CHARITY COMMISSION FOR ENGLAND AND WALES Trustees. Annual Report for the period From Periodstsrtdats To 1-1-2022 Perlod end date 31-12-2022 Charity name". WHYBRIDGE CHRISTIAN FELLOWSHIP CHURCH Charlty registration number:1184220 Objectives and Activities Summary of the purposes of the chanty as set out in its ovemin document Summary ofthe main activities in relation to those purposes for the public benefit. in particular, the ath'vrties. projects or semces identified in the accounls. Statement confirning whether the twstees have had regard to the guidance issued by the Charity Commission on public benefit 1.17 Refer accounts page 2- Objects of the charity P4rn 1.17 Refer accounts page 2- Summary oflhe chaiity's main activrties and achievements. Pm1.18 The Trustees do have regard to the guidance issued by the Charity Commission Addltlonal Infomiatlon {opllonal) You ma choose to indude furth8r stateN*nts where rdevant about.. Ptn 1.38 Policy on grant makn'ng 1.38 Policy on soaal investment induding program ￿lated investment Pml.38 Contribution made by volunteers Other Achievements and Perforniance Summary ofthe main achievements of the chanty, idenlrfying the dIffe￿nCe the charity's work has male to th8 circumstances of its beneficiaries and any v￿der beneffts to society as a whole. Pw•120 Addltlonal Infomiatlon lopUonal) You may choose to include further Stalen￿nts where relevant about.. Achievements against objectives set Perfomiance of fundraisifYJ acts'vilies against objects'ves set Investment perforn￿￿e against objectives Other Financial Review Rewew of the chanty's finanaal wsition at the end of the eriod Statement expl&'ning the policy for holding reserbES statin wh the are held Amount of reserves held Reasons for holding zero reserves Details of fund materially in deficit Explanation of any uncertainties about the harity continuing as a going Concem Pwa121 Refer to accounts page 6 P¥a122 Refer to page 3 of a(xx)unts- Reserves Policy P￿122 £5000 NIA Parn122 Parq 124 Parn 123 Addlllonal Infonnatlon {othnall Youm choose to indude further statements where relevant about: Congregational giving The charity's principal sources of funds (indudi any fundraising) HMRC Grft Aid p￿1.47 Investment policy and objectives including any soaal investment Fdicy adopted Pw• 1.46 A description of the princip risks facing the chanty Pwa 1.4 Other Structure, Governance and Management Des¢ripts"on of chanty's trusts.. Type of goveming d¢xument P4n125 Church Constitution How is the chanty constituted? Pwa 1.25 cio iated Trustee selection methods induding detsils of any constrtutional prowsions e.g. election to post or name of any person or body entitled to appoint one or more trustees Pwa 125 Maiorty vote of existing Trustees Addltlonal Informatlon (optlonall You ma choose to include further ststeffents where relevant about.. Poliaes and procedures adopted for the inducti<)n and training of trustees Pw• 1.51 The charity's organisational stNcture and any widér network with which the charity works Pw• 1.51 Relationship wth any related parties Pwa 1.51 Other Reference and Administrative details Cha name Other name the cha uses istered Charit number Charrty's princApal address ImlYBRIDGE CHRISTIAN FELLOWSHIP CHURCH 1184220 141. Rainham Ro*J. Rainh8m, Essex. RM13 7RB Names of the charlty trustees who manage the charity Dats• 4cled rf not forwhol• TnJste• n•m• Offi¢• lrfany) Name of person lor body) •ntitl•d oint trust•• rfan Majonty vote of Trustees Majonty vote of Trustees Philip Barker Lucas AmbeTrShu Susan Cullwick Chair & Treasurer Trustee Trustee 1-1-2022 to 114-2022 FlO￿nCe Ambe Eric Danquah Rashid Odusote Trustee Majority vote of Trustees Maprtty vote of Trustees Majority vote of Trustees Trustee Trustee 10 12 13 14 15 16 17 18 19 20 Co orate trustees- na￿￿S of the directtxs al the date the re Dlr•ctor nam• rtwasa Name of tTUStees holding trtle to property belonging to the charity D•t•• •ct•d 11 not fort*1￿1• Tru•t•• nam• Funds held as custodian trustees on behalf of others Descriptson of the assets held in this Gapaoly Name and objects of the charity on whose tehalf the assets are hdd and this falls within the custodian charity's objects Details of arrangements for safe cust¢xty and segregation of such assets from the charity's assets Addlilonal Inforniation (opthnal) Names and addresses of advlsers Iopknal Inforniallon) Typo of Nam• Addrnss advis•r Name of chlef exocutlv• or names of senlor staff memb•rs (Optlonal Infomiatlonl Exemptions from disclosure Reason for non-disclosure of k rsonnel details Other o tional information Declarations The trustses declare that they have approved the trustees. report above. Signed on behalf of the charity's Slgnaturo(s) Full namels) Philip Harold