| O | F | FICERS OF THE | FICERS OF THE | BOARD AND PROFESSIONAL AD | BOARD AND PROFESSIONAL AD | BOARD AND PROFESSIONAL AD | VISERS |
|---|---|---|---|---|---|---|---|
| Registered | Charity name | The Parochial Church Council of |
the Ecclesiastical | ||||
| Parish of Penrith | |||||||
| Charity Number |
1187270 | ||||||
| Chairman | The Revd Canon D G Sargent |
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| Vice-Chairman | Mr N Barrett (to 25'" October) Mr W A Maddams (from 16'" November) |
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| Secretary | Mr D G Walker | ||||||
| Assistant | Secretary | Mr H G Ellison | |||||
| Treasurer | Mrs M E Irving | ||||||
| Correspondence | Address | Church Office |
|||||
| Penrith Parish Centre |
|||||||
| St. Andrew's Place |
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| Penrith | |||||||
| CA11 7XX | |||||||
| Independent | examiner | Andrew Liddle, for and |
on behalf | ofSaint &Co | |||
| Chartered Accountants |
|||||||
| 4 Mason Court | |||||||
| Gillan Way | |||||||
| Penrith 40 Business Park | |||||||
| Penrith | |||||||
| CA11 9GR | |||||||
| Bankers | Unity Trust Bank pic | ||||||
| 4 Brindley Place, Birmingham, | B12JB | ||||||
| Solicitors | Cartmell Shepherd |
||||||
| Bishop Yards, Penrith, | CA11 7XS | ||||||
| Architect | (St Andrew' s) | Mr Paul Grout 1 Angel Yard, Highgate, |
Kendal, | LA9 4DA | |||
| Architect | (Christ | Church) | Mr John Barnes Selah House, Renwick, |
Penrith, | CA10 1JZ |
| Clergy | The Revd D G Sargent (Chairman) | |
|---|---|---|
| The Revd Gary Cregeen | ||
| The Revd Mary Edwards The Revd A LJones (to 9'" September) |
||
| Churchwardens: | Miss J Boylan | |
| Mr W A Maddams | ||
| Mr P A Lund | ||
| Mrs M E Irving (to 25'" October) | ||
| DrJ A Irwin (from 25'" October) | ||
| Treasurer | Mrs M E irving | |
| Secretary | Mr D G Walker | |
| Assistant | Secretary | Mr H G Ellison |
| Members | ofthe Diocesan Synod | The Revd Canon D G Sargent |
| The Revd A L Jones | ||
| Miss SC A Tomlinson | ||
| Mrs J A Barrett | ||
| Mr N Barrett |
| Unrestricted | Restricted | Total | Funds | Total | Funds | ||
|---|---|---|---|---|---|---|---|
| Note | Funds | Funds | 2020 | 2019 | |||
| INCOME AND ENDOWMENTS | |||||||
| Voluntary Income |
152,690 | 18,247 | 170,937 | 77,954 | |||
| Activities for generating funds |
2,045 | 0 | 2,045 | 17,017 | |||
| Income from investments | 4,807 | 13,991 | 18,798 | 9,221 | |||
| Church activities | 7,499 | 0 | 7,499 | 5,926 | |||
| TOTAL INCOME | 167,041 | 32,238 | 199,279 | 110,118 | |||
| EXPENDITURE | |||||||
| Cost ofgenerating funds |
996 | 0 | 996 | 8,391 | |||
| Church activities | 142,563 | 36,354 | 178,917 | 103,803 | |||
| TOTAL EXPENDITURE | 143,559 | 36,354 | 179,913 | 112,194 | |||
| NET | 23,482 | P,116 | 19,366 | -2,076 | |||
| (EXPENDITURE) INCOME | |||||||
| BEFORE INVESTMENT GAINS | |||||||
