CHARITABLE INCORPORATED ORGANISATION NUMBER: 1184149
REPORT OF THE TRUSTEES AND
FINANCIAL STATEMENTS FOR THE PEIUOD ENDED 31 MARCH 2025
FOR
FEDERATION OF GHANAIAN MUSLIM WOMEN ASSOCIATIONS UK T/A FOMWAG UK
73 HEATHFIELD DRtVE
MtTCHAM
SURREY
CR4 3RD

FOMWAG UK
CONTENTS OF THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
Page
Report of the Trustees
Ito3
Independent Examiner's Report
Statement of Financial Activities
Balance Sheet
6t07
Notes to the Financial Statements
8tolO

FOMWAG UK
REPORT OF THE TRUSTEES
FOR THE YEAR ENDED 31 MARCH 2025
The trustees present their report with the fmancial statements of the charity for the year ended 31 March 2025. The trustees
have adopted the provisions of the Statement of Recommended Practice (SORP) 'Accounting and Reporting by Charities,
issued in March 2005.
SPONSORSHIPS AND SUPPORTERS
We are grateful for the support we received from: _
Stockwell Green Mosque
Ghana Union UK
Jenny Associates, Chartered
Certified Accountants
Mr Samuel Tsipotey
Ashahada Housing Ass
PayAngel Money Transfer
AII FOMWAG UK Members
and Supporters
REFERENCE AND ADMINISTRATIVE DETAILS
Registered Charitable Incorporated Organisation number
1184149
Registered offiee
73 HEATHFIELD DRIVE
MITCHAM
SURREY
CR4 3RD
Trustees and Board members
A Shardow
Chair
F Bartley
Trustee
S Suleman
Secretary
A Alhassan
Assistant Secretsry
B Abdul Rahman
Treasurer
S Yussuf
Trustee
Z A Issah
Z. Alema
H. Apau
K. Boadi
A Durrant
Bankers
LLOYDS Bank PIC
BEDFORD STREET, BEDFORD
STRUCTURE. GOVERNANCE AND MANAGEMENT
Governing document
Federation of Muslim Women Associations of Ghana UK (FOMWAG UK) is a Charitable Incorporated Organisation
Registered number 1184149. The Charitable Organisation was registered on 28 June 2019.
The Charitable incorporated company took over the affairs of the unincoryorated organisation FOMWAG UK on I
11
July 2019.
Reeruitment and appointment of new trustees
The management of the charity is vested in the Executive Committee consisting of Trustees & board members and that
11
any trustees ar¢ elected by at the truste¢s Meeting called by the trustees or co-opted by the Charity Trustees in accordance
with the Charity constitution.
Page I

FOMWAG UK
REPORT OF THE TRUSTEES
FOR THE YEAR ENDED 31 MARCH 2025
STRUCTURE, GOVERNANCE AND MANAGEMENT
Risk management
The trustees have a duty to identify and review the risks to which the charity is exposed and to ensure appropriate controls
are in place to provide reasonable assurance against fraud and error.
ORJECTIVES AND ACTIVITIES
Objectives and aims
The objects of the charity, as stated in its Constitution, are:
The prevention or relief of poverty. We provide humanitarian services to all.
2. The advancement and teaching of the Islamic faith and its values for public benefit in the UK. The provision of
11
humanitarian services for all for the purposes of community cohesion and development by organising public seminars and
workshops and promoting the understanding of other faiths among Muslim women and general public.
11
3. The advancement of education, mainly but not exclusively and for public benefit, among young and elderly Muslim women
in the UK and in Ghana through the provision of weekend and holiday classes, Homework Clubs, and financial support to
needy pupils.
4. The relief of those, mainly but not exclusively and for public benefiL Muslim women in need by reason of youth, age,
11
gender, ill-health, disability, fmancial hardship or other disadvantage in the UK and Ghana through fmancial assistance,
health promotion seminars and workshops.
11
ACHIEVEMENT AND PERFORMANCE
a) Holding Prayer meetings and Quran Classes
The Charitv held the usual prayer meetings and Quran classes fortnightty throughout the Period.
This was attended by about twenty members in around Balham, Merton, Lambeth and Greater London. Since the to
11
11
11
COVIDI 9 outbreak and afterniath most activities were held on ZOOM Virtual fonlln.
b) Counselling & Islamic Education Services
11
The charity organised some counselling and Islamic education services during the year on Zoom for members in need
throughout the period this was televised in UK and beyond with other supporters of the FOMWAG UK.
c) Other Community & Social Activities
There were some fimctions held for Ramadan, Eid celebrations, Annual Muslim women and Youth conferences and
11
11
11
other community projects and functions held during the period on ZOOM. We also attended Ghana Independence Day
celebrations at Parliament House. This included the launch of the All-Parties Parliamentary Group on Ghana (APPGG)
and the Secretariat was agreed to be the Ghana Union Office. As part of our networking FOMWAG UK members
attended and sponsored the Dansika Fugue Festival at Broadwater Farn].
The Future of FOMWAG UK
The Charitable Incorporated organisation would continue to work with the main Islamic Organisations, other Charities
with similar objects and Masjids to achieve the objectives of the charitable Incorporated company (CIO) and future
development projects.
11
Reserves policy
The trustees are aware that a prudent fmancial management of the charity requires that some funds are put aside for a
11
"rainy day" After considering the contractual obligations of the charity, such as premises and other leasing obligations
the trustees have decided that they would require to hold funds in reserve, equivalent to a minimum of six months totsl
11
operating expenditure. This means a total of approximately £4,000 for the current fmancial year. The current level of free
reserves does not adequately satisfy the charity's reserves policy. The trustees plan to generate fimds to increase the
current level of Reserves.
Funds in deficit
No funds are currently in deficit.
Page 2

