Trustees. Annual Report for the period
PeTrod start date
oi
01
Pen(Kl end date
31
2023
2023
From
To
Section A
Reference and administration details
Charity name
Nawgalor Trust CIO
Other names Charty is kn¢)wn by
Registered charty number {rf any)
1185781
Charity's principal address l Four Acres
Crondall
I Postcode
IGU10 5GU
Names of the charlty trustees who manage charity
Trustee name
Ollice lrfanyl
Dates acted rf not forwPK>le
N*nÈ of person lor body) entitkd
nt trustee
Richar(i Sharpe
Patricia Sharpe
Andrew
McKechanie
Trustee
Trustee
Trustee
Ellis McKechanie
Trustee
10
12
13
14
15
16
17
18
19
20
Names of the trustees for the charity. rf any. (for example, any custodian trustees)
Name
Dates acted rf not for whole
ar
TAR
Marth 2012

Names and addresses of athiseys Ioplional uthrmation)
e of adviser
Name
Addre55
Name of chief executive or names of senior staff members (Optional information)
Section B
Structure,
overnance and mana
ement
Des¢ription of the charity's trusts
Constitution
Type of goveming docLbment
How the charity is constitut&J
cio
Trustee seleth.on melhc#Js
Appoint8J by Trustees
Additional govem3n¢e issues (Optional infonnalionl
You may choose to inclu(È
addib.onal information. where
relevant, about-.
policies and procedures
adopted for the inducts'on a￿1
training of trustees.,
the charity's organisats.onal
structure and any wider
netsvork with whth the (*arity
works-,
relationship with any related
parb"es.'
trustees, consideration of
major risks and the system
and procedures to manage
them.
Section C
Objectives and activities
TO ADVANCE SUCH CHARITABLE PURPOSES FOR THE PUBLIC
BENEFIT. PRIMARILY BUT NOT EXCLUSIVELY IN THE UK AS ARE
Summary of the obiects ofthe l EXCLUSIVELY CHARITABLE ACCORDING TO THE LAWS OF
charity set out in its
| ENGLAND AND WALES BY THE PROVISION OF GRANTS, LOANS
governing d￿UMent
AND GIFtS AS THE TRUSTEES MAY FROM TIME TO TIME
DETERMINE.
TAR
Ma¥ch 2012

| The Charity has made bans 2nd donat*)ns to re¢ognised and registered
| charities in the UK. The Truslees have understood the guidance issued
I by the Charity Commission in regard lo public benefit and believe that all
| actiwty of the Charity adheres to thal guidance.
Summary of Ihe main
activities undertaken for the
public benefit in relation to
these objects (include within
this section the statutory
declaration that tmstees have
had regard to the guidance
issued by the Charity
Commission on public
benefit
Additional details of objectives and activit*s (Optional information)
l Trustee Report FIY 2023
I In 2023 Navigator Trust made donations of £11790 to 18 charities.
l Donations of £100.000 were made byTrish and Richard Sharpe.
l GiftAiO of £25.000 was reclaimed.
oans were reduced by£100,000. total loansoutstanding are riow
£123.000. It is the interbtion to continue to clear these loans over the
comingyears.
Navigator continues to build assets to allow the donations made
each year to increase.
Navigator supported threewiderfamily membersto raise fundsfor
their chosen charity by way of matched fLJnding or fixed donations.
These efforts assisted the wider family to raise in excess of £10.000
fortheir chosen charities.
You may choose to include
further statements, where
relevant, about..
policy on granlmaking-
policy programme related
investment",
contribution made by
volunteers.
TAR
March 2012

Section D
Achievements and performance
Summary of the main
achievements of the charity
during the year
TAR
March 2012

Section E
Financial review
| The CIO maintains investsnents in ex￿55 of lo0.0￿. It is the current
| policy to maintain a minimum of this level in reserves.
Br￿1 statement of the
¢harity's policy on reserves
Details of any funds materially I
in deficit
Further financial review details (Optional irrfomption}
You may choose to include
additional informatson. where
relevant about..
the charity's principal
SoUr￿S of funds (including
any fundrai&ngl-.
how expenditure has
supported the key objectives
of the Charity;
invesbnent F)olicy and
objects.ves including any
ethical investment policy
adopted.
Section F
Other optional information
Section G
Declaration
The trusteès declare that they have approved the trustees, report above.
Signed on behalf of the ¢harity's trustees
Signature(s)
Full namels)
Position leg Secretary. Chair,
etc)
Richard lan Sharpe
Patriaa Mary Sha
Trustee
Trustee
Date
TAR
March 2012

