
## **Trustees’ Annual Report for the period** 

## **From 01/01/2024   Period start date To 31/12/2025   Period end date** 

## **Charity name: ZITASES FOUNDATION CIO** 

## **Charity registration number: 1187673** 

## **Objectives and Activities** 

|**Objectives and Activities**|||
|---|---|---|
||SORP reference||
|Summary of the purposes of the charity as set<br>out in its governing document|Para 1.17|**THE PREVENTION OR RELIEF OF POVERTY IN THE UK**<br>**(INCLUDING HOMELESSNESS AND MENTAL HEALTH ISSUES),**<br>**AND OTHER AFRICAN COUNTRIES, IN PARTICULAR BUT NOT**<br>**EXCLUSIVELY NIGERIA, BY PROVIDING SUPPORT AND**<br>**ASSISTANCE, GRANTS, ITEMS AND SERVICES TO CHARITIES**<br>**OR OTHER ORGANISATIONS WORKING TO PREVENT OR**<br>**RELIEVE POVERTY. THE PREVENTION OR RELIEF OF POVERTY**<br>**IN THE UK (INCLUDING HOMELESSNESS AND MENTAL HEALTH**<br>**ISSUES), AND OTHER AFRICAN COUNTRIES, IN PARTICULAR**<br>**BUT NOT EXCLUSIVELY NIGERIA, BY PROVIDING SUPPORT**<br>**AND ASSISTANCE, GRANTS, ITEMS AND SERVICES TO**<br>**CHARITIES OR OTHER ORGANISATIONS WORKING TO**<br>**PREVENT OR RELIEVE POVERTY.**|
|Summary of the main activities in relation to<br>those purposes for the public benefit, in<br>particular, the activities, projects or services<br>identified in the accounts.|Para 1.17 and 1.19|A Charity Foundation committed to transforming lives<br>and giving hope to vulnerable individuals, by<br>supporting the less-privileged, disability,<br>homelessness, mental health and well-being, young<br>adults and children in care, orphanages and the<br>general eradication of poverty. We help to sponsor|





|||programmes and projects for empowerment and help<br>give individuals the opportunity to live a better and<br>healthier life. Our activities include assistance and<br>enabling of Disability, The Prevention Or Relief Of<br>Poverty, Education/training, General Charitable<br>Purposes. The Advancement Of Health Or Saving Of<br>Lives Overseas Aid/famine Relief Recreation Other<br>Charitable Purposes.|
|---|---|---|
|Statement confirming whether the trustees<br>have had regard to the guidance issued by the<br>Charity Commission on public benefit|Para 1.18|**We, the members of trustees of ZITASES FOUNDATION CIO, have**<br>**great regards to all the guidance issued by the Charity**<br>**Commission on public benefit.**|



## **Additional information (optional)** You may choose to include further statements where relevant about: 

||<br>SORP reference||
|---|---|---|
|Policy on grant making|Para 1.38|**As stated in our constitution**|
|Policy on social investment including program<br>related investment|Para 1.38|**In due compliance and as stipulated in our charity activities.**|
|Contribution made by volunteers|Para 1.38|**Our volunteers assist in carrying out activities for the charity as**<br>**available.**<br>**They contribute to the smooth and effective distributions during**<br>**charity work.**|
|Other|||





## **Achievements and Performance** 

|**Achievements and Performance**|||
|---|---|---|
||SORP reference||
|Summary of the main achievements of the<br>charity, identifying the difference the charity’s<br>work has made to the circumstances of its<br>beneficiaries and any wider benefits to society<br>as a whole.|Para 1.20|**Our Charity activities covered areas such as;**<br>Children/young People, Elderly/old People, People<br>with Disabilities, Working with other Charities Or<br>Voluntary Bodies.<br>Some of our charity work also included working with<br>the General Public/mankind.<br>For example in the field work of distribution of face<br>masks and hand sanitizers on the streets and some<br>shopping areas in London.<br>We work with People of various ethnicities and races.<br>We hosted a fundraising event to help raise funds for Cancer<br>Now UK in February2020.<br>We took part in the distribution of palliatives, sanitizers and other<br>hygiene needs to care homes in the south east of London during<br>the height of the pandemic crisis of the COVID-19 and the<br>subsequent lockdown period to help combat the diseases.<br>In December 2020 ending, we visited the homeless people in the<br>city of London, distributing Christmas gifts, warm clothes and hot<br>meals, and also giving out lots of hygiene care packs with hand<br>gels, face masks and toiletries to help them protect themselves<br>and keep safe.|





