Cornpany wistration number.. CE021665
Charrty registrats.￿ number. 1189222
Talking About Loss
IA cornpany limited by guarantee)
Annual Report and Fin8nci81 St£tements
forthe Year Ended 29 Fèbruary 2024
DAH Accountancy Services Limited
Cedai Lodge
York Road
Shiplonthorpe
York
East Yo￿Shirt
Y043 3PH

Talking About Loss
Contents
RÈler8npA and Administrative Datails
Strategic Report
Tiustees. Report
3to4
Accountants, Report
Independent Examinerfs Report
ststement of Financial Activities
Balance Sheet
Notes lo the Financial Statèments
9tts17

Talking About Loss
Reference and Administrative Details
Chaimian
Mrs J H Gunn
Trustees
Mrs S Marshall
Mrs A Bud(ley
Mrs V Beade
Mrs L Barran
Charity Registration Number
1189222
Company Rogistration Number
CE021865
The tharity is incorporated in England and Waes.
Suite 1
14 Market Place
Pocklington
York
Y042 2AR
Reylstsred Offi¢9
Ind•p•ndtnt Examiner
DAH Accountancy Services Lirnrted
C8dar Lodge
York Road
Shiptonthorre
York
East Yorkshire
Y043 3PH
Page 1

Talking About Loss
Strategic Report for the Year Ended 29 February 2024
The trustees, who are d1￿ctOrS lor th& purposes of company law, presenl their strategic report forthe year ended
29 February 2024. ill complianc4 with s414C ofthe Companies Act 20C6.
The strategic report was approvèd by tt)& trustees of the charity on 25 November 2024 and signed on its behalf
Gunn
Chaim)an
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Talking About Loss
Trustees, Report
The ttust8e5, who are directors for the purposès of company law, present the annual rèport togèthèr with the
financial statements and auditors. ￿pOrt of the charitabk company for the year ended 29 Febru8ry 2024.
Objectives and activltiès
Public benefft
During the year the Charity undertook bereavernant sèNic* activrtes for publi¢ benefit..
The trustee5 confi'rm that they have complied with the requirements of section 17 of the Charities Act 2011 10
have due regard lo the public benefit guidan￿ published by the Charity Commission lor England and Wales.
Stru¢ture, governance and management
Flnanclal In$truDwnts
ObJe¢tives andpolici•s
The chanty's actiirities expose It to a number of financial risks including ctedrt risk, cash flow risk and liquidity risk.
The use ol financial derivatives 15 governed by the charty's ￿l￿e$ approved by the board of trustees, which
prowde written principles on the use of financial derivatives to manage these risks. The chanty does not U58
derivative fi'nancial instruments Ioi speculats've purposes.
Cash flow rlgk
The charity's actr'vities expose it primarily to the financial risks ol changes in foreign currency exchange rates and
interest rates. Tre tharity uses foreign exchang$ forward contracts and intergst rate swap contracts to heilge
those exposures.
Interest bearing assets and li4bilitias are held at fixed rate to ensure e8rtainty ot cash flows.
Cretyhrfsk
The tharity's principal financial assèts arè bank balances and cash. trade and other re￿1vable$. and
investments.
The charity's credit ¥isk is pnmanly attnbutable to its trade receivablès. The amounts presenied in the bal8nce
sheet are net of allowances lor doubtful re￿1vable$. An allowance for Irnpaiment Is made where there is an
identifi8d loss event which, based on previous experien￿, is evidence of a reduction in the ocovèrability ol the
cash flows.
Th6 ¢￿dit risk on liquid funds and tjerlvative financial instruments 15 lirnitèd b￿U$& the ¢ounterparties are banks
witt) high credit-ratings assigned by International credil-rating 8genci8S.
Thè charity has no significant concentration of credit risk, with exposure spread over a large number ol
coUnte￿artieS and customers.
Liquidity rlsk
In order to maintain IiquKlity lo ensure that suffiaent funtls are available lor ongoing opei8tions and future
developments. the chaiity use5 a mixture of long-temi and short-term debt rinance.
