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2024-12-31-accounts

Chwlty r•9l$tratkn numbw 1188997 IEn9land and W•l•sl THE UNITED CHARITIES OF ABEL COLLIN ANNUAL REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

THE UNITED CHARITIES OF ABEL COLLIN LEGAL AND ADMINISTRATNE INFORMATION Tru•tw• Ms M J Cv•Mrd Mrs B L 86nnett Ms E Watson Mr J Tank (Victrchairl Mr P m￿1￿ ffreasurerl Ms J E Ellis (Chairl Ms C E¢thvards MrJ Douglas {￿inted Juty 2024) Mr P Whitbngham {hwnted F¢bnMry 20251 W•b•lt• htWJfvNA¥.•btI￿s.0Tg.uk Admlnl$tr•tor MTS C Barrott Ind•p•nd•nt Llvlng CMrdln•tor M8 S Cclbh Ch•rlty numb•r 1188997 Prlnclp•l addr• 13B CoUirt'$ Hcffi•s Dorby Rood Nottingham NG9 2TF Aydltor Rwrs Spencer New5tO8d Hws• Pelham Road Nottingham NG5 1AP Bnk•rn Nat￿81 W•strTr'n8tar Bank Fyc Smlths Bank Brdnch 16 Soulh Parnde Nott¥ngham NG1 2JX 1st Fhjor, c￿r¥INe H 27 0x￿d￿ Street London SW1Y4EL Soli¢6tors Browne Ja￿bSOn LLP Mowbray P￿se Castte Meadow Ro•1 Nottiryham NG2 1BJ anaglng agents Icommer¢lal property) Larnbgrt Srnith Hamw ty Gata East Nottryharn NG1 1FS

THE UNITED CHARITIES OF ABEL COLLIN LEGAL AND ADMINISTRATIVE INFORMATION Inv•stm•nt advlsors Evetyn Pathè ey House River￿8 Buwn85s P Towe Road Noitiryhorn NG2 1HT IMur•rn Grout & Judge In3urwKo W00￿1¢h Housg 2nd Floor 43 George Slmt Croydon CR01LB

THE UNITED CHARITIES OF ABEL COLLIN CONTENTS Pag• Tru8te86' rnpcrt Stat¢menl of trustoes. Admini$tr¥torfB rgpryl Ind•p•nd•nt 8udlto¢s rnptyt 9-11 ststement of financial a(*vlb68 12 Balanco 8heot 13 Statsmsnt ofcash 14 Notès to the ffinarKAal statwnenls 15-25

THE UNITED CHARITIES OFABEL COLLIN TRUSTEES. REPORT FOR ThIE YEAR ENDED 31 DECEAIBER 2024 The trusteK Ihfrirannual T8F4Jrt and fy￿n¢1￿ stat•m￿lS for the year ondèd 31 December 2024. Tho financrdl ststernents havo prepargd In ￿ance wih the 8¢wnb"ng pdiaes set wt in r¥)tè 1 to th financial stat•m•nls and compty wilh the th8riWs goveming dctumenL the chariti.es Ac¢ 2011 8nd "Accountlng and Reporkng by Ch8rithès'. Statement of Recommended Practica applicable to chanties prnparing their account5 in accordance with the Financil Reptyting Stsndard apFthe in Ihtr UK orKI Republic ol Irol&nd IFRS 1021 ltsffo¢t￿ 1 January 20191.. Obl•clIv￿ •nd •¢t1V￿￿¥ Originally founded by Will in 1704. thè Unit8d Charfoes of Abel Cdlin chari￿1 ¢Nn¥ 63 properb.es and a Recre&b"on Hall, situated at Derby Road, NDttinghAm. These pThkJ8 IKMng$ lor man and wornen 898d 60 ￿ar8 8nd over tyl mtsJÈst maans who, at the Ilme ol their #p￿•tatiOn. live wthin th¥ Cty ol Nottingh8m 8n¢S thg odJac¢nt Boroughs of Broxttr•ft. G•dllng and Rushdrffe. Wlthin the tharity's overal purpose ol [￿0￿dIng h(￿Sing for 8ld•ty w)ple. the tw$1￿. alm Is to rnaintakn thelr operties and farylitlo$ ¢0 a mc#Jom siandard of ac￿mftxydati0n in order lo ¢rse a sarJJre and comfortabl ¢nvkonm8nt fci r•sKlents Twsto¢$ havè comlied with their duty under thè Ch8rllles Act 2011 ts have due regard to publle b8n8 guld8nce pub115hed by the Cornmis8K)n. Thk8 guidance has bèén referred io in th8 setting of objects'ves. and optratlrrfJ and fin￿G￿91 rewew8 Ir￿￿de detsils of •etsYlUeB undwtsk¢n durlng th• y•8r In tsrthorJne• of iIKJ60 oWectNe5. Achl•v•m•nt• and p•rformanc• A separate Administrator's Report. ty￿1n1ng ￿ chwi¢W opornlkjnal matt•r8 throu9h￿L 2024, ha8 beon Parèd and ￿ Attached Wih this reporL The Idlowing Is a brlef 8ummary'. The hom88 mc$8mlsatlon and major works prtsjramm contlnued %JLrring th• year, lot811ing É187k. Thig w88 afl Increase of £5k over the pr•vious y•ar. Trustees (Jrew up 8 piqnned prcyr8mme of mgjor woths to bolh graurtd$ 8nd prop8rts'•g. whlch has helped to re4nvo$t in the charrties, inlr85tNLtura. General pro￿rtY relurbishm8nl works havè ineludèd krtchon and balhrocm ￿￿xI¢m1$4ti0Th, total re-decoratltsn and rep18cemgnt of front doors. Wlthln th8 grounds, boundary works •)d major rwlrs to Ihe fronl wall have been COM￿•thd. The charty undertook its first Quinquennial In$p8CtK)n in 2024, whth rai38d Some fijrthèr matters to be addrass8d as of our maint8nancè progromm6 - bul was otharnwse complimèntary of the condibon of tho homes stOL. Proposals for use of fv fomw b￿ler house will bè moved to 2025. du• to the slgnMl¢ant programme of refurbishrnènt and grounds maintenan¢ that h88 taken pk8ce in 2024. The breakdown ofthv 2ts24 •p￿d IJ •hLv••n b•lty•i." KItce￿, ￿trOc￿$, relurb￿hThnts, tr￿1•r$ etc {capitallsed) Other nO￿r￿lIn* rwmlr elc. (tre￿￿ 88 r￿an￿o rnpoir81 Total

