CRAVEN AND KEIGHLEY AREA QUAKER MEETING OF THE RELIGIOUS SOCIETY OF
FRIENDS (QUAKERS) IN BRITAIN
(Registered charity, number 11848941
Financial statements
for the year ended 31 December 2023
Pago
Contsnts
Trustees, annual report
Independent examiner's raport
Receipts & payments account
Statement of assets & liabilities
Notes to the accounls
9-10
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PLUS
UlkiiivIuiNI I f AuiL)Uli i ilNti

CRAVEN AND KEIGHLEY AREA QUAKER MEETING OF THE RELIGIOUS
SOCIETY OF FRIENDS (QUAKERS) IN BRITAIN
Trustoos, annual roport
for the year ended 31 December 2023
Full name Craven and Keighley Area Qu Meeting Of The Religlous Society of
Friends (Quakers> In Britain
other names by which the charlty Is known Craven and Keighley Area Quaker
Meeting
Organisation type Standard charity
Reglstered charity number 1184894
Prlnclpal address
Friends Meeting House
The Ginngl
Skipton
Norlh Yorkshire
BD23 2JA
Trustees
Keith Reeves
George Penaluna, from 11112024
Anne Weinhold
Erica Cadbury
Floe Shakespeare. until 31112123
Anne Scarborough, from 11112024
Anne Peart
Julia Hargreaves
John Asher, until 31112123
Ken R Smith, until 31112123
Independent examiner
John O'Brien, employee of Community Accounting Plus. Units 1 & 2 North West, 41
Talbot Street, Nottingham, NG15GL
Governance and management
The charity is operated under the rules of its constitution adopted 141812019.
Trustees are appointed for a period of three years by the area m8eting on the advice
of the nominations committee. If possible two truslees serve from each of the three
larger meetings and one each from the two smaller meetings. The clerk of area
meeting attends meetings by invitation. All new trustees and officers are offered
training to enable them to carry out their resFX)nsibilities. Trustees meet 4 times per
year as a minimum.

CRAVEN AND KEIGHLEY AREA QUAKER MEETING OF THE RELIGIOUS
SOCIETY OF FRIENDS (QUAKERS) IN BRITAIN
Objectives and activities
The object of the area meeting is the furtherance of the general religious and other
charitable purposes of the Religious Society of Friends {Quakers) in Britain in the
geographical area of Craven District Council, Keighley Town Council and beyond.
The principal activity of the charity is the holding of public maetings for worship in its
constituent local meetings, together with opportunities at both local and area level for
members and other interested persons to explore and develop their understanding of
their faith in the light of both historic and contemporary interpretations of Quaker
insights and testimonies.
Summary of the main activities undertaken for the public benefit
The five 5 constituent local meetings hold regular public Quaker Meetings for
Worship where those in membership, regular attenders and visitors join.
"in expectant waiting wh8re we may discover a deeper sense of God's presence. We
seek a gathered stillness in our meetings for worship so that all may feel the power
of God's love drawing us together and leading us.. (Admces and Queries of Ihe
Religious Society of Friends).
Each meeting reports annually on its spiritual life to the area meeting as well as the
social and community activitl8s undertaken.
The area meeting's five Meeting Houses are also made available to a variety of
groups and organisations for hire thereby providing a valuable s8rvice to local
ommunltles.
Objects and activities of a.q%nr.iatpd trusts..
Calf Cop Trust of Settle Monthly Meeting:
The Trust was set up in 2004 on the sale of the properties owned by the former Calf
Cop Estate. Its assels are Invested with Rathf)one Investment Management under a
nominee arrangement and in the Ecology Building Society. The income is used for
the furtheran￿ of the religious and other charitable work of thÈ Religious Society of
Friends in Bentham (the area of benefit) and. if it cannot be not used for this
purpose, for the religious and other charitable work of Craven and Keighley Area
Meeting.
A Quaker Meeting is neither a building, nor a place, nor an activity,. it is a group of
people who habitually meet to worship in the manner of the Religious Society of
Friends (Quakers). Religious worship is the primary purpose of every Quaker
meeting.

