## **saint peter’s** 



**Saint Peter’s Church, Westcliff-on-sea, Essex. SS0 0QF** 

## **Annual Report and Financial Statements of the Parochial Church Council for the Year Ended 31st December 2025** 

## **Incumbent:** 

Revd Colin S Baldwin 26 Eastbourne Grove Westcliff-on-sea Essex SS0 0QF 

**Banks:** Co-op Bank 

**Independent Examiner:** Mr Danny Keech 


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Charlotte<br>completed an<br>Alpha Course<br>and made a<br>Kintsugi bowl<br>demonstrating<br>healing and<br>wholeness<br>**----- End of picture text -----**<br>




## **Administrative Information:** 

Saint Peter’s Church is situated in the Parish of Westcliff, Saint Peter. It is part of the Deanery of Southend, Diocese of Chelmsford within the Church of England. The Parochial Church Council is a body corporate (PCC Powers Measure 1956 and Church Representation Rules 2020) and a charity THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF WESTCLIFF ST PETER, recognised by the Charity Commission in 2019. Charity number 1186763. 

PCC members who have served at any time from APCM 2025 until the date this report was approved are: 

- Revd Colin S Baldwin (Priest-in-charge) 

- Stephanie Rapp (Churchwarden) 

- Revd Chukwudum Aguocha (Deanery Synod) 

- Revd Mary Namubiru 

- Revd Jenny Dunlop (Clergy ex officio) 

- Vacant (Treasurer) 

- Katie Yerlett (PCC Secretary) 

- John Dunlop (until 2028) 

- Moira Palmer (until 2028) 

- Jill Strudwick (until 2027) 

- Obioma Ighodalo-Eromosele (until 2027 

- Yinka Tayo (ex officio as Parish Safeguarding Representative) 

## **Structure, Governance and management:** 

The method of appointment of PCC members at Saint Peter’s is in accordance with the Church Representation Rules.  At Saint Peter’s the membership of the PCC consists of the incumbent, clergy, churchwarden and those 

elected by members on the electoral roll. Saint Peter’s actively encourages all eligible members to register on the electoral roll and stand for election in order to reflect our diverse congregation. 

## **Aims and Purposes:** 

Saint Peter’s Parochial Church Council has the responsibility to co-operate with the incumbent, Revd Colin Baldwin, in promoting in the parish the whole mission of the church, pastoral, evangelistic, social and ecumenical. The PCC are the Trustees of the Charity, whose responsibilities include the maintenance and care of the church buildings, associated halls and land. 

We value story, relationships, scripture, mission, worship, creativity, respect and integrity, inclusivity, generosity, play and promoting a life balance of rest, work, play, worship quiet and prayer. 

## **Objectives:Activities:Performance** 

Our aim is to provide a safe, accessible and high quality place for the gathering of people and development of community; an environment that is both supportive and encouraging; where peace and the relevance of God throughout life can be found. 

We seek to engage with and serve the community in all kinds of ways. 

A main objective for the PCC this year was to further promote the work of the church caring for the environment, in particular to replace the heating system, seeking ways to make the church sustainable both financially and by planning to achieve 'net carbon zero.'expand the work of the coffeehouse, running community support groups. 

The PCC is aware of the Charity Commission’s guidance on public benefit. The PCC believes it provides a benefit to the public by: 

- Providing resources and facilities for public worship and prayer both online and on site. 

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- Providing a relaxed and convivial place to gather for 'coffee' especially for people with special needs and for those who may be experiencing isolation/loneliness 

- Providing pastoral care for residents within the Parish, particularly those with poor mental health, those who are vulnerable, isolated and lonely. 

- Promoting Christian values to the benefit of individuals and the community as a whole. 

within our Churches and the communities we serve. 

Training and awareness sessions are ongoing to commensurate with responsibilities (Basic to Advanced and Management). All individuals (volunteering and paid staff) have completed the Basic Training. 

We continue to follow the Safer Recruitment process, Management and DBS checks as outlined within the Church of England Safer Recruitment guidance. This is to ensure our Churches are Safe for all, including those using our premises. 

Yinka Tayo (PSR Lifestreams Churches) 

Revd Colin Baldwin 

## **4.00 Financial statements of the PCC** 

## **ANNUAL PAROCHIAL CHURCH MEETING** 

## **1.00 Preliminaries** 

## **2.00 Electoral Roll - Report on changes** 

The Electoral Roll was 77 people in 2025. The roll was revised in accordance with the Church Representation Rules in 2026. 

13 people have enrolled, though it has been noted that several people missed the deadline for inclusion on the roll. 

**The Electoral Roll for 2025 is 90 adults** . 

## **3.00 Annual report on the proceedings of PCC** 

PCC meets regularly during the year - minutes of the meetings are available. During the summer these take place on site while during the winter months we utilise 'Teams' in order to reduce our carbon impact. 

PCC take extremely seriously Safeguarding, Health and Safety and environmental issues and review the relevant policies annually. 

Health and Safety issues have been dealt with on a case by case basis, records of any accidents are recorded and action taken appropriately. 

## **3.01 Safeguarding Report 2025** 

Safeguarding is crucial, taken very seriously in supporting and providing a safe environment 

## **Headlines and accounting** 

General Fund shows deficit of £40592.27 

Hall Fund shows surplus of £58399.12 

Proposal to transfer £40592.27 from Hall fund to General Fund, as has been recent custom, to begin the new year with a zero balance 

Coffeehouse income and expenditure uses the LCH Project Fund. Given that we have spent the grant funding  (Coffeehouse salaries fund) salaries are coming from LCH Project Fund as per previous PCC agreement. We shall be approaching other funders for the salary during 2026, as at present the ‘profit’ would not cover a ‘manager’s salary.’ 

Church Fabric Fund has reduced to £1122.81 - this fund covers the temporary boilers, any repairs, and building works to the church building facilities (ie not the halls). The toilet refurbishment was covered by donations - thank you! We all benefit from these facilities! 

The fund total is a very small amount - Options are: 

1. transfer say £5000 from the existing Hall Fund 

2. Transfer say £1000 per month into this fund 

3. Do nothing but if major works **are** 

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needed then funds will have to be transferred then. 

4. Any other suggestions? 

Vicar’s discretionary fund is currently at zero. Proposal to top up this fund by £500 (also from the Hall Fund) 

## ANNUAL INCOME 2025 

Giving and donations 

General personal giving is roughly in line with last year. 

During 2025 donations for specific projects ie the toilet refurbishment increased by £8425.69 (some of this total is earmarked for noticeboards, still to be acquired) 

We have received £8000 from legacies 

Gift Aid claim income received £12627.12 (this covers about two years of giving) 

Hall and Church lettings are overall about £2155 increase over last year 

Coffeehouse income has risen approx. £1000 

Puddleducks income has nearly doubled from £232.34 to £411.68 this year 

## ANNUAL EXPENDITURE 2025 

We continue to meet our Parish Share in full £40701.84, a slight rise from last year. 

Office salary costs (ie not Coffeehouse) have reduced from £2442.83 to £21876.49 - the change to one full time employee rather than several part-time took place during the year 

Training has risen to £574.89 from £193.70, showing our commitment to train our volunteers and employees. This is likely to grow in 2026. 

Puddleducks’ spending £858.51 shows our commitment to provide good quality toys and equipment for the toddlers. 

Energy costs across the site seem to have risen by £8367.08 

Major building works included the toilet refurbishment and change of the remaining light fitting to LEDs (the latter covered by grant funding) 

## SUMMARY 

Overall, our: 

Income increased by £23544 compared to 2024, and 

Expenditure was reduced by £14362 compared to 2024. 

## CONCLUSION 

Need to be careful about these figures as they include grant funding received in one year to be spent the next and stand-out items like the Gift Aid claim. However, the conclusion is that the church is relatively financially stable, funding a range of ministries serving the community though more income would make a huge difference to our investment. 

The prospect for 2026 is that we should be receiving a large legacy but also will be spending a large amount of capital spending on new heating system, insulation etc. There will be grant funding to cover some of this work. The work should considerably reduce our energy costs but we will see that return in following years as we strive to get to Net Carbon Zero by 2030. Budgets are being prepared to predict and guide the PCC financial decision making. 

Finally, we thank Glyn Jones for carrying out the major duties of a Treasurer, stepping in when needed at short notice. We hope to appoint a new Treasurer in 2026. Thanks also to Leanne Baldwin, office staff and volunteers to help with the financial processing. 

## **The independent Examiner report:** 

A copy of this report can be found on page **14.** 

## **5.00 Churchwardens’ report including Fabric, goods and ornaments** 

Well another year has flown by! It seems such 

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a short time ago that I was preparing last years churchwardens report and here I am again searching the depths of my brain to collate a reflection of our year as a congregation. 

Our operations manager has settled into their role splendidly and indeed we would be lost without her! Thank you Katie for all your work since taking post and for keeping me in check! 

I am grateful to all members of the PCC for their time and deliberation over the matters of keeping this church a thriving space for worship in the community. 

We have joined our three church PCCs into one joint meeting. Not only does this reduce the demand on Colin and Katie, but also offers more voices to discussions. We are still in need of a treasurer (for Saint Stephen's and Saint Cedd's). If you, or someone, you know would be interested in taking on this essential role, please make contact with Colin, Katie or a Churchwarden. 

