CROSS STREET BAPTIST CHURCH REG.NO:1188961
TRUSTEES. REPORT AND ACCOUNTS FOR
THE YEAR ENDED 31ST MARCH, 2022
OSES-BOLE &CO
CERTIFIED PROFESSIONAL ACCOUNTANTSITAX ADVISERS
CHARTERED CERTIFIED FORENSIC ACCOUNTANTS
& BUSINESS CHARTERED MANAGEMENT CONSULTANTS
39 SAINTS BRELADES COURT
BALMES ROAD
HACKNEY I ISLINGTON
LONDON N15TW
Tel: 07584075572

CROSS STREET BAPTIST CHURCH
CONTENT
Pa
Legal and Administrative Infornlation
Trustees. Report
Indepandent Examlner"s Report to the Tn
Statement of Financlal Activitles
Balance sheet
Notss fomilng part of the Financial Ststement
9_19

CROSS STREET BAPTIST CHURCH
LEGAL AND ADMINISTATIVE INFORMATION
Reglstered Office:
Cross Street Baptist Church
16-18 Cross Street
London
N128G
Managlng Trustses:
Rev. N Fernandez (Ministsr)
Mrs L Bold de Fernandez
Mr O. Fakolade
Mrs P. Neili
Miss S. Warbus
Miss C. Douglas (Treasurer)
1188961
Registered Charity No
Bankers:
TSB Bank
404 Bethnal Green Road
London, E2 OAH
Property Tru$teos.'
The London Baptist Property Board Ltd
235 Shafteybury Avenue
ndon, WC2H 8EP
Accountsnts
OSES-BOLE&CO
Charterèd Certified Forensic Accountants
Certified Professional Accountants l Tax Advisers
and Business Chartered Management Consultants
39 Saints Brelades Court
Balmes Road
Hackney I Islington
London N15TW
Tel: 07584075572

//
Cross Street Baptist Church
STREET
Aims and Purp08es
The Pastor & Leadership Team lead Cross Street Baptist Church (CSBC). in furthering the whole
mission of the Chu￿h-. pastor&l, evangelistic. social aT)d ecumellical. The leadership as noted above
are also specifically reswnsible for oversight of the Church in managing and maintaining its
resources.
Objectiv£5 and Actlvities
Th¢ church's ￿]nCIpal charitable Purpose is th¢ advancement of the Christian faith. We providc a
public service of Christian worship. and also provide variou5 combinations of youth work, children's
work, coff¢e shop. alph& course. etc
The Church Leadei3hip is Committed to enabling as ntsny people as possible to worship God and to
become part of the community at CSBC. They oversee the l'ange of activities that happen ID and
arol￿d the church and strive to reauh the many and varied groups that live in Islington and beyond.
The trLlStees have bad due ￿gard to the Charity Commission's guidance on public benefit. CSBC'S
public benefit is s¢t out in the following paragraph and in the Achievements and Perforniance section
of this report. It is shown through the enabling of ordinary people to live out their faith and to come
together as a community through..
Worship and Prayer, learning about th¢ Gospel and growing in their relationships with God.
Provision of pastoral care for peopl¢ living in Islington.
Providing a hub for ¢ommttnity activities, such as th¢ Islington Centre for Refugees &
Migrants, Support Groupg and other Churches et¢. that meet in the building.
Supporting national and iuternational mission & outreach work.
To facilitate thi5 work, it is important that the fabric of the Cross Street Baptist Church complex and
the manse located at 14-18 Cross StreeL London. Nl 2BG is maintain¢d.
Achievements and Perfornianee
On the 14th
March 2021 the church re-opened Sunday services following government easing of
Covid_19 restrictions and a low inf¢ction rates, attendance quickly increased wth majority of
members 8nd visitors wclcoming a return to full in person s¢rvices. In early July the government
r¢moved all legal Covid-19 restrictions, the church responded by re-establishing majority of seryic¢s
and removing our own social distancing restrictions whilst still encouraging good hygiene practices.
attcndance Continued to increase, those mor¢ vulnerabl¢ Continued to participats in oiw Sunday
service remotely via Zoom which is now a pernianent fixture ensuring cveryone is able to worship
with us. Stsy & Play and the Crnft group remailled suspended.
The ¢huroh held an annual AGM ID the f￿t week of February 2022, wher¢ we were able to approv¢
both financial and trustees reports for 2022 _2021. the AGM was 8ttended by majority of church
members.
The youth group continued to enjoy a high attendance, junior youth group meeting wa8 also
established, the Cafe resumed physical gathering and the church introduced outreach in form of prayer
wall(s in the local area.
Th¢ virtual prayer EDeetings that were established the previous year continued and the church also re-
intr(Iduced in person monthly prayer night on the last Friday of every month. In 2021 the church w8S
able to create and encourage fellowship, it re-opened as a community liub and has begun Te-
establishinuT mission and outreach opportunities. Sunday services ￿Sumed with all restrictions lifted
on the 13 Septe￿ber but they ce8sed during the November lockdown and between the l O January-
7YI due to higli infectiOT] rates. However. church attendance increased du¢ to virtual
participation in servi¢es and thei'e was a]so good engagement with new life groups and prayer
me¢titLgs hosted via Zoom.
Cross Street B8Ptist Church
3110312022
INTERNAL