CRAVEN AND KEIGHLEY AREA QUAKER MEETING OF THE RELIGIOUS
SOCIETY OF FRIENDS {QUAKERS) IN BRITAIN
Public benefit statement
The Truslees confim that they have complied with the duty in section 17 of the
Charities Act 2011 to have due regard to the Charity Commission's general guidance
on public benefit, 'Charities and Public Benefit,.
The principal activity of the charity is the holding of public meetings for worship in its
constituent local meetings, together with opportunities at both local and area level for
members and other interested persons to explore and develop their understanding of
their failh in Ihe light of both historic and contemporary interpretations of Quaker
insights and testimonies.
Summary of the main achievements durlng the period
In 2023 there were 114 members of the Society of Friends living in the area and 97
"attenders. (ie people who attend regularly and contribute to the life of the Quaker
Meeting without committing to membership). There were 2 marriages in the course
of the year and 6 funerals or memorial meetings for Friends or attenders who had
died during the year (or in one case during the Covid 19 pandemic). Every year each
local meeting makes a report on the life of the meeting including 8 review of its
religious activities. Each QLSaker Meeting holds Meeting for Worship every Sunday
of the year as well as on special occasions. These are always followed by coffee
and social times and most meetings hold a monthly Meeting for Leaming where a
topic is studied. Keighley and Skipton Meetings also have regular Zoom worship
groups and Settle and Bentham hold regular discussion groups.
Airton Meeting has been supported to continue by its Resident Friend and members
of Skipton Meetin9 and by axtomal 8UPPOrt for it8 financial and property
management.
Visitors are always welcomed and the topic at our annual weekend was on this
issue. All the local meetings carry out outreach by witnessing our Quaker faith
throu9h boing opon to thg public. sharing with interfaith 3nd Churches TogÈther
groups and by communicating the our spiritual commitment by posters. websites,
letters to the local press and engaging with public figures such as our local MP'S and
councillors.
Local Meetings are also active in their communities. For example Skipton
participated in Yamdale al the Auction Mart and collected for the Peace Pledge
Union in Ihe town. Settle are active members of its Juslice and Peace group and
Keighley Friends worked with Churches Together to sel up a wami space. Bentham
holds an annual open day and has good attendance from many local people who
have connections with Quakers in Bentham.
The Area Meeting as a whole contributes financially to the national body Britain
Yearly Meeting and in 2023 this amounted lo £22,500. The Local Meetings take
responsibility for the Maintenan￿ and development of Iheir buildings. In 2023 Airton
carried out a major refurbishment of its Resident Friends cottage The Nook prior to
the appointment of a new Resident Friend.

