St Oswin's Church, Wylam
onlandt nechurches.com
Registered Charity No. 1187983
Annual Report
and
Financial Statements
of the
Parochial Church Council
for the year ended 31 December 2024
Parish Vicar..
Revd Tom Birch
Bank:
Barclays Bank UK PIC
Leicester
LE27 2BB
Independent Examiner:
Ms Beth Ramsden

R•for•n¢• and admlnlstratlve InfomiatSon
lam St Oswin's Church is situated on Church Road adjacent to the centre ol Ihe village of Wylam
Northumberland. It is part ol the Deanery of Corbridge and the Diocese of Newcastle-upon-Tyne.
Correspondence for the PCC may be addressed to The Vicarage, Church Road, wY￿m. NE41 8AT.
Members of the PCC ale either ex-officio or elected by the Annual Parochial Chur¢h meeting IAPCMI, together
th co-options, in accordance with the Church Representation Rules.
The following served as members of the PCC from 1st January 2024 until the date shown (The trustee3)'.
Incumbent
Revd Tom Birch, Vicar
(Chairman)
Warden8'.
Mrs Enikeye Gosling
Representatives on Deanery Syn¢d18 PCC Member51.'
Mr Peter Tayler
Prof Lesley Twomey
Isecretsryl
Other Members..
Mr Andrew Major
Mrs Judy Marr
Mrs Fiona Oomes
Revd Angus Palmer
Mr$ Janet Palmer
Mrs Robin Piette
Mrs Jane Teasd8le
(Treasurer)
Structure> govgrnance and management
The Parochial Church Council is a corporate body established by the Church of England. The PCC operates
under and is governed by The Parochial Church Councils (Powers) Measure 1956 as amended. IThis défines
the principal function, or purpose, of the PCG as'promoting in the parish the whole mission ol the Church l. It
is also subject lo The Church Representation Rules lcontsined in schedu￿ 3 to the Synodical Govemmenl
Measure 1969 as amended). With effect from 14th February 2020 the PCC is now registered with the Charity
Commissitin (No. 11879831. IndNiduals when completing their sell-assessmenl lax return may nominate
Wylam Sl Oswn's PCC under reference AAG59JG to receive any refvnd. This is in addition to the Gift Aid
scheme.
The mathod uf appointment to the PCC is set out in the Church Representation Rules. It is an important policy
that all church communicants lovèr 16 years) refleth'ng the diversity of the congregation are encouraged to
register on the Electoral Roll and may then stand for ele¢tion lo the PCC.
Cornmittees.. The PCC operates through a number of committees that meet befv￿en lull meetings of the PCC.
Stsnding Committee..
This is the only committee ￿qUired by law. It has the power to
transact the business of the PCC between ils meeling$ subject lo any
directions given by the Council.
Meets on a regular basis. Arranges lo visit those in need and the
adminislralion of Home Communion.
Church Hall Management Committee.. Meets on as ￿qUired basis and generally includes Wardens,
Treasurer, Incumbent, Jane Teasdale and John Teasdale (co-opted
to committee for career experience in Propetyl
Parish Prayerlcare Committee..
Safeguardlng
Enikeye Gosling is our Parish Safeguarding Officer IPSOI. A link to ciur safeguarding poli¢y and the DKJcesan
training provided can be f¢und on our website onlandt
nechurches.comlsale uardin -tr2inin