I give thanks to Yinka Tayo, our Safeguarding Officer. Her role is virtually another full-time job given it's importance and our role as a congregation to embed good safeguarding practice in everything we do as a church. Saint Peter's follows the Church of England and diocese of Chelmsford safeguarding policies to ensure all staff and volunteers who may come into contact with children and vulnerable adults complete the necessary safeguarding training and we follow the safer recruitment procedures. 

The terrier and inventory have been completed for the year with everything accounted for. 

As a group of churchwardens for the 3 LifeStreams churches, we have been hoping to host a visit by the Archdeacon but sadly this has not transpired, the most recent attempt, Archdeacon Sue was thwarted by a flat tyre. We look forward to welcoming her in due 

## course. 

This year we have welcomed Mary Namubiru, our curate, and her family into our church family. It was wonderful to be present at her ordination. It is very special to be a part of an ordinand or new curate's journey and I would say we have had a good history of doing so. Mary's broad and easy smile and awesome hugs always brighten my day when I see her. I hope she feels a part of us and that we can give her all the experience she needs to develop her ministry. 

We survived another winter with temporary boilers and coats on in church and ask for your prayers for an ecological and sustainable solution. As a PCC we are going through the stages of funding projects to make this happen. We pride ourselves that the church is a warm and safe place for people to come to. The welcome is always warm, we just need the church to be as well! 

Up and coming matters in late spring will include the Quinquennial Inspection of the church building. This inspection, taking place every five years, identifies matters of all levels from simple fixes to large structural work to ensure the longevity of the church building. We pray that the next inspection when it takes place, finds the building in a safe and sound condition. 

We hope to install new noticeboards in the near future to advertise not just the church but also to give a bit of history the church buildings and also to tell visitors everything that they can be a part of. 

We have enjoyed our regular series of events across the year, both worship and social; Easter Sunday sunrise service, St Peter's Day BBQ, Christmas services and quiz nights which have been well attended. 

We continue to welcome the students of Lancaster school as both Coffeehouse volunteers on work experience and on regular 

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visits to the coffeehouse, giving them a space to experience independence; ordering and paying for their drinks and snacks. 

The Coffeehouse has become a regular work experience placement for students from various schools in the Southend area and beyond. 

Our children's ministry is still an area we can do more. Colin attends Chase High School on a weekly basis to deliver "Lunch Bites" discussion for students. For regular Sunday worship there is the challenge of providing the right input to suit the varied age-group coupled with gauging  the number of children of each age and it is hard to find the sweet spot. If anyone feels called to provide worship for higher age-group to prepare them for regular worship, do get in contact. 

I want to give my upmost thanks to all our volunteers for everything you do; Monday working group, Coffee House, hospitality, H2O, sung worship, stewards, prayers, communion assistants, readers, flowers, audio-visual, Water-Lily and the list goes on. 

A few months ago, Darren Middleton, who often leads sung worship with us, gave the talk one Sunday. He spoke of being called to serve. Darren's message lodged in my head and it is reinforced: My son's school motto is "God's Servant First". Bare with me, this will make sense in a few moments; 

My father has led a life of service to the church, back in Woking, where I grew up. He has done spells of being an Elder (the URC equivalent of a PCC member) at every opportunity since I can remember, taking only the necessary year's break before joining again. He used to run the older children's group of junior church, and he did 2 spells as junior church superintendent, a fancy name for the coordinator. For a few years my parents ran the "19th Club", a social group that would meet on the 19th of each month to do various activities. The whole family would land at the church on a weekend working party where various 

spring cleaning and gardening jobs were done. When he retired from work, the church had recently been refurbished and he took on the role of installing their computer networks (having worked in IT) and being in the forum to welcome visitors. His dog went with him and Sadie was regularly found snoozing in the forum most days and in the Thai Chi classes Dad attended in the church hall. In the aftermath of COVID 19, the church has hosted a vaccination centre, and Dad could be found in the car park guiding in visitors. In fact just Saturday last, on my sister's wedding day, Dad insisted on being on car park duty till she arrived and then darted inside to put his suit on! Dad also enjoys being a part of the Woking Street Angels, a group of volunteers from local churches who walk around the night-time economy of Woking town centre handing out lollipops and flip-flops and picking up the over-inebriated and lost and making sure they get to safe transport home. My Dad has truly led a life of service. 

I am known to take on many tasks. My younger brother is the same, each to the bafflement of our respective spouses, but really, is it any wonder, given the example we have been set. But my father is in his 80s and we pray for his continued good health and vitality, but he won't be able to do it forever. So now is my turn. While I cannot exactly pick up from him, I choose to serve here, with you all. 

I was invited to join the governing board of a local CofE primary school as a diocesan governor back in November, granted, with thanks, by the PCC. My natural response was "yes I can do that" without thinking of the consequences of the extra work it entailed. I did have a troubled week, doubting my capabilities to take on the extra task alongside being the churchwarden, the church rotas, umpiring at the hockey club, my beloved allotment, being a mother, a wife, a near fulltime job. I nearly pulled out, I had my speech prepared.  But Darren's voice was in my head, I am called to serve. And God will be with me, walking by my side, calming the internal 

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storms, this is achievable, it is my turn. 

I hope by now you can see where I am headed with this; 

Saint Peter's can have nine representatives from the laity. Therefore there are five available places for election. 

## **8.00 Appoint independent examiner** 

Consider, do you need a change of volunteer role? Should we consider an annual rotation? Is there something you would like to try or think you should try? Reach out and ask the question, you will not be dropped in at the deep end, you will be given the guidance to swim. 

This church needs each and every one of us. 

I will finish with a bible quote and the chorus of one of my favourite hymns. 

For even to Son of Man did not come to be served, but to serve, and to give his life as a ransom for many. Mark 10:45 

- "This is our God, The Servant King. 

He calls us now to follow him 

Proposal - to appoint Mr Danny Keech for 2025 

## **9.00 Reports - Priest-in-charge** 

## **9:01 Priest-in-charge REPORT** 

I started 2025 with a three month sabbatical, taking the opportunity to travel to Fiji and Hong Kong/China. The initial month was intense study of Art Therapy, developing plans to use those skills within the church environment. During the last month I followed an artistic passion and developed new skills experimenting with fluid art. This was most satisfying, although expensive! I realised how I needed this break from the norm. It also served as a nudge to plan for future retirement. 

To bring our lives as a daily offering 

Of worship to The Servant King". 

Stephanie Rapp 

Churchwarden - LifeStreams - Saint Peter's Westcliff-on-Sea 

## **6.00 Report on the proceedings of the Deanery Synod** 

Area Dean Louise Williams continues to lead the Deanery. There have been discussions upon theological and local topics, such as housing, youth and children’s work. Perhaps most significantly has been the allocation of funding from the Mission Opportunities Fund for use by Deanery to which churches can apply. This may be relevant for Saint Stephen's in the future 

## **7.00 Election of representatives for PCC** 

At time of writing we have had no nominations - this will be carried out at the meeting. 

Under the Church Representation Rules (M15) 

The churches managed worship during this time with some musicians coming from Southend Christian Fellowship - many thanks to Pete Burgess for 'lending' out musicians and to them personally for all they did to help. 

Thanks especially go to Revd Jenny Dunlop who took responsibility and led many services. God's timing is astonishing sometimes! 

We re-established home groups (Klema), ran another Alpha Course amongst other events, like the BBQ. I was overwhelmed by the response to the Art Exhibition (October), run jointly with Jill Ridge (silk painting artist). There were over 90 visitors and nearly 30 paintings sold. Most of the money raised through the sale of the artwork went directly to Saint Stephen's building fund. Links were made with other artists, some of whom are Christian. 

The Coffeehouse seems to be meeting the needs of the community in various ways whether that is simply being open as a warm and safe place to meet, a place for those with 

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additional needs to experience outside of their usual context, work experience, a place to read a book, meet new people, have a laugh, etc. There are so many benefits and the church is open, quite a number of people have asked for prayers through the coffeehouse. We have wonderful volunteers who give several hours every week to run it. However we struggle to get enough volunteers to cover the hours and not enough funding for a manager. The PCC made a decision to employ Angie for three days per week (from September) with the funds coming from the 'profits' of the coffeehouse. This provides us some stability and a framework for other volunteers to work around. Angie has been flexible to cover other days when required. Thanks to Angie. Leanne had been managing but her contract in 2026 will be solely working at Saint Cedd's so she can no longer manage the coffeehouse. 

We created a prayer labyrinth for Thy Kingdom Come week, which attracted quite a number of visitors who engaged with the whole concept of the prayer journey. 

A small group went to New Wine Festival, which was possibly the best one. They have taken it into a new direction which is even more family friendly. I would recommend it to everyone. 

In September Mary was Ordained Deacon at Chelmsford Cathedral. She had arrived previously in July to settle in and obtain places for her children in the appropriate schools/nursery. Mary is full time Curate, on an Incumbents pathway and should be with us  for three to four years. She is focussing some time at Saint Cedd's, preaching, pastoral visiting, leading a Klema (home) group and Puddleducks whilst continuing on the IME course run by the diocese. 

The Light party on 31st October was the most well attended, loads of fun for the children and adults who took part. Many thanks to Oksana for the bubble show. 

I went to the National Youth Ministry Weekend at Birmingham. It was most informative at very different levels, looking at research into youth trends to resources for youth groups etc. We have used these at Lunchbites - a weekly group at Chase School for a short time for Christians and others. 

My annual retreat, on the way back from NYMW was shorter than usual, taken at St Stephen's theological college in Oxford. The time of quiet was very valuable, in silence, reading, praying and exercising. 