FOMWAG UK
REPORT OF THE TRUSTEES
FOR THE YEAR ENDED 31 MARCH 2025
Approved by order of the board of trustees on 15th June 2025 and signed on its behalf by:
loLJ
A. SHARDOW (CHAIR) _ TRUSTEE
Page 3

INDEPENDEIYT EXAMINER'S REPORT TO THE TRUSTEES OF
FOMWAG UK
I report on the accounts for the year ended 31 March 202) set out on pages SLX 10
Respective responsibilities of trustees and examiner
The charity's trustees are responsible for the preparation of the accounts. The charity's trustees consider that an audit is
not required for this year (under Section 144(2) of the Charities Act 2011 (the 2011 Act)) and that an independent
examination is required.
11
Having satisfied myself that the charity is not subject to audit under Charity law and is eligible for independent
examination, it is my responsibility to:
11
examine the accounts under Section 145 of the 2011 Act
to follow the procedures laid down in the General Directions given by the Charity Commission (under Section
11
11
145(5)(b) of the 201 l Act); and
to state whether particular matters have come to my attention.
11
Basis of the independent examiner's report
My examination was carried out in accordance with the General Directions given by the Charity Commission. An
examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented
with those records. It also includes consideration of any unusual items or disclosures in the accounts. and seeking
explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence
that would be required in an audit, and consequently no opinion is given as to whether the accounts present a 'trne and
fair view ' and the report is limited to those matters set out in the statements below.
Independent examiner's statement
In connection with my examination, no matter has come to my attention:
11
which gives me reasonable cause to believe thaL in any material respecL the requirements
to keep accounting records in accordance with Section 130 of the Charities Act; and
to prepare accounts which accord with the accounting records, or
the accounts did not comply with the applicable accounting requirements concerning the forni and contents
of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement
that the accounts give a 'true and fair, view which is not a matter considered as part of an independent
examination.
I have come across, no matters in connection with the examination to which in my opinion, attention should be drawn in
11
this report in order to enable a proper understanding of the accounts to be reached.
S. TSIPOTEY BA (Hons) FCCA, Msc
SAMUEL ASSOCIATES
CHARTERED CERTIFIED ACCOUNTANTS
36 CHARCROFT GARDENS
ENFIELD
MIDDLESEX
EN3 7HA
Date: 10th July 2025
Page 4

FOMWAG UK
STATEMENT OF FINANCIAL ACTIVITIES
FOR THE YEAR ENDED 31 MARCH 2025
2025
Total funds
2024
Total funds
Unrestricted
fund
Restricted
fund
Not
es
INCOMING RESOURCES
Incoming resources from generated funds
Activities for generating Income
Voluntary Income
Charitable Income
Investment income
16,227
3,663
19,890
21,121
Total incoming resources
16,227
3,663
19,890
21,121
RESOURCES EXPENDED
Costs of generating funds
Costs of generating voluntary income
Charitable activities
Charitable Activities
Governance costs
15,742
680
3,663
19,405
680
19,846
660
Total resources expended
16,422
3,663
20,085
20,506
11
NET INCOMING/(OUTGOING)
RESOURCES
(195)
(195)
615
Transfer between funds
RECONCILIATION OF FUNDS
40
(40)
Totsl funds brought forward
3,765
210
3,975
3,360
TOTAL FUNDS CARRIED FORWARD
3610
170
3,780
3,975
The notes forni part of these financial statements
Page 5

