CHARITY COMMISSION FOR ENGLAND AND WALES Trustees, Annual Report for the Period From 1st April 2025 to 31st March 2026 Charity Name: MILLBRIDGE CHURCH Charity Registration Number: 1187290 Objectives and Activities Summary of the purposes of the chariiy as set out in its governing document. P8ra1.17 The advancement of the Christian Fatth in accordance wrth the Basis of Fatth primarily but not exclusively, wrthin Minehead and the surrounding neighbourhood, including but not limrted to." the prevention and relief of need, hardship and sickness.. the advancement of education", and the provision of faciltties in the interests of social welfare for recreation or other leisure time occupation of indtviduals who have need of such facilities by reason of their yOLrth, age. infimiity or disabilrty, financial hardship or social circumstances with the ojb ect of im rovin their conditions of lrfe. WeeY Sunday Moming Worship includes preaching andlor Bible teaching. Sunday Evening Worship takes pla each week to include Bible Study and prayer. Age related activtlies are provided weekly for chihlren when present. Summary ofthe main activities in relation to those purposes for the public benefit, in particular. the activrties, projects or seryices identffied in the accounts. P3rJ 1.17 and All meetings are open to the general public. A midweek evening meeting is held to which anyone is welcome together with a moming midweek meeting for ladies to meet arKI to study the Bible and to pray. 'Neighbourhood Lunches,, which are open to those in the community, are held monthly providing a warm safe Spa for those who find themselves isolated, lonely or in need. An average of 45 attend each monlh at no cost, although donations are invited. In addits'on, a free Christmas Day lunch is provided annually for around 50 individuals from the community who find themselves alone at Christmas and would like com an
and a Christmas meal. Donats"ons are invtted. A'Neighbourhood Coffee Moming. has been introduced twi monthly for any members ofthe public to drop in for a wami drink and a chat. The Women's Group meets on average three times a month allowing an opportunity for Biblical study, prayer and fellowship. The Toddler Group meets an a week during school tem and provides an opportunity for guardians with pre-school children, to rneet. encouraging children to socialise Ythilst providing a safe environment for adults to engage in conversation. Pastoral support and engagement with guardians allow for that inleraction that would otherwise would not have been available. Prayer meetings take place twice monthly allowing for some of the housebound to engage in the fellowship of the church in their own homes. The Church holds a fortnightly table tennis group which is open to anyone from within or outside the Church Fellowship. This brings together and encourages members. ex-members, congregation, and non- church goers under the Church roof Meetings are held in a relaxed environment where Church, table tennis and the secular world are discussed, not forgetting playing table tennis, conversation, and refreshments. SPOT (Sharing Pursuits over Tea) reaches out a month to the community providing much needed fellowship over tea, coffee and cake, whilst engaging in games of Scrabble, jigsaws, and conversation. SPOT incorporates a short, interactive spiritual message (SPOTLIGHT) Engagement with the local Residential Care homes allow for services to be taken out into the comrnuntty providing fellowship to those who are unable to attend personally Fellowship lunches take place at least every 2 months with an open invitation for those in the wmmunity to attend.
Men's Breakfast and Ladies. Brunch events throughout the year. allow for conversakn-on in an environment where the men and ladies wart upon each other. These are open to all and advertised throughout the communty. The Church seeks to fulfil its charitable objectsves by supporting a number of overseas missionaries working in various countries. ere apalS are either focused nationally or intemationally, the Church facilitates the collection and sending of funds to various parts of the wodd where the Church, erther through local contacts or aid agencies. make provision by contributing towards the emergency reli6f appeals. Each Christmas, the Church contributes through the generosty of members and non-members towards the Operation Christmas Child Shoebox Appeal. It also acts as the shoe box collection point for the local communty. This latter inttiative gives us input into some of the local primary school assemblies to encourage engagement with the Sh box appeal. The Church holds an ongoing collection of food which is donated to the local Food Bank. The Deacons. reviews all missions requests for appeals and donations ensuring that the neSSary due diligence is completed and complied wth. Statement confimiing whether the trustees have had regard to the guidan issued by the Chartty Commission on publtc benefit. Para 1.18 The Trustees meet at a minimum, 4 times year. All Trustees are bnefed and are in reIpt of the Charty Commissions. guidan referend through the publications PB3 Public Benefit Reporting, and the guidance issued by the Chanty Commission about ublic benefit. Additional information Policy on grant making. Para 1.38 Not Applicable Policy on social investment including program related investment. Par8 1.3 Not Applicable
Contribution made by volunteers. Para 1.38 HaaY through 2025 the full-time employed Pastor resigned, leaving all activrties to be currently undertaken by both members and non-members in a voluntary role. All adivities are overseen by a member of the Church who is responsible for each ath'vty. The Deacons remain accountable for each activty undertaken. The extent and range of activrties where individuals give their time, range from ensunng the upkeep and maintenance of the Church and the Church's assets through to facilrtating each of the groups that use, and are hosted b . the Church. Achievements and Perforniancè Summary ofthe main achievements of the charrty. identrfying the drfference the charity's work has made to the circumstan$ of its beneficiaries and any wider benefrts to society as a whole. Para 1.20 The demographics of both the membership and Ihe geographical area in which the charrty is based. means that there is a reliance on volunteers for providing the nessary SupeiS1on and support for Church-based activities. The Trustees acknowledge the commitment of members and non-members which has a wtde impact among those we serve extending throughoLrt Ihe wodd. All groups and activrties have developed during this past year, not only evidenced through the numbers attending but also, in raising the profile beyond the immediate viunity of the Church which provides much needed support to the beneficiaries and to the public, in line wtth the charity's purposes as outlined in the goveming document. The charty responds according to need, invariably at short notice, especially in organising intemational relief aid in times of crisis. With support from the local commL5nty in partnership WFth the Minehead Communrty Defibnllator Group, Millbrtdge hosts an extemal defibrillator easily accessible to the public, dètails of which are available to the Southwest Ambulance Trust as part of their triage algorithm. Regular contributions are made to those in need b contribuiin to the local food bank.
