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2022-03-31-accounts

REGISTERED CHARITY NUMBER: 1184459

REPORT OF THE TRUSTEES AND UNAUDITED FINANCIAL STATEMENTS FOR THE PERIOD 1 AUGUST 2021 TO 31 MARCH 2022

FOR

THE TUDWICK FOUNDATION

Baker Chapman & Bussey Chartered Accountants 3 North Hill Colchester Essex CO1 1DZ

THE TUDWICK FOUNDATION

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE PERIOD 1 AUGUST 2021 TO 31 MARCH 2022

Page
Chairman's Report 1
Report of the Trustees 2 to 3
Independent Examiner's Report 4
Statement of Financial Activities 5
Balance Sheet 6
Notes to the Financial Statements 7 to 11

THE TUDWICK FOUNDATION

CHAIRMAN'S REPORT FOR THE PERIOD 1 AUGUST 2021 TO 31 MARCH 2022

It made sense, for future administrative ease, to rearrange our accounting period to end in March each year. For this reason, these accounts cover just 7 months from August 2021 to March 2022. In those 7 months, we have continued most effectively to maintain and grow the help we have been able to give those who help others.

In a completely cost-effective manner, we have given, or have committed to give, over 40 grants expending around £75,000, exceeding our investment income of about £62,000. With donations more than bridging the gap and with income holding up, we can look back with a great deal of satisfaction at the worthwhile assistance we have able to pass on to a wide variety of excellent causes, all of which should benefit our community against the backdrop of growing economic uncertainty and pressure.

I refer to the list of those we have helped, which embraces a kaleidoscope of activities, ranging from village halls, music, nurseries, respite care, debt counselling, physical and mental disabilities, sport, scouts, to name just a few. Our beneficiaries report back to us and in some cases request continued funding and we are happy to monitor and respond to need as it arises.

At the moment, our guideline maximum grant is £3000, but this is something which will be kept under review and we can respond to specific needs in a flexible and sensible manner.

It is good to see that our investments at the end of March were standing in value above the pre-Covid cost, but that does reflect changeable market sentiment. The income flow is the means of providing the help we can, and we believe that our assets are well placed to provide that, and to give us a long-term hedge against the inflation rate which is showing a concerning trend.

My thanks to my co-trustees, all of whom provide valuable input, and to Sue Hawes, our secretary who does an amazing job backed, with many years of experience in the world of charity.

....................................

C N Bennett - Chairman

Page 1

THE TUDWICK FOUNDATION

REPORT OF THE TRUSTEES FOR THE PERIOD 1 AUGUST 2021 TO 31 MARCH 2022

The trustees present their report with the financial statements of the charity for the period 1 August 2021 to 31 March 2022. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The objects of the charity are the promotion of any charitable purposes for the benefit of the community primarily, but not exclusively, in Essex and Suffolk, in the advancement of education, the protection of mental and physical health and the relief of poverty and sickness.

Significant activities

The charity seeks to achieve its objects by making grants, principally to small organisations, for specific and well defined projects.

Public benefit

The trustees have paid due regard to the Charity Commission guidance on public benefit.

Grantmaking

During the period the charity made grants to the following organisations:

Riding for the Disabled Riding for the Disabled £1,292 Welcome to the UK £1,500
Tendring Brass Band £1,500 Music in Our Bones £3,000
Cobnuts Co-op £2,976 Vibe Southend £1,000
Stansfield Village Hall £2,500 Mettingham Bowls Club £2,853
Coffin Club Colchester £1,870 Greenpath Ventures £500
Acehounds CIC £1,600 Beccles Community Hub £3,000
CHAPS £3,000 Alumah CIO £2,500
Wivenhoe Congregational Church £1,000 Little Heros ASD Support £1,800
Beth Chatto £2,700 St Mary's Broomfield PCC £3,000
Hope House Essex £2,000 Soundabout £1,008
The Robin Cancer Trust £3,000 Lowestoft & District Scouts £500
West Cliff Theatre £1,000 Handicapped Children's Action Group £1,625
Chelmondiston PC £682 SPOT wellbeing CIC £3,000
Colchester CAP Debt Centre £1,550 Hour Community £3,000
SEND The Right Message £2,808 Leiston Community Land Trust £2,000
Rattlesden Community Council £1,500 Beccles Institute Bowls Club £1,000
Packed with Smiles £1,950 Tsunami ESU Chelmsford Scouts £500
Great Barton Free Church £1,000 LEAPS Suffolk £3,030
Essex Respite & Care Association £2,000
Total £70,744

ACHIEVEMENT AND PERFORMANCE

Charitable activities

The objectives of the foundation have been successfully achieved.