THE UNITED CHARITIES OF ABEL COLLIN TRUSTEES. REPORT (CONTINUED) FOR ThIE YEAR ENDED 31 DECEMBER 2024 FSnan¢lal r•iult and poslllon There was a Surplus on njnning lh8 hcm8s of £29.346 In 2024. in 2023 th•re was 8 d8fldt 01 £41.387. The maln reason for the tumaround in pÈrformanc was 8 reducl¥Jn kn the 818cari(xty and gas ¢o$t$ by £55,476 relating to nèw fixad-prf(e contracts c(xnlng lo an end in January and FébnJary. The new cvntracts were 8t rtducAd prfces pmd deswt& increa51ng the tharge¥ to Ye￿d•nts by £22.149 wè subsk15sed heatirvj And l￿h￿ryj by £3,173. W• have subsidlsed re￿dents, hèatlng and Ihahts'ng by £83.325 over lh¢ past 2 year8. Maintènance work cost £14,489 more this yaaT on red￿Or3t￿g. d￿nIng gutters. powèr washirJ th8 slte and garden maintènance r￿UlTed addltional work anKyJnbrrfJ to £6,090. The l•aso 01 £52,500 u) Ihe invest￿nt prOF￿ at Whedergate was subjecl to r•nowd in tho y6ar and a new lease of £44,OCk) was agree(I for a &year peritrJ comm•nung May 2024. C88h on depos(1 stCKKI at £200.173 and wa8 hekl vAthln Flagst￿ Grcwp dékW)Stt ￿COUnts. Othor cash balan¢•8 hald tolalling £110,410. Th• quotsd Inv•strrtonts gained kn valuo by £141.872 in th? y•¥. Pur￿lnI ￿Ure Resldgnts contrlbutè towards we￿Y m8int•nène• and healing and lighlng. The Charity d•rfv8s exlemal Income from letting of crynrnerc4al prororty and frorn olher ffinan0￿ Investsngnt5 and thls fvknding 15 Cuffen￿Y u3ed to flnaw th• •xlst5ng ￿SIdentIal proptsty modemisabon prcy•mm& and other mAjor ii8ms of eXp9nd￿Ur•. In order to fmance tht M¢¢embatk)n progrnrnme ￿rk It wms neces¥ory 8•11 inveslments of £100,000 during the R•••rv•• pollcy Ra￿￿•$ ar• needod to bridgg gap b8tyMen the ¥w)dlng and rtc•Mng of r•80urc•$ 8nd to cover Un￿anned èrn•r9aney r8palrn and other oxp¢rtditur•. rm The charity has ¥ rag￿ar 4.w8ekty Ihyw thrwh ft8 Maintanarth Charg? from Its ￿SIdents vthth normally cnvers the expen¥ès but £60.000 Is cx)nsidertd to b• requlred to ts)v8r capit•l noeds for the nex¢ 12 rronth#. Funds are needed for modern18at￿n of lh8 homo8. r8p8lrs may Ixxxr and f¢y r•p81r8 of 8 cycIK81 naturs. When ryoperties beo)m8 vÈc#nt. thw are review•d for potanllal updating and redecoration. In thè short t•mi & sum of £125,000 kg deem￿ to be n8e8ssary to cJ)vw this work and an ad¢its"onai £s0,UQO na￿8￿ to cover replacing and extravdin8ry repaits. This makes 8 lotal of £175,000. Th• Fixod Assets Investments totalling £2,443.477 havg been 8et •$Kl• to cover fvturè mtsJ•misaliw and other costs. Thi¥ mak total of £2,618,477 held in th• fund al the year end. Tha tharity is doFendont on its Tan9iblè Fixed Assets for the achi9Ven￿nI gf its chantable purposè of providing oco)mmodation for people with Ilmited n￿an$. Th￿e assets art ￿tal to the work of tha eharity and ￿nn0t be sohy off as indlwdual unts. At tho ywend Ihese were shtrn as hawrKJ a twk value of £1,892.470. Fw rèserves at th• year erKI totslled £121.920. beirg an adequats ltrvel *y th• tharivs operntwms.

THE UNITED CHARITIES OF ABEL COLLIN TRUSTEES. REPORT (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024 Inv￿tment polky Thè ovarall Invesbnenl oblectiv8 IS to sxodL￿ on9crfng Ir￿￿rr¢ 8nd kjng-tam gro￿ to engbK thè estats to be improved to moét th• n•8ds of fijture Tesidents. wlhln Bn cceptabl8 levd of rf¥k. Tho t¥gOt pwfomianc8 for th& In￿StMents is tts 8¢M8v• a total relwn (Capital growth and InrDm&l of th• Consumor Prico Indox ￿u3 3% tsvw thè I(￿g tonn. auarterty v￿uationS ol stock markèt Inv•strnents are prep8rad by our investsnent advi8er8. who attend r￿li￿j$ as and when requlrèd by trustees. &neè 1 Jatsu￿ 2023 the luThJ has perfOrrn￿ as foli¢ws: Total Relum A￿n￿alb88d Ratum Annualised CPI S.7% 3.3% The Inv86tment property w8$ raval￿d by Lambert SmNh Hamptthi tr¢ Ocb)ber 2022 at teoo.000. Rl•k m•n•9•mgnt Rlsk Manag9rnont lom￿ an intsgrated part ofour dutigs, and tnJstees Tegularfy risks to which the tharty IB exposed and pul In place ￿@3¥ureS to mWt•. The R15k Man8gam8nt Plan is 8 dynarnic and •v8r ovolving docum•nt, and over lh8 i8$t [￿nths Ihe trust￿$ h8v6 m8n8qed Idèntsfied rtJk3 by In¢￿a81n9 #tsff tralnlnq and communkatbJfi¥ wtth r￿dartts. to onwre continued $910ty and awareness for 011 f￿nC•M@d. Futur• Pl•n• The Irusts¢$ arg ￿n￿n￿allY mindful of the cost of ¥vlng prossures for re6id•nts and of th8 in(xe88ed ¢tysts of bullding maintsnance work, Ihal frrn$ ¢h• $ubstsntNe porbon of Ihe ¢harftles' outgolngs. Whilst ￿neral rnainten8n¢o w¢th$ and running costs ar8 covered by Iho w8thfy malnlen0n￿ d￿rg•, refurtA6hment and or major Investment wcyks are drawn frgm res•N8 funds. Infomied by the results ofth• Quinquennial Insp•¢t¥)n, the vhll 8 pwgrammè ofwot for 2025 Ih8t will mateh the18vel ol reserves available 10 inc4ud8 iMpw￿8nts to th• antire ostste. In 2025 we prop088 ntinuation of the home rdurblshment programma, a# th￿ become avollablè.. improvements to on $lt• 81gnage and a more su31olnable approach towards the upkeep of th• 8xten6ive 9rounds. It is 8180 an Intonlon to Progra￿ somè fom) of re4J66 for part of Ihe fom)w boil•r houso and re.l¢Kat• lh8 malTh offl¢o. Strudur•. gov•mane• and manaq•m•nl The charity No 1188997 is a charitsble incorpor•tod Nganlsatlon ICIOI Is Lw)vaM￿ by 8 con8tthlon dated 8 Aprll 2020, replacing Ihe former Trust Deed forth• charity No 214833. Overall administration of th8 eharity ls with th6 Board of Trust••s. which meets At 1088t evJht time$ ¢¥h y80r. Al each m99tsng, repons from both tn9Aominisraror aThJ 1noepgn(￿t GowJln¥ior 8r¥ Go￿al)r￿a, together a r$v￿W of srto rnana9ement. Finanual parf0m￿nCe against budg•t is revI￿ed on 8 qUglrt•rty basis and financi81 wntrol and risk monagement procedu￿ have been r8vi$od to the online bank 8¢counling systems. Residents, moètings arè facilitaled by thè Ind•pendent Living Ctrordlnator. hdd$ reguLgr infomiaj residents. me&lings. as wèll as bethg avaisabb for more p8rsonaVpriv8ts r6sld6nl contsd. The B08rd olTrustees has Mr J D￿￿85 In Juty 2024 aNI r&appointed Mts B L B8nnett. both for Icur- year temis. ApFointment8 ara made erther in response tts adveitsemenl oron the bag¢s of personal contsct or through rmr8 forrnal networts. The tnJ$t8es' airn is to ensure that thè truslee txxly ojmbinès an appropriatety d￿ersO membership ith tho professional n8ed8d lor the degr88 of direct managernent It undertakss. Thè charity rnwissued m•i¢r eontracis in respect of propewty and grounds rnaintenan￿ in 2023, and these are intended to be fft ftjr wrpose for the medium to long tem. h h8$ Pfoved to be rTk)r8 Cost &ffoCtwe and effic￿nt to develop an ongoing tonstructwe wryknng r8L8tx)nship wtth wular prDvKlers, and residents can benefit from qulcker reswns8S to repairs or tsthar maintenan(8 matièts whilst wo have a regular and known Set of trades persons on sita. These main Ixintracts are in for fve years. The charity also has also rw>mmissloned varfcw 8wvi¢g8 suth 88.tyjt of call #￿e•, and has (￿jated W le￿ enaw supplies in 2024.

