## **Independent examiner's report on the accounts**
## **Section A Independent Examiner’s Report**
**Report to the trustees/** AL KAFALAH TRUST **members of On accounts for the year** 31 MARCH 2025 **Charity no** 1186633 **ended (if any) Set out on pages** 1-6
(remember to include the page numbers of additional sheets)
**Respective** The charity's trustees are responsible for the preparation of the accounts. **responsibilities of** The charity’s trustees consider that an audit is not required for this year **trustees and examiner** under section 144 of the Charities Act 2011 (“the Charities Act”) and that an independent examination is needed. _._
It is my responsibility to:
- examine the accounts under section 145 of the Charities Act,
- to follow the procedures laid down in the general Directions given by the Charity Commission (under section 145(5)(b) of the Charities Act, and
- to state whether particular matters have come to my attention
- **Basis of independent** My examination was carried out in accordance with general Directions given **examiner’s statement** by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair’ view and the report is limited to those matters set out in the statement below.
## **Independent**
## **examiner's statement**
In connection with my examination, no material matters have come to my attention which gives me cause to believe that in, any material respect:
- the accounting records were not kept in accordance with section 130 of the Charities Act; or
- the accounts did not accord with the accounting records; or
- • the accounts did not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair’ view which is not a matter considered as part of an independent examination.
I have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.
**Signed:** MSuleman
**Date:** 28/01/2026
1
**IER**
**December 2017**
**Name:** M Suleman
**Relevant professional qualification(s) or body (if any):**
Accountant
**Address:**[c/o Fusion Accounting Ltd ]
398a East Park Road, Leicester, LE5 5HH
## **Section B Disclosure**
Only complete if the examiner needs to highlight material matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners).
**Give here brief details of** None **any items that the examiner wishes to disclose** .
2
**IER**
**December 2017**
## **Trustees' Annual Report for the period**
Period start date Period end date Day 01 04 2024 31 03 2025 **From To**
## Section A Reference and administration details
**Charity name Other names charity is known by Registered charity number (if any)** 1186633
## AL KAFALAH TRUST
|**Charity's principal address**|24 Crawley Green Road|24 Crawley Green Road|
|---|---|---|
||Luton||
||||
||**Postcode**|**LU2 0QX**|
## **Names of the charity trustees who manage the charity**
|1
2
3
4
5
6
7
8
9
10|**Trustee name**|**Office (if any)**|**Dates acted if not for whole**
**year **|**Name of person (or body) entitled**
**to appoint trustee (ifany)**|
|---|---|---|---|---|
||SADEKA BEGUM||||
||MD ENAMUL
HOQUE FARHAN||||
||MOULANA
MUHAMMED
ZILLUL HAQUE||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
## **Names of the trustees for the charity, if any, (for example, any custodian trustees)**
**Name Dates acted if not for whole year**
## **Names and addresses of advisers (Optional information)**
**Type of adviser Name Address**
## **Name of chief executive or names of senior staff members (Optional information)**
**TAR**
March **2012**
1
## **Section B Structure, governance and management**
## **Description of the charity’s trusts**
Type of governing document
CONSTITUTION
- (eg. trust deed, constitution)
CHARITABLE INCORPORATED ORGANISATION How the charity is constituted
- (eg. trust, association, company)
Trustee selection methods
Appointed by the majority of the trustees
- (eg. appointed by, elected by)
## **Additional governance issues (Optional information)**
You **may choose** to include additional information, where relevant, about:
- policies and procedures adopted for the induction and training of trustees;
- the charity’s organisational structure and any wider network with which the charity works;
- relationship with any related parties;
- trustees’ consideration of major risks and the system and procedures to manage them.