Through regular appeals and commitments towards recipients, erther through outreach or the work of Mission bolh at home and abroad, the Church is crucial in ensuring that tts charitable aims, objectives and purposes remain fft for purpose. Annually the Church participates in the Samaritans Christmas Shoe Box appeal for disadvantaged children across the world and in autumn 2024 became the local collection point for the distrirt. Millbridge Church is part of the West Somerset Local Govemment Warm Initiative scheme. Additional infomiation Achievements against objectives set. Par8 1.41 Objectives detemiined by the members, set against the charity's constitution overseen by the charities Trustees, has allowed for the continuing financial support to those wtthin our own community as well as missionaries abroad including supporting other chanties nationally. This support is both as the need is identrfied as well as, through commrtments to provide such support through our quarterly missionary giving. Charities arKI organisations that have been identthed as recipients for this reporting period include_. Operational Mobilisation, Caring for Life, including a fundraising Quiz, Operation Chnstmas Child Shoe Box appeal. Robin Asgher, Open Air Mission, Compassion UK, Myanmar Earthquake Appeal, Walk for the Word, The West Somerset Food Cupboard. Jamaican Hurricane Appeal and FTO {For The One) We continue to engage wrth local initiatives with the objective of meaningful engagement with the community's needs at heart. We acknowledge the Charity Commission's recommendation regarding producing a separate 'lmpact Statemenl. and we will submrtting 3 such statements on drfferent areas of Church Life.
Performan of fundraising activities against objectives set. Investment performan against objectives. Pafa 1.41 All financial commitments, as well as activities emanab'ng from the Church, are ulad review1. Not Applicable Para 1.41 Other. The following policies were either adopted or reviewed during this reporting period.. - Privacy and Dat2 Protection.. Fire Safety-, Safe-Guarding.' Risk Management., Social Media and Communication, Capabilrty and Disciplinary; Church Workers Code of Conduct," Equal Opportunities, Grievance Procedure," Complaints., Reserves". Conflict of Interest, Health & Safety, General Financial Recommendations Policy., Church Safety including a Lone Worker Policy. All groups remain compliant with Data Protection and Safeguarding. Group activity leaders and those within the leadership team, remain Compliant with the Disclosure and Barrin servi. Financial Review Review of the charity's financial posrtion at the end of the penod. Para 1.21 Since the Pastor left hafvy through the year, income is slightly down as might be expected. yel is still slightly in eXsS of expendrture. Some large expenditures have been incurred meaning the saving in not paying a Pastorfs stipend for the last 5 months is not as apparent as might have For the end of the present financial reporting period 2025126, income is pretty much in line with expenditure. We remain in a position whereby there is Confiden in maintaining the objective of again employing a fulltime pastor during the next reporting period. A contingency fund designated for the maintenance of the assets remains- factored in durin this financial ear. 3-months reserves are held based on the average of the last 12 months to ensure that in the event of any Govemment restrictions. or the Sour of income is severely impacted upon, known expendrture can be met. This is reviewed annuall Statement explaining the policy for holding reserves stating why they are held. Par3 122
Amount of resetves held. Reasons for holding zero reseNes. Details of fund materially in deficit Explanation of any unrtain'eS aboLrt the charrty continuing as a going concern. Para 1.22 1000kn of 3-months ex Not AppliGable ndrture= £9,000 P8ra 1.22 Parn124 Not Applicable Pat8 1.23 There are no concems raised about the charity continuing as a going concem. Additional infom)ation The charity's FyinGipal SoUrS of funds (including any fundraising). Para 1.47 The main source of fvnds is through sacnficial giving. Gtft aid is claimed where appropriate, adding a substantial bonus to that grving. In addition we occasionally benefrt from a legacy left by a past member Any addrbonal funding that is identffied, is sought through engaging wtth members and non-members to contribute accordin Not applicable Investment policy and objectives including any social investment policy adopted. Para 146 A description of the principal risks facing the charity. Para 146 There are no reportable principal risks facing the chanty. The demographics of those who freely give their time is constantly kept under review. Financially. we remain in a strong position in going fOard but with the geographical demographics of the membershipllocality, together wrth an expected increase in expendrture. thè potential for nsk is one that has been rec nised. In line with the recommendations of the Chanty Commission. an intemal financial control audrt is carried out annually. Other. Para 1.46 Ongoing stspend expendrture continues to be budgeted for For this reason. the funds held continue to be in eX$S of that which the Trustees would nomially recommend. The fulltime pastor we employed in 2024 resigned partway through this financial year (Nov 2025) bLrt Y retain Ihe hope of replacing him in the forthcoming year. Trustees apt the balance carried fOlard as being justified for the purposes in which they are held.
