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2022-12-31-accounts

Page
Trustees' annual
report
Independent
examiner's
report to the trustees
Statement offinancial
activities
10
Statement offinancial
position
Statement ofcash flows 12
Notes to the financial statements 13

Reference and adm inistrative details
Registered
charity
name 65 Degrees North
Charity registration number 1185047
Principal office 24 Bridge Street
Newport
NP20 4SF

~Ri kM ~Ri kM ~Ri kM ~Ri kM ~Ri kM ~Ri kM
The Board ofTrustees has conducted a review ofthe major risks to which the charity is exposed. A risk
register has been established
and reviewed
regularly. Systems or procedures
have been established
to
mitigate the risks the charity faces.
Pnncipal
risks identified as at 31 December
2022 were:
Risk Miti ation
Injury or death dunng a challenge
ofa:
~ All training and challenges
are meticulously
~
Beneficiary
or volunteer. planned
and risk-assessed.
~
Third party
non-participant. ~ All
training
and
challenges
are led by
appropriately qualified
experts.
This risk would
reduce the Charity's
reputation ~ All participants
are carefully
screened and
and potentially lead to financial
liability.
selected.
~ Adequate
medical cover is provided.
~ Procedures are
in
place
to ensure
compliance with
health
and safety of staff,
volunteers, clients and visitors to events.
financial
which
includes: ~ We have set clear budgets
for both
income
~
Not meeting
our income targets; generation and expenditure
which will
ensure
~
Loss or reduction offunding streams.
delivery ofobjectives.
~ We
have
diversified
and
expanded our
These risks would
reduce our capacity
to deliver fundraising initiatives.
our strategy.
Governance
which includes:
~ We have
reviewed
all Charity
policies
and
~
Lack of compliance
with
legal
and
regulatory ensured
all
required
are in place.
requirements; ~ We have introduced
a finance
rule book with
~
Breach
of
data
and/or
IT breach
by
external
associated delegations
and
procedures for
agents; authorisation of all transactions and projects.
These risks
will
impact
our operational
delivery
and increase regulatory
scrutiny,
both
of which
willim
actourabilit
todeliverourob'ectives.

Year ended 31 Dece mber 202 2
2022 2021
Unrestricted Restricted
funds funds Total funds Total funds
Note E 5 5
Income and endowments
Donations
and legacies
4 26,779 4,963 31,742 1,967
Other trading
activities
Investment
income
5
6
163,594
2
163,594
2
15
Total income 190,375 4,963 195,338 1,982
Expenditure
Expenditure
on charitable
activities 7,8 102,388 21,927 124,315 25,710
Total expenditure 102,388 21,927 124,315 25,710
Net income/(expenditure) 87,987 (16,964) 71,023 (23,728)
Transfers
between
funds
(13,871) 13,871
Net movement
in funds
74,116 (3,093) 71,023 (23,728)
Reconciliation
offunds
Total funds brought
forward
99,309 46,781 146,090 169,818
Total funds carried forward 173,425 43,688 217,113 146,090

31 December 20 22
Note 2022
f
2021
Fixed assets
Tangible fixed assets 14 1,414
Current assets
Debtors 15 18,591
Cash at bank and in hand 198,899 147,590
217,490 147,590
Creditors: amounts falling due within one year 16 1,791 1,500
Net current assets 215,699 146,090
Total assets less current liabilities 217,113 146,090
Net assets 217,113 146,090
Funds ofthe charity
Restricted funds 43,688 46,781
Unrestricted
funds
173,425 99,309
Total charity funds 17 217,113 146,090

Year ended 31 Decem ber 2022
2022 2021
6
Cash flows from operating activities
Net income/(expenditure) 71,023 (23,728)
Adjustmenis
for:
Depreciation
oftangible
fixed assets
164
Other interest receivable and similar income (2) (15)
Interest payable and similar charges 203 216
Accrued (income)/expenses (17,936) 60
Changesin:
Trade and other debtors (391)
Trade and other creditors 27
Cash generated
from operations
53,088 (23,467)
Interest
paid
(203) (216)
Interest received 2 15
Net cash from/(used
in) operating
activities
52,887 (23,668)
Cash flows from investing activities
Purchase oftangible assets (1,578)
Net cash used
in investing
activities
(1,578)
Net increase/(decrease)
in
cash and cash equivalents 51,309 (23,668)
Cash and cash equivalents at beginning ofyear 147,590 171,258
Cash and cash equivalents at end ofyear 198,899 147,590