| NET GAIN ON INVESTMENTS | 32,670 | 3,328 | 35,998 | 55,317 | |||
| NET INCOME/EXPENDITURE | 56,152 | -788 | 55,364 | 53,241 | |||
| TRANSFER BETWEEN FUNDS | |||||||
| NET MOVEMENT IN FUNDS |
56,152 | -788 | 55,364 | 53,241 | |||
| TOTAL FUNDS BROUGHT FORWARD | 285,112 | 624,929 | 910,041 | 856,800 | |||
| TOTAL FUNDS CARRIED FORWARD | 341,264 | 624,141 | 965,405 | 910,041 |
| STATEMENT OF ASSETSAND LIABILITIES | STATEMENT OF ASSETSAND LIABILITIES | ||
|---|---|---|---|
| 31December 2020 | |||
| 2020 | 2019 | ||
| Note | |||
| FIXEDASSETS | |||
| Tangible Assets | 12 | 236 | 514 |
| Investments | 13 | 610,077 | 555,386 |
| 610,313 | 555,900 | ||
| CURRENT ASSETS | |||
| Short term debtors | 4,445 | 11,587 | |
| Cash at bank | 14 | 47,337 | 93,884 |
| Cash at building societies | 306,063 | 252,176 | |
| Cash in hand | 41 | 41 | |
| 357,886 | 357,688 | ||
| CREDITORS: Amounts | falling due within | ||
| one year | 15 | -2,794 | -3,547 |
| NET CURRENT ASSETS | 355,092 | 354,141 | |
| TOTAL ASSETSLESS CURRENT LIABILITIES | 965,405 | 910,041 | |
| PARISH FUNDS | |||
| Restricted | 17 | 624,142 | 624,929 |
| Unrestricted | 17 | 341,263 | 285,112 |
| TOTAL FUNDS | 965,405 | 910,041 |
| Unrestricted | Restricted | Total | ||||
|---|---|---|---|---|---|---|
| Funds | Funds | 2020 | ||||
| F | ||||||
| Planned giving |
||||||
| Regular Gift Aid |
53,987 | 2,699 | 56,686 | |||
| Individual | Gift | Aid | 5,683 | 1,152 | 6,835 | |
| Gift Aid recovered | 16,690 | 1,607 | 18,297 | |||
| Other planned | giving/pledges | 9,414 | 9,414 | |||
| Collections | at | Services | 2,805 | 2,827 | 5,632 | |
| Other voluntary | receipts | |||||
| Donations | 899 | 1,367 | 2,266 | |||
| Collections | in | memoriam | 3,255 | 4,643 | 7,898 | |
| Porch box | and | wall safe | 2,007 | 2,007 | ||
| Legacies | 49,371 | 49,371 | ||||
| Gift Day | 6,895 | 2,500 | 9,395 | |||
| Grants | 1,684 | 1,452 | 3,136 | |||
| 152690 | 18247 | 170937 |
| 3.VOLUNTA | RY | INCOME | |||
|---|---|---|---|---|---|
| Unrestricted | Restricted | Total | |||
| Funds | Funds | 2019 | |||
| Planned giving |
|||||
| Regular Gift Aid |
31,344 | 1,780 | 33,124 | ||
| Individual Gift |
Aid | 3.237 | 402 | 3,639 | |
| Gift Aid recovered | 11,226 | 651 | 11,887 | ||
| Other planned | giving/pledges | 5,349 | 5,349 | ||
| Collections at | Services | 4,416 | 4.416 | ||
| Other voluntary | receipts | ||||
| Donations | 2,193 | 6,000 | 8.193 | ||
| Collections in |
memoriam | 4,223 | 4,519 | 8.742 | |
| Porch box and | wall safe | 2,614 | 2,614 | ||
| 64602 | 13352 | 77954 |
| Unrestricted | Restricted | Total Funds | Total Funds | ||
|---|---|---|---|---|---|
| Funds | Funds | 2020 | |||
| Events, | concerts, etc | 628 | 628 | ||
| PRS Fees | 576 | 576 | |||
| Booklet | sales | 139 | 139 | ||
| Church | Lettings | 325 | 325 | ||
| Craft Fair | 92 | 92 | |||
| Card sales | 285 | 285 | |||
| ~2045 | 2 | 045 |
