Charity registration number: 1184982
KING'S SCHOOL OF THEOLOGY TRUSTEES' REPORT AND UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2025
King's School of Theology Contents
| Page | |
|---|---|
| Trustees' Report | 1—4 |
| Independent Examiner's Report | 5 |
| Statement of Financial Activities | 6 |
| Statement of Financial Position | 7 |
| Notes to the Financial Statements | 8—12 |
| The following pages do not form part of the statutory accounts: | |
| Detailed Statement of Financial Activities | 13 |
King's School of Theology Trustees' Report For The Year Ended 31 August 2025
The trustees present their report and the financial statements for the year ended 31 August 2025.
Objectives and Activities
Aims and Objectives
The object of the charity is to advance the education of the public in the sphere of Christian Theology, providing theological education to adults. KST seeks to advance the Christian faith by means of being a theology and training resource and advance the education, training and personal development of Christian leaders who operate in church, community and business spheres.
To deliver the charity's object, KST offers two programmes: a three-year part time certificate in theology, and standalone short courses. In a context where many 'everyday Christians' would love to study, but see theology as an unattainable pursuit, KST's courses are designed to be accessible, affordable and applied.
-
Accessible - all courses are part time, and whilst they are academically rigorous, they are achievable alongside work and other commitments.
-
Affordable - at a time when university undergraduate fees have risen to over £9K per year, we have sought to keep our fees as low as possible. Annual fees for the three year programme are £1500, but thanks to the generous support of donors, all students can access a subsidised rate of £1050.
-
Applied - KST seeks to equip 'everyday Christians' serving in a variety of roles across churches, community projects and workplaces. We believe in academically robust learning which connects to the real-world concerns of today's society.
Our courses enable students to grow in knowledge, lead with greater depth, think with more clarity, and serve God with greater purpose, whatever their background or context.
Significant Activities
Core Programme
KST's core programme is a three-year part time course in Theology. This comprises 15 teaching weekends (21 modules), supplemented by small group mentioning sessions and personal study for the completion of assignments. Students are able to take a 'specialism' accounting for 30% of their second and third year, in either Theology and Biblical Studies, Theology and Christian Spirituality or Theology and Transforming Mission.
KST follows a hybrid model, allowing students to participate online wherever they are, with the option of attending additional in-person gatherings. Approximately two thirds of students attend in person when this is offered.
In 2024-25 we had 46 students across the three academic years of the programme, of whom 23 enrolled in September 2024.
Efforts to widen KST's geographical reach continued to bear fruit, with new students joining not only from the UK, but Cyprus, Nigeria and Italy.
The new cohort were ethnically, educationally and ecclesiastically diverse, with multiple nationalities and church backgrounds represented. This is part of KST's vision: to create learning environments where students can cross geographical and cultural barriers, and whose learning experience and theological reflection is strengthened by the diversity represented.
Those who signed up reflected a strong desire to study, and were motivated by reasons of personal faith and the church ministry and community roles in which they worked or volunteered. A significant number sought to be equipped for lay leadership roles within their church communities.
Short Courses
KST's Short Courses allow people to engage with KST without having to commit to the full 3 year part time course. They are typically 4-6 sessions, offered weekly. Courses are particularly attractive to alumni who wish to top up previous studies, and church leaders seeking continuing professional development.
This year we continued to develop our programme of short courses. Investing staff resources expanded the offering and built momentum for the project. They were able to focus on content development, marketing and delivery of courses.
Between 2024-25 we ran six short courses which engaged over 50 students. This included The Letters of John, Teaching Job Today and The Spirituality of St Paul, which were all popular.
Fundraising
Our efforts to explore fundraising were fruitful this year with one off general donations, and funding received in bursaries to support particular students. Increased funding will help us to achieve our aim of making theological education accessible to as wide a range of people as possible.
Looking Ahead
...CONTINUED
Page 1
King's School of Theology Trustees' Report (continued) For The Year Ended 31 August 2025
Significant Activities - continued
We continue to plan and invest in developing our first of a series of international 'hubs'. This will involve a cohort of students from the same location being linked with a local mentor and studying in collaboration with one another. These will increase our international reach, whilst providing stability and connection for those in the hub.