## **Additional information (optional)** You may choose to include further statements where relevant about: 

|<br>Achievements against objectives set|<br>Para 1.41|**Our achievements are in line with the objectives set in our charity**<br>**constitution and as specified by the charity commission UK.**|
|---|---|---|
|Performance of fundraising activities against<br>objectives set|Para 1.41||
|Investment performance against objectives|Para 1.41|**Our charity investment performance is below the average due to**<br>**the current covid19 pandemic. However, our investment**<br>**performance is within our charity objectives.**|
|Other|||





## **Financial Review** 

|**Financial Review**|||
|---|---|---|
|Review of the charity’s financial position at the<br>end of the period|Para 1.21||
|Statement explaining the policy for holding<br>reserves stating why they are held|Para 1.22||
|Amount of reserves held|Para 1.22||
|Reasonsfor holdingzeroreserves|Para 1.22||
|Details of fund materially in deficit|Para 1.24||
|Explanation of any uncertainties about the<br>charity continuing as a going concern|Para 1.23||



## **Additional information (optional)** You may choose to include further statements where relevant about: 

|<br>The charity’s principal sources of funds<br>(including any fundraising)|<br>Para 1.47|**Through grant funding, donations and fundraising.**|
|---|---|---|
|Investment policy and objectives including any<br>social investment policy adopted|Para 1.46||
|A description of the principal risks facing the<br>charity|Para 1.46||
|Other|||





## **Structure, Governance and Management** 

|Description of charity’s trusts:|||
|---|---|---|
|<br>Type of governing document<br>(trust deed, royal charter)|Para 1.25|**Charity Constitution**|
|<br>How is the charity constituted?<br>(e.g unincorporated association, CIO)|Para 1.25|**As a Charitable Incorporated Organization**|
|<br>Trustee selection methods including details of<br>any constitutional provisions e.g. election to<br>post or name of any person or body entitled to<br>appoint one or more trustees|Para 1.25|**Apart from the first charity trustees, every trustee must be**<br>**appointed by a resolution passed at a properly convened**<br>**meeting of the charity trustees.**|



## **Additional information (optional)** You may choose to include further statements where relevant about: 

|<br>Policies and procedures adopted for the<br>induction and training of trustees|<br>Para 1.51|**In selecting individuals for charity trustee appointments, the**<br>**charity trustees must have regard to the skills, knowledge and**<br>**experience needed for the effective administration of the CIO**|
|---|---|---|
|The charity’s organisational structure and any<br>wider network with which the charity works|Para 1.51|**The charity trustees will make available to each new trustee, on**<br>**or before his or her first appointment**<br>**1. A copy of the current version of the constitution; and**<br>**2. A copy of the CIO’s latest Trustees’ Annual Report and**<br>**statement of accounts.**|
|Relationship with any related parties|Para 1.51|**There is no clause in the relationship of trustee appointment with**<br>**any related parties. However, every charity trustee must be a**<br>**natural person and no individual may be appointed as a charity**<br>**trustee of the CIO if he or she is under the age of 16 years.**|
|Other|||





## **Reference and Administrative details** 

|Charity name|ZITASES FOUNDATION CIO|
|---|---|
|<br>Other name the charity uses|Zitases Support Need Foundation|
|<br>Registered charity number|<br>1187673|
|Charity’s principal address|No. 6 Merrimans View Upper Luton Road. Chatham.<br>ME5 7BN|
|||





||**Names of the charity trustees who manage the charity**|**Names of the charity trustees who manage the charity**|**Names of the charity trustees who manage the charity**|**Names of the charity trustees who manage the charity**|**Names of the charity trustees who manage the charity**|**Names of the charity trustees who manage the charity**||
|---|---|---|---|---|---|---|---|
||||**Trustee name**|**Office (if any)**|**Dates acted if not for whole**<br>**year**|**Name of person (or body) entitled to appoint trustee (if any)**||
|||1|Linda-Zita Ifeoma<br>Imo||From January 2019 to<br>date|Charity Founder; Linda Imo||
|||2|Theresa Modupe<br>Adetona||From January 2019 to<br>date|Charity Founder; Linda Imo||
|||3|Beverley-Bridget<br>Oluchukwu<br>Adolphus||From January 2019 to<br>date|Charity Founder; Linda Imo||
|||4|Fayemi A.<br>Oluwaseun||From December 2022 to<br>date|Charity Trustees of ZITASES FOUNDATION CIO||
|||5|Chizube Nwadike||From August 2023 to<br>date|||
|||6|Justina Amarah<br>Nawah||From August 2023 to<br>date|||
|||7||||||
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## – Corporate trustees names of the directors at the date the report was approved 

