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2024-10-31-accounts

Charity registration number: 1186435

GEARS OF GOODWILL TRUSTEES' REPORT AND UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 OCTOBER 2024

MAAT

Gears of Goodwill Contents

Page
Trustees' Report 1—3
Independent Examiner's Report 4
Statement of Financial Activities 5
Statement of Financial Position 6
Notes to the Financial Statements 7—12

Gears of Goodwill Trustees' Report For The Year Ended 31 October 2024

The trustees present their report and the financial statements for the year ended 31 October 2024.

Objectives and Activities

Aims and Objectives

The main aim of the charity is to relieve the needs of homeless persons, or those at risk of homelessness, particularly but not exclusively, in Derbyshire by the provision of food, drink, replacement clothing, sleeping bags, companionship, advice, signposting and practical and emotional support,. More widely to offer mental health support, through self-help groups for those that need it.

Public Benefit

In 2015 Gears of Goodwill was formed, starting with a Facebook group and meeting in a local pub a group of bikers wanted to do something to help others. Gears of Goodwill started feeding the homeless by taking sandwiches to those who we came across. Pretty soon Gears of Goodwill recognised we needed a static base so we agreed with a local business to use their car park to set up stoves etc. to provide hot fresh food to anyone who needs it.

This has been a year of change for Gears of Goodwill. Due to a change in personal circumstances of Mark and Nicola, the Chief Executive and trustee they have had to make the decision to cease the street kitchen activities. Options were explored with the volunteers to see if anyone felt that they could manage the kitchen themselves but no one felt able to take on the responsibility. Therefore the activities have changed. The street kitchen in its old form ceased at the end of summer 2024. More focus is now being given to the mental health self help groups which are now running for women and in two locations.

The trustees confirm that they have complied with the requirements of Section 17 of the Charities Act 2011 to have due regard to the Charity Commission’s guidance on public benefit.

Financial Review

Financial Position

The accounts for the period 01/11/2023 – 31/10/2024 were presented and compared with the previous year. Income has decreased from the previous year, clothing costs and motoring have decreased. The overall deficit was higher than the previous year. I declare, in my capacity of charity trustee, that the trustees have approved the report above and that they have authorised me to sign it on their behalf.

Structure, Governance and Management

Governing Document

The charity is operated under the rules of its constitution.

Reference and Administrative Details

Trustees

Mrs Nicola Smith - Trustee Mr Mark Smith - Chief Executive Mr Martin Bruce - Trustee

Charity Number

1186435

Page 1

Gears of Goodwill Trustees' Report (continued) For The Year Ended 31 October 2024

Principal Address

46 South Street South Normanton Alfreton Derbyshire DE55 2DA

Independent Examiner

Andrew Brealey FMAAT Brealey and Newbury Accountants MAAT 8 High Street Mansfield Woodhouse Mansfield Nottinghamshire NG19 8AN

Page 2

Gears of Goodwill Trustees' Report (continued) For The Year Ended 31 October 2024

Statement of Trustees' Responsibilities

The trustees are responsible for preparing the Trustees' Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England and Wales requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources of the charity for that period. In preparing the financial statements the trustees are required to:

The trustees are responsible for keeping adequate accounting records which disclose with reasonable accuracy at anytime the financial position of the charity and to enable them to ensure that the accounts comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

The trustees are responsible for the maintenance and integrity of the corporate and financial information included on the charity's website. Legislation in the United Kingdom governing the preparation and dissemination of financial statements may differ from legislation in other jurisdictions.

The trustees' report was approved by the board of trustees and signed on its behalf by:

Mr Mark Smith

Trustee 27/08/2025

Page 3

Gears of Goodwill Independent Examiner's Report to the Trustees of Gears of Goodwill For The Year Ended 31 October 2024

I report to the trustees on my examination of the accounts of Gears of Goodwill (the Trust) for the year ended 31 October 2024.

Responsibilities and Basis of Report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent Examiner's Statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and contents of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a 'true and fair view' which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Andrew Brealey FMAAT 27/08/2025 8 High Street Mansfield Woodhouse Mansfield Nottinghamshire NG19 8AN

Page 4

Gears of Goodwill Statement of Financial Activities For The Year Ended 31 October 2024

Notes
INCOME AND ENDOWMENTS FROM:
Donations and legacies
3
Other trading activities
4
EXPENDITURE ON:
Raising funds
5
Separate material item of expenditure
NET EXPENDITURE
NET MOVEMENT IN FUNDS
RECONCILIATION OF FUNDS:
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
10
2024
2023
Unrestricted
funds
Unrestricted
funds
£
£
6,755
10,001
-
240
6,755
10,241
(8,150)
(8,010)
(42)
(2,997)
(8,192)
(11,007)
(1,437)
(766)
(1,437)
(766)
2,891
3,657
1,454
2,891

The notes on pages 7 to 12 form part of these financial statements.