Additionally, we hope to increase the intake of students, by renewed investment in advertising and networking. To do this we will seek to increase our staffing levels, releasing capacity for communications and marketing.
Impact
KST exists to advance the education of the public in the sphere of Christian Theology, by providing theological education to adults. Our programmes are of benefit to Christian leaders, lay ministers and volunteers, who employ their learning within their churches, workplaces and wider communities.
As well as the accumulation of knowledge, KST offers intangible benefits in the form of growth in confidence, improved communication skills and the wisdom that comes from encountering a variety of perspectives on an issue.
In order to monitor standards and satisfaction, student feedback was taken after each teaching weekend (module) and short course. This demonstrated a high level of satisfaction. Across the whole school and all modules, 96% of students gave each module a rating of either satisfied or very satisfied.
In addition, an end of course survey was completed by graduating students:
“The course has exceeded my expectations! I had no idea how deep we would go!” (Rebecca, 2025 graduate.)
“I feel like my heart, mind and soul have been stretched to an increased capacity of seeing the treasure to be found in going back in history.” (Tania, 2025 graduate.)
“I thought KST might be quite good to help me in my ministry, but in actuality it has affected every corner of my life. My prayer life is more exciting now that I have a clearer picture of God and his mission. I feel more patient and humble in my parenting; more purposeful in my creative endeavours; more confident with scripture. I have a more holistic approach to church and mission and I’m starting to see just how much more there is to learn! (Daniel, 2025 graduate)
With contemporary debates increasingly causing divisions in the Church, many leaders and lay believers alike are ill resource to grapple with these complex issues. KST exists to equip everyday Christians with understanding and depth of thinking, to live out their faith sensitively and faithfully in their local communities. Our Graduates apply their learning within their local churches, enabling these churches to be places of good news to their communities and wider society.
Public Benefit
The trustees are aware of and consider the requirements regarding public benefit in their ongoing planning and decision making.
The trustees confirm that they have complied with the requirements of Section 17 of the Charities Act 2011 to have due regard to the Charity Commission’s guidance on public benefit.
Additional Note
Bursary Support
In addition to the generally available subsidy mentioned above, particular support was given to a number of students with the greatest financial need. Due to generous support from churches, organisations and alumni, bursaries of over £5000 were awarded.
Financial Review
Financial Position
At the end of the period 31 August 2025 the charity reports income of £72,267 and expenditure of £62,277. This reflects a surplus of £9,990 for the period compared to a defecit of £11,449 in 2024. The total unrestricted funds carried forward is £35,963 (2024: £25,973).
Reserves Policy
The policy of the trustees is to hold a minimum of 3 months costs in reserve, at times this will be exceeded and invested at appropriate in the ongoing development of programs to further benefit the objectives of the charity.
Going Concern
KST continues to invest resources, and reserves to develop our educational programmes. Adjusting to the academic models post-pandemic context has required investment. The overall financial outlook of the charity is positive.
Page 2
King's School of Theology Trustees' Report (continued) For The Year Ended 31 August 2025
Structure, Governance and Management
Governing Document
The charity is controlled by its governing document, a deed of trust, and constitutes a limited company, limited by guarantee, as defined by the Companies Act 2006.
Additional Note
Organisational structure
KST has a board of trustees who meet quarterly and are responsible for the charity. The board of trustees has three members who were selected for their experience in financial management and charity governance, and experience in the fields of theological education and church leadership. They are all also long standing members of the charity's Executive Committee. The Principal and the Executive Committee have been delegated responsibility by the trustees for the day to day running of the charity.
The Executive Committee comprises six members, who meet quarterly with the Principal. They review educational delivery, strategy and finances, and support the senior team in the delivery of their roles.
The charity employs two staff: Principal and Academic Dean. Each works part time.
The staff are supported by operational and marketing services which is supplied on an as required basis. They are also supported by a team of 24 paid lecturers and six volunteer mentors. The mentors run discussion based sessions for groups of 4-6 students between teaching sessions.
Related parties
KST currently has no contractual relationships with related parties.
Risk management
The trustees have a duty to identify and review the risks to which the charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error.
