Lambeth Chinese Community Association (A Charitable Incorporated Organisation) Annual Report and Financial Statements For the year ended 31 March 2025 Charitable Incorporated Organisation (CIO) Nurnber: 1188688 Lambeth Chinese Community Association Trustees, Annual Report and Financial Statements for the year ended 31 March 2025 Contents Page Trustees. Annual Report Independent Examinerfs Report sL￿ement of Financial Activib'es Balance Sheet 9-10 Notes to th8 Financial Ststements Lambeth Chinese Community Association Trustees, Annual Report for the year ended 31 March 2025 The Trustees of the Charity present their Annual Report and Accounts for the year ended 31 March 2023. 1. RefeTen¢e and Administrative Detslls Narne ofcharity: Lambeth Chinese Communty Association Charitsble Incorporated Organisation Number. 1188688 Registered & Operational offi￿.. 69 Stcthell Road London swg 9PY Bankers.. HSBC Bank P 28 Borough High Street London SE1 1YB Accountsnts.. Samuel & Associates 36 Charcroft Gardens Enfield Middlesex EN3 7HA Reporting Accountants Ellisons Chartered Certffied Accountsnts 92 Avon Road Upminster Essex RM14 1RF The trustees who seTved during the period to the d*e ofthis report are.. Ms Teresa Ng Ms Magdeleine Chia Ms Julia SY Chen Ms Chnsbne Tan Dr Guowei Gu Ms Bemadette Hau Ms Amy Ng Ms Jennie Teoh Chair Vice-chair Member Member Member Member Member Member Elected 10.11.2009 Elected 10.11.2009 Elected 08.01.2019 Etected 21.01.2014 Elected 06.03 2023 Elected 28.03.2024 Elected 28.03.2024 Elected 28.03.2024 Resigned 28.03.2025 Resigned 28.03.2025 Page 1 Lambeth Chinese Community Association Trustees, Annual Report for the year ended 31 March 2025 2. Structure, Governance and Management Gov8rnlng Document Lambeth Chinese Communty Association was fitst registered charity and a Company Limited by guarantee and incorporated on 14 Juty 1989. Lambeth Chinese Community Association is also known and referred lo as LCCA On 20 March 2020. LCCA was converted from Company Limited by Guarantee into a charrtab￿ 1ft￿rpOrated organVzat￿n {CIOI, with the same name and also registered wfth the Charity Commission for EngLqnd and Wales number 1188688, with no member liabiltty. Appointment and Induction of Trustees LCCA has adopted the Charitable Inwrwrated organizat￿n (CIO) constttution and is govemed by its Executive Committee (Trustees) whose members are elected annually at the Annual General Meeting or co-opted by the Trustees. Oryanisalional Structure LCCA is governed by ¢ts Executive Committee which is responsible for settTng the strategic direction and policies of the charity. The Executive Committee cary the ultimate responsibility for the conduct of LCCA and for ensuring that the charity satisfies its legal and contractual obligations. Trustees meet every Ihree nyjnths and delegate the day-to-day operations of the organisation to senior management Related Porties LCCA Domiciliary ca￿ servi￿ is a regisiered charity with Care Qualty Commission {CQCI. It has contract with Lambeth Social Services and spot contracts Wandsworth and Southwark Social servi￿$. LCCA also ccpoperales with Ihe UK Association of Chinese Schools in the running of its Saturday Chinese Schwl. LCCA premises were purchased from Lambeth Council in October 2005. Major risks Trustees recognise that any major risks to which the charity is exposed need to be reviewed and systems put in place to mitigate those risks. To that end LCCA is continually monitoring and managing its risK reviewing the corporate risk register and ensuring action plans are in Pla￿ to mitigate its key risks. Included in exiemal risks is that of the h)ss of ftjnding. The effects of this have been minimised by the procedures in place. which have resulted in fvnding being secured from a variety of sources Including contracts with kKal authorrties. The tharity continues to seek to dNersify its funding sources. Intemal risks are minimised by the implementstion of