The financial position in going fOard reflects the cha 's overall balan. Structure. Governance and Management Description of charty's trusts: Type of goveming document. How is the cha onstituted? Trustee selection meth¢)ds including details of any onstitutional provisions election to post or name of any person or body entitled lo appoint one or more trustees. Para 1.25 Constrtution Para 1.25 Charitable Incorporated Organisation Par8 1.25 Election to post by the members of the CIO according to goveming document and the church handbook. This past year, it has been recognised that the posrtion of Trustee, previously linked intrinsically to that of being elected as a Deacon, has a drfferent role and responsibility. A change to the church handbook this year has given due recognition to both role5 by aratin them. Additional infomiation Policies and procedures adopted for the induction and training of trustees_ Para 1.51 All Trustees, on appointmerrt, are briefed as to the requirements as laid down by the Chartty Commission publication CC3 'Essentials for Trustees.. All Trustees go through the disqualification, disclosure, and bamng service. Ongoing development is subject to guidan forthcoming from the Chanty Commission. The constrtution as the Goveming Document and the Church Handbook, provide the framework for the structure of governan. The charity's organisational structure and any wider nehvork with which the charity works Para 1.51 In recognrtion of the demographics of the membership, the chanty has idenlified the need to recognise those members who are unable to fulfil the requirements of full membership. Therefore, a level of Associate Membership exist5 with non- voting rights. Policies and Procedures that provide the framework to rotect the charities activities_ Fellowship of Independent Evangelical Churches {FIEC) Southwest Gospel Partnership Relationship Wbth any related parts'es. Para 1.51
Other. The CharItS Act 2011 together with the Standard Operating Remmmended produreS {SORP) remain key in providing a foundation for the charity to remain compliant th legislation. The paper produced 'Charrty Commission for England and Wales response to "Stronger Charities for a Stronger Socie. report of session 2016-17 of the House of Lords Select Commrttee on Chanties dated January 2018, and although predominantly directed at the Charity Commission. we as a chanty, acknowledge the Charrty Commissions responses in line with our Goveming Document army Church Handbook. Reference and Administrative details Char name Other name the Gharty uses Millbndge Èvangelical Church Millbrid e Evan elical Free Church 1187290 8 Parkhouse Road Minehead Somerset TA24 8AB Re istered cha nUMr Charty's principal address Names of the charity trustees who manage the charity. Name of person lor botyl entived to appointtru5teg lif •n oirice (If any) Dates acted rf Th)t forwhole year Michael Wnford Green DeaCOnrUStee Chair from 01.11.25- 31_03_26 Trustee.. whole year Deacon." 01.04.25- 31.12.25 Church Members Andrew Joseph Buchanan Trustee Trustee.. 01.04.25- 27.06.25 Church Members Jonathan Andrew Taylor Pastorlchair of Trustees from 01.04.25- 31.10.25 Trustee. 01.04.25- 31.10.25 Church Members Fiona Claire Payne Sally Ann Nomian Trustee Trustee." 01.04.25- 31.03 26 Church Members Trustee Trustee. 01.04.25- 31.03.26 Church Members Audrey Hazetton Williams Administratorl Trustee Trustee. 01.04.25- 31.03.26 Church Members
Name of trustees holding title to property belonglng to the charity Trustee name Michael nford Green Andrew Jose h Buchanan Jonathan Andrew Ta lor Fiona Claire Pa ne Sall Ann Norman Audre Hazelton Williams Datss actsd If not for Twho 01.04.25- 27.06.25 01.04.25-31.10.05 Funds held as custodian trustees on behalf of othevs. Description of the assets held in this capacty. The Manse. 39 Lower Park Minehead. Somerset TA24 &4Y Millbridge Church. 8 Parkhouse Road Minehead. Somerset TA24 8AB Millbridge Church, after the transfer of assets from the Fellowship Property Trust Limtted, became effective from 11 June 2021 and is used to promote the charity's objective. Name and objects of the charity on whose behalf the assels are held and how these fall wtthin the custodian chartt ects. Details of aangeMentS for safe custody and segregation of such assets from the charity's own assets. Addrtional Suppotting Information. Overseen by the Chanty's Trustees in line wrth the charity's g¢Jveming document and thurch rules. Additional Inforniation Names and addresses of advisers. Type of adviser Auditor Name Address Jean Amiin MICB Mews End Cottage, Quay Lane, Minehead TA24 SQU 17 North Street. Taunton. TA1 1 NA Via FIEC. 10 The Point, Market Harborough LE16 7QU Financial HSBC plc Edward Connor Solicitor Exemptions from disclosure Reason for non-disclosure of key personnel details Not appliCate io
Declarations Signature(s) Full namels) Position Trustee Trustee Date 2b- li
CHARITY IMPAcf STATEMENT 2025-26 FOR S.P.O.T. S.P.O.T. stands for'sharing Pursuits OverTea' and grew out of a previous, similar group called 'Care and Share,. Care and Share was fornied many years ago in the 19805 by a previous Pastorto meet the needs of the elderly. the lonely. the bereaved and the isolated. Over the years it has continued to meet that very real need although the format of the meetings are now somewhat different. However, all along it has intended to provide a warm, safe place to 'care' and to 'share' as was its original name. During the past year 2025-26, numbers at the meetings have varied between 10- 20. although ocra5ionally a few less. The current group is now well bonded, and it indeed feels a safe place to share all manner of life situations that the members encounter. Over the past vear a few new members have joined, and others have become too unwell or immobile to manage any longer. We have not managed to recruit as many as we would have liked although several have come along once but not returned. Perhaps we should be better at following up on people in the coming year. In the past there was little or no spiritual element to the meeting but a 5-10 minute SPOTLIGHT slot was introduced in recent times. Over this past year, the members have engaged most encouragingly with this slot and often will contribute. ask questions or share their own thoughts. We have several members from other churches in the town, and some have expressed very openly how impre55ed they are by our welcome, our openness and our caring for one another. These are aspects they have found to be lacking in their own fellowships. A big encouragement IS that 3 of the SPOT ladies have started to attend the Ladies Bible Study and one or two have attended Sunday senrices. An interest and growth in spiritual matters is always the end goal of any church activity. so this is particularly plea5in8 to note. At Christmas and Easter special meetings have focussed on Christian teaching about such times and one of the Deacons has attended to deliver a spiritual message. A particular joy to most of the group is the annual outing. Duringthis year we took the group back to Malmsmead. a venue visited on a previous occasion. Most of the group no longer drive and some have never experienced the joys of a drive over Exmoor. We are privileged to qualify for subsidised transport on a specially adapted minibus which is why some of the more immobile are able to participate. Regular, voluntary donations collected over the year pay for the outing and other expenses so SPOT is not a financial burden on the church.
