Charity Number
1187065
THE BRADFORD FOUNDATION TRUST
TRUSTEES' REPORT AND FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 DECEMBER 2025
THE BRADFORD FOUNDATION TRUST
CONTENTS
| General Information | 3 |
|---|---|
| Turstees' Report | 4-6 |
| Independent Examiner's report | 7 |
| Statement of Financial activities | 8 |
| Balance sheet | 9 |
| Notes to accounts | 10-11 |
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THE BRADFORD FOUNDATION TRUST
GENERAL INFORMATION
Trustees
Charity registered number
Principal Office
Bankers
Independent examiner
Mr. Shadim Hussain Dr. Wali Wardak Mr. Khurram Siddique Baig Ms. Sofia Mahmood Ms. Sarah Khan Bashir 1187065
The One Centre 203 Westgate Bradford BD1 1EG
Metro Bank 5 Market Street Bradford BD1 1EG
Mayden Group Limited Auburn House 4th Floor
42 Upper Piccadilly BD1 3NU
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TRUSTEES' ANNUAL REPORT FOR THE PERIOD From 1st January 2025 to 31st December 2025 The Bradford Foundation Trust
Charity registration Number: 1187065
The Trustees are responsible for preparing the Trustees Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice)
The law applicable to charities in England and Wales requires the Trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the Charity and of the incoming resources and application of resources of the Charity for that year.
In preparing these financial statements, the Trustees are required to:
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select suitable accounting policies and then apply them consistently;
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observe the methods and principles in the Charities SORP;
• -state whether applicable accounting standards have been followed, subject to any material departures disclosed and explained in the financial statements; and
• prepare the financial statements on the going concern basis unless it is inappropriate to presume that the charity will continue in operation.
The Trustees are responsible for keeping sufficient accounting records that disclose with reasonable accuracy at any time the financial position of the Charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed. They are also responsible for safeguarding the assets of the Charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.
Charity Services, Objectives, Vision and Mission
Bradford Foundation Trust (BFT) is a registered charity based in the city ward of Bradford District. BFT has a long track record of working with Bradford Council, NHS, local businesses, schools and voluntary sector organisations across the district to support asylum seekers, refugees, victims of domestic violence and other destitute people who have hit hard times.
Our positive track record and extensive experience in delivering crisis grants, Zakat, food parcels and vouchers, pastoral care and community events targeted to vulnerable people has led us to having a strong relationship with our beneficiaries.
BFT is a well-respected community organisation with an excellent reputation across Bradford.
Our services include:
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Mentoring and Confidence Building Projects
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Emergency Accommodation
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Mobile Phones / Top up and Sim Card Provision
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One-to-one Therapeutic Support • Bespoke Family Support for Complex Cases • Referrals and Signposting • Immigration • Welfare, benefits and advice • Debt management • Befriending Service • Crisis Support • Education Support • Faith Leadership • Food Bank • Pastoral Care • Wellbeing Support • Zakat Distribution • After School Provision • Grant Allocation
Our Objectives
BFT is a well-respected community organisation with an excellent reputation across Bradford.
The objective of Charity includes “For the public benefit the relief of those in need in Bradford and the neighbourhood by reason of youth, age, ill-health, disability, or social or economic disadvantage in particular, but not exclusively, by coordinating and developing services such as, the provision of accommodation, clothing, food, finance and such other services for those in need as the trustees may determine”.
Our Vision Mission and Values
Vision:
To build inclusive communities, where local people have confidence to tackle inequalities, create opportunities for social, cultural and economic growth, to realise their ambitions.
Values:
We will be transparent in everything we do.
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We will hold ourselves accountable for our actions.
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We will work in partnership with local, regional, and national agencies and investors.
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We will be supportive through our services to the most vulnerable people in our communities.
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We will respect our staff, volunteers, trainees, and colleagues.
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We will passionately embrace equality, diversity and be inclusive.
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We will look after our environment, social and corporate governance.
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THE BRADFORD FOUNDATION TRUST
Mission:
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To be the conduit for local people to challenge health, education, employment, and social inequalities.
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To act as an enabler for local people, creating inclusive communities where everyone is tolerant, respectful, and mutually supportive.
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To build communities that nurture health, environment, culture, education and employment.
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To support the most vulnerable adults, young people and children to be the best
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they can be.
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To be financially, environmentally, and socially sustainable.