Further detads regarding liquidity risk can be found in the Slatemgnl of accountitYJ polic￿$ in the financial
statement5.
ststement of trustees. responslbllllles
The trustees Iwho are also the directors of Talking About Loss lor Ihe purposes ol company lawl ale responsible
for preparing Ihe tiuste85' report and the financial statements In accordan￿ with applicable law and United
ngdom A¢¢ounting Standards IUTriied Trfj"ngdom Generally Awepted Accounting Practscol, including FRS 102
"The Financial Reporting Standard applicable In the UK and Republic of Ireland"
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Talking About Loss
Trustees, Report
Cornpany law require5 the trust8es to prepare ffinan¢ial statement5 for each finanaal year. Under Company law
Ihe trustees must not approve th& financial statements unless they are satisfied that they give a true and fair View
of the state of aftairs of the charitable company and of the Incoming resOUr￿S and application of resources,
induding its incom8 and expenditure. of the Charitable company for that P8riod. In preparing these finanaal
statements, the trustees are requiiéd to."
select Suitable accounting policies and apply them consistently-.
observe the methods prinriples in the Char¥ties SORP,
make judgements and èstimates that are reasonable and prudent..
state whether applicable accounting standards. comprising FRS 102 have been followed. subject to any
material departures disdosed and explained in the financial statements.. and
prepare the financial $talements on Ihe going concem basis unless it Is inappropriate to presume that tP
¢haritabk company ￿11 contsnuè in business
Thè trustees a￿ responsib￿ for keeping proper accounting racords that can disdose with reasonable accuracy
at any tirne the financial position ol the charitable company and enable them to ensu￿ thal the financi81
statements comply with th8 Compani85 Act 2006. They are also responsible for safeguarding the assets ol the
Chantable company and hence for tsking reasonable steps for the prevention and detection of fraud and olhor
irTegularJts-e5.
The trustees are responsible for maint8n3nc6 and integrity ol the corporate and financial Information included
on the charitable companls website. Legsslation goveming Ihe preparal'on and disseminab.on of finanaal
stalement5 rnay diftèr trom legislation in other jurisdicliori5.
Disclo$ur• of Information to auditor
Each trustee has taken step5 that they ought to have taken as a trustee in ord8r to make themselws awats of
ariy rekvant audit information to establish that the charitys auditor is aware of that information. The trustees
confrrrn that there is no relevant information thal they kngw of and of which they know the auditor is un8w8re.
The annval reportwas approved by the Iruslees ol the charity on 25 November 2024 and Signed on its behalf by".
unn
Chairman
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Chartered Accountants, Report to the Trustees on the Preparation of the
Unaudited Statutory Accounts of
Talking About Loss
for the Year Ended 29 February 2024
In order to assist you to fulfil your duties under the Companies Ad 2CQ6, we have p￿pared lor your approval the
accounts of Talking About L055 for the year ended 29 February 2024 as set out on pages 7 to 17 from the
cornpany's accountirvj Tecords and from infomiation and explanations you have gwen us.
As a practisiro memb8r firm of thè Chartered Institute of Management Accountants, we are subject to its ethical
and other professKJnal requirement$ which are det8i19d at www.cimaglobal.¢omlprofessional-ethic$.
This report is made solely to the Board ol Directors ol Talking About L05s, as a body, in accordan￿ with the
tèms of our engagemenl letter. Our work has beèn undertaken solely to prepare for your approval the accounts
of Talking About Loss and slate those mattels that we hJve aoreed to state to the Board of Diiectots of Talking
About Loss. as a bcrfjy, in this ￿pOrt in accordance with the guidance of CIMA. To the f￿lest extent pemiitted by
law. we do not accept or assume responsibility to anyone other than Talking About L055 atKI its Board of
Directors as a body for our work or for this report.
It is your duty lo ensure that Talking About Loss has kept 8dequate accounting records an¢ lo prepare slatvtory
accounts that give a true and fail view of the assets, liabilities, financial position and of Talking About Loss. You
considèrthat Talking About Loss is exempt frorn the statutory audit requirement for the yeèr.
Vve have not been instructed to carry out an audit or a review of the accounts of Talking About LDSS. For this
Teason, we have not veTified the accuracy or completeness of the acwunting records or Info￿natIon and
explanations you havs given to us and we do not, ther8fore. express any OWn￿n on Ihe statutory accounts.
25 November 2024
Pago 5

Talking About Loss
Independent Examiner's Report to the trustees of Talking About Loss ('the
Company'}
I report kn tha tharty trustees on n)y examination of the accounts of the Company for the year end8d 29 February
2024.
Responslbllities and bas1$ of rgporf
As the Charity's Iru5lees of the Cotnpany land also its dire¢tors for thè purposes of company lawl you are
rèsponsible for the preparation ol the accounts in accordance with the requirern8nts of the Companps Act 2006
Ilhe 2006 Act'i.