| Unrestricted Restricted |
Unrestricted Restricted |
Total Funds | ||||
|---|---|---|---|---|---|---|
| Funds | Funds | 2019 | ||||
| Events, | concerts, etc | 14.484 | 14,484 | |||
| Booklet | sales | 283 | 283 | |||
| Church | Lettings | 2,250 | 2,250 | |||
| 17.017 | 0 | 17017 | ||||
| 5. INCOME FROM INVESTMENTS„ | ||||||
| Unrestricted | Restricted | Total | ||||
| Funds | Funds | Funds | ||||
| 2020 | ||||||
| Dividends | on CBF Investment | Fund | 3,703 | 11,969 | 15,672 | |
| Build Society and CBF Deposit | Fund interest | 1,104 | 2,022 | 3,126 | ||
| 4807 | 13991 | 18798 | ||||
| 5. INCOME FROM INVESTMENTS | ||||||
| Unrestricted | Restricted | Total | ||||
| Funds | Funds | Funds | ||||
| 2019 | ||||||
| Dividends | on CBF Investment | Fund | 1,824 | 5,896 | 7,720 | |
| Build Society and CBFDeposit | Fund Interest | 296 | 1,205 | 1,501 | ||
| ~2120 | 7 101 | 9221 |
| 6.INCOME | FROM CHURCH | ACTIVIT | IES | ||
|---|---|---|---|---|---|
| Unrestricted | Restricted | Total Funds | |||
| Funds | Funds | 2020 | |||
| Marriage 8 |
funeral fees retained | by PCC | 5,181 | 5,181 | |
| Parish Magazine | 911 | 911 | |||
| Contributions | from other parishes | 798 | 798 | ||
| Social event | 557 | 557 | |||
| Misc Sales | 52 | 52 | |||
| ~7499 | ~7499 | ||||
| 6.INCOME | FROM CHURCH | ACTIVITIES | |||
| Unrestricted | Restricted | Total Funds | |||
| Funds | Funds | 2019 | |||
| Marriage 8 funeral fees retained |
by PCC | 4,708 | 4.708 | ||
| Parish Magazine | 434 | 434 | |||
| Contributions | from other parishes | 784 | 784 | ||
| ~5926 | ~5926 |
| Unrestricted | Restricted | TotalFunds | |
|---|---|---|---|
| Funds | Funds | 2020f | |
| Cardstall | 320 | 320 | |
| Parish Magazine expenses | 602 | 602 | |
| Booklet expenses | 112 | 112 | |
| Event expenses | -38 | -38 | |
| 996 | 996 |
| COST OF GENERATING FUNDS |
|||
|---|---|---|---|
| Unrestricted | Restricted | Total Funds | |
| Funds | Funds | 2019 | |
| Cardstall | 710 | 710 | |
| Parish Magazine expenses | 45 | 45 | |
| Booklet expenses | 135 | 135 | |
| Event expenses | 7,501 | 7,501 | |
| ~8391 | ~8391 |
| HURCH ACTIVITIES | ||||
|---|---|---|---|---|
| Unrestricted | Restricted | Total Funds | ||
| Funds | Funds | 2020 | ||
| Ministry -Parish Offering Mission &charitable giving |
82,205 1,169 |
4,850 | 82,205 6,019 |
|
| In memoriam | 4,643 | 4,643 | ||
| Clergy expenses Church Running Costs |
2,193 16,506 |
938 | 2,193 17.444 |
|
| Utilities | 7,970 | 7,970 | ||
| Church maintenance | 5,825 | 10,760 | 16,585 | |
| Music | ||||
| Printing 8 stationery |
4,170 | 314 | 4,484 | |
| Advertising costs |
210 | 210 | ||
| Parish staff wages | 7,629 | 7,629 | ||
| Family Worker salary/expenses | 4,575 | 13,290 | 17,865 | |
| Bank charges | 606 | 606 | ||
| Room hire/office rent |
2,599 | 388 | 2,987 | |
| PRSfees | 627 | 627 | ||
| Refund fees | 184 | 184 | ||
| Depreciation | 278 | 278 | ||