ActlvltFes - St. Oswin's PCC has the responsibility of c<>-operaling with the incumbent, Reverend
Tom Birch in promoting in the e¢¢lesiastical parish the whole mission of the Church, pastoral,
evangelistic, social and ecumenical. 11 also has mainlenan¢e re$ponsibililie$ for the Church, the
Church Hall and the Church grounds.
Reverend Birch has responsibilities for 3 churches-st Oswin's, St Mary's Ovingham and St Andrews
Heddon wlh additional links with Sl Mary the Virgin, Slamfordham and Holy Trinity. Maffen. St Qswin's
has services on 1 Pt 2nd and 4th Sundays al 10 am all of which are Parish Communion Service5 except
for every $e¢ond Sunday which is led by a lay member of the congregats'on. Every first and fourth wèek
the 5eNices are livestreamed lo a virtual congregation averaging 5. In addition, there is a BCP Sunday
service al 8am on 2M 3rd and 4th Sundays and a weekly BCP Communion Service al 9.30am every
Thursday. On thè 3rd Sunday, we have an 'Open House, seNice in the Hall at 4pm to attract families
and those that wish lo try a different kind of worship in a more relaxed setting.
St Oswn's is also an active member of Wylam and District Churches. As such. we cooperate on key
events in the church calendar and ensure the congregations at Easter, Christmas and Remembrance
Sunday are combined in their worship. We led a village carol service this year at Charfie's Corner wrth
over 100 attending with k)ts of interaction and hol chocolate available. Our thanks lo Peter Tayler for
his organisalion.
St Oswin's encourages charltsbl& giving to the wder community and has raised £4,556 this year wth
refreshed list of charities and collections al the 9 funerals we have had in 2024.
A conlacuess terminal was installed in January 2023 to meet the needs of those that do not have cash
on Sundays or at events,. £841 has been raised using this in 2024.
VW)in our parish Community, the annual Jump for Joy event raised a net figure of £1,340 in May for
St Oswin's youth work (not included in above charitable giving lotsll. Thank you to the many that
continue to assist at Jump for Joy including the UnifornRd Organisalions.
Fabric R•port - This year, regular mainlenanee has tsken place at the Church and Hall - alarm. fire
extinguishers and various repairs. Our thanks to John Teasdale for his leèdètship In this area.
The workings of the clock have been restored following a long period of its malfunctioning and then
cessation, the clock restsrted in August 2023 thanks lo a Wylam Parish Council grant.11 was noted that
rther repairs were required in September 2023 when the quarter and haw hour Chimes ceased, this
was scheduled for 2024 and indeed has been completed.
Regarding electricity al the Hall, a working group has been considering PV panels and the decisions
lo ere￿ 19 panels was made In 2024. The panels have now been installed in January 2025 and we
benefit from the generated power immediately. Registrab"on is underway to benefft from energy sold to
the grid. The gas boiler in the Church is now al lea$1 15 years old and il is unlikely a new gas-powered
system wll be pemiitted by the diocese. Remote héatin9 management via 'Hive' has been instslled in
the Hall and Church.
Our thanks to the rola of cleaning volunteers who quietly ensure our Church remains spotless for the
Congregation and visitors alike.
There remains some capaaty for new lettings ofthe Hall, aMhou9h it is very well use(1 by our a$so¢ialed
unrfomied organisations and community groups - keep fit, yoga, karate ele. Renlal rates have been
addressed with all hirers in 2024 and this will assist in balancing out the hikes in electricity and gas
vthi¢h have virtually doubled this year. Ourlhanks lo Hanna Udovenko who manages our busy sthedule
of Hall bookings ancj payments.
Work to the tower steps to improve safety and reduce risk remains pendbng as we search for a Suitable
stonemason.
Gard•n and Grounds- The Church garden ¢onb"nues to be like the Forth Road Bridge- the work is
never finishedl The last twelve months have been challenging. Parts of the summer were very hot and
dry (not that the weeds minded}, and it feels like il has rained for the re$t of the lime (not that the weeds
mindedl. conseqLkently I have not done as much as in prevtous years.
I want to thank the "Grass Cutters. bvho regularly cul the gra$$ which goes a long way to making our
grounds look so nice. And a big thank you to everyone else who helps in thè garden. {Jane Teasdale)
Moth•rs' UnÈon - The Sl Oswin'$ MU Branch currently has 13 members who collectNely organise
meetsngs and manage the group. meeting monthly either in church or member's homes. A successful

