2021-04-30-accounts

Trustees’ Annual Report for the period

From 01-05-2020 To 30-04-2021

Charity name: Mere Khwaja Foundation

Charity registration number: 1185590

Objectives and Activities

	SORP reference
Summary of the purposes of the charity as set out in its governing document	Para 1.17	To advance the Islamic faith through the promotion and teachings of Sufi Saint Khwaja Garib Nawaz in the UK and worldwide for the public benefit.
Summary of the main activities in relation to those purposes for the public benefit, in particular, the activities, projects or services identified in the accounts.	Para 1.17 and 1.19	Mainly but not exclusively by • Promoting peace, harmony and inclusion through Sufi themed events • Relieving poverty in India through the provision of food, medicine and blankets
Statement confirming whether the trustees have had regard to the guidance issued by the Charity Commission on public benefit	Para 1.18	I hereby confirm that all trustees of Mere Khwaja Foundation are fully aware of the guidance issued by the Charity Commission on Public Benefit.

Achievements and Performance

	SORP reference
Summary of the main achievements of the charity, identifying the difference the charity’s work has made to the circumstances of its beneficiaries and any wider benefits to society as a whole.	Para 1.20	Over the last year, Mere Khwaja Foundation has ran programmes across Ajmer and wider regions in India – giving out aid and supply of winter essentials such as, but not limited to: • Blankets • Warm clothing • Personal hygiene products • Food and essential items These have been particularly helpful to those who are either living rough and are homeless, as well as those who were daily wage and manual labourers who lost their incomes due to the Covid-19 Pandemic. The work of Mere Khwaja Foundation has directly benefitted these individuals and ensured that their needs are met in these challenging times.

Financial Review

Review of the charity’s financial position at the end of the period	Para 1.21	Due to the charity being in the second year of establishment. A huge amount of work has gone into building networks and gaining a steady flow of donors. The charity is in sound financial conditions in order to move forward and build upon the work it has already been doing. Trustees have reviewed financial controls and regulations and are content with the operation of the charity.
Statement explaining the policy for holding reserves stating why they are held	Para 1.22	Due to the nature of the work Mere Khwaja Foundation does – in terms of aid and relief as well as providing essential items at the time of need, a policy for retaining reserves is needed to ensure that there is a back-up for emergency aid to be given out in cases of natural disasters and other similar unforeseen circumstances where emergency aid may be required.
Amount of reserves held	Para 1.22	£966
Reasons for holding zero reserves	Para 1.22	To ensure there are funds available for future projects.
Details of fund materially in deficit	Para 1.24	Not applicable
Explanation of any uncertainties about the charity continuing as a going concern	Para 1.23	Not applicable
The charity’s principal sources of funds (including any fundraising)	Para 1.47	Main source of funds has been through donations via the charity’s account details on the website – which go straight into the Charity’s accounts. Due to the current Covid- 19 situation, most of this has been done through online as in person fundraising opportunities have not occurred.

Structure, Governance and Management

Description of charity’s trusts:
Type of governing document	Para 1.25	Constitution and Governing Document
How is the charity constituted?	Para 1.25	CIO
Trustee selection methods including details of any constitutional provisions e.g. election to post or name of any person or body entitled to appoint one or more trustees	Para 1.25	Apart from the first charity trustees, every trustee must be appointed by a resolution passed at a properly convened meeting of the current charity trustees.

In selecting individuals for appointment as charity trustees, the charity trustees must have regard to the skills, knowledge and experience needed for the effective administration of the CIO .

Reference and Administrative details

Charity name	Mere Khwaja Foundation
Other name the charity uses	N/A
Registered charity number	1185590
Charity’s principal address	Mere Khwaja Foundation 157 Maidstone Road Leicester LE20UA England (UK)

Names of the charity trustees who manage the charity

	Trustee name	Office (if any)	Dates acted if not for whole **year **	Name of person (or body) entitled to appoint trustee (ifany)
	Mr. Syed Fakhar Nawaz Chisty	157 Maidstone Road Leicester LE20UA	N/A	N/A
	Mr. Salim Bhad	N/A	N/A	N/A
	Mr. Osman Patel	N/A	N/A	N/A

Funds held as custodian trustees on behalf of others

Description of the assets held in this capacity	N/A
Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects	N/A
Details of arrangements for safe custody and segregation of such assets from the charity’s own assets	N/A

Exemptions from disclosure

Reason for non-disclosure of key personnel details

N/A

Other optional information

N/A

Declarations

Signature(s) F.N. Chisty Full name(s) Syed Fakhar Nawaz Chisty Position (eg Secretary, Chair of Trustees Chair, etc) Date 16-01-2022