The usual Advent and Christmas events took place at all three churches and parishes. This included special schools, nursery, 250 students from Chase school,  carols around the fire 38 people, almost twice as many than at equivalent services before. Revd Jenny Dunlop organised a 'Blue Christmas' service, expanding our usual blue tree and quiet area. This had a big impact for quite a number of people. 

In a further step of collaboration and inclusion Southend Deaf Church have joined us on site as their permanent home as they had to leave the St. Mellitus building. We also host deaf café and deaf connect. We are delighted and enriched by this sharing of life together. 

It has been another full and exciting year at Lifestreams, we are grateful to our staff and volunteers, all who have supported us and also to the various trusts who have granted us some funding - with grateful thanks; they include: 

Church members and individual local donors 

Norman Garon Trustees 

National Lottery Community Fund Mission Opportunities Fund (Chelmsford Diocese) 

Nineveh Charitable Trust 

Essex Community Foundation Avenue Trust Waitrose 

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We continue the online ministry with Daily Prayer at 8am and Night Prayer at 8pm throughout the year. There is still a significant 'audience' alongside the regular 10-15 people who participate most days. This continues to be a valuable ministry that reaches across the world with occasional visitors and regular families connected with Lifestreams. 

Thanks to Graham Boosey and Revd Mary Namubiru for their regular contributions. 

Revd Chuks Aguocha has finished his curacy here and is currently looking for a new post but is licenced to Lifestreams in the meantime. 

We had to say goodbye to Andreas Botzios after serving Lifestreams for seven years. We continue to pray for him and thank him for all his hard work. Katie Yerlett has been employed as Operations Manager serving the three churches, with a larger portfolio of responsibilities. This role is covered by donations from the congregations. She has settled into the role well and I express my grateful thanks to her for her hard work. 

There are quite a number of 'Lifestreams' events that include the three churches, of which Saint Peter’s is a part. It is hard to include all of them in this report so please refer to the Saint Peter's and Saint Cedd's reports too  for a more complete picture of all that we do. 

The PCC would like to extend its thanks to our churchwarden Stephanie Rapp for their hard work and support. 

_This report has been approved by Saint Stephen’s Parochial Church Council and is signed on its behalf by Revd Colin Steven Baldwin, Vicar and Chair of PCC._ 

Let me finally thanks many unnamed people who carry out lots of tasks around the three churches - I can’t name them all here, you know who you are. I appreciate all that you do. 

## **Reports - Coffeehouse** 

There has been a lot of changes over the last year and a few left to come. Saying this, our staff and volunteers have worked extremely hard which has shown with how the coffee house continues to grow in the amount of people we are connecting with. 

Over the last year many of us working in the coffee house have built amazing bonds with our customers. We have supported those that seem to need the coffee house daily. 

Our customers express their thanks and appreciation for everything we do for them. When prices raised, our customers stayed loyal and very open to the change. (The prices are still relatively cheap!) 

We often add different stock that we keep track of whether customers respond well to, we do this to keep the coffee house fresh and current. Even the Matcha's are beginning to sell! 

Our daily income daily has increased although unsure whether it is just because of the price rise or whether the customer base has increased. Probably a bit of both. 

There are plans to make some alterations (in 2026) to make space for a panini maker. Quite a few customers have asked about serving lunches - similar to Saint Stephen's. 

I’m confident that the new year will bring fresh, exciting developments for the Coffee House, and I believe these changes will help us welcome even more customers through our doors. 

## **10.00 Any other business** 

## **11.00 Date and time of next meeting** 

Saturday 18th April 2027, TBC 10:30am 

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prayer labyrinth being constructed at Saint Peter's for 'Thy Kingdom Come' 

being constructed praying in at Saint Peter's the prayer for 'Thy Kingdom room at Come' National Youth Ministry Weekend Oksana forever blowing bubbles 

exhibition at Saint Peter's 




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Christingle and nativity service<br>**----- End of picture text -----**<br>



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Blue Christmas - for those who struggle,<br>for whatever reason during this season<br>**----- End of picture text -----**<br>




New Wine summer festival - a blend of corporate worship, intimate discussion and non-stop fun!! our crochet... coffee and chat... group made hundreds of poppies for the Poppy on the Pier display for a very poignant time of Remembrance 


Admin - new computer for the office 



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**Annual Parochial Church Meeting held on 22nd March 2025** 

## **SAINT PETER’S, SAINT CEDD’S, SAINT STEPHEN’S** 

## **1.00 - Preliminaries** 

## **1.01 - Prayer** 

## **Minutes of AMP -** 

## **Annual Meeting of Parishioners held on 22nd March 2025** 

## **1.02 - Present and apologies** 

As above 

## **1.03 - Minutes of Last Year’s Meeting** 

- Saint Peter’s unanimously agreed as a correct record 

- Saint Cedd’s unanimously agreed as a correct record - Saint Stephen’s unanimously agreed as a correct record 

Stephanie opened the meeting with prayer. 

## **1.04 - Matters Arising** – none raised 

## **1.00 - Present and apologies** 

## **2.00 – Electoral Roll** 

_Present_ : Vi Baldwin, Leanne Baldwin, Stephanie Rapp, Sue Reynolds, Allan Lassam, Alison Dromgoole, Sandra Bull, Carol Bennett, Jill Ridge, Alex Dunlop, Ellie Armstrong, Katie Yerlett, Glyn Jones, Kathy Jones, Yinka Tayo, Gboye Tayo, Andreas Botzios (non-voting member) 

_Apologies_ : 

Revd Colin Baldwin, Steve Palmer, Moira Palmer, Iain Hendry, Caroline Hendry, Dawn Gilbert 

## **2.00 – Appointment/Elections of Churchwardens** 

**2.01** – Saint Peter’s: Stephanie Rapp unanimously appointed for another year. 

**2.02** – Saint Cedd’s: Dawn Gilbert and Sandra Bull unanimously appointed for another year. 

**2.03** – Saint Stephen’s: Sue Reynolds and Allan Lassam unanimously appointed for another year. 

**2.04** All churchwardens thanked for their service and dedication. 

## **3.00 – Close of Meeting** 

## **Minutes of APCM -** 

**2.01** – This being the sixth year of the ecclesial cycle, all parishioners automatically came off the Electoral Roll, and were required to reapply. 

**2.02** – Saint Peter’s: 2 people died, 9 enrolled, 20 came off list, giving the figure of 77 for the Electoral Roll for 2025. We remember and give thanks for the lives of David Preddy and Anne Seomore. 

**2.03** – Saint Cedd’s: 2 people died, 2 enrolled, 4 came off list, giving the figure of 8 for the Electoral Roll for 2025. We remember and give thanks for the lives of Elaine Wood and John Martin. 

**2.04** – Saint Stephen’s: 0 people died, 0 enrolled, 15 came off list, giving the figure of 13 for the Electoral Roll for 2025. 

**3.00 – Annual Report on the Proceedings of PCC** Received and read for Saint Peter’s, Saint Cedd’s and Saint Stephen’s. 

## **4.00 – Financial Statement** 

**4.01** – Annual Accounts for Saint Peter’s, Saint Cedd’s and Saint Stephen’s in reports, and audited by independent examiner. Generally, our financial situation across all three churches is stable, but most of our income goes out on expenditure. We have been able to pay our parish shares, and all our staff except admin are dependent on grant funding, which enables a lot of our community work. 

## **5.00 – Churchwardens’ Reports** 

1 of 2 

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Received and read for Saint Peter’s, Saint Cedd’s and Saint Stephen’s. 

## **6.00 – Deanery Synod Report** 

Leanne Baldwin and Allan Lassam are the reps for Deanery Synod. 

## **7.00 – Election of Representatives to PCC** 

**7.01** – Saint Peter’s: Steve Palmer, Shabnam Sagar, Katie Yerlett, Ellie Armstrong and Kay Odey come off the PCC having served three years; all warmly thanked for their input. We have had two nominations: Moira Palmer (proposed by Vi Baldwin and seconded by Stephanie Rapp) & Alex Dunlop (proposed by Stephanie Rapp and seconded by Glyn Jones). APCM elected them unanimously. 

**7.02** – Saint Cedd’s: No one comes of PCC this year. We have had one nomination: Steve Palmer (proposed by Vi Baldwin and seconded by Stephanie Rapp). APCM elected him unanimously. 

**7.03** – Saint Stephen’s: No one comes of PCC this year. We have had one nomination: Carol Bennett (proposed by Vi Baldwin and seconded by Sue Reynolds). APCM elected her unanimously. 

## **8.00 – Appoint Independent Examiner** 

**8.01** – Danny Keech appointed as independent examiner for another year for Saint Peter’s, Saint Cedd’s and Saint Stephen’s. 

## **9.00 – Priest-in-Charge Report** 

dedication over the last three years, in particular covering daily and evening prayer as well as preaching during communion. We wish her every blessing. 

**11.03 –** Saint Peter’s passed unanimous resolution to apply for £3000 Church Decarbonisation Grant Fund from the Church of England as part of our Net Zero Carbon 2030 initiative. 

**11.04 –** Update on Saint Peter’s heating situation given: temporary boiler is being returned after April. We have just received energy audit which recommends future environmentally friendly heating systems, and we have been invited to apply to the next Stage of the Demonstrator Project to get grant funding for these initiatives. Diocese to help us with this process. 