The trustees actively review the major risks which the charity faces on a regular basis and believe that maintaining the reserves stated, combined with the annual review of the controls over key financial systems carried out on an annual basis will provide sufficient resources in the event of adverse conditions. The trustees have also examined other operational, reputational, staffing and business risks which they face, and confirm that they have established systems to mitigate the significant risks.
Reference and Administrative Details
Trustees
Mr Mark Nash - Trustee Mr Alastair Cutteridge - Chair Mr Mark Mumford - Trustee
Charity Number
1184982
Principal Address
17 Earls Road Fareham Hampshire PO16 0RT
Independent Examiner
Johnston Wood Roach Ltd Johnston Wood Roach Ltd 24 Picton House Westside View Waterlooville PO7 7SQ
Page 3
King's School of Theology Trustees' Report (continued) For The Year Ended 31 August 2025
The trustees' report was approved by the board of trustees and signed on its behalf by:
Mr Mark Nash Trustee Date 03 Mar 2026
Page 4
King's School of Theology Independent Examiner's Report to the Trustees of King's School of Theology For The Year Ended 31 August 2025
I report to the trustees on my examination of the accounts of King's School of Theology (the Trust) for the year ended 31 August 2025.
Responsibilities and Basis of Report
As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).
I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.
Independent Examiner's Statement
I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:
-
accounting records were not kept in respect of the Trust as required by section 130 of the Act; or
-
the accounts do not accord with those records; or
-
the accounts do not comply with the applicable requirements concerning the form and contents of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a 'true and fair view' which is not a matter considered as part of an independent examination.
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.
Johnston Wood Roach Ltd Date 24 Picton House Westside View Waterlooville PO7 7SQ
05 Mar 2026
Page 5
King's School of Theology Statement of Financial Activities For The Year Ended 31 August 2025
| Notes INCOME AND ENDOWMENTS FROM: Donations and legacies 3 Charitable activities: Courses Investments 4 Other 5 EXPENDITURE ON: Raising funds 6 Charitable activities: 6 Courses NET INCOME/(EXPENDITURE) NET MOVEMENT IN FUNDS RECONCILIATION OF FUNDS: Total funds brought forward TOTAL FUNDS CARRIED FORWARD 14 |
2025 Unrestricted funds £ 11,398 58,953 961 955 |
2024 Unrestricted funds £ 13,396 52,077 332 - |
|---|---|---|
| 72,267 | 65,805 | |
| (1,408) (60,869) |
(9,359) (67,895) |
|
| (62,277) | (77,254) | |
| 9,990 | (11,449) | |
| 9,990 25,973 |
(11,449) 37,422 |
|
| 35,963 | 25,973 |
The notes on pages 8 to 12 form part of these financial statements.
Page 6
King's School of Theology Statement of Financial Position As At 31 August 2025
| Notes CURRENT ASSETS Debtors 11 Cash at bank and in hand Creditors: Amounts Falling Due Within One Year 12 NET CURRENT ASSETS (LIABILITIES) TOTAL ASSETS LESS CURRENT LIABILITIES NET ASSETS FUNDS OF THE CHARITY Unrestricted Funds TOTAL FUNDS 14 On behalf of the board Mr Mark Nash Trustee Date 03 Mar 2026 |
2025 Unrestricted funds £ 4,014 37,357 |
2024 Total funds £ 889 37,521 |
|---|---|---|
| 41,371 (5,408) |
38,410 (12,437 ) |
|
| 35,963 | 25,973 | |
| 35,963 | 25,973 | |
| 35,963 | 25,973 | |
| 35,963 | 25,973 | |
| 35,963 | 25,973 | |
The notes on pages 8 to 12 form part of these financial statements.
Page 7
King's School of Theology Notes to the Financial Statements For The Year Ended 31 August 2025
1. General Information
King's School of Theology is a charitable incorporated organisation registered with the Charity Commission, registered charity number 1184982. The principal address is 17 Earls Road, Fareham, Hampshire, PO16 0RT.
2. Accounting Policies
2.1. Basis of Preparation of Financial Statements
The financial statements have been prepared in accordance with the Charities SORP (FRS 102) "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)", Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Charities Act 2011.
