ERUM'S HELPING HAND Trustees Annual Report and Financial Statements For Year Ended 31 March 2025 Charity" No: 1188674 RAN O ACCOUNTANTS LTD 97 Walbrook Road. Derby. DE23 85F Tel: 01332 270 906 Rana & Co Accountants Ltd 97 Walbrook Road DERBY DE23 8SF **ERUM’S HELPING HAND** ## **Trustees Annual Report and Financial Statement Year ended 31 March 2025** |**Contents**|**Page**| |---|---| |Reference and Administrative Information|1| |Trustees Annual Report|2 – 5| |Independent Examiner's Report|6| |Statement of Financial Activities|7| |Balance Sheet|8| |Notes to the Accounts|9| ## **Reference and Administrative Information** |**Charity Name:**|ERUM'S HELPING HAND| |---|---| |**Charity Registration Number:**|1188674| |**Registered Office:**|9 Warwick Avenue| ||DERBY| ||DE23 8DA| |**The Board of Trustees:**|Erum Suleman (Chair)| ||Hazra Suleman (Trustee)| ||Rubina Ghumra (Trustee)| ||Sofina Roberts (Trustee)| |**Independent Examiner:**|Rana & Co Accountants Ltd| ||97 Walbrook Road| ||DERBY| ||DE23 8SF| |**Bankers:**|Barclays| ||22-26 St Peter Street| ||DERBY| ||DE1 1SH| Page 1 ## **Erum’s Helping Hand** ## **Trustees Report** The trustees present their annual report together with the financial statements of Erum’s Helping Hand for the year ended 31 March 2025. The trustee confirm that the Annual report and financial statements of the company comply with the current statutory requirements, the requirements of the company’s governing document and the provisions of the Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standards applicable in the UK and Republic of Ireland issued in October 2019, FRS 102, the Charities Act 2011, the Companies Act 2006 and UK GAAP. ## Objectives and Policies In setting objectives and planning for activities, the Trustees have given due consideration to general guidance published by the Charity Commission relating to public benefit, including the guidance “public benefit: running a charity (PB2)” The objective of Erum’s Helping Hand is the relief of poverty of people living in Pakistan by providing items and services to individuals in need and or charities, or other organisations working to prevent or relief poverty. ## a. GDPR Erum’s Helping Hand has implemented what it believes to be appropriate and proportionate policies, procedures and privacy notices commensurate with (a) the small quantity of personal data that it holds (b) the severity of the impact in the event of any data breaches (c) the non intrusive purposes for which it holds, processes and uses the data. Erum’s Helping Hand collects, holds and processes only those limited data items (typically name, email, telephone) provided by donors which are required for the effective provision of the support and accountability (legitimate interest). Erum’s Helping Hand does not use such data for any other purpose. Specifically it does not hold personal data for any form of marketing, promotion or sharing with other organisations. ## b. Fundraising practices The approach taken by Erum’s Helping Hand is to identify the needs of the beneficiaries and to fundraise to the general public. All fundraising is done in house by experienced volunteers including trustees. The charity does not approach vulnerable people in its fundraising activities. No cold calling or street collecting is done therefore donations are totally voluntary. Erum’s Helping Hand did not receive any complaints regarding its fundraising practices. ## Achievements and Performance The charity was set up 20 March 2020 by principle trustee Erum Suleman. She saw at first hand the poverty that existed in Pakistan, her place of birth, and having helped individually for many years, decided to set up this charity so that she can help more people. Originally the intension was for the trustees to distribute relief by hand, but the Covid 19 pandemic struck just as the charity was set up Page 2 and so a change in strategy was quickly adopted. A sister organisation was set up in Pakistan and a memorandum of understanding was drawn up who would help to distribute relief on behalf of the organisation. The charity now has a website, funded by a supporter to whom we are very grateful. The website showcases the amazing work it does changing lives in Pakistan. This is https://www.erumshelpinghand.com This is a summary of the projects that have been completed during this year - 101 Water wells built so far to provide water - Provide food packs for over 300 families every month - Distributed over 2000kg of clothes donated ## Financial Review ## a. Going Concern After making appropriate enquiries, the Trustees have a reasonable expectations that the Organisation has adequate