Afternoon Tea was held last July which raised funds for MU work at home and overseas, and MU
members ￿ntrIbUte in a variety of ways in support of the life of St. Oswin's. IKaren Webster)
8911 Rlng9rs RoPOrt- During the year, in addftion to regular Sunday service ringing, the bell ringers
have marked several special occasions."
Rang for one wedding., Rang for the funeral of Ted Gordon on 9th May..
Rang 4 quarter peals to celebrate Sl Oswin's Day.. 60th Anniversary of the ordination of Rèv Angus
Palmer", 17th Birthday of Isaac Cairns and Remembrance Day Ihalf muffled)
Additionally, we hosted visits from 2 visiting bands, including one Ihal rang a quarter peal. IKevSn
Webslerl
Treasurerfs Report - 2024 total revenues (Hall and General Account combined) were £87,673 wth
£80,332 of cost5 netting a surplus of £7,341. Planned Giving remains the vital source of our income
and in 2024 this declined by £6,579 or 12.4Ok. We now have 54 regular donors to the Chur¢h, having
lost S donors in 2024. We have undertaken a drive to migrate people on to the Parish Giving Scheme
ith some success 15 donors now give this way) - which enables inflation proofing and streamlines
cashflow; we have added lo revenues by getting a contactless terminal al the back of church and are
a￿￿y$ happy lo sign up new donors. My thanks to Karen Webster who continues to keep our Gift Aid
maximised and In order.
The Church has been busy wf(h 10 funeral$ (including ashes burials and cremation services} and 1
wedding which show in the fees received sedlon,
Income from Trusts also roge 3$ the markets have further improved this year and the Hedley charities
income has been redirected into our main bank a¢¢ount to support the costs of our {paid forl mowng
serv*e$ around the Church Hall (Garden Fund)
Parish Share has been paid in full this year at £51,000 and after considerable deliberation we have
agieed to increase this in 2025 to £55,000. This will likely involve drwng down on one of our fund
reserves which is less than ideal.
These funds have either remained stslic (Organ and Flowerl., increased (Bells and Youth Fund} or
decreased with capital expenditure 18St year (Clock'5 partial repair from the Legacy part of the Church
Building Fund). We have transferred a further £5,000 to the Reserves fund from the Hall Trading
a¢￿v￿1. We now believe this fvnd to be adequate in case of any unforeseen issues.
Outlook for 2025 ¢ffers no reason lo be overly confident. We ¥MII have in¢￿ase5 in utility ￿$t$ (full
year) and the idea of needing lo find 3 new healing solution in the church as our boiler gets older
remains present but so far it has not proved necessary. However. we ￿ntinUe to benefit from our Hall
revenue generation and this made a surplus of £1,293 last year1£2,835 20231 and remains available
for more lettings. We expect Hall rentsl increases to feed through this next full year and are excrted
about the impact the panels (installed in January) wll have in reducing our electricity bills and can look
at the feasibility of linking the church to the batteries in the Hall as we will be generating enough lo
power both buildings. This wll be something that will assist rf our nexi healing solukn.on in Church will be
powered by electricity. It should be noted that increases in utility Costs are the only reason our surplus
from the Hall is reduced in 2024.
2025 is also our Quinquennial year which we will need to pay for from the Church Buil(ling Fund. Thi8
will involve a structural survey of the Church fabric by a suitably qualified professional to be appointed
in conjunction wth Diocesan Advisory Committee. We pray no expensive surpnses wll emerge from
this inspectionl
My thanks lo all of you for your continued support to both St Oswin's and to myself as I sign off my
second year as Treasurer. (Andrew Major)