| Misc | 115 | 740 | 855 | |
| Social event | 508 | 508 | ||
| Governance | 5,194 | 5,194 | ||
| Flower Fund | 77 | 77 | ||
| Organ Fund -Christ Church |
142 563 | 354 36354 |
354 178917 |
|
| HURCH ACTIVITIES | ||||
| Unrestricted | Restricted | Total Funds | ||
| Funds | Funds | 2019 | ||
| Ministry -Parish Offering | 46,783 | 46,783 | ||
| Mission & charitable In memoriam |
giving | 4,203 | 3,217 4,519 |
7,420 4,519 |
| Clergy expenses Church Running Costs |
3,109 6,194 |
3,109 6,194 |
||
| Utilities | 4,766 | 4,766 | ||
| Church maintenance |
3,490 | 3,490 | ||
| Music | 292 | 292 | ||
| Printing 8 stationery |
1,424 | 1,424 | ||
| Advertising costs |
463 | 463 | ||
| Parish staff wages | 6,896 | 6,896 | ||
| Family Worker salary/expenses | 11,827 | 2,181 | 14,008 | |
| Bank charges Room hire/office rent |
155 1,482 |
882 | 155 2,364 |
|
| Depreciation Sundry Expenses Governance |
60 463 954 |
443 | 60 906 954 |
|
| 92 561 | 11242 | 103803 | ||
| 20 |
| Unrestricted | Restricted | Total | Total | |||
|---|---|---|---|---|---|---|
| Funds | Funds | 2020 | 2019 | |||
| f | f | f | f | |||
| Relief | ||||||
| CDBF Harvest Appeal |
863 | 863 | 408 | |||
| Church Mission Society |
1,087 | 1,087 | 0 | |||
| 1,950 | 1,950 | 408 | ||||
| Home Mission | ||||||
| Children's Society |
0 | 913 | 913 | 1,276 | ||
| Christians Against |
Poverty | 0 | 531 | 531 | 350 | |
| Ignite | 0 | 608 | 608 | 650 | ||
| Riding Lights | 410 | 0 | 410 | 0 | ||
| Churches Together | in Penrith | 415 | 0 | 415 | 0 | |
| Diocesan Growth | Fund | 0 | 0 | 0 | 274 | |
| 825 | 2,052 | 2,877 | 2,550 | |||
| Secular Charities | ||||||
| Penrith Town Band |
0 | 190 | 190 | 0 | ||
| Hospice at Home | 0 | 327 | 327 | 0 | ||
| Cumbria Family Support |
0 | 331 | 331 | 0 | ||
| Dementia UK |
294 | 0 | 294 | 280 | ||
| North Lakes School |
50 | 0 | 50 | 0 | ||
| Poppy Appeal | 0 | 0 | 0 | 686 | ||
| RAFA | 0 | 0 | 0 | 131 | ||
| Stroke Association | 0 | 0 | 0 | 66 | ||
| Salvation Army |
0 | 0 | 0 | 23 | ||
| Teenage Cancer Trust | 0 | 0 | 0 | 3,276 | ||
| 344 | 848 | 1,192 | 4,462 | |||
| 1,169 | 4,850 | 6,019 | 7,420 |
| Unrestricted | Restricted | Total Funds | Total | |||
|---|---|---|---|---|---|---|
| Funds | Funds | 2020 | 2019 | |||
| Independent | examination | fees | 5,194 | 5,194 | 954 | |
| 5194 | ~5194 | 954 |
| 12.TANGIBLE FIXEDASSETS | |
|---|---|
| Equipment | |
| COST | |
| At1 Jan 20 | 574 |
| Additions | |
| At 31 December 20 | 574 |
| DEPRECIATION | |
| At1 Jan 20 | 60 |
| Charge for the year | 278 |
| At 31 December 20 | 338 |
| NET BOOK VALUE | |
| At 31 December 20 | 236 |
| cember 2020 | between funds | ||
|---|---|---|---|
| Unrestricted | Restricted | Total | Funds |
| Funds | Funds | 2020 | |
| 158,643 | 451,434 | 610,077 |
| 14.DEBTORS: Amounts | 14.DEBTORS: Amounts | 14.DEBTORS: Amounts | falling due within one year | ||
|---|---|---|---|---|---|
