2025-03-31-accounts - Expert Link

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Trustees' Annual Report for the period

Period start date Period end date Day Month Year Day Month Year 1 April 2024 To 31 March 2025

From

Section A Reference and administration details

Charity name Expert Link Other names charity is known by

Registered charity number (if any) 1187188

Charity's principal address 2nd Floor Minories House 2-5 The Minories London Postcode EC3N 1BJ

Names of the charity trustees who manage the charity

Trustee name	Office (if any)	Dates acted if not for whole year
Peter Smith	Chair of the Board of Trustees Chair Finance and Governance Committee
Ryan Snape	Trustee Finance and Governance Committee Member
Marnie Burden	Trustee Finance and Governance Committee Member
Nicola Plumb	Trustee
Steven Neville	Trustee
Shane Britton	Trustee Learning and Development committee Chair
Mark Banham	Trustee Learning and Development committee member	August 2024
Debbie Craig	Trustee Learning and Development committee member	August 2024

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Marcin Bielecki	Trustee Finance and Governance Committee Member	August 2024
Gareth Murphy	Trustee Learning and Development committee Member	August 2024

Names of the trustees for the charity, if any, (for example, any custodian trustees)

Name Dates acted if not for whole year

Names and addresses of advisers (Optional information)

Type of adviser	Name Address	Name Address




Name of chief executive	or names of senior staff members (Optional information)

Section B Structure, governance and management

Description of the charity’s trusts

Constitution Type of governing document (eg. trust deed, constitution) Charitable Incorporated Organisation How the charity is constituted (eg. trust, association, company)

Appointed Trustee selection methods

(eg. appointed by, elected by)

Additional governance issues (Optional information)

The recruitment and development of trustees. You may choose to include Expert Link are proud that the majority of its trustees have direct additional information, where experience of severe and multiple disadvantage including but not limited relevant, about:

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policies and procedures to homelessness, substance and alcohol misuse, mental illness, people affected by the criminal justice system, and victims of abuse and domestic
adopted for the induction and violence.
training of trustees;
the charity’s organisational Along with the board of trustees, Expert Link have two sub-committees. structure and any wider Membership of the sub-committees is drawn from the trustees. The network with which the charity subcommittees are works;
relationship with any related parties;
trustees’ consideration of major risks and the system and procedures to manage them.
Finance and Governance Committee (FaG) Purpose • Provide scrutiny and over sight over Expert Link finances • Sign off of accounts • Sign off of annual budgets • Provide scrutiny over use of resources • Management of Risk Register • Governance Learning and Development Committee (LaD) Purpose • Provide oversight and scrutiny of the delivery of projects and services
• Provide support on learning and development • Support strategy development • Ensure EL works maintains focus on its purpose and works within its value set.
Policies and policy development Expert Link have a comprehensive set of policies. That include • Code of Conduct for Staff and Volunteers • Confidentiality statement for staff, volunteers, consultants, trainers and other freelance workers
• Safeguarding Policies and Procedures • Equality, diversity and inclusion policy • Managing Relationships • Grievance Procedure • Dignity at Work Policy • Whistleblowing • Data Protection Policy Policies are constantly monitored as the organisation develops, and are subject to a review on a biennial basis. Monitoring and reviews ensure that our policies stay both relevant and accessible.

Section C Objectives and activities

Summary of the objects of the charity set out in its governing document Summary of the main activities undertaken for the public benefit in relation to these objects (include within this section the statutory declaration that trustees have TAR	The Objects of the CIO are, for the public benefit, to relieve poverty, sickness and need amongst people suffering severe and multiple disadvantage including but not limited to homelessness, substance and alcohol misuse, mental illness, people affected by the criminal justice system, and victims of abuse and domestic violence, through the provision of education, training, advocacy and other forms of support.
	Expert Link is a peer-led organisation that champions the voices of people with lived experience of multiple disadvantage, including homelessness, mental ill health, substance misuse, offending, and domestic violence and abuse. We aspire to a world in which people with lived experience of multiple
	3 March2012

Summary of the objects of the
charity set out in its governing
document
Summary of the main activities
undertaken for the public
benefit in relation to these
objects (include within this
section the statutory
declaration that trustees have
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The Objects of the CIO are, for the public benefit, to relieve poverty,
sickness and need amongst people suffering severe and multiple
disadvantage including but not limited to homelessness, substance and
alcohol misuse, mental illness, people affected by the criminal justice
system, and victims of abuse and domestic violence, through the provision
of education, training, advocacy and other forms of support.

Expert Link is a peer-led organisation that champions the voices of people
with lived experience of multiple disadvantage, including homelessness,
mental ill health, substance misuse, offending, and domestic violence and
abuse.
We aspire to a world in which people with lived experience of multiple

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had regard to the guidance issued by the Charity Commission on public benefit)

disadvantage are treated as equal partners in decisions that affect their lives. To work towards this vision, we influence national policy and support local policy-makers, service providers and people with lived experience to work together to design policies and services that are driven by lived experience.

We promote genuine collaboration between policy-makers, service providers and people with lived experience of multiple disadvantage. Our approach to co-production is guided by principles of collective power, equitable decision-making and a strengths-based perspective.

All of our work is driven by our purpose to inspire, support and champion co-production, with the voices of people with lived experience at its heart. This work is guided by our values: a belief in humanity and the potential of all people, and a commitment to honesty as the foundation for creating meaningful change and fostering hope.

During 2024/25, Expert Link’s activities focused on influencing policy and practice, building the capacity of organisations to work in co-production, and supporting people with lived experience to participate meaningfully in decision-making. Through these activities, the charity worked to relieve poverty, sickness and need among people experiencing severe and multiple disadvantage.

