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2025-12-31-accounts

ONE HEART ISRAEL CHARITY REG NO: 1189480

TRUSTEES REPORT FOR THE PERIOD: 1ST JANUARY – 31ST DECEMBER 2025

Background:

By way of reminder, it is the charity’s goal to introduce the Christian story of the unconditional love of God, through acts of service to Arab and Jewish residents of Jerusalem’s Old City and environs, in the hope that in the days to come, one congregation of believers might identify together, first as Children of God - the “One New Man” of the Apostle Paul’s letter to the Ephesians, before each identifies ethnically as Jewish or Arab.

To this end, the charity employs two remunerated staff members, the Field Director (FD) and the Deputy Field Director (DFD) who cannot be named for security reasons.

Their year has been a challenging one, though with encouraging progress to report.

Throughout the year, war has affected all areas of their daily life, their relationships with both Muslim and Jewish friends and neighbours and, of course, the FD’s clients. The population are fractured and traumatised. No one escapes the deep personal impact of living in danger, of knowing people in bombed neighborhoods, of even grieving the loss of a friend or relative. Whilst the FD and DFD are no stranger to trauma and PTSD, the trustees are mindful of the stress on their physical and emotional wellbeing.

As if this is not enough, the FD and the DFD bear their own health issues. The trustees are mindful of the considerable strain under which they work to fulfil the vision of OHI. A crisis policy is now in place with a code of practice agreed by the FD, DFD and trustees in the event of critical disruption, being taken hostage, or being injured or killed in the field.

In the midst of it all, the FD and DFD have continued enjoying language studies in Hebrew and Arabic, by which they’re able to cross barriers and connect with both people groups.

The DFD is still experiencing difficulties in gaining their permanent Israeli ID card and Israeli passport.

We are thankful for the ongoing personal encouragement and wider support given by friends of OHI.

Working out the vision:

Despite these ongoing challenges, the Field Director and Deputy Field Director have been occupied daily as follows:

Significant Progress

The FD and DFD have made significant progress towards achieving the objectives set out in their Ministry Plan for the calendar year 2025.

In this past year:

The FD has developed three training courses on trauma. She has written accompanying manuals. 22 places have been filled by delegates working through the three levels of training.

Trauma I and II will be offered in the New Year.

All three courses were very well received.

Long term, the FD is looking to publish both training manuals, for those who have not attended the course to purchase. An ISBN number has already been procured for Trauma I course booklet.

The FD continues to be on the leadership team of Banot Yeshua which is a Christian support group for those who have experienced significant trauma, particularly those who have suffered domestic violence or are Holocaust survivors.

The FD led a worship for the ministry Be'ad Chaim, which is a Christian pro-life charity in Israel, where all the counsellors from all over Israel were brought in so that she could teach about trauma and its impact on those who are caring for others with trauma. The director of Be'ad Chaim would like more regular input from the FD on trauma.

The FD and DFD were asked to speak at the monthly meeting of Banot Yeshua for Holocaust Survivors.

The partnership with the leader of JHOPFAN has continued to develop. As the war rumbles on, the DFD attends JHOPFAN coordinated prayer meetings, as time permits. The DFD is committed to 2 two-hour prayer watches a week. He and the team are developing good relationships.

The DFD has now started taking harp lessons and has participated in the King's Harpists worship team during JHOPFAN. He also led the children's work during a two week conference.

The FD spoke at the JHOPFAN convocation in October about how trauma is impacting the nation of Israel.

The FD reports the interest of another agency in partnering with OHI to plant trauma centres in Israel. They are in discussions about the FD holding a trauma conference in USA in 2026.

The relationship with the Elementary section of a Jerusalem school, has continued to develop with regular prayer walks and staff prayer meetings weekly.

The DFD continues to offer a drama club at the school, which had 23 girls attending during the summer term. Their summer production was very well received by staff, parents and pupils. In addition, the DFD directed a production of the Nativity at the year end with 12 pupils taking part. The drama club will continue into 2026.

The DFD is now attending a monthly prayer breakfast for pastors and leaders in Jerusalem where he meets and networks with various Arab, Jewish and Gentile Christian leaders who serve in the city.

The DFD was also asked by the head of ‘Repairing the Breach’ which is a Christian group concerned with the reconciliation for those impacted by the Holocaust, to meet with Holocaust survivors in the south of the country.

The FD has continued her theological studies (Christian leadership, theology of Israel, intercession, and spiritual warfare) and learning in ongoing developments in trauma/PTSD.

The FD’s first book published last year, offering a biblical approach to trauma, continues to sell in Israel and the UK. The FD is currently finishing her second book with a view to publication in early 2026.

Pastoral visits to Jewish and Arab neighbours have been curtailed since the outbreak of war, but contact continues via weekly text/phone-calls.

There is a reduction in mentoring due to an increased investment of time in the counselling ministry, but the FD continues to mentor 2 women and currently has 35 active clients, both in Israel and beyond.