Trustees in 2025
In 2025 Charities Trustees were:
Mr. Shadim Hussein
Dr Wali Wardak
Mr. Khurram Siddique Baig Ms. Sofia Mahmood Ms. Sarah Khan Bashir
Charitable activities and achievements
This financial year started with renewed vigour as our new Vision, Mission and Values were embedded within the organisation. We continued to re-build the charity post Covid-19, while supporting Bradford District's most vulnerable communities, including refugees and asylum seekers who arrive with complex and multiple health, social, education and economic challenges.
We have been successful in securing significant financial and human resources this financial year, for which we are grateful to our commissioners, funders and donors, including the Eden Foundation, for their continued support. The number of beneficiaries accessing our services has significantly increased, primarily due to word of mouth and referrals from partnering organisations. Although we recognise our digital footprint needs improvement, our primary demographic beneficiaries are refugees, asylum seekers and those arriving in Bradford through government-assisted passage programmes.
We are capturing 'life stories' of our beneficiaries, which provides evidence of the desperate lack of support available locally, regionally and nationally. Our primary services include physical health and wellbeing and trauma interventions, financial support, housing, education and employment advice. As the charity has grown, we have increased our number of staff and volunteers, which has increased our capacity and reach. However, we still need significant financial and human resources to expand and deliver our services to meet demand and reduce waiting lists.
Bradford Foundation Trust delivered the following successful programmes during 2025:
● Distribution of food and health packs, through delivery and collection. During the year the charity distributed 5,000 food parcels among the most vulnerable and needy in Bradford and neighbouring areas.
● Distributing micro grants and connecting people to financial support was a key activity, especially supporting child poverty, the elderly, homeless and destitute, and vulnerable women and girls. This brought £103,875 of financial support to 450 families.
● Mental wellbeing and pastoral support for adults, young people and children was the most challenging service. However, with the support of professional volunteers, 750 hours of befriending and pastoral support was provided.
● Welfare benefit, debt and housing advice was provided through our partners West Bowling Advice and Community Centre to 135 individuals and families.
- The School Readiness Programme was delivered to children and young people from war-torn countries, providing skills, knowledge and experience to enable a smooth transition into life in the UK and the education system; 50 children and young people were supported through this programme.
● Immigration Advice Service was delivered to 190 individuals and families. Immigration advice proved a key area of service, as refugees, asylum seekers and those arriving in Bradford through assisted programmes find there is a distinct lack of free or even affordable provision in the city..
The demand for our services continues to outstrip our ability to support everyone. We now have substantial waiting list for all our services, especially for mental wellbeing and trauma support; welfare, debt and housing advice and immigration support.
In contrast with previous financial year, 2024 has enabled Trustees and staff to review our constitution, business model, services and plan for the future. 95% of charity’s service users expressed satisfaction with the services they received. This was an outstanding endorsement to charity work and dedicated staff and Trustees. As an organisation we remain cautious of financial environment as competition in charity sector for resources is fierce.
Financial Health
The Trustees regularly review the finances, budgets and spend against budget together with a monthly cash flow analysis as part of the effective stewardship of the charity.
The Trustees continue to invest substantial sums building in recent years and have a continuing programme of refurbishment, development and investment to maintain ‘fit for purpose’ facilities for our staff, volunteers and service users. However, we are starting to explore various options including purchase and management of our own building.
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THE BRADFORD FOUNDATION TRUST
Grant Income and Funders
During 2025, the charity received a grant of £77,600 from the Eden Foundation, which was used to cover core operational costs and the delivery of frontline services. This grant made a significant contribution to the Charity's financial stability and its ability to sustain services for beneficiaries throughout the year, and the Trustees wish to record their thanks to the Eden Foundation for its support.
This complemented other grant income received during the year, including support from the National Zakat Foundation, Bradford Council, and CYPRF-funded partnership delivery through West Bowling Advice Centre, which together enabled BFT to deliver the range of services described above.
The Charity's reserves remain low, and Trustees are working towards building 6 months' operational reserves.
The Trustees consider that, given the strength of the charity's performance in 2025, including the new funding secured from the Eden Foundation, the charity is well placed to raise further financial resources going into 2026.
The Trustees recognise that the level of reserves fluctuates depending on the operational needs of a small charity, and arrangements with our bank are in place to provide an adequate 'safety net' should it be required.
The Trustees remain confident in Bradford Foundation Trust as a viable ongoing entity.
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THE BRADFORD FOUNDATION TRUST
Examiner's Report to the Trustees of The Bradford Foundation Trust
I report to the charity trustees on my examination of the accounts of the charitable company for the year ended 31 December 2025.