THE UNITED CHARITIES OF ABEL COLLIN TRUSTEES, REPORT (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024 The charity ernpk)yE full time Staff •$ fdbs: AdThinistralor Charfott8 Barrett Ind8￿ndant Llvlng c{￿0TdinatOr Stella Colishaw 80th stsff work dosety and produdvety with Ihe board oftTUgtees and resthits 8llk•, and help to malntaln safe, 3gcure and welcoming enwronrnent for ￿Idents. In 2024 their fryws has been to reinwgorats wrial a￿￿tIeS on sile and create better of the as well as eSta￿lshIng gocMI rèlatiws wth tha new cx)ntractors for property and ground8. Nèw systems have been put in ￿a¢9 to provide better we￿are cx)ver for resldants and support acti￿18S that •nabl8 resider￿ to lead fUlfi￿1Th￿ ITrJ•FN￿t hvej •nd 8tvJage tha broadgr ¢ommunty beyond Ihe homès. Th• tnjstses 8eNlng ¢)ffi¢• durlng the ar￿ up lo the ol wture oflm finan(id ststem8nts were.. Ms M J C¢)ward (Chairl unJl April 2024 Mrs B L B•nn•tt M8 E Wat￿n Mr J Tank Mr P ￿lIOTS M8 J E Ellis (Charl from ￿1 2024 Ms C E¢￿ardS Mr J Dougl88 Mr P Whlttlngham int•d ￿til Nov•mber 2028 Appoin￿￿ until J8nu•ry 2028 AFwnt•J until Fèbruary 2027 Appoint&J until January 2029 int•J unll Aprfl 2025 int&J untll April 2028 Appointed until September 2027 Appoi'nted unb"l Juty 2028 Appointed unfjl February 2029 R•crultm•nt and ppolb)tm•nt of trut••• The Charity carrie8 Out a ski118 audit of ojrrent tr[￿t￿8 whkh Idwlfi•8 ￿¥Yl¥dO• gaps wittiln th• and then actively 818p8 to recrult trustsas occorthn91y. Tru•t•• Inductlon and tralnln9 members ol thè Board ofTru$t8os wlll be￿me famlllarwlh th• prac15cal work of the ch•fity after reo¢Jlng the Annual R•port and will h•vè recewed a ¢opy ofthe Memorandum and ￿tides ofAssocAation and tho latetsl finand81 rgporta. Addrtionally, they 8r• In￿led to att¢ThJ Snduckn ti¥hning whK c¢vws th• ftAloww wees: The Poiky and Practs'ce Gu Training and Support Ro19$ and RasFQm'bilths . K￿￿edge CornmunKatKJn 86sI Pra¢tic$ GukJe5 Syfflmary Overall, 2024 has been a lull aThJ FrAludfvo year, purthled vilh many px)shb¥• actKJns. In S&ptembgr 2024 wo received 8 visit from Nottinghamshire's H￿h Shiff who was heartenèd to see our h￿h slandaftys of accommodation and happy resdenis. This, and the FQSitive laedback we have T￿1Ve￿ frorn rgsidènts at￿ut th• changes that have taken place, makes it all the rrKxe le4vardw￿ forthe Board of Twsttss, and to whom l also gNe my thanka for their cothbnuad supporL The truste8s' report was aw)ro¥ed ty th• Boa￿ ofTw5tees.

THE UNITED CHARITIES OF ABEL COLLIN TRUSTEES, REPORT (CONTINUED) FOR THE YEAR ENDED 31 DECEIABER 2024 E EllS5 Cha Datod: ..

THE UNITED CHARITIES OF ABEL COLLIN STATEMENT OF TRUSTEES. RESPONSIBILMES FOR THE YEAR ENDED 31 DECEMBER 2024 The tnJStees are reSpr￿s￿le for pr8paring the Truslees. Report and the ffinandal statements in 8c¢ordanca w￿h applicable law and United KirvJdom Aett￿n11nQ Standards (Untted ￿ngdorn Gonerally Acceptsd Aceounting Pr4etieè}. Thè law applKablo to chwiti.es in EThJland and W81¢5 rèquirés the InJst8eS to Pf8P8rg finhnci81 statements for e8¢h finandal year vA)l¢h glvg a tru• and falr Mew of the slate ofaffwrs of th¥ and of the in¢omlng msources and applicat'on of resour¢es of Ihe ch8rty for that Y￿r. In weporing these finanad statements, Ihe Iru8tee8 •rtr rwlred to.. - sèlact suitsbla aectyjnting pollaes and then appfy them c(￿$1￿18n￿'. - observe th8 methods and prinapkn in Ihe Charities SORP., - make judgements and estimates that are reasonab18 and prudent.. - $tat8 whglher appli¢ablo a¢eountin9 slandards have been fi4lry•MJ. auty•et to gny materf81 dèp•rbJms dl$dos8d and explained in the financial sta18m8nts.' and . prèpar• ffinancial statsments tho conc4m bo818 u￿&16 M18 thapprowtsto to pr￿m6 thal the charty 11 continue ￿ OP8raJon. Th& twat•¢s ar• rÉspon8iblè frjr k•8pfjng 8uffld8nt aCtxuniThJ rec¢Ath th8t dtsdos• reasonable a¢cura¢y al jny drne the flnancllql positson of the charrty and en8t40 thom to ensure that the finanrial slat•m8nts comply with the Charitiss A¢t 2011, tha Chanty IAcetyJnts and R8POrtsl R89ul3tsons 2008 and the provisw5 of th8 trust deed. They are also respon¥iblg for $318guardlng tha Assels ol the ¢harfty and h•nc• for taknng rgasonobkn steps for tha preventicm and detscbon of fraud and ¢)Ilw irr¢gulariti8s

THE UNITED CHARITIES OF ABEL COLLIN ADMINISTRATOR'S REPORT FOR THE YEAR ENDED 31 DECEAIBER 2024 For 20241 report as follows: Roild•nts Flve properUes bwmé ￿¢an1 duiing thg y¢ar. Thorn wwe fNe dèaths. and w•komed Seven fesklents tr> th• Homes. Three re6idgnt$ transferred to olher propèrtles on site duo to madicai r88W)$. Il•1nt•na￿• of •lt• JPL Pmperty Ltd hav• 7A£#￿ hard throughrrt thè yw arnj havo rèfurt48hed 4 prop8ths throughout the year dealt da￿t￿daY rouline Maintsn￿ee ac¥os8 th& sitè. JPL deatt with em8rgenw rgpalrs and18sue$, Includhg removal of redundant scAar pand units on tha Drury Bungaby rwfs and rep)intsNJ of the Irontagt W811, whKh had b98n hlghllghtsd as emerge￿ romodial wo￿$ in our first Quinquennkql Inspocth)n conductad in May. othgr work18 t•i¢YJ F48nned from the r6pcKt and wdl ￿ priontssed Irom the findings. PlumbiThJ WO￿ w88 cwJaTrwJ through ACD Plurr4JknJ #rKI H8aOng. who 01￿ ￿nd￿(l¥d •nnual gas 88fvty chwk8 on 011 properbg¥. Solar Pan•1¥ rhè aolar panels havo pwfommd owr 10% WL8tion througlxxrt th• y•ar, genorotiro a reasoMbl• prnounl of Sneome. G•rd•ns and Ground• Kent Sorvlces were re-appointed lo rnaintsin thè gardens ond grounds in W 2024. Thoy havo managed th• ground8 to A hlgh stsndard 8nd ha￿ 8180 dealt olhar Fwoiects on th• site. 8$ f&lllng of trees which were d8emed unsaf• afiar a IM Survoy. Alam ￿t•M Nottlngham On Call c¢nJnuad to P￿de a monIt￿n9 reskKrfW to call$ the Inde￿n￿ont Ltwng Ctrordlnator w8$ ¢ff duty. Tun818N H&￿thear• r•Sp￿ to any malntenan¢ I￿08 for equlpm•ntthroughout yaar. 8ocl•l actlvitl•• *nd h•m• of q•n•r•l Int•r••t TM Inaepend¢ni Lmng Gr￿￿oInal￿ Stella G￿L￿r￿￿ rias h•rt durfng Iho ffi¢•i full y••r ol 8ppolntmenl. Besid8 fish and chip lunehes. blngo and games evenls. Stella has liaised ￿th Inspir• at the local Llbrary and ntrodue8d many new events for ￿$kJen1s. such os arts aTrJ Crafts, a cour88 to tsath residents dBJital skills and regular actiwthes to keep re5KJants actbve. Stalla has also laktn ￿81¢ents on sevpJ81 gxcursfjon6 throughoul the year, vknich enjoyed by ou. Stella has eneouraged residents to make thits to o)miunity h811 and now fri•ndship8 hava blossom￿. Regu18r n•w8letteTr ￿rts 8ont to residents durkng Ihe y08r to koèp thom up to date obout the sitg. gthlties an •V8nts. N•w appolrLbn•nts One now trusiog was 9￿C￿nt•￿ in 21r24.