Cross Street Baptist Church
STREET
Swlsl Church
Our church continues to give pastotxl care where we PTovid¢ further comfort, en¢our&gement, and
suppo¢ through our life groups and com]nunity support outhach and leadership tsam. The church
was happy to assist four tnembers to give their lives to Christ and held four baptisms in January 2022.
Worship ondProyer
The worship team h&s welcom¢d new m¢nibetE to support with 5tnging during Siinday services, the
t¢a]n contiiiu¢s to lead worship for.%und&y services atLd other evcnts the churcll held throughout the
year. The church held services oll Sunday mornings at I lam which are supported by zoom for all
who are unable to attend tn person and ended the y¢ar with 40 adults and 25 young people attending
physical gatherings, which had recently resumed. 25 adults were involved in mid-week Life Groups
on Wednesdays-saturday nights. Between 12-16 peopl¢ attended Monday night prayer meetings on
Zoom. Regular prayer morning5 have been establishcd with 8- 10 adults in attendance for these
serviees which are held between 6am - 7am w¢¢kday mornings. The ¢hur¢h has re-introduced
monthly in-person night of prayer on the last Friday of the month. These activities enabled attendees
to grow in their relationships with God and to mutually support and Pray for each other.
comm￿lty Hub
CSBC is a community church locatcd in Islington's Angel shopping district betwee￿ the two main
higiistreets (Upper Street and Essex Road). It Is surrounded by a mixture of social and privat¢ housing
and has a local School to the rear. The Church attempts to reach out to and serve this divers¢ &nd
constantly changing community. It also has strong links with many other loca] churches and host$
ministers, meetings and combin¢d gatherings.
The building acts as a hub for other churches, including an Ethiopian Church and a Spanish Spcaking
Church that holds services on Saturday's. The Alcoholics Anonymous support ￿0Up provided support
to 30 - 40 ￿Ople seeking to overcom¢ addictions. The Isling(on Centre for Migrants & Refugees also
resumed meeting OD weekdays. providing support and advice for refugees and migrants. The nursery
occupying th¢ rear hatl Continued to trade and served about 60 young Children in the arca. The church
was not hired for extempornneous PUTposes.
Miysion & Outreach
Spreading the Gospel of lesus Chris¢ His life. death and resunY¢tion are fundamental to all that the
church do¢s. As the ¢hurch continued to re-establish in person services and 8¢tivities, we continue to
look for opportunities for evangelism. A Christinas Larol Servi¢e was held during the usual Sunday
moming servi¢e. A weekly prayer watk was established and this enabled a few memb¢rs to offer
prayer and witness to people within the local community during part of the year. A Bibl¢ study group
lesson teaching th¢ology was introduced in NoY¢mb¢r and continues to have around l O att¢nde¢5. The
Cafe has seen engagement stsadily iise with a diverse group of peopl¢ from the church and wider
local community attending. Th¢ Stay & Play group remained Suspended. The church Youth Groups
gatherings had around 15 - 16 young people sharing f(x)d. discusskons & suppoit. A new Junior Youth
m¢etÉng started on Fridays and had about l O attendees.
The LBA internship ended in May 2021 with Youth Work and Media prOj￿ts at th¢ church
strengthened by the support given including the cr¢ation of a uew website for the church. The chur¢h
collaboration with the Lov¢ Beyond Network continues and the ifttern we are supporting continues to
support the church. with chilthYn'5 WO￿ and relational support, as well as all other attivities. The
church also continued to support the work of Ben Harley's Bamboo 13ridge Charity for the
disadvantag¢d in Vietnam and also pmvid¢d a backdated contribution and continued support for Ewen
MacDonald's missionary work in l urkey.
Future Plans
Sunday services continue to be well attended and the church has welcome new members, hosted
several guest speakers and continucd to hold Virtt￿l and in-person life groups and prayer meetings.
The chwrh intends to ¢xploi'e ways of increasing evangelism and outreach. The support team of
volunt¢ers helped to meet practical and relational needs of m¢mb¢rs and further improve chU￿h
fellowship.
The ohurch continued to receive most of its income from tenants, d¢spite reduced usage in this fiscal
year. Dot)ors also gave generously. and operatinnal expenses f¢ll dTastically so the church had a large
montlily surylus. Funds increased 2021 which help the ¢hurch to continue its mission to bring people
Cross Strcrt Bapiist Church
51103f2022
INTERNAL