Barker Lucas AmWShu Posltlon (og Socretsry, Chalr, etc) Chair & Treasurer Trustee lo11)13 ## Whybridge Christian Fellowship Church Report and Accounts Year ended 31st December 2022 1 Lamb's Passage, London EC1Y 8AB www.stewardship.org.uk ## **WHYBRIDGE CHRISTIAN FELLOWSHIP CHURCH** ## **LEGAL & ADMINISTRATIVE DETAILS** ## **FOR THE YEAR ENDED 31 DECEMBER 2022** ADDRESS FOR CORRESPONDENCE 141 Rainham Road Rainham Essex RM13 7RB GOVERNING DOCUMENT CIO Association Registered 02 July 2019 CHARITY REGISTRATION NUMBER 1184220 CHURCH LEADERS P Barker L Shu E Danquah F Ambe R Odusote S Cullick (January 2021 until April 2022) BANKERS Barclays Bank plc INDEPENDENT EXAMINER Lisa Darby FCA Stewardship 1 Lamb's Passage London EC1Y 8AB **INDEX** Page 1 Legal & Administrative Details Pages 2 - 3 Trustees' Report Page 4 Independent Examiner's Report Page 5 Receipts and Payments Account Page 6 Statement of Assets & Liabilities Pages 7 - 8 Notes to the Accounts Page 1 ## **WHYBRIDGE CHRISTIAN FELLOWSHIP CHURCH** ## **REPORT OF THE TRUSTEES** ## **FOR THE YEAR ENDED 31 DECEMBER 2022** The Trustees have pleasure in submitting the Report and Accounts for the period ended 31 December 2022. The Whybridge Christian Fellowship Church CIO was newly formed on 2nd July 2019, and did not operate as a charity during the period until it received the transfer of assets from the Whybridge Christian Fellowship Trust, an excepted charity, on 31st December 2020. ## **Objects of the charity** The charity, which is a church, is governed by a constitution and is constituted as a charitable incorporated organisation. The charity's principal objects, as set out in its governing document, are: a) to advance the Christian faith primarily, but not exclusively within Rainham, Essex and the surrounding neighbourhood b) to put into practice the Christian faith including but not limited to: the prevention and relief of need, hardship and sickness; the advancement of education; and the provision of facilities in the interests of social welfare for recreation or other leisure time occupation of individuals with the object of improving their conditions of life. ## **Summary of the charity's main activities and achievements** To further the above objects and vision, the charity's main activities and achievements during the period when it was operational as a Trust were as follows: To hold regular meetings for the furtherance of the Christian faith and the community of believers who worship at Whybridge. To allow other associations to use the building for the benefit of local people (not possible during COVID-19 restrictions) To use digital media and our website to spread our work locally and worldwide and to provide details of other Christian organisation for the benefit of others During 2022 the church Sunday morning service was able to take place every Sunday. Two flower arranging groups continued to meet on Wednesday (one weekly and one monthly). We continued to maintain our church website Whybridgecfchurch.org from which people make contact with us resulting in some have joined the church. We maintain our links to various Christian charities to assist our influence being worldwide. We upload our Sunday Sermons on the website for people to listen to worldwide and we receive knowledge of people from other nations taking the opportunity to listen to our ministry. We continued to maintain our WhatsApp group to enable continued fellowship for people both members of the church and other supporters outside the church. Sadly on 11th April 2022 our Fellow Trustee Susan Cullwick passed away and a memorial service was held attended by many from the church, family and friends. 16th July 2022 was set for the inauguration of the pastor Danny Mbanginu and the annual church anniversary and was attended by many members and visitors. On 30th August we resumed our Tuesday meeting for Coffee, Prayer, Chat and bible study at 11am in person. The Bible study had been done via the Church WhatsApp page during Covid lockdown. We also introduced a Friday evening prayer meeting at 6:30pm. We recommenced our Sunday School and were encouraged by a good number returning following its closure during 2020-2022 due to the Covid pandemic. On 25th September we held our annual Harvest Festival and celebration tea where Keith White of Mill Grove Christian children’s home preached. On Monday a group took the harvest produce to Mill Grove as is our usual custom. Pastor Danny Mbanginu was dismissed from his post in early 2023. The church family continue to study the word of God and worship together whilst encouraging active outreach in the local community and beyond. Trustee meeting were held via WhatsApp or Emails as and when necessary to deal with building