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2024-12-31-accounts

Charity registration number: 1187821

HESKETH BANK CHRISTIAN CENTRE

ANNUAL REPORT AND UNAUDITED ACCOUNTS FOR THE YEAR ENDED 31 DECEMBER 2024

HESKETH BANK CHRISTIAN CENTRE

INDEX TO THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2024

Page
Legal and administrative information 1
Trustees' annual report 2 - 4
Statement of Trustees' responsibilities 5
Independent examiner's report to the trustees 6
Statement of financial activities 7
Balance sheet 8
Notes to the financial statements 9 - 16

HESKETH BANK CHRISTIAN CENTRE

LEGAL AND ADMINSTRATIVE INFORMATION

FOR THE YEAR ENDED 31 DECEMBER 2024

Registered charity name:

Trustees:

Charity registration number:

Principal address

Charity website:

Independent examiner:

Hesketh Bank Christian Centre

Steven Barrett Stuart Roberts Jonathan Chetwood Nicholas Taylor Susan Baxendale

1187821

Moss Lane Hesketh Bank Preston PR4 6AA

https://www.hbcconline.co.uk/

J A Fell & Company 40 Hoghton Street Southport PR9 0PQ

(Appointed 10 February 2025)

Page 1

HESKETH BANK CHRISTIAN CENTRE

TRUSTEES' ANNUAL REPORT (incorporating the directors' report)

FOR THE YEAR ENDED 31 DECEMBER 2024

The Trustees submit their annual report and financial statements for the year ended 31 December 2024.

The Hesketh Bank Christian Centre Charitable Incorporated Organisation (HBCC CIO) was registered with the Charity Commission on the 6th February 2020 and new Trustees were appointed. A transfer agreement was completed on 1st October 2020 when all assets and liabilities were transferred from Hesketh Bank Christian Fellowship to HBCC CIO.

The accounts have been prepared in accordance with the accounting policies set out in note 1 to the accounts and comply with the charity's Trust Deed, the Charities Act 2011 and “Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)” (as amended for accounting periods commencing from 1 January 2016).

Objectives and activities

The HBCC CIO’s objects are:

The Trustees have paid due regard to guidance issued by the Charity Commission in deciding what activities the charity should undertake and in general the activities adopted in furtherance of these objects are:

Weekly public religious worship services, evangelistic events, financial support to specified Christian charities, working with young people and local schools to further knowledge of the Christian faith and support to parents/carers and their children and for those in difficulty for example, those with mental health issues, suffering isolation, requiring pastoral support, and those in poverty at Christmas and other times of the year.

HBCC CIO’s policy is to consult and discuss with employees, through meetings, matters likely to affect them.

HBCC’s principal activities are:

1. Church Services

The Church meets each Sunday for worship, teaching and ministry. We welcome all people who come to our services whether they are Christians or others exploring what faith in God means. We seek to love God, one another, and our community, and to reach out to others with the love of Jesus. Our Sunday services encompass all ages, with children and young people, including those with additional needs, meeting for part of each service as YPC (Young People's Church).

Page 2

HESKETH BANK CHRISTIAN CENTRE

TRUSTEES' ANNUAL REPORT (incorporating the directors' report) (continued)

FOR THE YEAR ENDED 31 DECEMBER 2024

2. Other Meetings

Connect Groups (small groups of individuals who support and encourage one another in the Christian faith) meet on a regular basis. Alpha courses are held from time to time and other outreach events.

3. Community Activities

The Church undertakes many community activities that benefit the wider public as well as the members of the Church itself.

A café (Café Aroma) is open on a Thursday morning for the community and is staffed by volunteers. It has become well established as a meeting place for people from the local community, many of whom do not attend church.

A Peers Early Education Partnership (PEEP) worker is employed to work with families and to help in children's early education. On three mornings per week pre-school children attend PEEP sessions with a parent/carer.

There are activities for young people which take place throughout the week, with the main youth event being the Friday night youth club, 'The Hub'. To lead this work, the church employs a youth worker who is assisted by a team of volunteers.

Community groups make regular use the facilities, for example Scouts and WI, and they are also made available for other outside users where possible.

There is also a Mindfulness Garden which is used for reflection, prayer and remembrance.

The activities organised and supported by the church provide good public benefit.

4. Practical support overseas

HBCC supports other charities and groups working in various countries around the world, encompassing projects such as relief of poverty, education, care of orphans and abandoned children, practical assistance and training.

Achievements and performance

A Christmas presentation for families was again run over the Christmas period.

Work continued on the church garden which is aimed at providing an outdoor space for personal reflection.