Having satisf￿￿ myself that thé accounts of the Con7pany ar8 not required to bè audrted under Part 16 of the
2008 Act and a￿ eligible for independent exawnination, l ￿port in resped of my examination ol your charity's
accounts as tarned out under section 145 of the Ch&rits"ès Act 2011 I'the 2011 Act'l. In carrying Out rny
examination I have folbwed the Directions given by the Charity ComTnis510n under section 14515llbl of the 2011
Act.
An independent examinabon doès not involve gatherin9 all the evidence that would be ￿quIred in an audit and
consequently does not cover 811 the matters that an auditor consider5 in giving their opinion on the accounts. The
pl8nning and conduct of an audit goes beyond the litnrted assurance that an indepandent exarnination can
provide. Consequently l express no opinion as to whether the accounts P￿sent a 'true and fairf v￿W and rny
report is limited to Ihose specific matters sèt out in the independent examiner's Statement.
Independent exarnlner's stat•m•nt
I have completed my examination. I confirm that no rnatters have come to rny attention in ¢onn•ction with the
oxamination givirvJ n* cause to believe".
accounb'n9 record5 were not kèpt in respe¢t of Talking About L05s as required by section 386 01 the 2￿6
Act". or
2. the accoLJnts do not accord with those records". or
3 the accounts do not comply with the accounting requirements ol section 398 of th9 2006 Act otherthan any
requirem8nl that Ihe accounts give a 'true and lair view which Is not a matter considered as part of an
Independent examination," 01
4. the accounts have not been prepared in accordancè wrth the methods and principle5 of the Stst8mgnt ol
Recommended Practice for accounting and reportiry by charities lapplicable to charities preparlng their
accounts in a¢cordance with the Financial Reporting Standard applicable In the UK and Republic of Ireland
IFRS 10211.
I h3ve no correms and have comé across no other matters in connection wth the examination to which attention
should be drawn in this report in ordgrto enable a proper uThJer$tanding of the accounts to b8 reathed.
Dav￿ Hannarn
ACMA
Cèdar Lodge
York Road
Shiplonthorpe
York
East Yorkshire
Y043 3PH
25 November 2024
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Talking About Loss
ststement of Financial Activities for the Year Ended 29 February 2024
{Including Income and Expenditure Account and Statement of Total
Recognised Gains and Losses)
Unr85trieted
fund8
Restricted
funds
Total
2024
Note
Income and Endowments from..
Donation5 and legacEs
charitab￿ 8Ctivities
23,759
23,759
19,433
19,433
Total in¢ome
23,759
19.433
43,192
ExpendItU￿ on:
Raising fijnds
Charitabk actlvities
Otherexpenditure
12.1451
117.5741
11451
12,1451
137,0071
11451
119.4331
Total expenditure
119.8641
119,4331
139,2971
Net in¢ome
3.895
3,895
Net movement in ￿ndS
3.895
3,895
Rg¢oncillatlon of funds
Total funds brought forward
761
761
Total funds camed forward
14
4.6YJ
4,656
Totsl
2023
Unrestrlctgd
fund$
Note
Income and Endowmènts from:
Donation5 and legaci8s
charitab￿ activities
12.136
34,544
12,135
34,544
Total Income
46,680
46,680
Expendlture on..
Raising funds
Charitable actiwties
Oiherexpendilure
11751
144,8721
11,1891
11751
144,8721
11,1891
Total expenditure
146,236
146,236
Net income
444
Net movement in funds
444
444
Re¢on¢iliation of fullds
Total funds brought forward
315
315
Totsl funds carried forward
14
759
759
All of the charitys actiVit￿S derive from continuing operations during the above bvo per￿$.
The funds breakdown for 2023 is shown in note 14.
The notes on pages 9 10 17 fowwn an integral part of these finanrjal statements.
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Talking About Loss
(Registration number: CE021665)
Balance Sheet as at 29 February 2024
2024
2023
Note
Fixed assets
Tangible assets
10
5,258
7,011
Current assots
Debtgrs
Cash at bank and in hand
11
12
750
291
294
1,133
1,427
1,041
Creditors.. Arnounts falling due wlthin one year
13
1.6431
7,679
Net current liabiliti•$
16021
8,2521
Net 45s•ts
4.656
759
Funds ofthe charity..