improvements and maintenance which were enabled by the premises being empty all week and, as shown in our budget were affordable as our income the previous year exceeded out expenditure. In planning the activities the Trustees have applied the guidance on public benefit issued by the Charity Commission. ## **Financial review** During the previous year the charity received a transfer of funds from the Fellowship Property Trust of £74,970 (our former custodian trustees). During this year the charity received £23,723 income (2021: £26,670 plus transfer £74,970). The expenditure for the year was £34,004 (2021: £21,708) which resulted in a deficit for the year of £10,281 (2021 Surplus £79,933). At the end of the year, the funds held by the charity were £87,638 (2021: 97,919) of which £26 (2021: £26) were restricted in purpose. ## **Reserves policy** The trustees have determined that the charity should aim to hold unrestricted cash of no less than £5,000 (which equates to about 2 months' of unrestricted expenditure) so that the charity could continue to operate should income and / or expenditure vary adversely. At the year end, the charity held unrestricted cash of £87,612 and the charity is complying with its reserves policy as well as holding additional funds for future mission. ## **COVID-19** The charity continued to operate within the Covid -19 Government guidelines during 2022 which resulted in the reduced capacity in church services and the ongoing use of our website and church Whatsapp group to publish our sermons and reach our wider congregation. ## **Responsibilities of trustees** Charity law requires us as Trustees to prepare financial statements for each accounting year which record the receipts and payments of the charity for the year. We are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and enable us to ensure that the financial statements comply with the Charities Act 2011. We also have a responsibility to safeguard the assets of the charity and to take reasonable steps to prevent fraud or any other irregularities. ## **Approval** This report was approved by the trustees and signed on their behalf by: ## **P Barker** ……………………………………………………….. P Barker Date: 11 September 2023 ## **INDEPENDENT EXAMINER'S REPORT** ## **TO THE TRUSTEES OF** ## **WHYBRIDGE CHRISTIAN FELLOWSHIP CHURCH** I report to the trustees on my examination of the accounts of Whybridge Christian Fellowship Church ('the charity') for the year ended 31 December 2022 on pages 5 to 8 following. ## **Responsibilities and basis of report** As the trustees of the charity you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the 2011 Act’). I report in respect of my examination of the charity’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act. ## **Independent examiner’s statement** I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect: 1. accounting records were not kept in accordance with section 130 of the 2011 Act; or 2. the accounts do not accord with the accounting records. I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached. ## **Lisa Derby** Lisa Darby FCA Stewardship 1 Lamb's Passage London EC1Y 8AB Date: 25 September 2023 Page 4 ## **WHYBRIDGE CHRISTIAN FELLOWSHIP CHURCH** ## **RECEIPTS AND PAYMENTS ACCOUNT** ## **FOR THE YEAR ENDED 31 DECEMBER 2022** |Notes
**_Income receipts_**
Donations, legacies and grants
Gift aid receipts
Rental Income
Flower Club
Other
Bank Interest
Transfers from other organisations:
Fellowship Property Trust
6
**_Total receipts_**
**_Payments_**
2
**_Total payments_**
Transfers between funds
**Net movement in funds**
Funds Brought forward
5
**Cash funds at this year end**
A
Net
of
receipts
/
(payments)
before
transfers
Payments
in
relation
to
charitable
activities|General
Designated
Funds
Funds
£
£
13,628
-
3,846
-
5,190
-
450
-
207
-
73
-
23,393
-
-
23,393
-
33,674
-
33,674
-
(10,281)
-
(74,965)
74,965
(85,246)
74,965
97,893
-
12,647
74,965
Unrestricted|Restricted
Funds
£
330
-
-
-
-
-
330
-
330
330
330
-
-
-
26
26|2022
£
13,958
3,846
5,190
450
207
73
23,723
-
23,723
34,004
34,004
(10,281)
-
(10,281)
97,919
87,638|2021
£
19,955
1,910
4,800
-
-
6
26,671
74,970
101,641
21,708
21,708
79,933
-
79,933
17,986
97,919| |---|---|---|---|---| The notes on pages 7 - 8 form part of these accounts. Page 5 ## **WHYBRIDGE CHRISTIAN FELLOWSHIP CHURCH** ## **STATEMENT OF ASSETS AND LIABILITIES FOR THE YEAR ENDED 31 DECEMBER 2022** |Notes
**A**
**Cash funds**
Cash at bank with immediate access
Cash Float
**B**
**Other monetary assets**
Gift aid due to charity
Other debtors
**C**
**Liabilities**
Fee for Independent Examination
Accrued expenses
Payment to former pastor
**D**
**Assets retained for charity's own use**
_*_
Freehold Church Building
_*_
Freehold Manse