procedures for authorisab'on of all IrdnsaL#K)ns and projects and to ensure cg)nsLStenl qu81ty of delivery for all operational aspects of the charttable company. These prctedures are periodir21ty reviewed to ensure that they still meet the needs of the chartty. Page 2 Lambeth Chinese Community Association Trustees, Annual Report for the year ended 31 March 2025 3. Objectives and Activities The objects of the charity are: 11} To advance the education arrK)ng the inhabtsnts of the London Borough of Lambeth, in particLElar among members ofthe Chinese communty. and to advan￿ the education of the public in Chinese history. ar( culture and traditK)ns. (2) To provtde or assist in the provision of facilitEs foi the ￿Creation and other leisure lime occupation for the inhabitants of the London Borough of Lambeth and in particular in the interests of soc￿1 welfare and wth the obj.ects of improving their condikn.ons of life. (3) To relieve Poverty, sickness. and distress ar￿ng [nemI￿S of the Chinese community in the London Borough of Lambeth. (41 To work towards the elimination of raoal discrimination and the prorTh)lion of good relations betw￿￿ persons of different ethnic origins residing or working in the London Borough of Lambeth. The Charity aim5 to be the fitst point of contact in Lambeth and the surrounding boroughs for those Chinese who need assistan￿. advi￿ and support in their daity INes in a foreign land. We aim lo help the elderty Chinese in partDJlar lo ffght isolatson and ilkhea]th and provide a welcoming presefkce in our areas of operation for that purpose. We have adopted the strategies of direct provision of ser¥ices and support by ourselves and In collaboration statutory aulhortlies in the LKJroughs we offte in. Since February 2022. following the UK Govemment published gUidan￿'L￿Ing with COVID., our centre has gradually restarted all centr&based services and actsvitr.es including '. Inforrnation & Signpost Services We assist member users to access the areas of Servi￿ induding hospital and medical appointments, housing repairs, ove1-th￿hone Int￿pre￿I10n, referrals. housing & council tax benefft enquiries and general infonnation aThl signpost Older People and Health Project We aim to provide sctial and recreational activtti.es to alleviate the members from poverty, ill health and loneliness in the community- Activitses include luncheon club. exercise. Tai Chi, day outings, residential trips. health seminars. massaging. yoga. t￿Y stretching. hairdressing. karaoke. mahjong et Learning Programmes CLasses include Mandarin language. English Fanguage Festival Celebrations: Dragon Boats, Mooncake. Birthday parties. welctsming Chinese New Year. Fundraising events Dumplings making. mcthi maknng. sesame ball makn'ng and focxjs selling. Training Training sessKins for (zrw5 and volunteer5 to UFKlate ttEir kn￿edge and skills. Page 3 Lambeth Chinese Community Association Trustees, Annual Report for the year ended 31 March 2025 Domlclllary Care Services The main purpose for the servits is to facilitste 2nd improve the health 2nd well-being for those elderly Chinese and Vietnamese residents of south London who are often isolaled and lead socialty excluded lives. During the Covid-19 crisis, the projectwasfacing an extrerw challenging time. We appreciated all of our extraordinary ¢2rers who corslinued to play such a vital role and to provide hours to the housebound users without seNice disruptions. Durtng the pandemic. we were able to provide sufficient PPE for our care Wofkers as health and safety were the prionty COn￿rnS to our workers. In order to sustain continuity of care for the vulnefabilty in the communty an Infection Control Fund from the Lambeth AduY( Social Care was available for those care workers rf they were unable to carry out their duties due to Coronavirus isolats"ons. In the year. we delivered a total of 6,192.5 hours (2023r24.. 7,497.75) for 11 dtents12023124'. 