## **Trustees' Annual Report for the period** 

Period start date Period end date Day Month Year Day Month Year **From 01 May 2024 To 30 April 2025** 

## Section A                        Reference and administration details 

## **CALVARY HARVEST MINISTRIES TRUST** 

**Charity name Other names charity is known by Registered charity number (if any)  1186001 Charity's principal address** 12 Cae Newydd Close South Glamorgan Cardiff **Postcode CF5 4TS** 

## **Names of the charity trustees who manage the charity** 

|1<br>2<br>3<br>4<br>5<br>6<br>7<br>8<br>9<br>10<br>11<br>12<br>13<br>14<br>15<br>16<br>17<br>18<br>19<br>20|**Trustee name**|**Office (if any)**|**Dates acted if not for**<br>**whole year **|**Name of person (or body) entitled**<br>**to appoint trustee (ifany)**|
|---|---|---|---|---|
||JUDE PHILEMON<br>BANDA|Chair||Charity Trustees’ Meeting|
||LAINAH LINDA BANDA|Trustee|||
||SIMON JENNINGS|Trustee|||
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**Names of the trustees for the charity, if any, (for example, any custodian trustees)** 

**Name Dates acted if not for whole year** 

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## **Names and addresses of advisers (Optional information)** 

**Type of adviser Name Address** 

**Name of chief executive or names of senior staff members (Optional information)** 

## **Section B              Structure, governance and management** 

## **Description of the charity’s trusts** 

Type of governing document CIO - Foundation Constitution dated 28 April 2018 (eg. trust deed, constitution) 

How the charity is constituted Charitable Incorporated Organization (CIO) (eg. trust, association, company) 

Trustee selection methods Appointed by Meeting of Charity Trustees (eg. appointed by, elected by) 

## **Additional governance issues (Optional information)** 

You **may choose** to include additional information, where relevant, about: 

- policies and procedures adopted for the induction and training of trustees; 

- the charity’s organisational structure and any wider network with which the charity works; 

- relationship with any related parties; 

- trustees’ consideration of major risks and the system and procedures to manage them. 

## **Section C                    Objectives and activities** 

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To advance the Christian religion in Wales and elsewhere in the world for the public benefit; in particular but not exclusively through the holding of prayer meetings, lectures, public celebration of religious festivals, **Summary of the objects of the** producing and/or distributing literature on the Christian faith to enlighten **charity set out in its** others about the Christian religion, providing pastoral care and carrying **governing document** out missionary and outreach work. The CIO may also support and promote such other charitable purposes as the Trustees may in their absolute discretion determine. The main activities undertaken in Wales are ordinarily fortnightly evening religious services where the Christian faith is taught and expounded and prayer meetings are held, as well as informal gatherings to consider the Christian faith as well as evangelistic outreach. In undertaking these activities, the Trustees have regard to the guidance issued by the Charity Commission on public benefit, as fully narrated under the section “Other Optional Information” appearing hereunder. However, for the reporting period, no major religious services were held in the area of jurisdiction, save for those spelt out under Part D below. **Summary of the main activities undertaken for the public benefit in relation to these objects (include within this section the statutory declaration that trustees have had regard to the guidance issued by the Charity Commission on public benefit)** 

## **Additional details of objectives and activities (Optional information)** 

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You **may choose** to include further statements, where relevant, about: 

- policy on grantmaking; 

- policy programme related investment; 

- contribution made by volunteers. 

## Section D                      Achievements and performance 

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Section D                      Achievements and performance 

**Summary of the main** As the CIO’s objectives are spiritual in nature, it is difficult to quantify the **achievements of the charity** achievements during this reporting period. During this reporting period **during the year** the CIO continued to make use of online platforms such as Zoom, FaceTime and WhatsApp in prayers for the saints due to a measure of hesitancy for in-person meetings. The charity continued to collaborate with Christian organisations outside Wales, namely those in Zimbabwe where a religious meeting was held in September 2025 and in Nigeria, where the Christian faith was preached and prayer meetings held. 

