MARINERS CHAPEL
RTH
Mariners Chapel, Chapel SL Rowhedge, Colchester C057JS

MARINERS CHAPEL
REPORT AND
OUNTS FOR YE
31 MARCH 2023
Index
Pa
Statutory and other Information
Trustee5 Report
Receipts and Payments Account
Balance Sheet
Independent Examinerfs Report on the Accounts
2and3
tuto
and other informatlon
Chapel name and address
Mariners Chapel
Chapel Street
Rowhedge
Colchester C05 7JS
E-mail address and web-site
info@marinerschapel.co.uk
www.marinerschapel.co.uk
Trustees ctherwlse known as the Leadershlp Team
(All hove servedfrom l April 2022 to the dote of signing
the accounts unless otherw15e shown)
Mrs Christine Bowtell
Revd Paul Bowtell
Mrs Eunlce Broom
Mrs Clare Bush
Mrs Heather Welfare
Revd Slmon Heard (from l April 2022 to 15 July 2022)
Nathan Blackaby (from l April 2022 to 9 June 20231
Nicki Matthews (from l April 2022 to 9 June 20231
Independent Examlner
David Prenti￿. CA. ACMA
Bankers
Barclays Bank, 40-41 High Street, Chelmsford, CMI IBE
Lloyds Bank. 25 Gresham Street. London, EC2V 7HN
Pagelof6

MARI
RT
Brief history and Incorporation
MWIne￿ Chapel was opened as a church in 1850 in Chapel Street in R￿e by Mr John MaTtsn. In leg
temis. it was then an unincorporated asS(K￿t￿l. It Inco￿Orated as a charitab￿ IncoTporated Association
(flo") on 19 September 2019.
Structure, Govemance and Management
The Chapel, hereinafter called Ihe Church", is govemed by ts Consb"tuts"on which Includes a siatemeni of
Faith. Members of the Church are accepied in accordance wth is CcM)stitulion, which Includes the
requirements that Ihey must (l) profess Iheir faiih in Ihe LcKd Jesus Chrisi as God and Saviour, and (2) be in
agTeemeni with Ihe sta￿men( of Fath. and (3) be 16 years of age or cver. Bel￿er5 Baptism is encouraged.
Church Members Meetings normally take place lour Dmes per year and these meetings have responsibility for
the oveTall policy ol the Church. In aCCorda￿e with its Constrtution. the Minister, Il any. ol the Church
automatically becomes a Trustee and a member of ¢he Leadership Team on appointment. Otherwise,
members ol the Church appoini other members of the Leadership Team, each of whom who become Tnjstees
upon appointment. The Leadership Team Is responsible for the day to day running of the Church's work and
witness as well as IOT linancial and legal matters. Al membets are actsvety encouTaged to take an appropriate
part In the spinlual and pracbcal ts1sks Invo￿ed in the furtherance of Charitsble d)iectwe.
Relevant matters are submitted to ChuTch Meetsngs by the Trustees andlor by members of the Chvrch.
Although the Constrtuion peTmits decisions to be made at Church Meetings by appropriate majoirties, the
Church seeks to work by consensus wherwer t¥)ssib￿.
ObJecdve$ and Actlvltles
The principal objective of the Church is the aifvancemeni of the Christs'an fath, including education.
community service and such other generai charitsble kXbfkY)ses in such parts of United Kiwdom and the
world as the Church shall detemine.
In order to achieve the above ol"ectwe, the Church PfOVKles a vanety ol acbvitses both to rts membership and
10 the local community. The aim Is to show the love of Jesus Chrisi in LM)Ih word and deed and to bring people
Into a closer relationship with Him as livino Lord.
Central to the work and witness ol Ihe Church ￿ the prOv￿lon of regular public serv￿$ of Christian Worship
alongside Sunday Funday, a children's group wh￿h runs alongside Sun(iay worsh1p services. There are
weekly Lifegroup meetings to ￿cOurage wopie &s ilw strengthen faith, to build community and to pray IOT
and encourage one another. An actnie group communicating via text pray daily lor needs as they arise and
offer practical support where able. b)th within our church community. Rowhedge and ColchesieT.
Our Foodbank Hub is now in its third year utilises volunteer support from the Church and volunteers ftom
Rowhedge and Colchester lo support the grNing needs of our community. In this Teportino period, 326 adults
and 464 children were provided with lood and hwsehold iiems including fresh vegetables arKI fruit.
The Mariners Community Support COordin￿Or is now establthed In th￿r role and leads our Foodbank Hub
and. using volunteer coaches, also coordinates SUPkK)rt to families both in the local school using tre Christian
charty'Transforming Lives for GocKJ' model and In I￿al community to families who a￿ in need of support.
Slow cooker club. providino food. recipes and slow cookeTS ￿ families in need of support has beoun during
the year. A new after School club which supwns children with particular needs alongside Ihose children who
are part of TLG is being piloted. The ￿11. weekly café which lack￿$ social isolation by providing company
and support mainty to older adults continued to thrive during Ihe year &$ did the Baby arKJ Toddler oroup with
suppon and care offered to parenrs. carers and Iheir children. These ministrEs are run by volunteers.
Mariners Chapel operates Sys￿mS to ensure that all peopÈ Working with children OT adults with additional
needs are appTOPTiatety vetted via the DisclosuTe and Barring SeTvice. Our Safeguarding Policy is updated
annually, with updated tr￿nIng for Ihose WOTking diTecty with children or aduk5. Mariners Chapel has both
male and female in-tK)use safeguarding Conts￿ts and an exle[n￿ contacL the latter being the Headteacher of
the loca5 primary school.
The TTusiee5 of the Cl￿r¢h have read the char￿ Cc*mmission oU￿anCe on public benefit and are sabsfied
that the activrties OLrtlined above Clear￿ demonstrate that trte charty s providing a benefit to the public.
Page2of6