Influencing policy and systems

Expert Link continued to amplify the voices of people with lived experience to inform local and national policy development, including work relating to welfare, housing, homelessness and related public services.

We supported people with lived experience to contribute to consultations, advisory groups and forums, ensuring that their insights informed policy debates and decision-making processes. This work enabled public bodies and decision-makers to better understand the real-world impacts of policy and service design, contributing to more responsive, effective and humane systems.

During the year, Expert Link also delivered commissioned work for national and local bodies, drawing on our expertise in co-production and lived experience engagement. These commissions enabled public authorities to engage directly with people affected by poverty, homelessness and related disadvantages.

Co-production, training and organisational support

Expert Link delivered training, facilitation and advisory support to charities, public bodies and other organisations seeking to embed co-production and meaningful lived experience involvement in their work.

This included training sessions, workshops and longer-term support focused on:

developing trauma-informed and inclusive approaches to engagement
supporting equitable decision-making and shared power
strengthening organisational practice around lived experience involvement

By strengthening organisational practice, this work contributes to improved services and outcomes for people experiencing multiple disadvantage.

Supporting lived experience participation

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Across all areas of activity, Expert Link prioritised the safe, ethical and meaningful involvement of people with lived experience. We provided practical and emotional support to enable participation, recognising the barriers faced by people experiencing disadvantage. This included attention to accessibility, fair recognition of contributions, and the creation of supportive environments for participation.

Board of Trustees and public benefit

The Board of Trustees met regularly throughout the year and undertook relevant training, receiving regular updates on Charity Commission guidance and regulatory requirements.

The trustees confirm that, in planning and reviewing the charity’s activities during 2024/25, they have had due regard to the Charity Commission’s guidance on public benefit. The trustees are satisfied that the charity’s activities were carried out in furtherance of its charitable objects and for the public benefit, through the provision of education, training, advocacy and other forms of support to relieve poverty, sickness and need among people experiencing severe and multiple disadvantage.

Additional details of objectives and activities (Optional information)

You may choose to include further statements, where relevant, about:

policy on grantmaking;
policy programme related investment;
contribution made by volunteers.

Section D Achievements and performance

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Section D Achievements and performance During 2024/25, Expert Link made significant progress in advancing its Summary of the main charitable objects by strengthening the influence of people with lived achievements of the charity experience of multiple disadvantage on public policy, improving co- during the year production practice across organisations, and expanding its national lived experience network. A key achievement was the continued development and delivery of the National Expert Influencing Forum (NEIF), funded by the Lloyds Bank Foundation. Through this programme, people with lived experience engaged directly with central government departments, including the Department for Work and Pensions, to inform policy discussions on welfare reform, access to benefits, digital exclusion, supported housing standards and discretionary welfare assistance. This work ensured that policy development was informed by the experiences of people affected by poverty and multiple disadvantage. Expert Link also continued to deliver the Rough Sleeping Lived Experience Forum for the Department for Levelling Up, Housing and Communities as part of the government’s Rough Sleeping Strategy. The forum brought together people with lived experience of homelessness and rough sleeping to inform national homelessness policy, including supported housing standards, outreach practice and asylum-related housing issues. At a local level, Expert Link supported local authorities to strengthen coproduction and lived experience involvement in policy and service design, including work with Westminster City Council and Hull City Council. This enabled people with lived experience to contribute directly to local decision-making and commissioning processes. During the year, Expert Link’s network grew to over 2,200 members, representing a wide range of lived experiences. Targeted outreach supported greater engagement with underrepresented groups, including women, young adults and people with experience of the asylum system. Expert Link also supported people with lived experience of homelessness to contribute to funding decisions through Comic Relief’s Youth Homelessness Fund, ensuring that grant-making was informed by those directly affected. Expert Link completed the London Day Centres co-production project, funded by Trust for London, supporting five day centres to embed coproduction practice. The project concluded with a well-attended dissemination and learning event, sharing practical insights and legacy guidance to support continued improvement across the sector. In addition, Expert Link continued to support the Gambling Harms Lived Experience Network (GLEN) in its development towards operating as an independent charity, demonstrating the transferability of Expert Link’s peer-led and co-production expertise across different areas of social harm and disadvantage.

Section E Financial review

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Brief statement of the charity’s policy on reserves

The trustees propose to build and maintain the organisations/charity’s reserves at a level which is at least equivalent to three/six months’ operational expenditure and are doing so having regards to its manner of operation of likely funding streams. The trustees review the amount of reserves that are required to ensure that they are adequate to fulfil the charity’s continuing obligations on a quarterly basis at their finance meeting.

Details of any funds materially in deficit

Further financial review details (Optional information)

You may choose to include additional information, where relevant about:

the charity’s principal sources of funds (including any fundraising);
how expenditure has supported the key objectives of the charity;
investment policy and objectives including any ethical investment policy adopted.

Section F Other optional information

Section G Declaration

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) Christopher James Ostmeier-Brill Full name(s) Peter James Smith Position (eg Secretary, Chair Chief Executive Officer Chair, etc)

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Date TAR Maich 2012

Chlrtty numb•r: 118718B Exp•rt Llnk R•port of th• TN•l•M •nd Un*udlt•d Fln•nelal Stat•m•nt• For th• y••r •ndod 31 Mah 2025

Exp•rt Unk Conl•nt• P8g• For th• y••r •nd•d 31 Mar¢h 2025 R•port olth• Tn&qt••• 1K4 Ir•nd•nt Ex•mln•V• R•portlo th• ThJil•M Slkknint ol FIMn¢l•l Athm Stthm•nl ofFln•nd•l Po•lon Nc4•1 to th Fln•nrknl 8tthn•nts 8t015

