
## One Woman At A Time Trustee Report 2022 and 2023 

One Woman At A Time is a charity focused on empowering women and girls who are severely disadvantaged by social or economic circumstances in Kenya and the UK. Established in 2018, the charity provides support through education and vocational training, helping women gain the skills and knowledge necessary for sustainable change. This not only benefits the women themselves but also their families and communities. 

The charity actively works with survivors of gender-based violence, including those affected by female genital mutilation, domestic violence, forced marriage, and child marriage. They offer essential support services such as advocacy, outreach, psychological support through therapies like Trauma Through Tapping (TTT), and health-related training and supplies for medical and obstetric care. 

## Charitable Activities 

In West Pokot in Kenya, 44% of women are forced into female genital mutilation (FGM) from the age of 13 and the illiteracy rate for the whole community is 67%. But this could be higher in remote villages. 

Nurse education: Pokot has very few nurses who speak Pokot so the charity has spent considerable time building relationships with a local hospital in Kenya and currently supports nurses in Kenya through funding their tuition fees and their university education. The charity is currently funding 10 Pokot speaking nurses on a 3-year nurse training programme. 

The effect of this will be twofold, (1) the women will gain education, empowerment and employment; (2) the women will go back to their community and give back to their community and in their own language will mentor other children as well as create awareness on harmful cultural practices including FGM, child marriage and other forms of gender based violence. 

1 



Rescuing girls:  By 20 21 in the Pokot region of Kenya the charity had rescued a number of vulnerable girls from forced early marriage, FGM and poverty. 

The breakdown for 2022 is as follows: 

- 36 girls primary school age 

- 34 girls secondary school age 

- 10 women training to be nurses 

- 3 students being funded through college 

- 3 women being funded through university 

Total 86 women rescued. 

We are unique as through direct liaison and regular communication directly with the actual locally based organisations in Kenya, we can trace exactly the outcome of every girl sponsored through our charity. Details of young girls rescued are below: 


2 



SECONDARY STUDENT 2024 OWAAT SPONSORED
SINO
NAME
AGE
SCHOOL
LEVEL
YEAR OF cOmPL￿10N
FORM
17
16
16
16
17
17
17
17
16
15
15
16
17
17
Ig
17
18
17
15
15
17
16
16
18
18
16
16
15
15
17
17
HOLY R05ARY GIRLS
HOLY ROSARY GIRLS
PROPOI GIRLS
PROPOI GIRLS
NASOKOL GIRLS
NASOKOL GIRLS
NASOKOL GIRLS
NASOKOL GIRLS
NASOKOL GIRLS
NASOKOL GIRLS
KOKWOTENDWO
KOKWOTENDWO
KOKWOTENDWO
KOKWOTENDWO
KOKWOTENDWO
ST. CECILIA CHEP
ST. CECILIA CHEP
HOLY TRINITY GIRLS
HOLY TRINITY GIRLS
HOLY TRINITY GIRLS
HOLY TRINIry GIRLS
HOLY TRINifi GIRLS
HOLY TRINITY GIRLS
CHESTA GIRLS
CHE5TA GIRLS
CHESTA GIRLS
CHESTA GIRLS
CHESTA GIRLS
CHESTA GIRLS
CHESTA GIRLS
CHESTA GIRLS
CHESTA GIRLS
CHE5TA GIRLS
CHESTA GIRLS
CHESTA GIRLS
CHESTA GIRLS
CHESTA GIRLS
SEBIT MIX SEC
SE8IT MIX SEC
SEBIT MIX SEC
SEBIT MIX SEC
SEBIT MIX SEC
SEBIT MIX SEC
SEBIT MIX SEC
SEBIT MIX SEC
2025
2027
2026
2026
2026
2024
2025
2025
2027
2027
2027
2025
2024
2025
2024
2027
2024
2025
2027
2027
2027
2027
2027
2024
2025
2027
2027
2027
2026
2025
2026
io.
ii.
12.
13.
14.
15.
16.
17.
18.
19.
20.
21.
22.
23.
24.
25.
26.
27.
28.
29.
30.
32.
33.
34.
35.
36.
37.
38.
39.
40.
17
16
16
16
18
17
17
17
18
18
18
16
18
16
2026
2025
2026
2026
2025
2026
2025
2027
2026
2025
2024
2027
2024
2027
42.
43.
44.
45.