RoportforAPCM2025
Open tho Book continued during2024-25 with ￿.
10
members
providing
theatric81
interpretations of Bible stories to 2 local First
Schools, each with c150 pupils attending. The
group meets and performs monthly during
school term time. In September 2024 the Team
started to use the nevw Children's Storyteller
Bible and Handbook which were available to all
who signed up for a ye&r's full membership of
Open the Book. David Featonby and David
Atkinson attended an "Air and Share" meeting
in Alnwick one 8fternoon in February. The event was well attended and provided a good
opportunity to network. We 8re gr8teful to Enie Gossling for processing the fe8m's DBS
re-8ppIic8rions.
Lay led Servl¢es held on the W. Sunday of every month provides a variety of worship
styles and themes with thoughtful and well-cr8fted present8tions. Attend8nce varies
from 75- 30 dependingon the rime ofthe yearandwe8therconditions. We Sre extremely
gr8teful to those who lead, playthe piano, read 8nd provide ourint8rcessions. Orders of
SeNice are archived should 8nyone wish to view them.
OurW8rm Hubis now in its 3rdyear 8nd is
attended byan 8ver8ge of25 people. It is hosted at
St Oswin's Church H811 from November until Morch
and is open to people from Wy18m and surrounding
villages. Following the de8th of Rosemary Cook,
Judy Marr h8S taken over as the coordinator. Judy
manages 8 group of volunteers to ensure its
continu8nce each Monday during the winter.
People enjoy each other's company. get involved in
a variety of activities and enjoy 8 soup lunch. This
year we have had the good fortune to have a guided medit8tion session. 8 C8nny
Christm8s C8n8pes event. a tslk about Book Binding and we are ending the year with 8
party8tmosphere. bolstered bythe appeargnce ofthe-fhe Whistle Testers"a three-man
bandp18yingsongs from the 60's and 70's.
Thé Wildllower Gardon. est8blished by the late Rosem8ry Cook, has provided 8 great
de81 of ple8sure for people walking through the grounds as well as for those who have
taken advantage of the seating. We thank Ken John and Melanie Butler for takingoverits
maintenance. Rosemarymust have had an inkling th8t. duringthe Christm8s period, the
garden w8S 8n ide81 setting for our N8tivity silhouettes which gave 8 gr88t deal of joy to
m8nyof our visitors.
CoordinatedbyLesley Twomey, St Oswin's is developingiinks with the "Chrysalls Club"
the group which meets in the Church H811 every ￿ 8nd 41h Tuesday 8fternoon of the

month to support those with dementla 81ong with their families and friends. A SertyiGe
which would provide access for Chrys81is members is being planned for the 3r0 Sunday
in May as part of our Open House worship. Advice from the Chrysalis Club te8m will
ensure th8t the worship and activities will be designed to provide 8 S8fe and supportive
environment for the people in their care.
On the Sunday of October 2024 Angus 8nd Janet Palmer facilitated 8 service of
-songs of Praise"
The Hymns were selectedby ourchurch Slngers with an expl8n8tion
as to why they were chosen. It was a very enjoyable occ8sion.
Tho Wylam Christmas Model continued this year
but in 8 more downbeat fashion. For a variety of
reasons, it wBsn't possible to erect the base of the
model, $0 instead individual models were placed on
our church window ledges for 811 to enjoy during the
Christmas fortnight. It Was publicisedas "Aspects of
Wylam- and as well 8s being enjoyed by our
congregation. a good number of visitors to our
church expressed their apprecistion for the ettort.
(Did 8nyone spot the 8ddition of the Bistro?) This project VW8S the result of the "We can
make it happen" initi8tive and as such w8s intended to involve members of our village
community as well as the congregation in its d8velopm8nt. Sadly. this has not
materialised so discussions will be t8king place to investigate ways in which we can
further eng8ge the people ofour vi118ge ro take part. Lessons are being le8rned8S to how
we can reach out to our wider communityto help them experience church in 8 novel w8y.
COME AND SÉE
ASPECTS OF¥*YLAII"
. [!
Following the outstanding success of the
E8Ster Egg Decorating Workshop it was
decided to have something similgr near
Christm8S.
On 241h November 2024. 8
-christmas Decoratlon Workshop- w8S
held in our Church H811. Attendedby8round
fifty or so adults and children the 8fternoon
W8S 8 smash. The activities were many and
V8ried 8nd 8ppe81ed to young 8nd old 81ike.
Indeed. two elderly members of our
congregation painted a large c8rdbo8rd Christmas tree vwhich vvas later decorated at an
Open House Service and placed by the font in church. After a sumptuous tea prep8red
by Karen Webster and Peter Tayler. was wolfed down everyone collected their newly
made decor8tions and left to go home. The smiles and laughterin conjunction with the
positive feedb8ckhas encouraged the organisers to arrange a ￿pe8tewentt￿iS year. Our
thanks to the st8ff in Stobo's who helped to distribute the free tickets.