Equipment|General
funds
£
12,347
300
**12,647**
331
348
**679**
960
709
1,500
**3,169**
Unrestricted|Designated
funds
£
74,965
-
**74,965**
-
**-**
-
-
-
**-**|Restricted
funds
£
26
-
**26**
-
-
**-**
-
-
-
**-**|2022
£
87,338
300
**87,638**
331
348
**679**
960
709
1,500
**3,169**|2021
£
97,819
100
**97,919**
2,496
600
**3,096**
900
333
-
**1,233**
Current
value
2022
£
742,788
440,263
29,263
1,212,314| |---|---|---|---|---|---| * The trustees have used insurance values as an approximation for current values; insurance values may differ materially from current values. ## **E Guarantees and secured debts** The charity has not given any guarantees and has not provided its assets as security for any liabilities. Except where indicated from the statement of receipts and payments or above, all the assets and liabilities are in respect of the charity’s unrestricted funds The accounts were approved by the trustees and signed on their behalf by ## **P Barker** date: 11 September 2023 -------------------------------------------- P Barker The notes on pages 7 - 8 form part of these accounts. Page 6 ## **WHYBRIDGE CHRISTIAN FELLOWSHIP CHURCH** ## **NOTES TO THE ACCOUNTS** ## **FOR THE YEAR ENDED 31 DECEMBER 2022** ## **1 Accounting policies** The accounts have been prepared on a receipts and payments basis and comprise a statement that shows the charity's receipts and payments, a statement that summarises the charity's assets and liabilities and related notes. The accountancy profession have determined that only accounts prepared in accordance with applicable accounting standards present a 'true and fair' view and, as these receipts and payments accounts have not (and cannot) be prepared in accordance with accounting standards, these accounts do not present (and are not intended to present) a 'true and fair' view of the charity's financial activities and state of affairs. General funds are unrestricted funds which are available for use at the discretion of the trustees in furtherance of the general objectives of the charity. Restricted funds are donations which are to be used in accordance with specific restrictions imposed by donors; they include donations received from appeals for specific activities or projects. **----- Start of picture text -----**
Unrestricted Funds
General Restricted Total Total
funds Funds 2022 2021
£ £ £ £
2 Payments in relation to charitable activities undertaken directly
Employment Costs 17,550 - 17,550 -
Church & Manse Utilities (inc Council Tax) 5,837 - 5,837 5,745
Insurance 1,286 - 1,286 1,274
Support services 1,047 - 1,047 996
Ministry activities 350 - 350 420
Maintenance of Church Grounds 2,021 - 2,021 8,476
Maintenance of buildings & equipment 574 - 574 244
Benevolent Fund - 330 330 250
Independent examination 900 - 900 1,500
Grants Paid to Charitable Organisations 310 - 310 741
Legal Costs 330 - 330 875
Equipment 2,554 - 2,554 -
Other costs 915 - 915 1,188
33,674 330 34,004 21,708
3 Grants paid in relation to charitable activities undertaken by others
Grants for:
Overseas mission - - - 415
Relief of poverty 310 - 310 326
310 - 310 741
**----- End of picture text -----**
## **4 Transactions with related parties** Up until her death in April 2022, Susan Cullick (Trustee) resided in the Manse whilst the post of pastor remained vacant following the death of her husband, the former pastor Keith Cullick. She paid a monthly rental of £400pcm to cover all utility costs of the premises. Their son Joshua, currently resides in the Manse, with permission of the church as he continues to serve the church with regular preaching spots. Page 7 ## **WHYBRIDGE CHRISTIAN FELLOWSHIP CHURCH** ## **NOTES TO THE ACCOUNTS** ## **FOR THE YEAR ENDED 31 DECEMBER 2022** ## **5 Movement of funds** |Unrestricted Fund
General Fund
Designated Fund
Projects Fund
Restricted Fund
Benevolent Fund
Total Funds|Balance
at 1.1.2022
£
97,893
97,893
-
-
26
26
97,919|Receipts
£
23,393
23,393
-
-
330
330
23,723|Payments
£
(33,674)
(33,674)
-
-
(330)
(330)
(34,004)|Transfers
£
(74,965)
(74,965)
74,965
74,965
-
-
-|Balance
at 31.12.2022
£
12,647
12,647
74,965
74,965
26
26
87,638| |---|---|---|---|---|---| The Benevolent Fund was created to give gifts to individuals in need. The Projects Fund was created by the Trustees to designate funds received during 2021 for future projects. ## **6 Other Monetary Assets - Fellowship Property Trust** In November 2020, the charity was informed that the Fellowship Property Trust would be making a transfer to them of £64,462.01 from their Evangelisation Fund and an additional £10,502.95 grant from their Dovercourt Fund. The total transfer of £74,964.96 was received in March 2021 and during 2022 these funds were set aside into the designated Projects Fund. Page 8