The actions from the biannual risk assessment were completed by the Trustees.

HBCC CIO has also supported charitable causes with financial assistance from the charity's own donated income. The Trustees have had regard to the Charity Commission guidance in deciding what activities the charity should undertake and ensuring that it complies with the Charities objectives. Financial help has been provided to Compassion Acts and Cedar House. A church in Nepal was also supported during the year.

Page 3

HESKETH BANK CHRISTIAN CENTRE

TRUSTEES' ANNUAL REPORT (incorporating the directors' report) (continued)

FOR THE YEAR ENDED 31 DECEMBER 2024

An in-person General Church Meeting was held on 24th November 2024, at which the Trustees presented the accounts for 2023 and actuals and forecasts for 2024 to date.

Work commenced during the year to consider the replacement of the current two part time pastors who will be retiring in January 2026. Either internal or external recruitment is being considered

Financial review

It is the policy of the charity that unrestricted funds which have not been designated for a specific use should be maintained at a level equivalent to three month’s expenditure. The Trustees considers that reserves at this level will ensure that, in the event of a significant drop in funding, they will be able to continue the charity’s current activities while consideration is given to ways in which additional funds may be raised.

During the year the charity received total income of £175,435 (2024 - £160,980) and recorded expenditure of £170,159 (2024 - £156,186). This led to a surplus for the year of £5,276 (2024 - surplus £4,794) which led to total funds at the year end of £1,125,252 (2024 - £1,119,976).

Structure, governance and management

HBCC CIO is a Charitable Incorporated Organisation governed by the Constitution dated 3rd February 2020.

The Trustees who served during the year and up to the date of signature of the financial statements were:

Steven Barrett Stuart Roberts Jonathan Chetwood Nicholas Taylor Susan Baxendale (Appointed 10 February 2025)

New trustees are appointed by the existing trustees in accordance with the Constitution.

The Church is run by a Leadership team, comprising the Pastors, elder, and other nominated leaders, who together exercise spiritual and practical leadership.

The Trustees retain responsibility for legal matters such as employment and health and safety.

The Trustees' report was approved by the Board of Trustees.

Steven Barrett Trustee Dated: 26 October 2025

Page 4

HESKETH BANK CHRISTIAN CENTRE

STATEMENT OF TRUSTEES' RESPONSIBILITIES

FOR THE YEAR ENDED 31 DECEMBER 2024

Statement of Trustees' responsibilities

The Trustees are responsible for preparing the Trustees' Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England and Wales requires the Trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the Charity and of the incoming resources and application of resources of the Charity for that year.

In preparing these financial statements, the Trustees are required to:

The Trustees are responsible for keeping sufficient accounting records that disclose with reasonable accuracy at any time the financial position of the Charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the Trust Deed. They are also responsible for safeguarding the assets of the Charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Page 5

HESKETH BANK CHRISTIAN CENTRE

INDEPENDENT EXAMINERS REPORT TO THE TRUSTEES OF HESKETH BANK CHRISTIAN CENTRE

FOR THE YEAR ENDED 31 DECEMBER 2024

I report to the trustees on my examination of the financial statements of Hesketh Bank Christian Centre ('the charity') for the year ended 31 December 2024, which are set out on pages 7 to 16.

Respective responsibilities of Trustees and examiner

The charity’s Trustees are responsible for the preparation of the financial statements. The charity's Trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed.

It is my responsibility to:

(i) examine the financial statements under section 145 of the 2011 Act;

(ii) to follow the procedures laid down in the general Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act; and

(iii) to state whether particular matters have come to my attention.

Basis of independent examiner's report

My examination was carried out in accordance with the general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the financial statements presented with those records. It also includes consideration of any unusual items or disclosures in the financial statements, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the financial statements present a ‘true and fair view’ and the report is limited to those matters set out in the next statement.

Independent examiner's statement

In connection with my examination, no matter has come to my attention:

O J Grills FCA (Independent examiner)

for and on behalf of J A Fell & Company Chartered Accountants 40 Hoghton Street, Southport, PR9 0PQ

Dated: 26 October 2025

Page 6

HESKETH BANK CHRISTIAN CENTRE

STATEMENT OF FINANCIAL ACTIVITIES (including income and expenditure account)