Cross Street Baptist Church
lives to Christ. The ChU￿h maintsins the plans to improve the premises each year making a
welcoming and warni place to worship. The church approved the plans for the essential repairs and
improvements to the Manse early 2022.
Financial Review with Treasurer's comments
This a¢￿U￿t is prepared under SORP 102 ((2015) using the accThal basis, Charity Act 2011. Such
accounts will compris¢ of one or more receipts and payments accounts covering restrictcd and
unrestricted funds and a statement of assets and liabilities, together with explanatory notes as
recotnmended in guidance documents from The Charity CommissioD. the Baptist Union and the
Association of Church Accountants & Treasurers (ACAI"). This t¢port is to be reviewed by an
indeFndent examiner.
The church's income decr¢as¢d by £8,071.79 for the 2021-22 fiscal year due to less operaling hours
from thc church tenants, 14owever there has been a 50/0 in¢rease in the rent due from the nursery. The
Islington Centre and the Ethiopian Church continued to pay their previous rat¢5 of renL Receipts from
ordinary donations increased du¢ to the generosity of church members. The illcome from tax Tecoveries
for the 2019_2020 & 2020-2021 fiscal years are still to be claim¢d. 66.OOf*
/0 of income (£75.206.48)
was r¢ceived through rent, 34.00% (£38,290.91) caine from grants and donations. Income from int¢rest
on SavIng￿d¢￿>S1t accouots was very meagre.
Expenditur¢ increased by £15,991.86, which occurred primarily due to th¢ church r¢-opening after the
pandemic, maintenancey projects, ministry and other activities resuming.
Salary and pension r¢lat¢d costs represented the highest expenditttre. RepaiF3 and maintenanc¢.
insurance and rdte are next thc highest expenditu￿$. Due to th¢ re-opening of the Church all
expenditures costs increased relatively.
The church surplus decreased to £15,423.35 for this year. Reserves were re-established and large
savings are held for repaIr￿ImprOveMents at the manse. The church has remained fin&nciaIly stable this
year in-spite ofthe increased expenditure. Rentsl income is likely to be highernextyear, whil¢ ministy,
maintenance and utility costs will inevitably increase.
ReserYe5 Policy
The Church will have a SUTplus between income received and ordinary operational expenditure next
year due to its high rentsl income. It is also insured for loss of rent from the nursery so the r¢serves
target is ealculated b&sed on addressing major building repairs which may unexpectedly arise. The
church trustees aim to hold £25,000 in reseTve for this purpose. Nevertheless, it is likely that major
works at the Manse will reduce reserves significantly next year.
Strncthre, Governxnce and Management
The Beliefs, Values. Responsibiliti¢s & Rules of CSBC are contained in the CSBC CIO Constitution
and the CSBC Fulldam¢ntals Member's document. Th¢ l¢adership of CSBC consist of th¢ Pastor and
the L¢ader8hip Team. They meet at least every 2 months, and are respon8ible for the spiritual
leadership, oversight attd daY-t￿daY administration of the Church, and act on behalf of the Church in
between the Church fellowship Meetings {CFMs). All important decisions affecting the church are
made by the ¢hur¢h m¢mbership present at CFMS, including the ele¢tion/ap]x)intment of leaders.
Pastor Nestor Femandez led the chur¢h for the full year rep)rt¢d. A new tru,stse was appointsd
(Carolyn Douglas). Mr P Muthusami served for half of the ycar and the other managing trnstees
continucd to serve in their existing roles.
Cross Street Baptist Churdj
3J10312ff22
INTERNAL

Cross Street Baptist Church
TRE
Administrative InforniatioD
Registered Addre85
Cross Street Baptist Church
1 &18 Cross Street
Islington. Nl 2BG
Cross Street Baptist chU￿h functioned as a charity that 15 exempt from registration under Section 30
(2) (b) of the Charities Act 2011 during the first week of the year reEK)rted. The Church was officially
registered as a new CIO on the 08104f2020 upon Completion of the due processes for registering as a
cio.
Managing Tn￿tee5
Rev N. Fernandez (Minister)
Mrs L. Bold de F¢rnand¥£
Mr O. Fakolade
Mrs P. Neill
Miss S. Warbus
Miss C Douglas
Property Trllstee8
llle London Baptist Property Board Ltd
235 Shaftesbury Avenlle
London. WC2H 8EP
Bgnkers
TSB Bank
404 Bethn21 Green Road
London. E2 OAH
IndependeDt ExAmiDer
Moses O E IgunTrubole. BA(Hons.). FAIA. CPFA. FCPA. FFA..
Fellow Association International Accountants
Responsible Trustees
Tlie Trustees are responsiblc for safeguarding the assets of the charity and henc¢ for taking reasonabk
st¢ps for the prevention and detection of fraud and other I￿gularitieS. The duly apw>inted membcrs
of the Board of Trustees who served during the fiscal year 2021-2022 were..
Rev N. Fernandez (Minister)
Mrs L. Bold d¢ Fernandez
Mr O. Fakolade (Secretary)
Mrs P. Neill
Miss S. Warbus
Miss C Douglas (Treasurer)
TRUSTEE SIGNATURES
PRtNTED NAMES
DATE
IJ
zo2
Cross Street Bwist Chwrh
3110312022
I￿ERNAL