resources to continue in operational existence for the foreseeable future. For this reason, they continue to adopt the going concern basis in preparing the financial statements. ## b. Reserve policy The charity s policy is to hold reserves to cover a year’s worth of unrestricted expenditure. In 2025 this was £10,649 (2024 £7,673). Currently the reserves are over 18 months worth of expenditure. The charity has worked hard towards increasing it’s reserves and given the uncertain nature of fundraising and the current cost of living crisis, the trustees have agreed to hold more than a year’s worth of reserves to increase it’s resilience to adverse fundraising environment. - c. Principal funding The charity’s main source of income is donations from the public. This amounted to £75,922 in the current year (2024 £102,629). Gift aid is claimed on applicable donations. - d. Funds materially in deficit There are no funds which are materially in deficit ## Reference & Administration Details - a. Charity name and Registration Erum’s Helping Hand: The charity is a Charitable Incorporated Organisation, registration no: 6N55JO6E, registered with the Charity Commission on 20 March 2020, Charity no: 1188674 ## b. Charity details Address: 9 Warwick Avenue, Derby, DE23 8DA Page 3 Email: erumshelpinghand@gmail.com ## c. Bank Barclays Bank, 22-26 St Peters Street, Derby, DE1 1SH Structure, governance and management - a. Constitution The charity is based on the Charity Commissions model governing document for Foundation Charitable Incorporated Organisations ie where the trustees are the only members of the charity and was set up on 20 March 2020. - b. Method of appointment or election of trustees There must be atleast 4 charity trustees. There is no maximum. In accordance with the Constitution, Trustees are appointed or re-appointed for a term of three years by a resolution passed at a properly convened meeting of the charity trustees. In appointing trustees due consideration is given to ensuring that the trustees have, between them, the skills, experience necessary to manage the charity effectively and in accordance with charity law. Board members during the year are as follows: Erum Suleman (Chair) Hazra Suleman (Vice Chair) Rubina Ghumra Sofina Roberts Board members represent a range of skills and competencies including Health & Wellbeing Accountancy and general finance Digital marketing Community engagement ## c. Remuneration of trustees All trustees act in a voluntary capacity and receive no remuneration or other material benefits from their services to the charity. Out of pocket expenses necessarily and reasonably incurred by Trustees in promoting the purposes of the Charity are reimbursed at cost (where claimed). - d. Policies adopted for the induction and training of trustees Page 4 Trustees undergo a briefing on their legal obligations under charity law, the content of the constitution, the board of trustees committee and decision making process and recent financial performance of the charity. ## e. Statutory statement on liabilities The trustees declare that: - The charity has given no guarantees where potential liability under the guarantee is outstanding at the date of this statement - The charity has no debt outstanding at the date of this statement which is owned by the CIP and which is secured by an express charge on any assets of the CIO ## f. Financial risk management The trustees have assessed the major risks to which the company is exposed, in particular those related to the operations and finances of the company and can be listed below: |Risk|Plans and Strategy| |---|---| |Funding from individuals diminishes|Engage with key supporters and ensure full
transparency| |Sister organisation in Pakistan who distributes
relief on behalf of the organisation stops
workingfor Erum’s HelpingHand|A long term agreement has been drawn up and
is reviewed regularly| ## g. Plans for the future The trustees have a clear set of aims and objectives to help alleviate poverty as much as possible. Trustees are keen to diversify their income sources by approaching trusts and foundation and corporates that share the same passion as the trustees. ## Statutory Declaration The Trustees of Erum’s Helping Hand confirm that they have paid due regard to the guidance issued by the Charity Commission on public benefit in deciding what activities the charity should undertake. Approved by the Trustees and signed on their behalf Erum Suleman Chair of Trustee Page 5 Independent Examiner's Reporl to the Trustees of ERUM'?