CRAVEN AND KEIGHLEY AREA QUAKER MEETING OF THE RELIGIOUS
SOCIETY OF FRIENDS (QUAKERS) IN BRITAIN
This was supported by external grants from the Meeting Houses Funds Committee.
the Calf Cop Trust and Quakers in Yorkshire. Keighley improved its disabled access
and Bentham embarked on a major programme of refurbishment supported by the
Calf Cop Trust by renovating its floors and reinsulating its roof.
Sustainability is taken seriously and all meetings do their best within the confines of
their seventeenth and eighteenth century buildings to be as sustainable as possible.
This year Skipton installed a hive energy regulator.
The armed conflicts in Ukraine and Israel-Gaza have been actively discussed and
the Quaker witness for peace has been actively pursued in relation to these through
The charity's policy on raserves
Craven and Keighley Area Meeting is the legally-recognised owner of all property
and financial assets held by our consliluenl Local Meetings. Acting through its
Trustees, the Area Meeting is legally responsible for its properties, debts and assets.
Management of these is delegated by the Area Meeting to each of our Local
Meelings, with guidance and oversight from the Area Meeling Trustees. Trustees
recommend that each Local Meeting sets aside from the monies that it raises two
reserve funds: a propety reserve and an operating reserve.
Property Reserve: The purpose of the propety reserve is to 8nsure that all propety
is well maintained, that unexpected repair needs are met when they arise, and that a
portion of large repair or refurbiahment bills can be froffl each Local Meeting's
own resources. Local Meelings are advised to set aside as a buildings, reserve
between 1 % and 3 % of the insured value of their property. It is accepted that this
sum will vary as it is spent and replenished, and according to the circumstances of
each Local Meeting.
Operating Ros&rve.' The purpose of the operating reserve is lo ensure that should it
have a major reduction of income, each Local Meeting will remain viable. Trustees
therefore recommend that each Local Meeting aims to retain an operating reservp.
equivalent to 6 months operating costs on the basis of an average of the previous
three years. This will allow for fluctuations in the use of the building. This operating
reserve is in addition to the sum set aside as a buildings reserve.
Calf Cop Trust Fund Use of the Calf Cop Trust Fund income is governed by the
tenns of the endowment. Funds resulting from their investment that are not needed
to support Quaker work in the Bentham area may be spent on other Quaker
purposes in the Craven and Keighley Area Meeting.
Signed on behalf of the charity's trustees..
Signed
Keith Reeves, Trustee
Date 2. 1 zul((

Independent examiner's report to the trustees of
CRAVEN AND KEIGHLEY AREA QUAKER MEETING OF THE RELIGIOUS
SOCIETY OF FRIENDS IQUAKERS) IN BRITAIN
for the year ended 31 December 2023
I report to the trustees on my examination of the accounts of Craven and Keighley
Area Quaker Meeting of the Religious Society of Friends (Quaker5) in Britain (the
charity) for the year ended 31 December 2023.
Responsibilities and basis of report
As the trustees of the charity you are responsible for the preparation of the accounts
in accordance with the requirements of the Charities Act 2011 ('the Act,).
I report in respect of my examination of the charity's accounts carried out under
section 145 of the 2011 Act and in carrying out my examination I have followed all
the applicable Directions given by the Charity Commission under section 145(5)(b) of
the Act.
Independcnt examiner's statement
I have completed my examination. l confirm that no matters have come to my
attention in connection with the examination giving me cause lo believe that in any
matgrial respect:
1. a¢counting ￿CordS were not kept in raspe¢t of the charity as required by
section 130 of the Act. or
2. Ihe aGGoun15 do not acGoid wilh Iho5e ieGords.
I have no concerns and have come across no other matters in connection with the
examination to which attention should be drawn in this report in order to enable a
proper understanding of the accounts to be reached.
Signed
DAtp.
0310912024
CCA, FCIE
Employee of Community Accounting Plus

CRAVEN AND KEIGHLEY AREA QUAKER MEETING OF THE RELIGIOUS
SOCIETY OF FRIENDS (QUAKERS) IN BRITAIN
Receipts & payments account
for the year ended 31 December 2023
2022
Total
Funds
Restricted &
Unrestricted EndowThnt
Funds
Funds
2023
Total
Funds
Note
Reeeipts
Charitable Income
Donated Ircome
Investment irKome
Sales
Sundry rec8ipts
Total receipts
38665
39252
10285
20328
50482
1218
647
1858
74533
6310
11137
10295
26638
61619
11513
647
1858
102275
25332
113534
27742
Payments
Administration Costs
Governance Costs
Life of Meetir¥J Costs
Fundraising & publicrty
Property costs
Purp.has@8
Expenditure
Total payments
(22135) Net receiptsl(payments)
164922
Cash funds at start of this p¢riod
Transfers betw88n funds
Cash funds at end of thls period
2274
2853
37060
2274
8863
44150
6010
7090
38615
267
21554
60169
267
135669
135669
81069
34654 115723
(6536)
85457
1786
80707
(6912} (13448)
57330
142787
1786
48632
142787
129339

