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2025-03-31-accounts

Charity number 1186887

Perceval Almshouses Charity

Report and Accounts

31 March 2025

Perceval Almshouses Charity Report and accounts Contents

Page
Trustees' report 1
Statement of trustees' responsibilities 3
Independent auditor's report 4
Statement of Comprehensive Income 6
Statement of Financial Position 7
Notes to the accounts 8

Perceval Almshouses Charity Trustees Report

The Trustees present their report and audited accounts for the year ended 31 March 2025. They are prepared in accordance with the accounting policies set out in note 1 to the accounts and comply with the charity's trust deed, the Charities Act 2011 and the provisions of the Statement of Recommended Practice Charity SORP FRS 102.

REFERENCE AND ADMINISTRATIVE INFORMATION

Registered charity number 1186887
Co-operative Trustees Mr A Jones (Chair)
Mrs P Stafford (Vice Chair)
Mr J Beatty
Mr J Franklin
Ex-Officio Trustees Revd. Jaqueline Dove
Clerk Miss K Phillips
Office 78 London Road
Stony Stratford
Milton Keynes
Bucks
MK11 1JH
Auditors Hickeson Boyce Limited
68a High Street
Stony Stratford
Milton Keynes
MK11 1AQ
Bankers Lloyds Bank plc
Secklow Gate
Milton Keynes
Bucks
MK9 3EH

1

Perceval Almshouses Charity Registered number: 1186887 Trustees' Report

Structure, Governance and Management

The charity is a charitable incorporated organisation (foundation model) governed by a constitution dated 11 December 2019.

Recruitment, appointment, induction and training of Trustees

The names of the trustees who acted during the financial year 2024/25 are set out on page 1.

The Board of trustees is made up of the Rector of the Ecclesiastical Parish of All Saints, Calverton, four cooperative trustees who through residence, occupation or employment have special knowledge of the said Ecclesiastical Parish and one trustee appointed by Beachampton Parish Council.

For an individual to be appointed, they must be proposed by one of the existing trustees, then seconded by an existing trustee and all the other trustees must agree.

New trustees are given details of the charity in an introductory letter and advised to seek further information/guidance from the Charity Commission website.

Training is given as and when required.

Trustees consider the budget for the year at their January meeting and set the level of weekly maintenance contribution for the year commencing 1[st] April.

The charity is managed on a day to day basis by the Clerk to the trustees.

The trustees carry out an annual review of the risks which the charity may face, have established systems and procedures to mitigate any risks identified and minimise any potential impact should any identified risks materialise.

OBJECTIVES AND ACTIVITIES

It is intended that the charity will take over the properties and investments of Calverton Almshouses Charity which runs three almshouses in Calverton for the people in need in Calverton, Stony Stratford and Beachampton.

The trustees have referred to the guidance contained in the charity commission’s general guidance on public benefit when reviewing aims and objectives and in planning future activities. In particular, the trustees consider how planned activities will contribute to the aims and objectives they have set.

ACHIEVEMENTS AND PERFORMANCE

As at the year end the investments and properties of Calverton Almshouses Charity had been transferred to Perceval Almshouses Charity.

Reserves policy

The trustees aim to have a good levels of funding in the Cyclical Maintenance Fund (CMF) and Extraordinary Repairs Fund (ERF). Whilst there are no amounts showing in these accounts, the trustees will be seeking to expand the contributions to CMF and ERF in the coming year.

2

Perceval Almshouses Charity Registered number: 1186887 Trustees' Report

STATEMENT OF TRUSTEES’ RESPONSIBILITIES

Housing association legislation and the law applicable to charities in England and Wales requires the trustees to prepare accounts in accordance with United Kingdom Generally Accepted Accounting Practice for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources of the charity for that period. In preparing those accounts, the trustees are required to:

Select suitable accounting policies and apply them consistently

Make judgements and estimates that are reasonable and prudent;

State whether applicable accounting standards and statements of recommended practice have been followed subject to any departures disclosed and explained in the accounts; and

Prepare the accounts on the going concern basis unless it is inappropriate to presume that the charity will continue in operation

The trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the charity’s transactions and disclose with reasonable accuracy at any time the financial position of the charity and to ensure that the accounts comply with the Charities Act 2011, Statements of Recommended Practice and the provisions of the trust deed. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Under the Charities Act 2011, as the charity’s trustees, we certify that;

So far as we are aware, there is no relevant audit information of which the charity’s auditors are unaware; and

As the trustees of the charity we have taken all the steps that we ought to have taken in order to make ourselves aware of any relevant audit information and to establish that the charity’s auditors are aware of that information.

AUDITOR

The auditors, Hickeson Boyce Limited Chartered Certified Accountants, have indicated that they are willing to be reappointed at the forthcoming Annual General Meeting.