**11.05 –** Stephanie gave a heartfelt eulogy for Andreas Botzios, whose last APCM it is. 

## **12.00 – Date of Next Meeting** 

Provisionally set APCM for Sat 21st Mar 2026 10.30am Saint Peter’s Church 

Shared memories of 2024 with celebration video and testimonies of last year (thanks to Leanne for putting presentation together). Highlights mentioned include the outreach the Coffee House at Saint Peter’s and 213 achieves, helping vulnerable and lonely people. Stepping Stones at 213 has been a great support to stroke survivors and carers. The work of SEND and H2O thrives and benefits many young children, thanks to Leanne. The hedge planting initiative was a great day that brought the community together, as are our quiz nights which see hall hirers and neighbours attend – thanks to Chris for organisning in the past. Our fundraisers have been joyous occasions and also brought income into the churches. 

Stephanie closed the meeting with prayer. 

Colin is presently on sabbatical returning next month. 

## **10.00 – Safeguarding** 

Parish Safeguarding Officer gave update on recent meeting and the work that Lifestreams does. Yinka Tayo thanked by APCM for the all the work she does. 

## **11.00 – Any Other Business** 

**11.01 –** APCM thanked Stephanie Rapp and Sue Reynolds for overseeing the sabbatical period and ensuring Sunday worship continued. Revd Jenny Dunlop thanked for all the ministerial support she has provided during this period and continuing. 

**11.02 –** Liz Robinson finishes her contract with Saint Cedd’s. APCM offered grateful thanks for her 

## **Signed as a correct record of the meeting** 

…………………………………………………(Chair) 

Date……………………………………………… 


2 of 2 

**Lifestreams...‘living life to the full’** 

page 13 



Independent examiner's report to the PCC of Westcliff, Saint Peter
I report on the accounts of the PCC for the year ended 31 December 2025, which are
attached.
Respective responsibilities of the PCC and the examiner
The charity's trustees consider that an audit is not required for this year under section
144(2) of the Charities Act 2011 (the 2011 Act) and tliat an Independent examination
is needed.
It Is my responsibility to
Examine the accounts under section 145 of the 2011 Act.
Follow procedures laid down in the general directions given by the Charity
Comn]issioners section 145(5)(b) of the 201 l Act.. and
Slate whether particular matters have come to my attention.
Basis of Independent Examiners Statement.
My examination was carried out Ten]otely this year and in accordance with the
General Directions given by the Charity Commission. An examination includes a
review of the accounting records kept by the charity and a comparison of the accounts
presented with those records. It also includes consideration of any unusual items or
disclosures in the accounts and seeking explanations from the management committee
concerning any such matters. The procedures undertaken do not provide all the
evidence that would be Tequired in a full audit, and consequently I do not express an
opinion on the accounts.
Independent examiner's statement
In connection with my examination, no matter has come to my attention:
(i)
which gives me reasonable cause to believe that in any material respect the
requirements
to keep accounting records in accordance with s.130 of the 2011 Act.. or
to PTepare accounts. which accord with these accounting records have not been
(2) to which. in my o
unde
ofthe
inion, attention should be drawn in order to enable a proper
unts to be reached.
Danny Keech
38 Shepard Clos¢
Le1￿] on Sea
SS9 SYR
3rd February 2026
LIFESTREAMS.. 'LIVING LIFE TO THE FULL.
pa9e14

## **St Peters Church Westcliff Fund totals - Details Selected period: 01 January 2025 to 31 December 2025** 

|**Fund**|**Opening balance**<br>**Closing balance**|
|---|---|
|**Developmen - Development Fund**<br>Designated<br>**Drama - SPUDS**<br>Restricted<br>**Hall - Hall Fund**<br>Designated<br>**HallFab - Hall Fabric Fund**<br>Designated<br>**Jigsaw - Jigsaw Project**<br>Restricted<br>**LCH Projects - LCH Projects**<br>Designated<br>**LCH Salaries - CoffeeHouse Salary Fund**<br>Restricted<br>**Music - Organ Fund**<br>Restricted<br>**PDucks - Edward Bear (Puddleducks)**<br>Restricted<br>Designated<br>**SpecialCo - Special Collections**<br>Restricted<br>**VicarDisc - Vicar's Discretioanary Fund**<br>Designated<br>**Youth - Youth Fund**<br>Designated|-<br>-|
||**-**<br>**-**|
||2,000.00<br>2,000.00|
||**2,000.00**<br>**2,000.00**|
||31,995.14<br>58,399.12|
||**31,995.14**<br>**58,399.12**|
||-<br>-|
||**-**<br>**-**|
||-<br>-|
||**-**<br>**-**|
||54,920.60<br>59,054.57|
||**54,920.60**<br>**59,054.57**|
||2,429.33<br>-|
||**2,429.33**<br>**-**|
||2,416.81<br>2,416.81|
||**2,416.81**<br>**2,416.81**|
||(454.06)<br>(900.89)<br>(877.66)<br>(877.66)|
||**(1,331.72)**<br>**(1,778.55)**|
||-<br>-|
||**-**<br>**-**|
||-<br>-|
||**-**<br>**-**|
||4,509.69<br>3,975.18|
||**4,509.69**<br>**3,975.18**|
||(2 February 2026 4:56 pm) Page 1 of 2|



**Lifestreams...‘living life to the full’** 

page 15 



## **General - General fund** 

|Unrestricted<br>**Fabric - Church Fabric Fund**<br>Designated<br>**Housing - Clergy Housing fund**<br>Restricted<br>**Sanctuary - Sanctuary Fund**<br>Restricted<br>**Overall totals**|(21,138.86)<br>(40,592.27)|
|---|---|
||**(21,138.86)**<br>**(40,592.27)**|
||8,056.62<br>1,122.81|
||**8,056.62**<br>**1,122.81**|
||1,276.21<br>951.21|
||**1,276.21**<br>**951.21**|
||340.76<br>340.76|
||**340.76**<br>**340.76**|
|||
||**85,474.58**<br>**85,889.64**|



(2 February 2026 4:56 pm) Page 2 of 2 

**Lifestreams...‘living life to the full’** 

page 16 



## **St Peters Church Westcliff** 

## **Analysis of Receipts and Payments Selected period: 01 January 2025 to 31 December 2025** 

||**Total**<br>**General**<br>**Designated**<br>**Restricted**<br>**Endowment**<br>**This year**<br>**Last year**|
|---|---|
|**Receipts**<br>**Donations and legacies**<br>0101 - Gift Aid - Bank<br>0110 - Gift Aid - Envelopes<br>0201 - Other planned giving<br>0301 - Loose plate collections<br>0401 - Regular gift days<br>0410 - Giving through church boxes<br>0501 - One-off Gift Aid gifts<br>0510 - Gifts of quoted securities<br>0550 - Donations appeals etc<br>0601 - Tax recoverable on Gift Aid<br>0701 - Legacies<br>0801 - Recurring grants<br>08A1 - Non-recurring one-off grants<br>0901 - Other funds generated<br>**Donations and legacies Totals**<br>**Income from charitable activities**<br>1210 - Bookstall sales to promote objectives<br>1230 - Church hall lettings<br>1240 - Steel Suite and Church lettings<br>1271 - LCH Building Income<br>1360 - Events Income<br>**Income from charitable activities Totals**<br>**Other trading activities**<br>0910 - General Fundraising<br>1220 - Fair trade sales<br>1250 - Magazine income - advertising<br>1255 - Printing and paper sales<br>1260 - Parish magazine sales<br>1270 - CoffeeHouse Income trading<br>**Other trading activities Totals**<br>**Investments**<br>1001 - Dividends<br>1020 - Bank and building society interest<br>1030 - Rent from lands or buildings<br>**Investments Totals**<br>**Other income**<br>1101 - Fees for weddings and funerals<br>1102 - Interregnum clergy fees|30,040.00<br>-<br>-<br>-<br>30,040.00<br>29,526.82<br>1,460.00<br>-<br>-<br>-<br>1,460.00<br>1,529.55<br>424.37<br>-<br>-<br>-<br>424.37<br>-<br>3,560.91<br>-<br>-<br>-<br>3,560.91<br>2,900.13<br>275.00<br>-<br>-<br>-<br>275.00<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>20.00<br>-<br>-<br>-<br>20.00<br>1,650.00<br>-<br>-<br>-<br>-<br>-<br>-<br>8,425.69<br>-<br>-<br>-<br>8,425.69<br>20.00<br>12,627.12<br>-<br>-<br>-<br>12,627.12<br>-<br>8,000.00<br>-<br>-<br>-<br>8,000.00<br>1,000.00<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>4,500.00<br>-<br>-<br>4,500.00<br>3,500.00<br>-<br>-<br>-<br>-<br>-<br>-|
||**64,833.09**<br>**4,500.00**<br>**-**<br>**-**<br>**69,333.09**<br>**40,126.50**<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>57,189.11<br>-<br>-<br>57,189.11<br>58,538.37<br>4,768.50<br>-<br>-<br>-<br>4,768.50<br>1,264.00<br>-<br>818.52<br>-<br>-<br>818.52<br>6,459.98<br>420.65<br>-<br>-<br>-<br>420.65<br>-|
||**5,189.15**<br>**58,007.63**<br>**-**<br>**-**<br>**63,196.78**<br>**66,262.35**<br>324.82<br>-<br>-<br>-<br>324.82<br>569.15<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>29.49<br>-<br>-<br>-<br>29.49<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>14,905.83<br>-<br>-<br>14,905.83<br>13,996.34|
||**354.31**<br>**14,905.83**<br>**-**<br>**-**<br>**15,260.14**<br>**14,565.49**<br>-<br>-<br>-<br>-<br>-<br>-<br>3,185.18<br>-<br>-<br>-<br>3,185.18<br>7,184.60<br>-<br>-<br>-<br>-<br>-<br>-|
||**3,185.18**<br>**-**<br>**-**<br>**-**<br>**3,185.18**<br>**7,184.60**<br>-<br>-<br>-<br>-<br>-<br>427.49<br>-<br>-<br>-<br>-<br>-<br>-|