## **Director name** 

Name of trustees holding title to property belonging to the charity 

**Trustee name Dates acted if not for whole year** 



## **Funds held as custodian trustees on behalf of others** 

Description of the assets N/A held in this capacity Name and objects of the N/A charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for N/A safe custody and segregation of such assets from the charity’s own assets 

## **Additional information (optional)** 

## **Names and addresses of advisers (Optional information)** 

|**Type of**<br>**adviser**<br>**Name**<br>**Address**|**Type of**<br>**adviser**<br>**Name**<br>**Address**|**Type of**<br>**adviser**<br>**Name**<br>**Address**|**Type of**<br>**adviser**<br>**Name**<br>**Address**|
|---|---|---|---|
|||||
|||||
|||||
|||||
|**Name of chief executive or names of senior staff members (Optional information)**||||
|||||
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## **Exemptions from disclosure** 

Reason for non-disclosure of key personnel details 



## **Other optional information** 

## **Declarations** 

**The trustees declare that they have approved the trustees’ report above. Signed on behalf of the charity’s trustees Signature(s)** L.Z.Imo **Full name(s)** Linda-Zita Ifeoma Imo **Position (eg Secretary,** Chair and Trustee **Chair, etc) Date** 30/09/25 




Linda Ifeoma Imo 22A Stuart Road DA11 0BZ Gravesend Kent 

10th May 2024 

## **Your Statement of Fees** 

Hello Linda Ifeoma Imo 

Your annual statement of fees is now available and detailed in the letter attached. 

It provides a rundown of all the fees we�ve charged you over the given timeframe within the statement in a standard format, providing you full transparency for fees you�ve paid. 

For more information about fees specific to your account, please read your account terms and conditions, which you�ll find in Online Banking and the Cashplus banking app. 

Thanks 

The Cashplus Team 

Advanced Payment Solutions Limited (APS), trading as Cashplus Bank, is registered in England and Wales at Cottons Centre, Cottons Lane, London SE1 2QG (No.04947027). APS is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Firm Reference Number 671140. APS provides credit facilities subject to approval and affordability, and where accounts continue to meet APS credit criteria. 

MAR.ALL.LET.T.4882.05.23 

Page **1** of **5** 




## **Statement of Fees** 


## **Cashplus** 

Cottons Centre, Cottons Lane, London, SE1 2QG 0330 024 0924 www.cashplus.com 

**Linda Ifeoma Imo Zitases Foundation Cio** 22A Stuart Road DA11 0BZ Gravesend Kent 

|Account|**Business Current Account**|
|---|---|
|Account<br>identification|Account Number: 00081958<br>Sort Code: 08-71-99|
|Period|From 10th May2023 to 09th May2024|
|Date|10th May2024|



- This document provides you with an overview of all the fees for services linked to your payment account during the period shown above. 

- It also informs you about any interest you may have paid or earned during this time. 

- Information on individual transactions and account balance can be found on your account statements. 

## **Summary of fees and interest** 

|**Total fees paid (total package of services fees and total fees paid)**|**Total fees paid (total package of services fees and total fees paid)**|**Total fees paid (total package of services fees and total fees paid)**|**£5.44**|
|---|---|---|---|
|||||
|**Total interest paid**||**interest not applicable**||
|||||
|**Total interest earned**||**interest not applicable**||



> Advanced Payment Solutions Limited (APS), trading as Cashplus Bank, is registered in England and Wales at Cottons Centre, Cottons Lane, London SE1 2QG (No.04947027). APS is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Firm Reference Number 671140. APS provides credit facilities subject to approval and affordability, and where accounts continue to meet APS credit criteria. 