SPOT has a very positive impact upon those who attend but. with more recruits. it could have an even wider impact. Audrey Williams
CHARrrY IMPACF STATEMENT 2025-26 FOR MILLBRIDGE CHURCH TODDLER GROUP Overview as per Annual Report Millbridge toddler group meets once a week duringthe school term. The group provides an opportunity for guardians with pre-school children to meet, encouraging children to socialise whilst providing a safe environment for adult5 to engage in conversation. Pastoral support and engagement with guardians allow for interaction that would otherwise not have been available. Set up The toddler group meets everyTuesday morning during term time from 10am to 12noon. We use three areas of the church for different activities. To ensure safety guidelines are adhered to, we have a separate area for babies and young toddlers. We have a separate room for refreshments where we serve an assortment of nutritional fruit and drinks, and an area for the older children to participate in arts. crafts and jigsaws etc. Our aims We aim to help parents and Schools with the'readinessfor school. requirements. We have had many children 'potty trained., we ask the children to sit at a table while eating, and we engage the children, so they are happy to sit quietly while a story is being read to them. We offer a safe environment for families who may otherwise be struggling to cope with their children. We have a team of 5 adults who have all had children and are all able to 'take overf the looking after of a toddler, while the parent/guardian looks after baby. This has been appreciated by many parents. and they say. it is one of the reasons they enjoy our toddler group. Our parents help each other and this brings a 'famiV feel to the group. 'Story time, is when the children have a story where God/Jesus is discussed and what we see of Him in the world. The children also learn nursey rhymes and spiritual songs. We were shown a video of one of the children proudly Singing a spiritual song, with the actions as he rode in the back seat of his carerfs car. We say grace before the children eat snack, and this has had the added benefit of them sitting quietly while watting for it to be Served. All the parents and carers also join in with the singing and some will say grace. All families are invited to church, and some have attended at'special, times. One of our grandmothers attended our toddler group with her granddaughter for a year. The child now attends pre-school. and the grandmother helps as part of the team each week. We have strong links with some of the children/families who have left for school. and it is always a joy to speak with them. We give out literature to help the parents with the wellbeing of their child and each child is given a bible when they leave to attend school.
As we work alongside other churches and organisations in Minehead, it has been possible to signpost parents to other places for specific needs to get the help they require. We would like stronger links WFth the local first schools. and this is something we are actively seeking Our vision To carry on the good work which the team do now. and explore ways we could improve. One improvement we are considering isto increase the number of toddler session5 by adding some during school holidays. This Vuld mean making a safe space not only for toddlers, but also their older siblings up to the age of 10 years. This may also strengthen ties with the families who can no longer attend toddlers, for whatever reason. We would like the work started this year, through working with 'Families Together, to increase also. In summary. we currently offer A meeting place for families Encourage children to socialise Safe space {with a 'familrf atmosphere) Readiness for school Pastoral sUPPOrt Good example of nutrttional snack Activities that promote fine motor control Enabling parents to give individual care to each sibling Staff building networks with other people in the same field The group has a positive impact on the families who attend by helping their mental, physical and spiritual wellbeing. We are highly regarded by those that attend frequently and the agencies we work alongside.
CHARrrY IMPAcr srATEMENT 2025-26 FOR NEIGHBOURHOOD TERING EVENTS. Nei hbourhood Lunch coff Mornin Christmas Da The purpo* of our "Neighbourh(JxJ Lunches" is to reach out into our community, by offering a safe environment for people to mt together to socialize, mt up with friends, make new friends & to come alongside people who may feel lonely and isolated. We provide a safe & caring environment for people from our community to enjoy a nutritious meal in a relaxed and informal setting on the 1st Monday of each month, we provide full meals & dessert, followed by hot drinks, around several tables of 5-6 people. Numbers often reach 35-45 wple each month, we do our best to provide a nutritious & balanced meals, as well as catering for a number of dietsry nds. we are often able either to provide second helpings or can package up any left-overs and send them home with very grateful attends. Sometimes we can also plate up a meal & dessert should a regular local attendee be unable to come, which is again, very gratefully reived. There is no charge. However filling stomachs is not our only impact on those who attend. The cost of living crisis has hlt many people very hard. Attending this meal allows them to have a full & nutrib.ous meal without having to worry about cost. Another impact is that of a social one; loneliness & isolation affects so many, especially impacting on the older generations. The 2 hours they spend with us is full of companionship & conversation and the conversation certainly flows freely! ! ! One attendee recently told us how much they enjoy coming & that our group was like family to them. Further evidence of sCla1 enjoyment is the ever-increasing reluctance of people to leave after drinks. Up until recently we also had students from a local college, that helps students with learning difficulties to live independently and gain catering experience & qualifications. Each student, along with a supervisor from