MOSES-BOLE & CO
INDEPENDENT EXAMINER'S REPORT TO ThE TRUSTEES
OF CROSS STREET BAPTIST CHURCH
PrGfp5%--oF.Jl AfcJuritants ind Gusine55
Managernentconsultants
I report on the accounts of the charTty for the year ended 31st March 2022, which are set
out below and notes to the financial statements on pages 9 to 19
Respective responsibilities of Trustees and Examiners
As the Charrvs Trustees, you are responsible for the preparation of the accounts,. you
consider that an audit is not required for this year (under section 144121 of the Charity Act
2011lthe 2011 act) and that an independent examination is needed. It is my responsibility to
Examine the atcount (under section 145 of the Act);
follow the procedures laid down in the General Directions given by the Charity.
Commission {under settion 145{51 (b) of the 2011 Att and
State whether particular matters have come to my attention.
Basls of Independent Examinerfs report
My examination was carried out in accordance with the general directions given by the
Charity Commission. An examination includes review of the accounting records kept by the
Charity and a comparison of the accounts presented with those records.
It also includes consideration of any unusual items or disclosures in the accounts and seeking
explanations from you as the Trustees concerning any such matters.
The procedures undertaken do not provide all theevidence that would be required in an audit
and consequently no opinion is given as to whether the accounts present a "true and fair
view" and the report is limited to those matters set out in the statement below.
Independent Examinerfs Statements
In connettion with the examination. no matter has come to my attention-. -
l) Which give me reasonable cause to believe that in any material respett the
requirement5
To keep accounting records in accordance wtth settion 130 of the 2011 Att,.
To prepare accounts which accord with the accounting records and to
complywith the accounting requirements of the 2011 Act have not been met
or
2) To which, in my opinion, attention should be drawn to enable a proper understanding
of the accounts to be reached
Mose5 0 E Igunnubole. BA IHONS.J, FAI4 CPF4 FFA
Managing Principal
MOSES-BOLE&CO
FCPA FIC...
Chartered Certified Forensic Accountan
Certified ProfessionulAccountants
and Business Chartered Monogement Consultonts
OA TE."
2022.
o(
Tell +44 1012077(>$2525 Email:. Thkne5bok@?oLiom LmFHoupBu5inÈss CeDtre,Unir
Fax'44 10,. 20 7ii4Y3i Web ¥Y*w￿Se$•C4￿￿kn 436ESSEXRoad 1511n￿On l=
4-L

TREET BAPTIST CHURCH
STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31ST MARCH. 2022
R8Jlitraed
Unrestric* income EndohTr2ni
FurKts
Funds
FUM
Incoming re8ourc•s
Incom6 and endowmont8 from..
Donations and legacies
Charitable activities
Total
R•$ourcos expend•d
Expendlture on:
Direct Cost
Support Cost
Governa￿& Cost
Total
Tc¢al
Funds
38.290.91
75,408.30
113,699.21
38,290.91
75,408.30
113,699.21
53,384
68,387
121,771
43,603.99
52,821.87
2,050.00
98,275.86
43.603 99
52,62187
2,050.00
98.275.86
43,636
35,786
2,862
82,284
Net mov•ment in funds
15,423.36
15.423.35
39,487
Re¢onclll8tion of funds:
Total funds brought foMard
Nel movgmenl in funds as shown above
Total funds ¢arrled forward
4.OH,256 31
15,423.35
4,059,679.66
4,044,256.31
15,423.35
4,059.679.66
4,004.769
39.487
4,044,256