Another m8nifestation of "We can make it happen" Ivas the arrivsl of "The Well"
coordinated by Rev'd Lynne Dean. This was an all-Bge service on the Sunday
fternoon of the month. After a re8son3ble beginningit struggled to gain support and 85
Lynne w8s leaving to take up her new post it was decided to rethink the content 8nd
form8t ré8dy to pick up £gfter the summer holidays of 2024. In Septernber of thatyear
Rev'd Tom Birch took on the role of coordinator
and with the new name "Open Hous&" h8S
offered a rel8xed form of worship which includes
prayers, hymns and reaLlings with the addition of
a variety of interactive 8Ctivities providing
opportunities to socialise and be creative. It is
early days to judge its success but cert8inly there
is a strongsense ofcommunity, an opportunityto
develop our faith and a chance to revit81ise. The
tea and cake are gr&atly appreciated.
Inspirecl by the work of St Andrew's Corbridge April Stepherpson h8s promoted the ide8
of a "Welcome to St Oswin's" leaflet. Ideally and in 8n upbe8t Way. It would Contain
information about life st St Oswin's including times of seryices, contacts and 8Ctivities.
These leaflets wouldbe heldbymembers of the congreg8tlDn who couldin turn give them
to people new to our vi118ge. An exemplar h8s gone to the PCC for discussion and
possible further development.
DavidAtkinson 18.02.25

Financial Review
A full review is contained in the treasurer's rftport.
The Trustees consider the level of reserves at £30,000 to be adequate, given the overall financial position of
the ChU￿h.
The financial performance of Wylam Sl Oswn Parochial Church C()unGiI for the year and its financial pos"rtion al
the end of the year is also considered satisfactory noting the surplus olthe general ¢hurch fund £6,048 and a
smaller hall trading surplus for 2024 of £1,293. 11 is recognised that in 2025 we wll have significant costs foT the
Solar Panels and the Quinquennial inspectlon of the Church bul rewni$ethal our funds aTe currently
adequate.
The position indicated for 2024 is fijlly coverèd by the General Fund standing al £16,961 as at year end wth
the Church Hall I'Trading'l A¢￿U￿t at £6.583 intended to Cover any remainng shortfall given 81aled increases
in Utilities and Parish Share.
Statement of Responsibilities of tbe Trnstees of Wylam St 08win Parochial Churclk Councll
The trustèes are responsible for preparing the Trustees, Annual reportand the linaneAal ststements in
accordan¢e with applicable law and Unrted lfjngdom Accounting Standards Iunlled Kingdom Generally
Accepted Accountlng Practlce).
The Law applicable lo Charities in England requires the Irystees to prepare financial 5tstemenls for each
financial year which give a true and fair view of the slate of the affairs of the charity and of the incoming
resources and application of resources of the charity for that peTiod. Irs preparing these financial statements the
trustees are required to..
&) select suitable accounting policies and then apply them ¢onsistendy',
bl observe the methods anrj principles in the Charities SORP.,
c} make judgements and estimates that are ￿aSOnable and prudent.,
d) stsle whether applicable accounting 5tsndards have been followed, subject to any material departures
disclosed and explained In the ffnancial stalernents.,
e) prepare the financsal slalemen15 on the going ￿rncern basis unless it is inappropriate to assume that
the charity will continue in business
Thè trustees are re$ponsible for keeping proper accounting records which disclose with reasonable accuracy,
al any time. the financial position of the charity and enable them to ensure that the financial slalements comply
the Charities Act 2011, the Charity (Accounts and Reports} Regulation5 2008, the Church Accounting
Regulations, 2006 edition, issued by the Finan￿ Division of the Archbishops, Council and the provisions of the
trust deed. They are a150 responsible for safeguarding the assets of th& chartty and hence lor taking
reasonable steps for the prevention and detection of fraud or other irregularities.
DeclarAtion
The trustees dedare that they have apprtrved the trustees, report above
Signed on behalf of the charity's trustees.
Signed
Full Name..
Full Name....
Dated.....
iil•rlz.r.. .