FOR THE YEAR ENDED 31 DECEMBER 2024

----- Start of picture text -----
Unrestricted Restricted Total Total
Funds Funds Funds Funds
2024 2024 2024 2023
Note £ £ £ £
Income from:
Donations and legacies 2(a) 111,843 2,570 114,413 111,556
Charitable activities 2(b) 16,608 - 16,608 19,322
-
Other trading activities 2(c) 28,200 28,200 15,784
Investment income 2(d) 16,214 - 16,214 14,318
Total income 172,865 2,570 175,435 160,980
Expenditure on:
Charitable activities 3 165,594 4,565 170,159 151,354
- - -
Property refurbishment 4,832
Total expenditure 165,594 4,565 170,159 156,186
Transfers between funds (1,693) 1,693 - -
Surplus for the year 5,578 (302) 5,276 4,794
Total funds brought forward 1,118,186 1,790 1,119,976 1,115,182
Total funds carried forward 1,123,764 1,488 1,125,252 1,119,976
----- End of picture text -----

The Statement of Financial Activities includes gains and losses recognised in the year.

All income and expenditure derive from continuing activities.

The Statement of Financial Activities for the comparative year can be found in Note 14.

The notes on pages 9 - 16 form part of these financial statements.

Page 7

Charity registration number: 1187821

HESKETH BANK CHRISTIAN CENTRE

BALANCE SHEET

AS AT 31 DECEMBER 2024

----- Start of picture text -----
2024 2023
Note £ £
Fixed assets
Tangible assets 7 1,038,895 1,039,919
Current assets
Debtors 8 5,918 4,231
Cash at bank and in hand 82,306 76,769
88,224 81,000
Less: Current liabilities
Creditors falling due within one year 9 (1,867) (943)
Net current assets 86,357 80,057
Net assets 1,125,252 1,119,976
Reserves
Restricted funds 12 1,488 1,790
Designated funds 11 9,185 8,641
Unrestricted funds 11 1,116,272 1,109,545
Total funds 1,126,945 1,119,976
----- End of picture text -----

These financial statements were approved by the board of trustees and authorised for issue on 26 October 2025.

………………………………

Steven Barrett, Trustee

Page 8

HESKETH BANK CHRISTIAN CENTRE

NOTES TO THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2024

1 ACCOUNTING POLICIES

Charity information

Hesketh Bank Christian Centre is a Charitable Incorporated Organisation with a registered number of 1187821 and is governed by a trust deed dated 6 February 2020.

1.1 Accounting convention

These accounts have been prepared in accordance “Accounting and Reporting by Charities” the Statement of Recommended Practice for charities applying FRS 102, the Charities Act 2011 and UK Generally Accepted Accounting Practice as it applies from 1 January 2015. The charity is a Public Benefit Entity as defined by FRS 102.

The financial statements have been prepared under the historical cost convention. The principal accounting policies adopted are set out below.

1.2 Charitable funds

Unrestricted funds are available for use at the discretion of the trustees in furtherance of their charitable objectives unless the funds have been designated for other purposes.

Restricted funds are subject to specific conditions by donors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the financial statements.

Designated funds are those unrestricted funds set aside by the Trustees for specific purposes.

1.3 Incoming resources

Income is recognised when the charity is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received. Cash donations are recognised on receipt. Other donations are recognised once the charity has been notified of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement, and the amount of the obligation can be measured reliably. Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single

activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges are allocated on the portion of the asset’s use.

Page 9

HESKETH BANK CHRISTIAN CENTRE

NOTES TO THE FINANCIAL STATEMENTS (continued)

FOR THE YEAR ENDED 31 DECEMBER 2024

1 ACCOUNTING POLICIES (continued)

1.4 Tangible fixed assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.

Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Freehold land and buildings Straight line 15 years Fixtures and fittings 10% reducing balance Equipment 25% reducing balance Motor vehicles 25% reducing balance

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset and is recognised in net income/(expenditure) for the year.

1.5 Impairment of fixed assets

At each reporting end date, the charity reviews the carrying amounts of its tangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any).

1.6 Retirement benefits

Payments to defined contribution retirement benefit schemes are charged as an expense as they fall

1.7 Critical accounting estimates and judgements

In the application of the Charity’s accounting policies, the Trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these ti t

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

Page 10

HESKETH BANK CHRISTIAN CENTRE

NOTES TO THE FINANCIAL STATEMENTS (continued)

FOR THE YEAR ENDED 31 DECEMBER 2024

----- Start of picture text -----
2 INCOME
Unrestricted Restricted Total Total
Funds Funds Funds Funds
2024 2024 2024 2023
£ £ £ £
(a) Donations and legacies:
Donations and gifts 92,532 2,570 95,102 93,770
Gift aid receivable 19,311 - 19,311 17,786
111,843 2,570 114,413 111,556
(b) Charitable activities:
-
PEEP/Family/Youth activities 16,608 16,608 19,322
(c) Other trading activities
PEEP events 2,007 - 2,007 996
Other events 6,337 - 6,337 -
Café Aroma income 19,856 - 19,856 14,788
-
28,200 28,200 15,784
(d) Investment income:
-
Rental income (all sources) 16,100 16,100 14,318
Bank interest 114 - 114 -
-
16,214 16,214 14,318
Total Income 172,865 2,570 175,435 160,980
----- End of picture text -----