THE UNITED CHARITIES OF ABEL COLLIN ADMINISTRATOR'S REPORT FOR THE YEAR ENDED 31 DECEMBER 2024 R•signatlo No trust￿ r85•Jn•d duriro 2024. ot￿r It•m of not• Elghl Board rne9th￿S t¢¢)k ￿8c• thTcwhLXJt th wr In the communmy h911. Throughout 2024. 1 hav8 thr￿UghlY enj¢>yad both the th￿Ier8e5 and jd) satisfaclior) the ToSe of Administr8tor briwjs. I have 8npyed wuknng with the residents and helpM)g them SO￿ any ￿¥)rrieS they may have. be it fina￿81 or wrsonal. Thls year I have aiteThJ•d, with th• ITrjqpth￿t Cwdlnator. a Firo Marshal Tralnkno Courso and Food Hyglene Level 3. Tho role of Adm1nlstr8tor ol the ch8rfty is Invarfabty livety and v8rl8d. and l ¢)>ntinue to strive fumlllng th Board of Tru8tee8' Objecti￿ to maintain a happy, eomfortaNe end $upporttvo for 011 resAlents at Collin'8 Hcfft88. It can b8 seen from rep)rt. the thaity has ¥v6d8ntty pur5uod tts objectlv8s of prowding a service for thè ganeral wbll¢, which aro k1enl1fi￿ wilhin th• Chartties govomirrfJ •ims, arvj reforrod 10 in the Trusts•$' knnual Report. charfotte Barrott Docember 2024

THE UNITED CHARITIES OF ABEL COLLIN INDEPENDENT AUDITOR'S REPORT TO THE TRUSTEES OF THE UNrrED CHARrriES OF ABEL COLUN Oplnion We have 8uditad th& flnandal Statem￿ of Th Unitèd ch￿l￿e$ olhJ)el Cc41h) lthe'(ariV) for the year ended 31 Dècomb8r 2024 which cornpri58 th8 stakmenl of fin8ncial actiwti"e$. the balance slwèt, the statsment of ¢ash flows and ntstas to tho finanoal slatsm8nts, induding s¥Jnificant aco)unting polioes. The finanGi&I ￿porting framework that has been applied in their preparation is applieable Law and Unit8d Kingdom AC{￿nting Stsndards, induding Financial Reporbng Standard 102 The Financ￿1 Repo￿ng Standan appl¢ablè In th& UK and Ropublic of Ireland IUnite(l Kingdom GenerallyAccepl¢d Accounting pr￿). In our ¢)pSnlon, th• ffn•ncA81 SlAtsme￿.. giv 8 try¢ and fair view of the 8le of lh• cartys affairn as 8t 31 Decomb¢r 2024 and of its in¢fjmlng resourc08 and application of rs￿JrCos. for the ygar Ih•n •ndod'. have teen prowdy prapar•d in accordan￿ wilh Unrted Kiwdcrfn Gon•raty ALuptsd Accwnllng Pra¢tk•', and have been pr6pot•J kn w)rdancg wlth the CharlU•sAct 2011. Bul• for oplnloh We conducted our audtt In ac£ordance with Intem8tk)n81 Standards on Auditi"ng IUKI IISAS IUKII and appllcjble law. OUT responsibililies und¢r thw stsndai¢6 are ftjrther d￿rfb8￿ In the Audltofs msponslbllltlgs for th8 audlt of tho fv)ancl81 slat8ments sKtton ol our rèport. We are indep8nd•nl ol the chanty in ac￿rdance with Iho athlc81 requirements that am ral8vant to ￿Jr audit of tho finandal siatements In ¢h8 UK, indudln9 tha FRC'S ElhScal Stsndard, and we have fvffilled our other ethical r86pon¥ibiliti'ès in ac¢ordan¢o ¥￿th th•se requlrem8nts. Wa bellev8 that the audtt evhjence ￿ ho￿ ab￿ned b Su￿.￿1 a￿1 $pprcwl8ts to wovKle • bAsls for our opvilon. Conclu•l•n¥ rnlatlng to golng con¢•m In audluro tho flnancl81 ststoments. we hav¢ c¢ndwJ8d that tho trust￿8, us• of th• o)Ing concam of accounung in the ￿par￿tiOn ol th• fina￿81 3t8terrnts is 8pprw"8te. Baeed on th¢ work wo hav• perfomiod, vrn h•v¢ not k4enbfied 8ny matorfal un￿rtaN9￿ rdating to ovonts or condltk)ns that. Indlvidually or collerDvèty, may cast significanl (k)ubt on tho charity's ability to continue as 8 90kn9 concern for a period ol al l¢asl tw8fv6 months from when th¥ finanoal ststements a￿ authortsed for issue. Our rgjp0nsi￿Ilth•s and th• respon81￿1￿3 of thg Irustoes wmh reBPOCt lo goin9 Lxncem org de5cribad In th• Televanl S￿￿On$ oythbs r•port. Oth•r Inforni•tlon The other infomatson ¢¢mpri$•s thè inlomiatson indud¢d in th• annual report ¢)th•r than the financi￿ ststgrnents 8n¢ our audltofs roport thereon. Tho twst•&s arè r•spMst4e for th• other InfoTm8kn ￿ntain8d wthin the annu81 report. Our opinion on fInanCA￿ ststements does cover the other information aThJ we do not 8xprèsg any fomi 913ssurnnc• conclu￿0) Ihereon. Our ￿￿nSIbIlity is to read me oth8r 1nlom1att￿ ano, in domg so, ￿nsIder whether Ih? gther infomiation Is materialfy incon515t8nt ￿ the financial at8rnents or our knowled90 obtainod Sn the course of the audit. or gthèmisè 8pp•ars to be matertally misstated. If we identsfy sucl) materfal inconsistend•$ or apparent material rniss1atg￿nts, we 8f roouired to deternin8 whèther this gNes to a material misstatemant In the finanaol sthtem6nts Ihernsefve3. If, b8$4d ¢)n th6 work we haw• p8rfc¥mod, w? ￿ndUd0 Ihat there Is a materSal M￿Statement of this oth•r inf0M￿t￿)n. we are required to rem that fact. We ha￿ nothing to Mport In this regard. Matt•rn on whlch w• ar• r•qulved to fOPOrt ty •xc•O1on We have nothtng to report in tsspèct ol the following mattèrs In relation to whlth th• Charlties (A￿)unts and R6POrtsl Regulations 2008 requires US to rwrt to y)u rf. in ￿￿r opinw)n'. the inf0m￿tion given in Iha fffianck?I slatements 15 inconsist￿t in any m8lerial ￿pect with tha trust￿8, report.. or suffiaenl accx)unting hav8 been kept or the finano813tstgmènts 8r• not ts) agwment with thè ao))unting rerth8.' or w• hav• not received Ihe informath'on and sxplanalion6 we require fof our oudiL