MERE KHWAJA FOUNDATION A REG CHARITY NO 1185590

Sort Code 20-49-17 Account No 90318833

SWIFTBIC BUKBGB22 IBAN GB35 BUKB 2049 1790 3188 33

Issued on 30 November 2020

THE OFFICIALS MERE KHWAJA FOUNDATION 157 MAIDSTONE ROAD LEICESTER LE2 0UA

Your Community Account

At a glance

28 Nov 2019 - 27 Nov

	28 Nov 2019 - 27 Nov
Date Description Money out £ Money in £ Balance £ 28 Nov Account Opened 0.00 2 Dec Internet Banking Transfer From Account 53898261 at 20-25-95 Charity 11.00 11.00 10 Dec Internet Banking Transfer From Account 53898261 at 20-25-95 Charity 11.00 22.00 9 Jan Internet Banking Transfer From Account 53898261 at 20-25-95 Donatation 10.00 32.00 31 Jan Internet Banking Transfer From Account 53898261 at 20-25-95 Donation 10.00 42.00 13 Feb Deposit at Barclays Leic Highfields 43 260.00 302.00 3 Mar Internet Banking Transfer From Account 53898261 at 20-25-95 Charity 10.00 312.00 12 Mar Direct Credit From O Patel 100.00 412.00 26 May Internet Banking Transfer From Account 53898261 at 20-25-95 Optional 30.00 442.00 24 Jul Direct Credit From O Patel 500.00 942.00 25 Sep Direct Credit From Paypal Code 9966 Ref: Paypal Code 9966 0.01 942.01 7 Oct Direct Debit to Paypal Payment Ref: 5PE2222B2Uwan This Is A New Direct Debit Payment 11.99 930.02	2020
	Start balance £0.00
	Money out £11.99 uCommission charges £0.00
	Money in £967.01 uGross interest earned £0.00
	End balance £955.02
	Your deposit is eligible for protection by the Financial Services Compensation Scheme.

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.

Page 1

Mere Khwaja Foundation A Reg Charity No 1185590 • Sort Code 20-49-17 • Account No 90318833

	Date Description Money out £ Money in £ Balance £ Balance brought forward from previous page 9 Nov Direct Credit From Mansoori M A Ref: Winter Fund 25.00 955.02 27 Nov Balance carried forward 955.02 Total Payments/Receipts 11.99 967.01 930.02

Anything wrong? If you notice any incorrect or unusual transactions, see the next page for how to get in touch with us.

Page 2

Helpful Information

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Important information about compensation arrangements

We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Most depositors – including most individuals and businesses – are covered by the scheme.

We will issue the FSCS information sheet and exclusions list which set out in detail what is, and is not, covered by the FSCS, once a calendar year usually with your account statement.

For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk.

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The management of your tax affairs is your responsibility, including making any required declarations to the relevant tax authority(ies), where you are tax resident If the statement shows that we have applied interest to your account, we’ll give you on request details of the rate(s) of interest used and a clear explanation of how the interest was calculated. Details of Barclays interest rates for business customers are available at barclays.co.uk/business-banking.

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You'll find a comparison of our exchange rate for certain currencies as a mark-up against the rate published by the European Central Bank in the Barclays App or at the following website:

https://www.barclays.co.uk/travel/using-debit-cardabroad/ This is updated twice a day. This may help you to decide whether you want to accept the conversion rate offered by the retailer or ATM provider or accept our rate.

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Your IBAN and SWIFTBIC are shown on the front of your statement. By using them you could reduce charges when receiving international payments in euros. Find out more at: business.barclays.co.uk/bb/ibanInformation.

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continued Helpful Information

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You can get this in Braille, large print or audio by calling 0800 400 100 (via Text Relay if appropriate)

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676).

Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.

*To maintain a quality service, we may monitor and record phone calls. Calls to 03 numbers are charged at the same rate as calls to 01 and 02 landlines, and will count towards any inclusive minutes you may have covering calls to landline numbers. Call charges may differ, please check with your local provider.

Financial Services Compensation Scheme Information Sheet

	p Information Sheet	p Information Sheet	p Information Sheet	p Information Sheet
	Basic information about the protection of your eligible deposits
	Eligible deposits in Barclays Bank UK PLC are protected by:			the Financial Services Compensation Scheme (“FSCS”)
	Limit of protection:			£85,000 per depositor per bank
				The following trading names are part of Barclays:
				Barclays, Barclays Business Banking, Barclays Premier
				Banking, Barclays Smart Investor, Barclays Wealth
				Management and Pingit
	If you have more eligible deposits at the same bank:			All your eligible deposits at the same bank are "aggregated"
				and the total is subject to the limit of £85,000.
	If you have a joint account with other person(s):			The limit of £85,000 applies to each depositor separately.
	Reimbursement period in case of bank’s failure:			20 working days.
	Currency of reimbursement:			Pound sterling (GBP, £) or, for branches of UK banks
				operating in other EEA Member States,		the currency of that
				State.
	To contact Barclays Bank UK PLC for enquiries relating			Barclays Bank UK PLC
	to your account:			1 Churchill Place
				Canary Wharf
				London
				E14 5HP
	To contact the FSCS for further information on compensation:			Financial Services Compensation Scheme 10th Floor Beaufort House
				15 St. Botolph Street
				London
				EC3A 7QU
				Tel: [phone] or 020 7741 4100
				email: [e-mail]
	More information:			www.fscs.org.uk

Additional information

Scheme responsible for the protection of your eligible deposit

Your eligible deposit is covered by a statutory Deposit Guarantee Scheme. If insolvency of your bank, building society or credit union should occur, your eligible deposits would be repaid up to £85,000 by the Deposit Guarantee Scheme.