CRAVEN AND KEIGHLEY AREA QUAKER MEETING OF THE RELIGIOUS
SOCIETY OF FRIENDS (QUAKERS) IN BRITAIN
Statement of assets and liabilities
at 31 December 2023
2022
2023
Cash assets
Bank accounts
142787
142787
129339
129339
Other monetary assets
Caff Cop Twst hvestments
351851
351851
375177
375177
Assets retained for the charity's own use
GerEral equipment.
Insured Value of properties
5846893
5846893
Liabilities
Creditors: Indepervjent examinats'on fee
936
936
These financial statements are accepted on behaw of the charity by:
Signed
Erica Cadbury, Trustee
".L
Dated a.9 20?

CRAVEN AND KEIGHLEY AREA QUAKER MEETING OF THE RELIGIOUS
SOCIETY OF FRIENDS (QUAKERS) IN BRITAIN
Notes to the accounts
for the year ended 31 December 2023
1. Receipts & payments accounts
Receipts and payments accounts contain a summary of money ￿ceIVed and money
spent during the period and a list of assets and liabilities al the end of the period.
Usually. cash received and cash spent will include transactions through bank accounts
and cash in hand.
2. Funds analysis
Opening Recelpts (Payments) Tranders
balance
Closlng
balan¢•
Restricted funds
Airton Buildir¥J FWKI
Airton Nook Buildiro Fund
Calfcop Tnjst
Glenthome
Ruth Camm Bequests
17579
{1651
9000
{9000)
26842
13032 (20332) (1886) 17656
2366
5710
15157}
100
3019
622
622
47409 27742 38711
34654
1786
17414
Endowm•ntfunds
￿rSeerS FuThJ
9921
9921
9921
9921
Unrestricted funds
Area GerEral FuThJ
Airton
Bentham
Keighley
Settle
Skipton
1655
1951 (13113) 10901
1394
7322
8757
17912) (1847)
6320
2591
2266
{2917)
1385
3325
17294
14240 (14261) (2004) 15269
36604 25100 (27224) {3629} 30851
19991
15642
22219 23548
3020
85457 74533 1786
81069
80707
The transfer between the Restricted funds and the Unrestricted fund represents
the internal charges.
The Overseers Fund is for the assistance of members and regular attenders in need.
Interest is currently so small that it is retained in the General Fund.
The Calf Cop Restricted Fund receives interest on the capital held in the Calf Cop
Endowment Fund and the field rents from the land owned by the Irust. The income is used
to further the religious and other Gharitable work of the Religious Society of Friends in
Bentham.

CRAVEN AND KEIGHLEY AREA QUAKER MEETING OF THE RELIGIOUS
SOCIETY OF FRIENDS (QUAKERS) IN BRITAIN
The Ruth Camm Legacy is an Area Meeting Restricted Fund for the purposes of providing
training to members of the Area Meeting for the overall benefit of the Area Meeting.
The Glenthome Fund is a fund for the annual AM weekend al Glenthome. It receives
payments in from Friends and bursaries from meetings which is used to pay for the
weekend.
The Airton Building Fund was established to deal with outstanding renovation work and has
been used during the year to pay for such work on the Meeting House itself.
The Alrton Nook Building Fund was established to deal with outstanding renovation work
and has been used during the year to pay for such work.
Trustees, remuneration
Trustees received no expenses, remuneration or benefits in this period.
Related party transactions
There were no related party transactions in this period.
Previous period comparison
The previou5 periv(J's P¢Jyrii¥iits' figures have beeii Included bul (lo riul dllow a full
comparison because the categories used in the previous period were substantially different.
Glossary of tsmis
Creditors: These are amounts owed by the charity, but not paid during the accounting
period.
Restricted funds.. These are funds given to the charity, subject to specific restrictions set by
the donor. but still within Ihe general objects of the charity.
10