CROSS ST
EET BAPTI
TCHURCH
BALANCE SHEET AS AT 31sr MARCH zoz2
Not88 UnrestriGtsd
Funds
Restricw End
incomè
ment
Funds
Funds
Total
Last
Year
FL%8d assets
Tangible as8ets
Total fixed ?5sets
Totsl
FurKts
3,979,196.60
3,979.196.80
3.979,196.60
3,995,852
3,979.196.60 3,995,852
Current assets
Cash at bank and in hand
Total cvrrent assgts
81,808.06
81808.06
81,808.06
81 808.06
49.410
Cr•ditors." a￿￿￿t$ falling due within 1 yr.
Net current assgtsllliabiliti8sl
1,325.00
1,325.00
1.006
80.483.06
Totsl a$￿ts knss curr6nt liabilit￿$
80.483.06
48A04
4.059 879.e6
4 059,679.86
Total net assets or {li8bllitiasl
4 059.879.66
4 059.679.66
4.044 2S6
Funds of the Charity
Unrestri¢ted funds
Tolal funds
4 059,679.86
4 059 679.66
4,059.679.66 4.044.256
4 OS9 679.86
4,044.256
Signed by one or trusiees on behalf of all th& trustses".
Sign8tEtre'.
CthoL
Date of approval..
11-01-2013
FEWtrt C¥AOLYN Sk) I i /0 i / ioii
Print Name.

CROSS STREET BAPTIST CHURCH
NOTE TO THE ACCOUNTS FOR THE YEAR ENDED 31ST MARCH, 2022
Mot• 1 Ba819 of pr•paration
1.1 8a¥l¥ Of a¢cothtlng
These 8ccounls have b￿￿ prwrnd und8rth& h18t0￿1 cost convention wrth rtems racognised
al cost or transaction value unl&8S Othe[v￿ Stat￿1 in the r61evant note($) to thes8 acwunls
The accounts have t)88n prepar8(J In actordano *ith th• Finantsal Repoibn9 Stsndard appfveable
the UK and Republlc of Inland IFRS11f2) issued on 16 Juty 2014 with Ihe Charilt•8 Act 2011
and the Charity con8*tutes a wb4c benefft as deljned by FRS102.
1.2 Oolno conc•rn
Conslderlng th• $ts4d l•v•lof Incomlno r•swrw •ndm•mbernNp numb•rth•
a qolng con¢8rn with no •ny known tsnfor•s#￿ clreumstanc8
1.3 Ch•nq• of accounting pollcy
Th¥ ac¢ounls pr&sent a InJ8 and tsir vlow and thxounkng th adoptsd are oullined
tho note Vthh no ¢han9e in policy
1.4 Chang•• to •e¢ountln9 ••tln*t••
No change$ Accountlng ￿M&le$ have ¢)c￿rr•I tn th& rep￿trn9 Pèrfod (3.46 FRS 102 SORP).
1.5 Mat•rfal prlor y••r •fftiv•
No m*erfal prtor year ¢Thor hav• b8¢n ￿lfied In the reportlng perfv)d13.47 FRS 102 SORPI.

CROSS STREET BAPTIST CHURCH
NOTE TO THE ACCOUNTS
Not• 2
CONT'DI FOR THE YEAR ENDED 31ST MARCH, 2022
Accountlng pollcles
2.1 RECONCILIATION WITH PREVIOUS GENERALLY ACCEPTED
ACCOUNTING PRACTICE
There 58 no change in a¢counth'ng poltcy in this peliod
2.2 INCOME
This standard list of aco)unting pollaes has bean applied by the charty except for those ti¢ked No or
"Nla" Where a different or additional policy has been adopted then this is detail&d in the box below.
R•cognltl•>n of Incom•
These are included the Statement of Financial Activth'es ISOFAI when.
the charty becomes ontrtlecl to the resoLtrces'.
11 is more likely than ttot that the trustees wll receive the resources.. and
. tt)e monet8ry value be measured with sufficient reliabillty.
Olf#•ttlng
There has bèen no offsetttng of assets and liabilities, or income and expenses.
Grants and donatlon•
Grants and donations are only included in the SOFA when the gengral Income recognition criteria are
mel (5.10 to 5.12 FRS 102 SORP).
In the case of perfoTmancè related grants. income must only be igcognised to the extent that the
charity has provided the specified good$ or services as entitlement lo the grant only o¢xtsrs when the
performance related conditions arts mèl15.16 FRS 102 SORPI.
Lagaeles
There is no legacy received during thi8 period.
Governm•nt grants
No govemment giant wa8 ￿e￿iVed during this perio(l.
Tax roclalms on donallons and glfts
Gift Aid re￿1vable is induded in inc4)me when there is 8 valid ded8ration from the donor. Any Gift
Aid amount iecovered on a donation 18 considered lo be p8rt of that grft and is tr8ated 88 an ad(Jrtion
to the same fund as the Inrtial donation unless the dor)or or the terms of the appeal have 8pe¢ffied
otherwise.
Contractual Ineomo and p•rfomianc• r•lat•d grants
This 18 not appli¢able
Donatod goods
There is no donat￿ good.
Donat•d sonrJc•s and fa¢llltl•#
Donated services and faalities are included in the SOFA whèn ￿ceiVed at the valtse of the glft to the
charity provided the value of the gift can be measured reliably.
Donated services and facilities that ale consumed irnmedialely are re¢ognised as income Mlh an
6quivalont amount reeognised as an expense undw the appropriats heading in the SOFA.
Support ¢osts
The ¢h&rity has incurrèd expenditure on support co$ls.
10