(2 February 2026 4:58 pm) Page 1 of 3 

**Lifestreams...‘living life to the full’** 

page 17 



||**Total**<br>**General**<br>**Designated**<br>**Restricted**<br>**Endowment**<br>**This year**<br>**Last year**|
|---|---|
|1320 - Surplus - sales of fixed assets<br>1330 - Parish office and other shared costs<br>1340 - Insurance Claims<br>1350 - Edward Bear/ Puddle Ducks Income<br>**Other income Totals**<br>**Receipts Grand Totals**|-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>956.00<br>-<br>-<br>-<br>956.00<br>-<br>-<br>-<br>411.68<br>-<br>411.68<br>232.34|
||**956.00**<br>**-**<br>**411.68**<br>**-**<br>**1,367.68**<br>**659.83**|
||**74,517.73**<br>**77,413.46**<br>**411.68**<br>**- 152,342.87 128,798.77**|
|**Payments**<br>**Raising funds**<br>1701 - Fees paid to fund raisers<br>1710 - Costs of applying for grants<br>1720 - DO NOT USE Costs of stewardship campaign<br>1725 - Church giving envelopes<br>1730 - Costs of fetes & other events<br>**Raising funds Totals**<br>**Expenditure on charitable activities**<br>1801 - Giving to missionary societies<br>1830 - Giving - relief and development agencies<br>1870 - Secular charities<br>1871 - DO NOT USE Puddleducks<br>1910 - Ministry parish share etc<br>2001 - Assistant staff costs<br>2050 - Salary of parish administrator<br>2061 - Parish office salaries<br>2070 - CoffeeHouse Salaries<br>2101 - Working expenses of incumbent<br>2130 - Vicarage expenses<br>2140 - Water rates - vicarage<br>2150 - Vicar's telephone<br>2201 - Parish training and mission<br>2205 - Edward Bear/ Puddle Ducks<br>2230 - LifestreamsCoffeeHouse<br>2331 - Cleaning<br>2340 - Upkeep of services<br>2341 - Church Running Equipment<br>2342 - Licences/subscriptions<br>2343 - Droplets<br>2350 - Upkeep of churchyard<br>2360 - Parish office - Admin<br>2362 - Parish office photocopier<br>2370 - Visiting speakers / locums<br>2401 - Church running - electric<br>2410 - Church running - gas<br>2420 - Church running - water<br>2430 - Church running - oil<br>2440 - Church running - heating and lighting<br>2501 - Magazine expenses<br>2510 - Fair trade costs|-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>1,024.15<br>-<br>-<br>-<br>1,024.15<br>3,553.55|
||**1,024.15**<br>**-**<br>**-**<br>**-**<br>**1,024.15**<br>**3,553.55**<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>600.00<br>-<br>-<br>-<br>-<br>-<br>-<br>40,701.84<br>-<br>-<br>-<br>40,701.84<br>39,548.52<br>801.44<br>-<br>-<br>-<br>801.44<br>12,096.84<br>20,908.52<br>-<br>-<br>-<br>20,908.52<br>12,222.48<br>166.53<br>-<br>-<br>-<br>166.53<br>-<br>-<br>-<br>4,586.68<br>-<br>4,586.68<br>26,570.67<br>204.56<br>-<br>-<br>-<br>204.56<br>-<br>-<br>-<br>325.00<br>-<br>325.00<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>574.89<br>-<br>-<br>-<br>574.89<br>193.70<br>-<br>-<br>858.51<br>-<br>858.51<br>1,564.06<br>-<br>291.93<br>-<br>-<br>291.93<br>-<br>2,130.98<br>-<br>-<br>-<br>2,130.98<br>-<br>696.62<br>534.51<br>-<br>-<br>1,231.13<br>956.17<br>216.98<br>-<br>-<br>-<br>216.98<br>-<br>1,450.31<br>-<br>-<br>-<br>1,450.31<br>972.71<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>2,603.96<br>1,046.08<br>-<br>-<br>-<br>1,046.08<br>5,699.36<br>1,900.20<br>-<br>-<br>-<br>1,900.20<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>2,940.99<br>-<br>-<br>-<br>2,940.99<br>4,902.90<br>10,237.14<br>-<br>-<br>-<br>10,237.14<br>14,317.52<br>718.66<br>-<br>-<br>-<br>718.66<br>1,298.78<br>-<br>-<br>-<br>-<br>-<br>-<br>1,453.72<br>-<br>-<br>-<br>1,453.72<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-|



(2 February 2026 4:58 pm) Page 2 of 3 

**Lifestreams...‘living life to the full’** 

page 18 



## **Total** 

||**Total**|
|---|---|
||**General**<br>**Designated**<br>**Restricted**<br>**Endowment**<br>**This year**<br>**Last year**|
|2511 - Church Steel Suite refund of booking fee<br>2530 - Hall running - electricity<br>2540 - Hall running - gas<br>2550 - Hall running - insurance<br>2560 - Hall running - maintenance<br>2570 - Hall running - telephone<br>2580 - Hall running - water<br>2590 - Hall running - heating and lighting<br>2591 - Hall refund of booking fee<br>2601 - Governance costs examination/audit fee<br>2701 - Church major repairs - structure<br>2710 - Church major repairs - installation<br>2720 - Church interior and exterior decorating<br>2801 - Hall + major repairs - structure<br>2820 - Hall + major repairs - installation<br>2830 - Hall + interior and exterior decorating<br>**Expenditure on charitable activities Totals**<br>**Other expenditure**<br>1903 - Fees to Diocese<br>2103 - Clergy Expenses curate<br>2105 - clergy office expenses<br>2301 - Church running - insurance<br>2310 - Church office - telephone/Broadband<br>2320 - Organ / piano tuning<br>2330 - Church maintenance<br>2332 - Up keep of services -Flowers<br>2335 - Church running - AV equipment<br>2363 - Parish office telephone/Broadband<br>2515 - Coffee House Expenditure - trading<br>2516 - Coffee House Staff<br>2521 - Hall Running - Office<br>2522 - Hall running - refuse<br>2523 - Hall running - cleaning<br>2524 - Hall Running - maintenanace plumbing<br>2561 - Hall Running - maintenance grounds<br>2940 - LCH Building Expenditure<br>6503 - Change of Bank<br>6504 - Transfer to Deposit Account<br>**Other expenditure Totals**<br>**Payments Grand Totals**|-<br>-<br>-<br>-<br>-<br>-<br>-<br>3,806.70<br>-<br>-<br>3,806.70<br>-<br>-<br>7,765.58<br>-<br>-<br>7,765.58<br>-<br>-<br>742.07<br>-<br>-<br>742.07<br>-<br>-<br>1,530.44<br>-<br>-<br>1,530.44<br>6,403.89<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>679.86<br>-<br>-<br>679.86<br>-<br>-<br>6,602.03<br>-<br>-<br>6,602.03<br>5,318.40<br>80.00<br>100.00<br>-<br>-<br>180.00<br>30.00<br>60.00<br>-<br>-<br>-<br>60.00<br>55.00<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>8,464.40<br>-<br>-<br>8,464.40<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>567.00<br>-<br>2,650.00<br>-<br>-<br>2,650.00<br>1,770.00<br>-<br>122.00<br>-<br>-<br>122.00<br>-|
||**86,289.46**<br>**33,289.52**<br>**5,770.19**<br>**-**<br>**125,349.17**<br>**137,691.96**<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>3,313.20<br>-<br>-<br>-<br>3,313.20<br>3,360.54<br>235.20<br>-<br>-<br>-<br>235.20<br>493.77<br>604.80<br>-<br>-<br>-<br>604.80<br>285.60<br>1,757.23<br>-<br>-<br>-<br>1,757.23<br>550.67<br>37.25<br>-<br>-<br>-<br>37.25<br>119.50<br>239.27<br>-<br>-<br>-<br>239.27<br>-<br>470.58<br>-<br>-<br>-<br>470.58<br>-<br>-<br>7,585.10<br>-<br>-<br>7,585.10<br>5,835.54<br>-<br>31.00<br>3,025.00<br>-<br>3,056.00<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>1,657.02<br>-<br>-<br>1,657.02<br>1,484.62<br>-<br>5,869.50<br>-<br>-<br>5,869.50<br>9,699.24<br>-<br>60.00<br>-<br>-<br>60.00<br>1,353.58<br>-<br>669.34<br>-<br>-<br>669.34<br>-<br>-<br>-<br>-<br>-<br>-<br>1,861.89<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>(30,000.00)|
||**6,657.53**<br>**15,871.96**<br>**3,025.00**<br>**-**<br>**25,554.49**<br>**(4,955.05)**|
||**93,971.14**<br>**49,161.48**<br>**8,795.19**<br>**- 151,927.81 136,290.46**|