Indopgndgnt Examinerfs Report to the Trustses of Wylam St 08vln Parochial Church Qouncll
I report to the Trustee8 on my examination of thè accounts of Wylam St 08wln Parochral Church Counpil {the
Trust) for the year ended 31 December 2024.
Respon81bllltlès and basis of r9POrt
As the charity trustees of the Trust, you are responslble for the pr8paration of the accounts.in accordanGe ￿￿th
th¢ requlremenls tsfthe Charities 2011 (the Acti.
I report In respect of My examination of the Twst's accounts carried out under section 145 of the 2011 Act and
in carrying out my examination I have followed dl the appllcabb Dlfectiong given by the Charlty Commlssion
under section 145(5llb) of the 2011 ACL
Indepgndont examiner's $tstem6nt
I have completed my examination. I confirni thal'no matèrfal matters have come lo my attention in connection
wtth the examination giving me cause to believe that in any material respect
accounting records were not kept In respect of the Trust as iequlred by seciion 130 of the Act; oi
2. the a¢¢ounls do not accord with those records
I have no concerns and have come across no matters in Gonnectlon wth the exaMIna￿on lo vthi¢h attention
should be drawn in this report in order ttr enable a proper underslandlng of Ihe accounts to be reached.
Islgnedl
Ms Beth Rarnsden FCCA
13 Mareh 2025
Date.......

Wylam St. Oswin's Parochial Church Council
Income and Exp8ndlture Account for the year ended 31st Deoamber 2024
2024
2023
General Fund
INCOMING RESOURCES
In¢omlng resourc#s from generated funds
Voluntary Inoomo
P5anned Givlng
Income tax recovered
Collections excl Charity plate
Sundry donauons inGI GA envelopes
WPC Clock Grant
TCF Grant for Solar Panels
J4J {s&e Youth Fund 2024)
WDC Contribution
LPW Vat Reclaim
36,379
10,154
3,057
105
39,427
13,705
4,107
5,125
2,450
10,000
1,424
3,SOO
683
841
60,538
70,421
Actlvlties for generatlng funds
Clergy Gift Collections
Hlre of church (donations)
1,898
100
100
1,998
100
Investment Incom•
Income from trusts
4,677
4,677
Total incoming resources from generated funds
69,478
75,198
Incomlng resour¢frs from charltsble actlvltle8
Fees
Contributions for use of photocopler
Other parlshes clergy contributions
Sundry income (coffee etcl
4,483
521
4,297
617
5,314
3,989
431
9,918
9.734
Totsl Incomlng r•$ourcès ca￿led forward
79,396
4,932

Wylam SL 08win's Parochial Church Council
Income and Expenditure Account loontinuedl for the ye8r ended 31st Decernber 2024
2024
2023
Total Incoming resourc•$ brought forward
RESOURCES EXPENDED
Expendlture on charftsble octivitl08
Joint Churches Youth Worker Ipald for 6 months
but funded from WDC)
Balance of Youth Worker fvnding back to YoLth Fund
Transfer of J4J proceeds to WDC
Wylam Magical Christrnas
Clergy Gifts IDean and Palmer)
Funfjraislng Expg (Sumupl
79,3
84,932
2,653
1,511
154
1,898
151
760
2,203
6,237
Govemance costs
Church activities
The Church's ministy
Parish share
Costs of services incl Diocesan fees
Open the Book Membership
Clergy Working expenses lind Houslngl
51,000
2,491
47.940
2,696
5.435
5,559
59,106
56,195
The Church and services
Coffee & Bookstall
Heal, light, water, cleaning
Church Use of Hall- nomin81 transfer
Insurance
Maintenance and minor repairs
Planning Fees (Hall Build5ng Fund)
Organlst
65
2,146
1,000
3,069
2,452
3,228
2,605
2,270
9,722
11,002
Other expenditure
Grounds maintenance
Clock Repair {Legacy Fund)
Administration & management
Printin9, telephone, stationery & postage
Incl new printer and laptop
2,940
2,317
4,159
2,317
4,159
Total rw6ourc•s exponded
73.348
77,59
SurpSus l Deflclt for tho yoar
Bank account al 01.01.2024
Nomlnal 8alanGo at 31.112024
6,048
10,793
1S,841
TRnsfer from Vicaes discretionary ftAnd
120
General Fund Balance
16.961

