Trustees’ Annual Report
& Statement of Financial Activity for the period 1 April 2025 to 31 March 2026
Trustees
Eleanore Hargreaves Diana Davies Pauline Saxby Hazel McNeill
Completed 10/06/2026
Mindful Surrey Charity No: 1187713
1. Introduction
1.1 Charitable Objects
The object of the CIO for the year ending March 31[st ] 2026 was the advancement of education for people of all ages and backgrounds, in Surrey, Sussex and throughout the UK. The aim is to promote, sustain and increase individual and collective knowledge and understanding of mindfulness training, skills and expertise. Through participation in Mindful Surrey’s courses and events, individuals can develop their capabilities, competences, skills and understanding in order to enhance and transform their mental health and wellbeing.
1.2 Financial period
Our financial period lasts 12 months and runs from April 1[st] to March 31[st] .
1.3 Income and spending
Our total income for the year was £13,793. This was £5,483 from charitable activities and donations, plus £8,309 cash funds at the start of the year. This is a gross income decrease from the previous year which was £20,627 As we had sufficient funds we were able to offer free support to people on low incomes and community groups, but unless we secure extra funding, we will be less able to do this in the future.
The spending was £11,540.
Our accounts are prepared on a receipts and payments basis. We started the year on 1.4.25 with cash funds of £8,309. End of year balance, 31.3.26: £2,253. Full details of receipts and payments can be found in the accounts for the year.
We kept the price for the 8-week MBSR course at £195 for online and £225 for in-person, as the previous year. The weekly drop-ins cost remained at £80 for two months. Our charge to schools varied, according to their location and the length of sessions we provided.
1.4 Government contracts
Mindful Surrey did not receive any contracts from central government or a local authority during the financial period of this return.
1.5 Government grants
Mindful Surrey did not receive any grants from central government or a local authority during the financial period of this return.
1.6 Income breakdown
The total value of income received during the financial period of this return was as follows:
a) Donations and legacies £124 b) Charitable activities £5,360 c) Other trading activities Zero d) Investments Zero
1.7 Details of Any Funds Materially in Deficit
The Charity has no funds which are materially in deficit.
1.8 Investments Policy & Objectives
The charity does not make investments.
2. Spend
2.1 Grant making
Grant making is not the main way Mindful Surrey carries out its purposes. The charity does not award any grants or make social or programme-related investments.
2.2 Trustee payments
All Trustees act in a voluntary capacity and receive no remuneration or other material benefits from their services to the charity.
Out-of-pocket expenses necessarily and reasonably incurred by Trustees in promoting the purposes of the charity are reimbursed at cost.
2.3 Statements on liabilities
The trustees declare that:
The charity has given no guarantees where potential liability under the guarantee is outstanding at the date of this statement.
The charity has no debt outstanding at the date of this statement which is owed by the CIO and which is secured by an express charge on any assets of the CIO.
3. Activities outside of the United Kingdom
3.1 Income received from outside the United Kingdom
The charity did not receive income from outside of the United Kingdom in the financial period of this return.
3.2 Delivering charitable activities outside of the United Kingdom
The charity did not deliver charitable activities outside of the United Kingdom in the financial period of this return.
3.3 Spending outside the United Kingdom
The charity did not spend funds outside of the United Kingdom in the financial period of this return.
4. Trading subsidiaries
The charity does not have any trading subsidiaries.
5. Charity addresses and property
The public address details displayed on the Register of Charities are correct.
6. Structure and membership
The charity is not part of a wider group structure with a parent body and subsidiary bodies.
7. Employees and volunteers
7.1 Employees
At the end of the financial period of this return, one self-employed person was working for the charity, Catherine Nasskau; she did not work on behalf of the charity outside the UK. There were no permanent employees or people on fixed-term contracts.
7.2 Volunteers
Excluding trustees, four volunteers carried out charitable activities on behalf of our charity in the United Kingdom during the financial period of this return.
Volunteers are used by Mindful Surrey to help with the website, marketing and Google Ads. We are in the Reach volunteering programme and this is the main way we find volunteers to help with aspects of running the charity that Catherine Nasskau does not have time or expertise to do. We worked with four people last year, digital marketing consultants who helped with the Google Ads and SEO. Our Reach advert for assistance with fund-raising and Google Ads is still open and we hope to find someone with more time to assist in the future.
