Our Ref: B-CAM251/HEA231/NEA021/1485170 Date: 28 November 2025 The Trustees Camden Anchor The Peckwater Health Centre 6 Peckwater Street London NW5 2TX Dear Sirs, ## **Camden Anchor – Year Ended 31 March 2025** Please find attached the charity's accounts for the year ended 31 March 2025. I should be grateful if you would review the accounts and, if satisfied, please provide your approval by e- signing where indicated using our electronic signature system. Once you have signed, the system will automatically return the accounts to me so that we may add our firm’s e-signature to the Independent Examiner’s report. When all parties have signed, you will receive an e-mail from the software confirming that the document has been executed and containing a link to view the document. You should download a copy via the link and save on file for future reference – it may be difficult to retrieve a copy at a later stage if this is not done. Once you have downloaded a signed copy of the accounts, you should be able to submit these to the Charities Commission. Please let us know if you require any assistance with this process. ## **Independent Examination Completion Letters** Please also find attached an adjustments letter, and a management letter which details matters arising from our examination work. I should be grateful if you could e-sign these as indicated. If you have any queries regarding any of the above, please do not hesitate to call. Yours sincerely Kate Hancock Office: Fleet Enc ``` tn ``` ## Our ref: B-CAM251 Date: 28 November 2025 The Trustees Camden Anchor The Peckwater Health Centre 6 Peckwater Street London NW5 2TX Dear Sirs ## **Accounts for the year ended 31 March 2025** Having conducted an independent examination on the accounts for the above period, we have arrived at the following recommendations for adjustment to the 2025 accounts. We have broken them down into three areas: - Extra or amended disclosures to be included in the accounts, shown below. - Numerical misstatements that we feel should be adjusted for in the final accounts (Appendix 1) - Numerical misstatements that we discovered in the course of our independent examination work, but are small enough that we do not feel require adjustment, although we will make you aware (Appendix 2) ## **Adjustments required:** ## **1. Disclosure adjustments required:** The following notes have been updated to reflect the current year figures: - Trustees and other related party transactions With the above adjustment implemented, together with those in Appendix 1 we will be pleased to conclude our independent examination. Yours faithfully Kirk Rice LLP ## **Trustee’s confirmation** We, as management, have been presented with the following adjustments and we confirm our agreement and authorisation Signed: `03/12/2025` Date: ## **Appendix 1 Adjustments required** This Appendix contains adjustments, for your approval, that we feel are required to correct numerical misstatements in order that the accounts show a true and fair view. ## **Appendix 2 Unadjusted errors** We have also noted the following errors that do not require adjustment due to being immaterial, but we feel you should be aware of: |
but we feel you should be aware of:|| |---|---| |**Description**
**Dr**
**Cr**
**Dr**
**Cr**
Accrued income
560.00
Other creditors
560.00
**Update to Jane Myatt service costs, only 6 months accrued in**
**Potential adjustments**
**P&L**
**B/S**|**P&L**
**MEMO**
-
-| ||**-**| Our ref: B-CAM251 Date: 28 November 2025 The Trustees Camden Anchor The Peckwater Health Centre 6 Peckwater Street London NW5 2TX Dear Sirs ## **Management letter for the year ending 31 March 2025** During the independent examination for the year ended 31 March 2025 a number of areas were found where the company’s procedures and controls could be improved, or identified matters that should be brought to your attention. We have detailed out the various problems and our recommendations. ## **Related Parties** **Observation:** A listing of all related parties and any associated transactions is not maintained. **Implication:** This could lead to related party transactions not being identified in a timely manner, adding a risk of unidentified conflicts of interest. **Recommendation:** To have a rolling updated system to monitor related parties and associated transactions. **Split of creditors between restricted and unrestricted balances** **Observation:** Liabilities related to restricted income were