Voluntoor h•lp
The value of any vo5untary help receI￿J is induded in the accounts but is described in the
trustees, annual report.
Incom• from Interes4 royattl•s •nd dlvld•nds
These are recogniseil as and when re¢xived
Incomo from m•mb•Y¥hlp sub8Grlptlons
rithes and offèring received from the mombers ar8 in the nature of a gift arp rwnisad 88 Don8￿0￿8.
and Leg8Ci&¥
8•ttl••h•nt of IMurnne• . NONE
InSurar￿ claims are only induded in the SOFA vknen the IrwYi8 recognttron uitwia are
mgt {5.10 10 5.12 FRS 102 SORP) atKI arè indLKled as an ilom of oll)er incThn8 in the SOFA.
Inv••tm•nt yain* and IoM•g
This include$ any realised or unrealised gains (x108688 on the Sale of inv&stments and any galn or
1095 resulting from revaluing investments to market ¥￿u• at the end of th• yoar tsjt no￿ this p8rfcrfJ
2.3 EXPENDITURE AND LIABILITies
Llablllty r•eo9nltlon
Liabilities ale recognised ¥thgr8 it IB more likety than not that there18 418gal or con8tructtve obligth'on
committing the charty to pay out resources and the amourt d Ihe obligation can bè measured wth
reasonable c&rtainty.
aov•man¢• and support ¢o•t•
Support cost3 have been all¢xaled bewn govomance cL)$ls and other 8UPPOrt. Govemance cost$
compri8e all c081s involving public accountabilty of the charity and rts coM￿lance with regulation and
good pr8¢tic¢.
Supm co$ls indude central fvnclions and have been all¢xated to 8CtNty c08t ¢alegon•8 on a basis
consistent with the uso of resourc88, 89 alloc8ting proFerty ¢xJsls by floor aieas. Ix ptrr capita, 8laff
Costs by the time spent and other costs by their u•w.
Grnnts wlth p•rlomianc• C••MIIIIo
The Charity is not awarding grant to any ofganrBation
Grant• payabl• wlthout p•rfonbWK• ¢ondltlon•
Where there are no conditions 8tta¢hin9 lo the grant that 8nabl*s th& donor c*anty lo rg8listr¢ally
avoid the commitment. a li8bilily for the fvll fundirg Obl￿8*10n must ￿ recw1￿.
R•dund•ney cost
The charity made no redundancy paymtsnts during tho reporttng ￿0d.
D•f•rr•d In¢om•
No materi81 item of deferred irwnts has boon knduded in the awint8.
Cr•dltor•
The charity has creditors whkh are measur8¢1 at 8ellJement amounts kn any trade discounts
Provlslon• for Ilabllitl•s
A liability is rneasurèd on recognition at ts historlcal (*St and th&n subsequentty moasured at the
ba$1 eslim81e of th6 amtyjnt required to 8ettle the obligation at ￿ reportfng dale
li

14 ASSETS
Tanglbl• fix•d assets ft•r by charlty
The8e are caprtal1s￿I ifthey can be used for more than ty)e year. and at le8St
They are valued 8t cost
The depreciation rates and metws used are dr8d08e(1 in not6 7.
Intanglble flx•d a•s•ts
The charity has no intsngibte fixed assets, that is. r70n-monetary assets th8t do not have physic41
substance but are identifiable and are controlled by the ¢harty through oJ$ltrJy 01 ￿al Jights. The
am0￿sation rates and methtxls usfjd are disd088d in note 7.
They are v81Lted at cost.
H•rftag• a•¥•ts
Thè charity has no herrtage assets, that is. n0￿Monetary assets W7th hl$loric. artistic. scientific,
technological. geophysi￿ or environn￿taJ qu81rt*s that are held 8nd rnaintained principally lor th•lr
conlribthion lo kno￿adge an¢J culluro. The depreoob.on rat88 arKI methods u88d 8$ disclosed in
note 16 18 rtol appli¢able during this period but if available they aro valL￿d al o)8t
Inv••tm•nt• . Th•r• Is no li1v••t￿ In quot•d •har•s •te.
FL%ed asset investments in quoted 8hares, trade(I bonds and similar Investménts 8r• valued al inth.aty
at cost and Subsequently at fair value (their market valué) al lh8 year end. The same troarmont is
applled lo unlisted Inve$lmgnt8 unJ•ss fatr vduo ￿nn0t b• m8a8ur¥d r•lW in whkh ¢889 tt i¥
moasured al ¢08t leBS impailment.
Investment$ held for resale or pending their 88le and cash Ind cash eqUr¥8￿nts g m8turity dat8
of less than 1 year are Ireat¢d as current a8$￿ ￿¥88￿nentS
D•btorn
Debtors (including trod8 (Joblor8 and loans recervable) are measured on initlol iwnition at
selllement 8mount after any trade dls¢tyJnts or amount advanced by th* chwity. Sub80quentty. they
are mtrawred at the ca8h or oth•r Con8￿•18￿"0n expethd to be rtteived.
Curr•nt ••8•t Inv•*tm•n¢•
Tha charity has no Inv68tments which il holds for res8￿ Of pentJin9 their 8th and c&8h and cash
equivalents with g ry18lurity d8le lès8 than on• year. These indude cash on deposrt and cash
equivalents with a maiurity data of less than one year held for inve$lm8ni Pu￿1$e9 rather than to
meet short lem ca8h (#)mmitmenls 89 they lall due.
They arè valued at fair v8lu& except where they qualify 88 basic finan¢ial instruments.
POLICIIS ADOPTeD ADDITIONAL TO OR OIPPaReMT FROM THO•E Aaove
Thor& a￿ no any other polScies adopted.