Investment performance

The charity's investments were standing in value above market cost at the year end, reflecting changeable market sentiment.

FINANCIAL REVIEW

Principal funding sources

The charity's principal source of funds is Colin Bennett.

Page 2

THE TUDWICK FOUNDATION

REPORT OF THE TRUSTEES FOR THE PERIOD 1 AUGUST 2021 TO 31 MARCH 2022

FINANCIAL REVIEW

Investment policy and objectives

It is the trustees' policy that the capital is employed to give an income which will fund the grants. This is found in first class low geared investment trusts managed by the leading City fund managers providing us with relatively inexpensive expertise, as well as industrial and geographical diversification.

STRUCTURE, GOVERNANCE AND MANAGEMENT Governing document

The charity is controlled by its governing document, a deed of trust and constitutes an unincorporated charity.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number 1184459

Principal address

17 James Carter Road Colchester Essex CO3 9XA

Trustees

C N Bennett V R Shaikly J P Endacott T C Bennett

Independent Examiner

Baker Chapman & Bussey Chartered Accountants 3 North Hill Colchester Essex CO1 1DZ

Approved by order of the board of trustees on 31 July 2022 and signed on its behalf by:

C N Bennett - Trustee

Page 3

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF THE TUDWICK FOUNDATION

Independent examiner's report to the trustees of The Tudwick Foundation

I report to the charity trustees on my examination of the accounts of The Tudwick Foundation (the Trust) for the period 1 August 2021 to 31 March 2022.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or 2. the accounts do not accord with those records; or

  2. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Jacqueline Frost Baker Chapman & Bussey Chartered Accountants 3 North Hill Colchester Essex CO1 1DZ

2 August 2022

Page 4

THE TUDWICK FOUNDATION

STATEMENT OF FINANCIAL ACTIVITIES FOR THE PERIOD 1 AUGUST 2021 TO 31 MARCH 2022

Notes
INCOME AND ENDOWMENTS FROM
Donations and legacies
Investment income
2
Other income
Total
EXPENDITURE ON
Charitable activities
Grant making
Net gains on investments
NET INCOME
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
Period
1.8.21
to
Year Ended
31.3.22
31.7.21
Unrestricted
Total
fund
funds
£
£
135,000
125,005
62,494
91,593
900
-
198,394
216,598
75,044
110,149
158,802
591,294
282,152
697,743
2,319,248
1,621,505
2,601,400
2,319,248
Period
1.8.21
to
Year Ended
31.3.22
31.7.21
Unrestricted
Total
fund
funds
£
£
135,000
125,005
62,494
91,593
900
-
198,394
216,598
75,044
110,149
158,802
591,294
282,152
697,743
2,319,248
1,621,505
2,601,400
2,319,248
216,598
110,149
591,294
697,743
1,621,505
2,319,248

The notes form part of these financial statements

Page 5

THE TUDWICK FOUNDATION

BALANCE SHEET 31 MARCH 2022

Notes
FIXED ASSETS
Investments
6
CURRENT ASSETS
Debtors
7
Cash at bank
CREDITORS
Amounts falling due within one year
8
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT LIABILITIES
NET ASSETS
FUNDS
9
Unrestricted funds
TOTAL FUNDS
2022
Unrestricted
fund
£
2,561,769
4,086
51,320
55,406
(15,775)
39,631
2,601,400
2,601,400
2,601,400
2,601,400
2021
Total
funds
£
2,277,456
4,783
41,449
46,232
(4,440)
41,792
2,319,248
2,319,248
2,319,248
2,319,248

The financial statements were approved by the Board of Trustees and authorised for issue on 31 July 2022 and were signed on its behalf by:

C N Bennett - Trustee

The notes form part of these financial statements

Page 6

THE TUDWICK FOUNDATION

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD 1 AUGUST 2021 TO 31 MARCH 2022

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention, with the exception of investments which are included at market value, as modified by the revaluation of certain assets.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Investments

Listed fixed asset investments are valued by the fund managers on an open market basis.