Page 5

Gears of Goodwill Statement of Financial Position As At 31 October 2024

Notes
CURRENT ASSETS
Cash at bank and in hand
Creditors: Amounts Falling Due Within One Year
9
NET CURRENT ASSETS (LIABILITIES)
TOTAL ASSETS LESS CURRENT LIABILITIES
NET ASSETS
FUNDS OF THE CHARITY
Unrestricted Funds
TOTAL FUNDS
10
On behalf of the board
2024
2023
Unrestricted
funds
Total
funds
£
£
1,772
3,191
1,772
3,191
(318)
(300)
1,454
2,891
1,454
2,891
1,454
2,891
1,454
2,891
1,454
2,891

Mr Mark Smith

Trustee 27/08/2025

The notes on pages 7 to 12 form part of these financial statements.

Page 6

Gears of Goodwill Notes to the Financial Statements For The Year Ended 31 October 2024

1. General Information

Gears of Goodwill is a charitable incorporated organisation registered with the Charity Commission, registered charity number 1186435. The principal address is 46 South Street, South Normanton, Alfreton, Derbyshire, DE55 2DA.

2. Accounting Policies

2.1. Basis of Preparation of Financial Statements

The financial statements have been prepared in accordance with the Charities SORP (FRS 102) "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)", Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Charities Act 2011.

The charity is a Public Benefit Entity as defined by FRS 102.

2.2. Incoming Resources

1. Purpose

This policy sets out how Gears of Goodwill will manage and account for income received from all sources, including donations, grants, fundraising activities, trading, and investment income. It ensures that income is handled responsibly, recorded accurately, and used in accordance with our charitable objectives and legal obligations.

2. Scope

This policy applies to trustees, staff, and volunteers who are involved in receiving, processing, recording, or managing income on behalf of the charity.

3. Principles

All incoming resources must be used only to further the aims and objectives of the charity.

The charity will comply with relevant laws, regulations, and Charity Commission guidance.

Income will be managed transparently, responsibly, and in line with good financial practice.

4. Sources of Income

The charity may receive income from the following sources:

Donations and legacies – gifts of money, property, or other assets.

Grants – from public bodies, trusts, or foundations.

Fundraising – events, campaigns, or sponsorships.

Trading activities – where permitted by law and the charity’s governing document.

Investments – interest, dividends, or other returns from responsibly managed funds.

5. Acceptance of Income

The charity will not accept income that is inconsistent with its values, compromises its independence, or could damage its reputation.

Donations with conditions will only be accepted if they are compatible with the charity’s purposes.

...CONTINUED

Page 7

Gears of Goodwill Notes to the Financial Statements (continued) For The Year Ended 31 October 2024

2.2. Incoming Resources - continued

All offers of income over £1000 will be reviewed by the trustees if conditions are attached.

6. Processing of Income

All income will be promptly recorded in the accounting system and banked in the charity’s account.

Cash handling will follow the charity’s Cash Handling Procedure (if applicable), ensuring at least two people are involved in counting.

Receipts will be issued where appropriate.

Restricted income (donations or grants for a specific purpose) will be recorded separately and used only for the designated purpose.

7. Monitoring and Reporting

The Treasurer (or designated officer) will oversee recording of income and ensure monthly reconciliation of bank statements.

Income reports will be presented to trustees at regular board meetings.

Annual accounts will clearly disclose sources of income in line with charity law and accounting standards.

8. Ethical Considerations

The charity will avoid dependence on a single donor or funding stream where possible.

The charity will not knowingly accept income from activities or organisations that conflict with its charitable aims (e.g., sources linked to exploitation, illegal activity, or reputational harm).

9. Review of Policy

This policy will be reviewed by the trustees every 3 years, or sooner if required by changes in law, regulation, or best practice.

Approved by the Board of Trustees on: 27/08/2025 Next Review Date: 27/08/2028

2.3. Resources Expended

Gears of Goodwill

Resources Expended Policy

1. Purpose

This policy sets out how Gears of Goodwill will manage and record the use of its financial and non-financial resources. It aims to ensure that resources are used efficiently, transparently, and in line with the charity’s objectives to support the needs of the homeless in Derbysire.

2. Scope

This policy applies to all trustees, staff, and volunteers who are responsible for authorising, committing, or monitoring expenditure on behalf of the charity.

3. Principles

Charitable purpose: All expenditure must further the charitable objectives of Gears of Goodwill.

...CONTINUED

Page 8

Gears of Goodwill Notes to the Financial Statements (continued) For The Year Ended 31 October 2024

2.3. Resources Expended - continued

Accountability: The charity will maintain accurate records of all resources expended.

Value for money: Purchases and commitments should demonstrate prudent use of charitable funds.

Transparency: Decisions on significant expenditure should be documented and approved according to delegated authority.

Compliance: The charity will comply with relevant charity law, accounting standards, and funder requirements.

4. Categories of Resources Expended

Expenditure will be recorded under the following headings:

Charitable Activities

Costs directly related to delivering projects, programmes, and services.

Includes equipment, materials, volunteer support costs, direct staff time, and project-specific overheads.

Raising Funds

Costs of fundraising events, campaigns, and donor engagement.

Includes publicity, marketing, and staff time spent on fundraising.

Governance Costs

Expenditure on statutory requirements and trustee activities.

Includes audit/independent examination, trustee meetings, and compliance-related costs.

Support Costs

Expenditure necessary for the running of the organisation but not directly attributable to charitable activities.

Includes office expenses, utilities, IT, insurance, and general staff costs.

  1. Authorisation and Approval

Expenditure under £250 may be approved by project leads or designated volunteers.

Expenditure between £250–£1,000 requires approval by a trustee.

Expenditure over £1,000 must be approved by the full Board of Trustees.

All payments will be authorised by two signatories in line with the charity’s banking mandate.

6. Recording and Reporting

All expenditure will be recorded in the charity’s accounts system on a timely basis.

Expenditure will be allocated to the appropriate category (see Section 4).

Trustees will review expenditure reports at least quarterly.

Annual accounts will be prepared in line with the Charities SORP (if applicable).

...CONTINUED

Page 9

Gears of Goodwill Notes to the Financial Statements (continued) For The Year Ended 31 October 2024

2.3. Resources Expended - continued

7. Use of Restricted Funds

Restricted income will be tracked separately.

Resources from restricted funds will only be used for the purposes specified by the donor/funder.

The Treasurer will monitor compliance and report to the Trustees.

8. Review

This policy will be reviewed annually by the Trustees to ensure it remains fit for purpose and compliant with charity law and accounting standards.

Approved by the Trustees of Gears of Goodwill Date: 27/08/2025

2.4. Cash and Cash Equivalents

Cash and cash equivalents are basic financial assets and include cash in hand and deposits held at call with banks, other short-term highly liquid investments that mature in no more than three months from the date of acquisition and are readily convertible to a known amount of cash with insignificant risk of change in value, and bank overdrafts.

3. Income from Donations and Legacies

Donations and gifts
Grants
2024
2023
Unrestricted Unrestricted
funds
funds
£
£
4,255
10,001
2,500
-
6,755
10,001

4. Income from Other Trading Activities

2024 2023
Unrestricted Unrestricted
funds funds
£ £
Income from other trading activities - 240

Page 10

5. Analysis of Expenditure

2024

2024
Raising funds
Raising funds
6.Support Costs
Premises expenses
General administration
Premises expenses
General administration
7.Independent Examiner's Remuneration
Independent examination of the financial statements
8.Average Number of Employees
Activities
undertaken
directly
£
2,597
Support
costs
(see note 6)
£
5,553
Total
£
8,150
Activities
undertaken
directly
£
1,727
Support
costs
(see note 6)
£
6,283
2023
Total
£
8,010
2024
£
318
2024
Raising
funds
£
48
5,505
5,553
2023
Raising
funds
£
143
6,140
6,283
2023
£
300

Average number of employees during the year was: 3 (2023: 3)

Page 11

9. Creditors: Amounts Falling Due Within One Year

.Creditors: Amounts Falling Due Within One Year
Other creditors
0.Movement in Funds
Unrestricted funds
General:
General unrestricted fund
Total funds
Unrestricted funds
General:
General unrestricted fund
Total funds
2024
£
318
As at 1
November
2023
Income
Expenditure
£
£
£
2,891
6,755
(8,192)
2,891
6,755
(8,192)
As at 1
November
2022
Income
Expenditure
£
£
£
3,657
10,241
(11,007)
3,657
10,241
(11,007)
2023
£
300

As at 31
October
2024
£
1,454
1,454

As at 31
October
2023
£
2,891
2,891

10. Movement in Funds

11. Transactions with Trustees

During the year the expenses reimbursed to the trustees or paid directly to third parties were as follows:

2024 2023
£ £

12. Related Party Disclosures

Page 12

Issuer

Brealey + Newbury Accountants

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