Unrestricted Restricted Total Funds
Funds Funds 2022
5 F F
Donations
Donations 26,779 26,779
Grants
HM Treasury LIBOR Bank Fines 3,213 3,213
The Pilgrims Ride 1,750 1,750
26,779 4,963 31,742

Unrestricted Restricted Total Funds
Funds
f
Funds
F
2021
F
Donations
Donations 1,967 1,967
Grants
HM Treasury LIBOR Bank Fines
The Pilgrims Ride
1,967 1,967
5. Other trading activities
Unrestricted Total Funds Unrestricted Total Funds
Funds
f
2022 Funds
f
2021
f
Fundraising events 163,594 163,594
6. Investment income
Unrestricted Total Funds Unrestricted Total Funds
Funds 2022 Funds 2021
f F F
Bank interest received 2 2 15 15
7. Expenditure on charitable activities by fund type
Unrestricted Restricted Total Funds
Funds Funds
f
2022
f
General Funds 94,279 94,279
HM Treasury LIBOR Bank Fines 6,306 6,306
The Pilgrims Ride 15,529 15,529
Support costs 8,109 92 8,201
102,388 21,927 124,315
Unrestricted Restricted Total Funds
Funds
f
Funds
f
2021
General Funds 16,556 16,556
HM Treasury LIBOR Bank Fines 7,438 7,438
The Pilgrims Ride
Support costs 1,716 1,716
18,272 7,438 25,710

Activities
undertaken Total funds Total fund
directly Support costs 2022 2021
6 F 6 5
General
Funds
94,279 8,109 102,385 18,272
HM Treasury LIBOR Bank Fines 6,306 6,306 7,438
The Pilgrims Ride 15,529 92 15,624
116,114 8,201 124,315 25,710
9. Analysis of support costs
Bank
Accountancy Charges Total 2022 Total 2021
6 E F 6
Finance costs 7,998 203 8,201 1,716
10. Net income/(expenditure)
Net income/(expenditure) is stated after charging/(crediting):
2022
6
2021
f
Depreciation oftangible fixed assets 164
11. Independent examination fees
2022 2021
6
Fees payable to the independent examiner for:
independent examination ofthe financial statements 1,560 1,500

14. Tangible fixed asset s
Equipment
Cost
At 1 January 2022
Additions 1,578
At 31 December 2022 1,578
Depreciation
At 1 January 2022
Charge for the year 164
At 31December 2022 164
Carrying
amount
At 31 December 2022
1,414
At 31December 2021
15. Debtors
2022 2021
F 6
Prepayments
and accrued income
18,591
16. Creditors: amounts falling due within one year
2022 2021
F
Accruals and deferred income 1,764 1,500
Credit card 27
1,791 1,500

At At
1 January 31 December
2022 Income Expenditure Transfers 2022
6 F F 6
General funds 99,309 190,375 (102,388) (13,871) 173,425
At At
1 January 31 December
2021
f
Income
E
Expenditure
F
Transfers
E
2021
F
General funds 115,599 1,982 (18,272) 99,309

At At
1 January 31 December
2022 Income Expenditure Transfers 2022
F 8 8 8
Armed Forces Covenant
Fund Trust 33,250 33,250
HM Treasury LIBOR
Bank Fines 13,531 3,213 (6,306) 10,438
The Pilgrims Ride 1,750 (15,621) 13,871
46,781 4,963 (21,927) 13,871 43,688
At At
1 January 31 December
2021 Income Expenditure Transfers 2021
F 8 8
Armed Forces Covenant
Fund Trust 33,250 33,250
HM Treasury LIBOR
Bank Fines 20,969 (7,438) 13,531
The Pilgrims Ride
54,219 (7,438) 46,781
Analysis of net assets between funds
Unrestricted Restricted Total Funds
Funds Funds
F
2022
f
Tangible fixed assets 1,414 1,414
Current assets 187,673 29,817 217,490
Creditors less than 1 year (1,791) (1,791)
Net assets 187,296 29,817 217,113
Unrestricted Restricted Total Funds
Funds Funds 2021
L 8
Tangible fixed assets
Current assets 100,809 46,781 147,590
Creditors less than 1 year (1,500) (1,500)
Net assets 99,309 46,781 146,090

Analy sis ofc han ges
in net debt
At
At 1 Jan 2022
F
Cash flows 31 Dec 2022
f
Cash at bank and in hand 147,590 51,309 198,899