ERUM'S HELPING HAND Trustees Annual Report and Financial Statements For Year Ended 31 Mareh 2024 Charlty Iyo: 1188674 RAN O ACCOUNTANTS LTD 97 Walbrook Road. Derby, DE23 85F Tel: 01332 270 906 rpEAbY_ RaDa & Co Accountants Ltd 97 Walbrook Road DERB Y DE23 8SF **ERUM’S HELPING HAND** ## **Trustees Annual Report and Financial Statement Year ended 31 March 2024** |**Contents**|**Page**| |---|---| |Reference and Administrative Information|1| |Trustees Annual Report|2 – 5| |Independent Examiner's Report|6| |Statement of Financial Activities|7| |Balance Sheet|8| |Notes to the Accounts|9| ## **Reference and Administrative Information** |**Charity Name:**|ERUM'S HELPING HAND| |---|---| |**Charity Registration Number:**|1188674| |**Registered Office:**|9 Warwick Avenue| ||DERBY| ||DE23 8DA| |**The Board of Trustees:**|Erum Suleman (Chair)| ||Hazra Suleman (Trustee)| ||Rubina Ghumra (Trustee)| ||Sofina Roberts (Trustee)| |**Independent Examiner:**|Rana & Co Accountants Ltd| ||97 Walbrook Road| ||DERBY| ||DE23 8SF| |**Bankers:**|Barclays| ||22-26 St Peter Street| ||DERBY| ||DE1 1SH| Page 1 ## **Erums Helping Hand** ## **Trustees Report** The trustees present their annual report together with the financial statements of Erum’s Helping Hand for the year ended 31 March 2024. The trustee confirm that the Annual report and financial statements of the company comply with the current statutory requirements, the requirements of the company’s governing document and the provisions of the Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standards applicable in the UK and Republic of Ireland issued in October 2019, FRS 102, the Charities Act 2011, the Companies Act 2006 and UK GAAP. ## Objectives and Policies In setting objectives and planning for activities, the Trustees have given due consideration to general guidance published by the Charity Commission relating to public benefit, including the guidance “public benefit: running a charity (PB2)” The objective of Erums Helping Hand is the relief of poverty of people living in Pakistan by providing items and services to individuals in need and or charities, or other organisations working to prevent or relief poverty. ## a. GDPR Erums Helping Hand has implemented what it believes to be appropriate and proportionate policies, procedures and privacy notices commensurate with (a) the small quantity of personal data that it holds (b) the serverity fo the impact in the event of any data breaches (c) the non intrusive purposes for which it holds, processes and uses the data. Erums Helping Hand collects, holds and pricesses only those limited data items (typically name, email, telephone) provided by donors which are required for the effective provision of the support and accountability (legitimate interest). Erums Helping Hand does not use such data for any other purpose. Specifically it does not hold personal data for any form of marketing, promotion or sharing with other organisations. ## b. Fundraising practices The approach taken by Erums Helping Hand is to identify the needs of the beneficiaries and to fundraise to the general public. All fundraising is done in house by experienced volunteers including trustees. The charity does not approach vulnerable people in its fundraising activities. No cold calling or street collecting is done therefore donations are totally voluntary. Erums Helping Hand did not receive any complaints regarding its fundraising practices. ## Achievements and Performance The charity was set up 20 March 2020 by principle trustee Erum Suleman. She saw at first hand the poverty that existed in Pakistan, her place of birth, and having helped individually for many years, decided to set up this charity so that she can help more people. Originally the intension was for the trustees to distribute relief by hand, but the Covid 19 pandemic struck just as the charity was set up 2 and so a change in strategy was quickly adopted. A sister organisation was set up in Pakistan and a memorandum of understanding was drawn up who would help to distribute relief on behalf of the organisation. This is a summary of the projects that have been completed during this year - 30 Water wells built so far to provide water - Provide food packs for over 250 families every month - Distributed over 2300kg of clothes donated ## Financial Review ## a. Going Concern After making appropriate enquiries, the Trustees have a reasonable expectations that the Organisation has adequate resources to continue in operational existence for the foreseeable future. For this reason, they continue to adopt the going concern basis in preparing the financial statements. ## b. Reserve