2. INVESTMENT INCOME

Period
1.8.21
to Year Ended
31.3.22 31.7.21
£ £
Other fixed asset inv - UnFII 62,486 91,593
Other interest 8 -
62,494 91,593

Page 7

THE TUDWICK FOUNDATION

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE PERIOD 1 AUGUST 2021 TO 31 MARCH 2022

3. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the period ended 31 March 2022 nor for the year ended 31 July 2021.

Trustees' expenses

There were no trustees' expenses paid for the period ended 31 March 2022 nor for the year ended 31 July 2021.

4. STAFF COSTS

The average monthly number of employees during the period was as follows:

5.

Management
No employees received emoluments in excess of £60,000.
COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES
INCOME AND ENDOWMENTS FROM
Donations and legacies
Investment income
Total
EXPENDITURE ON
Charitable activities
Grant making
Net gains on investments
NET INCOME
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
Period
1.8.21
to
Year Ended
31.3.22
31.7.21
1
1
Unrestricted
fund
£
125,005
91,593
216,598
110,149
591,294
697,743
1,621,505
2,319,248
Period
1.8.21
to
Year Ended
31.3.22
31.7.21
1
1
Unrestricted
fund
£
125,005
91,593
216,598
110,149
591,294
697,743
1,621,505
2,319,248
216,598
110,149
591,294
697,743
1,621,505
2,319,248

Page 8

THE TUDWICK FOUNDATION

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE PERIOD 1 AUGUST 2021 TO 31 MARCH 2022

6. FIXED ASSET INVESTMENTS

Shares
Other
Additional information as follows:
MARKET VALUE
At 1 August 2021
Revaluations
At 31 March 2022
NET BOOK VALUE
At 31 March 2022
At 31 July 2021
2022
£
2,410,840
150,929
2,561,769
2021
£
2,252,038
25,418
2,277,456
Listed
investments
£
2,252,038
158,802
2,410,840
2,410,840
2,252,038
2021
£
2,252,038
25,418
2,277,456
Listed
investments
£
2,252,038
158,802
2,410,840
2,410,840
2,252,038
2022 2021
£ £
UK equity funds 1,286,850 1,513,288
International equity funds 675,890 369,000
UK property funds 448,100 369,750
2,410,840 2,252,038
2022
£
Historic cost of investments 2,033,910
Investments (neither listed nor unlisted) were as follows:
Cash
2022
£
150,929

Page 9

THE TUDWICK FOUNDATION

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE PERIOD 1 AUGUST 2021 TO 31 MARCH 2022

7.
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Tax
8.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Other creditors
9.
MOVEMENT IN FUNDS
At 1.8.21
£
Unrestricted funds
General fund
2,319,248
TOTAL FUNDS
2,319,248
Net movement in funds, included in the above are as follows:
Incoming
Resources
resources
expended
£
£
Unrestricted funds
General fund
198,394
(75,044)
TOTAL FUNDS
198,394
(75,044)
Comparatives for movement in funds
At 1.8.20
£
Unrestricted funds
General fund
1,621,505
TOTAL FUNDS
1,621,505
Comparative net movement in funds, included in the above are as follows:
Incoming
Resources
resources
expended
£
£
Unrestricted funds
General fund
216,598
(110,149)
TOTAL FUNDS
216,598
(110,149)
2022
£
4,086
2022
£
15,775
Net
movement
in funds
£
282,152
282,152
Gains and
losses
£
158,802
158,802
Net
movement
in funds
£
697,743
697,743
Gains and
losses
£
591,294
591,294
2021
£
4,783
2021
£
4,440
At
31.3.22
£
2,601,400
2021
£
4,783
2021
£
4,440
At
31.3.22
£
2,601,400
2021
£
4,783
2021
£
4,440
2,601,400
Movement
in funds
£
282,152
282,152
At
31.7.21
£
2,319,248
2,319,248
Movement
in funds
£
697,743
697,743
697,743

Page 10

THE TUDWICK FOUNDATION

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE PERIOD 1 AUGUST 2021 TO 31 MARCH 2022

10. RELATED PARTY DISCLOSURES

During the year the charity received donations totalling £135,000 (2021: £125,000) from C N Bennett, a trustee.

Page 11