the college, really enjoyed waiting on tables & gained confiden. This has also futhered our relationship with the community around us. We also do a Christmas Day Lunch for anyone in the community who would otherwise be alone. We have an amazing team of volUntrS who give up their time to cook, welcome them in, wait on tsbles also set up the event and clear away. One difficulty we do have sometimes is to rememtEr to keep meals & desserts as simple as possible whilst still being nutritious and, rightfully, catering for several special dietary needs. We do feel we are improving on this as time goes on. As it has always been, our future is in God's hand. However, our main aim is to continue to reach out into the communty and making a difference to the people within. As previously stated, we charge no fee. However, by request we do ace a donation box out, which is clearly labelled as donations and that money is not expected, for those who are able & willing. By God's grace & provision we often receive more than our expenditure. This really enable our future - to continue to plan meals, to buy the food & equipment need to make them happen, as well as saving for future requirements. God has provided abundantly thus far and we will all continue to be guided by Him. We have also started a "Neighbourh())d coff Morning" on every 2nd & 4th Wednesday every month again this is open to the community. And again this is a safe environment for anyone to come in and chat. Mary Neighl)Jur Hospitality Leader
Trustees. Annual Financial Report for the Period From 1st April 2025 to 31st March 2026 Charity Name: MILLBRIDGE CHURCH . Charity Registration Number: 1187290 Page l- Introductory note5. Pages 2-3 Trustees Declaration. Pages 4- 10 is the Church Financial Report for the reporting period 202512026. Page 11-12 is for the members to show the Chari5 status as to the funds held as of 31° March 2026; a visual presentation of the income received during 202512026 by category, that was both unrestricted and restricted/designated and. a visual presentation of the expenditure during 202512026 by category that was both Un$tritted and restrictedldesignated. Pages 13- 14 CC16a Receipts & Payments report that is submttted to the Charity Commission and therefore available to the public_ Pages 15- 16 is the Independent Examiners Report (Attached once completed). Additional notes: Audited Accounts: Mrs. Jean Amin MICB- Instwtute of Certified Bookkeepers. Practice License Number 10366. The independent examiner s report will be shown on pages & of this report and will be updated once the report is receNed. Corporation Tax: Unlike 202212023. no request to submit information wa5 received for this reporting period. Internal Financials Controls: An internal audit h35 been completed during this reporting period. General Funds: These are funds that are held for day-to-day expenditure, the income of which is not classified as designated or restricted. Designated Funds: These are unrestricted funds and are expendable at the discretion of the Trustees in furtherance of the charl5 objects. If part of an unrestricted fund is earmarked for a particular project, it may be designated as a separate fund. but the designation has an administrative purpose only and does rkot legally restrict the Trustees. discretion to apply the fund. Restricted Funds: These are funds subject to specific trusts. which may be declared by the donorlsl, or with their authority for example, in a public appeal but still within the objects of the charity- Reserve5 Policy: Reserves are the portion of the charity's unrestricted income funds that is freely available to spend on its general purposes once all commitments and planned expenditure have been met. These funds provide financial resilience, enabling the charity to manage cash flow, respond to unforeseen events, and sustain operations during periods of untertainty. They may also support an orderly wind-down of the charity. should this become neSsary. The Trustees therefore hold reserves at a level that reflects the risks faced by the charwty and ensures its ongoing financial stability. The Trustees acknowledge fom)ally the contribution to this report by Lynn Pearson, Margaret Langdon and Audrey Williarns in the compilation of the accounts prior to subrnitting it to the Independent Examiner.
Trustees, Annual Financial Report for the Period From 18tApril 2025 to 315t March 2026 Charity Name: MILLBRIDGE CHURCH . Charity Registration Number: 1187290 Page l- Introductory notes. Pages 2-3 Trustees Declaration. Pages 4- 10 is the Church Financial Report forthe reporting period 202512026. Page 11-12 is forthe members to show the charrVs status as to the funds held as of 31" Marth 2026,. a visual presentation of the income received during 202512026 by category, that was both unrestricted and restiirtedldesignated and, a visual presentation of the expenditure during 202512026 by category that was both unrestricted and restricted/de5ignated. Pages 13- 14 CC16a Receipts & Payments report that is submitted to the Charity Commission and therefore available to the public. Pages 15- 16 is the Independent Examiners Report (Attached once completed). Additional notes: Audited Accounts: Mrs. Jean Armin MICB- Institute of Certified Bookkeepefs. Practice License Number 10366. The independent examiner's report will be shown on pages & of this report and will be updated once the report is received. Corporation Tax: Unlike 202212023, no request to submit information was received for this reportirbg period. Internal Finanoals Controls". An internal audtt has been completed during this reporting period. General Funds: These are funds that are held for day-to-day expenditu, the income of which is not classified as designated or StrIcted. Designated Funds: These are unrestricted funds and are expendable at the discretion of the Trustees in furtherance of the charivs objects. If part of an unrestricted fund is earmarked for a particular projett, it may be designated as a separate fund, but the designation has an administrative purpose only and does fbot legally restritt the Trustees. discretion to apply the fund. Restricted Funds: These are funds subject to specific trusts. which may be declared by the donorls). or with their authority for example, in a public appeal but still within the objects of the charity. Reserve5 Policy: Reserves are the portion of the chariffs unrestricted income funds that is freely available to spend on its general purposes once all commitments and planned expenditure have been met. These funds provide financial resilien, enabling the charity to manage cash flow, respond to unforeseen events, and sustain operations during periods of uncertainty. They may also support an orderly wind-down of the charity. should this become necessary. The Trustees therefore hold reserves at a level that reflects the risks faced by the charity and ensures its ongoing financial stability. The Trustees acknowledge fom)ally the contribution to this report by Lynn Pearson, Margaret Langdon and Audrey Williarns in the compilation of the accounts prior to submitting it to the Independent Examiner.
