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2022-12-31-accounts

TRUSTEES’ ANNUAL REPORT

For the period beginning: 1 January 2022 Ending: 31 December 2022

Charity name THE ROAD TO PARITY

Registered charity number 1187425

Charity's principal address Office 4, Westminster Chambers

106 Lord St Southport PR8 1LF Email: steps@theroadtoparity.org Website: www.theroadtoparity.org

TRUSTEES

No. Trustee name Office (if any) Dates acted if not for whole
year
Name of person (or body) entitled
to appoint trustee (if any)
1 Jonathan Hill Founder & Chair
2 Richard Owens Secretary
3 Margaret Evison

ADVISORS

ADVISORS ADVISORS ADVISORS
Type of adviser
Name
Address
India partner
representative
Sudeep Dube Learning Links Foundation, Allied House, 2nd Floor, Near
B-7 Post office, Vasant Kunj, New Delhi 110070
India partner
representative
Rashmi Mishra Learning Links Foundation, Allied House, 2nd Floor, Near
B-7 Post office, Vasant Kunj, New Delhi 110070
India partner
representative
Rashid Siddiqui Learning Links Foundation, Allied House, 2nd Floor, Near
B-7 Post office, Vasant Kunj, New Delhi 110070

Structure, governance and management

Trusts

Type of governing document[The charity is governed by a constitution document, dated 27 November ] 2019. How the charity is constituted[The Road to Parity was initially set up as a community organisation. In] January 2020, the Charities Commission for England and Wales granted the organisation registered charity status – as a Charitable Incorporated Organisation (CIO). Trustee selection methods[Trustees to date have been appointed. However, the charity welcomes ] approaches from people not connected to existing trustees.

2022

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The Road to Parity works with an overseas partner. Learning Links Additional governance Foundation in India provides on the ground support and has been engaged through a Memorandum of Understanding (MOU). The MOU specifies the nature of the partnership, responsibilities, expected outcomes and monies involved.

Objectives and activities

Objectives and activities
Summary of the objects of the
charity set out in governing
document
Summary of main activities
undertaken for the public
benefit in relation to objects
To relieve poverty in developing countries through the provision of micro
grants to enable beneficiaries to participate in the local economy and
sustain themselves and their families in a manner that would otherwise
be beyond their reach.
The Road to Parity currently runs a poverty alleviation initiative in India
called Project Unnati. It is run in conjunction with partner, Learning Links
Foundation.
Under Project Unnati, people in extreme poverty are given the
opportunity to start a business with the help of a micro grant.
Using a strict screening and monitoring process, entrepreneurs are
provided with the equipment and supplies necessary to begin trading.
Unlike many similar initiatives in developing nations, the small grant
available through Project Unnati is not a loan and does not need to be
repaid. TRTP believes people in extreme poverty have suffered enough.
The project was named_Unnati_(meaning progress) after one of the first
beneficiaries said she felt her new business would bring prosperity to her
family after years of desperate poverty.
While TRTP is currently focusing on its programme in India, the longer-
term plan is to expand into other developing nations.

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Additional details of objectives and activities

Project Unnati takes a three-pronged approach:

Identifying and selecting beneficiaries:

Slum and street market areas of the Indian capital, Delhi, are visited to identify aspiring entrepreneurs among the slum and pavement dwellers. Details of prospective beneficiaries are captured in a pre-defined format. Once the details are captured, a screening process starts. Beneficiaries are screened using a strict points system. At its core is identifying people in extreme poverty – households who have been scraping an existence on around £10 or less, per person, per month. Other factors considered include helping the poorly educated, sole breadwinners supporting large families, the physically and mentally challenged, women, victims of domestic violence, and young men struggling on unstable labouring income while supporting families - effectively trapping them in extreme poverty. Finalise business needs and secure required equipment/stock: Once a beneficiary has been identified, a discussion takes place on the equipment, supplies and stock that are required to get the business off the ground. With the agreement of the entrepreneur, the necessary items are sourced and procured. This supervised process is eased for recurrent business themes, such as the popular vegetable carts and boiled egg stalls. Normally, the grant awarded is around £50. Three months ‘hand holding’ support:

Each beneficiary receives support to ensure their fledgling enterprise succeeds, such as guidance on record keeping, negotiation skills, dealing with customers and marketing. This three-month period of support helps overcome initial challenges and provides a path for success. It is made clear from the start that the grant is one-off assistance and there is no coming back for more money.

Achievements and performance The Road to Parity made further progress in 2022 with Project Unnati, its Summary of the main programme to transform the lives of people in extreme poverty through achievements during the year entrepreneurship. At the same time, Covid and rising food prices pushed millions more people globally into extreme poverty (those who live on less than $1.90 per day.) Global poverty had been in decline when Covid struck. Throughout the year, 26 new enterprises were established with the help of partner organisation Learning Links Foundation. This brought the total number of businesses started under the initiative to 86. All have been set up in the slums of Delhi. Although the number of new enterprises represented an increase of 30% on 2021, it fell slightly short of the overall target of 90 businesses by the end of 2022. This was due to issues with international transactions. The businesses established in 2022 included stalls selling a range of goods, such as warm clothes, school bags, scarves, hosiery items,

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Achievements and performance

Summary of the main achievements during the year cont’d

cosmetics, and tea. Tailoring was also among the businesses - a popular choice among beneficiaries - and for the first time under Project Unnati, a beauty and cosmetics parlour.