not separately identified from unrestricted creditor balances. **Implication:** This reduces the clarity over which creditor balances relate to restricted activities and which relate to unrestricted operations. This may make it difficult to ensure restricted funds are utilised in line with donor conditions. **Recommendation:** The recognition of liabilities which are associated to restricted and unrestricted activities should be split with separate schedules being maintained for each. Yours faithfully Kirk Rice LLP ## **Trustee’s confirmation** We, as management, have been presented with the above matters and we confirm we have read and understood the recommendations. Signed: Date: `03/12/2025` **REGISTERED CHARITY NUMBER: 1189016** ## Report of the Trustees and Unaudited Financial Statements for the Year Ended 31 March 2025 for Camden Anchor Ramsay Brown LLP The Brentano Suite Solar House 915 High Road North Finchley London N12 8QJ Camden Anchor ## Contents of the Financial Statements for the Year Ended 31 March 2025 ||Page| |---|---| |Report of the Trustees|1 to 2| |Report of the Independent Examiner|3| |Statement of Financial Activities|4| |Balance Sheet|5| |Notes to the Financial Statements|6 to 9| |Detailed Statement of Financial Activities|10| Camden Anchor ## Report of the Trustees ## for the Year Ended 31 March 2025 The trustees present their report with the financial statements of the charity for the year ended 31 March 2025. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102). ## **STRUCTURE, GOVERNANCE AND MANAGEMENT Governing document** The charity is controlled by its Constitution and is a Charitable Incorporated Organisation. ## **REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number** 1189016 ## **Principal address** Peckwater Health Centre 6 Peckwater Street London NW5 6TX ## **Trustees** Dr J M Myat Ms J Ohlson Dr A J Warner Ms D S Pearson ## **Our Aims and Objectives** The aims of Camden Anchor are to promote and protect the health of the public, and in particular among people residing in London, by providing an infrastructure that involves people in a collective effort to build confidence in their own abilities and to experience opportunities that build their capacity and capabilities for positive health and well-being outcomes. During the year 2024/25, these aims have been pursued by focussing on the gap between illness and disease at the intersection of community and healthcare. Several initiatives have been introduced, which includes the Listening Space Project, through which smaller projects have been launched, such as: the Cards Project, which aims to bring in processes and values-based discussions; Cost of Living Project ‘Helping Hands’, which aims to utilise funds from Camden Council to address the effects of the cost of living crisis on the most vulnerable groups of society; Circle of Soup, which promotes mental health through food via cooking to support health of the microbiome; Cycling for Mental Health; Roundtable Meeting at Phoenix Court; ‘On the Horizon’, which is inspired by the work of Laura Marshall Andrews at the Brighton WellBN practice’s HERA Project and the establishment of various community groups as a means to advocate for people’s health stories. Plans for 2025/26 include the development of a plan to expand and promote additional areas of activity for Camden Anchor, further development of our governance processes and seeking to expand the number of Trustees with a more diverse range of skills and experience. Page 1 Camden Anchor ## Report of the Trustees - continued for the Year Ended 31 March 2025 ## **FINANCIAL REVIEW** ## **Financial position** In 2025, our total income was £29,484 in charitable income, which should be noted as including £5,000 from LB Camden, £13,064 from Camden Council Community, £2,000 from Prism The Gift Fun, £1,000 from Nelson’s Pharmaceuticals, £1,000 from The Caversham Group and £7,420 from Camden Health Partners Limited. ## **Reserves policy** At 31 March 2025, the unrestricted fund shows £11,167, reflecting core costs not fully funded by restricted project income. The trustees plan to address this through future unrestricted fundraising and recovery of allowable overheads from new grants. The charity carefully manages its funds to guarantee a continuous availability of running expenses. These expenses, totalling £21,366 for the financial year, encompasses professional and consultancy fees, and general operational costs. To