151. The projecvs tumover aTnounted to £123.00912023r24: £160.418). whtch had a fall of 230 coinpared with the previous year. Our fttture objecbves and targets are to recruit more carers and provide them with more trainings to strengthen further our work forts. Saturday Weekend Chinese Sch¢)ol Lambeth Chinese School is an award-winnir¢g non•rofftChinese school taking place at St Martin in-the-Field High School in Tulse Hil. It is opened for all pupils aged 5-16 years old. In this year, we had 123 students {2023124.- 1201, wtth a slight increase_ The Management would like to thank the Head Teathers. teachers and students for their hard work during this financial year. Financlal Review Financlal Position Incoming Resources in the year armunted to £170.89912023r24- 197,932). A deficit of £27,368 was made in the year {2023r24 - £13.198 defi￿t). On 31 March 2025 total funds amounted to £187,654 (2023124 - £215,022). ReseNes Policy The tTUStees are required to ensure that free monies are available in each financial year to meet any reasonably foreseeable contsngency. The chanty wll maintain a projectson of income for at least one year ahead and will ensure that this cont.nues to be derived from as wide a variety of sources as possible. They will take all necessary steps to ensure that at no time within this pellod would it be possible for the cessabon of one or more fvnding streams to present so serious a challenge to the future of the organisatson that it could not be managed so as to continue tr) provmle a best value servKe. In reviewing the potential costs that o)vkl arise should a signfficant reducts.on in income be suffered, the trustees have determin&J that 'free' reserves should maintained equal to 12 months of unrestricted total operating expenditure. Free reseNes are defined as total free resetves less net fixed assets. This ss equivalent to £86,714 in the year. The amunt of the current expendi￿re of £198.268 is akx)ve the required level of reserves and the trustees will continue to make the effort to achieve surpluses in future years to contllbute towards achieving this aim. Page 4 Lambeth Chinese Community Association Trustees. Annual Report for the year ended 31 March 2025 Principal Funding Sources The Trustees extelld their gratttude to the foll￿ng partners and sponsors and donors who conts.nue to SUPFX)rt the charity. Partnerships & Networking Proiect Lambeth Adum & Social Care Setvtces Wandsworth Adult & Sctial Care SeN Southwark Adult & Social Care Services UK Association of Chinese Schools St Martin-in-th&Field Gids, School Thriving Stockwell Hoo Hing Ltd Bank of East China Bright room Community Acupuncture by Sam Ma San Mei Gallery Domiciliary Care DOM￿111ary Care Domiciliary Care Chinese Language School Chinese Language Sch¢)ol Communrty Services Mid-Autumn Festival Celebration Chinese New Year Celebration Chinese Health Talk l Trial Sessions Communty Activibes Appeal Funds Madene & Claude Ah Ycw Han Mui Wong Yin Man Tang Patrick Ng Gerrard & Monique Sy-yan Anne Vlong Lity Chan Amy Ng Bemadette Hau Sam Ma JLFlia Chantry Teresa Ng Joe Lee Tim Wo Ho Jennie Teoh Fung Kuo Ming Shirta Chan Tay Sandra Margaret Lue Tay Sandra Chuen Ho Tang Lian Cecile Lau WC Cheung 4. Future Plans We have come to a crossroad as our main incxjme prr4ec( Domiciliary Care, has been dramatically reduced in income in the recent years. We have lost 25% of our clients in last yea￿. Most clients either getting old, moving to a care home or just passed away. Lambeth Coun¢Èl has dramaticalty cut the Care Plans and brought in tendering scheme for big Care providers. Being a small agent we are not in any posrtion to join in the tendering pr￿esS and c4)mpetilion. We really need to re-think aboLrt our financkal situation and set up the Dom Care project improvement strategy. The Chinese school at St Martin's Tulse Hill has been recenty taken over by the Oasis Charitable Tnjst. There is a little Un￿rtaInty as rent is con￿rned. So far, we haven't