The Trustees are reswnsible for the maintenance and integrity of any financial information included on the charitable website. The Trustees are members of the chartty, but this entitles them only to voting rights. The Trustees have no financial beneficial interest in charity. Mrs. Jean Armin Independent Examiner [PraCti LinSe Number 103661 has been appointed as the charity's independent examiner during this reporting period and has expressed their willingness to act in that capacity. Approved by the trustees on IDate and signed on their behalf by the Chair of the Trustees
Millbridge Church MILLBRIDGE CHURCH FINANCIAL REPORT (CIO Chority Nurnber.. 1187290J 1° April 2025- 31° March 2026 SUMMARY OF INCOME AND SPENDING INCOME- Unre5trirted General Fund Standing orders Cash Offerings 202&5 £21.340.(X) £ 7,810.52 £ 2,138.35 £ 2,049.00 £22,730.00 £12,455.47 £ 2,899.82 £ 660.00 £10,000.00 £ 6,415.04 £ 693.05 £ 515.00 general fund hospitality Cheques Legacy GFft Aid Refunds/Reimbursements Funeral Fees £ 9,080.68 785.50 474.(K) SUB-TOTAL £43,678.05 £56,368.38 INTERESf ON SAVINGS £ 1591.81 Not included INCOME- RestrictedlDesignatsd Mission/Appeals IAid & Relief) Missionary Support Quarterly Missionary Offering Women's Group/S.P.O.T.noddlers Card sales Donation for Livestream equipment £ 2,151.70 £ 1,090. E 650.20 £ 833.95 £ 249.48 E 2.CKKI. £ 1.757.63 £ 1,640.00 £ 1,163.22 £ 1,138.50 £ 185.10 n/0 SUB-TOTAL £ 6.975.33 £ 5.8x45 TOTAL INCOME £52 45.19 £62 52.83
SPENDING-Unrestsicted Stipend/Ministry Church Fellowship Manse Administration Governance £14,949.34 £11.819.62 £ 3,360.01 £ 3,370.85 £ 1.127.83 £ 3.315.74 £ 9.979.83 E 7,858.53 £ 4,986.60 £ 4,037.91 £ 1.394.22 75.52 SUB-TcyfAL £37.943.39 £38 332.61 SPENDING- RestTirted/Deslgnated Missionary Allowances Missionary Support Quarterly Missionary offerings Women's GrouplS.P.O.T./Toddlers Misslon Appeals Expenditure on Livestream £ 3.fU).CKI £ 1.340. £ 677.70 £ 871.14 £ 458.58 £ 3.(X)9.25 £ 1.385_97 £ 3.600.00 £ 1,696.00 £ 1,285.97 923.27 784.63 372.50 n/0 SUB-TOTAL £11.342.64 £49,286.03 £ 8,662.37 £46.994.98 TOTAL EXPENDITURE BA14K ACCOUNTSICORRELATION HSBC Bank Balance at I" April 2025 Net for 12 month5 Balance at 31 March 2026 £ 21.580.35 4,282.65 £ 17,297.70 Hampshire Trust Bank Balance at l April 2025 Net for 12 months Balance at 31" March 2026 £ 39,774.46 + 7,241.81 £ 47.016.27 DAlL5 OF DESIGNATED ACCOUNTS HELD APRIL 1° 2025- MARCH 31" 2026 CIF 2024125 £39,774.46 Interest & Credit £ 1.591.81 Transfers in Transfers Out End 31" March 2026 £47,016.27 Hampshi Trust Bank £ 6,250.LK) E 600.IXJ Reserves Contingency General fund £ 4.500.00 £ 274.46 £35,C(JO.00 £ 9,000.00 £ 1,277.76 £36,738.51
DETAIL OF RESTicfED INCOME- Mission & Appeals Gift Aid QMO Offerings: May- Open Air Mission Aug- Porters Nov- Compassion Feb- Asghers Harvest- Food Cupboard Christmas- Home Stsrt Caring for Life (Quiz) Caring for Life IAppeall Wycliffe South Africa Icards) Myanmar For the One Jamaica Porters- monthly donations Asghers- monthly donations Card sales Shoe box sales Groups: Toddlers Women's Group S.P.O.T. Livestream donation £ 230.(K) £ 165.(K) f 155.20 £ i(X).) £ 360.50 £ 177.(X) £ 120.(X) £ 42.CY) £ 451.¢XI £ 99.20 £ 232.(M) £ 455.(X) £ 175.IKJ £ 6(K). £ 4.1)) £ 249.48 £ 40.co E 15.¢)0 £ 5. 7.50 £ 245.00 £ 170.00 £ 162.70 £ loo.00 £ 378 £ 179.50 £ 125.C(J £ 17.50 2.50 5.00 2.50 £ 453.50 £ 17.50 £ 26.25 io. £ 249.50 £ 481.25 £ 185.00 £ 632.95 £ 201.IXJ £ 2,(K>O.¢J) £ 250.IXI £ 2.250.CXJ TOTAL £ 6,975.33
SUMMARY OF BALANCES (APRIL 1 2025- MARCH 31ST 2026) Balance at: Women's Group S.P.O.T. Toddlers Cards Asgher5 Porters Caring for Life South Africa cards Livestream April 12025 £175.00 £131.52 £161.34 £ 29.88 £120.00 £240.00 £766.50 £0.00 £0.00 Mar 312026 £205.00 £134.22 £ 91.45 £ 46.71 £ 50.00 £ 60.00 £ 10.00 £0.00 £864.03 WOMEN'S GROUP Balance at 1st April 2025 Income through donations Expenditure Balance at 31# March 2026 £ 175.00 £ 632.95 £ 602.95 £ 205.00 S.P.O.T. ACCOUNT Balance at 1st April 2025 Income through donations Expenditure Balan at 31 March 2026 £ 131.52 £ 201.00 £ 198.30 £ 134.22 TODDLERS GROUP Balance at l April 2025 Income through donations Expenditure Balance at 31 March 2026 £ 161.34 69.89 91.45 CARDS Balance at I" April 2025 Income through donations Expenditure Balance at 31st Marth 2026 £ 29.88 £ 249.48 £ 232.65 £ 46.71 LIVESTREAM Balance at i# April 2025 Income through donations Expenditure Balance at 315t March 2026 £2,250.00 £1,385.97 £ 865.03
DEfAILS OF UNREsfRicfED EXPENDITURE Ministry Stipend 2025-6 £11,798.29 2024-5 £15.558.92 Governance BankinB Correction 2025-6 £ 224.80 2024-5 Pension P.A.Y.E. National Insurance Car Allowances Book Allowances Telephone allowance Training & Development Equipment Payroll £ 733.31 £ 1,355.40 £ 542.35 £ 918.18 £ 1.191.90 £ 520.45 F.l.E.C Auditor HMRC repayment £ 1.332.00 123.94 £ 1.635.LXI 75.52 50.00 17.99 £ 136. 70 61.04 Total £ 3,315.74 75.52 £ 245.90 £ 317.78 15.00 £ 863. 77 £ 364.02 Administration General admin & stationery Advertising Bank Charges Equipment £ 206.10 £ 879.74 767.33 Other 32.07 £19.979.83 £ 121.00 £ 127.09 0.00 £ 1.127.83 363.70 166.55 96.94 £ 1.394.22 Total £14.949.34 Total Fellowship Preachers/ Missionaries Medial Copyright Manse £ 360.(KI 780.00 Council Tax £ 2.069.96 £ 2.054.44 £ 248.00 246.00 Water 38.53 £ 258.89 94.52 49.55 £ 661.98 Insurance Electricity Gas House maintenance £ 277.03 £ 193.76 0.00 £ 660. Safeguarding Resources Support Hospitality catering & accommodation Training & Development Total £ 258.60 £ 139.70 122.45 £ 1.663.26 403.96 310.30 £ 1,034.00 £ 2.212.34 Garden maintenance Total 126.10 £ 880.i E 568.00 £ 3.370.85 £ 4.037.91 £ 3,360.01 £ 4,986.60
