Trustees. Annual Report for the period PerK)d slart date 01 01 Period erNJ date 31 12 From 2025 2025 Section A Reference and administration details Charity name NaVdator Tntst CIO Othèr names charity Is known by Reglstered charity number (rf any) 1185781 Charity's principal addrèss Four Acres Crondall Postcodè GUI0 5GU Names of the chartty trustees who manag8 the charity TtustÈÈ narne olfice Irf any) Dates aclEd rfnotforwhole Name of perw lor tjodyl entitled to nt trnstee ifan Richard Sharpe Patricia Sharpe Andrew McKechanie Trust Trustee Trustee Ellis McKechani Trustee Trustee Trustee Jennie Brown Appointed 12101r2025 Apwin*ed 1210112025 stephen Brown 10 11 12 13 14 15 16 17 18 Names of the trustees for the charity. if any> (for example. any cust(lan trustees) Name Dates acted If not for wholè
Names and addresses of athiisers (Optlonal informationl of advlser Name Address Name of chlef éxè¢utivè or names of sènior staff membèrs (Optional inforniationl Section B Structure, overnance and mana ement Déscription of the charlty's trusts Constitthic Type of goveming ¢knJJment How the charity is constttuted cio Trustee selection methods ApFKJinted by Trustees Addltional governance Issues {Optional inforniatson You may choose to indLJde additional infomation, where relevant, about polici&% and proc8dures adopted for the induction and training of trustees: the charty's organisational structure and any wider network with whtch the charity works: relationship wÉth any related parties., trustees, consideration of maior risks and the system and procedures to manage them. Section C Ob'ectives and activities TO ADVANCE SUCH CHARITABLE PURPOSES FOR THE PUBLIC BENEFIT, PRIMARILY BUT NOT EXCLUSIVELY IN THE UK AS ARE EXCLUSIVELY CHARITABLE ACCORDING TO THE LAWS OF ENGL4ND AND WALES BY THE PROVISION OF GRANTS. LOANS AND GIFTS AS THE TRUSTEES M4Y FROM TIME TO TIME DETERMINE. Summary of the tsbjgcts ofthe charity set out in its goveming document
The Charity has made kians and donations lo rocognised and registered chatities in the UK. The Twslees have understood the guidance issued by the Charity Commission in rjar¢j to public benefft and believe that all activty of the Charity adheres lo that guidan. Summary ofthe maln activities undèrtaken for the public bènèfit in relation to these objects {include within this section the statutory declaration that trustees have had re9ard to the guidance issuèd by the Charity Commission on public benefit) Addltional details of objectives and activities (Optional irrforniation) You may choose to inejudo further slalements. where relevant, about= policy on grantmakÈng; policy programme related investment- conlribthion made by volunteers.
Section D Achievements and performance In 2025 NavKJator Tr81 CIO made don2tion totalling £25.851, which is a tremen¢J)us resuh as this was ruble the 2024 donations of £13,050. This vras [7b as we are receNing a full year rent for both properties that are rented out al betthv market rent. This rental InMe is recyded int other wider pK)pulation of g(K)d caSe5. Summary of thè main achievèments of the charity during the year DonalK)ns in the year of £80.CKK) were received fffjm lichard and Trrsh Sharpe. Gtft aid of £27532 was redaimed cfft donatiorts. The donations made in 2025 were to 31 separate charities, of which 3 were to chartties supForted by family members on a matched funding basis. or note ts a dona to Lunar Edipse , a charity founded to provide therapy horse experiences *0 young special needs childien as well as adults dealing with PTSD from theiriob , for example ambulance and fire Servi staff. In add[tn, this year Navigator w(Kked with Ihe Big Give to enhance the donations made to three charitEs that increas&J the donatton made thrO3h Big Give by an addili)n £2500. Navigator primarily supports charities that are small, less Ihat £500,000 income, as these charities generalty do not have the fijnds to spend on fund raising. Navtgator ntInueS to accrue fijnds to CTeate inix)me, and atso to support further potential propety PUTthases. Trish and Richard would like to record our thanks to the trustees that served in 2025.
Section E Financial review The CIO maintains investments in eXS of 100,000. It i8 the curtent policy to maintain a minimum of IS level in reserves. Brief statement of tha chariVs policy on res•rv•s Details of any funds materlally in deficit Furthor financial revlew details {Optional infornMtion) You may choose to include additional information, where relevant about.. the charty's principal sources of funds (including any furbdrai%wwl". how expenditure has supported thg key objectives of the chaiity" investment policy and objectives induding any ethical investment wlicy adopted. Section F Other optional information Section G Declaration The trusteas daclare that they have appro¥ed the trustees, rel al)ove. sign on bohalf of the charity's trustges Slgnaturè(sl Full name{s) Position (e.9. Secretary. Chair. etc.) Richard lan Shafpe TTUStee PaIrja Mary Sharpe Tnstee Date 03
Independent examiner's report on the accounts
Section A Independent Examiner’s Report
Report to the trustees/ Charity Name members of Navigator Trust CIO On accounts for the year 31[st] December 2025 Charity no 1185781 ended (if any) Set out on pages 1-2 below I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended 31/12/2025 .
- Responsibilities and As the charity trustees of the Trust, you are responsible for the preparation basis of report of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).
I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.
Independent I have completed my examination. I confirm that no material matters have examiner's statement come to my attention in connection with the examination which gives me cause to believe that in, any material respect:
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accounting records were not kept in accordance with section 130 of the Act or
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the accounts do not accord with the accounting records
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.
Date: 9 April 2026 Signed: Name: FJ Wilde Relevant professional FCCA DChA qualification(s) or body (if any): Address: 4 Marigold Drive Bisley Surrey GU24 9SF
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