The ministry continues to recruit and mobilise prayer partners around the world with a monthly news/prayer letter, quarterly reports to the trustees, several WhatsApp groups for daily prayer matters with a dedicated prayer group and a bi-monthly prayer meeting.

The FD and DFD conducted a UK preaching tour with 22 speaking engagements.

The FD maintained the administration and the database of supporters.

The church congregation, 'One Heart' was planted in 2025 and grew through the year to a weekly number of between 8-15 and celebrated its first anniversary with a special service of thanksgiving. It has monthly family meals after service and both men's and women's breakfast meetings. There is provision of children's work in the service from the DFD. The FD and DFD disciple members of the congregation where needed.

Financial Review:

Our annual income for 2025 was £67,342. This sum incorporates the new giving of a OHI congregation which amounts to £1,595 for the year.

Annual Income then, less than the new congregation’s giving, was £65,747, which averages monthly to £5,479 as against last year’s monthly income of £5,017. The 9.2% increase in our income is of course, encouraging.

Our year’s expenditure was £66,563 as compared to last 2024’s £60,735 and we closed our accounts with a surplus of £1,341.

Clearly, we walk something of a tightrope because what is not reflected in these final figures, is the average shortfall that the Field and Deputy Director must bear in monthly adjustments to their stipend. We want to remunerate them in keeping with one average London minister’s salary, (Jerusalem’s cost of living not dissimilar to London’s) but the accounts show we manage only 75% of that.

In looking forward to an increased income in 2026, we however, must anticipate some demanding expenses ahead, as we continue to pursue the Deputy Field Director’s Israeli citizenship, which whilst due, is somehow being forestalled.

As we take a closer look at our income for the year, a few points of interest follow:

  1. Last year, 2024, we noted that our regular monthly giving had fallen by half, from £6,700 to £3,800. The wonderful news is that regular giving has since risen 3fold to a monthly £12,000, which translates into nearly 25% of our donated income.

  2. We started the year with 18 regular givers and end with 20.

  3. Whilst donations from individuals have fallen by 15%, churches have doubled their giving.

  4. Our one-off gifts amount to £19,000. That is just over 40% of our donated income.

  5. Our client fees remain the source of our second highest revenue stream, though they are slightly down on last year at £13,000.

  6. The income running training courses was £2,000.

  7. And for book sales, nearly £700.

Our outlook: We’re indebted to our donors, those who give monthly and those who give generous one-off gifts, toward our vision for a One New Man community. Sharing story of the Lord’s work in real lives and sharing our vision for the breaking down of dividing walls, requires our directors to visit donors and churches at least once a year so that the

work of One Heart Israel remains uppermost in our donors’ minds as a worthy cause. The UK tour is expensive for us, but essential to keep OHI and its work on the map.

Of course, the work is not about money, but all about the Deputy and his Field Director’s reach across barriers, through drama and worship, teaching and training, counselling, and prayer, and giving themselves to serve real people of all nations in the land with the unconditional love of God.

Brian Talbot

Chair of the Trustees

Appendix: Our Profit and Loss statement for our last year ended 31st December 2025 is attached.

It is OHI’s policy to hold £3000 in reserve as the minimum sum which will cover one month’s expenses.

Structure, governance, and management:

The charity’s governing document is its Constitution, dated 5th August 2019 and it is constituted as a Charitable Incorporated Organisation (CIO).

In selecting individuals for appointment as trustees, the existing trustees must have regard to the skills, knowledge and experience necessary for the effective administration of the CIO. Such individuals must also subscribe and adhere to, in belief and lifestyle, the Statement of Faith.

New trustees are invited on the board by serving trustees from amongst recommended time-tested supporters of OHI’s vision, to serve for a minimum of two years.

At the start of this accounting period, the Chair of Trustees was Brian Talbot.

No new trustees have been appointed this year.

These policies remain in place:

The Field Director’s Contract of Employment includes policies on:

The charity also subscribes to the Stewardship Advice Line Service.

Names of Charity Trustees:

Names of Charity Trustees:
Brian Grant TALBOT (Chair) Appointed 30/06/2022
Mary Elisabeth ROSIE Appointed 28/09/2022
Elaine VENNING Appointed 01/10/2022
Shirley-Anne CHANCE Appointed 10/11/2022
Celia WELTNER Appointed 19/04/2023

Declarations:

The trustees declare that they have approved the Trustees’ report above:

Date: 06/06/26

Signatures:

Brian Talbot (Chair)

Mary Elisabeth Rosie

One Heart Israel One Heart Israel One Heart Israel One Heart Israel One Heart Israel No (if any) No (if any) No (if any) CC16a