Expert Llnk Report of tho TruBtefjB For tho year •nd•d 31 March 2025 The Tru$tees have F4088U In presenting Iheir report and th• financial Stalemenls for the tharlty for the yéar ond8d 31 MBrch 202S. Th TN•tegB ha lollowe(I the prov1810 el Accountlng #nd Reportlng ty Chwillei.. Stitement tl Rewmrnended Pr8cUc applkable to th8rilieB prnp8ring Ih8tr acctyjnts In accordance wHh Ihp Flnarrial R•porting Slandard 8pplIO In th• UK aTrJ thg Republkc4 Irelgnd IFRS 1021 1 Januiry 20191. OBJECTIVES AND ACTIVITIES The Otpcts of Ihe CIO ar•, for tho public bemfft, to r•llw• slckn•88 noèd amongll F4¢pIo 1ufl•r4ng lovèr• nd mutt18 disth8ntsg? in¢ludlng but not limil•d to hcm818unes8. 8ub8tsnc• •nl a1h01 rrM$ug•. mental Olne$$, pot¥slo alledtrj by th• uiminl justKe By8tem, •nd ¥idwnB of qbubo and dOtiC ¥enCe. IhroLW Iha proMthn ol educ8ti0n, tralnlng, odvocw •nd ot( lormB ofwpport. exwt Lknk 18 e pe•r.l•d trgonkiation that thampton& the volc•• ol pec wfth INed expDwnce of muNiplo th'mdvantagei dudlry hom•knMM$6. rrrfjntal h84tth 8uhl•ne• rnlium, 011•ling and domeidc vloknca abuse. o•plr• b A wortd whgfo people Ilv•d •xp•rlenc• of mult#l• dkryadvintagos wre traated 08 equal pwrtn•rn In dea8)n m•d• abtsul our 11¥o1. To wcyk toward• thls vi•M)n, w• Innu•n¢• n•lion•l pdKi•• ¥nd iupptyt policy.makerg. provld•M and p•opkn wtth Ivad •xpoAence lo wort l0g•thor to 4Jo819n Old•8 and awvIc th81 o dri Uved exporienc•. W• prvnot¢ g¢nuine cd14borallon befvmen poky-maker8, prov• •nO peapig wtth Ied exp?rnce ol mUlp1• dl•8dvanlag•a. Our pr4Gh to W-pwoduclwJn IB guid&J by principl•• ol ¢dI¢¢I4 pty•r, •qurtgbl• d•¢iii¢n•m•kln9 and • Ilwqnglhi4>uad porspg¢tfv•. All ol our WO IN drlven by our purpo1• to Snip6r•, 6upport and champWJn co-produ¢llon, wrth the vol• ol p•opl• •¥poil0n al heart. Thli work Is gulded by our v•lu•8.' a bollel In humanily and th• pot•ntl•l 01411 poopl•, qnd • commbtm•nl to honelly u th• lound•Uon lor ¢r•atlng m•onlnglul chang• and I0•t•9 hop•. Durfng 2024r25. Exp•rt Llnk'l •cll¥ltS81 fMi••d on Influmdng pc4iey •nd praclic•, bulldlng lh• coyclly ol organlallon• lo work in ¢ pr)UCtIOn, and 1upplIng p•opl• wtth Il¥•d ?xpgrlencg to partl¢lp•t• rnejnlngluly In ded$lon-maklng. Through th••• •ctlvftl••, th• Jdly wothed to r•ll•v• povorty. slckn•ii and noed among poo¥ •xp•rf•nckng 1ov¥r• •nd mulliplo dli4dv&nl•90. flu•n¢kng pc41cy •y•t•m• Exp•rt Llnk ¢onllnu•d 10 ampllly thv volv• of p?opl• Ilv•d •xporf•n¢• lo Inlorm looal ertt1 n•lh)n•l pollw d•wbpm•nt, Indudlng worh rel8llrvJ lowglf¥r•, hw•lng, hom•l•i•niB• and relal•d publlc i•Fvk•J. •upported p•opl• wfth1S¥•d •xp•rlenc• to contrlbut• lo consult•llon•, •dvl•ory graup• and lafumi, •n•urtng Ih•t th•lr kn•4ghl• Inlorm•d polky debal81 and doclgbn-m•klng proGeiie•. Th4B work onabled publk bodle• Bnd ded8knn-mAker• lo hller Uer•I0nd lh• r••lwmrtd Imp•cl• of policy Ind d•Ji9n, conlrtbulin9 to mor• f••PDn•fv•, o118cllw and hurn8ne ¥yBtem. Durfn9 the y•gr, E¥pert L5nk allo dellvered c(rn)&•lM•d wort lor n•lb)n•l and lo¢•1 bod$. dr•In9 on our expvrNiv In Go-producllon and Il¥ed 8xperiénc• enggg¥menl. Th••• c¢)mmis•iM8 enabled publlc authorrtl?J to eng899 fli1o¢lly wlth p•opk •flecl•d by povorty, hom11••on• and rol4l•d dlsadvanlag. Experl Llnk d•llv•md Ifdnlng, 1gcllllAtlon •nd •d•ory iupport to ¢harbtlM. publk bodl•A and othèr Organlill0nl M•klng to •mb•d co productth •nd mp4nlnglul lived exp•rience invdvemont In Ihdr wort. Th1• Included trglnln9 8?•&kJn&, workohops and long8r.l•rni BUPPOrt locu8•d on., do¥•lrfilng Iraum8-Infomi8d and Indu•ive opproache8 to engBgemenl •upporUng •quhablo declilon.m8klrrtJ and Shamd p Blrgngth?nlng or98nl••lh)nal pr4Ctlce around IW •Mporknnco Invol¥•m•nt By SIn91h9n&rrtJ ty9•nliatlonal prnctlc4, Ihlo ¢ontdbut•• to Improv•d Mrvice• and outcKffle8 foi peo9 8XF4Jrienclng MUlPIe dl8•dvqnlag8. A¢ro86 all oroai ol actiwty, Expert Llnk prlorit188d the Sale, 8lhic81 and meanlnglth InvrAvemnt of p•ople wlth Ilv•d 1xmri•n. Wo provhled Pf8¢1i¢Jl and ¢motbnal Support to en8blg particlpjlkin, r¢cognlBing Ihe barrr8 f4c8d by people exp8inclno di88dvgntage. Th1$ Induded Oliention lo acce8siblUly, l)Sr feckngnitp?n olcontrknutions, and lh¢ ¢r¢)tlon o18uppDrtive vwroDrnBntb frKpuitic4p41ion. Statomont on publ1¢ b•n•fft The IruBle88 have c4ngbaefed the Charity Comml•lLw$ guld•nG• gn public bornfiL duding the guldanc8 'public ben8fft.. wunning a charity IP821'. 1 0113