maintain financial stability, the Trustees and CEO work together to ensure that a minimum of three months’ worth of expenses is consistently held in the bank account, securing the charity’s ongoing operations. `26/11/2025` Approved by order of the board of trustees on ............................................. and signed on its behalf by: ....................................... Dr A J Warner - Trustee Page 2 Camden Anchor ## Report of the Independent Examiner To the trustees of Camden Anchor for the Year Ended 31 March 2025 I report to the trustees on my examination of the financial statements of Camden Anchor (the charity) for the year ended 31 March 2025. ## **Responsibilities and basis of report** As the trustees of the charity you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011 (the 2011 Act). I report in respect of my examination of the charity’s financial statements carried out under section 145 of the 2011 Act. In carrying out my examination I have followed all the applicable directions given by the Charity Commission under section 145(5)(b) of the 2011 Act. ## **Independent examiner's statement** Your attention is drawn to the fact that the charity has prepared financial statements in accordance with Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) in preference to the Accounting and Reporting by Charities: Statement of Recommended Practice issued on 1 April 2005 which is referred to in the extant regulations but has now been withdrawn. I understand that this has been done in order for financial statements to provide a true and fair view in accordance with Generally Accepted Accounting Practice effective for reporting periods beginning on or after 1 January 2015. I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect: - 1) accounting records were not kept in respect of the charity as required by section 130 of the 2011 Act; or - 2) the financial statements do not accord with those records; or 3) the financial statements do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination. I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached. ## **Kirk Rice LLP** Timothy David Neale FCA Victoria House 178-180 Fleet Road Fleet Hampshire GU51 4DA `03/12/2025` Dated: ......................... Page 3 Camden Anchor ## Statement of Financial Activities for the Year Ended 31 March 2025 |**Unrestricted**
**Funds**
**Note**
**£**
**INCOMING RESOURCES FROM**
**GENERATED FUNDS:**
Donations and legacies
8,420
──────── ─
**TOTAL INCOME**
8,420
**RESOURCES**
──────── ─
**RESOURCE EXPENDED**
Project expenses
**2**
-
Other
8,619
──────── ─
**TOTAL RESOURCES EXPENDED**
8,619
──────── ─
**NET INCOMING/(OUTGOING)**
**RESOURCES FOR THE YEAR**
(199)
**TOTAL FUNDS BROUGHT**
**FORWARD**
11,366
──────── ─
**TOTAL FUNDS CARRIED FORWARD**
11,167|**Restricted**
**Funds**
**£**
21,064
───────
21,064
───────
958
11,759
───────
12,717
───────
8,347
-
───────
8,347|**Total**
**Funds**
**2025**
**£**
29,484
────────
29,484
────────
958
20,378
────────
21,336
────────
8,148
11,366
────────
19,514|**Prior**
**Year**
**2024**
**£**
3,500
────────
3,500
────────
-
2,488
────────
2,488
────────
1,012
10,354
────────
11,366| |---|---|---|---| Page 4 Camden Anchor ## Balance Sheet 31 March 2025 |**Unrestricted**
**Restricted**
**Funds**
**Funds**
**Note**
**£**
**£**
**CURRENT ASSETS:**
Bank and Cash
29,776
7,000
Debtors and Prepayments
**5**
7,544
205
───────
───────

37,320
7,205
**CREDITORS AND**
**ACCRUALS**
Amounts falling due
within one year
**6**
(9,045)
(15,966)
───────
───────

**NET CURRENT ASSET**
28,275
8,761
**TOTAL ASSETS LESS CURRENT**
28,275
8,761
**LIABILITIES**
═══════
═══════

**CAPITAL**
**UNRESTRICTED FUND**
**RESTRICTED FUND**
**TOTAL CHARITY FUNDS**
**7**
|**Total**
**Funds**
**2025**
**£**
36,776
7,749
───────
44,525
(25,011)
───────
19,514
19,514
═══════
11,167
8,347
19,514
═══════|**Prior**
**Year**
**2024**
**£**
-
12,182
───────
12,182
(816)
───────
11,366
11,366
═══════
11,366
-
11,366