CHARITY COMMISSION
FOR ENGLAND AND WALES
Independent examiner's
report on the accounts
Section A
Independent Examiner's Report
Report to the trusteesl
mernbers of
Navigator Trust CIO
On accounts for the year
ended
3111212023
Charity no
Ilf any)
1185781
Set out on pages
1&2
I report to the truslees on my examination of the accounts of the above
charity (Ihe Trust") for the year ended 3111212023.
Responslbllltle8 and As the charity trustees of the Trust. you are responsible for the preparation
basls of report of the acLounts in accordance with the requirements of the Charities Act
2011 (Ihe Acr).
I report in réspect of my examination of the Trust's accounts carried out
under section 145 of the 2011 Act and in carrying out my examination, I
have followed the applicable Directions given by the Chathy ComMiss￿n
under section 145{5){bl of the Act.
I have completed my examinatKin. I confim that no material mattèrs have
come to my attention in connection with the examination which gives me
cause to believe that in, any material respect..
accounting records were not kept in ac¢x)rdance with section 130 of
the Act or
the accounts do nol accord with the accounting records
Independent
examlnof s statemont
I have no concems and have come across no other matters in connedion
with the examination to which attèntion should be drawn in order lo enable 8
proper understanding of the a¢￿unt$ to be reached.
Slgned:
Dats:
j.oi
Name:
Frances Wlde
Relevant professlonal
quallflcatlon(s) or body
{If any):
FCCA DChA
Address:
4 Marigokl Drive
Bisley, Woking
GU24 9SF

I CHARITY COMMISSION
i FOR ENGLANO AND WALES
Na¥lgatotTwst ao
Receipts and payments accounts
CC16a
Fttthe pÈFlod
0ln)1r2023
3111J2023
Section A Receipts and payments
Unrestrtcied
funds
Restricted
nds
Endowrnent
Js
Lasl yw
tothe nea1*￿ É
t4> lh• no¥05tt
Al Receipts
Donabons
CAF Na¥igaiot Tw5l
GIRAid
IM.052
flJO,052
127,319
2S.ODO
1.815
9.800
25.000
12.5QO
55S
8,6
ReDI
Sub total(Gross ￿￿OMe for
AR)
t36.457
136N57
f49.974
A2 Asset and investmw)t sales,
(see tablÈl.
Loan repayment Crondall Wilkge
Hal
3,OtyJ
Sub total
3.NO
3.000
3.000
139.457
139.4S7
151974
A3 Payments
Dona&ons made
ccountan¢y
Le981 fee5
Bank chaiges
House charges
1t.970
11.970
726
S2,640
T12
712
6S9
Sub total
13.492
13.492
54.073
A4 Asset and investrnent
urchases, (see table)
Loan re
ents
Loans made
10Q.QOO
10r¥.ooo
77.QOO
Sub total
100.000
77,QOO
113,492
113.492
137,073
Net 0fr￿ipts1(pay￿tntSj
AS Transfers between funds
A6 Cash lunds last ￿ar end
Cash funds this year •
25.
25.965
21.902
013
.013
91.978
44,111
66.013
91.978
CCXX R1 aCc￿nL8 ISS)

Section B Statement of assets and liabilities at the end of the period
Unrestritted
fvnds
rthirest É
Restricted
funds
lo nearest£
Endowment
fund5
to n¢areSi £
Bl Cash funds
,050
21073
Total cash fun(ts
91.978
Unrestricted
fvnds
Restricted
funds
Endowment
funds
to hearESt £
De:ai1s
to
*0
Detai15
Cost (optitin￿l
CutTent
tiotièl
83 In¥e5tment assets
Fiindtowh
CutTetrt v41
Cletr?ils
B4 Assets rètslnèd for the
charfitys own use
Fundto wh￿h
A￿OUnt
When
onal
BS Ltabilities
Loan
129,P29
SNJned by one or tnjstees c
behaLf of the Irtistees
SwJnaturÈ
Print Narne
Dats of
IOV81
CCXX R2 acc￿￿￿ ISSI