THE UNITED CHARITIES OFABEL COLLIN INDEPENDENT AUDITOR'S REPORT (CONTINUED) TO THE TRUSTEES OF THE UNrrED CHARMES OF ABEL COLLIN Rg¥ponslblllth$ of tru5ts•s A6 explained more fully in lh• stste￿nI of trust$￿, re¥XrtIlt￿. the Iruste8S 8re rtswnsibb for thè preparntion ol the fin8nci81 stateft￿nts and for b8ing sati8fied th8t 1hoy gfve a truè afftj fair and for 3uch intemal ¢￿trol os th¢ trust68s delennin8 is ne(tssary Io 8nable the prepara￿n of financial statements that are fr88 from maleri?I misstatement. whether duè to fraud or orror. In preparirfj th& finanual statements. th8 I￿stee$ ar8 r8sponslNe for a68essing th• chariV8 abilty to ()ntinue as a g¢yrtg c4Jncem, disc4osing. ?$ applKabl8, rnattofs related to going c￿Cern and usirvJ th8 golng con(>m basfis ol aoyJunt¥￿ unless the trustees erth8r intend to cease LyralJorffj, or havg no reallstlc aMemotN• bLrt lo th) so. Audltorfs rv4ponsibllltl•s lorth• audlt of th• financlal •tat•rn•nts Wé have been appolnt6d as audrtty undar section 144 of tho Charit￿S Acl 2011 r•wt in x¢ordanco with tho Act and relevant regulations mad• or havirMJ •ff8ci lh8reu￿•r. Our objeCt￿•S are to obtsin wasonabb assuranc8 abcrtrt wh•thar the financial ststernents gs a wme ar8 tree from maledal misststgrn•nt, whether due to fravd or error, and to le8￿ an audilorfs rnport that indud•s our opinS0n. Reasonable a8surnn¢e is 8 h￿h level of assurance but is rwt a guarant•8 that an audit conducted in ac%ordan¢• wlth ISA5 IUKI wil ahvays datec¢ 8 material mlsststernant wh8n 1¢ exists. Mbstsiemgnts can aTlse fraud or arrof and 8ra considered rn8t¥rtal rf, Indivhyualty or in the a99regat•. they could reagjnabty b8 axpectsd to Influ8nco the economk dg¢411¢)n8 of u8erJ tak•n on tho ba81$ 01 th•80 finawl sts10m￿l$. The ￿l•nI to whh ￿Jr pro¢4dur•s aro ￿pabIl of d81oLlno trrnwIarf￿98. fr•LKI, Is detslled bBIow. Ensuring that the A￿lt T•arn had th• 8ppropriat0 tsjmpetance aThJ eapabilib06 to identify or rwnl80 non- compli8llC• Wlth 18ws aTrJ r•gulatloM, wilh $Fwfic 8V8Lyts"bl• areas (•.9. oxpen80 4Uthonsatlonl ho￿ng btsn ouoined at th• F4annlng 8t890. Enqulry c4 manog8m•nt and thc4• ¢h•rpJ t•Ath gt)wn8nc• oround and potontial I'tgatlon and ¢1olms and fr8udul¢nt tr8nsathorffj. Roviwng mlnutos ol ￿￿ting5 of Ihose charg8d wrth govgmanc4. Roviewng fin8nckal statern￿r dlSdC6u￿ and t•sb"ng to gupportlng ￿c￿mIntstk)n to 4$8•s8 compllgncé with applicable law8 and rngulatlCMI8. Audiung the rt$k of management ovwridtr of Includ￿j Ihrough tosJng h)umal •ntrbos oth•T adju$lmnts for 8pprtspriat•ness. Bacause ol th• inherent lirntsllons of an audit, th8r8 Ls a Ihat Wo wl not detect om irr8gularitlo8. Indudlng tho88 lèading to a material mSsslaternenl in the finandal slat8ments or rtonwcomplionc• wAth regula￿n. This ri$k increase the morts Ihat compliance with a law or r•gulots"on Is rèmoved Irc4n the evgnts a¢)d tr8n¥athons reflecied In the Inanclal st8taments, as we wll be less likety to becom8 8W8ra of inst#nc8s of non-complU8nco. The rtsk is also re8t?r w8foing Irregu￿r￿￿$ 0￿rnn9 auv to Traua •rTDr, as fraud In¢qnUonal ¢onwalmont, forgery, ¢ollusie4), omL88lon or mlgrnpre6entslh)n. A fvrth¢r d•8c4lpl"on of wr respon8iblit6es Is availabk the FinanclBI Rep(Mting Coundl'i web8tte #L. https'.11 vAw.trc.org.ukJaudrt￿5W￿n81bIrt0es. Thk* d•scriFlion fryms parl of twr •udlto¢$ reFtJrt. Oth•r rnthers Your attentK)n is drawn to lh8 fact tw thè charity ha$ wapared firhanual slatornents in accordance with 'Acxounling and ReporDng by Charitses.. Statemen( of R8CLfftnended Practice aprAieabl8 to chgrfoes preparing th￿r accounts in accordance wth the Flnanck?l RepJt"ro Stsndard app1Ka￿e in th• UK and Republic of Ireland IFRS 1021" 18$ 8mended} in pr&forence to Ihe AecountiThJ and Reporting by Charitses." Slotement of ReCOm￿r￿d Practic8 issued on 1 April 2005 which is referred to in tha extsnt f8gulabons but lJas now teen withdra￿. This has been dr￿ in order for th• statements kn pmwde a true a￿1 tsir th In w£ordance vAlh fjjrrent Ge￿TallY Actepted Ac£tyJnting PTrcbce. 10-

THE UNITED CHARITIES OF ABEL COLLIN INDEPENDENT AUDITOR'S REPORT (CONTINUED) TO THE TRUSTEES OF THE UNITED CHARITIES OF ABEL COLLIN U8• ol our r•port This report is made si>lety tg Ihè chaws trustees, BY A tM>ty. in ac¢xirdan￿ wilh P¥rt 4 of lh8 Ch￿tio$ {A￿OUnts and R8POrtsl Regulat￿n$ 2008. Our audit work has be8n undertaken so that w• might state to the eharity's tru8ts88 thosè matters we are wuir•d to slate to thern in an auditc<8 rgP)rt and for Th) Other purposo. To th& fullest extent permittgd by law. we do not a(wt c assurro resp￿SIbl1ty io anyone other than thè charity 8rtd the charity's wtees as a tojy, tr o¢Jr rt work. ts thi$ rnKNrt or forth• we hav& fomwd. M•fvln Ball•y FCCA DChA IS•nlor l•tuiory audltor) Rog•r• Sp•nc•r Chart•r•d Accountsnts statutory Audbtor Pelham Road NottirKJh8m NG5 1AP Rog•rs Swnc•r L8 ell￿ble for #ppthtmonl as a￿]ItOr ol the by ￿rtu0 of Its dlglNIty appolntm8nt euditor of g ¢omp•ny under ￿¢ty)n 1212 of th8 coM￿nISA¢1 20￿. 11

THE UNITED CHARITIES OF ABEL COLLIN STATEMENT OF FINANCIAL ACTWMES INCLUDING INCOME AND EXPENDITURE ACCOUNT FOR THE YEAR ENDED 31 DECEMBER 2024 Unr••trktod Unr•sblcted lund$ fuThls 2024 2023 Orne other tTodiry actNib8¥ Chalitsble ath't Inv•stm8nts 70.192 396.573 36,784 105,646 349,409 31.095 Totsl Incom• 503.549 486,150 Oth•r trading activitie8 1.250 cha￿￿￿1 acUvN588 $39,015 531.441 fotsl r••OU￿• •xp•nd•d 540.265 532,891 N•t Id•fieltylncom• b•lor• In¥••tm•nt g•ln 136.716) 146.5411 Not g0in6llk)88881 on IrN¥kn8nts 141.872 43,443 N•t mov•rn•nt In fund• 105.1 13.0981 Fund balon¢o8 at 1 January 2024 4,$27,712 4.530.810 Fund balanc•i at 31 D•c•mb•r 2024 4,632,888 4,527,712 Th• slatsment ol finoncLql 4ctMUes Indude$ all galn8 ond h)88e8 the par. Th• Stètsment offjn8ncial aetmoos iThSud•s 811 gwns k)$8tt r•cognis•d In lh8 ￿r. All Incornè and •xF•ndliur• derive from conunulnq a¢tivltt88. -12-

THE UNITED CHARrriES OF ABEL COLLIN BALANCE SHEET AS A T 31 DECEMBER 2024 2024 2023 Flxgd assotx TÈngibl8 assets Investm•nt propwbes Inv•stmont8 14 13 12 1,892.471 61K),O 1.843.477 1.8￿.009 1.751.873 4.335,948 4,157,882 Dobtor5 Cash at bank and in hand 15 30.CJ3 310.583 105,S03 331,245 340.S86 43fj,748 Credltorn.. •mount• tslllng du• wlthln ong y•r 16 143.8661 166,9181 Net curronl 8wls 2￿,920 389.830 Tot•1 IM• currnnt Il•bllltb•• 4.632.888 4,527,712 Incom• fut)d• Designated fund• Gener81 unre81rfct•d fund8 19 4.510.948 121.920 4.332.881 194.831 4.632,868 4,527,712 4,632.868 4,527,712 The finandal 8tat8ments wor• •woved and Aut￿r￿ed for knsu• by the Tn*t•8s on ......... .. . E Ellls 13-