To date (as at 2024), the organisation while working closely with and supporting local based organisations that they partner with including local schools, have been able to collaboratively rescue over 100 girls from abuse and violence and provided them with safety, psychosocial support, health and education.’ 

4 



The charity has given them refuge, education, safety throughout their school years. Liaison will take place with their families, so they can return home during holidays and if they are deemed in danger, they will kept in places of safety. 

Funding training: The charity is working to provide vocational training to help women achieve financial independence and empowerment. The charity has financially supported vulnerable and disadvantaged women to access and pursue different skills training and courses including, driving, excavators, seamstresses, and IT. 

Collaborative Activities - The charity worked through and supported local groups and activists to carry out activities during the 16 Days of activism. Some of the other activities that the charity supported included Alternative Rite Of Passage activities. We work alongside the World Health Organisation to offer the girls an alternative ‘right of passage’ rather than have the girls cut.  We fund transport, food etc to take Moses and his team to marginalised areas around Kenya to spread the word about alternatives to FGM. 

Training police officers: The charity supported local groups and activists to conduct Training and Capacity strengthening of Police Officers to increase their knowledge on FGM and Child Marriage, its health and psychological complications and their active role in law enforcement, dignified survivor handling and prosecution of perpetrators. 

We also supported the training of police officers in the Pokot area. FGM is illegal in Kenya but in remote areas, it still prevails. Many of the police officers did not realise FGM was illegal. When the girls ran away to escape from the threat of FGM etc, the police didn’t understand what was going on and returned the girls to their homes. Now that the police have been trained, they now recognise the signs that the girls are under risk of FGM and can liaise with the girls to take them to places of safety. The training was welcomed by the local police and more was requested. 

Supporting Literacy: In 2022, the charity paid for the installation of the Elizabeth Rose Library as the school had no library. We also sent over 200 picture books for the children – these were the first books these children had ever seen. 

Providing sanitary supplies: At Kapenguria women’s prison, the Educational Beauty Parlour within the prison teaches women hairdressing skills to reduce re-offending rates. We  have supplied personal hygiene packs and resources to expand the training. Due to Covid and its aftermath, we have not been able to visit Kenya or transport the supplies but a trip is planned for November 2024. 

5 



Awareness raising: We continue to raise public awareness through media collaboration, amplifying the message around the issue of FGM and early forced marriage (EFM) to the wider community. 

During 2022, we have expanded our awareness raising exercises in various schools based in the North West (UK). We trained 300 UK pupils on FGM, gender-based violence (GBV) and created a report and two films as an outcome of this work. 

Operation Limelight: Within the UK, the charity will continue to work with border force on Operation Limelight promoting awareness on female genital mutilation. 

## Fundraising Activities 

The charity would like to thank everyone who has provided us with sponsorship and supported our fundraising endeavours. 

Throughout 2022 we held various successful fund-raising events throughout the year that assisted the charity to fulfil its funding objectives. These events included medium nights, Morecambe Cross Bay Walks and sporting activities by trustees. Other activities included sponsored swimming, meals and health and beauty and wellbeing activities. 

## Future Plans 

The charity will continue to support the girls in Kenya who are in primary and secondary education and help them attain their goals, whether academic, medical or vocational. 

We will seek to expand the programmes we have established around giving further education to the older girls who are leaving school, giving them the chance to have financial independence whether through university or in agriculture, tailoring or beauty. 

We will expand the resources we can provide to the library we have created a computer room providing 10 computers in total. We have supported this initiative but further support is required to operationalise it. 

The charity will also continue to provide training in police stations in remote areas on female genital mutilation and forced marriage. . To date 84 police officers have been trained. 

Within the UK, the charity will continue to work with border force on Operation Limelight and in schools promoting awareness on female genital mutilation. 

6 



The Charity Founder and Trustees have not been able to visit Kenya since Covid. However the Founder has close liaison with her Kenyan Coordinator Moses Lokeris at least twice a week on the welfare of the girls and to facilitate the rescued girls and to support in cases of poverty with new uniforms, food and supporting families in the drought areas with grain to last during periods of drought. 

## Moses Lokeris Coordinator, One Woman At A Time, Kenya 


Within West Pokot, there was no support for post traumatic stress or trauma. Trauma Through Tapping (TTT) is a renowned technique to reduce post traumatic stress and the technique is used all over the world by the Peaceful Heart Foundation. One Woman At A Time has already taught some teachers and school children how to use this technique, but would like to bring this training to Kenya by a trained Kenyan. Plans have been drawn up and a budget made for when we return to Kenya to take this into Ortum Primary School for the teachers to have a seminar and to carry on our work in the women’s prisons. 