This report was approved by the Management Committee on 27 November 2025 and signed on its behalf by:

Miss K Phillips Clerk

3

Perceval Almshouses Charity Independent auditors' report to the trustees of Perceval Almshouses Charity

Opinion

We have audited the financial statements of Perceval Almshouses Charity for the year ended 31 March 2025 which comprise the Statement of Comprehensive Income, the Statement of Financial Position and the related notes, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice) including FRS 102 ‘‘The Financial Reporting Standard applicable in the UK and Republic of Ireland’’.

In our opinion the financial statements:

have been prepared in accordance with the requirements of the Charities Act 2011.

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditor’s responsibilities for the audit of the financial statements section of our report. We are independent of the charity in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the board's use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the association's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the board with respect to going concern are described in the relevant sections of this report.

Other information

The trustees are responsible for the other information. The other information comprises the information included in the trustees annual report, other than the financial statements and our auditor’s report thereon. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

Matters on which we are required to report by exception

We have nothing to report in respect of the following matters in relation to which the Charities (Accounts and Reports) Regulations 2008 require us to report to you if, in our opinion:

Continued on Page 5………….

4

Perceval Almshouses Charity Independent auditors' report to the trustees of Perceval Almshouses Charity

Responsibilities of the trustees

As explained more fully in the trustees responsibilities statement set out on page 3, the trustees are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as they determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the trustees are responsible for assessing the association’s ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the they either intend to liquidate the charity or cease operations, or have no realistic alternative but to do so.

Auditor’s responsibilities for the audit of the financial statements

We have been appointed as auditor under section 145 of the Charities Act 2011 and report in accordance with regulations made under section 154 of that Act.

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud.

Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement in the financial statements or non-compliance with regulation. This risk increases the more that compliance with a law or regulation is removed from the events and transactions reflected in the financial statements, as we will be less likely to become aware of instances of non-compliance. The risk is also greater regarding irregularities occurring due to fraud rather than error, as fraud involves intentional concealment, forgery, collusion, omission or misrepresentation.

As part of an audit in accordance with ISAs (UK), we exercise professional judgment and maintain professional scepticism throughout the audit. We also:

The purpose of our audit work and to whom we owe our responsibilities

This report is made solely to the trustees as a body, in accordance with Part 4 of the Charities (Accounts and Reports) Regulations 2008 . Our audit work has been undertaken so that we might state to the trustees those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charity and the charity's trustees as a body, for our audit work, for this report, or for the opinions we have formed.

N Boyce FCCA (Senior Statutory Auditor) for and on behalf of Hickeson Boyce Limited Accountants and Statutory Auditors

68a High Street Stony Stratford Milton Keynes MK11 1AQ

Date: 8 January 2026

5

Perceval Almshouses Charity Statement of Comprehensive Income for the year ended 31 March 2025

Notes
INCOME AND EXPENDITURE
Incoming resources
Maintenance contributions from
residents
2
Activities for generating funds
Investment income
Grants receivable
Total incoming resources
Resources expended
Direct charitable expenditure
3
Governance costs
3
Total resources expended
Net incoming resources
Unrealised (losses)/gains on
investment assets
Transfer from Calverton
Almshouses Charity
Net movement in funds
Fund balances brought forward
Fund balances carried forward
7
Unrestricted
Restricted
Total
Funds
Funds
2025
23,328
-
23,328
-
-
-
185
-
185
-
-
-
23,513
-
23,513
14,927
-
14,927
6,502
-
6,502
21,429
-
21,429
2,084
-
2,084
(1,072)
-
(1,072)
88,528
-
88,528
89,540
-
89,540
15,997
-
15,997
105,537
-
105,537
Total
2024
-
-
62
-
62
-
3,471
3,471
(3,409)
-
19,406
15,997
-
15,997

There have been no other gains/(losses) apart from those included in this Statement of Comprehensive Income

Signed on behalf of the trustees on 18 December 2025

Mrs P Stafford (Chair)

Mr A Jones (Vice Chair)

Trustees

6

Perceval Almshouses Charity Statement of Financial Position as at 31 March 2025

Notes
Fixed assets
Investments
4
Current assets
Cash at bank and in hand
Less current liabilities
Creditors: amounts falling due
within one year
6
Net current assets
Net assets
Funds and reserves
Unrestricted funds
7
2025
£
71,663
36,364
(2,490)
33,874
105,537
105,537
105,537
2024
£
-
16,627
(630)
15,997
15,997
15,997
15,997

The accounts on pages 6 to 11 were approved by the trustees on 18 December 2025

Mrs P Stafford (Chair)

Mr A Jones (Vice Chair)

Trustees

7

Perceval Almshouses Charity Notes to the Accounts for the year ended 31 March 2025

1 Accounting policies

Basis of accounting

The accounts have been prepared under the historical cost convention, as modified to include the revaluation of investments at market value, and in accordance with applicable accounting standards including Financial Reporting Standard 102 The Financial Reporting Standard Applicable in the UK and Republic of Ireland (FRS 102), and the Charities Act 2011. The charity is a public benefit entity as defined by FRS 102.