═══════| |---|---|---| The financial statements were approved by the Board of Trustees and authorised for issue on `26/11/2025` ............................................. and were signed on its behalf by: ............................................. Dr A J Warner - Trustee Page 5 Camden Anchor Notes to the Financial Statements for the Year Ended 31 March 2025 ## **1. ACCOUNTING POLICIES** ## **Basis of preparing the financial statements** The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention. ## **Income** All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably. ## **Expenditure** Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources. ## **Taxation** The charity is exempt from tax on its charitable activities. ## **Fund accounting** Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees. Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes. Further explanation of the nature and purpose of each fund is included in the notes to the financial statements. Page 6 Camden Anchor ## Notes to the Financial Statements - continued ## for the Year Ended 31 March 2025 ## **2. PROJECT EXPENSES** |Maintenance expenses|**2025**
**£**
958|**2024**
**£**
-| |---|---|---| ## **3. TRUSTEES' REMUNERATION AND BENEFITS** There were no trustees' remuneration or other benefits for the year ended 31 March 2025 nor for the year ended 31 March 2024. ## **Trustees' expenses** There were no trustees' expenses paid for the year ended 31 March 2025 nor for the year ended 31 March 2024. ## **4. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES** ||**Unrestricted**| |---|---| ||**Funds**| ||**£**| |**INCOME AND ENDOWMENTS FROM**|| |Donations and legacies|3,500| |**EXPENDITURE ON**|| |Raising funds|-| |Other|2,488| |
**Total**|2,488| |**NET INCOME/(EXPENDITURE)**|1,012| |**RECONCILIATION OF FUNDS**|| |Total funds brought forward|
10,354| |**TOTAL FUNDS CARRIED**|| |**FORWARD**|11,366| Page 7 Camden Anchor ## Notes to the Financial Statements - continued for the Year Ended 31 March 2025 |**5.**|**DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR**|**DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR**|**DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR**||| |---|---|---|---|---|---| |||||**2025**|**2024**| |||||**£**|**£**| ||Amounts due from Camden Health Partners Ltd|||Nil|12,182| ||Accrued income|||7,420|Nil| ||Prepayments|||329|Nil| ||**TOTAL**|||7,749|12,182| |**6.**|**CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR**||||| |||||**2025**|**2024**| |||||**£**|**£**| ||Other creditors|||10,422|816| ||Amounts due to Camden Health Partners Ltd|||14,589|Nil| ||**TOTAL**|||25,011|816| |**7.**|**MOVEMENT IN FUNDS**||||| |||||**Net**|| |||||**movement**|**At**| ||||**At 1.4.24**|**in funds**|**31.3.25**| ||||**£**|**£**|**£**| ||General fund||11,366|17,148|28,514| ||**TOTAL FUNDS**||11,366|17,148|28,514| ||Net movement in funds, included in the above are as||follows:||| |||**Incoming**|**Resources**|**Gains and**|**Movement**| |||**resources**|**expended**|**losses**|**in funds**| |||**£**|**£**|**£**|**£**| ||General fund|29,484|(21,336)|-|8,148| ||**TOTAL FUNDS**|29,484|(21,336)|-|8,148| ||**Comparatives for movement in funds**||||| |||||**Net**|| |||||**movement**|**At**| ||||**At 1.4.23**|**in funds**|**31.3.24**| ||||**£**|**£**|**£**| ||General fund||10,354|1,012|11,366| ||**TOTAL FUNDS**||10,354|1,012|11,366| Page 8 Camden Anchor ## Notes to the Financial Statements - continued for the Year Ended 31 March 2025 ## **7. MOVEMENT IN FUNDS - continued** Comparative net movement in funds, included in the above are as follows: ||**Incoming**|**Resources**|**Gains and**|**Movement**| |---|---|---|---|---| ||**resources**|**expended**|**losses**|**in funds**| ||**£**|**£**|**£**|**£**| |General fund|3,500|(2,488)|-|1,012| |**TOTAL FUNDS**|3,500|(2,488)|-|1,012| A current year 12 months and prior year 12 months combined position is as follows: |General fund
**TOTAL FUNDS**|**At 1.4.23**
**£**
10,354
10,354|**Net**
**movement**
**in funds**
**£**
9,160
9,160|**At**
**31.3.25**
**£**
19,514
19,514| |---|---|---|---| A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows: ||**Incoming**|**Resources**|**Gains and**|**Movement**| |---|---|---|---|---| ||**resources**|**expended**|**losses**|**in funds**| ||**£**|**£**|**£**|**£**| |General fund|32,984|(23,824)|-|9,160| |**TOTAL FUNDS**|32,984|(23,824)|-|9,160| ## **8. RELATED PARTY DISCLOSURES** As at the year end, the charity owed Camden Health Partners Ltd £14,589 (2024: Camden Health Partners Limited owed the charity £12,182). Accountancy fees of £858 (2024: £816) were due to Ramsay Brown LLP, in which the trustee Mr L M Slavin is a Partner. ## **9. ACCRUAL OF EXPENSES AND DONATION** The independent examiner has proposed accruing their fee of £1,550 plus VAT, which is included under Governance costs in the Statement of Financial Activities and under Other creditors in the Balance Sheet. Additional donation of £1,860 due from Camden Health Partners Limited has been accrued accordingly to cover this cost. Page 9 Camden Anchor |Detailed Statement of Financial Activities