Every day in Shamagreen Academy, 55 primary school children aged 5 to 11 years have to walk 7 miles with jerry cans to collect water for the school. As a result, we are looking to liaise with organisations who are installing water supplies in Kenya to assess the feasibility of installing a water supply. 

Internal and External Factors that have affected the Charity. 

7 



The charity cannot underestimate the effect Covid had on the charity, restricting the ability to travel to Kenya to support the girls due to isolation restrictions in many areas. The Charity Founder and Trustees have also not been able to visit Kenya since Covid but have established good online ways of communicating (as described above). 

During this challenging financial time, we need to look at consolidation and sustaining our charitable efforts. Due to the cost of living in the UK, sponsorship is harder to come by and we need to ratify our plans. No more children will be taken on and we will focus our efforts on maintaining the children currently in our programme. 

Some of the plans we have made i.e. further education may have to be withheld as the main priority must be the children most likely to forced into gender-based violence. 

We recognise that this report is late in being written. This is due to administrative shortages and illness. Please rest assured that new systems are now in place to ensure timely production of future reports. 

Report produced by 

Celia Gaze, Acting Chair and Jean Anderson, Founder 

Input from Coordinators based in Kenya: Moses Lokeris and Domtila Chesang Chepatul 

One Woman At A Time 

May 2024 

8 



**REGISTERED COMPANY NUMBER: CE017810 (England and Wales) REGISTERED CHARITY NUMBER: 1183863** 

Report of the Trustees and 

Unaudited Financial Statements for the Year Ended 31 December 2022 

for 

One Woman at a time 

Haywoods Kevan Pilling House 

1 Myrtle Street Bolton Lancashire BL1 3AH 



One Woman at a time 

## Contents of the Financial Statements for the Year Ended 31 December 2022 

|||Page||
|---|---|---|---|
|Report of the Trustees|1|to|4|
|Independent Examiner's Report||5||
|Statement of Financial Activities||6||
|Balance Sheet||7||
|Notes to the Financial Statements|8|to|11|
|Detailed Statement of Financial Activities||12||





One Woman at a time 

Report of the Trustees for the Year Ended 31 December 2022 

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 31 December 2022. The trustees have adopted the provisions  of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019). 

## **OBJECTIVES AND ACTIVITIES Objectives and aims** 

The objectives of the charity are as follows: 

Work with women survivors of Gender Based Violence in the UK and Africa that includes Female Genital Mutilation, Domestic Violence, Forced Marriage, Honour Based Violence (HBV), Sexual Abuse, Modern Day Slavery and Trafficking, women in prison and women experiencing Mental Health, through advocacy and outreach support services. 

The charity offers essential support services such as advocacy, outreach, psychological support through therapies like Trauma Through Tapping (TTT), and health-related training and supplies for medical and obstetric care. 

## **Volunteers** 

Volunteers are vital to the continued growth, development and success of the charity and their contributions are greatly appreciated. 

Page 1 



One Woman at a time 

for the Year Ended 31 December 2022 

## Report of the Trustees 

## **ACHIEVEMENT AND PERFORMANCE** 

## **Charitable activities** 

In West Pokot in Kenya, 44% of women are forced into female genital mutilation (FGM) from the age of 13 and the illiteracy rate for the whole community is 67%. But this could be higher in remote villages. 

Pokot has very few nurses who speak Pokot so the charity has spent considerable time building relationships with a local hospital in Kenya and currently supports nurses in Kenya through funding their tuition fees and their university education. The charity is currently funding 10 Pokot speaking nurses on a 3-year nurse training programme. 

The effect of this will be twofold, (1) the women will gain education, empowerment and employment; (2) the women will go back to their community and give back to their community and in their own language will mentor other children as well as create awareness on harmful cultural practices including FGM, child marriage and other forms of gender based violence. 

In 2022 in the Pokot region of Kenya the charity had rescued 86 of vulnerable girls and/or women from forced early marriage, FGM and poverty. 

