207,080
-
-
-
-
-
Sub total(Gross income for
AR)

207,080		 79,450
A2 Asset and investment sales,
(see table).
- -
-
-		 -
-
Sub total - -
Total receipts
A3 Payments
- 79,450
Food bank items
Rent and running costs
Activitycost		 -
-
-
-
-
-
-
-
-
-		 12
27,700
4,545
42,323
166
250
81
10
220
138,380
6,046
Contractor/serviceproviderpayment 64,059
Bank charges 257
Propertymanagement cost
Subscription cost 44
Advertisement 1,193
Other cost 3,500
**Sub total ** 213,479 75,307
A4 Asset and investment
purchases, (see table)
- -
-
-
-
**Sub total ** - -
Total payments
Net of receipts/(payments)
A5 Transfers between funds
A6 Cash funds last year end
Cash funds this year end
- 75,307
- 6,399 - - 4,143
- - -
-		 -
-		 -
-
- -
- 6,399 - - - 6,399 4,143

CCXX R1 accounts (SS)

04/03/2026

1

Section B Statement of assets and liabilities at the end of the period

Categories
Signed by one or two trustees on
behalf of all the trustees
B5 Liabilities
B3 Investment assets
B2 Other monetary assets
B4 Assets retained for the
charity’s own use
B1 Cash funds		 Details
Details
Details
Total cash funds
(agree balances with receipts and payments
account(s))
Details
Opening balance
Tenant Rent deposit
Deficit - Receipt & Payment
Details
Signature
Tenants Rent deposit liability own
Balaram Laxmidas		 Unrestricted
funds
Restricted
funds
to nearest £
to nearest £
4,143
-
8,699
-
- 6,399
-
6,443
-
Agreement Error
OK
Unrestricted
funds
Restricted
funds
to nearest £
to nearest £
-
-
-
-
-
-
-
-
-
-
-
-
Fund to which
asset belongs
Cost (optional)
-
-
-
-
-
Fund to which
asset belongs
Cost (optional)
-
-
-
-
-
-
-
-
-
Fund to which
liability relates
Amount due
(optional)
8699
-
-
-
-
-
Print Name
Balaram Laxmidas		 Endowment
funds
to nearest £
-
-
-
-
OK
Endowment
funds
to nearest £
-
-
-
-
-
-
Current value
(optional)
-
-
-
-
-
Current value
(optional)
-
-
-
-
-
-
-
-
-
When due
(optional)
Date of
approval
Balaram Laxmidas Balaram Laxmidas

CCXX R2 accounts (SS)

04/03/2026

2

INDEPENDENT EXAMINER’S REPORT

To the Trustees of

JADE MUTUA FOUNDATION TRUST

Charity No: 1189627

For the year ended 31 May 2025

I report to the charity trustees on my examination of the accounts of the charity for the year ended 31 May 2025 which are set out on pages 1 – 2.

Responsibilities and basis of report

As the charity trustees, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).

I report in respect of my examination of the charity’s accounts carried out under section 145 of the Charities Act 2011 and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner’s statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the charity as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair’ view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Name: Dennis & Associates Accountants

Qualification: International Financial Accountants (IFA) Address: Workspace House, 28/29 Maxwell Road, Peterborough, PE2 7JE. Date: 2 March 2026

Signature: