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2021-08-31-accounts

REGISTERED CHARITY NUMBER 1186522 FINANCIAL STATEMEPIt5 FOR THE PERIOD ENDED 31 AUGusf 2021 SANDBACH BAvnsr CHURCH (CHARITABLE INCORPORATED ORGANISATION) Version control: Version Fmal dated 2812122 Page l of 16

FOR THE PERIOD ENDED 31 AUGUST 2021

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FOR THE PERIOD EIIDED 31 AUGUST 2021 (SORP)-P£cthJntiThJ arnl Re4KXtiThJ by char￿e< sa￿baCh Bati5t (hurth 1186522 Prfndpal addre95 36 Green Street SaThJb hre LWII IGX Rerf A Stewart (Chair) Mr B Williams (• 30111120) Dr K watkIF￿ 30111120) MFSLMY Mr I PaNffts Mrs S wari￿rtOn Mr D Murphy Mrs A Jones [a￿inted 30IIV20) Mr G Hill (ap￿]Int￿l 30IIV20) The tnJees are all meMt￿5 cl ￿ charty A ste￿art {thiir) Mrs L Myr Page 3 of 16

Mr I par5(X￿ 29111121) Mr D Murpty Mr G Hill M￿A]C Mrs S Ra(kthffe {aNXMn￿fi 29111121) Bankws R￿ffi1 Bank of ScottaThd Mr D Hallbyc incwl PUFFOS of ￿ (Jth are: dencxniWion, aTrJ 2) The Church may advan￿ ￿KotH)n aYKI carry rther dwilatde purrx)ses in the UK arKl/or ott￿ Forts of ￿ worl however the Churth t(K￿ (kciSK)n to COnv￿t to a a￿ritab[e I￿tal Organisatsn fCi(Y) and new CIO Yo5 regtstered byith the tharity Cc¥nmissi)n for EnglaThJ aThJ wa￿ on 22 Novemter 2019. Charity CLKnrnssk)n for EThJland and W5 a￿t￿ri￿ the transfer of assets and liatmlities and the grdntiNJ of an indemnty urmjer seC￿n 105 of tr￿ Chaiitrs 2011 SandLkth Bart urth {tt unl￿taj ￿tity) and Sand1k￿ BarAist (1186522) 29 Jawary 2020. Whilst the finar￿la1 staten￿£ for this year Feflett a fult l2-nK￿th ￿￿Xj, pre￿ou5 t￿￿xI for comparwn pur￿)Se5, rdlect a S￿Nter finan(ial date of ao registTrlion' 22 t)vember 2019 - 31 A￿ust 2020. A￿￿katiOn. 2019 arKI 7 March 2021. the Church. In a(xDrddt￿ with the Const[tt￿. appint Tr￿ who are rw)nsible for overall 9)VerTb3n￿ cl the Church, finan(ial arn3 legal aS￿￿ts of the dwrty. Tr Tn&ees meet regularty effj 34 we5 arnl a finaNial rekxyt at e￿ I Mem￿￿$ are encourawi to tske an aiycfite Fort in the 4iritil tasks inw)tv&l in Page 4 of 16

to its rnthhip to the cunmunity. Tr aim is to share the IONE of Jesus wlth the c£rnunty in Sandbath, and further af￿. The Church otwates a SafeguardirKJ to prtttt (hshjren aThJ vul1￿rnble alults. vkni(h TS Sunday moming. hAlditionally. Churth rents a (xxnlnunty buildiw at 36 Gr￿n Streef Sandbath Oasis? for worthip, • groups aThJ c(Jnmunty-based a(tNiiEs. Tr Church also tFlets Oasis to oNnmunty group Ch￿$ arXiviis d￿n￿l signifKanUy (hJriThJ fr)lkn¥iry the ouibreak of the CovKI.19 paTxkniic in &irly 2020 arKI sWtSq￿t kd(knvTh year sC￿e alivitEs V￿re able to r (llmmen￿ whiLst rtheTS contin1￿￿ ￿)111￿ or put on until it vfos safer to re-siart. A 9Jmmary of key is as fdbw5: CeTttral to the and witTESS of thurth 15 ttE pru¥i5KM of rsjular 5avKes cl thristian worship and fdlowship. tJring kthknyn, the ChuTd) FYovKl&l". A rrbjnthly vbjeo servi￿, which was ￿ a￿1 [￿￿ed cffl the Churth You TU￿ d)annel Wirtual Stl￿ prayv group5 either usirq I￿ z(￿ or thr(KvJh anail. A numl WI￿ gTUUP5 estsblishol (or in cases crrtin￿1) to wple throwJh prw and slwir#J of inforn￿￿n. cA)mmuntthte arKI erw ￿ryth fdknwship The lea(krs contin￿1 to toJets ￿JUlarty Lry ZLxMn to gI￿￿e sur4MYt ttE Ilfe and mission of the thurth The leaders helws crf We￿rn￿ &3p, Tots a￿1 Co aThJ Str￿9th W in ts)￿h wth their members regulaty who ￿Ere in need assc(iates and printed a￿1 (kIEver￿1 tD tfr¥)5e fc4k without emaii minister e[de￿ tvs(Thlty te1eEknN￿ all memlHs arnj as5CK>3ts cm a regular bass tn keep in to￿￿1 arKI ￿fer to Eyay with tten rf meet tcrffftr physicalty &Jain ft)r w(Kship on a Surmlay n￿mIr￿j at SarnllJ3th Primary Acthy in July 2021. A chikjren's ￿r￿j[am￿ alw durw¥J mrniThJ seTVi(e. to fa￿ again when it is safe to () y). Page 5 of 16

during the year. we saw a return rf folkM"iThJ Tots arKI Co- ts (arer5 arKI t(xkl Urton &iints for yourvj n￿ the eNI of the finanaal habE atrij seen a retsyn (I: Prayer meetirwJ W￿ne ￿lThJ study g Extemal lettiros to the univ￿S1ty of the fu3A? for [15 C￿Munity led At the time cl pr￿}￿i￿J ths r4KKL ts fo1￿1Th3 gr￿p5 are it is safe to retsjm to Oasis: for seniors Knit and natter for seniors StrwJleFS Group for vul￿al in our ￿[Tr￿un The Churth is an ￿tIVe memtEr of (hurdEs in Sandbth a￿1 in JitK)n to joining churches in S)rnlikxh to sutvxt. financialty aThJ wth ￿Unteers, the folk)wing community se￿[￿. 5aTrjb￿ Fcthbank in the UK and o¥Erseas through FEr9Th1 cl￿ aMI firkiThial giviThJ as folkn: Healing R(KNns Pri9)n felkw￿iP Comp3S-qon Intematwl, thyrwh whith Churth sutwts five chik1￿ arnl y(KJNJ w)p Urban Saints arKI Nthi Y￿th Camp5 Tearfund Sanctus &Jp AR￿UK Bible feline Debt AdvKe The Church (ks not measure the SULress of its w(wJram￿￿5 only in numlHs, indudiThJ financial numters LKrt also in kn tar01b￿ areas like felkhyship arnj e￿ourth￿￿t Tr Trustees reccgnise that these are drfknli to meagjre, ￿11th￿larlY duriTrJ a tinE of GOV￿nEnt CThxl.19 restsictiors. Page 6 of 16

whtch is committed to its tharItab￿ ￿￿c￿Ve5. On 31 August 2021, the memiEr5hip c)J at 50. Finanoial Review (hurth (L)ntinU￿ to rase the funds, it neads to cary on its ￿tiVibeS frcrfn wiihin Additwjnaliy, in this firk3TKial tEri<xI. the Chutch from grants the Lc￿1 AU￿NIty tD set out in the acoJnFonying final￿1 stat8TErts. Tr Tn&ees are pth￿l tD rep)rt that dqxte of bxk(h)vm, the a)urth sbll g￿at￿l a £11,182. Rev AG &eNart Chair of Tri Dats:.. l 4.. ? 21........ Page 7 of 16

consider that an aLxlit ts fK)t ra]uired for this unts sectKm 144 of the Ctrkirits Att 2011 fthe It is my ￿￿￿1$[1X￿ty to". Exami[￿ ac(Dunts uThJer sectim 145 of the Charibes kt To folkny ￿ pYcKedures laid 1kn4n in the di￿Nin5 gi¥En ty the Charty comm￿on (under 145(5Xb) of the ChaTits ACL and comparison of the acrnunts westhl with tFK) r￿(ts. It aFs0 Indu￿ cor￿￿jeratth of any unusual items or disc￿[￿5 in the axnunts and seekiThJ extAanatK￿s from the trus ￿n￿MIng any such mattef5. The prcralu￿s uThlertaken do ￿t provh all the that woukl ￿ requir&1 in an aud¢ arKI cors8]uentty rl) opinKsn is given as to whe11￿ the axounts a knje fai Cause to telieve that in, any material res￿￿. the accounts do accord ￿count]￿J r￿dS drawn in or(kr to enable a urnkrsiaExliThJ of the aorourts to te reached. Name of firn (Yé apprnpriate):............................. ... .... gb....EILLL.. &F , $4a.w..... ..LkndJi.¢................................................................. P(tst C(Kk. C(u(( ...TJF. £L[0£12rt................ Page 8 of 16

SANDUCH BAvnsf CHURCH GENERAL RECEIPT5 & PAYMENT ACCOUKT {UNREsfRIcfED FUNDS) 20 2020 Receipts Weekly offeri 925 45,134 9,063 1,271 2,963 34,475 9,369 1,597 Income tsx on gifts Investment irKome l&isal for other (Thtses (hurth Other Inco￿ Total Receipts 11,370 68,269 12,L 61,169 Ministy Mission (35,448) (6,892) (9,775) (2,712) (1,744) (56,571) {27,485) {4.080) (8,089) (2,267) Totsl Payma (41,921) Net ￿ceIPts l (paYn￿ts) for the yiod 11,698 19,248 (507) 20 Cash balance at pre¥ious year end Cash balan￿ at current year e￿1 lo8￿30 120,528 90,069 lo8￿30 Page 9 of 16

ACCOUI 20 2020 Receipts t>)nats"or6 arKI ott￿r iTKome Income tax ￿red on gTfts Total Re￿Ipts Repairs to Manse maintenan￿ Oa (8Crf)) (161) (961) (8,685) (8.685) (%1) (8,685) Transfers (tol l from Buil(fing fund Cash balan￿ at previous year balan￿ at year end 47.290 46,329 55.975 47.290 WELCOME BAP RECEtPTS AND PAYMEPITS ACCOUNT (REsfRICTED FUNDS) 20 2020 Receipts Donations arNJ InC￿e Memorials Total Receipts 191 545 150 341 (189) Gifts and cBrds Total Pay￿￿nts (249) (249) (189) riet receipts l (paynwts) for the plod 152 (20) 1,292 IB24 Gish balance at previous year ejxl 1,424 1.720 Page 10 of 16

CHILD SPONSORSHIP RE￿IlTS AND PAYMErirs ACCOLwf (REStRICtED FUNDS) 2020 Receipts 2333 33 T•)tal Receipts Payments Chikl charities io (2,184) (l184) (1,447) (1,447) Net ￿ceIpts I [payn￿ts} for the paiod 149 (561) 507 Page 11 of 16

20 2020 Bank other cash balarKes Cash in harKI (unFMkaJ COkntKY￿) RBS Bank Account knwbr(x)k Bank GIF 12 m￿th fixal 11.709 51,532 &3Pttst UriTh Ccffp. Ltd (7 Ilay Baptist UnNJn C￿. Ltd (3 Mtie) 20,IJ)2 53,011 Assets hehj for ￿urCh'S use Total Assets li 207,488 365.032 474A92 Liabilibes OJtTent liabilitEs PenSK)n Sch&rE liabilty other Ikabiltties Totsl Liabilities 1239 21,486 18,477 18h77 21725 endirNJ 31 Awust 2021 are as approNEd tFUSt IH Par5(￿5 Treasurer 15.1.3.1.2L Page 12 of 16

NOTES TO THE FINANCIAL Accoupirs 133 CharitE5 Act 2011. 20 2020 Bank saviThJs interest Tnjst Income 1,271 1,597 271 IW7 20 2020 BMS Lifes first Cry 20 2020 Grants I[￿Urar￿￿ claim Uiility arKI r)Uv refU￿ts 11,370 io,(J)o 14370 11060 5. Ministry 20 Ministerfs sbFend Pensw)n contribution PenS￿n dtht fiJrMJ PAYE and Nati0Th41 insurdr Counol Tax, Travel arnl gerwal (18,912) (5,662) (2,918) (1928) (13,804) (4,513) (2,711) (2,340) (1,602) (2,144) Mar￿e costs (ind￿lir￿j tdeF+k￿) Other rninisty Total Ministry {1884) (2,465) (50) (27B85) (35B48) The Minister acts as of the chu￿￿.5 tn&ees ar¥J lECer￿ remurthtw)n atxl other tmefits in church. Page 13 of 16

  1. Mission 20 2020 (1,080) (1￿70) (1￿) (1￿) {i¢xJ) (2￿) (1￿) (93) (810) (1.830) (ilwi) Baptist Home Mission A Rocha UK Bible Society Chance Changing Li4es BMS Nepal Appeal Gideons (1￿) Bin Twinning F I I Healing Rooms Lifeline Debt Advice Open th)ors Prison Fellowship Sanctus Tear Fund Urban Saints {1￿) (I,(yxJ) (250) (lQ)9) (3(Kl) {ioJ) (250) {3LKJ) (2C(I) (39)) (4mO) (39)) {6￿2)
  2. Premises 2021 2020 Rent- Oasis (7,722) (588) (69)) (398) [￿8) (240) (9.775) (5.760) (1,097) (232) utilities- Oasis Sm311 equipment purchases- Oasis Insurdnce- Oasis Fire extinguisher thecks-oasis Hire of Hall- Sandbach Academy (I,Iwx)) {8A189) 20 2020 Website Fees (245) (515) (642) (274) (105) (ioi) (209) (227) (373) (21) (1712) (48) (%7) (56) (2CP)) (270) (12) (615) CIO Legal Fees Licensing fees Subscriptions {BU. NWBA and CtiSI Other Fee5 Youth/Sunday School Consumables Cards and gtfts Advent Calendars/Easter Egg5 Other Total Administration and Oth (￿) (1267) Page 14 of 16

20 2020 Life's first cry Icollected 20121) Life's first cry (collected 19120 and paid 20121) (1￿} (4744) 20 2020 Compassion International Open Doors Tear Fund Total Child SpoThxthp Charities (1,788) (216) (1￿1) (1,150) (162) {135) cl￿4) (¥447) 20 2020 Manse Sound equipment Visual equipment Computers and fumtture Air Purifier 303.717 206,1 750 175 450 150 375 Totsl Assets held for Churth's use 305.666 207,488 The thurch is the LE￿la1 (gjbkt to ￿ relevant tn￿s) L ft4knYllVJ assets, the I￿jaI titie trj vthth is by the thurth's atstsxlon tnstee UnK)n C￿TatK)n Ltdj: (hurth man at 53 Aln￿, Sa￿, CWII 4JN valual in the ￿coUnts at £303,717 (based on irsuraik valtE as at 3V8121) thurd) aLg) owns fixtur4 furnI￿re aThJ with a value of £1,949 IZ Pwsiw Sdwne Liability The Thurth s a ￿r￿ipat1rMJ empkryer Baptst sd￿ ftre Sd￿1, whth is a separate legal ￿ &1min[#er￿ pens￿￿ Truth (Baptst Pej￿ Tr￿t Limited). The The Sd)eme. prevM)usty known as the Baptr5t Mini5th' P￿SK)n FuThl, started in 1925, but VRS cbs8J to future ac(Tual (f defi￿1 ￿nefits on 31 DecemiEr 2011. Prior to thi5 date main bendt provicbd through the {DB) PLin was a eightEth of minimwn nsionable i￿)n￿ for each year L servKe tc¥Fts ￿ ￿litional t￿Ls1o￿ in TesFrt of prwniums PersM)nable in ex￿ ￿ Minimum PenSiOrkib￿ Ir￿￿￿. sin￿ l January 2012, benth Iwe thrDugh a C(th]￿tion (￿) Plan. A forn￿1 WdiuatK)n of the DB Plan as at 31 t(8n￿r 2019 ty a qualifEd Actuary using the proj￿ Unrt Meth(xl. At vatuth) d*e market Val￿ of the DB Plan assets wa5 £298 Page 15 of 16

millN)n, whilst the of assets ne8Jed to pay £316m, giving a defi￿ of £18m {equNaknt to a past seTvKe fiJThaTWWJ kryel of ￿1%). Church arxl tt paitipats"rYJ empkjyers in the DB Plan are colknbvdy furKlÈrxJ this next valuatN)n of DB Pla) wrthin i5 to tske l&er ttk4n a5 at 31 De(Hnter 2022. UFMJer the ￿edu￿ of Contrrbutmjns, the churth rnak￿ a tEyment in of the DB scheme defi0¢ curr￿ £307.95, whth will in(Tease in li￿ wtth irKTeases in MinuTJLm Pen￿)nab[e Income. The thlute of contr?￿tt￿￿ o)ntinuirKJ until June 2026. TI nsion theme liabilty stK)wn in the Statem￿t ￿ Assets arKI IK3biliiies is calw1a￿l as ￿ ojrro rate month Mu￿1p11￿ by the n￿MIEr of rncth remainirwj in ttE CU￿ert Sc*Aule c Cortribubon5, 7Ahrch an)￿nI￿% to £18,477 o at 31 Aug￿ 2021. liabilftEs at 31 knJu5t 2021 was £30,6LKJ. Page 16 of 16