Page 11

HESKETH BANK CHRISTIAN CENTRE

NOTES TO THE FINANCIAL STATEMENTS (continued)

FOR THE YEAR ENDED 31 DECEMBER 2024

----- Start of picture text -----
3 EXPENDITURE ON CHARITABLE ACTIVITIES
Worship & YPC and Worship & YPC and
PEEP Total PEEP Total
Ministry Youth Ministry Youth
2024 2024 2024 2024 2023 2023 2023 2023
£ £ £ £ £ £ £ £
Staff costs 45,697 14,939 21,518 82,154 42,578 10,065 20,273 72,916
Meeting and event costs 15,788 2,110 2,103 20,001 13,449 1,877 9,122 24,448
- - - -
Missionary work and donations 13,702 13,702 10,930 10,930
- - - -
Mindfulness garden 1,719 1,719 2,370 2,370
- -
75,187 18,768 23,621 117,576 66,957 14,312 29,395 110,664
Share of support costs (see note 4) 33,625 8,394 10,564 52,583 5,262 24,620 10,808 40,690
108,812 27,162 34,185 170,159 72,219 38,932 40,203 151,354
Analysis by fund:
Unrestricted funds - general 105,966 25,443 34,185 165,594 70,219 36,562 40,203 146,984
Restricted funds 2,846 1,719 - 4,565 2,000 2,370 - 4,370
108,812 27,162 34,185 170,159 72,219 38,932 40,203 151,354
----- End of picture text -----

Page 12

HESKETH BANK CHRISTIAN CENTRE

NOTES TO THE FINANCIAL STATEMENTS (continued)

FOR THE YEAR ENDED 31 DECEMBER 2024

4 SUPPORT COSTS

Unrestricted
Restricted
funds
funds
2024
2024
£
£
Telephone
1,449
-
Office Costs
1,822
-
Sundry
1,152
-
Bank Charges
180
-
Property Costs
31,080
-
Cleaning and repairs
6,086
-
Depreciation
2,439
-
Insurance
5,910
-
Subscriptions
2,465
-
52,583
-		 Unrestricted
funds
2024
£
1,449
1,822
1,152
180
31,080
6,086
2,439
5,910
2,465
52,583		 Unrestricted
funds
2023
£
1,862
811
3,138
257
18,507
5,211
2,804
5,645
2,455
40,690

5 TRUSTEES

None of the trustees (or any persons connected with them) received any remuneration or benefits from the charity during the year (funds - none).

6 EMPLOYEES

The average monthly number of employees during the year were:
Number
Employment Costs
Wages and salaries
Pension costs		 2024
Number
5
2024
£
80,959
1,196
82,154		 2023
Number
6
2023
£
71,509
1,407
72,916

No employee earned more than £60,000 throughout the year (2023 - none).

Page 13

HESKETH BANK CHRISTIAN CENTRE

NOTES TO THE FINANCIAL STATEMENTS (continued)

FOR THE YEAR ENDED 31 DECEMBER 2024

----- Start of picture text -----
7 FIXED ASSETS
Land and Fixtures and Computer Motor
Buildings Fittings Equipment Vehicles Total
£ £ £ £ £
Cost
At 1 January 2024 1,023,723 67,714 54,636 9,000 1,155,073
Additions - 1,416 - - 1,416
- - - - -
Disposals
A 31 December 2024 1,023,723 69,130 54,636 9,000 1,156,489
Depreciation
-
At 1 January 2024 54,588 51,566 9,000 115,154
- -
Charge for the year 1,310 1,130 2,440
- - - - -
On disposals
A 31 December 2024 - 55,898 52,696 9,000 117,594
Net book value
A 31 December 2024 1,023,723 13,232 1,940 - 1,038,895
At 31 December 2023 1,023,723 13,126 3,070 - 1,039,919
8 DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2024 2023
£ £
Gift aid due from HMRC 5,084 4,231
Other debtors 834 -
5,918 4,231
----- End of picture text -----

Page 14

HESKETH BANK CHRISTIAN CENTRE

NOTES TO THE FINANCIAL STATEMENTS (continued)