The charity is a Public Benefit Entity as defined by FRS 102.
2.2. Incoming Resources
All incoming resources are included in the statement of financial activities when entitlement has passed to the charity; it is probable that the economic benefits associated with the transaction will flow to the charity and the amount can be reliably measured. The following specific policies are applied to particular categories of income:
· income from donations or grants is recognised when there is evidence of entitlement to the gift, receipt is probable and its amount can be measured reliably.
· legacy income is recognised when receipt is probable and entitlement is established.
· income from donated goods is measured at the fair value of the goods unless this is impractical to measure reliably, in which case the value is derived from the cost to the donor or the estimated resale value. Donated facilities and services are recognised in the accounts when received if the value can be reliably measured. No amounts are included for the contribution of general volunteers.
· income from contracts for the supply of services is recognised with the delivery of the contracted service. This is classified as unrestricted funds unless there is a contractual requirement for it to be spent on a particular purpose and returned if unspent, in which case it may be regarded as restricted.
2.3. Resources Expended
Expenditure is recognised on an accruals basis as a liability is incurred. Expenditure includes any VAT which cannot be fully recovered, and is classified under headings of the statement of financial activities to which it relates:
· expenditure on raising funds includes the costs of all fundraising activities, events, noncharitable trading activities, and the sale of donated goods.
· expenditure on charitable activities includes all costs incurred by a charity in undertaking activities that further its charitable aims for the benefit of its beneficiaries, including those support costs and costs relating to the governance of the charity apportioned to charitable activities.
· other expenditure includes all expenditure that is neither related to raising funds for the charity nor part of its expenditure on charitable activities.
All costs are allocated to expenditure categories reflecting the use of the resource. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs are apportioned between the activities they contribute to on a reasonable, justifiable and consistent basis.
2.4. Cash and Cash Equivalents
Cash and cash equivalents are basic financial assets and include cash in hand and deposits held at call with banks, other short-term highly liquid investments that mature in no more than three months from the date of acquisition and are readily convertible to a known amount of cash with insignificant risk of change in value, and bank overdrafts.
Page 8
King's School of Theology Notes to the Financial Statements (continued) For The Year Ended 31 August 2025
2.5. Financial Instruments
A financial asset or a financial liability is recognised only when the charity becomes a party to the contractual provisions of the instrument.
Basic financial instruments are initially recognised at the amount receivable or payable including any related transaction costs.
Current assets and current liabilities are subsequently measured at the cash or other consideration expected to be paid or received and not discounted.
Debt instruments are subsequently measured at amortised cost.
Where investments in shares are publicly traded or their fair value can otherwise be measured reliably, the investment is subsequently measured at fair value with changes in fair value recognised in income and expenditure. All other such investments are subsequently measured at cost less impairment.
Other financial instruments, including derivatives, are initially recognised at fair value, unless payment for an asset is deferred beyond normal business terms or financed at a rate of interest that is not a market rate, in which case the asset is measured at the present value of the future payments discounted at a market rate of interest for a similar debt instrument.
Other financial instruments are subsequently measured at fair value, with any changes recognised in the statement of financial activities, with the exception of hedging instruments in a designated hedging relationship.
Financial assets that are measured at cost or amortised cost are reviewed for objective evidence of impairment at the end of each reporting date. If there is objective evidence of impairment, an impairment loss is recognised under the appropriate heading in the statement of financial activities in which the initial gain was recognised.
For all equity instruments regardless of significance, and other financial assets that are individually significant, these are assessed individually for impairment. Other financial assets are either assessed individually or grouped on the basis of similar credit risk characteristics.
Any reversals of impairment are recognised immediately, to the extent that the reversal does not result in a carrying amount of the financial asset that exceeds what the carrying amount would have been had the impairment not previously been recognised.
2.6. Pensions
The charity operates a defined pension contribution scheme. Contributions are charged to the Statement of Financial Activities as they become payable in accordance with the rules of the scheme.