7.3 Trustee selection methods
There must be at least three charity trustees. The maximum number of trustees is 12.
In accordance with the constitution, trustees are appointed or re-appointed for a term of three years by a resolution passed at a properly convened meeting of the charity trustees.
In appointing trustees, due consideration is given to ensuring that the trustees have, between them, the skills and experience necessary to manage the charity effectively and in accordance with charity law.
8. Governance
8.1 Policies and procedures
The charity had the following policies and procedures in place at the end of the financial period of this annual return:
Financial controls policy and procedures Safeguarding policy and procedures Equal Opportunities policy Privacy policy
8.2 Statutory Declaration
The Trustees confirm that they have paid due regard to the guidance issued by the Charity Commission on public benefit in deciding what activities the charity should undertake.
9. Safeguarding and risk
9.1 Safeguarding
The charity provided services to children and adults at risk in the financial period of the return. The charity obtained the required level of DBS Checks for all roles which were eligible for them in the financial period of this return.
All required Standard and Enhanced DBS checks were obtained.
9.2 Serious Incidents
The charity is not aware of any serious incidents or near-misses during the financial period of this return.
10. Activities & achievements
10.1 Overview
Over the year Mindful Surrey has continued to offer mindfulness training to help people with their mental and physical health and wellbeing. Our sessions have been in the form of 8-week courses, drop-in sessions, one-to-one coaching, sessions with community groups and charitable organisations, and sessions in schools. Our sessions have been run online and in-person in Dorking, Surrey. Using Zoom has meant that local people who cannot travel can be offered support.
10.2 Outputs and outcomes
MBSR (Mindfulness-Based Stress Reduction) courses:
We ran two online, 8-week courses throughout the year. MBSR course is the standard mindfulness course taught all over the world which helps people with a wide range of experiences and challenges. Income from the MBSR courses was £1,365.
Mindful Eating courses:
We ran one 8-week course, online. Participants have found the course to be extremely helpful in dealing with all aspects of emotional eating, and it has led to specific changes in their eating habits and overall physical and mental health. Income from this was £459.
Sleep course:
This was a new 4-week, online course and helped people who wanted a general training in mindfulness meditation for stress, as well as those who wanted help with sleep. Income from this course was £230.
Drop-in sessions:
We continued with the popular weekly, live online classes throughout the year. We ran weekly Tuesday morning sessions for everyone and Retreat days for people who had taken the MBSR course, with us or elsewhere, or who had a similar level of meditation experience. Income from the drop-ins and retreats days was £1,370.
One-to-one sessions:
Demand for these declined this year, and we only worked with one woman, in-person. Income from 1-1s was £216.
Schools, colleges, community groups and charitable organisations:
We ran two sessions with East Surrey College to help staff and students with stress and improving their sleep.
We were pleased to work with Action on Disability again and ran a second session for carers and people with disabilities.
We ran weekly online sessions for older people through Restless, from April to September.
Income from East Surrey College, Action for Disability and Restless was £1,720
Testimonials and feedback:
We request feedback following every course or class, which is shared with trustees. We also publish testimonials on the website. Mindful Surrey UK is registered with Coursecheck, an organisation that publish online, unedited feedback and reviews of courses. There is a link to Coursecheck on the website so the public can discover what participants have gained from our MBSR course and other sessions.
Conclusion:
Mindful Surrey UK is fairly unique as an organisation offering mindfulness training to individuals, schools and organisations who cannot afford to pay for it – not many mindfulness classes are delivered by charities and offered for free. It is worth spending time fund-raising in order to fulfil our mission of making our classes accessible to all.
There continues to be a great need to support people of all ages with their mental health, particularly younger people and children. The NHS waiting lists are long and many people are unable to pay for professional support.
Mindfulness training is very effective at helping people deal with stress, anxiety, depression, bereavement, sleep problems, as well as difficulties with relationships, and physical pain or illness. It is useful that it works so well delivered via live, online sessions.
It is rewarding to read people’s testimonials following our courses and to hear how beneficial people found them over the last year. Many people reported that coming to the sessions really helped them with the consequences of the pandemic and the cost-of-living crisis.
10.3 How the public have benefitted
We offered support to people on low incomes throughout the year, in addition to supporting people who were able to pay for sessions. We have supported people with a very wide range of needs, and it is pleasing to be able to support so many people, both online and through in-person sessions.