Yyyiaiii v4.
Income and Expendhuie Acrx*unts for the year 6nded 31st D8￿Mbar 2024
2024
2023
Church 8uildlng Fund- R￿1￿clod Fund
In(x)mé
Bells provlsion
Legaoy
Don8dons
Planned Giving
Exp8ndilure
Clodi rspair p•r legaGy
Genoral Fund
8811$
Surplusl D&fi¢it forthe ye•r
Bank deposit and ￿rrent acr￿Unts ot 1.01.2024
Bank balan¢es at 31.12.2024
Breakdown of Church Bullding Fund
Legacies fund balanoe
Bells rèpaSr fund
General Church building ftjnd
181
203
322
1.010
1,394
322
2.856
137
2,993
1,S99
21,574
19,975
406
406
21,658
21.574
10,210
2,806
6,959
13.068
2,559
5,949
all Bull
Incom8
Donations l Grant8
Ing Fun
- Restricts
Fun
1,355
1.355
Expendllure
Other bulldlng work & purchasos
Fe&s
1,425
11,4251
18,955
17,530
1,355
Surplus for thg yoar
Bank balances al 01.01.2024
Bank balances al 31.12.2024
rgan Scholar
und
Incom8
Donatlons
18,955
18.955
Expendf(ure
Organisttraining
Deflcitfor the year
Bank balance al 01.01.2024
Bank balance at 31.12.2024
1,530
1,530
1.s30

Wylam St. Oswin's Parochial Church Counal
Income and Expèndthrn AorLsunts for the year 8nd8d 31st Dgcember 2024
2024
2023
Flower & Church Grounds Fund- Restrbcted Fund
Income
Donations
pendituro
Purchase of flowers & upkeep of grounds
Surplus for th• year
Bank balance al 01.01.2024
Bank balan¢e at 31.12.2024
110
110
744
634
744
744
Youth Fund (St Oswin'sl - R￿trIcted Fund
Income
Jump for Joy
Expenditure Jump for Joy
Surplus for the yoar
2,572
1,232
1.340
Bank balance at 01.01.2024
Bank ba18nce at 31.12.2024
932
932
2,272
932
Vl¢arfs Dlscrotlonary Fund- IRestri¢tsd Endow•d Fund)
Incom¢
Investment Incomg
553
545
Expenditure
Audttor and Clergy Gifts and Training day
TFR to General Fund
-120
120
{120)
425
Surplu$ for th$ year
Bank balance al 01.01.2024
313
3,994
3,569
8ank balanco 3131.12.2024
4,307
3.994
¢harlti88 Fund- R¢strlctfrd Fund
Income
coll￿tionS
Expendlture
Charttable giving
Bank ba18n￿ 01.01.2024
Bank bal8noe at 31.12.2024
4.556
8.959
14,5561
{6,959)

Wylam St. Oswin's Parochial Church Council
Income and EwendibJr8 A￿)uIts for thè year ended 31st D￿mber2D24
2024
2023
Church Hall A¢count- Rostrl¢tsd Fund
Incc¥ne
Hlro of church hall
Conlributions'._ communty hall use
Community Action Warm Hub Grant
Church use of hall- nomlnal transfer
Bank Interest
7,377
7.310
327
1,000
8.277
8.637
EK)enditure
Hall runnin9 expenses
Hall Insurance
Hall deaner
Hall malntenance and repairs inc H&S inspeciitin
3,307
1,076
1,985
616
1.894
1.024
1,945
939
{6,984)
15.8021
Svrplu¥ for the year
1,293
2,835
Bank balance at 1.1.2024
10.290
22,455
Transfèrto Reserves
-5,000
.15000
Bank balance al 31.12.2024
6,583
10,290
Gardon Fund- Ro$trlctsd Fund
In&)m8
Willlam Hedley Charities
Donation
755
2.176
Expendi￿re
11,0301
11.5381
Surplus forthe year
Bank balance al 1.1.2024
275
638
869
231
Bank balance at 31.12.2024
594
869