3. Income from Donations and Legacies
| . Income from Donations and Legacies |
||
|---|---|---|
| Donations and gifts . Investment Income Bank interest receivable . Other Income Other income |
2025 Unrestricted funds £ 11,398 |
2024 Unrestricted funds £ 13,396 |
| 2025 Unrestricted funds £ 961 |
2024 Unrestricted funds £ 332 |
|
| 2025 Unrestricted funds £ 955 |
2024 Unrestricted funds £ - |
-
Investment Income
-
Other Income
Page 9
King's School of Theology Notes to the Financial Statements (continued) For The Year Ended 31 August 2025
6. Analysis of Expenditure
| Raising funds Courses Raising funds Courses 7. Support Costs Employee costs General administration Governance costs Employee costs General administration Governance costs 8. Independent Examiner's Remuneration Independent examination of the financial statements Other assurance services Tax advisory services Other financial services |
Activities undertaken directly £ 1,408 2,207 |
Activities undertaken directly £ 1,408 2,207 |
Support costs (see note 7 ) £ - 58,662 |
2025 Total £ 1,408 60,869 |
|---|---|---|---|---|
| 3,615 | 58,662 | 62,277 | ||
| Activities undertaken directly £ 9,358 5,334 |
Support costs (see note 7 ) £ 1 62,561 |
2024 Total £ 9,359 67,895 |
||
| 14,692 | 62,562 | 77,254 | ||
| Raising funds £ - 1 - |
Courses £ 57,485 3,816 1,260 |
2025 Courses £ 53,846 3,376 1,440 |
||
| 58,662 | ||||
| 2024 Total £ 57,485 3,817 1,260 |
||||
| 1 | 62,561 | 62,562 | ||
| 2025 £ 800 - - - 800 |
2024 £ 800 - - - |
|||
| 800 |
Page 10
King's School of Theology Notes to the Financial Statements (continued) For The Year Ended 31 August 2025
9. Staff Costs
Staff costs were as follows:
| Wages and salaries Other pension costs |
2025 £ 34,958 1,287 36,245 |
2024 £ 45,075 2,427 |
|---|---|---|
| 47,502 |
No employees received employee benefits (excluding employer pension costs) for the reporting period of more than £60,000.
10. Average Number of Employees
Average number of employees during the year was: 2 (2024: 4)
11. Debtors
| Due within one year Trade debtors Other debtors 2. Creditors: Amounts Falling Due Within One Year Other creditors Taxation and social security Accruals and deferred income |
2025 £ 2,901 1,113 4,014 2025 £ 310 1,107 3,991 5,408 |
2024 £ 889 - |
|---|---|---|
| 889 | ||
| 2024 £ 460 211 11,766 |
||
| 12,437 |
12. Creditors: Amounts Falling Due Within One Year
13. Pension Commitments
The charity operates a defined contribution pension scheme. The assets of the scheme are held separately from those of the charity in an independently administered fund.
During the year the charge to the statement of financial activities in respect of defined contribution schemes was £1,287 (2024: £2,427).
At the statement of financial position date contributions of £NIL were due to the fund and are included in creditors.
14. Movement in Funds
| 4. Movement in Funds |
||||
|---|---|---|---|---|
| Unrestricted funds General: General unrestricted fund Total funds |
As at 1 September 2024 £ 25,973 |
Income £ 72,267 |
Expenditure £ (62,277) |
As at 31 August 2025 £ 35,963 |
| 25,973 | 72,267 | (62,277) | 35,963 |
Page 11
King's School of Theology Notes to the Financial Statements (continued) For The Year Ended 31 August 2025
| Unrestricted funds General: General unrestricted fund Total funds |
As at 1 September 2023 £ 37,422 |
Income £ 65,805 |
Expenditure £ (77,254) |
As at 31 August 2024 £ 25,973 |
|---|---|---|---|---|
| 37,422 | 65,805 | (77,254) | 25,973 |
15. Transactions with Trustees
None of the trustees received any remuneration or any other benefits from an employment with the charity or a related entity during the current or previous year.
No trustee expenses have been incurred.
16. Related Party Disclosures
There have been no related party transactions in the reporting period that require disclosure.