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## **Section E                    Financial review** 

**Brief statement of the charity’s policy on reserves** 

The CIO is still fairly small, so it does not employ staff nor have a building of its own. As such, for the period of this Report, no expenditures have been incurred. 

**Details of any funds materially** Not Applicable **in deficit** 

## **Further financial review details (Optional information)** 

You **may choose** to include additional information, where relevant about: 

- the charity’s principal sources of funds (including any fundraising); 

- how expenditure has supported the key objectives of the charity; 

- investment policy and objectives including any ethical investment policy adopted. 

## **Section F                     Other optional information** 

## Public Benefit: 

The Trustees have considered the guidance produced by the Charity Commission on the provision of public benefit and they confirm that the public benefit has been provided by: - 

- Promoting the whole mission of the CIO through activities for individuals (prayer) via online platforms; 

- Conducting pastoral work including visiting the sick and the bereaved, preparing meals and donating groceries for those in need and/or unable to do so themselves as part of the pastoral work; 

- Evangelistic outreach outside of Wales, namely in Zimbabwe and Nigeria. 

## **Section G                    Declaration** 

**The trustees declare that they have approved the trustees’ report above.** 

**Signed on behalf of the charity’s trustees** 


**Signature(s)** 

**Full name(s)** Lainah Linda Banda 

**Position (eg Secretary, Chair,** Trustee/Secretary **etc)** 

**Date** 23 December 2025 

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||A|B|C|D|E|F|G|H|I|J|
|---|---|---|---|---|---|---|---|---|---|---|
|1||**CALVARY HARVEST MINISTRIES TRUST**|||||**1186001**|||**CC16a**|
|2|||||||||||
|3||**Receipts andpayments accounts**|||||||||
|4||**For the period**<br>**from**||1-May-24||**To**||30-Apr-25|||
|5|||||||||||
|6|||||||||||
|7|**Section A Receipts and payments**||||||||||
|8||**Unrestricted**<br>**funds**||**Restricted**<br>**funds**||**Endowment**<br>**funds**||**Total funds**||**Last year**|
|9||**to the nearest**<br>**£**||**to the nearest £**||**to the nearest £**||**to the nearest £**||**to the nearest £**|
|10|**A1 Receipts**||||||||||
|11|Other Receipts|**30**||**-**||**-**||**30**||**90**|
|12|Donation|**970**||**-**||**-**||**970**||**565**|
|13|Activities - Honorarium|**200**||**-**||**-**||**200**||**200**|
|14||**-**||**-**||**-**||**-**||**-**|
|15||**-**||**-**||**-**||**-**||**-**|
|16||**-**||**-**||**-**||**-**||**-**|
|17||**-**||**-**||**-**||**-**||**-**|
|18||**-**||**-**||**-**||**-**||**-**|
|19<br>~~20~~|**_Sub total_**_(Gross income for_<br>_AR)_|**1,200**||**-**||**-**||**1,200**||**855**|
||||||||||||
|21|**A2 Asset and investment sales,**<br>**(see table).**||||||||||
|22||||**-**||**-**||**-**|||
|23||||**-**||**-**||**-**||**-**|
|24|**_Sub total_**|||**-**||**-**||**-**||**-**|
|25|||||||||||
|26|**_Total receipts_**|**1,200**||**-**||**-**||**1,200**||**855**|
|27|||||||||||
|28|**A3 Payments**||||||||||
|29|Western Union(Zim Evangelism)|**200**||**-**||**-**||**200**||**790**|
|30|Ria Money Transfer (Nigeria Evnagelism)|**250**||**-**||**-**||**250**||**30**|
|31|Teas|**50**||**-**||**-**||**50**||**-**|
|32|Meals and Goceries donations|**605**||**-**||**-**||**605**||**-**|
|33||**-**||**-**||**-**||**-**||**-**|
|34||**-**||**-**||**-**||**-**||**-**|
|35||**-**||**-**||**-**||**-**||**-**|
|36||**-**||**-**||**-**||**-**||**-**|
|37||**-**||**-**||**-**||**-**||**-**|
|38|**_Sub total_ **|**1,105**||**-**||**-**||**1,105**||**820**|
|39|||||||||||
|40|**A4 Asset and investment**<br>**purchases, (see table)**||||||||||
|41||**-**||**-**||**-**||**-**|||
|42||**-**||**-**||**-**||**-**|||
|43|**_Sub total_ **|**-**||**-**||**-**||**-**||**-**|
|44|||||||||||
|45|**_Totalpayments_**|**1,105**||**-**||**-**||**1,105**||**820**|
|46|||||||||||
|47|**_Net of receipts/(payments)_**|**95**||**-**||**-**||**95**||**35**|
|48|**A5 Transfers between funds**|**-**||**-**||**-**||**-**||**-**|
|49|**A6 Cash funds lastyear end**|||**-**||**-**||**-**||**-**|
|50|**_Cash funds thisyear end_**|**95**||**-**||**-**||**95**||**35**|
|51|||||||||||
|52|||||||||||