for the Year Ended 31 March 2025
**INCOME AND ENDOWMENTS**
**Donations and legacies**
Grants
**Total incoming resources**

**EXPENDITURE**
**Project expenses**
Maintenance expenses
**Support costs**

Printing and stationery

**Information technology**
Subscriptions
**Management liability costs**
Insurance
**Governance costs**
Accountancy and legal fees
Professional expenses
**Other costs**
Events
Community meals
Room hire
Total resources expended
**Net (expenditure)/income**|**2025**
**£**
29,484

29,484
958
2,232
9,060
458
858
1,860
4,125
760
1,025
21,336

8,148|**2024**
**£**
3,500| |---|---|---| |||3,500
-
-
1,350
322
816
-
-
-
-| |||2,488
1,012| Page 10 ## **SIGNATURE CERTIFICATE** **REFERENCE NUMBER 5B6A37CD-E325-4115-94B5-23B3C2FCC3D6** ## **TRANSACTION DETAILS** **Reference Number 5B6A37CD-E325-4115-94B5-23B3C2FCC3D6 Transaction Type Signature Request Sent At 28/11/2025 11:31:40 +01 Executed At 03/12/2025 16:04:53 +01 Identity Method email Distribution Method email Signed Checksum** ## **DOCUMENT DETAILS** ## **Document Name** **2025-11-28 Camden Anchor 2025-03 Independent Examination B-CAM251 Filename 2025-11-28_Camden_Anchor_2025-03_Independent_Examination_B-CAM251.pdf Pages 18 pages Content Type application/pdf File Size 1.5 MB Original Checksum** **02c635d6bd0a5da0387cef248999405bed9e9473abab3b5713037e45c8ffaafb** **c54fe24903694fb0c3921a96f41f57d7a6cfd0aa24bc3e0e55f93bdb9c91f7bc** **Signer Sequencing Enabled Document Passcode Disabled** ## **SIGNERS** |**SIGNER**|**E-SIGNATURE**|**EVENTS**| |---|---|---| |**Name**|**Status**|**Viewed At**| |**Kate.Hancock@kirkrice.co.uk**|**signed**|**28/11/2025 11:59:55 +01**| |**Email**|**Multi-factor Digital Fingerprint Checksum**|**Identity Authenticated At**| |**kate.hancock@kirkrice.co.uk**|**4f53cda18c2baa0c0354bb5f9a3ecbe5ed12ab4d8e11ba873c2f11161202b945**|**28/11/2025 13:04:52 +01**| |**Signer Sequence**|**IP Address**|**Signed At**| |**0**|**193.117.161.82**|**28/11/2025 13:04:52 +01**| |**Components**|**Device**|| |**1**|**Chrome via Windows**|| ||**Typed Signature**|| **Signature Reference ID 4E1696B4** |**Name**|**Status**|**Viewed At**| |---|---|---| |**Tim Neale**|**signed**|**28/11/2025 13:24:41 +01**| |**Email**|**Multi-factor Digital Fingerprint Checksum**|**Identity Authenticated At**| |**tim.neale@kirkrice.co.uk**|**4f53cda18c2baa0c0354bb5f9a3ecbe5ed12ab4d8e11ba873c2f11161202b945**|**28/11/2025 13:24:51 +01**| |**Signer Sequence**|**IP Address**|**Signed At**| |**1**|**193.117.161.82**|**28/11/2025 13:24:51 +01**| |**Components**|**Device**|| |**1**|**Chrome via Windows**|| |**SIGNER**|**E-SIGNATURE**|**EVENTS**| |---|---|---| |**Name**|**Status**|**Viewed At**| |**Alex Warner**|**signed**|**03/12/2025 14:59:15 +01**| |**Email**|**Multi-factor Digital Fingerprint Checksum**|**Identity Authenticated At**| |**a.warner@nhs.net**|**4f53cda18c2baa0c0354bb5f9a3ecbe5ed12ab4d8e11ba873c2f11161202b945**|**03/12/2025 15:19:40 +01**| |**Signer Sequence**|**IP Address**|**Signed At**| |**2**|**45.159.90.120**|**03/12/2025 15:19:40 +01**| |**Components**|**Device**|| |**8**|**Microsoft Edge via Windows**|| ||**Typed Signature**|| |||| ||**Signature Reference ID**|| ||**517B762D**|| ||**Typed Signature**|| |||| ||**Signature Reference ID**|| ||**5A82CB44**|| ||**Typed Signature**|| |||| ||**Signature Reference ID**|| ||**7DFF70B9**|| ||**Typed Signature**|| |||| ||**Signature Reference ID**|| ||**81E2801C**|| |**Name**|**Status**|**Viewed At**| |**Tim Neale**|**signed**|**03/12/2025 16:04:11 +01**| |**Email**|**Multi-factor Digital Fingerprint Checksum**|**Identity Authenticated At**| |**tim.neale@kirkrice.co.uk**|**4f53cda18c2baa0c0354bb5f9a3ecbe5ed12ab4d8e11ba873c2f11161202b945**|**03/12/2025 16:04:53 +01**| |**Signer Sequence**|**IP Address**|**Signed At**| |**3**|**193.117.161.82**|**03/12/2025 16:04:53 +01**| |**Components**|**Device**|| |**4**|**Chrome via Windows**|| ||**Typed Signature**|| |||| ||**Signature Reference ID**|| ||**ADE2E145**|| ||**Typed Signature**|| |||| ||**Signature Reference ID**|| ||**CF3391BB**|| ||**Typed Signature**|| |||| ||**Signature Reference ID**|| ||**5E871208**|| ## **AUDITS** |**TIMESTAMP**|**AUDIT**| |---|---| |**28/11/2025 11:31:40 +01**|**Kirk Rice - Fleet (fleet-gp@kirkrice.co.uk) created document '2025-11-28_Camden_Anchor_2025-**
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