Page 12
King's School of Theology Detailed Statement of Financial Activities For The Year Ended 31 August 2025
| INCOME AND ENDOWMENTS FROM: Donations and legacies Donations and gifts Charitable Activities: Courses Student fees Investments Bank interest receivable Other Other income EXPENDITURE ON: Raising funds Fundraising costs Sundries Sundry expenses Charitable Activities: Courses Advertising, marketing, direct mail and publicity Employers pensions - defined contribution schemes Travel and subsistence expenses Insurance Wages and salaries Extra costs paid to freelance tutors and mentors General student resources Computer software, consumables and maintenance Advertising and marketing costs Bank charges Other office costs Accountancy fees NET INCOME/(EXPENDITURE) |
2025 Total funds £ 11,398 |
2024 Total funds £ 13,396 |
|---|---|---|
| 11,398 58,953 |
13,396 52,077 |
|
| 58,953 961 |
52,077 332 |
|
| 961 955 |
332 - |
|
| 955 | - | |
| 72,267 - (1,408) - |
65,805 (8,400) (958) (1) |
|
| (1,408) - (1,287) (731) (189) (34,958) (9,092) (9,796) (610) (2,599) (51) (116) (1,440) |
(9,359) (844) (2,427) (1,887) (176) (45,075) (4,125) (8,285) (546) (3,186) (60) (24) (1,260) |
|
| (60,869) | (67,895) | |
| (62,277) | (77,254) | |
| 9,990 | (11,449) |
Page 13
Issuer
Johnston Wood Roach Limited
Document generated Tue, 3rd Mar 2026 14:37:04 GMT
Document fingerprint 0cee45a7072bb56ea2fa6784d6160374
Parties involved with this document
Document processed
Party + Fingerprint
Tue, 3rd Mar 2026 18:33:02 GMT Thu, 5th Mar 2026 11:33:13 GMT
Mr Mark Scott Nash - Signer (46b49d11115f90e03ff776377c8b3b32) Kate Wood - Signer (cdd67f1aaa3e320128561d5e1e77c312)
Audit history log
Date
Action
Tue, 3rd Mar 2026 14:37:04 GMT Tue, 3rd Mar 2026 14:37:04 GMT Tue, 3rd Mar 2026 14:37:04 GMT Tue, 3rd Mar 2026 14:37:04 GMT Tue, 3rd Mar 2026 14:37:11 GMT Tue, 3rd Mar 2026 14:37:11 GMT Tue, 3rd Mar 2026 14:37:12 GMT Tue, 3rd Mar 2026 18:31:27 GMT Tue, 3rd Mar 2026 18:33:02 GMT Tue, 3rd Mar 2026 18:33:02 GMT Tue, 3rd Mar 2026 18:33:02 GMT Thu, 5th Mar 2026 11:32:17 GMT Thu, 5th Mar 2026 11:33:14 GMT Thu, 5th Mar 2026 11:33:14 GMT Thu, 5th Mar 2026 11:33:14 GMT Thu, 5th Mar 2026 11:33:14 GMT Thu, 5th Mar 2026 11:33:14 GMT
Envelope generated with fingerprint a571a69f91082cdda4af7306d4349d3a (35.176.231.177) Document generated with fingerprint 0cee45a7072bb56ea2fa6784d6160374. (35.176.231.177) Mr Mark Scott Nash has been assigned to this envelope. (35.176.231.177) Kate Wood has been assigned to this envelope. (35.176.231.177) Envelope generated Sent the envelope to Mr Mark Scott Nash for signing Document emailed to party email Mr Mark Scott Nash viewed the envelope (193.237.15.24) Mr Mark Scott Nash signed the envelope (193.237.15.24) Sent the envelope to Kate Wood for signing (193.237.15.24) Document emailed to party email Kate Wood viewed the envelope (20.90.77.65) Kate Wood signed the envelope (20.90.77.65) This envelope has been signed by all parties (20.90.77.65) Signed document confirmation emailed to party email (20.90.77.65) Signed document confirmation emailed to party email (20.90.77.65) Signed document confirmation emails have been sent to all parties. Document URL: https://api.signable.app/shareable/envelope?t=7bf2f628-d70d-4be5-b2c5-c 13e902076f5 (20.90.77.65)