Unre8tricted In¢ome funds
Unrestricted lunds
4.656
759
Total lunds
14
4,656
759
The financial 5talertients on pages 7 to 17 were approved by the trustees. and authorised for issue on 25
November 2024 and signed on their behalf by
Chaim)an
The noies on pages 9 to 17 lorrn an inte9ral part of these finarrial statements.
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Talking About Loss
Notes to the Financial Statements for the Year Ended 29 February 2024
1 Charlty s¢alu$
The charity Is limited by guarantee. incorporated in England and Wale5. and consequently does not have share
capital. Each ol the trustees is liable to contributè an amount not eXce￿1n9 £1 towards the assets of the charity
in the event of liquidation.
The address of its registered office is..
Suite 1
14 Mathet Place
Pocklington
York
Y042 2AR
These finanual statements were aulhorised lor issvè by the trustees on 25 November 2024.
2 Accounung pollcl¢8
Summary of 81gnlll¢anl accounting pollcl•s and k•y accoun￿n9 e¥tlrnatss
The princip81 accountiTrJ policEs applied in the preparation of these financial statement$ arè set out b210w.
These policies have been consistently applied to all the years presented. unle¥s othepmse slated.
Ststement of complianee
The financial statements have b8en prepar8d in accordance wrth Accounting and Reporting by Charitses..
Stalement ol Recornmended PractiTr lapplicable lo charit18s preparirvJ their accounts in a￿ordan0 wrth tha
Financial Reporting StaTh8ard applicablè in the UK and RepL)bl￿ of Ireland IFRS 10211 lissued in O¢tober 20191-
(Charibes SORP IFRS 10211. the Financi81 Reporting Stanclard applicable in Ihe UK and Republic ol I￿land IFRS
1021 and the Companies Act 2006.
Bas5$ of preparation
Taking Atout Los5 meets the definition of a public benefit entity under FRS 102. Assets and liabilibes are inrtially
rècognised al hislorieal cost or transaction value unless otherwise stated In the relevant acwunting policy notes.
Goin9 concern
The trustee5 consider that there arg no material UN￿rtainlieS about the charity's ability to contsnue a5 a going
concem nor any significant alea5 gf uncertainty that affect Ihe carrying value of assets held by th8 charity.
Incorne and gndvymients
All Income is recognised once the charity has entitlement to the incorne, it is probable that the incgme will b8
received and the amount of the income recewable can be measured reliably.
Donations and lega¢les
Donations a￿ recognised when the charity has been notified in wnbng of both the amount and 5elllernent date. In
the event that a donation is suiiect to condrtions that require a level ol pertomiance by the charrty before the
charily is entitled to the funds, the income is deferred and not recognised until either those conditions are fully
met. or the fulfilment of those condits(Ins is wholly wrthin the control of the charity and it is probable that these
conditions will be fulfil￿d in the reputing pariod.
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Notes to the Financial Statements for the Year Ended 29 February 2024
Expendltur
All expenditure is recognised once the￿ is a legal or constructive obligation to that expenflitufy, it Is probable
Settlement is required and the amount can be measured ￿liablY. All costs are allo¢aled lo the 8pplicable
expenditure headiry that aggregate similar costs to thal category. Where costs cannot be directly attribule¢J to
particular hoadings they have been allocated on a basis Gonsistent wtth the u$e of resources, with cèntral staff
costs allocated on the basi5 of time spent, and cleprecia*'on ch8rg8s anocaled on the portion of the assevs use.
other 5UPPOrt costs are allocated based on the 5piead of staff costs.
Raising funds
These are costs incurred in attracting voluntary income, the management of investm&nts and those incurred in
ttading activrties that raise funds.
Charitable aetlvftles
Charitabk expenditure comprises those costs incurred by the charity in thé delivery of its a¢tivitl8s and sÈrvic85
for its ben81iciari&s. It includes both costs that csn be allocated directly to Such activities and those costs ol 8n
indirect nature necessary to support them.
Gov8manc• eosts
These include the costs attributable to the chanty's compliance with constitutional and statutory requirements.
including aLKlit, strategic management and Irustees meetings and reimbursed expenses.
Taxation
The charrty 15 considered to pass the tests set out in Paragraph 1 Schedule 6 of the Finance Act 2010 Jncl
thèieforè it meets the definition of a chantable wmpany for UK corporation tax pU￿ose8. Ac¢ordingty, the charily
is potentially exempt from taxatson In respect ol income or capital g81ns receivèd within ¢ategones covered by
Chapter 3 Part 11 01 the Corporation Tax Act 2010 or Section 256 01 the T8X8tion of Chatgeable Gains Act 1992,
to the extent that su¢h income or gains ar& applied exclusively lo charitable purposes.