## **Section C Objectives and activities**
**Summary of the objects of the charity set out in its governing document**
(1) TO RELIEVE FINANCIAL HARDSHIP, DISTRESS AND SUFFERING AMONG POOR PEOPLE, ORPHANS AND OTHER PEOPLE IN NEED BY MEANS OF, BUT NOT EXCLUSIVELY, MAKING GRANTS OR LOANS FOR PROVIDING OR PAYING FOR ITEMS, EQUIPMENT, SERVICES AND FACILITIES, INCLUDING THE PROVISION OF FOOD, WATER AND CLOTHING, COSTS FOR MEDICAL TREATMENT AND COSTS FOR ATTENDING SCHOOL FOR THE BENEFIT OF THE SAID PERSONS;
(2) TO ADVANCE THE RELIGION OF ISLAM, BY MEANS OF, BUT NOT EXCLUSIVELY, PROMOTING THE TEACHINGS AND TENETS OF ISLAM VIA THE ASSISTANCE IN THE PROVISION OF FACILITIES FOR ISLAMIC EDUCATION IN ACCORDANCE WITH THE TEACHINGS OF THE QURAN AND SUNNAH OF THE PROPHET MUHAMMAD (PEACE AND BLESSINGS BE UPON HIM) AS INTERPRETED BY THE AHLE SUNNAH WAL JAMAAH SCHOOL OF THOUGHT.
**TAR**
March **2012**
2
During the year, the trustees supported the Bangladesh based Islamic Education institute to pay for the teacher salaries, teachings resources **Summary of the main** and food and essentials for the students. This benefitted over 200 **activities undertaken for the** people. In addition, the charity supported the fundraising appeal of UK **public benefit in relation to** mosques via grants to sustain their facility for worship and Islamic **these objects (include within** education. **this section the statutory declaration that trustees have** The trustees have considered the general guidance on public benefit **had regard to the guidance** issued by the Charity Commission and has taken due regard of that **issued by the Charity** guidance. The trustees consider that they are satisfied that the charity’s **Commission on public benefit)** activities benefit the public by advancing Islam and relieve financial hardship.
## **Additional details of objectives and activities (Optional information)**
You **may choose** to include further statements, where relevant, about:
- policy on grantmaking;
- policy programme related investment;
- contribution made by volunteers.
## Section D Achievements and performance
During the year, the trustees supported the Bangladesh based Islamic **Summary of the main** Education institute to pay for the teacher salaries, teachings resources **achievements of the charity** and food and essentials for the students. This benefitted over 200 **during the year** people. In addition, the charity supported the fundraising appeal of UK mosques via grants to sustain their facility for worship and Islamic education.
## **Section E Financial review**
During the period, the trustees secured unrestricted income of £75,835 **Brief statement of the** and restricted income of £2,000, giving a total income for the period as **charity’s policy on reserves** £77,835. The charity had expenditure of £80,326. The primary expenditure was charitable grants totalling £63,870. This generated a deficit of £2,491 which was met with prior year surpluses. A total of £69,018 in surpluses was held for the charity to further the aims of the charity by supporting future projects aligned with its charitable aims and to pay for administration costs.
**Details of any funds materially in deficit**
**TAR**
March **2012**
3
Further financial review details (Optional information)
You may choose lo include
additional Information, where
relevant about..
the charity's principal
sources of funds (including
any fundraising):
how expenditure has
supported Ihe key objectives
of the charity;
inve.%lmen( policy and
objectives including any
ethical investment policy
adopted.
Section F
Other o
tional information
Section G
Declaration
The trustees declare that they have approved the trustees, report above.
Signed on behalf of the charity's trustees
Signature{s)
Full name{s)
Position (eg Secretary, Chair,
etcl
MJ) Pl £5(%c Fp4iH
CcLIlCTfvIZ
Date
?L)?