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||A|B|B|C|D|E|F|G|H|I|J|
|---|---|---|---|---|---|---|---|---|---|---|---|
|53|**Section B Statement of assets and liabilities at**||||||**the end of the period**|||||
|54|**Categories**|**Details**|||||**Unrestricted**<br>**funds**||**Restricted**<br>**funds**||**Endowment**<br>**funds**|
|55|||||||**to nearest £**||**to nearest £**||**to nearest £**|
|56|**B1 Cash funds**|Cash in Bank|||||**100**||**-**||**-**|
|57||Cash in Bank|||||**100**||**-**||**-**|
|58||Cash on Hand|||||**35**||**-**||**-**|
|59||**_Total cash funds_**|||||**235**||**-**||**-**|
|60||(agree balances with receipts and payments<br>account(s))|||||Agreement Error||||OK|
|61|||||||**Unrestricted**<br>**funds**||**Restricted**<br>**funds**||**Endowment**<br>**funds**|
|62||**Details**|||||**to nearest £**||**to nearest £**||**to nearest £**|
|63|**B2 Other monetary assets**|Nil|||||**-**||**-**||**-**|
|64|||||||**-**||**-**||**-**|
|65|||||||**-**||**-**||**-**|
|66|||||||**-**||**-**||**-**|
|67|||||||**-**||**-**||**-**|
|68|||||||**-**||**-**||**-**|
|69||||||||||||
|70||**Details**|||||**Fund to which**<br>**asset belongs**||**Cost (optional)**||**Current value**<br>**(optional)**|
|71|**B3 Investment assets**|Nil|||||||**-**||**-**|
|72|||||||||**-**||**-**|
|73|||||||||**-**||**-**|
|74|||||||||**-**||**-**|
|75|||||||||**-**||**-**|
|76||||||||||||
|77||**Details**|||||**Fund to which**<br>**asset belongs**||**Cost (optional)**||**Current value**<br>**(optional)**|
|78|**B4 Assets retained for the**<br>**charity’s own use**|Nil|||||||**-**||**-**|
|79|||||||||**-**||**-**|
|80|||||||||**-**||**-**|
|81|||||||||**-**||**-**|
|82|||||||||**-**||**-**|
|83|||||||||**-**||**-**|
|84|||||||||**-**||**-**|
|85|||||||||**-**||**-**|
|86|||||||||**-**||**-**|
|~~87~~||||||||||||
|88||**Details**|||||**Fund to which**<br>**liability relates**||**Amount due**<br>**(optional)**||**When due**<br>**(optional)**|
|89|**B5 Liabilities**|Nil|||||||**-**|||
|90|||||||||**-**|||
|91|||||||||**-**|||
|92|||||||||**-**|||
|93|||||||||**-**|||
|94||||||||||||
|95|Signed by one or two trustees on<br>behalf of all the trustees|Signature|||||Print Name||||Date of<br>approval|
|96|||||||LAINAH LINDA BANDA||||23-Dec-25|
|97||||||||||||



CCXX R2 accounts (SS) 

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