Expèrt Llnk R•port ol th• Tru¥t••s Contlnuod For tho y•ar •nd•d 31 March 2025 AcHVEmENTs AMD PERFORMANCE DurfNJ 2024r25. EXF•rtLi made signthnt progr••8 In 8dvandrvJ4ts chartt4bK• oblocl• by 8tr•nqther4rvJ th• IThfine• of p•wkwtth I ¢xpo1i•ncg of mU.ple dl•ad¥antago w P11¢ pdky. inwroviw CLwroJuclion pradk• a¢rois orggni•atbnJ. and •xp•nding n4tson•l I'ved expemnce network. A koy achlgvem•nt was th eontlnu8d dg¥elopment and d?lfv•ry of th• N8llonal Exp•rt Innugnrjng Forw INEIFI, fundod by t Lloydi Bonk Foundation. Through Ihi8 progr&mme. peopkry with li¥gd ¢xperien¢e ng406d dweGtly with c•ntrg1 government depgrtrrnntB, including lh• DpJrtrrnnt lor Work and PTr•loni, to Snfomi poky d1•WlOn1 on wolfar• reloim, acc•88 lo bon•flti. dlgltal lxEhJon, supported houjlng 8tAnd•rOi •nd discr•tb)nary wellar• o•il•l•nc•. Thls work enlurnd thal policy davelcprmnt wai Inform•d by th• •xp•rhnG•• of p8opIB affect by pov•rty •rJ mulllpkndl•8dv¥nlow. D•partm•nllor L•v•115ng Up HouBIDg And Communlllm IDLUHCI Exp•rt Llnk alio ¢ontlnu•d to de1&r th• Rough Uv•d Exp811onc• Forwn fryr the 0gportm•nt lor L•¥•llln9 Up, Plou•lng and Cornmunllv ao port ofthe oo¥•rnrn•nt'B Rough Sl¢•ping Strotogy, Th• lorum brought lopth•r WOF4e wlth tlv•d oxpeii•nce ol h¢wlèasn•JB Ind mugh 818eF4ri9 to knf¢Mm n•llonal hml•aane68 pollcy, Inckndlng iuppJrt•d Ul1n9 •t)nd•rd•. oulr•Jch prth •p 08yl¢Jm.ral•t•d hoon9 ltsu•8. Ctyprodu¢tloTr. tr•lnlDg •nd 019•nl•itlonl lupport At • locwl l•v?I, exp•rt Llnk •upport•d loc81 aulhorWg• to •lr•n9lh•n co.produ¢tfjon •nd lfv•d •xp•rnu Involvwn•nl In Ocy and ••r¥k• d•Blgn, Indudln9 wth wtth W••lrnlnBter Clty Coun¢il gnd Q"ly Council. Th51 •nabk•d p•tspl•wlth Ilv•d •XperI•ra lo£ontrSbul• dlrxtly to local 4•dilon-rnakkng and comrnl••Jnkng pro¢MM•. Dudng lh• y•4r, expwl LI,8 rthork gmw to r 22CQ rnwnb•r•, r•p¥Mlg • wld• r•w• ol Ilv•d •xp•rknc•i. T4rg•l•d outr•Kh supported gr•¥lw •ngw•m•nt wlth urOO¥r•pr•nt•d group•. Includlng ¥vom•n, •dult• •nd p•opl• wllh •xp•rk•nc• ol th• aiylum By4t•m. Expert LlpA alio •upp)flod poplo wlth Ilwd •ythco of ta c¢ntrbut• to lundkng d•clilonJ through CO Ro118f• Youlh Homal•Mn•i• Fwd. that giantkIng w•• InforTh•d by dlr•cUy •ff•ct•d. Export Link ccfflpknad tho Londtsn Day C•nlrM ¢o.productbn prol•cl, furthd by Trust (or London, AWPOrt4nq fv• d•y c•ntrM lo •rt•d co proyudbn w•ctS¢•. Th• pMl8ct concluded wth • w•ll.•tt•nd•d d1•••n*mOn And bw•mthg •¥qnl. Ih&Ang practkol In•kJht• and 1898cy guldonce to wpport ¢ontlnu•d improv•meoi acroii th• Mctoi. In •ttdibn. Expwrt Llnk io •uFport th• G•mbllng Haftn• LW Expwknnco N•tsork IQLENI In rt• dlpm•t towBrd• opw¥tlrvJ a• an Indopendonl ch8rlly. demonatrnllng th• li•Ml•MbHIty ol Eyrt Llnk'b p8or4Bd and cpduCtIon 8xp8rth• acro dK[er1 of loc1 hèrm and dlB#dv8ntsgè. Th• IruBteeR propo¥# to build m4inl•in th• Organi110n•IchJd1y'S 1•8•m• •t a t•v81 whkh i• •t lull •qUN•l•nt to Ihr•W•lx monthi. oper8Oni1 •xp8nditur• ai• d•ln9 10 h8vlnG 10gaid• tottl mannerof OF4Jiatlon of Ilkèty fvrnllng •trewni. The trUIt th• gmounl of mer¥ thBt ar• i•4red lo •n8ur• th•1 Imy am adequats fuffil th? &[rtY'1 ¢onVnulng 0•11)n8 on ¥ qu•rt•rty both •t th•ir fin•pK• rne•Ung. 2of15