FOR THE YEAR ENDED 31 DECEMBER 2024

9 CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

Tax and social security
Accruals and deferred income
10
Tangible fixed assets
Current assets
Current liabilities
ANALYSIS OF NET ASSETS		 2024
£
943
924
1,867
Restricted
Unrestricted
Total
2024
2024
2024
£
£
£
-
1,038,895
1,038,895
1,488
86,736
88,224
-
(1,867)
(1,867)
1,488
1,123,764
1,125,252		 2023
£
943
-
943
Total
2023
£
1,039,919
81,000
(943)
1,119,976

11 UNRESTRICTED FUNDS

Balance at
Transfers
Received
Expended
01.01.24
in year
in year
in year
£
£
£
£
General Funds
1,109,545
(8,798)
172,865
(157,340)
Designated Funds:
Local
1,849
-
-
-
Compassion Acts
988
4,399
-
(4,127)
Church Boiler
4,816
-
-
-
Cedar House
988
-
-
(988)
Source of Hope
-
4,399
-
(3,139)
1,118,186
-
172,865
(165,594)
Balance at
Transfers
Received
Expended
Prior year
01.01.23
in year
in year
in year
£
£
£
£
General Funds
1,102,534
(12,021)
157,751
(138,719)
Designated Funds:
Local
2,611
-
-
(762)
Compassion Acts
-
4,197
-
(3,209)
Church Boiler
4,816
-
-
-
Cedar House
-
4,197
-
(3,209)
Transforming Lives for Go
1,085
-
-
(1,085)
1,111,046
(3,627)
157,751
(146,984)		 Balance at
31.12.24
£
1,116,272
1,849
1,260
4,816
-
1,260
1,125,457
Balance at
31.12.23
£
1,109,545
1,849
988
4,816
988
-
1,118,186

The church allocates 8-10% of donated income to benefit others through donations to other churches and to assist with local needs.

Page 15

HESKETH BANK CHRISTIAN CENTRE

NOTES TO THE FINANCIAL STATEMENTS (continued)

FOR THE YEAR ENDED 31 DECEMBER 2024

12
RESTRICTED FUNDS
Earthquake appeal
five19
Video Equipment
Nepal appeal
Mindfulness Garden
Prior year
Earthquake appeal
five19
Video Equipment
Mindfulness Garden		 Balance at
Transfers
Income
Expenditure
01.01.24
in year
in year
in year
£
£
£
-
-
-
-
-
-
-
-
1,790
-
-
(603)
2,544
(2,243)
-
1,693
26
(1,719)
1,790
1,693
2,570
(4,565)
Balance at
Transfers
Income
Expenditure
01.01.23
in year
in year
in year
£
£
£
-
683
1,317
(2,000)
2,346
2,486
-
(4,832)
1,790
-
-
-
458
1,912
(2,370)
4,136
3,627
3,229
(9,202)		 Balance at
31.12.24
£
-
-
1,187
301
-
1,488
Balance at
31.12.23
£
-
-
1,790
-
1,790

14 COMPARATIVE STATEMENT OF FINANCIAL ACTIVITIES

Note
Income from:
Donations and legacies
2(a)
Charitable activities
2(b)
Other trading activities
2(c)
Investment income
2(d)
Total income
Expenditure on:
Charitable activities
3
Property refurbishment
Total expenditure
Transfers between funds
Net income/(expenditure)
Total funds brought forward
Total funds carried forward		 Unrestricted
Restricted
Funds
Funds
2023
2023
£
£
108,327
3,229
19,322
-
15,784
-
14,318
-
157,751
3,229
146,984
4,370
4,832
146,984
9,202
(3,627)
3,627
7,140
(2,346)
1,111,046
4,136
1,118,186
1,790		 Total
Funds
2023
£
111,556
19,322
15,784
14,318
160,980
151,354
4,832
156,186
-
4,794
1,115,182
1,119,976

Page 16

REF. NUMBER
GJWCS-8NLQJ-WPKUF-CTTXO
DOCUMENT COMPLETED BY ALL PARTIES ON
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UTC
SIGNER
TIMESTAMP
SIGNATURE
STEVEN BARRETT
EMAIL
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SENT
26 OCT 2025 20:22:00
VIEWED
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SIGNED
26 OCT 2025 21:04:45
IP ADDRESS
104.28.40.91
LOCATION
MANCHESTER, UNITED KINGDOM
RECIPIENT VERIFICATION
EMAIL VERIFIED
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OLIVER GRILLS
EMAIL
OLIVERGRILLS@JAFELL.CO.UK
SENT
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LOCATION
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