(2 February 2026 4:58 pm) Page 3 of 3 

**Lifestreams...‘living life to the full’** 

page 19 



## **St Peters Church Westcliff** 

## **Balance Sheet (Summary)** 

||**As at**<br>**31/12/2025**|**As at**<br>**31/12/2024**|
|---|---|---|
|**Fixed assets**<br>**Current assets**<br>Cash At Bank And In Hand<br>**Liabilities**<br>Creditors: Amounts Falling Due In One Year<br>**Net current assets less current liabilities**<br>**Total assets less current liabilities**<br>**Liabilities**<br>**Total net assets less liabilities**<br>**Represented by**<br>**Unrestricted**<br>Unrestricted - General Funds<br>**Designated**<br>Designated - Church Fabric Fund<br>Designated - Edward Bear (Puddleducks)<br>Designated - Hall Fund<br>Designated - LCH Projects<br>Designated - Youth Fund<br>**Restricted**<br>Restricted - Clergy Housing fund<br>Restricted - CoffeeHouse Salary Fund<br>Restricted - Edward Bear (Puddleducks)<br>Restricted - Organ Fund<br>Restricted - Sanctuary Fund<br>Restricted - SPUDS<br>**Fund Totals**|**-**<br>86,264.96<br>**86,264.96**<br>375.32<br>**375.32**<br>**85,889.64**<br>**85,889.64**<br>**-**<br>**85,889.64**<br>(40,592.27)<br>1,122.81<br>(877.66)<br>58,399.12<br>59,054.57<br>3,975.18<br>951.21<br>-<br>(900.89)<br>2,416.81<br>340.76<br>2,000.00<br>**85,889.64**||
|||**-**|
|||85,492.57|
|||**85,492.57**|
|||17.99|
|||**17.99**|
||||
|||**85,474.58**|
|||**85,474.58**|
||||
|||**-**|
|||**85,474.58**|
|||(21,138.86)<br>8,056.62<br>(877.66)<br>31,995.14<br>54,920.60<br>4,509.69<br>1,276.21<br>2,429.33<br>(454.06)<br>2,416.81<br>340.76<br>2,000.00|
|||**85,474.58**|



(2 February 2026 4:58 pm) Page 1 of 1 

**Lifestreams...‘living life to the full’** 

page 20 



## **St Peters Church Westcliff** 

## **Fund movement summary Selected period: 01 January 2025 to 31 December 2025** 

|**Fund**|**Fund balances**<br>**brought forward**|**Incoming**<br>**Resources**|**Outgoing**<br>**Resources**|**Transfers**|**Gains and**<br>**Losses**||**Journal**<br>**Entries**||**Fund balances**<br>**Carried forward**|
|---|---|---|---|---|---|---|---|---|---|
|**Drama**||||||||||
|Restricted|2,000.00|-|-|-|-||-||2,000.00|
|**Sub-totals**|**2,000.00**|**-**|**-**|**-**|**-**||**-**||**2,000.00**|
|**Hall**||||||||||
|Designated|31,995.14|59,722.92|33,318.94|-|-||-||58,399.12|
|**Sub-totals**|**31,995.14**|**59,722.92**|**33,318.94**|**-**|**-**||**-**||**58,399.12**|
|**LCH Projects**||||||||||
|Designated|54,920.60|17,224.35|7,908.03|(5,182.35)|-||-||59,054.57|
|**Sub-totals**|**54,920.60**|**17,224.35**|**7,908.03**|**(5,182.35)**|**-**||**-**||**59,054.57**|
|**LCH Salaries**||||||||||
|Restricted|2,429.33|-|7,611.68|5,182.35|-||-||-|
|**Sub-totals**|**2,429.33**|**-**|**7,611.68**|**5,182.35**|**-**||**-**||**-**|
|**Music**||||||||||
|Restricted|2,416.81|-|-|-|-||-||2,416.81|
|**Sub-totals**|**2,416.81**|**-**|**-**|**-**|**-**||**-**||**2,416.81**|
|**PDucks**||||||||||
|Designated|(877.66)|-|-|-|-||-||(877.66)|
|Restricted|(454.06)|411.68|858.51|-|-||-||(900.89)|
|**Sub-totals**|**(1,331.72)**|**411.68**|**858.51**|**-**|**-**||**-**||**(1,778.55)**|
|**Youth**||||||||||
|Designated|4,509.69|-|534.51|-|-||-||3,975.18|
|**Sub-totals**|**4,509.69**|**-**|**534.51**|**-**|**-**||**-**||**3,975.18**|
|**General**||||||||||
|Unrestricted|(21,138.86)|74,517.73|93,971.14|-||-||-|(40,592.27)|
|**Sub-totals**|**(21,138.86)**|**74,517.73**|**93,971.14**|**-**||**-**||**-**|**(40,592.27)**|
|**Fabric**||||||||||
|Designated|8,056.62|466.19|7,400.00|-||-||-|1,122.81|
|**Sub-totals**|**8,056.62**|**466.19**|**7,400.00**|**-**||**-**||**-**|**1,122.81**|
|**Housing**||||||||||
|Restricted|1,276.21|-|325.00|-||-||-|951.21|
|**Sub-totals**|**1,276.21**|**-**|**325.00**|**-**||**-**||**-**|**951.21**|
|**Sanctuary**||||||||||
|Restricted|340.76|-|-|-||-||-|340.76|
|**Sub-totals**|**340.76**|**-**|**-**|**-**||**-**||**-**|**340.76**|
|||||||||||
|**Totals**|**85,474.58**|**152,342.87**|**151,927.81**|**-**||**-**||**-**|**85,889.64**|



(2 February 2026 4:57 pm) Page 2 of 2 

**Lifestreams...‘living life to the full’** 

page 21 



## **St Peters Church Westcliff** 

## **Receipts and Payments Account** 

## **For the period from 01 January 2025 to 31 December 2025** 

||**Unrestricted**|**Designated**|**Restricted**|**Endowment**|**Total**|**Prior year**|
|---|---|---|---|---|---|---|
||**funds**|**funds**|**funds**|**funds**|**funds**|**total funds**|
|**Receipts**|||||||
|Donations and legacies|65,734.16|4,500.00|-|-|70,234.16|40,126.50|
|Income from charitable activities|5,189.15|58,007.63|-|-|63,196.78|66,262.35|
|Other trading activities|354.31|14,905.83|-|-|15,260.14|14,565.49|
|Investments|3,185.18|-|-|-|3,185.18|7,184.60|
|Other income|956.00|-|411.68|-|1,367.68|659.83|
|**Total Receipts**|**75,418.80**|**77,413.46**|**411.68**|**-**|**153,243.94**|**128,798.77**|
|**Payments**|||||||
|Raising funds|1,024.15|-|-|-|1,024.15|3,553.55|
|Expenditure on charitable activities|89,585.17|33,289.52|5,770.19|-|128,644.88|137,691.96|
|Other expenditure|6,722.33|15,871.96|3,025.00|-|25,619.29|(4,955.05)|
|**Total Payments**|**97,331.65**|**49,161.48**|**8,795.19**|**-**|**155,288.32**|**136,290.46**|
|**Excess of receipts over payments before transfer**|**(21,912.85)**|**28,251.98**|**(8,383.51)**|**-**|**(2,044.38)**|**(7,491.69)**|
|**Transfers:**|||||||
|Gross transfers between funds - in|-|-|5,182.35|-|5,182.35|78,058.00|
|Gross transfers between funds - out|-|(5,182.35)|-|-|(5,182.35)|(78,058.00)|
|**Excess of receipts over payments before other gains**|(21,912.85)|23,069.63|(3,201.16)|-|(2,044.38)|(7,491.69)|
|**Net movement in funds**|**(21,912.85)**|**23,069.63**|**(3,201.16)**|**-**|**(2,044.38)**|**(7,491.69)**|
|**Reconciliation of funds**|||||||
|**Excess of receipts over payments at beginning of the year**|**(21,138.86)**|**98,604.39**|**8,009.05**|**-**|**85,474.58**|**92,966.27**|
|**Excess of receipts over payments for the year**|**(43,051.71)**|**121,674.02**|**4,807.89**|**-**|**83,430.20**|**85,474.58**|



(18 March 2026 2:58 pm) Page 1 of 1 

**Lifestreams...‘living life to the full’** 

page 22 



## **St Peters Church Westcliff** 

## **Statement of Assets and Liabilities (by fund) As at: 31 December 2025** 

||**Balance**<br>**Previous**<br>**balance**|
|---|---|
|**SPUDS: Restricted**<br>**Cash At Bank And In Hand**<br>6510: CCLA (CBF) deposit account<br>2,000.00<br>2,000.00<br>**2,000.00**<br>**2,000.00**<br>**SPUDS: Restricted**<br>**2,000.00**<br>**2,000.00**<br>**Hall Fund: Designated**<br>**Cash At Bank And In Hand**<br>6501: Nat West current account<br>22,464.82<br>22,464.82<br>6502: Co-op Bank<br>35,934.30<br>9,530.32<br>**58,399.12**<br>**31,995.14**<br>**Hall Fund: Designated**<br>**58,399.12**<br>**31,995.14**<br>**LCH Projects: Designated**<br>**Cash At Bank And In Hand**<br>6501: Nat West current account<br>26,862.77<br>26,862.77<br>6502: Co-op Bank<br>(21,685.83)<br>(25,819.80)<br>6510: CCLA (CBF) deposit account<br>53,877.63<br>53,877.63<br>**59,054.57**<br>**54,920.60**<br>**LCH Projects: Designated**<br>**59,054.57**<br>**54,920.60**<br>**CoffeeHouse Salary Fund: Restricted**<br>**Cash At Bank And In Hand**<br>6501: Nat West current account<br>500.00<br>500.00<br>6502: Co-op Bank<br>(500.00)<br>1,929.33<br>**-**<br>**2,429.33**<br>**CoffeeHouse Salary Fund: Restricted**<br>**-**<br>**2,429.33**<br>**Organ Fund: Restricted**<br>**Cash At Bank And In Hand**<br>6502: Co-op Bank<br>(285.60)<br>(285.60)<br>6510: CCLA (CBF) deposit account<br>2,702.41<br>2,702.41<br>**2,416.81**<br>**2,416.81**<br>**Organ Fund: Restricted**<br>**2,416.81**<br>**2,416.81**<br>**Edward Bear (Puddleducks): Designated**<br>**Cash At Bank And In Hand**<br>6502: Co-op Bank<br>(877.66)<br>(877.66)<br>**(877.66)**<br>**(877.66)**<br>**Edward Bear (Puddleducks): Designated**<br>**(877.66)**<br>**(877.66)**|2,000.00<br>2,000.00|
||**2,000.00**<br>**2,000.00**|