Expèrt Llnk R•port of th• Trut••• Contlnu•d For th? y•ar •nded 31 March 2026 STRUCTURE. GOVERNANCE AND IAANAGEiieNT Thg TOCNllm•nt and dovolopment of tru•t••. Expsrf Link ar8 prowl Ihal tho rnajority of ils trusleas hav8 dirgct 0xrienCe cif s•vw¥ arnl multi# disadviniag8 inGluding iwi nDI limited ID hom81as¥no8I, $Ub81 and alcohDI rni$u89, mental Illne. P6Dple affeGled by the criminol jUSlic8 System, 6TrJ vlciim& of abusè and dom8slic violence Abng vAlh iK8 b08rd ollrusleos. Exrt Link Iwo gub4commi11o?8. Mgmber8hipof th sUMmI111Os dran from IhB IruslBes. Tre Jubcommi11888 ar8 Fln4nB• Ind Oo¥•rn•n¢• ¢ommltt•• IF•OI Purpo90 Pro¥ido 8¢wliny and over Ii9N ovgr Export Link financ88 SwJn off ol accounts Sign olf ol annual budgeis PrDvhYè scruh'ny OV8f W8 01 rg8ourc•• M8n8g•m8nt ol Ri•k R•gi8t•f Gov•manco L••rnlng ind D•¥•lopm•Tht¢omffA#•• IL•DI Purpo$¢ Prov1 Dv•rnighl Brlullny oll1 dellvery olvolol arK1 lwlc Provkle support on le8ming and d•v•lopmant Support ilr8ltgy develapment Ensure EL work8 fflainlginl focu• on Ils Wr8 and worki wlhin Itj valu8 101. P¢W¢l•• Ind poll¢y d•¥qlopm•nt Exwrt Llrt(hove a comprohgn$N• let of wlid•¥. Thai Ind8 Code olconducl for Staff and Volunt8er$ Confidenliallly $18lem8nl lor •i•fl, vdwlo•r•, ftsi8ul1A, tMiMr• and olhar Ir8olants worktri Saf•guarthno Poliaos and Prcc8dLn& Equality, div8r8ily and Incluiion policy M8n8ginu Relation$hip8 Gri•¥ancè Prot8durg Dignity 81 Wryk Poli¢y Vmislleblowing DBla Prole¢li¢n Poli¢y Po11ry•6 eonslonlly mDnitDf8d BB tha oro8n1sa1n develop$, and ere suti'•ct to • re¥ on • kn"ennI b•¥ls. MoThlorirva and r•vi•wi onBure Ihalour wliGI95 11sy both relevanl and acc8s8ibla. 3of15

Exyrt LIDk R•port of th• Tru•t•w Conllnu•d For th• y•ar •nd•d 31 Mwch 2025 AEFERENCE ANO ADMINISTRATNE INFQRAIATIQN Nm• #l¢h•d Exp•rt Url¢ 1187188 2nd Floor IAknod•B Hou 2-6 Tha Mhorf Lwdon EC3N 18J Chrfty r•gl•tr•Oon Th•tnAti nd offlMr• durfTrJ lh• y•ar •nd •lnc th• ywr•nd w•r• •• folm.. P•r M•8 8rth ICh•lrl Ryan 8na Mamh• Burd•n Nkd• 8to¥•n Nthlll• 8h•n• Bthton M•th B•nhamlappdnt•d7 Auw•t 20241 O•bbk• Cralg l•ppolnl•d 7 lu41 20241 M•r¢ln 81d• l•ppDSrrt•d 7 A4u•t 20241 G•r•th Murphy lappoknt•d 7 qUIt 20241 Ind•wKl•nt•x•mlMr VlciodaNmd•rnon BA IHon•l FCAOClw4 C•vp•nt•r Box 2 81 thdr•w• H• L•w. E1 8u•••x 8N7 1UP ppro¥*d by lh• 6Mrd of •fid Il• b•h•l by P•l•r J•m•• Smhh (C11) 40116

Exp•rt Llnk Ind•p•ndont EMmln•rn R•port to th• Tru•t••B For th• y8•r •nd•d 31 M•rch 2020 l rnport to th• InMt•u on ffly •x•mlnallon ollh• a¢untI of th• th•itty forlh y•r •r¥J•d 31 Marth 2025. RMpM•lbllltkn and b•# ol r•port AJ th• ¢horlty bijjtges. ytyj •r• f••ponibkn lor Ihj wep•rAtloll of th• Kcounts In •CrA•e wNh Ih ol the ChartU•• xt 2011 Cth• 2011 Adl. I r•p)rt In r•Jpgcl of my •xIffnI0ft ol lh• charftyj aon carf•d oul urnlw W(0n 14Sof th9 2011 kt and In rryIng my ¢X•nn•t1Qn I hw• I0•d ml •sWl¢•bkn Dlr•¢Won• gl¥•n by th• Chailty Conwnl••lon urthr ••ctlon 145151(bl ol I my •x•ffllrb•llon. l ¢oThfim) th•t no IMV• com• to my •tt•ntson In wrvdl¢Jn wlth th• •xwnlMlon ng m• to b•kn th•1 In •ny rw•¢t 1, •cUn9 i•cord• ww• not k•pl In r•yGI ofth• Chwty u requlr•d by ••dlon 1 01th• 2011 PKI; or Z lh• do nol •cMrd wlth lho I4,. or J, lh• •ccounl• do not eomF4y whh th• •ppllcBblo rnquIrnts conmIng th• lorni And conl•nt ol •c¢wnl• ••t out kn lh• ¢h•rltl•• (A¥t •r¥l R•port•l R•qul•tlon• 28 oth•rthin My r•qulr•m•nl Ih•t lh• •wount• gl¥• 4'tyu• •rnl l•lr vl• whlth rbjt • m•tt•r Or0d a• p•rt ol •n Irthp•nd•ni •xmlnitlon. I hw• no Mnc•m• and h•v• crrn •m• no othw m•ttw• In a1n0n wtth th• •xamkn•tlon tawhlch •lt•rrtbn lho b• thAwn kn th1• la In ord•r to a prop•r und•r•t•ndlw ofth• meoutit• to b• rn•ch•d. Ilc(¥li And•rnon BA IHon•l FCA OChA C•wrt•r8ox 2 Sl Pl• L•ww E••1 8u•M¥ &Y7 1UP ZoliliDL 50115