Charities 2024
2024
4,555.74 6,958.65
Amolmt
953.03
467.63
401.50
322.50
2023
Charlties Account
Name
Christian Aid
Cooke Funer21- MDUK
West Northumberland Food Bank
Buckle Funeral- CR UK
West End Refugee Servi(
Royal British Legion
MAF-214111
The Children's Society
United Society for the Propagation of the Gospel
Practical Gompassion for Destilule Childrèn
Operation Noah
FlelGher Funeral- AMMF Cholangiocarcinoma
Chevbot Leaming Trusl- Ovingham COE SchoDI
Bible Society
Green Funeral- Chrysalis
Sl Peters Mogoditshane
Tynedale Hospice at Home
Mission to Sèafarers
Mothers Union
Church Urban Fund
Oswin Project
275.24
257.00
256.53
225.90
151_00
149.55
124.50
I￿.00
98.20
93.00
86.00
66.00
83.00
81.50
54.66
48.00
4,555.74
12

Wylam St. Oswin's Parochial Church Council
Notes lo the Financial Statement for the year ended 31st De¢ember 2024
The investments recorded in the statement of assets and liabilities are as follows..
M*kel value
2024
Marttel value
2023
General Fund Reserves
2Q24 Surplus to restore Reserves
Transfer from Hall Trading Account
Balance blfwd
CBF Deposrt Fund
15,000
5.000
25,000
10,000
Reserves were spent on the capital costs of hall refvrbishmenls in 2016. We have added funds lo this and
and now consider this arnounl lo be adequate as il equates to over 12 rnonlh$ ¢osts16xd. Parish Sharè)
for the Hall and Church 2024 costs were £29,332 annually.
179T Wylam." Blackett Bequest (Trust Fund)
under the trusteeship of tho Newcastle Diocesan So¢l8ty
2,915.62 CBF Investment Fund Units
,41
,90
The purchase ￿st of these investrnents was £8,469.
The Blackett Trust Fund is An expendable endowment fund. The Sncome is accounted for in the
genèral fuNd 2024 £1,830.. 2023 £2,226. The capital is available in an emergency al the
discretion of the Trustees (Diocesan Society),
Income is available for dsaritable and ecclesiastical purposes in the parish.
IExlra¢i from Trust documenti
179T Wylam vI￿￿S Discrotionary Fund
882 CBF Investment Fund Units
20,3
The purchasa cost ofthis investment was £1,000.
Tha capit81 is pemianent.
The income is available lo th8 Incumbent at their sole discrglion for general ¢h8ritsbl8 purposes in
the parish. The incotne w8s £553 {2023 £5451
(Extract from Trust documenll
The William Hedley Repair Fund is a separate r￿[stered Gharity under thè trusl8eship of the PCC
Treasuier and two other trustees. During 2024 this charity provlded £755 01 income and was sel
against the £1.030 maintenance costs of the church and hall grounds co$1 that would have been
borne by the PGC.
13

RESTRICTED FUNDS 21)24
Bells bff
Income
Expenditure
2.559
137
2,806
Oryan Scholar blf
Income
Income
1,530
Church Bulldlng blf
Income
Exp8nditure
5,949
1,010
L0ga¢les
13,C66
Bells bn
Income
Expenditu-
2,559
2,85e
10,210
137
2.806
59 6,959
10,210
2,806
19,975
Hall Bulldlng bff
Income
Expenditure
18,955
1,425
17,5
Flowers & Grounds blf
Income
Expenditu
744
744
Youth Fund bff
Income
Expendrture
932
2,572
1,233
2,271
Church Hall Tradlng bff
In¢ome
Exp8nditure
10,290
8,277
11,984
6,583
Gardon Fund blf
Income
ExpendI￿re
870
755
-1,030
595