General limit of protection

If a covered deposit is unavailable because a bank, building society or credit union is unable to meet its financial obligations, depositors are repaid by a Deposit Guarantee Scheme. This repayment covers at maximum £85,000 per bank, building society or credit union. This means that all eligible deposits at the same bank, building society or credit union are added up in order to determine the coverage level. If, for instance, a depositor holds a savings account with £80,000 and a current account with £20,000, he or she will only be repaid £85,000.

Barclays Bank UK PLC also trades under Barclays, Barclays Business Banking, Barclays Premier Banking, Barclays Smart Investor, Barclays Wealth Management and Pingit. This means that all eligible deposits with one or more of these trading names are in total covered up to £85,000.

In some cases eligible deposits which are categorised as “temporary high balances” are protected above £85,000 for six months after the amount has been credited or from the moment when such eligible deposits become legally transferable. These are eligible deposits connected with certain events including:

(a) certain transactions relating to the depositor’s current or prospective only or main residence or dwelling;

(b) a death, or the depositor’s marriage or civil partnership, divorce, retirement, dismissal, redundancy or invalidity;

(c) the payment to the depositor of insurance benefits or compensation for criminal injuries or wrongful conviction.

More information can be obtained under www.fscs.org.uk

This method will also be applied if a bank, building society or credit union operates under different trading names.

Limit of protection for joint accounts

In case of joint accounts, the limit of £85,000 applies to each depositor. However, eligible deposits in an account to which two or more persons are entitled as members of a business partnership, association or grouping of a similar nature, without legal personality, are aggregated and treated as if made by a single depositor for the purpose of calculating the limit of £85,000.

Reimbursement

The responsible Deposit Guarantee Scheme is the Financial Services Compensation Scheme, 10th Floor Beaufort House, 15 St Botolph Street, London EC3A 7QU, Tel: [phone] or 020 7741 4100, email: [e-mail]. It will repay your eligible deposits (up to £85,000) within 20 working days until 31 December 2018; within 15 working days from 1 January 2019 until 31 December 2020; within ten working days from 1 January 2021 to 31 December 2023; and within seven working days from 1 January 2024 onwards, save where specific exceptions apply.

until 31 December 2023, ensure that you have access to an appropriate amount of your covered deposits to cover the cost of living (in the case of a depositor which is an individual) or to cover necessary business expenses or operating costs (in the case of a depositor which is not an individual or a large company) within 5 working days of a request.

If you have not been repaid within these deadlines, you should contact the Deposit Guarantee Scheme since the time to claim reimbursement may be barred after a certain time limit. Further information can be obtained under www.fscs.org.uk

Other important information

In general, all retail depositors and businesses are covered by Deposit Guarantee Schemes. Exceptions for certain deposits are stated on the website of the responsible Deposit Guarantee Scheme. Your bank, building society or credit union will also inform you of any exclusions from protection which may apply. If deposits are eligible, the bank, building society or credit union shall also confirm this on the statement of account.

Where the FSCS cannot make the repayable amount available within 7 working days, it will, from 1 June 2016

Financial Services Compensation Scheme Exclusions List

A deposit is excluded from protection if:

(1) The holder and any beneficial owner of the deposit have never been identified in accordance with money laundering requirements. For further information, contact your bank, building society or credit union.

(2) The deposit arises out of transactions in connection with which there has been a criminal conviction for money laundering.

(3) It is a deposit made by a depositor which is one of the following:

• credit institution

• financial institution

• investment firm

• insurance undertaking

• reinsurance undertaking

• collective investment undertaking

• pension or retirement fund (unless they are deposits by personal pension schemes, stakeholder pension schemes and occupational pension schemes of micro, small and medium, sized enterprises)

• public authority, other than a small local authority.

For further information about exclusions, refer to the FSCS website at www.FSCS.org.uk

You can get this in Braille, large print or audio by calling 0800 400 100* (via Text Relay if appropriate) or by ordering online from barclays.co.uk/accessibleservices Call monitoring and charges information

To keep a high quality of service, your call may be monitored or recorded for training and security.

*Calls to 0800 numbers are free when calling from a UK landline. Charges may apply when using a mobile phone or calling from abroad. †Lines are open 8.30am-5.30pm Monday to Friday and Saturday 9am-2pm, except bank holidays. Calls to 03 numbers are charged at the same rate as calls to 01 and 02 landlines and will count towards any inclusive minutes you have that cover calls to landline numbers. Call charges may differ, please check with your local provider.

Barclays Bank UK PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.

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