Expert Un 8t*l•m•nt of Fln•ncl41 Actl¥ltl•• For th• y•ar •nd•d 31 r¢h 2026 Unv••trkt•d R•¥trlthd lufid• Don•lw• •nd l•o•d 12,025 72,254 14,482 86.718 80,243 n,9es 61,321 Total Cthrll•bl• •cd¥ll 179,8831 179.86Jl le7,) 1107A291 1187,429 1157,4701 1187,4701 Toknl 120,9791 18501 Pl,a2•1 Tow knoiighl tsw•rd Totsl fund• ¢wrt•d lonmrd 35,545 14,S 35, J6,11Y 71,512 70,754 71,512 aof15

Exp•rt Llnk 8tstsm•nt ol Fln•ncll Po•ttlon A• •t 31 M•r¢h 2025 FIK•d u••t• 11 12 45.ZJ2 68,821 ItJ.411 153.198 CrnLlt•rn: qffinI• Idlliio •1#111 ¢My•v 13 140.0011 70,213 71,612 Tothl •i••t• IM• ¢uMrt Il•blllU•• 49,113 49,e13 N•t aM•l• 71,512 Th• fiwwJ• of th• ¢1 R•rtrf¢4•d Inf¥4 fjJnd• IntyJm• lund• 14 35,117 14.566 49.883 14 Tql•l Iw 71.612 Th•1•d •t•r•nt• w•rn •pwo¥•d •TrJ iuthorl••d for Iw• by lh• Bowd •nd •+JMd on Il• lJ•h•ll P•* J•nM 8mlih jchdil TnAt•• 7oflS

Exp•rt Llnk Nots• to th• FlnaDcl•l Stat•m•nt• For th• y•ar •nd•d 31 M•rch 1026 1. A¢G9 Pollcl•• B••l• ol a¢¢ountlng Th• finwdal BtAtThnl8 b••n proparnd UJaI th•hlitothal colt conventlon. oxc•ptfor Inv•6tftnts whkh llf• kndudod st m•rketv•lu• lh• r•valualon of c4rt¥ln flxod •••oti •nd In •e£oanC• wlth th•CharmI SORP IFIIS 1021'Axountlnq and Roporuw by ChaiStles.' 8tal8mont of Re¢c¢nmondod •Fpll¢•bl• to ch•rlll•o pl•p•ty thr Ico)unl In accord$rK4 wlth th• Fin•rl•l Rowung Op•• In th• UK Ind R•pubNc of IroTra IFRS 1021 l•ff•th• 1 J4nuary 20191,, Financial ReportlrwJ Stand•rd 102 tha FIMndl R•porfng standa appllcatl• in tr UK •nd R•pU4C d Irth IFRS 1021, and th• Charltlo•kt 2011. Export Llnkn•l• th• dofinltlon ol • wbllc bon•flt •nlrtyundeiFRS 102. A••Dts •ThJ I111[tre• aro Inlll•lly •t hl8tQfl¢•l1Q OrnLIon valug unlgm oth•Trwl•• •l•hd Inth• r•l•v4nt•co)untlng polky nololBI. Qalng Th•lln•ncl•l it•t•ment••r•pr•wr•d, on • golro CAirM bmth, Und•r1 hlBtorkAI wrN•nkn. Pund• Th• mntilTr• ¥ g•n•ral urtrnllknd fuThJ whlth wyoMnt• lundi whlth ¥r• 0xwr1• •t lh• dl•cr•lkn ofth• tru•l••i In f4Jrth•rnnc• ollh• obl•Gl• olth• ch•rfty. 8uthlundi m•y b• h•ld In orthr 10 firwn¢•both Wkkna e4pltAI Jn•t•d fund• coftyth• ol unrMffiQ•d fun Ih•t ha q•t by th• Trt• fow p•rV¢yJhr pyTro•u. R•oldrt•J lundD h•v• b••n prOv•d lo lh• IC pUCUr purpoi•J. •rKI tt l• lh• poHcy ol th• bo•rd oltru•t••• to r•fulty morAtor lh• of lundo In arMrd8nc• lh• IMtrlcllon• pl•c4d uwi IhTr. Th•rn l• rK fofflwl F•JW ¢ltr•n•f•r lund• or on lh• 10¢10 ol to d•ilgnal•d lund•, olh•r thon Iht InEomlng r•wrrn• All Incomlw •r• IrKJd•d In thtr •t•twkvJTht of fin•ndal ac14¥4lhi th•n th• Cmrfty l• •nlll•d to lh• InLm and lh• •mount ¢on b• wanllfi•d wtth i••BoTr¥ty• wry¢V. L1•bIl1•0 8rn rncagnlmd •• r•Jourw• •ynd•d wh•nth•r• l• al•9 Cf cofAtN¢lfv• oom4ttlr4 lh• Ch•iNy to th• •wndltuv•. T•x•llon i r•ql•t•r•d chlrfty. lh• cLry•ny kn •x•Mpt from IrKC•n• aNI qjrpornlon tsx to th• •xtwl Ih•t tt• IrKcffj• •TrJ gth• •r• •Fvleatyg lo thwltybkn pu0 0y. Valu• Add•d Tax li not r0rIbl? by lh• ojwany. and li thornloi• In¢hJd•d In lh• r•kryv•nt co•1• In lh• 8t•1•nI ol ImeorIbI• VAT Irreco¥wablo VAT * hidud•d In th• 8IBt•Mnt of Fln•nd•l KbWl••. ar kn rnport•d •• p•rt orth• •xp•ndllurn to thlch tt rnL4t•¥. 2. InrA>m• frvffl (lOnor and 1•g•d•• Unr••irfd•d ldI H••trlct•d 2026 2024 Gw•nth ro¢¥W 12.025 72,254 84,279 80,243 liQ25 722J4 8d16