CROSS STREET BAPT18T CHU
NOTE TO THE ACCOUNTS
Mots3
CONT'D
Analy$ls of incom•
CH
FOR THE YEAR ENDED 31ST MARCH. 2022
Atha￿￿5
Restrlcted End¢)w
UnTr8trfct•d Inc¢)me
Funds
FurKIs
Prlor
Oonations attd GrnMt8
rilhes & Offering$
Grants
Irwme Tax Recoveries
r¢)tal
Fund&
Funds
Fund*
34,090.91
4,200.00
$4.09).91
4200.00
25,522
16,074
11.788
52,384
Total
38.290.91
eharlt•ble a¢tlvltlo*
Other- Rental Income
ijther- Interest Income. elc.
Total
38,290.91
75.206.48
201.82
75.408.30
75.20G.48
20182
75.408.30
88,383
TOTAL INCOM
68,387
113,699.21
113,699.21
121.771
AII ID¢om• In th• Prfor was ￿￿T•strICt•￿ •xc•w for. Ipl•as• provid• d•s¢rtptlon *nd amounts) NONE
IVhgr• ary •ndowm•nt is ¢on￿rt•d Inlo its th• p•rfod> pl•a¥• glvg the
*•*SW for th• comv•r•loh. XONE
Vfrthln t1￿ Ineome Items abov• th• fojlowlnB it•m8 #re ￿￿te￿%1. IpJ••w dl$clos• th• notur•,
amoun¢ •nd w Prforygar 14mount8)". Nome
13

CROSS STREET BAPTIST CHURCH
NOTE TO THE ACCOUNTS
Not• 4
CONT'D
Analysis ol •xp•ndltur•
FOR THE YEAR ENDED 31ST MARCH. 2022
Analysis of •xpondituro
DIRECT COST
ission Support
Trustee5' Expenses
Worship & Media Expenses
Youth Evangelism Mission
Honourarium
Communion Giving
StipendslWlowances/ Salaries
Trainingl Conferen￿1 CongTes51Seminars
Sm8rt Pension
HMRIPAYE & NIC I
Restrl¢t•d
Unre8trictèd income
Fund8
Funds
Endowmei
Fund$
Prlor
y&ar
Fund8
Total
Funds
4,925.00
1.437.72
1,298.83
1,929.87
175.00
500.00
21,544.86
672.09
5.873.48
5,247.44
4,925.00
1.437 72
1.2g8.83
1.929.87
175.00
500.00
21,544.56
672.09
5,873.48
6,247.44
25
9,923
75
332
21,076
6,338
5.769
SUPPORT COST
¢le8nirG & Pest Control
Welfare, Gifts & Donations
Water Rate
Council Tax
Repairs, rnaintenance and Renewals
Printing, Po8tao& and Stationary
Telephone & Intemet
jTISof￿re Expenses
InSurancelParkinglLi￿nCe5
Transport & Travel Expenses
Subscriptions
Refreshment and Entertainment
Oepwialion ofAssels
Electricity, Gas.Fuel 8nd Oil
Manse ITelecDmmuni¢ationl
Manse (Heating & Ughtingl
Covid_19 Expenses
Equipment Expensed
43 003.99
43,603.99
43,636
2.6g1.43
453.80
162.61
2,004.61
7,475.48
1,599.36
771.40
1,926.42
6,992.57
591.80
1,290.04
989.33
20,570.40
3,392.26
576.56
1,164.00
2,691.43
453.80
182.61
2,004 81
7,475 48
1,599.36
771.40
1,926.42
6.992.57
591.60
1.290.04
959.33
20,570.40
3.392.26
576.56
1,164.00
857
3,266
1,998
1,892
12,631
442
1,036
3,261
50
618
322
3,138
702
7,164
1,938
1,824
62.621.87
62,621.87
35,786
YOTAL EXPENDITURE
96.226.88
56,225.88
79,422
14