(18 March 2026 2:56 pm) Page 1 of 3 

**Lifestreams...‘living life to the full’** 

page 23 



**Previous Balance balance** 

|**Edward Bear (Puddleducks): Restricted**||||
|---|---|---|---|
|**Cash At Bank And In Hand**||||
|6502: Co-op Bank||(900.89)|(454.06)|
|||**(900.89)**|**(454.06)**|
||**Edward Bear (Puddleducks): Restricted**|**(900.89)**|**(454.06)**|
|**Youth Fund: Designated**||||
|**Cash At Bank And In Hand**||||
|6501: Nat West current account||4,509.69|4,509.69|
|6502: Co-op Bank||(534.51)|-|
|||**3,975.18**|**4,509.69**|
||**Youth Fund: Designated**|**3,975.18**|**4,509.69**|
|**General fund: Unrestricted**||||
|**Cash At Bank And In Hand**||||
|6501: Nat West current account||(55,873.77)|(56,568.77)|
|6502: Co-op Bank||11,192.46|27,032.07|
|6505: National Savings Investment account||10.60|10.60|
|6510: CCLA (CBF) deposit account||1,563.59|8,378.41|
|6590: Cash in hand||55.41|8.83|
|||**(43,051.71)**|**(21,138.86)**|
||**General fund: Unrestricted**|**(43,051.71)**|**(21,138.86)**|
|**Church Fabric Fund: Designated**||||
|**Cash At Bank And In Hand**||||
|6501: Nat West current account||1,067.22|1,067.22|
|6502: Co-op Bank||(6,933.81)|-|
|6505: National Savings Investment account||(10.60)|(10.60)|
|6510: CCLA (CBF) deposit account||7,000.00|7,000.00|
|||**1,122.81**|**8,056.62**|
||**Church Fabric Fund: Designated**|**1,122.81**|**8,056.62**|
|**Clergy Housing fund: Restricted**||||
|**Cash At Bank And In Hand**||||
|6501: Nat West current account||1,083.85|1,083.85|
|6502: Co-op Bank||(325.00)|-|
|6510: CCLA (CBF) deposit account||192.36|192.36|
|||**951.21**|**1,276.21**|
||**Clergy Housing fund: Restricted**|**951.21**|**1,276.21**|
|**Sanctuary Fund: Restricted**||||
|**Cash At Bank And In Hand**||||
|6510: CCLA (CBF) deposit account||340.76|340.76|
|||**340.76**|**340.76**|
||**Sanctuary Fund: Restricted**|**340.76**|**340.76**|
|**Agency collection: Restricted**||||
|**Cash At Bank And In Hand**||||
|6501: Nat West current account||25.00|25.00|
|6502: Co-op Bank||350.32|(7.01)|
|||**375.32**|**17.99**|
|**Agency Accounts**||||
|6699: Agency collections||375.32|17.99|
|||**375.32**|**17.99**|
||**Agency collection: Restricted**|**-**|**-**|
||**Grand Total**|**83,430.20**|**85,474.58**|