received any big increase, and wejust hope rent increase is not happening. The school is doing well with a healthy aecount. It seems that change in management hasn't affect the schTr)I so far. The centre. on the other hand, has been doing very well due to enthusrath staff. Old members corne back, and we have many new members joining. The staff and members are looking for new actNrties birthday pa￿"es. seasonable fesbval Ce￿bratiOn, various new activities and trips have all been seeking in a very Fx)sibve way. Page S Lambeth Chinese Community Association Trustees. Annual Report for the year ended 31 March 2025 The iMn￿dIate strategic plans forthe Association will be '. Have a strategic plan for DOM￿111ary Care servi￿. Needs to seek more clients ewially the private clients. Must find resou￿5 for fttnd raising Needs to explore areas of ffinan￿ng and sharing of resour￿ to reduce eosts. Recruit more volunteers lo help meet the younger and new members, needs. Continue to fund and expand the Older People project with our reserves. Seek every effort to secure more income resou￿. Work clos81y with local communfGes to develop new andlor extend existing projects. Explore areas of financing and sharing of resotjrces to redu￿ costs. Expand ftjrther training provisions for care workers and volunteers to update their caring skills to meet the CQC requIretT￿nts. Recruit more experienced teachers and maintain good national standard for the Saturday Chinese School By order of the Board s Teresa Ng Chair 9 October 2025 Page 6 Independent Examinerfs Report to the Trustees of Lambeth Chinese Community Association I report to the charty trustees on my examination of the accounts of the CIO for the year ended 31 March 2025 which are set out on pages 8 to 16. Responsibiltties and basis of report As the charity tnjstees of the CIO you are responsible for the preparatB)n of the a¢counts in accordance with the requirements ofthe charl￿eS Act 2011 {Ihe Acr). I report in respect of my examination of the CIO'S accounts carried out under s￿tIOn 145 of the Act. In carrying out my examination I have followed all applicable Directions gwen by the Charity Commission under section 14515}{bl of the 2011 Act Independent Examine￿$ Statement I have completed my examination. 5 confimi that no matters have come to my attention in connection with the examination gNing me cause to believe: accounting records were not kept as r84uired by seth.on 130 of the Act., or 2. the alxounts do not accord with those records. I have no concerns and have come across no other matters in connection with the examination lo which attention should be drawn in this report in order to enab￿ a proper understanding of Ihe accounts to be reached. Henry M Adjetey FCCA ELLISONS 92 Avon Road Upminster Essex RM14 1RF 9 October 2025 Page 7 Lambeth Chinese Community Association statgment of Financial Activities {Incorporating an Incorne and Expenditure Account) For the year ended 31 March 2025 Notes Unrestricted 2025 2024 Income Donations and legacies 2.565 2.565 1.388 Other 5,0 5.000 Investment income 1,312 1,312 1.196 Income from tharitable activttles Education Bnd awareness 36.991 36,991 29.930 Health and poverty redtECLion 125,032 125,032 160,418 Total income and endowments 170.900 170.900 197,932 Expenditure Expenditure on charrtable actl¥ltSes Education and awareness 29.912 29,912 29,560 Health and poverty reduction 168,356 168,356 181,570 Total Charltable Expenditure 198.268 198.268 211,13 Total expendlture 198,268 198,268 211.130 Net Incomellexpenditurel forthe year io 127,368) 127,3681 113,1981 Reconciliation of funds Total tunds brou8ht ft>rward T1￿1 funds carried forward 215,022 215,022 228,220 187.654 187.654 215.022 Page 8 Lambeth Chinese Community Association Balance Sheet As at 31 March 2025 Unrestricted 2025 2024 Hxed Assets Tangible assets li I￿.9￿0 ILK),940 97.670 Currefit Assets DebtOTS 12 10.472 10.472 16,205 Cash at bank and in hand 83.697 