Church Electricity Gas Water Insurance Maintenance New contents >£lO £ 1,266.16 £ 1.203.53 £ 939.96 £ 753.22 £ 153.64 £ 151.55 £ 1,553.60 £ 1,521.54 £ 2,740.46 ', £ 2.300.64 £ 3.742.71 £ 540.( IONOS/lnterne £ 667.96 £ 808.51 Housekeeping Smaller items Funeral expenses £ 359.96 £ 248.96 £ 146.21 £ 188.53 E 188.66 £ 205.35 Total £11.819.62 £ 7.858.53 SUB TOTAL £37,943.39 £38,332.61
DETAILS OF RESTIUCTEDIDESIGNATED EXPENDITURE Misslonary Allowance5 Tota Operation Mobilisation £ 3,6CKI.IX) £ 3.6LK>.(KI Mlsslonary Support Porters Asghers £ 780.IXI £ SE.(x) £ 1340.¢)O QMOS Open Air Mission Porters Compassion UK 8gher5 £ 245.00 £ 170.crfj £ 162.70 £ i.00 677.70 Mission & Appeals UK/Lotal Caring for Life Food Cupboard Home Start Local outreach (toddlers bibles & care home calendars) Abroadlworld Mlsslon South Africa £ I.C) Wycliffe £ 453.50 Samaritan'5 Purse- Shoeboxes 59.(Kl Samaritan's Purse-jamoica E 185.00 Forthe One £ 581.25 Myanmor £ 249.50 Giving from sale of cards £ 232.65 Compassion Ivia Women's Group) £ 384. £ 923.50 £ 378.00 £ 179.50 £ 125.93 £ 3.851.83 Groups Women's Group Toddlers S.P.O.T. 18.95 69.89 £ 193.30 487.14 £ 1385.97 Livestream SUB-TOTAL £11,342.64 TOTAL SPENDING: £49 286.03 Signed: Date: IF_1-26 IAL-I .aé Signed: Date: io
Charitable Funds Held Total £64,314 £60,OLK) £50,(KX> £40,C o.cK £52.575 £20.(MMI £iO,O(M) £0 £1278 £L461 £17,297.70 Hampsh1 Ttyst Banl £471627 Giving (cash, cheques, DDS & SOS) Total.. £31,200 £2,864 £2.917 E3.047 .611 £2.675 £2.562 £2,820 £2.222 611 £2.464 £2,388 £1.919 APRIL MA¥ JUNE JULY AUG SEPT NOV DEC JAN FEB MAR li
Income Apr 25 - Mar 26 (excluding restrirtedfvnds/appealsJ Totsl: £45,270 E35.LK £31,2Tr) £30,rK £25.COJ £20.( £.(# E9.081 £io.¢J]o £2.138 £1.232 £1.592 £0 General £NinonationS to General Fund Gift Addrtional Mi% income le.g. specific donatiofts fvnerol fees) for foodlcaterin8 Interest on Savings Expenditure Apr 25- Mar 26 (excludinq restirted Gccounts & oppealsj Total £37.943 E16.(K)O £14.949 £14.Ca)O £iimo £12.Q)O £io.c £6,IKX> £4,444 £4,(KK) £3.371 £i,A83 £IB77 £2,orK) £0 MiTristry Church Ibuilding & maintenan) Catering Fellowship Governance & adffli Giving to Mission & Appeals 2025 - 26 Total £9,470 £4.(KJ) £3.600 £3,5CK) £3,000 É2.500 £950 f924 £i.IK)O £245 £547 £378 £581 £180 £126 £1 £454 E59 £185 £250 £233 £0 12
I CHARITY (OMMISSION FOR ENGLAND WAIE5 MILLBRIE CHURCH 1187290 CC168 For the perood 1st ¥Jrl 2025 To 31st March 2026 Section A Receipts and payments Unrestrided Funds End(WeThf Funds tothe nearesl e to tr nearest£ to th• Marest £ to the nearest £ to th• n•ar•st £ R•sIrt Fund$ Totsl Fun(Is Last Year A1 Receipts Offeri Mission pealAle1Èl Intere Le ac Gro Other 41419 42.419 1.834 2,307 1,592 45,160 2.988 1,758 87 10,000 1.139 1,208 1,834 2.307 1.5921 834 iooo 834 3,260 Sub TotsJ(Gross rKon for 9T5 62.340 A2 Asset and hvestsnert salp5, (see table). Sub Totsl Tota Reoepts 44270 6.975 52,248 61340 13 Payments Sliper1111stry Ma[e & Cluch MissA)n Felk)wstr¢) Golf ma¢e Admristrat*Jn GroLVS otr 14.949 1S.190 14,949 15,190 9,086 3.360 3.316 1,126 871 1.386 19,960 11,896 7.739 4,987 76 1,394 923 9.086 3,316 1.12B 871 Sub Tota 11.343 49,286 46,995 A4 Asset and Divesbwt pur¢hases,15ee tsbkl Sub Tota 11.343 49,286 Nèt of reCei(PayMents} AS Transfets betyn fund5 A6 Cash lunds12St year è Cash fvnd$ thés year end 7.327 £367 4,168 2.9&) 15.345 59,6941 62.853 61.354 64.314 1.461 15,345 13
Section B Statement of assets and li3bilities 3t the end ol the period Unrestricted Restricted funds EndoVffillt fund¥ to n¢are8t £ to n•art8t £ 81 Cash fund Fumls 575 ReseAes Fj TLal cash fwls batsrw wtih rwjts arnl untrthd Re8tricted funds EndoTnent to nearest £ to nearest £ to nèarèst £ DetaiL B2 Other monètsry aB89ts DetsiL Fund to Txhieh Curront valuB Det?Rs to nal Current valuo B4 knats rined for the dmrity's DÈtails to thlch When due B5 Ltsbilti8S Slgrnd by one or two on Date of 14
CHARITY COMMISSION FOR ENGLAND AND WALES Independent examinerfs report on the accounts Section A Independent Examinerfs Report Report to the trusteesl members of IAILLBRIDGE EVANGELICAL CHURCH On accounts for the year ended 3110312026 Charity no (rfany 11887290 Set out on pages 4-12 & 1&14 DaDe nnbe1S of adrtnal shÉ.e.':: I report to the trustees on my examination of the accounts of the above charty ('the Trust") for the year ended 3110312026 Responsibilities and As the charity trustees of the Trust, you are responsible for the preparation basis of report of the accounts in accordan with the requirements of the Charities Act 2011 nhe Acr). I report in respect of my examination of the Trust's accounts carried out under section 145 of the 2011 Act and in carrying oui my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5>(b) of the Act. The books presented to me are from April 2025 to March 2026. Your church is a Charitable Incorporated Organisation, known as Millbridge ChurclL banking with HSBC and with HTB (Hampshire Trust Bank). The annual incorne of YOUT church is over £25,000 and your Trustees