ROSS STREET 8APTIST CHURCH
NOTE TO THE ACCOUNTS
Note S
talls of eertatn Item• rf •XP*￿Ill￿*
5.1 Fees forexarnin8tron of lh8 ac£ounts
Pjease providts detai18 oftha arn￿nt forany st8ttth1ry ex* 8QWI"ryofaco)urts and oth&r
services provi¢led by your indepethltrNW. Ifncthiw4 Wasp￿ pkne ty'o. in th8 apprcvnate
box(esl.
CONfDI FOR THE YEAR ENOEO 31ST MARCH. 2022
Ind8ptht8Y2min8¢8 fees
This Y•ar La•tyoar
Legal & Profe86tonal F8
630.
Legal Flling Fe88
725.C
2.232.00
Oth•rfee¥ Ifor•xarntye.' finBndd knic•. ts)M¢rf*y. acwJnl8ncy 8wc••F
125.C4J
2.060.00
2,862.00
Is

CROSS STREET BAPTISTCHURCH
NOTE TO THE ACCOUNTS
Note 6 Paid employees
CONT'D
FOR THE YEAR ENDED 31ST MARCH, 2022
Please complete this note if the ¢harity has any employees.
6.1 Staff Costs
This Year
Salaries and wages
Social security costs
Pension costs {defi'ned
Other employee benefits
Totsi Staff costs
Last Year
21,544.56
5,247.44
5,873.48
21,076
5,769
6,336
32,665.48
33.181
Please provide details of expenditure on staff working for th6 charity whose contracts
are with and are paid by a related party
Please give details of the number of employees whos6 total employee benefits
(excluding employer pension costs) fell within each band of £10.000 from £60,000
upwards. If there are no such transactions, please enter 'true' in the box provided.
No employees received employee benefits (exGluding employer pension costs) for the
reporting period of more than £60.000
Band
£60,000 to
£70,000 to
£80,000 to
£90,000 to
£100.000 to
Number of employees
NIL
NIL
NIL
NIL
NIL
16

CROSS STREET BAPTIST CHURCH
NOTE TO THEACCOUNrs
Notg 7
CONT'D
Tanglbl• fixod as8•ts
FOR THE YEAR ENDED 31ST MARCH, 2022
Freehold
lantj &
bulldings
Equlpment,
Fvmlture &
FJttings
land &
bulldlngs
Total
2021
At th• beginning oflhe year
Additlon$
3,837.773.00 254.142.Ixt
103,937.00 3,995,88ZIJO
3,915.00
3.996,862
Disp0581s
3.915.00
At end of the year
3.837 773.00
2S4,142.00
7.2 DepreCIa￿On and Impalments
'Basis
Fteehold Propety
Motor Vehicle
Fixtures & Ftiings
Church Equipment
Computer Equipment
107 862.00 3,999,767.00
3,995,852
20%
20%
Straight Line Method
Straight Line Method
Stralght Line Method
Strai
ht Line Method
Rate
At beginning of the year
Disposals
Deprecption
Impaitment
Transfers" IAdd or Deducti
At end of the year
20,570.40
20,570.40
7.3 Net I￿k valu
Net book value at the be9inning of the Yr.
Nèt bcM)k value at the end of the y6aT
20 670.410
20.670AO
3,837,773.00
3 637,773.00
264,142.00
264,142.00
101937.00 4996,852.00
87.281.60 3,979,196.60
3,995.852
3,995,852
17

CROSS STREET BAPTIST CHURCH
NOTE TO THE ACCOUNTS
CONfD
Note 8
Cr•dltors and a¢cruals
FOR THE YEAR ENDED 31ST MARCH 2022
ounls
within
2022
fallin
e after more
anon
due
2021
2022
2021
Accrued Professional Fees
HMRC {PAYE}
Pension
Total
1,325.00
477
529
1,006
1,325.00
18

CROSS STREET 8APTIST CHURCH
NOTE TO THE ACCOUNTS (CONT'D
Note 9
FOR THE YEAR ENDED 31ST MARCH, 2022
Cash at bank and In hand
Cash-on-hand
Cutrenl Aecounl
Deposit with TSB
Deposit with LBPB
RBS Savings Account
Total
This Year
Last Year
238.09
60,305.93
20,009.04
1,255.00
543
47,536
1,252
79
49,410
81.808.06
19