10.4 Performance
We had sufficient income to run effective courses and events for adults. We plan to raise more funds through grants for the year ahead.
.
10.5 Looking ahead
It was gratifying to be able to help Surrey residents on low incomes who were in desperate need of help and who could not access any other professional support. We look forward to continuing with this in the future.
10.6 Principal risks facing the charity
The principal risk facing the charity would be if we were no longer able to participate in the Google Ads Non-profit programme, which gives us $10,000 worth of Ads a month. This allows us to promote our work online at no cost and results in around 50 website visits a day. There are certain things we need to do on a regular basis for Google to allow us to stay in the programme. Catherine Nasskau spends time working with the digital volunteer managing the ads. This is the most significant factor in maintaining and developing our online presence.
As our classes are delivered online as well as in-person, and what we offer can be adapted according to our income, the charity does not face any other major risks. Awareness of mindfulness as an effective intervention and tool to support good mental health and wellbeing continues to grow, as does our public profile, and we are steadily getting an increasing number of referrals, both from professional health practitioners as well as word of mouth. Therefore we have no concerns about Mindful Surrey as a going concern.
11. Reference and administration details
11.1 Charity name & registration
Name of the Charity: Mindful Surrey UK Charity No: 1187713
Mindful Surrey is not registered with HM Revenue & Customs
11.2 Charity’s principal address
13 Warrenne Rd, Brockham, Surrey RH3 7JY
e-mail: info@mindfulsurrey.co.uk website: www.mindfulsurrey.co.uk
11.3 Names of the trustees who manage the charity
Diana Davies, Eleanore Hargreaves, Pauline Saxby, Hazel McNeill. The role of Chair is rotated between the trustees.
11.4 Names of advisors & senior members of staff
Catherine Nasskau, Director of Mindful Surrey UK, Mindfulness teacher
11.5 Bank
NatWest Bank
12 Station Road East, Oxted, Surrey RH8 0PR Depot code 063
12. Structure, governance & management
12.1 Type of governing document
Constitution
.
12.2 Policy on reserves
£500 is to be kept as minimum reserves. Although our income forecast is uncertain, we are able to adapt our expenditure according to our income, and we rarely incur unexpected expenses. We have an arrangement with our usual venue in Dorking that if we are unable to run a course, we do not need to pay any charges as long as we give one month’s notice; the venue management are willing to make this a shorter period in exceptional situations.
In an emergency we can reduce all costs apart from annual expenses such as website, email, Zoom, insurance and perhaps venue hire. Our reserves would cover those costs for six months. We can always reduce service delivery on a temporary basis in an emergency too. There would be no costs incurred if we had to close down, such as redundancy and we have no outstanding debtors.
Catherine Nasskau is employed on a freelance basis and the agreement is that she would not be remunerated if there are insufficient funds to pay her quarterly salary. Most participants pay for sessions in advance, with people on low incomes sometimes paying in instalments; all final payments are made by the last session of a course. Therefore it is straightforward to budget and plan for emergencies.
The reserves policy has been approved by the trustees and is as follows:
1. Purpose of the Reserves Policy
The purpose of this reserves policy is to ensure that Mindful Surrey UK manages its funds responsibly, meets its ongoing commitments, and remains financially stable in the event of unforeseen circumstances or temporary funding shortfalls.
2. Definition of Reserves
For the purposes of this policy, reserves are defined as those funds that are freely available to spend on any of the charity’s purposes. This excludes restricted income funds, endowments, and any funds that have been designated for a specific future use.
3. Reserves Target
The charity aims to hold unrestricted reserves equivalent to 3 to 6 months of core operational expenditure. Based on our current budgeted, core operational expenditure the target range for reserves is:
Minimum reserves level: £500 Preferred reserves level: £1,000 Maximum reserves level: £2,000
This level has been set to cover essential costs such as insurance, venue hire, Zoom/Wix subscriptions, and basic project delivery in the event of income shortfall or delay.
4. Monitoring and Review
The reserves level is reviewed by the trustees at least annually, during the budgeting process, and whenever there is a significant change in income, risk, or expenditure. If reserves fall below the minimum level, the trustees will develop a plan to rebuild them, but they will not be individually
responsible for raising money or liable for personal contributions to the charity. If reserves rise above the maximum target, the surplus will be allocated to support the charity’s objectives.