83.697 107,559 94.169 94.169 123,764 Creditors.. Amounts due within one year 7,455 7.455 6,412 Net current assets 86,714 86.714 117,352 Net assets 187.654 187,654 215.022 Funds of the Charity 14 Unrestricted 187.654 187.654 215.022 Totsl fLrnds 187.654 187.654 215,022 Page 9 Lambeth Chinese Community Association Balance Sheet as at 31 March 2025 Icontinuedl The financial statements have been prepared in accordance wilh the Ststement of Recommended Practice.. Accounting and Reporting by Charilies issued in March 2005. The Tnjstees acknowledge their responsibilities for. ensuring that the company keeps accounting records preparing accounts which give a true and fair view of the stste of affairs of the CIO as at 31 March 2025 and of its results for the year then ended The finaneial statements were approved by the Trustees on 9 October 2025 and signed on their behalf by: Ms Julia SY Chen Trustee CIO number 1188688 Page 10 Lambeth Chinese Community Association Notes to the accounts 1. Accounting Policies The principal accounling policies are summarised belLYW. The accounting policies have been applied consistentty throughout the year and the preceding year. Basis of Preparatlon The financial statements have been prepared under the histOTKal cost convention in accordance with applicable accounting stsndards and the Statement of Recommended Practice ISORPI.. Accounting and Reporknng by Charitie5, issued in March 2Crf)5. bl Charity Status The charity is a Charitable Ift￿[￿[ated Organisation ICIO). The members of the charity indude the trustees who are also ordinary members and named on page 1. In the event of the charity being wound up. the liabilty of rrEmbers is nil. Fund Accountlng Unrestricted Funds comprise ￿￿)JmU1ated surpluses and deficits on general fvjnds that a￿ available for use atthe discretion ofthe Trustees in furtherance ofthe Charty's objects and that have not been de&gnated for other purposes. Restricted Funds are funds subject to restrictions on their expendrture imposed by the donor or through the tem￿ of an appeal. dl Incomlng Resources Recognition of Incoming Resources These are included in the Statement of Financial Activtties (SOFA) when the charity becomes entitled to the resour the trustees are virtually ￿rtain they will recewe the resources., and the monetary value can be measured with sufficient reliabilty. Resources Expended Recognition of Expendtture and Liabilities Liabilities are recognised as soon as there is a I￿jaI or wnstructive obligation committing Ihe charity to pay out resources. Expenditure is recognksed on an accruals basis as a liabilty is incurred. Costs of Charitable Adivit These (x)mprise those costs incurred by the charity in the delivery of its activities and services for its beneficiaries. They include tx)th costs that can be directly allocated to the charity's activtbes and costs of an indirect nature n￿SSary to supwrt these activiti'es. Page11 Lambeth Chinese Community Association Notes to the accounts Govemance Costs These are the costs asscKiated with the govemance arrangements ofthe charity. They include the costs of the preparation and examination of statutory accounts. trustees, meetings and the costs of any legal *lvice gNen to trustees on govemance or constitutional matters. All costs are charged betseen the expenditure categories of the Statement of Financial Activities on a basis designed to refiect the use of the resourLE. Costs relating to a particular activtty (or project) are allocated di•. others are apporboned on an appropriate basis. Volunteer Help The value of any voluntsry help received is not included in the a¢xounts but is describ￿1 in the trustees. annual report where material. g) Fixed Assets Tangible Fixgd Assets for charlty's own use These are capitalised ifthey can ￿ used for TfK*re than one year and cost at least £500. They are valued at cx)st or, rfgifted. at the value to the charity on r￿lpt. A fixed asset acquired fulty