THE UNITED CHARITIES OF ABEL COLLIN STATEMENT OF CASH FLOWS FOR THE YEAR ENDED 31 DECEAIBER 2024 2024 2023 N•t rnov•Th•nl In fvnd 105.156 {3,098} Adlu•lfflents lor. Investmgnt i1￿0me recelved ITWeStm8At manag8rnent fe05 Net rnntal in¢>)me Falr value gain8 and I¢)$￿ on in¥e8tmonts Depreaation 0ftsThJ1b￿ ffixed 8886ts 136,784) 31.¢XJI 146.106> {141,872} 77.339 131,0951 183,510) {43.4431 71.949 Movwn•nts In worklnq capltsl: Do¢raèsèl(lr￿eas6I in dgbtors (DaM8a￿nUoo$o In uadltor8 75.500 123252} 183,761} 29,101 Cash g•n•rn¢•d frtynllabsorb•d by) ¢>poratlon• 143.8571 Inv••tlng acdvltl•¥ Purchase of tsngiblè flxed assets Net ren￿ incom$ Investment wlthdrawal8 Investment funds Introduc•d Inveménl recdv•d {183.801} 46.106 i¢xJ.o)o 154.5691 10.620 1142.8881 83.610 1276,95S} 28,491 N•t ￿•h u••d In Inv•￿n9 actlvlll•¥ 161.6441 1307,8421 N•t In ¢uh and ¢A•h •qul¥al•nts 120,6621 1451,6991 CB8h and eash equlvalents at t4ginnlng of ypar 331.245 782,944 Cuh and c•sh •qulv•l•nts at •nd of y•*r 310.583 331,245 14-

THE UNITED CHARITIES OF ABEL COLLIN NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024 Aeeauntlng poll¢i Charlty Infonnatoon The Vnrted Chantyes of Abtl Ccllln 18 8 charilab￿ Inrworated organisa1￿)n ￿KO￿tir8ted in England and Wares. Th8 address of the ￿ntspaI office is givèn in lh8 log￿ and administralfv• inforrnalion ol thw68 finAnciel ststfjmonts. 1.1 kcountlng eonv•ntlon The ffinaneial statements hav& bean prepared in accgydarts wAlh the gLw8mlng docvm6nt, th8 Charities Act 2011 and "Acxwnbng and Reporb'ng ty Charities.. Stst8ment of Recomm8nd•d Pracb'cg applicablè to charities prepariNJ their 8￿fits In acoxdancA wth ¢h8 Finanryal Rawrtsry Stsnd¥d aWicab18 in thè UK and Republk ol Ir818n¢l IFRS 1021 leffecti￿ 1 January 20191.. Th8 charity Is a Putlic Banefit EnDty 8$ dofin8d by FRS 101 Tha finandal stst$ments are prgp•r•d In stsrlirvd. whKh is tho fim(a>'onal uwrnncy of Iho ¢harty. Mongtsry omwnts In the8e flnorK4d 8tateM￿lS gr• ￿￿ded to th• n•ar8sl L 12 Golng ¢onc•rn At the bme of approvlng the flnandal •tat8ments. thg IDJ$tee8 hove a rnaxJn&b￿ •xpectsUon Ihat th6 charfty has adequate resourtss to continue In oporntkn818￿$I4fiC8 lor Ihg lorosee)l? Yutum. Thus th truste88 ciJnUnue to adopt th• goSng crAvm basls of acwntwvJ in preporing th8 financoal statements. 1.3 Charllabl• fund• Unrèstrlcted funds ¥r• aYalat4• for u80 at thfr di•¢rthn of th¢ trust8•8 kn furfh8ranc• of Iholr ¢harftak49 cbjecv•s. De￿gnated funds com[￿￿￿ funds whith have ￿ sel aslda al the disueticffj of th• trustetrs for spacmc purposos. The purpos8s and uses of tho dewgnated funds ar8 sot out In the notès to the financial statements. Rostrictéd fiJnd6 are $ubl8ct to sperAk condltiong by d¢)rrtYS 88 to hcw th8y may b8 used. Th• purpose8 •nd U3e3 g1th• rnstrfcted fund¥ aro set out in th• notss to thg finandal stst•m8nts, wh?r• applic8ble. IA In¢om• Incomo b r•cognlsed wh•n Iha charfty 1$ legally 6ntilJed to tt after any p•rform8n¢& ¢xsnditions baen mol th¢ omo¢Jnis b0 m8asur•d reliably, In¢J it probabl& that ix¢om• will be roc8ivod. Rents are 8eeounted for on an 8ctrua18 ba￿$. Renis referred to in thè flnandal statements rèprésent rents from th& investment properl￿. Income from Ihe charttable ￿M&S Is refèrrad to as residents. rnaint8nAnc and heating ciJntrfbulion#. Legacies org recc*Jnls¢ Exp•nditurn All expenditur6 Is acix)urrted lor cffj an actfi￿LS basi$ 8nd has ba•n dassrfitd urNJer hgmdings thal aggregate 811 costs re5atsd to the category. ExpeThJityrs in ￿SPeCt of r￿mIr￿Trial propeity •x))untsd for net of v4u• gthlgd tax. All other trxpenditure Is accounted for indusfve ofv4ue add￿ Direct charftstde 8xpendrture indudes the dirad costs of the charitys activthès. Wheo crffjts relate to more thart one hjnctional cost ¢8tegLwy. they havè been $plit on an appropnate basks. 15-

THE UNITED CHARITIES OF ABEL COLLIN NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024 Accounting pollcl•s {Continu¢d) 1.6 Tangib￿ Ilx•d us•ts hjld Freehold prcferty comprises a numb8f of properties as l￿tIned in nots 14. Ths8 are stsied at cost less 8ny p￿slon for ImpAlmi8nt loss deprKaalion. Cost Indud85 the cost of acquiring Lqnd and P￿IldIng8, develcpmenl costs and expertdiiurn Incurred in fysp&t of Impro¥emtyts. ImpTovemenl3 arg works to •xL8ting properll&s whkh rasult in on irtr6ase in tho net r•ntal Income. indudlng a reduction in maintenarts tosts or resutt in a S￿anIficant ext8n3ion of the usefrjl econtsmic Ilfe of the property. The charity calculatss deweaatJi on fffthokd pro￿rtY by implerrontirtg u)mFKI￿nt o¢counlng. Estimatgd gures h8¥a b8èn used where, dug to the dapse of tim8 N the diswoportKmOte cost of 88¢ertainiTrJ Ihe fflgur88. ￿ has not been F¢S￿bla to gain actual infmabon. ma￿)r components of tho prcyertles are 8epWal￿Y wjenbfted and d&prgd8tlon Is ch8r9¢d so as to wrfle down Ihg w¥t of èach C4)Mpo￿nE to Ms #stimated r•sidual value. on a straNJht lin8 basls, over its estirn•tsd u88ful ewnoml¢ life. T￿ Maj￿ components olthg prop￿r￿ and th¢lr u88fiJl ￿onC￿n￿ lfv•$ are aB f01b￿.. Bulldlng stnKgMre Roofs Wlndw8 end dwr¥ Boilers Kitchon¥ Bathrooms Haatlng aThJ plumblng Electrk 70 yoars 30 year8 15 years 20 yoa 30yo 30 yogrs 40 y•grs Solar pon818 are Inlualty m&88urgd at cost arKI $ub$equonlty rnea$urnd at C051 or v•lu8don, nol of doprec1atv￿ and Any Impalm)￿t kjsses. Dopr•¢lation has bew ¢h8rgod at 10% straKJht Iln•. The 98in or loss thrising on Ihe di¥po01 of an 8s3el ￿ d•t•nnlned as th8 dfft&r•nce befvwn th8 9a1• prooo•d and th• Ca￿￿9 valu• •f lh• oM•t. And i• r•cogniA•d in Mt Incornoll•xp•nditur81 for tho Yo8r. Flxluro8 & fjttings ao m•a8ur&J ￿ CO￿ and •Ub￿qu￿￿Iy mo8sured at Cost ty valualon, n•1 of d¢pr¢cIatiC￿ and any irroaThent t05sts. D8w•ciaticn ￿ b•8n charg8d at 25% On a r&Ju¢ATrJ balanco b881s. rr 8quipment Is inrtially mèasured at cost and subsequendy measured at cost ￿ valuaoon. net of depred•lbn and Any Impaknient bsseB. OOp￿0t1cffi be L*argod at 33% a $travJht lin8 basis. The gain or 1088 8rfslng on the disposal ol an asset is det¢rmin8d as Ihe diffgrence bewn tho sal prwds and the carrying value of thè asset. and is recJ>anls•d In net in￿M￿1(aXpandlture) for tha yaar. 16-