policy The charity s policy is to hold reserves to cover a year’s worth of unrestricted expenditure. In 2024 this was £7673 (2023 £15,031). Currently the reserves are over 2 years worth of expenditure. The charity has worked hard towards increasing it’s reserves and given the uncertain nature of fundraising and the current cost of living crisis, the trustees have agreed to hold more than a year’s worth of reserves to increase it’s resilience to adverse fundraising environment. - c. Principal funding The charity’s main source of income is donations from the public. This amounted to £102,629 in the current year (2023 £90659). Gift aid is claimed on applicable donations. ## d. Funds materially in deficit There are no funds which are materially in deficit ## Reference & Administration Details - a. Charity name and Registration Erum’s Helping Hand: The charity is a Charitable Incorporated Organisation, registration no: 6N55JO6E, registered with the Charity Commission on 20 March 2020, Charity no: 1188674 ## b. Charity details Address: 9 Warwick Avenue, Derby, DE23 8DA Email: erumshelpinghand@gmail.com - c. Bank 3 Barclays Bank, 22-26 St Peters Street, Derby, DE1 1SH Structure, governance and management - a. Constitution The charity is based on the Charity Commissions model governing document for Foundation Charitable Incorporated Organisations ie where the trustees are the only members of the charity and was set up on 20 March 2020. - b. Method of appointment or election of trustees There must be atleast 4 charity trustees. There is no maximum. In accordance with the Constitution, Trustees are appointed or re-appointed for a term of three years by a resolution passed at a properly convened meeting of the charity trustees. In appointing trustees due consideration is given to ensuring that the trustees have, between them, the skills, experience necessary to manage the charity effectively and in accordance with charity law. Board members during the year are as follows: Erum Suleman (Chair) Hazra Suleman (Vice Chair) Rubina Ghumra Sofina Roberts Board members represent a range of skills and competencies including Health & Wellbeing Accountancy and general finance Digital marketing Community engagement - c. Remuneration of trustees All trustees act in a voluntary capacity and receive no remuneration or other material benefits from their services to the charity. Out of pocket expenses necessarily and reasonably incurred by Trustees in promoting the purposes of the Charity are reimbursed at cost (where claimed). - d. Policies adopted for the induction and training of trustees Trustees undergo a briefing on their legal obligations under charity law, the content of the constitution, the board of trustees committee and decision making process and recent financial performance of the charity. - e. Statutory statement on liabilities 4 The trustees declare that: - The charity has given no guarantees where potential liability under the guarantee is outstanding at the date of this statement - The charity has no debt outstanding at the date of this statement which is owned by the CIP and which is secured by an express charge on any assets of the CIO - f. Financial risk management The trustees have assessed the major risks to which the company is exposed, in particular those related to the operations and finances of the company and can be listed below: |Risk|Plans and Strategy| |---|---| |Funding from individuals diminishes|Engage with key supporters and ensure full
transparency| |Sister organisation in Pakistan who distributes
relief on behalf of the organisation stops
workingfor Erums HelpingHand|A long term agreement has been drawn up and
is reviewed regularly| ## g. Plans for the future The trustees have a clear set of aims and objectives to help alleviate poverty as much as possible. Trustees are keen to diversify their income sources by approaching trusts and foundation and corporates that share the same passion as the trustees. The trustees are also keen to set up a website so they can demonstrate the great work they do in helping widows, orphans and needy of Pakistan. ## Statutory Declaration The Trustees of Erums Helping Hand confirm that they have paid due regard to the guidance issued by the Charity Commission on public benefit in deciding what activities the charity should undertake. Approved by the Trustees and signed on their behalf Erum Suleman Chair of Trustee 5 Illdepeudent Examiner's Report to the Trustees of ERUM'S HELPING HAND I report on the accounts of the clharlty for the year endeAI 31 March 2024 which are set out on pages 7 to 9. Resp￿tive responsibilitics of trustees