Achlev•nients and Performance
The Church tjoes measure the success of rts prcoTammes actlvrt￿￿ onty in numbeTS, including
financial numbers, but also in fellffihip, Individual growih in faith in Iwed experience of the Church
community both in supporting and In encouraging each oiher and in Teaching out io the sionificant needs of
the commursilies that we live in both in Rowhedge, across Colchesler and online. While the TTUStees
recognise that such grcp•Ah ar¥J conneCts￿S with others are difficult to rneasU￿. we believe that the year has
been a peTiod of growlh and has provided opportunities ￿ reach oui and share the love of Jesus Christ with
others.
CuThent membership of the Church is 31, two kwle hawr¥J tecome members in the year and tsvo having
resigned.
Like many churches, the physical atterKlance at our weekty Sunday church services is less than pre-pandemic
levels, however other areas of mIn￿try within ts buildiw and outreach ￿¢0 the community has gTown over
the year.
Flnancial Revlew
The Church ccmty'nues to Taise lunts wrthin the Church aThJ to seek funds elsayhere as necessary.
In the year we are reporting ￿. we conts.nue to have a G￿er￿ Fund which L$ 8n Uniestyicted FurKI and can
be used for any unTeslricled Income of the Church. However. we have added 3 new Resiricled Funds from I
April 2022. which can onty be used for the purposes for whth receipts to them are given, narnely a Foodbank
Fund. a Hardship Fund and a Building Fund. Details ol the receipts arxl payments on each Fund and other
matters aTe shown in the attachedAccounts.
Our lomier part-tsme minister, Simon Heard. left us in the year and we aoain express our graiilude io him for
his six years service from 2016 to Juty 2022. The net cosi ol his salary aThJ wsts and the net man* costs in
the year were £5,880.61. TheTe aTe currentty no plans to replace him. Our main expenditure in the year
reiated to the salary of our Communty SuFWrt Ccpordinator who works pan-lime for the Church.
We wish 10 highlight the encouraging gTani of £I3.￿rf) that we recerved In the year from the charity called
Colchester Catalysi, 8nd to thank Ihem for this oeneTOUS gifL £10,000 of this has been credited to our new
Building Fund as it is for the provision of accessible toilets and £3.COJ has been credited to our General Fund,
as it is towards the cost ol our C(Mnmunity Support Cwrdinator, the cosi ol whcmn is borne by our Gener
Fund.
The financial results lor the year together wilh a surnmary of ts a(xounting p)I￿leS adopted are set out in the
accomparying financias statements.
Mariners Chapel was a participating emptyer wrthin Ihe Nauonal Employment Savings Trust pension scheme
during the year.
Mariners Chapel is heavily deperKleni on its membership working as volunteers in all aspects of ts actThiities,
many of which run with little or no impact on Ihe Chapel expenditure, but nevertheless contrityJte substsntially
to the aCh￿vernent of Ihe chJTch's 0￿"eCtives.
Reserves Policy
The Trustees have established a ReSe￿tt Policy to enable Mariners Chapel to function effectNely and meet
its obligations in the event of a decline in our ￿coMe or a major co￿. Having considered the relevant risks of
changes in Income and expendI￿re. the Tnjstees have detem)ined that the aPPTopriate level of unrestricted
reserves is in the range 01 £7,5c￿ to £30,CW.
ILÈ. -Tr. La(Ja 3
Dr Heather Welfare, on behalf of all the Trustees
Date
Paoe3of6