THE UNITED CHARITIES OF ABEL COLLIN NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024 A¢eountlng poll¢l {Contlnu•d) 1.7 Ib)v••trn•nt propertios Investment property. which ￿ proFerty held to 8•m rentals an￿or for capltal appredauon. is Inttt¥lly cogn18ed ot ￿t, whlch Indudes th& purchaso (ost and any direclly attributable expenditure. Subsequ8ndy It Is m88sured at fair Val￿ at th8 repybThJ erwj dats. The 3urplu$ ￿ d8lk on rwaluation i¥ in profit or loss. Itls th8 pollcy of the Tru6tse5 to cg>n5id¢r the valualion of the Investrngnt Prop•th oac41 yaaf oThJ ts pr•porg valuatKJn every fith year and to Iha Valua￿on rf apwwiate. 1.1 Flx•d a•••t Inv••tsn•nts Fixed assét I￿￿$￿￿￿ntS are mèasured 8t trdnsaction pri￿ ir￿UdIng transaction costs. and ar• 8ubsequenUy al fair value th •a¢h r&porW dal•. Chang83 in f￿1 value aro recognlsed In nel Income/l&xp¢ThlAU￿l for the y8ar. Tr4nsacOc4) costs •xp8nsed a8 incuttod. 1.9 ImpalrnMntoffix•d 8uts At oach reporting ènd data. the ¢h8rity rovk•w8 tho carrylng amounts 01 Its tangible assèts to det8m5n8 whethèr t￿ra is any indi￿ts￿ Ihat Ih06e assets hav• suffeTOd an Impalment Ios8. If any suth indlcatknn exkqts, thè rÈeoV8r￿le arnounl tsf th• assot is esllrrot•d kn ordor to dètèmiino thg 0xt￿t of the Im￿lMI•nt Ir>ss {rf any). 1.10 Calh and ea•h oqubv•hnt• Ca8h cash equivalen¢8 induda eagh In hand. d•poth he￿j Il ¢all ilh bar• and oth8r 8hort-t•mi Ilqukl Investments vitth orlginal rnaturiti¢¥ ofthrn8 months or lo 1.11 Employ•9 b•n•fft• The CQBI of any unu8•d holklay ￿ti￿•mOnt Is Twniwj Sn the In whlth th• 8mployoe'$ ￿￿C•S a re8ived. T8milnatSon benefft$ 8M r8cc¥Jrased Immth4i¥t•ty as an expanse when thè ¢h8nty Is demon$trabty commlttod lo leminot• 8mployment of •n •mF4oy8e or to provkle termi￿l￿n tonefits. 1.12 R•Urom•nt b•n•flts Paymènts to dofined ¢ontrbbulth r•lirewnt b•n•fft 8chom¥s •r• ch8r9ed 0$ an •xpen¥e a$ they fall dua. Oth•rtr•dlng •¢t1vI￿•￿- Ineom• 2024 2023 CommweAal rents rg¢ow Sclar onergy inwme Olher inwnirwJ resource 51,160 18,712 3ty) 87,944 17.506 196 70.192 105,646 17-

THE UNITED CHARITIES OF ABEL COLLIN NOTES TO THE FINANCIAL STATEMENTS (COIMNUED) FOR THE YEAR ENDED 31 DECEMBER 2024 Charft#bl• •cdvlti•$- Incom• 2024 2ty23 Res￿￿•￿￿. maint•nerKe and htratiro ct￿1711¥jb￿3 396,573 349,409 InV￿lm￿￿- Ineom• 2024 2023 Dfvldend8 T￿•￿￿￿4& from 1nv08trn￿t$ •ThJ unh trLwts Fixed int•r8st inV￿trn8nts Int•r•8t rwefvabl• 20,308 5.342 11.134 15.558 4,375 11.182 31.095 Oth•r tr•dlng •Ctlvltl••-•xp•ndlturn Unr••trfctsd 1024 2023 Propoty •xpens83. a9erfs f 1,2 1,250 1,250 1,250 18-

THE UNITED CHARITIES OF ABEL COLLIN NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024 Charltabh actl¥it1￿. •xp•nditwo 2024 2023 Maintgn8nc• Ut11￿88 Othèr home8 ex￿nS&S Major works & re1urbishm￿t (3)5ts Dapveuation AdministraW$ salary Insurance & Offl￿ expen￿¥ Prof￿￿10n￿l f888 Glfts. ouJng8 & pwoes 67.328 158.423 101,833 23.271 77.339 32.157 16,779 34,202 3,075 52.837 210.477 91.664 39,222 71,949 27,688 18,663 3.757 3.092 S14,405 S17.349 Share ol 90￿manC• o)6ts18ets not¢ 71 24,610 14,092 539.015 531,441 Gov•m•nc• co¥t• 2024 2023 Admln18tro10rf8 $818ry Audit and 8ccountsnw I￿6 Legal and prof888lonal f 4,753 8,789 650 10,331 8,735 24,610 14,092 Gov8rnanc¢ costs Indth p8ymnts lo th• auditors of È7,400 {2023- £7,(KQl fty audR le8S. O*ln• Ind ioM•¥ on Inv••lmonl• Unr••trl¢t•d Unrn•trlct•d fund• fundi 2024 2023 Galnsllb68e81 BrtslNJ c￿. Rèvaluation of invgstmort8 141,872 43.443 Taxallon The charity 1$ •x8mpt from taxati￿ on its a¢bvibes b￿8￿￿• all its Is for Charitab￿ purposes. 19-

THE UNITED CHARITIES OF ABEL COLLIN NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024 10 Employ•e• The average rrhjnthly ThJmberolempioye8s during thè yoar waB' 2024 Numb•r 2023 Numb•r Employm•nt costs 2024 2023 Wages and sa Ponsbon 67,857 1.801 S6,622 1.417 89.458 58.039 Thern w•r• employe¢s whw amual romunerntkn w¥$ £80.(K)O or nwr•. 11 Trust••• Nona of the tw$lgès lor any c￿nactod with thom) r￿&￿ed any r￿UnerallOn OT beneffts from the ¢hanty Iluring the year. Durfrvj th? yO8r. a truste88' ann￿1 8lkr•Ance w•8 8mounllNJ to £35012023 - £4001 paid to 7 tru8toe$ 12023 - 8 twstee818rnd £119 (2023 - £284} of othw cfjsts wwe r•kntNJr60d tc¥ or pold on bohaw of 4 trusteo$12023- 2 trustee$l. 12 Flx•d u••t Inv••tm•nts Ll¥t•d Inv•stm•nt• CJ8h In portfollo Totsl Co•1 or v*luattan At l January 2024 Add￿On$ valuat￿ changes Diwdends relnvested Funds withdrawn Funds Introduc¢d Disposals Foas & intergst 1.727.444 341.365 141,872 3.518 24,429 1341,3651 1,751,873 141.872 26,164 1100,OC4)1 54.569 22.846 1100.0001 54.569 409.301 131.1x111 (409.3011 131,0011 At 31 De¢•mb8r 2024 1.804,898 38,579 1,843,477

THE UNITED CHARITIES OF ABEL COLLIN NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR ThIE YEAR ENDED 31 DECEAIBER 2024 13 Inv•Jtrnent pMp•rty 2024 Falr val At 1 January 2024 and 31 D￿ember 2024 600,CIXI Investmont prwty relatss to ono proporty at Whgélar Gats, Notiingham. Th? fair value of the Investment proparty has been 8rriv8d at on Ihe b&81$ of a valuatw ¢arried out ￿ 4 October 2022 by Jamgs Straw of Lambert Smith Hampton who CA)nn8Cted Ihe tharity and is a wistered valuer Inumbèr 66048891. Tha valualon was rn￿18 on an open rnarkèt vdue b8sL% by referen¢4 to market ovkY8nc• of tran5acJon prices for ¥lmll&r properties awwj Is cc)dered, by thfr tnJstee¥, to remain an Jwrnte valuallon ol the property 88 at 3108C8mb•r 2024. 21-