amd examixer The charity's trustees are responsible for the prcparation of the accounts. The clwity th￿teeS consider that an audit is not required for this year under wtion 144 of the Chartty Act 2011 {the Cbarity Act). It is nly rwott%ibility to: exmine the accoullts under section 145 of the Charities ACL follow the procedures laid in the general Directions given by the Charity Conunission (under section 145{5)(b) of the Charity Act), and . to stale whether particular matters have come to my aitention Basis of illdependent eumiuer's s¢a¢¢mellt My examination was carried out in accordance with general DireGtioDs given by the Cbarty CommissioL An exauLinalioD includes a review of the accounting records kept by th¢ organisation and a ￿m￿lson of the accounts presented with those TeLords. It also iTrclude3 ¢onsid¢ration of aDy unusual items or disclosures in the accounts, and seeks explallations from you &4 trustces concerning any such matrers. The procedurE5 undtrtakcn do not provide all the eviden¢¢ that wou be reqllired in an audiL and consequEntly no opinion is given as to wbether th¢ a￿[*Unts present a'trw and fair view, and the report is limited to thoge matters 8¢t out Tn the 51Xtemeni below. Independent exaxthier's statement In the Course of my exami￿0￿ no material matters hag come to my attentio I which gives me reasonable Cause to ￿lieve that in any JDat¢rial rwcL the requirements to keep accounting records were noi kept in aceoTdance section 130 of the Charities Act or to PTepare aCCo￿ts which accord tlLe accountiELg rec4)rds and cO￿PIY with tlLe accouuling Tequiremellt of the Charities Act have not been or 2 tr) Whic￿ in rny Opinio￿ attention should be in to enable a undernt2Tthg of the a¢¢ounts to b¢ M¢h RAN O ACCOUNTANTS LTD 97 Walbrook Road, Derby, DE23 85F Tel; 01332 270 906 *4¢fTIHfjHAW WALSALL Rana & Co Acoouutants Ltd 97 Wttlbrook Road DERBY DE23 8SF Date.. 1011212024 ## **ERUM'S HELPING HAND Statement of Financial Activities Year ended 31 March 2024** |**Unrestricted**
**Funds**
**Income**
**Note**
**£**
Zakat
4
0
Sadaqah
0
Lillah
12717
Kufara
0
Food pack
0
Water
0
Fitrana
0
Sponsorship
0
Mosque
0
Fundraising Event
0
Sundry Income (Paypal)
0
**12717**
**Expenditure**
Zakat
0
Food, clothing, shelter & sadqa
0
Lillah
7457
Kufara
0
Food pack
0
Water project
0
Fitrana
0
Sponsorships
0
Mosque
0
Stationary
0
IT equipment
0
Fundraising costs
216
**7673**
**Surplus/(Deficit) for year**
**5044**
**Transfers**
**0**
**Opening Balances**
**10544**
**Closing Balances**
**15588**|**Restricted**
**Funds**
**£**
43286
16902
0
897
11215
9881
217
5737
1777
0
0
**89912**
38500
9508
0
897
10285
8531
217
5596
1777
0
0
0
**75311**
**14601**
**0**
**769**
**15370**|**Total**
**2024**
**£**
43286
16902
12717
897
11215
9881
217
5737
1777
0
0
**102629**
38500
9508
7457
897
10285
8531
217
5596
1777
0
0
216
**82984**
**19645**
**0**
**11313**
**30958**|**Total**
**2023**
**£**
24224
23098
16132
725
12952
6072
335
7121
0
0
0
**90659**
25924
30479
13876
725
12952
6072
335
7121
0
0
749
406
**98639**
**-7980**
**0**
**19293**
**11313**| |---|---|---|---| Page 7 **ERUM'S HELPING HAND Balance Sheet At 31 March 2024** |**Note**
Balance at Bank
Cash in Hand (Paypal)
Creditors
3
Net Asset
**Represented by:**
Unrestricted Funds
Restricted Funds
4|**Total**
**2024**
**£**
30643
315
**30958**
0
**30958**
15588
15370
**30958**|**Total**
**2023**
**£**
11139
174
**11313**
0
**11313**
10544
769
**11313**| |---|---|---| ## **Chair:** **Date:** 10/12/2024 Page 8 **ERUM'S HELPING HAND Statement of Balances** **Notes to the Accounts** ## **Note 1** The accounts have been prepared using the concessions allowable under SORP 2005 for small charities, not subject to an audit (Appendix 5.3) |**Note**
**2**
**Funds**
Zakat
Sadaqah
Lillah
Kufara
Food pack
Water
Fitrana
Sponsorship
Mosque
Fundraising Event
Sundry Income (Paypal)|**Urestricted**
**Funds**
**£**
0
0
12717
0
0
0
0
0
0
0
0
**12717**|**Restricted**
**Funds**
**£**
43286
16902
0
897
11215
9881
217
5737
1777
0
0
**89912**|**Total**
**2024**
**£**
43286
16902
12717
897
11215
9881
217
5737
1777
0
0
**102629**|**Total**
**2023**
**£**
24224
23098
16132
725
12952
6072
335
7121
0
0
0
**90659**| |---|---|---|---|---| **Note 3** ## **Creditors** 0 **0** |**Note**
**4**
**Restricted funds**
Zakat
Sadaqah
Kufara
Food pack
Water
Fitrana
Sponsorship
Mosque|**Opening**
**Balance**
500
269
0
0
0
0
0
0
**769**|**Income**
43286
16902
897
11215
9881
217
5737
1777
**89912**|**Expenditure**
38500
9508
897
10285
8531
217
5596
1777
**75311**|**Transfer**
0
0
0
0
0
0
0
0
**0**|**Closing**
**Balance**
5286
7663
0
930
1350
0
141
0
**15370**| |---|---|---|---|---|---| Page 9