For the period from

Period start date
01/01/2025

To

Period end date
31/12/2025
Section A Receipts and payments
A1 Receipts Unrestricte
d funds
to the
nearest
£
36,333.20
8,383.50
6.07
13,275.50
3,917.23
664.91
1,974.00
-
64,554.41
-
-
-
64,554
Restrict
ed
funds
to the
nearest
£
-
-
-
-
-
-
1,595
1,192
2,787
-
-
-
2,787
Endow
ment
funds
to the
nearest
£
Total
funds
to the
nearest
£
36,333
8,384
6
13,276
3,917
665
1,974
1,595
1,192
67,342
-
-
-
67,342
Last year
to the
nearest
£
Donations - individuals 36,333.20 - 36,333 42,659
Donations - organisations eg
churches
8,383.50 8,384 3,756
Bank Interest 6.07 - 6 19
Client fees 13,275.50 - 13,276 11,671
HMRC 3,917.23 - 3,917
Book Sales 664.91 - 665 1,087
Training 1,974.00 - 1,974 1,016
Congregation Funds 1,595
Transferred from Unrestricted - - 1,192 -
Sub total(Gross income for AR) 64,554.41 - - 67,342 60,208
-
-
-
-
A2 Asset and investment sales,
(see table).
-
- -
Sub total - -
Total receipts
A3 Payments
60,208

Rent
1,574 1,574
Light and heating - -
-
Direct Expenses 93.98 **164 ** 258 129

Salalry & NI
42104.80 42,105 38,698

Insurance (Social Security Israel
and Medical Insurance)
535.32 535 158

Telephone/internet/postage/compu
ter software
841.81 842 740
Accountancy 180.00 180 360
Bookkeeping 1251.90 **1,252 ** 973
Computer/phone repair 1142.76 26 1,169 911

Postage, Freight & Courier
692.02 **692 ** 822

Subscriptions
220.50 221 213
Visa/legal costs 16.00 16 3,089
- -
Food - -
Printing, Stationery 835.49 4 840 1,105

Registered Office
635.72 636 -

Travel
3334.92 689 4,023 5,473
Vehicle Hire 1015.27 113 1,128 3,489
Bank charges 60.00 60 68

Exchange Differences
-

Study-language classes
2850.57 **2,851 ** 3,120

Private Gifts
5224.07 216 5,440 41
Professional fees (supervision;
insurance; ACC membership)
1549.83 1,550 1,347

**Sub total **
62,585 2,786 - 65,371 60,735
- 1,192
-
- 1,192
63,777
777
- 981.50
1,545
1,341
-
-
2,786
1
-
-
1
-
-
-
-
-
-
-
-
- 1,192
-
- 1,192
66,563
779
- 982
1,545
1,343
A4 Asset and investment
purchases (see table)
,
Transferred to Restricted
**- 1,192 **
-
**Sub total ** - 1,192 -
Total payments
Net of receipts/(payments)
Drawings
A6 Cash funds last year end
Cash funds this year end
60,735
777 1 - 779 - 527
- 981.50 - - - 982 - 1,330
1,545 - - 1,545 3,402
1,341 1 - 1,343 1,545

Section B Statement of assets and liabilities at the end of the period

Categories
Signed by one or two trustees on
behalf of all the trustees
B1 Cash funds
B2 Other monetary assets
B3 Investment assets
B4 Assets retained for the
charity’s own use
B5 Liabilities
(agree balances with receipts
and payments account(s))
Details
Cash funds
Total cash funds
Details
Details
Details
Details
Computer Equipment
Accruals
Signature
Unrestri
cted
funds
Restrict
ed
funds
to
nearest
~~£~~
to
nearest
~~£~~
1,026
-
-
-
-
-
1,026
-
Agreeme
nt Error
Agreeme
nt Error
Unrestri
cted
funds
Restrict
ed
funds
to
nearest
~~£~~
to
nearest
~~£~~
-
-
-
-
-
-
-
-
-
-
-
-
Fund to
which
asset
belongs
Cost
(optiona
l)
-
-
-
-
-
Fund to
which
asset
belongs
Cost
(optiona
l)
569
-
-
-
-
-
-
-
-
-
Fund to
which
liability
~~relates~~
Amount
due
(optiona
~~l)~~
252
-
-
-
-
-
Print Name
Endow
ment
funds
to
nearest
~~£~~
-
-
-
-
OK
Endow
ment
funds
to
nearest
~~£~~
-
-
-
-
-
-
Current
value
(optiona
l)
-
-
-
-
-
Current
value
(optiona
l)
-
-
-
-
-
-
-
-
-
When
due
(optiona
~~l)~~
Date of
approval

Independent examiner's report on the accounts

Section A Independent Examiner’s Report

Report to the trustees

Charity Name One Heart Israel

On accounts for the year 31 December 2025 Charity no 1189480 ended (if any) Set out on pages (remember to include the page numbers of additional sheets)

I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended 31 December 2025.

Responsibilities and As the charity's trustees, you are responsible for the preparation of the basis of report accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent I have completed my examination. I confirm that no material matters have examiner's statement come to my attention in connection with the examination which gives me cause to believe that in, any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Signed: Date: 1 June 2026 Name: Thomas Payne Relevant professional FCCA qualification(s) or body (if any):

1

Oct 2018

IER

Address: No. 1 Business Centre

1-11 Alvin Street Gloucester, GL1 3EJ

Section B Disclosure

Only complete if the examiner needs to highlight material matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners).

Give here brief details of any items that the examiner wishes to disclose .

2

Oct 2018

IER