THE UNITED CHARITIES OF ABEL COLLIN NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024 14 Tanglbh flx•d •ss•ts Totsl C￿1 At 1 January 2024 Add￿On$ 2.113,856 163.517 147.9rJ) 27.834 515 2.29),105 163,801 Al 31 Dewnbar 2024 2.277.373 147.900 27,834 2,453.906 D•pr•cl•tion At 1 January 2024 Dgpretiation charged in th? y•ar 341.935 58.515 129.413 14.790 12,576 3,815 172 219 484,096 77,339 At 31 Dewnber 2024 400,450 144.203 16.391 391 $61,435 C•rrylng •mount At 31 De¢¢rnber 2024 1,876,923 3,697 11,443 1.892.471 Al 31 DI￿rnber 2023 1.771.921 18,487 15.258 1,806.009 Th? frethol# prop•ty c4JMl8ts of th• Ib)m•s al Dorby R¢•d: Hou888 1-26, LJitt prfrwar Bungalow$ 27-50. buitt In 1958 Burol8ow8 5143, buin bgwn 1980 and 1982 Bungalm 54-S8, bulh in 1985 Bungloows $7-S9, built In 1990 Drury bung81¢)ws pr8th.cal ￿mpl10n J8nu8ry 2010 Caprtall8ats￿ ol components on v8riou• Propo￿•$ 88,308 89.815 83,027 125.233 750,198 1,142.792 2.277,373 Houses 1-26 constru¢ied on Iha Derby RO￿ sit• u%ng fvnds from the diwsal of 20 alm¥houso8 originally built in the Broad Menh area of NottiThJham In 1629. The cost Is therefore n•glwJible and tha tru￿098 hava assumed ¥ nll Car￿ng value for accounts. All t¥nglbi• fix8d auets •r• used for diredthaiitstAe wrpow. 15 Dobtvs 2024 2023 Amounts f•lling du• wlthln on• y•ar. 0th8r dobtors Propayments and accru￿ k)o)me 5.698 24,305 80,763 24,740 106,503

THE UNITED CHARITIES OF ABEL COLLIN NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024 18 Cr•dttor•: •mounts falllng du• wlthln one y•ar 2024 2023 Oth•r tsxation and KKial I￿￿rity Trade uedttors Olhèr creditors Accauals and deterred i￿)fi 1.724 11,035 312 30,595 8,481 6.465 283 51,689 43.666 66.918 Indudad wittwn and dofwred knc£n8 ￿ £1.620 12023.. £2,204) rd8Ong lo thvj dof•rral of Insurnn¢• In￿mI r8eow8d durfng tr y•ar. 17 R•llr•m•nt b•n•fft s¢h•m•s O•fin•d ¢ontrlbutlon Kh•m•• The charty ¢wor8tt$ a defined cothbullon p8nwon 8d)¥me fof all qualfyng •mploye&s. Tha assets ol tho sch9￿￿ arg hald soparatdy from those of tho ch#rity In an Indep0rthnUy adminl$t•rg¢J fijnd. 18 Op•rntbng l•a•• ¢¢mmltrMnts Al th• r•porlNJ ond date Iho th8rfty had conlrn¢W lth tenants ts tho follovong mlnlrnum kg03 payrnenls.. 2023 2024 Wilhin onè year 8•fvA8n and five ￿r$ 176.0 220,Cw)O

THE UNITED CHARITIES OF ABEL COLLIN NOTES TO THE FINANCIAL STATEMENTS (COKnNUED) FOR THE YEAR ENDED 31 DECEAIBER 2024 19 Unr•strict•d fvnds Th8 unrestiicted fvnds of the charity o)mpri8• lh8 unexpendwj b81ancos of donats.ons and grnnts wthich are )t subl8ct to SP8cik cOnd￿onS by donors 8nd grantors as to htyl they may be uwj. These in¢lud• de3vJn8tsd funds whlch have tèn sét a8id8 Cwt of UraStr￿ fund$ by the Irustees ts specific purposes. At31 D•¢•mb•r 2024 Ai 1 J•n￿ary Incornlno R•W￿r￿ Trnn•fw¥ G•ln• and r••Our￿* •xp•nd•d Homes fund ModemI￿￿on fvnd Gan8rn1 funds 1.8th8.008 1,892,471 2.526,873 194,631 91.604 {178.067) 2,618,477 121,920 503,549 1540.2651 141.872 4.527.712 503.549 1540,2651 141,872 4.632.668 Pr•vlou• ymr. At 1 January Incomlry li•sourc•# Tr•n•f•rn G•ln• jr At31 D•c•mb•r 2023 Ex￿￿in4ry repair fvnd Homes lund M¢)demI￿tkn fund Ganeral fvn<ls 25,922 125,922) 1,808.008 2.526.873 {532.891) 14.306.959) 2.528.873 194,831 4,504,888 486.150 43,443 4,530.810 486,150 1532.691) 43.443 4,527,712 Th• Extraordlnary repair fund was renamed Modam￿a00￿ fund in Ihe wiJr yoar. These funds are needed for ny)deml8aOty) of Ihè homo8, urwp8ct8d rnpairs ￿ld) m8y a￿ur and for repalrs of 8 cydlc81 nAtur•. A Homes fvnd h4s boen indu¢Jed 8s a dèsignated fvnd. r8wesenb.ng the r81 brKA( VA1￿ ol the tangible flx8d 8S8ets. Thé tharty 18 depondant on Its tan9ibl8 fixed assets for the achievèm8nt of its charrt8ble purpo8¢ of providin9 8ccommcxJabon for peop￿ vAth lknit•J Tr8e a85•ts a￿ to Ihe wryk of the tharfty ¥nd cannot be sold off as indNidual units. 20 Capltal ¢ommllm•nt• Amounts ¢xntracted but ncrt prwdgd In th8 finanry81 sIatwn￿'. 2024 2023 qwsldon 0ftsngIb￿ •ssats 41,29) -24-

THE UNITED CHARITIES OF ABEL COLLIN NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR ThIE YEAR ENDED 31 DECEMBER 2024 21 Rolotod party trnnsact￿r Thore were no di￿￿#￿46 rnlated paty tr8nsoctuts thJriTr3 Ih& y88r12023. rbMèl.

THE UNITED CHARITIES OF ABEL COLLIN INCOME AND EXPENDrruRE ACCOUNT - HOMES FOR THE YEAR ENDED 31 DECEMBER 2024 2024 2023 Incom• Residents. mainl￿ance aThJ heaivig ￿tribUtionS MSscellaneous Incom• Sc4ar ener9y Incom• 396,573 349,409 18,712 17,5 Total Incom• 415.585 367,111 ExP•nd1￿y• Mana9em$Tht.. Administratarfs $81ary Postsge, 8tationery 8n(J offic4 oWth8 Audit and 8eAxuntarry Insuranc 37,701 1.785 32,441 2,785 7,600 10,694 11,169 58.655 53,520 Mainl•n8ne•'. Routln P8intsTrJ #nd ds(>)r811 47,041 20,283 41.508 11.331 67.324 S2,837 UUllUo8 158,423 210.4n er expens•$'. Independent L￿frng CollordinaW¥ ￿l￿ry and associpw costs aTm syst9n￿M9&nt•nance Garden rnalnlenan Cleaning T8leohono StAff travd and lrnlnlno Solar panel maint?naMo Hall ¢oBts Sundr 31.757 14.58S 33,179 7,381 30.351 14,194 27,089 8.535 2.707 1,454 4.407 411 4.516 705 732 4,494 101,837 91.664 Total •xpgnditur• 386,239 408.498 Oporating surp1￿ I Id•ffieitl 29.346 141.3871

THE UNITED CHARITIES OFABEL COLLIN INCOME AND EXPENDrruRE ACCOUNT- PROPERTY AND FINANCIAL FOR THE YEAR ENDED 31 DECEMBER 2024 2024 2023 R•nts T*￿r￿a￿l• 51.180 87.944 N81 prtprty 6xperffj68 {1.250} {1.250) 49,930 86.694 Oth•r In¢tsm• 1nVe8tr￿nt In￿mI Iniere8t re¢•￿abl8 25.651 11,134 19,933 11,162 Total In¢¢m• 86.715 117,789 Exp•ndltur• Major work$ and rgfurbi8hm8nt crA Depreciation Audll ar)d prOfeSsbn￿ 5erywd Prof￿9￿)nal I Insuranc8 Chrlstmas 23,271 77,339 3.328 41.940 3,824 3,075 39,222 71.950 2.145 3,164 3,092 TO1￿ •xp•ndlturn 1S2.777 122.943 Op•rntlng Id•ficlt} {66,0621 15,1541