As a small entity, the charity is exempt from the requirement to prepare a cash flow statement.

Incoming resources

Incoming resources are recognised on an accruals basis except for Government grants received as a contribution to revenue expenditure, which are recognised in the statement of comprehensive income on a systematic basis over the period in which the related costs are recognised for which the grant is intended to compensate. The related expenditure is disclosed in note 3.

Resources expended

All expenses related to the maintenance and running of the almshouses are deemed to be direct charitable expenditure. The expenses of administering the charity are shown as governance costs and include those costs associated with meeting the constitutional and statutory requirements of the charity and include the audit fees and costs linked to the strategic management of the charity.

Work done on maintaining the properties to make them suitable for habitation is written off in the year in which it is undertaken.

Designated funds

The charity’s constitution requires the trustees to set up the following funds and set money aside each year where viable.

Cyclical maintenance fund:

For the purpose of providing for those items of ordinary maintenance and repair of the almshouses belonging to the charity which recur at infrequent intervals.

Extraordinary repair fund:

For the purpose of providing for the extraordinary repair, improvement or rebuilding of the almshouses belonging to the charity.

Investments

Investments are stated at valuation. This is based on the bid price at the year end. Gains and losses on revaluation are taken to the Statement of Comprehensive Income.

Permanent endowment

The charity is the custodian trustee of the three properties owned by Calverton Almshouses Charity which were donated by Reverend Charles George Perceval in a trust dated 6 January 1852. The trust has been replaced by a scheme of the Charity Commission, sealed on 13th January 1977, as amended by a scheme dated 27 September 2000. For insurance purposes the properties are valued at £963,250. The property is inalienable and is therefore not included in these accounts as an asset. The charity has taken over the remaining assets of Calverton Almshouses Charity during the year in order to continue their work.

Taxation

The company has charity tax exemption status.

8

Perceval Almshouses Charity Notes to the Accounts for the year ended 31 March 2025

2 Turnover from lettings

Turnover from lettings
Maintenance contributions receivable
less:Voids
Total income from lettings
Units of accommodation
Total resources expended
Direct charitable expenditure
Repairs and maintenance
Heating
Insurance
Water
Alarm monitoring and maintenance
Sundries
Gifts and donations
Loan Interest
Governance costs
Secretarial services
Audit fees
Professional fees
Almshouse consortium fee
Sundries
Subscriptions
Amounts payable in respect
of audit services
2025
2024
£
£
23,328
-
-
-
23,328
-
-
-
2025
2024
Total
Total
£
£
11,541
-
145
-
1,606
-
1,485
-
-
-
-
-
150
-
-
-
14,927
-
5,293
2,534
600
600
-
-
-
-
233
30
376
307
6,502
3,471
600
600

3 Total resources expended

9

Perceval Almshouses Charity Notes to the Accounts for the year ended 31 March 2025

4 Fixed asset investment

National
Association of
Almshouses
CIF shares
Cost or valuation
At 1st April 2024
-
Additions
-
-
Increase/(decrease) on revaluations
-
At 31st March 2025
-
5 Debtors
Prepayments & accrued income
6 Creditors
Amounts falling due within one year
Other creditors
Accruals and Deferred income
7 Unrestricted funds
At 1st April 2024
Appropriations in the year
Surplus/(Deficit) on revaluations in year
Transfer from Calverton Almshouses Charity
At 31st March 2025
Net incoming resources/(resources expended)
for the year
Transfer from Calverton Almshouses
Charity

Charities
Official
Investment
Fund -
accumulation
units
Charities
Deposit
Account
Total
-
-
-
1,050
-
1,050
71,685
-
71,685
(1,072)
-
(1,072)
71,663
-
71,663
2025
2024
£
£
-
-
-
-
2025
2024
£
£
1,860
-
630
630
2,490
630
Designated
funds
Undesignated
funds
Total
unrestricted
funds
-
15,997
15,997
-
2,084
2,084
-
-
-
-
(1,072)
(1,072)
-
88,528
88,528
-
105,537
105,537

10

Perceval Almshouses Charity Notes to the Accounts for the year ended 31 March 2025

Designated funds
At 1st April 2024
Appropriations in the year
Transfer to Perceval Almshouses Charity
At 31st March 2025
Cyclical
Maintenance
Fund
Extraordinary
Repair Fund
Total
Designated
Funds
-
-
-
-
-
-
-
-
-
-
-
-

The designated funds represent amounts set aside to carry out major repairs on housing properties. Certain of the investments are set aside to pay for the cyclical maintenance and extraordinary repairs.

11