**Lifestreams...‘living life to the full’** 

page 24 



## **St Peters Church Westcliff Monthly Income / Expenditure totals - Details** 

## **As at: 31 December 2025** 

|**Nominal code**|**Jan_25**<br>**Feb_25**<br>**Mar_25**<br>**Apr_25**<br>**May_25**<br>**Jun_25**<br>**Jul_25**<br>**Aug_25**<br>**Sep_25**<br>**Oct_25**<br>**Nov_25**<br>**Dec_25**<br>**Code total**|**Jan_25**<br>**Feb_25**<br>**Mar_25**<br>**Apr_25**<br>**May_25**<br>**Jun_25**<br>**Jul_25**<br>**Aug_25**<br>**Sep_25**<br>**Oct_25**<br>**Nov_25**<br>**Dec_25**<br>**Code total**|
|---|---|---|
|**Income**<br>0101: Gift Aid - Bank<br>0110: Gift Aid - Envelopes<br>0201: Other planned giving<br>0301: Loose plate collections<br>0401: Regular gift days<br>0501: One-off Gift Aid gifts<br>0550: Donations appeals etc<br>0601: Tax recoverable on Gift Aid<br>0701: Legacies<br>08A1: Non-recurring one-off grants<br>0910: General Fundraising<br>1230: Church hall lettings<br>1240: Steel Suite and Church lettings<br>1255: Printing and paper sales<br>1270: CoffeeHouse Income trading<br>1271: LCH Building Income<br>1340: Insurance Claims<br>1350: Edward Bear/ Puddle Ducks Income<br>1360: Events Income<br>**Income total**<br>**Expenditure**<br>1730: Costs of fetes & other events<br>1910: Ministry parish share etc<br>2001: Assistant staff costs<br>2050: Salary of parish administrator<br>2061: Parish office salaries<br>2070: CoffeeHouse Salaries<br>2101: Working expenses of incumbent<br>2130: Vicarage expenses<br>2201: Parish training and mission<br>2205: Edward Bear/ Puddle Ducks<br>2230: LifestreamsCoffeeHouse<br>2301: Church running - insurance<br>2310: Church office - telephone/Broadband|1,867.00<br>2,032.00<br>1,762.00<br>2,071.00<br>5,432.00<br>1,812.00<br>1,982.00<br>2,312.00<br>2,202.00<br>5,482.00<br>1,280.00<br>1,806.00<br>30,040.00<br>120.00<br>120.00<br>120.00<br>20.00<br>130.00<br>230.00<br>-<br>120.00<br>120.00<br>240.00<br>120.00<br>120.00<br>1,460.00<br>-<br>-<br>-<br>-<br>50.00<br>50.00<br>74.37<br>50.00<br>50.00<br>50.00<br>50.00<br>50.00<br>424.37<br>358.71<br>246.37<br>115.40<br>54.33<br>226.15<br>237.34<br>197.33<br>360.08<br>316.81<br>322.11<br>759.21<br>367.07<br>3,560.91<br>-<br>-<br>-<br>-<br>-<br>-<br>275.00<br>-<br>-<br>-<br>-<br>-<br>275.00<br>-<br>-<br>-<br>-<br>-<br>20.00<br>-<br>-<br>-<br>-<br>-<br>-<br>20.00<br>24.37<br>-<br>123.52<br>258.27<br>(60.63)<br>(0.85)<br>79.49<br>24.37<br>77.16<br>5,053.86<br>2,761.76<br>84.37<br>8,425.69<br>-<br>-<br>-<br>-<br>-<br>-<br>6,009.22<br>6,617.90<br>-<br>-<br>-<br>-<br>12,627.12<br>-<br>-<br>2,000.00<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>6,000.00<br>8,000.00<br>-<br>-<br>1,500.00<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>3,000.00<br>4,500.00<br>-<br>-<br>66.95<br>-<br>4.00<br>-<br>-<br>-<br>-<br>-<br>-<br>253.87<br>324.82<br>7,642.58<br>2,617.37<br>7,158.17<br>3,272.57<br>3,572.23<br>3,192.62<br>6,410.87<br>2,618.06<br>5,423.41<br>5,807.33<br>4,938.95<br>4,534.95<br>57,189.11<br>651.00<br>405.50<br>188.00<br>188.00<br>319.50<br>978.50<br>668.00<br>275.00<br>-<br>793.00<br>-<br>302.00<br>4,768.50<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>29.49<br>-<br>-<br>-<br>29.49<br>1,079.01<br>1,044.71<br>430.52<br>1,041.00<br>1,391.39<br>835.40<br>1,700.49<br>342.16<br>1,817.60<br>1,824.25<br>2,237.02<br>1,162.28<br>14,905.83<br>-<br>-<br>818.52<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>818.52<br>-<br>-<br>480.00<br>-<br>-<br>-<br>-<br>-<br>-<br>476.00<br>-<br>-<br>956.00<br>-<br>-<br>55.34<br>5.90<br>69.90<br>-<br>36.97<br>-<br>53.00<br>73.57<br>83.00<br>34.00<br>411.68<br>-<br>-<br>-<br>156.24<br>-<br>176.95<br>68.16<br>-<br>-<br>19.30<br>-<br>-<br>420.65||
||**s**<br>**11,742.67**<br>**6,465.95**<br>**14,818.42**<br>**7,067.31**<br>**11,134.54**<br>**7,531.96**<br>**17,501.90**<br>**12,719.57**<br>**10,089.47**<br>**20,141.42**<br>**12,229.94**<br>**17,714.54**<br>**149,157.69**||
||-<br>-<br>-<br>-<br>-<br>469.86<br>-<br>-<br>-<br>182.74<br>63.97<br>307.58<br>1,024.15<br>3,391.82<br>3,391.82<br>3,391.82<br>3,391.82<br>3,391.82<br>3,391.82<br>3,391.82<br>3,391.82<br>3,391.82<br>3,391.82<br>3,391.82<br>3,391.82<br>40,701.84<br>419.44<br>-<br>382.00<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>801.44<br>1,501.90<br>948.77<br>948.97<br>855.24<br>2,280.94<br>2,710.74<br>1,320.70<br>1,320.50<br>3,022.98<br>1,459.10<br>1,182.10<br>3,356.58<br>20,908.52<br>-<br>-<br>-<br>93.73<br>72.80<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>166.53<br>341.40<br>807.04<br>807.04<br>382.20<br>-<br>382.20<br>305.80<br>305.80<br>305.80<br>305.80<br>305.80<br>337.80<br>4,586.68<br>-<br>-<br>-<br>-<br>-<br>204.56<br>-<br>-<br>-<br>-<br>-<br>-<br>204.56<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>325.00<br>-<br>-<br>-<br>325.00<br>150.00<br>-<br>-<br>-<br>-<br>25.99<br>-<br>-<br>-<br>398.90<br>-<br>-<br>574.89<br>-<br>-<br>-<br>360.00<br>-<br>15.00<br>13.79<br>-<br>228.06<br>207.52<br>6.79<br>27.35<br>858.51<br>-<br>-<br>-<br>291.93<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>291.93<br>285.44<br>285.44<br>285.44<br>285.44<br>185.44<br>200.00<br>200.00<br>200.00<br>210.00<br>200.00<br>776.00<br>200.00<br>3,313.20<br>58.80<br>58.80<br>58.80<br>58.80<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>235.20||
|**Nominal code**|**Jan_25**<br>**Feb_25**<br>**Mar_25**<br>**Apr_25**<br>**May_25**<br>**Jun_25**<br>**Jul_25**<br>**Aug_25**<br>**Sep_25**<br>**Oct_25**<br>**Nov_25**<br>**Dec_25**<br>**Code total**||
|2335: Church running - AV equipment<br>2340: Upkeep of services<br>2341: Church Running Equipment<br>2342: Licences/subscriptions<br>2360: Parish office - Admin<br>2362: Parish office photocopier<br>2363: Parish office telephone/Broadband<br>2401: Church running - electric<br>2410: Church running - gas<br>2420: Church running - water<br>2440: Church running - heating and lighting<br>2515: Coffee House Expenditure - trading<br>2516: Coffee House Staff<br>2522: Hall running - refuse<br>2523: Hall running - cleaning<br>2524: Hall Running - maintenanace plumbing<br>2530: Hall running - electricity<br>2540: Hall running - gas<br>2550: Hall running - insurance<br>2560: Hall running - maintenance<br>2561: Hall Running - maintenance grounds<br>2580: Hall running - water<br>2590: Hall running - heating and lighting<br>2591: Hall refund of booking fee<br>2601: Governance costs examination/audit fee<br>2710: Church major repairs - installation<br>2820: Hall + major repairs - installation<br>2830: Hall + interior and exterior decorating<br>**Expenditure total**|-<br>-<br>-<br>-<br>239.27<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>239.27<br>99.01<br>166.50<br>249.99<br>30.69<br>35.39<br>55.28<br>453.74<br>-<br>98.69<br>-<br>-<br>41.84<br>1,231.13<br>-<br>-<br>-<br>-<br>114.52<br>102.46<br>-<br>-<br>-<br>-<br>-<br>-<br>216.98<br>67.50<br>67.50<br>79.95<br>67.50<br>71.50<br>67.50<br>114.50<br>644.36<br>67.50<br>67.50<br>67.50<br>67.50<br>1,450.31<br>154.31<br>120.00<br>212.05<br>268.98<br>-<br>6.49<br>206.46<br>-<br>10.99<br>66.80<br>-<br>-<br>1,046.08<br>8.34<br>-<br>186.48<br>-<br>16.68<br>8.34<br>-<br>917.00<br>203.27<br>348.48<br>-<br>211.61<br>1,900.20<br>-<br>-<br>-<br>-<br>58.80<br>58.80<br>58.80<br>58.80<br>58.80<br>58.80<br>58.80<br>58.98<br>470.58<br>-<br>-<br>-<br>-<br>-<br>1,250.81<br>765.05<br>197.57<br>159.55<br>164.03<br>214.97<br>189.01<br>2,940.99<br>967.18<br>1,760.00<br>2,492.25<br>689.75<br>476.05<br>1,063.82<br>-<br>30.00<br>1,151.00<br>333.05<br>222.98<br>1,051.06<br>10,237.14<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>718.66<br>-<br>-<br>718.66<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>1,453.72<br>-<br>1,453.72<br>719.23<br>134.35<br>385.41<br>236.43<br>517.19<br>614.06<br>1,097.56<br>169.78<br>1,294.46<br>759.74<br>743.66<br>913.23<br>7,585.10<br>-<br>-<br>-<br>-<br>382.20<br>-<br>-<br>-<br>655.20<br>686.20<br>677.20<br>655.20<br>3,056.00<br>111.44<br>237.02<br>138.31<br>122.96<br>130.61<br>135.42<br>109.94<br>135.42<br>150.84<br>125.68<br>137.24<br>122.14<br>1,657.02<br>598.00<br>494.00<br>494.00<br>468.00<br>494.00<br>494.00<br>-<br>481.00<br>897.00<br>533.00<br>487.50<br>429.00<br>5,869.50<br>60.00<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>60.00<br>-<br>-<br>-<br>-<br>-<br>1,250.36<br>1,233.52<br>230.33<br>165.62<br>262.50<br>351.12<br>313.25<br>3,806.70<br>-<br>783.42<br>-<br>1,100.00<br>714.08<br>1,717.94<br>-<br>23.42<br>1,151.02<br>364.64<br>334.48<br>1,576.58<br>7,765.58<br>-<br>-<br>-<br>-<br>100.00<br>85.44<br>85.44<br>96.27<br>86.23<br>96.23<br>96.23<br>96.23<br>742.07<br>-<br>42.37<br>208.00<br>-<br>-<br>-<br>200.00<br>895.00<br>49.04<br>36.98<br>49.75<br>49.30<br>1,530.44<br>-<br>-<br>-<br>669.34<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>669.34<br>-<br>-<br>-<br>-<br>679.86<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>679.86<br>2,494.59<br>943.85<br>2,760.00<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>403.59<br>-<br>6,602.03<br>-<br>-<br>-<br>80.00<br>-<br>-<br>-<br>-<br>-<br>-<br>100.00<br>-<br>180.00<br>60.00<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>60.00<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>7,964.40<br>500.00<br>8,464.40<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>2,650.00<br>2,650.00<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>122.00<br>-<br>-<br>-<br>122.00||
||**s**<br>**12,072.86**<br>**10,468.25**<br>**13,288.91**<br>**10,022.61**<br>**10,632.59**<br>**14,972.89**<br>**9,557.12**<br>**9,149.85**<br>**14,029.23**<br>**11,580.67**<br>**19,304.37**<br>**16,848.46**<br>**151,927.81**||
||**Balance (income - expenditure)**<br>**(2,770.12)**||



**Lifestreams...‘living life to the full’** 

page 25 





Mary is Ordained Deacon at Chelmsford Cathedral in September and speaks at Harvest Festival later in the month 



**Lifestreams...‘living life to the full’** 

page 26 




Bishop Guli visits and appreciates Chris Tourle's Christmas card designs 

...and chats to Leanne 


Bishop Guli preaches the word of God, spends time after the service meeting many people, including the Tayo family 




**Lifestreams...‘living life to the full’** 

page 27 



## **Annual Meeting of Annual Parochial Church Parishioners Meeting 21st MARCH 2026 21st march 2026** 

|**Annual Meeting of**<br>**Parishioners**|**Annual Parochial Church**<br>**Meeting**|
|---|---|
|**21st MARCH 2026**|**21st march 2026**|
|**1.00**|**1.00 Preliminaries**|
|**Welcome/apologies/attending:**|**1.01 Prayer**|
||**1.02 Attending and apologies**|
|**2.00**|**1.03 Approval of Minutes of last**|
|**Appointment/election of**<br>**Churchwardens**|**year’s meeting**<br>**1.04 Matters arising from last**|
||**year’s meeting**|
|**3.00**<br>**Close of meeting**|**2.00 Electoral Roll - Report on**<br>**changes/new roll**|
|**Prayer**|**3.00 Annual report on the**|
||**proceedings of PCC**|
||**4.00 Financial statements of the PCC**|
||**5.00 Churchwardens’ report**|
||**Fabric, goods and ornaments**|
||**6.00 Report on the proceedings of**|
||**the Deanery Synod**|
||**7.00 Election of representatives for**|
||**PCC**|
||**8.00 Appoint independent examiner**|
||**9.00 Reports - Priest-in-charge**|
||**10.00 Any other business**|
||**11.00 Date and time of next meeting**|
||**Prayers**|



**Lifestreams...‘living life to the full’** 

page 28