Tanglble flxod ass•ts
Individual fixed assets costing £0.00 or more are initially recorded at cost, ￿$$ any subsequent accumulated
depreciation and subsequent accurnulated impaimient losses.
Depr8ciation and amortlsatl¢n
Depreciation is providèd on tangible fixed assets so as to wrrte off tr* cost or valuab'on, less any estimated
residual value. over their expected usèfvl economic life as follows."
Trad¢ debtors
Trade debtDrs are amounts due from Customers for merchandise sold or services pertomed in the ordinary
course of business.
Trad8 debtors are recogni58d inibally at the transaction prirR, Th8y are 5ub59quently measured at 8mOrtised cost
using thè effective interest method. less prowsion for impairment A provision for the impairment of trade debtors
is established when there Is cl)jective evidence that the eharity will not be abla to collect all amount$ due
according to the tsnginal terms ol the receivable5.
Cash and cash wuivalents
Cash and Cash equivalents comprise cash on hand and call deposits, and other short-term highty liquid
Invèstments that ar8 readily convertible to a known amount of cash and are subject to an insignificant risk ol
change in value.
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Notes to the Financial Statements for the Year Ended 29 February 2024
Trade crèditors
Trade t￿dItorS are obligations to P8y for goods or services that have been acquired in the ordinary course of
business frorn suppliers. Accounts payable are classified as currtnt liabilities if the charity do85 not have an
unconditional right. at the end of the reporting period, to defer setllement ofthe creditor for at18ast twelve months
after the worting date. If there is an unconditional right to defer setuement for at least Iwelve months after the
porb'ng date, they are presented as non-current li8bilities.
Trade creditors are recogniséd initially at the tran53Ction Pri￿ and subsequendy measured al amortised c05t
using the effective interest method.
Borrowlngs
Intere5t-b8aring borrowings are initially recorded at fair value. net of transaction costs. Int6rèst4)èaring
borrowings are subsequently carried at amDrtis8d cost, with the diffe￿nce bettveen the pro￿eds, net of
transaction costs. and the amount due on rsdamption being re¢ognised as a chaige to the Stat•ment of Financial
Activitses over the period of the relevant borrowing.
Interest expen88 is recognised on the basis of the effeetwè intarèst method and iq incl￿ed in inie18s1 payable
and $imilar ehargos.
Borrowings ar& da5sified as currenl liabilities unless the chanty has an uncondrtional right to defer sett￿rnent of
Ihe liability lor at lea51 twelve months after the reporting date.
Forelgn gx¢hange
Transactions in foreign Cuf￿ntieS are recorded at thè ratè ol exchange at the dale Df the transacts"on. Monetary
assets and liabilitie5 denotninaled in foreign curr￿n￿8s St the balance sheet date are reported at the rate5 01
exchange prevailing at that date.
The results of overseas operation$ are translated at the average rates of ex¢hang8 during the period and their
balance sheets ot the rates rulit)g at the balance sheet date. Exchange differences arising on translation of the
opening net assets and results of overseas operations are r8POrted in other cOmp￿hen$1ve income and
accumulatetj in equity lattributed to non-controlling interest$ as appropriatel
Other exchange differ8nces are ￿e0gniSed in the Slalemènt of Financial Activities in the period In whid) they
arisa 8x￿pt frir..
11 exchange differen￿S on transactions entered into to hedge certain foreign currency risks15e8 abovel,.
21 exchange difference5 arising on gains or losses on non-monetary items which are recogD15ed in othei
comprehensive inccthe., and
31 in the ca8e of thé ¢onsolidated financial slatamenls, exchange differen￿$ on monetary stems re￿1vable from
01 payable to a foreign operation forwhich settlement is neither planned nor likely to occur (therefore forming part
of the net investment in the foreign operationl, which are recognised in other comprehensive income and
reported underequity.
Fund structure
Unrestricted income fund$ are general funds that are available for use at thè trustees discretion in furtherance ol
the objectives of the charity.
Restricted Incorne funds are those donated for use in a partscular a￿ a or lor speufi'c purpas8S, the use of which
is restricted lo that afea or purpose.
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Notes to the Financial Statements for the Year Ended 29 February 2024
FIDan¢ial instruments
Cla$sific8tion
Financial assets and financial liabilit￿$ a￿ ￿cOgniSed when the charity becomes a paty to the contractual
piovisions ol the instrument.