or partly from a resthcted grant is included at rts full cost of acquisition without netting off the grant proceeds and the grant reported as an incoming resource. Where the use of the asset such a¢quired is not restricted by the grantor, an amount equal to the grant is transferred into a designated fund to be written off over the usefvl life of the asset in accordan￿ with the recommendabons of SORP 2005. paragraph 111. h) Depreciation Freehold Land & Buildings are not depreciated in view of their high level of maintenance. other Tangible Fixed Assets are depreciated so as to write off their cost less any estimated rest(lual value over their usefvl INes at the following rates.. Freehold property Improvement to building Other fixed assets SO years 15% reducing balan￿. 15Yo reducing balance. Page 12 Lambeth Chinesè Community Association Notes to the accounts 2. Donations and legacies Unrestrlrted 2025 2024 Gifts and donations 1.241 1,324 2.565 1,241 1,324 2,565 890 Mèmbership due5 498 1,388 Other intome Employment allowan 3. Investment income Unrestricied 2025 2024 Bank interest received 1,312 1,312 1.196 Education and Awarene55 UnrÈstricted 2025 2024 Chinese School Project & Chinese New Year Total 36,991 36,991 36.991 36.991 29,930 29,930 5. Health and poverty Unrestrictsd 2025 2024 Domiciliary Care Old People's Pmject & Luncheon aub Total 123,Tr 2.023 125.032 123.009 2.023 125,032 160,418 160A18 6. Education and AwarefRSS 2025 2024 Chinese School & New Year Project-Direct Support costs 26,(￿2 3,850 26,062 3.850 25,914 3,645 29,560 29.912 29,912 Page 13 Lambeth Chinese Community Association Notss to the accounts 7. Health and Poverty RèduLtion 2025 2024 Domlciliary Care- Dirert Support ¢osts- Dom care Total 133,7LV3 34,647 168.356 133.709 34,647 148.762 32,808 181.570 168356 8. Charitable Expenditurtrsummary Unrestricted 2025 2024 Dlrect expendlture Dirett programme costs Direct Staff costs Total Dirert Expenditure 14,226 145,545 159.771 14.226 145,545 159.771 13.431 161,245 174.676 Support Costs Ibased on staff time) Support staff costs Premise5 costs Office costs Governan￿ costs Total support costs 12.074 11,698 9.655 5,070 38.497 12,074 11,698 9,655 5.070 38,497 8,898 13,396 4,512 36,454 Totsl Charitable Expendlture 198268 198,268 211.130 Share of Support costs Support Total 2025 Project Premises Governance Domiciliary care IOA67 8.689 10,528 4,563 34,647 School 1,207 1,170 507 3,850 2025 Total 12A174 9,655 11.698 5.070 38,497 2024 Total 96 4,512 36N54 Page 14 Lambeth Chinese Community Association Notes to the accounts 9. G¢)vemance Costs Unrestricted 2025 2024 Professional fee5 2.000 External sCr￿[￿Y fees 2,4 AGM and sundry expenses 70 70 112 Total s￿70 5.070 4,512 10. Net movement in funds for the year Unrestricted 2025 2024 The surplus for the year is after charging: Depreciation External 5crvtiny fees Staff c05ts%r055 salaries and waEe5 Social security and pension costs 1935 2,935 3,IXJO 147,028 10.591 3.821 2,400 159.161 11,745 147.028 10.591 Furnf(ure and ffttinES Freehold property Plant and mathinery 11. Tangiblè fixed assets Total At l April 2024 159,711 13,019 10,297 183.027 Additions 7,300 7,300 At 31 March 2025 159,711 13,019 17.597 19),327 Depreciatton At l April 2024 62,041 13,019 10,297 85,357 Charge for the year 2.935 1,095 4,030 At 31 March 2025 64,976 13,019 11.392 89,387 Net book value At 31 March 2025 94.735 6.205 100.940 At 31 March 2024 97.670 97.670 Page 15 Lambeth Chinese Community Association NotOS to the a¢wunts 12. Debtors Unrestricted 2025 2024 Trade debtors Total 10.472 10.472 10,472 ION72 16.205 16.205 13. CreditoTh amounts duewlthin one year 2025 2024 Accruals PAYE and pension Totsl 4.732 2.723 7.455 4,732 2,723 7,455 3,955 2,457 6.412 Movements in reser Balante at l April 2024 Balance at 31 March 2025 Incoming Outgoin8 resources resources Unrestricted funds 215.022 170.9(X) 1198,2681 187.654 Total funds m(fftments 215.022 170,900 1198.268} 187,654 Page 16