TAR
March 2012
**Charity Name No (if any) AL KAFALAH TRUST 1186633 Receipts and payments accounts CC16a For the period** Period start date Period end date **To from** 01/04/2024 31/03/2025
|**Section A Receipts and payments**|**Section A Receipts and payments**||||||
|---|---|---|---|---|---|---|
|**A1 Receipts**|**Unrestricted**
**funds**
**to the nearest £**
**72,992**
**-**
**2,843**
**-**
**-**
**-**
**-**
**-**
**75,835**
**7,000**
**-**
**7,000**
**82,835**
**61,870**
**12,386**
**2,600**
**1,099**
**270**
**101**
**-**
**-**
**-**
**78,326**
**7,000**
**-**
**-**
**7,000**
**85,326**
**- 2,491**
**-**
**71,509**
**69,018**|**Restricted**
**funds**
**to the nearest £**
**-**
**2,000**
**-**
**-**
**-**
**-**
**-**
**-**
**2,000**
**-**
**-**
**-**
**2,000**
**2,000**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**2,000**
**-**
**-**
**-**
**-**
**2,000**
**-**
**-**
**-**
**-**|**Endowment**
**funds**
**to the nearest £**|**Total funds**
**to the nearest £**
**72,992**
**2,000**
**2,843**
**-**
**-**
**-**
**-**
**-**
**77,835**
**7,000**
**-**
**7,000.00**
**84,835**
**63,870**
**12,386**
**2,600**
**1,099**
**270**
**101**
**-**
**-**
**-**
**80,326**
**7,000**
**-**
**-**
**7,000.00**
**87,326**
**- 2,491**||**Last year**
**to the nearest £**|
|Donations|**72,992**||**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**|**72,992**||**93,069**|
|Grants|**-**|||**2,000**||**-**|
|Gift Aid|**2,843**|||**2,843**||**-**|
||**-**|||**-**||**-**|
||**-**|||**-**||**-**|
||**-**|||**-**||**-**|
||**-**|||**-**||**-**|
||**-**|||**-**||**-**|
|**_Sub total_**_(Gross income for_
_AR)_|**75,835**|||**77,835**||**93,069**|
||||||||
|**A2 Asset and investment sales,**
**(see table).**|||||||
|**Loans repaid**|**7,000**||**-**
**-**
**-**|**7,000**||**-**|
||**-**|||**-**|||
|**_Sub total_**|**7,000**|||**7,000.00**||**-**|
|**_Total receipts_**
**A3 Payments**|||||||
||||**-**|**84,835**||**93,069**|
||||||||
|
Grants|**61,870**||**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**|**63,870**||**56,440**|
|Staff Costs|**12,386**|||**12,386**||**1,880**|
|AccountingFees|**2,600**|||**2,600**||**-**|
|Bank Charges & FundraisingFees|**1,099**|||**1,099**||**1,707**|
|Professional Costs|**270**|||**270**||**-**|
|Insurance|**101**|||**101**||**202**|
||**-**|||**-**||**-**|
||**-**|||**-**||**-**|
||**-**|||**-**||**-**|
|**_Sub total_ **|**78,326**|||**80,326**||**60,229**|
||||||||
|**A4 Asset and investment**
**purchases (see table)**|||||||
|**,**
**Loans given to Zuhri Trust**|**7,000**||**-**
**-**
**-**
**-**|**7,000**||**-**|
||**-**|||**-**||**-**|
||**-**|||**-**||**-**|
|**_Sub total_ **|**7,000**|||**7,000.00**||**-**|
|**_Total payments_**
**_Net of receipts/(payments)_**
**A5 Transfers between funds**
**A6 Cash funds last year end**
**_Cash funds this year end_**|||||||
||||**-**|**87,326**||**60,229**|
||||||||
||**- 2,491**|**-**|**-**|**- 2,491**||**32,840**|
||**-**|**-**|**-**
**-**|**-**||**-**|
||**71,509**|**-**||**71,509**||**38,669**|
||**69,018**|**-**|**-**|**69,018**||**71,509**|
Spreadsheet version of CC16a
Page 1
Section B Statement of assets and liabillties at the end of the perlod
Endowment
Calegorle4
D•t8lls
fLJnd
to n•aivSt É
n•ar¢&l £
to n¢ar*sl E
B1 Cash funds
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69,018
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69,018
Unre$irlcted
funds
Restrlcted
funds
tv ¥*•51 ¢
Endowmènt
fund5
lo n•ar•sI £
Details
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•i*•t b•lo
Curr•nt valu•
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83 Investment a$$et$
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475X•t b•lo
Current V41y
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Detalls
B4 Assets retained for the
charlty's own uso
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11471
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A¢countsncy feès X)24-2025
150
BS Liabilities
Signed by one or l¥vo Irusieos on
beh811 of all the Iruslees
Piinl Name
Dale of
roval
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C r-j A L l-tuw Ji
Page 2
Spreadsheèt version of CC16a