> HELPING HAND I report on thE accounts of the charily for the year ended 31 March 2025 which are set out on pages 7 to 9. Respective responsibilities of trustees a￿d examiner Th¢ ¢hariWs trust¢es are responsible for the prepAration of the #c¢ounts. The eharity truste¢s consider that an audit is not required for this y£ar under seetion 144 of the Charity Act ?01 l (the Charity Act). It is my rcsponsibility to.. exjnine the accounts l￿der section 145 olthe Charilies Act. • follo￿. the procedures laid do1￿) in ihe general Direclions given by the Charily Commission (under section 145(5)Ib) of the Charity Act), and to stttte whether particular Matte￿ haye come to my attention Basis of independent exaniiner's statement My examination was carried oiit in accordance with general Directions given b> the Charty Commission. An examination includes a review of the accounting records kept b). the organisation atml a eomparison of the accollrtts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeks explanations fmm you as trustees concerning any such matters. The pr(ttdures undertak'en do not provide all the evidence that would be required in audit, and consequently no opinion is given as to whether the accounts present a.true and fair view" and the report is limiied to ihose matter5 set out in the statement Ixlow. Independellt examiner's statement In the course of my examinatio￿ no material matters has come to my attention.. I which giyes me reasonable cause to believe that in any malerial respe¢L the requirements to keep accounling re¢ords were not kept in accordanoe with section 130 of the Charilies Acl or to prepare a￿ount$ which accord with the accountin8 record5 and comply with tbe accountlTI8 requirement of the Charities Act hav¢ not been rneL or 2 to whieh, in my Opinio￿ attention should be drawn in order to enable a prnper undetstanding of the accounts to be reach RAN O ACCOU NTANTS LTD 97 Walbrook Road. Derby, DE23 85F Tel.. 01332 270 906 NC>TTINLMA LSALL Rana & Co Accountant5 Ltd 97 Walbrook Road DERBY DE23 8SF Date.. 14107n025 Page 6 **ERUM'S HELPING HAND Statement of Financial Activities** ## **Year ended 31 March 2025** |**Unrestricted**
**Funds**
**Income**
**Note**
**£**
Zakat
4
0
Sadaqah
0
Lillah
10425
Kufara
0
Food pack
0
Water
0
Fitrana
0
Sponsorship
0
Mosque
0
Sundry Income
0
**10425**
**Expenditure**
Zakat
0
Food, clothing, shelter & sadqa
0
Lillah
10453
Kufara
0
Food pack
0
Water project
0
Fitrana
0
Sponsorships
0
Mosque
0
Stationary
0
PPS
29
IT equipment
149
Fundraising costs
18
Unrestricted
0
**10649**
**Surplus/(Deficit) for year**
**-224**
**Transfers**
**0**
**Opening Balances**
**15588**
**Closing Balances**
**15364**|**Restricted**
**Funds**
**£**
28488
30911
0
512
0
0
556
4935
95
0
**65497**
33774
36846
0
512
0
0
556
5076
95
0
0
0
0
0
**76859**
**-11362**
**0**
**15370**
**4008**|**Total**
**2025**
**£**
28488
30911
10425
512
0
0
556
4935
95
0
**75922**
33774
36846
10453
512
0
0
556
5076
95
0
29
149
18
0
**87508**
**-11586**
**0**
**30958**
**19372**|**Total**
**2024**
**£**
43286
16902
12717
897
11215
9881
217
5737
1777
0| |---|---|---|---| ||||**90659**| ||||38500
9508
7457
897
10285
8531
217
5596
1777
0
0
0
216
0| ||||**82984**| ||||**19645**
**0**
**11313**| ||||**30958**| Page 7 **ERUM'S HELPING HAND Balance Sheet At 31 March 2025** |**Note**
Balance at Bank
Cash in Hand (Paypal)
Creditors
3
Net Asset
**Represented by:**
Unrestricted Funds
Restricted Funds
4|**Total**
**2025**
**£**
19372
0
**19372**
0
**19372**
15364
4008
**19372**|**Total**
**2024**
**£**
30643
315| |---|---|---| |||**30958**| |||0| |||**30958**| |||15588
15370| |||**30958**| **Chair:** E. Suleman **Date:** 14/07/2025 Page 8 **ERUM'S HELPING HAND Statement of Balances** **Notes to the Accounts** ## **Note 1** The accounts have been prepared using the concessions allowable under SORP 2005 for small charities, not subject to an audit (Appendix 5.3) |**Note**
**2**
**Funds**
Zakat
Sadaqah
Lillah
Kufara
Food pack
Water
Fitrana
Sponsorship
Mosque
Sundry Income|**Urestricted**
**Funds**
**£**
0
0
10425
0
0
0
0
0
0
0
**10425**|**Restricted**
**Funds**
**£**
28488
30911
0
512
0
0
556
4935
95
0
**65497**|**Total**
**2025**
**£**
28488
30911
10425
512
0
0
556
4935
95
0
**75922**|**Total**
**2024**
**£**
43286
16902
12717
897
11215
9881
217
5737
1777
0| |---|---|---|---|---| |||||**102629**| **Note 3 Creditors** 0 **0** |**Note**
**4**
**Restricted funds**
Zakat
Sadaqah
Kufara
Food pack
Water
Fitrana
Sponsorship
Mosque|**Opening**
**Balance**
5286
9943
0
0
0
0
141
0
**15370**|**Income**
28488
30911
512
0
0
556
4935
95
**65497**|**Expenditure**
33774
36846
512
0
0
556
5076
95
**76859**|**Transfer**
0
0
0
0
0
0
0
0
**0**|**Closing**
**Balance**
0
4008
0
0
0
0
0
0| |---|---|---|---|---|---| ||||||**4008**| Page 9