5. Transparency
The reserves policy is reviewed annually and included in the charity’s Trustees’ Annual Report and Accounts in accordance with Charity Commission guidance.
Approved by the Trustees and signed on their behalf.
June 10, 2026
Catherine Nasskau
CHARITY COfvINII5510N T iX.GIR4ND Mlndlul Sur¥8y UK 1187713 Receipts and payments accounts CC16a Forthe period To 01.04.25 31.3.26 Section A Receipts and payments Vnrestricted fund5 to the Restricted funds Endowment funds Total funds Last year tD the n¥Atsst £ ta th• n•arnst £ to thè neaTesl £ to Ihe nearest£ A1 Receipts SumTllEr MBSR Alumn MBSR Autumn ME & Sp Mmerlsptjrwa MBSR DropM?5. Reltpats 620 1,984 533 1.245 1,348 1,750 3.965 1.070 137 689 745 1,370 215 855 Intrepid Owls (Re51 Less ID 24-25 otatè, schools Grants. dGnatK)nS Mole Va118 Lotte Gross income forAR 124 5.484 Sub totsl 12.812 A2 Asset and thvestm8nt sales, (see tsblel. Sub total Total rgceipts 812 A3Pa ents JaTrMarth 25. CN sdary in Ap?11 il-Junp E5. CN sary July-Sept25. CN sary Ocl-Dec 25. CN 5a JatFknh 26. CN S?ry PosLage CPD (Happierl Ernal & domain WLK %Yebshe Microsoft Office Zoorn 2.960 2.480 2.480 560 2.120 42 1.800 2.720 2.960 3.000 47 575 133 130 80 316 315 168 210 82 15 195 VenvES In$wantt, DBS er5. osler5 Equipmenl handbooks 89 Sub tot81 12 31&0D A4 Asset and investment Purchases. (see t#blel Sub total Totalpaymgnts 11.540 12,318 Net of rec8iptsI(payments) - A5 Transfer5 between funds A6 Cash funds last year end Cash funds this yoar end 6.056 8,309 1253 7,815 CCXX R1 accoun18 ISSI
Section B Statement of assets and liabilities at the end of the period Unrestrlcted funds Restrlcted lunds toneare51£ Endowm•nt funds nearest£ to B1 Cash futids Total Gash funds 2,253 Unro$tiiclod fund5 RestriGlod funds Endowment funds Det211s to near£ B2 Other monetary assets Fund towh5ch CumiTLt* onal Deta.'Is C091loptiondl B3 Invgthenl assets Fund tv vlhich as3et belon CuTrentYdlue on B4 Assets retsined for the Gharty's own use Fund to whlch llabS1 relates unidué on Whqn due 85 Liabilities Signed by tne ortwo trustees M behslf of all the Signature Print Name Date of roval CCXX R2 acrounts ISSI
CHARITY COMMISSION FOR ENGLAND AND WALES Independent examiner's report on the accounts Section A Independent Examiner's Report Rèport to the trusteesl Mindful Surrey UK members of On accounts for the year 31.3.2026 ended Charity no 1187713 (if any) Set out on pag8$ 1- 2 I report lo the trustees on My examination of the accounts of the above charity 1.the Trust'l for the year ended 31103 12026. Responslbillties and As the charity trustees olthe Trust. you are responsible for the preparation of basis of report the accounts in ac¢ord8nce with the requirements of Ihe Charities Act 2011 I'lhe Actj. I report in respect of my examination of the Trust's a¢counts earried out under section 145 of the 2011 Act and in carying out my examination, I have followed the applicable Directions given by the Chaiity Commission under section 145(5){bl of the Act. I have completed my examination. I confirm thal no material matters have come to my attention in connection with the examination which gives me ause to believe that in, ary material resped.. accounting records were not kept in accordan¢e with section 130 of the Act or the accounts dc not accord vth the accounting recoTds I have no concems and have come across no other matters in connection with the examination to which attention should be drawn in order lo enable proper understanding of the accounts to be reached. Independent examIneS statement Signed: Name: Catherine Matthews Relevant professional Chartered Accountant quallfiGation(s) or body: Address: 18 Beckei Wood. Newdigate, Surrey RH5 5AQ