Financial liabilities and equity instruments ar8 c￿sSIfied sccording 10 the substance of the contractual
arrangements entered into. An equity instrument B any contract that eviden￿$ a ￿SidUal interest in the assets of
the charty after de£lucting all of it5 liabil￿8$.
Rècognlthlon &ndmeasurement
All financial assets and liabilities a￿ initially rneasured at transaction pri￿ linduding Iran5adion costs). 6xc8Pt
for those financial assets classified a5 at fair value through profit orloss. which ale initially measured at fair valye
Iwhich Is normally the Iransa¢tion price 8xcludin9 trBnsaction costs), unless Ihè arrangem&nt constitLrtes a
finanang transaction. If an arrangement constitutes a financing transaction. the financial a55et or finanual liability
is measured at the piesent value of the future payments dis¢ount8d at a madfet rate of inler85l for 8 5irnilar debt
instrumènt.
Financial assets and liabilrties are only offset in the statement ol linanaal position when. and only when thera
exists a legally enlorc8able right tD set off the recognised amount5 and thè charity intends either to S8ttle on a net
basis. orto realise the asset and sett18 th8 liability simultaneously.
Financial assets are derecognised when and on¢y when al the contractua1 rights to the Gash ffow5 frorn th8
financial asset expire or are sèttlèd. bl the charity transfers to another party substantially all Of the risks and
rewards of ownership ol the finan¢ial asset, or cl the charity. despite having retained some, but not all, significant
risks and rewards of ownership. has transfe￿ed control of the assat to another paty.
Financial liabilities are derecognised wly the obligation specified in thè contract is discharged, ¢an¢elled or
expires.
Pagè 12

Talking About Loss
Notes to the Financial Statements for the Year Ended 29 February 2024
Debt in$truments
Debt instruments which meèt thè follovAng conditsons are subsequently rneasu￿d at amorti5ed c05t using the
effective interest rnethod.
lal The ¢ontra¢tU81 return to the holder Is lil a fixed amount". Illl a positive fixed rat8 or a positivè variablo rata., or
Iiii} a combination ol a positive or 8 negabve fixed rate and a positive variable rate.
Ibl The Contract may provide lor repayments of the principsl or the return to the holder Ibut not both) to be linked
to a single relevant observable Index of general price inflation of the currency in which the debt instrurnent Is
d8nominaled, prowdod su¢h links are not leveraged.
Icl The ¢ontract may provide for a determinable variation of the retum to the hokler during the life of the
instrument, prowded that lil naw rate satisfies condilion (al and th6 variation is not contingent on future
events other than111 a change of a contractual wariable rate',121 to protèct the holder against credit deteriorab'on
ol the i5suer.-131 ¢hangas in levies applied by a ￿￿traI bank or arising Irorn changes in relevant taxation or law.,
01 lill the new rate is a market Tate of Inte￿$t and satisfies condltion lal.
Idl There is contractual provision that could, by Its tem$, result in the hokler losing tho principal amount or
any intsre$t attnbutaUè to the current period or prior period5.
lèl Contractual provisions that permit the issuer to prepay a debt in5trumerit or permit the holder to put it back to
the issuer befo￿ maturity are not contingént on future events, other than to protect the holder against the ¢redil
deterioration of the Esuer or a change in control of the ISSLtr, or to protect the holder or issuer against th8nges
in levies applied by a centr81 bank or arising from changes in relevant taxation or law.
ID Contiadual provislons may pemiit Ihe 8Xtensson ol the term of the debt instrurnent, provided thèl the relum lo
the holder and any other contractual provisions applicabk during the exlended term satSsly the condib.ons of
paragraphs lal lo Icl.
Debt instrurnènts that are dassified a5 payable tsr receivab￿ within one year on initial recognition and which meet
the above conditions a18 measured at the undiscountad amount of the cash or other considèration expected lo
b8 paid or recwved: net of impairment.
Wrth the exopt￿n ol some hedging instruments, other debt instrumènts not meeting these conditions are
measured al fair value through profit or loss.
Commitments to make and receive loans which meet the condit￿n5 mentioned above are measured al c03t
Iwhich rnay be nil) less impairment.
Investments
Investments in non-convertible preference shares and non-puttable ordin8ry or prefer8nTr shares (where share5
publicly traded or thair fair value is reliably measurab￿} ars measured at fair value through proff( or loss.