This report is made solely to the charity's Trustees as a body, in accordance with Part 4 of the Charities (Accounts and Reports) Regulations 2008. My work has been undertaken so that I might state to the charity's Trustees those matters I am required to state to them in an independent examiner's report and for no other purpose. To the fullest extent permitted by law, I do not accept or assume responsibility to anyone other than the charity and the charity's Trustees as a body, for my work or for this report.
Responsibilities and Basis of Report
As the Trustees of the Charity, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the 201 1 Act')
I report in respect of my examination of the Charity's accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.
Independent examiner's statement
I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:
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Accounting records were not kept in respect of the Company as required by section 130 of the 2011 Act; or
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The accounts do not accord with those records; or
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The accounts do not comply with the applicable requirements concerning the form and context of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a 'true and fair view which is not a matter considered as part of an independent examination.
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached
Hassan Ali (FCCA)
Mayden Group Ltd Chartered certified accountants Auburn House
4th Floor
42 Upper Piccadilly BD1 3NU
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THE BRADFORD FOUNDATION TRUST STATEMENT OF FINANCIAL ACTIVITIES FOR THE PERIOD ENDED 31 DECEMBER 2025
| 2025 | 2025 | |||||
|---|---|---|---|---|---|---|
| Unrestricted | Restricted | 2025 Total | 2024 Total | |||
| funds | funds | funds | funds | |||
| £ | £ | £ | £ | |||
| Incoming Resources | ||||||
| Donations and legacies | 16,672 | 116,114 | 132,786 | 43,040 | ||
| Grants | 1,980 | 121,695 | 123,675 | 390,770 | ||
| Gift aid | - | |||||
| Other Operating | ||||||
| Income | 22,292 | 89,431 | 111,723 | 23,550 | ||
| Total | 40,944 | 327,240 | 368,184 | 457,360 | ||
| Expenditure (Notes 6) | ||||||
| Expenditure on: | ||||||
| Events, activities and projects | 37,146 | 216,418 | 253,564 | 201,828 | ||
| Fundraising costs | 1,993 | 17,933 | 19,926 | 2,350 | ||
| Consultancy | 0 | 0 | - | 63,233 | ||
| Rent | 26,280 | 2,920 | 29,200 | 29,200 | ||
| Rates | 2,546 | 283 | 2,829 | 3,307 | ||
| Insurance | 657 | 73 | 730 | 3,594 | ||
| Light and heat | - | - | - | - | ||
| Repairs | 2,418 | - | 2,418 | 1,180 | ||
| Telephone | - | - | - | 120 | ||
| Office | 1,693 | - | 1,693 | - | ||
| Printing, postage & stationary | - | - | - | 1,257 | ||
| IT and computer cost | 3,240 | - | 3,240 | - | ||
| Software cost | 1948 | - | 1,948 | 542 | ||
| Water | 1092 | 121 | 1,213 | 829 | ||
| Travel | - | - | - | - | ||
| Advertising | 0 | - | - | 1,800 | ||
| Cleaning | 0 | - | - | 5,844 | ||
| Gas | 197 | 22 | 219 | 6,409 | ||
| Wages & Salaries | 29,575 | 12,675 | 42,250 | 13,995 | ||
| Pension cost | - | - | - | - | ||
| Staff training | - | - | - | - | ||
| Independent Examination fees | 1,200 | - | 1,200 | 1,200 | ||
| Book keeping | 3,748 | - | 3,748 | - | ||
| Legal and professional fees | 0 | - | - | 4,270 | ||
| Bank charges | 634 | - | 634 | 30 | ||
| Depreciation | 4,448 | - | 4,448 | 5,235 | ||
| Other | 5,232 | - | 5,232 | - | ||
| expenditure | 124,047 | 250,445 | 374,492 | 346,223 | ||
| between funds | ||||||
| movements in | - | 83,103 |
76,795 | - | 6,308 |
111,137 |
| brought forward | 125,266 | 14,665 | 139,931 | 28,794 | ||
| adjustments | ||||||
| Fund balance carried forward | 42,163 | 91,460 | 133,623 | 139,931 |
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THE BRADFORD FOUNDATION TRUST BALANCE SHEET FOR THE PERIOD ENDED 31 DECEMBER 2025
----- Start of picture text -----
Notes 2025 2024
£ £
Fixed assets
Tangible assets 6 1,098 5,546
Investment 7 40,000 40,000
41,098 45,546
Current assets
Other Debtors 3 - -
Cash at bank and in hand 93,859 96,940
93,859 96,940
Creditors: amounts falling due within one year
Creditors and accruals 4 (1,334) (2,555)
Total current liabilities (1,334) -
Net current (liabilites)/assets 92,525 94,385
Total assets less current liabilities 133,623 139,931
Funds
Unrestricted funds 42,163 14,665
Restricted funds 91,460 125,266
133,623 139,931
The financial statements were approved by the trustees on
Date 26/08/2026
Signed
Shadim Hussain
----- End of picture text -----
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THE BRADFORD FOUNDATION TRUST Notes to the accounts
1. General Information
This is Charitable Incorporated Organisation situated in the United Kingdom. The principal place of business is the principal office, the address of which is provided on page 1.The principal activity of the charity is to support the local community and to work with vulnerable people to support them to make life improving decisions and with partners across the city that are eager to improve life chances for all.