RIN
U￿r5 YEAR ENDIN
entsA(couTht
Thisyear
Restrtaed Funds
Hafdship
Builjing
Fund
Fund
Last year
Total
Fu￿5
General
Fund
Total
Funds
FoDdbank
Fund
Total
General giving
Foodbank Fund donations
Foodbank Fufid tash 8niin8
Hardshlp Fund donatlons
Hardshlp Fund slow £oJker recelpts
Glft Akl
Open Door contribution to manse rertl
Grants- Eastem Bapt&t A5soclation
Grants- 8aptbt Insurance Comapany
GraThts- Colchesier Catalyst
Oth•r
rMal
16,774.10
16.774.10
3.979.53
278.50
3.985.ts)
350.
1,948.37
3.351.
1,086.01
19.916.64
310.
3.979.53
278.50
3,979.53
278.50
3.985.QJ
350.QJ
3,985.0)
350.00
244.(Y)
1,948.37
3.351.(
Im6.01
3.9fKs.93
6.702.00
5,593.73
6.000.
3.CKIO.00
472.90
26,632.38
io,cth.tsJ
i0.L￿.¢1)
ly.c￿.
472.90
45,225.41
135.35
42,802.65
4.258.03
4,335.00
iO,WO.LK)
18.593.03
Pastor salary * penslon
Pastor tra1n1￿ expenses
Pastor Oih•r •xpen5•5
3252.84
20.(XI
136.25
3,252.84
20.00
136.25
13,092.B7
210.00
507.32
8A16.92
I,C¥)4.85
8,316.92
I,CN.85
1,252.49
4.600.42
200.00
s,￿￿.27
818.25
1,913.73
432.24
659.21
1,955.
2.451.72
3,982.77
614.99
300.00
300.00
Costs
Focdbank payments
Hardship payments
Sptakers lees
Manse- rent
Manse- councll tax
I2S2.49
1,252.49
4,600.42
4.t￿.42
2Qe.C
5,IY)4.27
818.25
1.913.73
432.24
12,000.00
IN31.24
743.80
351,89
597.60
149.50
2.511.82
26.25
L140.00
953.19
70.50
83.85
39,067.59
Copyri4ht licences
Insurances
Chapel- repairs & maintenance
Chapel items purtha$e¢
Prlntln8 & ststlonery
Oonatlons made
Mlsslon and outr•4rh
5afe8uardlrva
Other
Total
659.21
1955.
2M51.72
129850
I￿76.50
L298.50
1.076.50
125.50
28.665.78
125.50
34,518.69
52.49
4,600.42
5.852.91
Surpluslldefi¢*l
12,033.401
3W5.54
1265.421 10,IXiI.(K)
12,740.12
10.7C*.71
3.735.06
Page4of6

MARINERS CHAPEL
ACCOUNTS FOR YEAR TO 31 MAR
Balance sheet
31-Mar-23
31-Mar-22
Assets and liabiiti
Bank balances
Barclays Bank
Lloyds Bank
35,476.29 25,300.16
530.59
36,006.88 2S.300.16
Re
resented
General Fund
Opening balance
(Deficitllsurplus in the year
Transfer to Hardship Fund at end of the year
Closing balance
25,3C(J.16 21,565.10
12,033.401
3,735.06
(s￿.00
22,766.76 25,300.16
Restrirted Funds
Foodbank Fund
Opening balance
Surplus in the year
Closing balance
Hardship Fund
Opening balance per last year's accounts
IDeficitllsurplus in year
Transfer frorn General FurKI in the year
Closing balance
8uilding Fund
Surplu5 in year and closing balance
Total Restritted Funds
3,005.54
3,005.54
1265.421
soo.
234.S8
io.000.00
13,240.12
Total Funds
36,006.88 25,300.16
Approved on behalf of all the Trustees
Heather Welfare
Paul Bowtell
Date
Date
Pa8e5of6

MARINERS CHAPEL
INDEPENDENT EXAMINER'S REPORT ON THE ACCOUNTS
ort to the Tru5tee5 and members of Mariner5 Cha
on the accounts for the
ear ended 31 March 2023 as set out on
es 2 and 3 thereof
Res
ective res
onsibilities of Trustees and Examiner
The Church's Trustees are responsible for the preparation of the accounts.
The Church'5 Trustees consider that an audit is not required for thi5 year, under Section 144
of the Charities Act 20111.the Charities Art"), and that an independent examination
needed.
It is my responslblllty:
to examlne the accounts under Section 145 of the Charities Act;
to follow the procedures laid down in the general Directions 8iven by the Charity
CommSsslon (under Sertion 14515llbl of the Charities Act); and
to state whether particular matters have come to my attention.
of Inde
endent Examiner'5 Statement
My examinatlon was carried out In accordance with general Directions Biven by the
Charity Commission. An examination include5 a review of the accounting records kept by
the Chapel and a comparison of the accounts presented with those records. It a150 includes
conslderatlon of any unusual items or disclosures In the accounts and seeklng explanations
from the Trustees concerning any such matters. The procedures undertaken do not provide
all the evidence that would be required in an audit and. consequently, no opinion Is given as
to whether the accounts present a "true and falr" view and my report is limited to those
matters set out in the statement below.
Inde endent Examiner's statemen
In connectlon with my examination, no material matters have come to my attention which
8ives me cause to believe that in any material respect:
accountin8 records were not kept In accordance wlth Sectlon 130 of the Charities Act
the accounts do not accord wlth the accountlng records
the accounts do not comply wlth the applicable requirements concerning the form and
content of accounts set out in the Charities (Accounts and Reports) Regulations 2008
other than any requirement that the accounts give a "true and fair view" which is not a
matter considered as part of an independent examination
I have come acros5 no other matters in connection with the examination to which attention
should be drawn In order to enable a proper understanding of the accounts to be reached.
Signed
Mr D D Prentice, CA. ACMA
4 St Clare Road
Colche5ter, C03 3SZ
L(P
Date LJ.l. 13
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