have requested an Independent Exatnination of your accounts. Your church is entitled to ¢xettLption under section 144 of the Charities Act 2011 to have its financial statements for year ended 31 March 2026 audited. My Indepdent Examination included a review of the accounting records kept by the church and a comparison of the accounts presented with those records. It also included considetation of any UnUal items or disclosures in the accounts whi¢h may have required explaT]ations from the Managing Independent Examin¢r'$ Statem¢ot In Connection with my examin2ti0ty no matters have come to my attention which give me re&sonable cause to believe that the requirements to keep accounting records and io prepare accounts have not been meL Tbe contents of this l¢tter and $ummary should be reported to your Churcb meetin Please note that an Independent Examination is no substitute for ongoing effective procedures to minimise I prevent losses due to error OT comiptkon. I IER October 2018
Independent examinerfs statement I have cc)mpleted my examination. I confirm that no material matters have come to my attention in connection wrth the examination which gives me cause to believe that in. any material respect". a¢untIng records were not kept in accordance wtth section 130 of the Act or the aco)unts do not accord with the accounting records I have no concems and have come across no other matters in connertion with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached. Signed: JeAArmI*L MICB 26.06.2026 Name: Mrs Jean Armin MICB Relevant professional qualification(s) or l)ody Irf any): The Institute of Certified B¢wkkeepers. Pradice numter 10366 Address: Chancery House Chancery Lane London WC2A 1QS Section B Disclosure Only complete if Ihe examiner needs to highli9hl matters of conrn {see CC32, Independent examination of tharity accounts.. directions and guidance for examiners). IER % I October 2018
Glve here brief details of any items that tho examiner wishes to disclose. MILLBRIDGE CFtttRCH CIO 1016 Inde ndent Examination summ document As a CIMritable tncon)orated organisatio responsibility for management of banking, payments and Gift Aid has been assigned to Audr¢y Wtlliatns. From early 2026 the role of Andrew Buchanan has been tak¢n on by Lynn Pearso with responsibility for the accounting spreadsheeL with help from Margaret Langdon. Other signatories are Mike CTreen and David Capel. both tntees. inde ndent eXamItion has indicated that: Banking is with HSBC, at the MiDehead branch plus a reserve account with FITB Monthly transfets are made to the reserve accounL subject to funds available. ItrB interest is paid annually. The latest printed statement seen from HTB w&8 for 26 August 2025 (when interest was added). Any cash income has been banked regularly. During the year the ministrr has r¢signed. Th¢ account with 'Stress Free Payroll. in Minehead is being maintsined to avoid new start-up costs. Payslips, Pension and HMRC submissions had been handled appropriately. The church accounts are recorded on spreadsheets. with a detailed analysis o transactions. There is evidence that the c&8h book is kept up to date with a format which allows for bank reconciliation. The method of record keeping has been improved since l&st year, making it easier to check the flow of fijnding. The creation of a simple Bank Reconciliation each month would ensurc that all transactions. including interesL have been included in figures which will be required for the Charity Commission foTm at the year end. A sample has been supplied. Church income is purely fron] dojjalions and subsequent Gift Aid claims. Four Gift Aid claIn throughout th¢ y¢ar rcsull¢d in a totsl of £7,445.68 being received between April 2025 to January 2026 (an overpayment of Gift Aid w&s refunded in August 2025). Records show thal money collected for specific purposes (restricted fund5) has been used for those purposes. Payftnents made to church rnembers for ¢xpenses are accompanied by evidence o ¢osts incurred and are countersigned. Payments made tally with invoAces and with bank ststement entries. Payments ar by Debit Car(L Direct Debil OT online transfer. Where applicable. VAT correctly calculated. The TTlecs, Annual ReFN)rt to the ChaTities Commission and the Financial Rqrt have been completed. tnsurance policies were seen for the manse and the chu and the premiums shown as being paid. The adequacy of the insurance cover should be reviewed aTmually. and any clauses regarding the empty manse should be complied with. Minutes of the meetings of the Managing Trustees, Deacons and members have been seeo recording discussions and agreements regarding expenditure on property and loCatIon of fimds to causes. The issue with a failure of overstght on spending is noted. Governing documents were also made available. (Please note a change in trdvelling expenses to 55p from April 2026 (General Financial Recommendations).) ditional comments: IER g17 October 2018
ResnSibIlity for all maDse expenses lies with the church wbile it is The internal Financial Controls for Cl)arities Document has been completed. In line with the Reserves Policy stata in the Annual Trustees, Report there a 3 month reserve of expenditure is availabl¢ viithin the reserve account. Rew)rt issued: 2@ June 2026 Completed by JeQLty IER Is October 2018