Whert fair value cannot be measu￿d reliabty, investments are measur8d at cost less impairment.
Investment5 in subsidiaries and associat85 are measured at cosl les$ impainnent. For investments in
subsidiaries acquired for consideration including the Issue of shares qualitying for rnerger relief, cost Is measured
by reference to the nomin81 value ol the shares issued plus fair valuo of olher consideration. Any premiurn Is
ignored.
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Talking About Loss
Notes to the Financial Statements for the Year Ended 29 February 2024
Derivative fin8ncial instruments
Tho charity uses derivative finaff ￿al Instruments to red(Ke exposure to foreign exchange risk and interest rate
movements. Tre chanty does not hold or issue dorivativo financial Instruments for speculab.vè purposas.
Derivatives are Injtially recognised at fair value at the date a contract is eThle￿d into and are
subsequently ￿lmeaSUred to their f8*r value at each ￿portIng date. The ￿SUM1n9 gain or 1055 15 ￿e09￿15ed In
sl8lernénl of finanaal ad1vit￿$ Immediately un18SS th8 derivats.￿ is designaW and effective as a hedging
instrument. in which event the timing of the recognition in statement of financ)al activities depends on Ihe nature
ol the hedge ￿￿tiOnshIp.
Fair valug meosurement
Th8 best evidence ol fair value is a quoied for an idents.cal asset ift an active mad(et. When qutsted prices
are unavailable. the price of a recent transaction for an identical ssset provides evidence ol lair value as long as
there has not been a significant change in econotnic circumstances or a significant lapse of time sinTr the
trallsaction took pla￿. If the market 1$ not active and recent transactions of an irkntical a5S8t on lheir own are
not a good estimate of fair value, the fair value is estimated by using a valuaton lechniqu8.
3 In¢ome from donations and ￿patIe$
Unrestritted
funds
General
Total
funds
Donations and ￿g3¢ieS'.
Donations from indNiduals
23,759
Total for 2024
23.759
23,759
Total for 2023
12,136
12,138
4 In¢omè fronb eharltable actfvrtles
Unrestricted
funtls
General
Restrtcted
funds
Total
funds
Grants
19.433
19,433
Total for 2024
19,433
19,433
Total for 2023
34,544
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Talking About Loss
Notes to the Flnancial Statements for the Year Ended 29 February 2024
fj Oth•r •xp•nditure
Unrestricted
fund8
General
Total
funds
Not8
markeb.ng and publiuty
145
145
Total for 2024
145
145
Total for 2023
6 Anaty8is of gtsv•man¢o and Support costs
Governancè costs
Unr8Stricled
funds
General
Rostrkt
funds
Total
funds
staff costs
Other staff costs
Other governance costs
7.953
7,868
7,953
2,656
Total lor 2024
15.821
2,656
18,477
Total for 2023
13.190
13,190
7 Net incomingloutgolng resources
Nel incomir9 fe50urces for the year inclwle..
2024
2023
Depreciation of fixed assets
1.753
2,337
staff costs
The aggregat8 payroll costs were as ftjllows.
2024
stsff costs durfny the year w¢r¢'.
Other stsff costs
7,953
No employee re￿iVed erntslumenl$ of morè than £60,000 during thè yèar
9 Taxatlon
The Charity is a registered charity and is therefore exempt from taxation.
Pagg 15

Talking About Loss
Notes to the FinanGial Statements for tho Year Endèd 29 February 2024
10 Tangibl• fixed assots
Furnitur8 and
equlpmgnt
Total
Cost
At 1 March 2023
9.348
9,348
At 29 February 2024
9.348
9.348
D•prg¢iation
At 1 March 2023
Charge for the year
2,337
1.753
2,337
1.753
At 29 February 2024
4,090
4,090
Not book value
Al 29 February 2024
5.258
At 28 Fébruary 2023
7.011
11 Debtor¥
2024
2023
Trade dobtors
Prepayments
750
294
750
294
12 Ca$h and ca$h equivalents
2024
2023
Cash on hand
Cash at bank
164
969
291
291
1,133
13 Creditors: amounts falling du• wlthln ono yoar
2024
2023
Trade creditors
Trustees current accounts
A¢(xuals
1.543
542
7,137
100
1.e43
7,679
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Talking About Loss
Notes to the Financial Ststements for the Year Ended 29 F8bruary 2024
14 Funds
Balance at 1
March 2023
Incomlng
resourc8S
Resoure•s
•xp•ndod
Balance at 29
February 2024
Unrestrleted funds
General
761
3,895
4.656
RestTiCttd funds
19,433
119,433
Totsl funds
761
19,433
115.5381
4.656
Balance at 1
March 2022
In¢omin9
resourebs
Resources
èxpended
Balance at 28
February 2023
Unrostrlcted funds
General
315
134,1(N)I
759
15 Analysis of n•t funds
A11 InDrch
2023
At29
February 2024
Cash at bank and in hand
1.1
1,133
Nat debt
1.133
Al 1 Ma￿h
2022
1.133
At28
February 2023
Cash at bank and in hand
654
Net debt
654
654
16 Related party tran5actii)Ds
During the year the charity made the following related party transadicns
MYS J H Gunn
Imrs J H Gunn. a Trustee, had a loan to th8 Ch8nty that was ￿nVerted to a donation 8nd made a further
donation during the year of £10,275.)