Exp•rt Llnk Not•• to th• Fln•n¢lal 8tat•ments Contlnuad For th• y••r •nd•d 31 pA•h 2025 ¥Jz8 2024 LloydB Enhance Gambwaie GLEN W8slminterCity Coundl Lloyd8 Bank FouThJalion NPC Tru81 For LoThkn 12,025 17,400 5,4 14.756 40,348 37,828 287 11,750 27• 24.750 Lhw••trlct•d R••trf¢t•d lund• lund• Incfjff Irthm ch•rttit4• 14.482 81,321 C••t•rfchwltsl* •oll¥lll•• typ• RMid¢ aOX4 Ch•rtt•bkn iL#l¥th• colts SO,426 20.437 88,925 64tr 146.361 21.076 136,4¥J4 79,863 7.ie8 107,429 107.470 Co•t• of¢MrftaW• a¢ll¥lU•• ty •¢lMty ty Aeii¥lll•• 2024 ¢o•t• rn¢Uy lupportGo•t• 148,351 21,on 187,429 157,470 90115

export Llnk Not•• to tho FlnAn¢lal Slalom•nt• Contlnu•d For tho y•ar •nd•d 31 March 2025 An•ly•h ol IPOrt ¢o•t• 2026 2024 Charflabh Acllvl¢l•• ag¢rnwl FIMnt 4,727 6,766 7,212 1,861 3,853 479 Go¥•rn•rK• M•ts 21,on 20,566 7, N•t InG(mrf•Apndiiw•I 14rth• y•Ar Th1• Is •l•t•d •ft•rchaiolrW(cr•dlllngl.' 2028 2024 Dwr•d•tlan ol own•d Ix•d i•Mts Audllorf• f••• 849 849 1.500 Sl•ff p•niloTr conlrlbutloThi 4.gJ7 . 8l•ff ¢o•t• •nd •molum•nlB Tolal Btsfl tsr lh• y••v •nd•d 31 M•rch 2024 w•r•.' 2024 s•rI •nd w•o•1 Socl•l •Kurity ¢o•t• P•n•Son •t1 120,248 7,828 I.17 114,728 7,197 4.538 132,983 128.463 2024 St•ff No •ry•• ••m•d ffjor• Ihin £eo.(DJ thjrfng tr¢ y4•r12024'.nill Th• lot•1 •rnpkn• olthe key mat)•pnnt p•r•wrnl ol Ih ¢h•nty vMw• £93,28112024..£94,288) 10of15

Expgrt Llnk Notm to th• Flnancl•l Stat•mgnt• Conttnu•d For th• y•ar end•d 31 March 2025 . TN•t•• Mmun•r•tlon aThJ rolat•d pjrty tm•icllon• Th¢ ch•rlty trust••i w•r• not pdd or wacelygd wy other bondts from ¢mphyrnontwlth th• ¢haiity In th• yur12024..£nll), No rhwiity truito? 1gc•l¥od Vrn•nt lor PfoI•B•bn•lor othor 1¥1¢9• 8uppld to thg ththly12024..£nlll, Th• tru$tg•8 •11 thr Imo and expértth• wilhoul •ny lorm d rnmunernllon or olher bonoflt In cash or klTrJ12024..Énlll. TnJthèJ' •xp•nM4 r•pr•¥onl• the payment w rmb•m•nl ol Ir•v•l •nd iuhkni•n¢• eost# trA•lllrvJ £nll12024..£nlQ. Th•M Brn M rdalod party tr•n•a¢tlon• to lor 202512024.'nono1. 10. com11¥• for Ihg $t•lIff1 ol Flnm¢lal A¢thfltl•8 Uni••¢rl¢t•d nd• R••trl¢t•d lund• 2014 In¢om• •nd •ndowm•rts fr(%n: Oon•Uon4 109•d•• Ch•rfl•bl• IVIl•* Tot•1 23,280 48,84S 56,963 31,140 80,243 77.986 70,12S 80,10) 2¥pInl1• on., Ch•itt4bl• icMI•• T1 182.0701 1OZ.0701 193,4001 196,4NI 1157.4701 1117,4701 Ti•n•f•r• ts•••Th lund• N•t IrKomW•xp•ndltur• R•¢on¢lll•iion d funds 1,7BO 18.838 18,710 20,94J 111.0771 52,044 3S,987 70,754 71.011 Tolol fundp browht loN•rd 11. T•wlbl•llx•d••••t• ¢•mput•r •4Pm•Trt ¢o•t or¥•lu•llon A101 W12024 Al 31 March 2025 3,246 3,248 0Clat10 At 01 Aprfl 2024 Chwrgw lor y•ar At 31 March 202S 1.947 649 2,696 Pl•t t01[ v•luo• At 31 Marth 202S At 31 March 2024 1,399 110115