MAR.ALL.LET.T.4882.05.23 

Page **2** of **5** 



## **Detailed statement of fees paid on the account** 

|**Service**|||**Fee**||
|---|---|---|---|---|
|**Service**|**Number of**<br>**times the**<br>**service was**<br>**used**|**Unit fee**|**Number of times**<br>**the fee was**<br>**charged**|**Total**|
|**General account services**|||||
|**Maintaining the account1**||£0.00|fee not charged|**£0.00**|
|**Payments (excluding cards)**|||||
|**Sending money within the**<br>**UK**<br>**Direct Debit**<br>**Standing order**<br>**Receiving money from**<br>**outside the UK**||£0.00<br>£0.00<br>£0.00<br>£0.00|fee not charged<br>fee not charged<br>fee not charged<br>fee not charged|**£0.00**<br>**£0.00**<br>**£0.00**<br>**£0.00**|
|**Refusing a payment due to lack of funds**|||||
|**Direct Debit Rejected**<br>**Payment Fee**||£0.00|fee not charged|**£0.00**|
|**Cards and cash**|||||
|**Debit card payment in**<br>**pounds fee**<br>**Card issue fee**<br>**Additional card, replacement**<br>**or renewal fee**<br>**Funds deposited at Post**<br>**Offices fee**<br>**Cash withdrawal in pounds**<br>**in the UK**|2|£0.00<br>£0.00<br>£0.00<br>£0.00<br>£2.00|fee not charged<br>fee not charged<br>fee not charged<br>fee not charged<br>2|**£0.00**<br>**£0.00**<br>**£0.00**<br>**£0.00**<br>**£4.00**|



Advanced Payment Solutions Limited (APS), trading as Cashplus Bank, is registered in England and Wales at Cottons Centre, Cottons Lane, London SE1 2QG (No.04947027). APS is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Firm Reference Number 671140. APS provides credit facilities subject to approval and affordability, and where accounts continue to meet APS credit criteria. 

MAR.ALL.LET.T.4882.05.23 

Page **3** of **5** 



|**Cash Advances at bank or**<br>**Quasi Cash Transaction**<br>**fees**<br>**Cash withdrawal in foreign**<br>**currency outside the UK**<br>**Debit card payment in a**<br>**foreign currency**|12|£0.00<br>£0.00<br>£0.12|fee not charged<br>fee not charged<br>12|**£0.00**<br>**£0.00**<br>**£1.44**|
|---|---|---|---|---|
|**Overdrafts and related services**|||||
|**Arranged overdraft**<br>**Unarranged overdraft**<br>**Refusing a payment due to a**<br>**lack of funds**<br>**Allowing a payment despite**<br>**lack of funds**||£0.00<br>£0.00<br>£0.00<br>£0.00|fee not charged<br>fee not charged<br>fee not charged<br>fee not charged|**£0.00**<br>**£0.00**<br>**£0.00**<br>**£0.00**|
|**Other services**|||||
|**Cancelling a cheque**||£0.00|fee not charged|**£0.00**|
|**Total fees paid**||||**£5.44**|



## **Detail of interest paid on the account** 

||**Interest rate**|**Interest**|
|---|---|---|
|**Arranged overdraft**|0.0%|**interest not applicable**|
|**Total interest paid**||**interest not applicable**|



## **Detail of interest earned on the account** 

||**Interest rate**|**Interest**|
|---|---|---|
|**Business Current Account**|0.0%|**interest not applicable**|
|**Total interest earned**||**interest not applicable**|



Advanced Payment Solutions Limited (APS), trading as Cashplus Bank, is registered in England and Wales at Cottons Centre, Cottons Lane, London SE1 2QG (No.04947027). APS is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Firm Reference Number 671140. APS provides credit facilities subject to approval and affordability, and where accounts continue to meet APS credit criteria. 

MAR.ALL.LET.T.4882.05.23 

Page **4** of **5** 



## **Additional information** 

Your statement includes any fees that were refunded or corrected. For more details, please refer to your account statements. 

A refund is where a charge has been taken from your account but has since been refunded. 

1 This fee applies from when You first deposit funds to Your Account and will be chargeable on the same day each month as You activated Your Account � except when Your available balance is zero. 

For more details on specific charges applicable to your account, please read your account terms and conditions. These are available in Online Banking and the Cashplus banking app. 

Advanced Payment Solutions Limited (APS), trading as Cashplus Bank, is registered in England and Wales at Cottons Centre, Cottons Lane, London SE1 2QG (No.04947027). APS is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Firm Reference Number 671140. APS provides credit facilities subject to approval and affordability, and where accounts continue to meet APS credit criteria. 

MAR.ALL.LET.T.4882.05.23 

Page **5** of **5** 