FOMWAG UK
BALANCE SHEET
AT 31 MARCH 2025
2025
2024
Total funds Total funds
Unrestricted
fund
Restricted
fund
Not
es
FIXED ASSETS
Tangible assets
CURRENT ASSETS
Debtors & Prepayments
Cash at bank and in hand
500
3,825
4,290
170
4,460
4,290
170
4,460
4,325
CREDITORS
Amounts falling due within one year
(680)
(680)
(350)
NET CURRENTASSETS/(LIABILITIES)
3,610
170
3780
3,975
TOTAL ASSETS LESS CURRENT
LIABILITIES
3,610
170
3,780
3,975
NET (LIABILITIES)/ASSETS
3,610
170
3,780
3,975
FUNDS
Unrestricted funds- (Deficit)/Surplus
Restricted funds
3,610
170
3,765
210
TOTAL FUNDS
3,780
3,975
The notes forni part of these fmancial statements
11
Page 6

FOMWAG UK
BALANCE SHEET - CONTINUED
AS AT 31 MARCH 2025
The charitsble trust is entitled to exemption from audit under Section 144(2) of the Charities Act 2011 (the 201 l Act) for
the year ended 31 March 2025.
The members have not required the charitable Incorporated Company to obtain an audit of its fmancial statements for the
year ended 31 March 2025 in accordance with appropriate Section of the Charities Act 2011 and the SORP.
The trustees acknowledge their responsibilities for
(a)
11
ensuring that the charitable company keeps accounting records that comply with the appropriat¢ S¢ctions of the
Charities Act 2011 (the 2011 Act) and
preparing financial statements which give a true and fair view of the state of affairs of the charitable company as
at the end of each fmancial year and of its surplus or deficit for each fmancial year in accordance with the
requirements of the Sections and which otherwise comply with the requirements of the Charities Act 2011 relating
(b)
11
11
to fmancial statements, so far as applicable to the charitable company.
These financial statements have been prepared in accordance with the Charities SORP relating to small charitsble
companies and with the Financial Reporting Standard for Smaller Entities (effective January 2015).
The financial statements were approved by the Board of Trustees on 15 June 2025 and were signed on its behalf by:
A Shardow FCCA (Chair) -Trustee
B. Abdul Rahman (Treasurer) ~Trustee
11
The notes forni part of these fmancial statements
Pag¢ 7

FOMWAG UK
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
ACCOUNTING POLICIES
Accounting convention
The fmancial statements have been prepared under the historical cost convention, and in accordance with the
Financial Reporting Standard for Smaller Entities (effective April 2008), the Companies Act 2006 and the
11
requirements of the Statement of Recommended Practice, Accounting and Reporting by Charities.
Incoming resources
All incoming resources are included on the Statement of Financial Activities when the charity is legalty entitled
11
to the income and the amount can be quantified with reasonable accuracy.
Resources expended
Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost
related to the category. Where costs cannot be directly attributed to particular headings, they have been allocated
to activities on a basis consistent with the use of resources.
Tangible fixed assets None held
Depreciation is provided at the following annual rafrs in order to write off each asset over its estimated useful life.
Taxation
The charity is exempt from corporation tax on its charitable activities.
11
Fund accounting
Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.
Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions
arise when specified by the donor or when funds are raised for particular restricted purposes.
There is currentty a small mosque designated fund that is held.
Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.
INVESTMENT INCOME
11
2025
2024
Interest receivable/Rewards
NET tNCOMING/(OUTGOING) RESOURCES
Net resources are stated after chargIn￿(crediting).
2025
2024
Depreciation - owned assets
00
00
TRUSTEESI REMUNERATION AND BENEFITS
There were no trustees, remuneration or other benefits for the period ended 31 March 2025.
Trustees, expenses
There were no trustees, expenses paid for the year ended 31 March 2025.
Page 8

FOMWAG UK
NOTES TO THE FINANCIAL STATEMENTS - CONTLNUED
FOR THE YEAR ENDED 31 MARCH 2025
TANGIBLE FIXED ASSETS
Motor Van
Fixtures and
fittings
Other
equipment
Totsls
COST
At l April 2024 and 31 March 2025
DEPRECIATION
At l April 2024
Charge for year
At 31 March 2025
NET BOOK VALUE
At 31 March 2025
At 31 March 2024
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2025
2024
Accrued Income and Prepaid expenses
00
500
11
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2025
2024
Accrued expenses
680
350
680
350
MOVEMENT IN FUNDS
Net movement
in funds
At 1.4.24
At 31.3.25
Unrestricted funds
General fund
3.765
(155)
3,610
Restricted funds
Restricted fund
210
(40)
170
TOTAL FUNDS
3,975
3,780
Page 9

FOMWAG UK
NOTES TO THE FINANCIAL STATEMENTS- CONTINUED
FOR THE YEAR ENDED 31 MARCH 2025
MOVEMENT IN FUNDS- continued
Net movement in funds, included in the above are as follows:
Incoming
11
Resources Movement in
11
resources
expended
funds
Unrestrieted funds
General fund
16.227
(16,422)
(195)
Restricted funds
Restricted fund
Transfer between funds
3,663
(3,663)
(o)
TOTAL FUNDS
19,890
20,085)
11
This page does forn] part of the statutory financial statements
Page 10