2. Accounting policies
2.1 Basis of preparation of financial statements
The financial statements have been prepared to give a 'true and fair' view and have departed from the Charmes Regulations 2008 only to the extent required to provide a 'true and fair' view.
These accounts have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant notes to these accounts. The financial statements have been prepared in accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019) and with the Charities Act 2011.
The charity constitutes a public benefit entity as defined by FRS 102
2.2 Going concern
The trustees are satisfied that there are no material uncertainties about the charity's ability to continue.
2.3 Income
All income is recognised once the charity has entitlement to the income, it is probable that the income will be received and the amount of income receivable can be measured reliably.
Donated services or facilities are recognised when the charity has control over the item, any condition associated with the donated item have been met, the receipt of economic benefit from the use of the charity of the item is probable and that economic benefit can be measured reliably.
On receipt, donated professional services and facilities are recognised on the basis of the value of the gift to the Charity which is the amount it would have been willing to pay to obtain services or facilities of equivalent economic benefit on the open market: a corresponding amount is the recognised in expenditure in the period of receipt
2.4 Expenditure and liabilities
Expenditure is recognised on an accrual basis as a liability is incurred. Liabilities are recognised where it is more likely than not that there is a legal or constructive obligation committing the charity to pay out the resources and the amount of the obligation can be measured with reasonable certainty
2.5 Taxation
As a charity the organisation benefits from rates relief and is generally exempt from income tax and capital gains tax but not from VAT. Irrecoverable VAT is included in the cost of those items to which it relates.
2.6 Fund accounting
General funds are unrestricted funds which are available for the use at the discretion of the trustees in furtherance of the general objectives of the Charity and which have not been designated for other purposes.
2.7 The contribution of volunteers
The charity depends on the support of its volunteers, which is much appreciated. The arrangements with volunteers are difficult to value precisely in monetary terms and have not been recognised in the Statement of Financial Activities. The volunteers and the charity accept and agree that no contract of employment is created by these arrangements.
3. Debtors
| Other Debtors 4. Creditors amounts falling due within one year Accruals PAYE 5. Staff costs and emoluments Gross salaries, excluding trsustees and key personnel Employer's operating costs of defined contribution pension scheme |
2025 £ 0 2025 £ 1,200 134 1,334 2025 £ 0 0 |
2024 £ 0 2024 £ 2,400 155 2,555 2024 £ 13,995 0 |
|---|---|---|
No employee received emolument in excess of £60,000 per annum
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THE BRADFORD FOUNDATION TRUST
6. Tangible fixed assets
Tangble fixed assets are carried at cost, net of depreciation and any provision for impairment. Depreciation is not charged on freehold land and buildings due to the high residual value. Deprecation is provided ar rate calcualted to write off the cost of fixed assets, less their estimated residual value over their expected useful lives on the following basis:
| Fixtures and fittings 15% reducing balance Computer equipment 20% striaght line Leasehold improvements Straight line over life of lease Computer Fixtures & Leasehold Equipment fittings improvements Cost At 1 January 2025 4,223 2,813 21,277 At 31 December 2025 4,223 2,813 21,277 Depreciation At 1 January 2025 4,223 1,524 17,020 Charge for the year 0 193 4,255 At 31 December 2025 4,223 1,717 21,275 Net book value At 31 December 2024 0 1,289 4,257 At 31 December 2025 0 1,096 2 |
Total 28,313 28,313 22,767 4,448 27,215 5,546 1,098 |
|---|---|
7. Investment
Investments where the fair value can be measured reliably are initially measured at fair value, with changes in fair value recognised in profit or loss. Investments in equity shares which are not publicly traded and where fair value cannot be measured reliably are measured at cost less impairment.
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