Exp•rt Lln Nots• to th• Flnancl•l 8t&t•m•nl• Contlnu•d For th• y••r •nd•d 31 PA• h 2025 12. D•kn• 2024 du•TAIIMn M•y•ar Trnl• d•t)r• 45,232 58,621 $8,621 1&cMdllty•:Mmxkn1kn9 du• wlthln y••r Tr•d• 32,885 6.357 48.870 A¢uu•l• •nd d•f•ff•J IKom• 63,198 14. Mo¥•m•ntln Iw I•¢••t 0IIW2Q24 Trnn 8•l•nM •¢ J1mZUZS 38,545 179,8631 14,8e8 9.0031 unthd Iw.pl•v1O• y•ar Iwlnq 011Q411023 ¥110¥2024 Q•n•r 18.710 70,125 2,0701 4180 35,$43 18,710 70.110 .048 120118

Exp•rt Llnk Not•• to th• Flnanclql 81•t•m•ni• CMtlnu•d For th• y•ar •nd•d 31 March 2025 Q•r•JMI Oelhry ofw¥4e•• B•thn¢••i 01Nizoai In¢omlng Outwng 21103n02J DLUHC Qambb Awa QLEN 12.820 5,400 112,7611 15,8761 3,991 3,S1S Lknyd8 InfinCIng Prcqrarnm• Tru$llor London W68lmln61er 27,131 1403181 27,281 4.845 11,750 18,398 112,5541 116,1571 4,041 241 00.718 187,5661 35,117 In•1 011Q412023 Trnn•lw• Il•*ld•d Fund•-Prnilou•yMr 3110312024 DLUHC G8M8 Aware QLEN Gomb1t Aw¥& LEC LkJyd& Infiuoncl Prouram Twsi for London Wlar8 Influenclng Programrne we6tn6r 1,804 20,433 1,079 17, 121,7561 1271421 2,303 J,991 IP791 11,1831 27,131 20,250 (JJ?141 4A48 a,96 111111 13A 17,Wl i¢no) 130115

Exp•rt Llnk Nots• to Ih? Fln•ncl•l 3tat•m•Tht• Contlnuod For the yoar ond•d 31 kllrch 2025 PurybOB• Of rnstrlcl•d fund• Twult lor London FC hom•¥nlI D•y C•ntre• Londm to dwd¢)p Ihw•yJ olwl¥l •0 Ih•l poop •c4••nqlh• t41 •r• Ir••t•d •1 partnwl kn d•¢l•bn¥ wtthln thwn. •rg Infiu•1ty Piogr•mm• knpwow lh• proc•M ofd•knlw b•n•fft• p•opk• •xwrknndng m¢Jltykn dknav4ntag•, In p•rkuK•r Ihom •r• not •ry•g•d wllh lh• lo¢•1 OV4P, Awarn GLEN &J4dlng knfrulruclurnwthln th• G•mbllng LbAd Exp•rf•nL N•iwoth, thdwjlng ts f•L¥ultyMfit •TrJ ol•taff, Md th• d•¥•lopnY•nt ol • l¥ndr•l•lng •nd lunthr Atr•t•py. Gwl• Awar• LEC tlng GwThbl• AwirnTMth up lh• Lhd Exth•nc• CowK4. Coyoducuon traknlng •fvJ •upport 1¢¢ group•. CLUHC d•Mbw al a rough •l••pkw Ilv•d •xpknc•foNm ty knlrqm n•10r pdky d•I01•nI on hcffl•lAMft•M ar rough ilmplng over 2 yw•. Lbyd• Irfflu•nclnq 0graThwn• En•urkng that Poo PerI0ndn0 d••dv•nt•gos •CLW to 8UPPOrt whon fadng uls18 ordutitulkjn. •rw• lo sutt•bl• 4ccomm¢)d•tbn, Ind Ihat 4ny ben•fils av• not unl•lrfy lk•ft •w•y, 8p•dfj¢•fy. worklfig ¢ow•rdi po11¥• (thng8 Ihat mLY• wc•l• hAv• tD ILuI diBcrnIary Supp1. Wrthi Ats8uBment• and PIP •Bs01srn•nts ar• •pproprf¥t• frJr tho•• •xyrfonclng dh4dv4nlagH. and quallty rl Ava#wbkn wNh •x•mpt •c¢onwnod•tbn lo thoM •nI•. 140115

Exp•rt Lln14 Nol•• to th• Fln•n¢lal St•t•m•nts Contlnu•d For th• y•ar •nd•d 31 M•Kh 2025 10. Any¥ll of n•¢¥•Mt• b•lw••n fund• T•nofal• I1•t•ThI N•tA•Mt• 660 13,916 14.566 Ro•lrtthd lundi DLUCH 59 59 Awar• GLEN UoyeA lnfluendry Prcgrarf TrtfOr Lc¢#lon Weslmlrrntyr 3,515 3.515 27,1 4.041 241 27,261 4.041 241 49,033 49,083 Prn¥lM y•ar T•ngbl• Il•t#WrnAt IMtA••ts IITad •¥••i• UnN•trf¢t•d 35,545 R••trlthd fvnd• GDmtAware GLEN Lloyds Influenclng Pr(yrafflmo TNet for London WeKar• 3,9B1 27,131 3.991 27.131 4.845 4,845 1.2 .115 19of15

Chlrtty numb•r: 118718B Exp•rt Llnk R•port of th• TN•l•M •nd Un*udlt•d Fln•nelal Stat•m•nt• For th• y••r •ndod 31 Mah 2025