Farida Khatoon’s story

Farida comes from a very poor family where six people had been trying to survive on £8.32 each per month. Her husband’s meagre labouring salary was trapping them in financial misery.

Farida is illiterate but knew how to sew and thought she might be able to bring some more money into the house by doing some home-based tailoring.

After discussing her idea with the Project Unnati outreach team, the 20year-old was supported with a new business kit. Farida is now earning up to 5,000 Rupees a month, which has doubled the household income. “I’m doing much better now. I’m so happy,” she says. “I’ve been able to buy some tailoring material to help expand the business.”

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Achievements and performance

Project Unnati started funding businesses in the months before Covid struck, and there have been business casualties along the way. Summary of the main achievements during the year Out of the 86 businesses supported so far, 72 are still trading or 84%. cont’d None have failed since Covid restrictions were lifted in India. However, the challenges beneficiaries face on a personal level go far deeper than the impact of the virus. In addition to being in extreme poverty, many of the beneficiaries are illiterate, while others have been victims of domestic violence, or are mentally and physically challenged – making the success stories even more remarkable.

Financial review

Brief statement of the
charity’s policy on reserves
Details of any funds materially
in deficit
Further financial review
details
As the charity provides only one-off grants, there are no ongoing
programme costs in the field. Once the businesses have been set up,
they operate on a commercial basis and are self-sustaining. This
minimises the necessity for reserves.
There has not been a financial deficit since TRTP was set up in
November 2018.
The charity opened fund raising channels in July 2020, once the
programme model had been tested in the field with positive results.
The main source of funds in 2022 was donations from members of the
public. These donations were encouraged by content through the
charity’s communication platforms; theroadtoparity.org website, LinkedIn,
Facebook and Instagram.
Other income came from gift aid claims and affiliate marketing activity
through Amazon, ebay, and easyfundraising.
Expenditure has supported the key objectives of the charity by
addressing poverty in developing countries by enabling beneficiaries to
become self-sustaining in the local economy.
The main expenses for the year – aside from issuing grants – were field
expenses, including 70% of an outreach salary. This is to secure the time
of an individual who is otherwise committed to projects through his
principal employer, Learning Links Foundation. All other staff involved
with the charity work on a voluntary basis.
The Trustees are responsible for keeping proper accounting records
which disclose with reasonable accuracy the charity’s financial position.
Trustees ensure that the financial statements comply with the Charity
Commission's SORP 2005.
Not all funds could be dispersed to beneficiaries in 2022 mainly due to
the international transaction issues. There was a balance of £809 on 31
December 2022.
Total income
£1,913
Total expenditure(including grant provision)
£1,104
Bank balanceas of 31 December 2022
£809

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Declaration

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s)
Full name(s)
Position (eg Secretary, Chair,
etc)
Date
Jonathan Hill
Chair
31 October 2023

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No (if any) payments accountsayments accountsyments accountsments accounts CC16a 1/1/2022 12/31/2022 To

THE ROAD TO PARITY No (if any) Receipts and payments accountsayments accountsyments accountsments accounts For the period 1/1/2022 To from

Section A Receipts and payments

Unrestricted Restricted Endowment funds funds funds

Total funds Last year

Section A Receipts and payments
Unrestricted
funds
Restricted
funds
Endowment
funds
Total funds Last year
A1 Receipts
DONATIONS
1,913
-
-
-
-
-
-
-
1,913
-
-
Sub total -
Total receipts 1,913
A3 Payments
DONATIONS
1,104
-
-
-
-
-
-
-
-
Sub total 1,104
-
-
Sub total -
Total payments 1,104
Net of receipts/(payments) 809
A5 Transfers between funds
-
A6 Cash funds last year end
-
Cash funds this year end 809
to the nearest £
Sub total(Gross income for AR)
A2 Asset and investment sales,
(see table).
A4 Asset and investment
purchases, (see table)
to the nearest £ to the nearest £ to the nearest £ to the nearest £
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
1,913
-
-
-
-
-
-
-
1,913
3,723
-
-
-
-
-
-
-
3,723
-
-
-
-
-
-
-
-
-
-
-
- - 1,913 3,723
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
1,104
-
-
-
-
-
-
-
-
1,104
2,901
-
-
-
-
-
-
-
-
2,901
-
-
-
-
-
-
-
-
-
-
- - 1,104 2,901
-
-
-
-
-
-
-
-
809
-
-
809
828
-
-
828

Section B Statement of assets and liabilities at the end of the period

Categories
B1 Cash funds
B2 Other monetary assets
B3 Investment assets
B5 Liabilities
B4 Assets retained for the
charity’s own use
Details
BANK
Details
Details
Details
Details
Total cash funds
(agree balances with receipts and payments
account(s))
to nearest £
809
-
-
809
OK
to nearest £
-
-
-
-
-
-
Unrestricted
funds
Unrestricted
funds
Fund to which
asset belongs
Fund to which
asset belongs
Fund to which
liability relates
to nearest £
-
-
-
-
OK
to nearest £
-
-
-
-
-
-
Cost (optional)
-
-
-
-
-
Cost (optional)
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Restricted
funds
Restricted
funds
Amount due
(optional)
to nearest £
Endowment
funds
-
-
-
-
OK
to nearest £
Endowment
funds
-
-
-
-
-
-
Current value
(optional)
-
-
-
-
-
Current value
(optional)
-
-
-
-
-
-
-
-
-
When due
(optional)
-
-
-
-
-

Signed by one or two trustees on behalf of all the trustees

Date of approval

Signature

Print Name

J HILL 1012712023