At the balance sheel date the amount due tolfrom to Mrs J H Gunn was £Nil12023- £7,137>.
P896 17

Talking About Loss
Statement of Financial Activities by fund for the Year Ended 29 February 2024
Unrestricted Funds
Total
Total
Unrg$trl¢tsd Unro$trl¢ted
Fund8
Fun(J8
2024
2023
Income and End¢)wm•nts from:
Donations and legaaes
Charitsble activities
23,759
12,136
34.544
Total income
23,759
46.680
ExpendItU￿ on..
Raising fund5
Charitable activities
Other expènditure
12,1451
117,5741
{1451
11751
144.8721
1.1891
Totol expenditure
119.8641
146.2361
Net income
3.895
Net movemenl in lund
3,895
Recon£lllatlon of fund8
Total funds brought forward
767
315
Total funds carned forward
4.656
759
This page d085 not form part of the ststutory financial st8tement5.
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Talking About Loss
Statement of Financial Activities by fund for the Year Ended 29 February 2024
Reslricted Funds
Total
Re$tricled
Fund8
2024
Total
Restricted
Funds
2023
Income and Endowm•Thts from:
Charrtable acti¥ibes
19,433
Totsl In¢ome
19,433
Expendlture on:
Charitable activitios
19,4331
Total èxpanditure
119,4331
Nel inwtn8llexpenditurel
Reconciliation of lunds
Totsl funds caribed forward
This page does not forrn part of the statutory financial 5tatetnents.
Pag8 19

Talking About Loss
Detailed Statemenl of Financial Activities for the Year Ended 29 February 2024
Total
2024
Total
2023
Income and Endov•Tnents from-
Donatsons and legaciès lanalysed below)
Charitable activities lanalysed below)
23.759
19,433
12,136
34,544
Total income
43.192
46,680
Expenditur• on..
Raising funds lanèlysèd below)
Charitsble activities lènalysed below)
Other expenditure lanalysed below)
12,1451
137,0071
145
11751
144,8721
1,1891
Total expenditure
139,297
46,236
Net incorne
3.895
444
Net movement in funds
3.895
Re¢on¢iliation of funds
Total ￿ndS broughl forward
761
315
Total funds carrièd forward
4,656
759
This page does not form part of the statutory financial statements.
Page 20

Talking About Loss
Detailed Statement of Financial Activities for the Year Ended 29 Fèbruary 2024
Total
2024
Total
2023
Oonatlons and legacies
Appeals and donations
23.759
12,136
23,759
12,136
Charhable activities
Grants- other agen¢ies
Grants
19,433
19,433
Ralslng fvrtd$
Matenals
12,1451
12,1451
1175}
11751
Charitsble è¢tlvttles
Materials
Counselling fee5
Counsellin9 fees
Depreciation of plant and machinery
Fundraising costs
Fundraising costs
Stsff training
Rent
Light. heat and power
Insurance
Insuran
Repairs and maintenance
Tdephone and fax
Cornpuler SO￿￿re and maintenance costs
Prinb"ng, postage and Stationery
Printing. postage and stationery
Trade subscriptions
Sundry expenses
Motor expenses
other servi￿8
Other services
14,2831
112,4941
129,3451
12.3371
11,7531
11.0401
17.9531
16501
14,3661
14461
13001
17641
16,6121
11,2971
1147}
1651
17511
1648}
16951
14261
12051
16991
11381
1609}
1401
12401
11,3921
12, 1841
137.007
Other expendlture
Advertising
145
1.189
1145
11,189
This page does not lorm part ol the stalulory financial statements
Page21