| 2020 | 2019 | ||||
| income tax recoverable | on | Gift Aid | 4,206 | 11,152 | |
| Other debtors | 239 | 435 | |||
| 4445 | 11567 | ||||
| 15.CREDITORS: Amounts | falling due within one year | ||||
| 2020 | 2019 | ||||
| Creditors | 1,794 | 2,947 | |||
| Independent | Examination | Fee | 1,000 | 600 | |
| 2794 | ~3547 |
| Tangible | |||||
|---|---|---|---|---|---|
| Fixed assets | Investments | Other net assets | Total | ||
| Restricted | Funds | 0 | 451,434 | 172,708 | 624,142 |
| Unrestricted | funds | 236 | 158,643 | 182,384 | 341,263 |
| TOTAL | 236 | 610077 | 355092 | 965405 |
| 17,FUND D | ET | AILS | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Funds | at Incoming |
Outgoing | Funds | at | ||||||
| 1st | Jan | 2020 resources |
resources | 31stDec | 2020 | |||||
| Unrestricted | Funds | |||||||||
| General | 185,609 | 150,339 | -138,272 | 197,677 | ||||||
| Designated | ||||||||||
| Children 8 Family Worker |
53,343 | 0 | -4,575 | 48,768 | ||||||
| Church Bells |
5,000 | 0 | 0 | 5,000 | ||||||
| Prayer Spaceetc | 20,000 | 0 | -20,000 | 0 | ||||||
| Paving WW1 | Memorial | 2,952 | 0 | -2,952 | 0 | |||||
| Promoting Music |
in Church | 708 | 0 | 0 | 708 | |||||
| Tercentenary | Project | 17,500 | 22,952 | 0 | 40,452 | |||||
| Live Streaming | 0 | 12,343 | -713 | 11,630 | ||||||
| Fire Detection | 0 | 12,343 | 0 | 12,343 | ||||||
| Christ Church | Refurbishments | 0 | 24,686 | 0 | 24,686 | |||||
| 285,112 | 222,663 | -166,512 | 341,263 | |||||||
| Prayer Space | 8 Paving | Funds transferred | to Tercentenary | Designated | Funds as agreed | by PCC | ||||
| Restricted Funds |
||||||||||
| Christ Church | ||||||||||
| Choir Fund | 33 | 0 | 0 | 33 | ||||||
| Organ Fund |
1,528 | 0 | -354 | 1,174 | ||||||
| Fabric Fund | 14,273 | 6,926 | 0 | 21,199 | ||||||
| St Andrew' s | ||||||||||
| Choir Fund | 376 | 4 | 0 | 380 | ||||||
| Organ Fund |
617 | 7 | 0 | 624 | ||||||
| Fabric Fund | 28,300 | 15,014 | -10,760 | 32,554 | ||||||
| Joyce Muirhead | Fabric | Fund | 144,866 | 0 | 0 | 144,866 | ||||
| Flower Fund | 201 | 130 | -77 | 254 | ||||||
| Memorial Stone |
90 | 0 | 0 | 90 | ||||||
| Tercentenary | Fund | 918 | 2,799 | 0 | 3,717 | |||||
| New Building | Fund | 2,784 | 0 | -2,784 | 0 | |||||
| Bell Ringers | 11 | 55 | 0 | 66 | ||||||
| Children 5 Family Worker Project | 0 | 13,992 | -13,992 | 0 | ||||||
| Parenting Project |
829 | 0 | -829 | 0 | ||||||
| Sunday School | 400 | 0 | -400 | 0 | ||||||
| Youth Fund |
6,675 | 0 | -6,675 | 0 | ||||||
| Ignite | 608 | 0 | -608 | 0 | ||||||
| Outreach | 4,865 | 0 | 0 | 4,865 | ||||||
| Live Streaming | 0 | 938 | -938 | 0 | ||||||
| Permanent Endowment |
0 | |||||||||
| Goodburn Endowment |
Fund | 417,555 | -3,235 | 414,320 | ||||||
| Donations in |
memoriam | 0 | 4,643 | -4,643 | 0 | |||||
| Donations to | charity 5 | other collect | 0 | 4,981 | -4,981 | 0 | ||||
| 624,929 | 46,254 | -47,041 | 624,142 |