The charity worked through and supported local groups and activists to carry out activities during the 16 Days of activism. Some of the other activities that the charity supported included Alternative Rite Of Passage activities. We work alongside the World Health Organisation to offer the girls an alternative ‘right of passage’ rather than have the girls cut. We fund transport, food etc to take Moses and his team to marginalised areas around Kenya to spread the word about alternatives to FGM. 

The charity supported local groups and activists to conduct Training and Capacity strengthening of Police Officers to increase their knowledge on FGM and Child Marriage, its health and psychological complications and their active role in law enforcement, dignified survivor handling and prosecution of perpetrators. 

We also supported the training of police officers in the Pokot area. FGM is illegal in Kenya but in remote areas, it still prevails. Many of the police officers did not realise FGM was illegal. When the girls ran away to escape from the threat of FGM etc, the police didn’t understand what was going on and returned the girls to their homes. Now that the police have been trained, they now recognise the signs that the girls are under risk of FGM and can liaise with the girls to take them to places of safety. The training was welcomed by the local police and more was requested. 

In 2022, the charity paid for the installation of the Elizabeth Rose Library as the school had no library. We also sent  over 200 picture books for the children - these were the first books these children had ever seen. 

At Kapenguria women’s prison, the Educational Beauty Parlour within the prison teaches women hairdressing skills to reduce re-offending rates. We have supplied personal hygiene packs and resources to expand the training. Due to  Covid and its aftermath, we have not been able to visit Kenya or transport the supplies but a trip is planned for November 2024. 

We continue to raise public awareness through media collaboration, amplifying the message around the issue of FGM and early forced marriage (EFM) to the wider community. 

During 2022, we have expanded our awareness raising exercises in various schools based in the North West (UK). We trained 300 UK pupils on FGM, gender-based violence (GBV) and created a report and two films as an outcome of this work. 

Within the UK, the charity will continue to work with border force on Operation Limelight promoting awareness on female genital mutilation. 

## **Fundraising activities** 

The charity would like to thank everyone who has provided us with sponsorship and supported our fundraising endeavours. 

Throughout 2022 we held various successful fund-raising events throughout the year that assisted the charity to fulfil its funding objectives. These events included medium nights, Morecambe Cross Bay Walks and sporting activities by trustees. Other activities included sponsored swimming, meals and health and beauty and wellbeing activities 

Page 2 



One Woman at a time 

Report of the Trustees for the Year Ended 31 December 2022 

## **ACHIEVEMENT AND PERFORMANCE** 

## **Internal and external factors** 

The charity cannot underestimate the effect Covid had on the charity, restricting the ability to travel to Kenya to support the girls due to isolation restrictions in many areas. 

The Charity Founder and Trustees have also not been able to visit Kenya since Covid but have established good online ways of communicating through their Kenyan Co-ordinator at least twice a week. 

During this challenging financial time, we need to look at consolidation and sustaining our charitable efforts. Due to  the cost of living in the UK, sponsorship is harder to come by and we need to ratify our plans. No more children will be taken on and we will focus our efforts on maintaining the children currently in our programme. 

Some of the plans we have made i.e. further education may have to be withheld as the main priority must be the children most likely to forced into gender-based violence. 

## **FUTURE PLANS** 

The charity will continue to support the girls in Kenya who are in primary and secondary education and help them attain their goals, whether academic, medical or vocational. 

We will seek to expand the programmes we have established around giving further education to the older girls who are leaving school, giving them the chance to have financial independence whether through university or in agriculture, tailoring or beauty. 

We will expand the resources we can provide to the library we have created a computer room providing 10 computers  in total. We have supported this initiative but further support is required to operationalise it. 

The charity will also continue to provide training in police stations in remote areas on female genital mutilation and forced marriage. . To date 84 police officers have been trained. 

Within the UK, the charity will continue to work with border force on Operation Limelight and in schools promoting awareness on female genital mutilation. 

The Charity Founder and Trustees have not been able to visit Kenya since Covid. However the Founder has close liaison with her Kenyan Coordinator at least twice a week on the welfare of the girls and to facilitate the rescued girls and to support in cases of poverty with new uniforms, food and supporting families in the drought areas with grain to last during periods of drought. 

## **STRUCTURE, GOVERNANCE AND MANAGEMENT Governing document** 

The charity is controlled by its governing document, a deed of trust, and constitutes a limited company, limited by guarantee, as defined by the Companies Act 2006. 

1. To relieve the needs of women, particularly, but not exclusively, those who have experience, or are at risk of experiencing, gender-based violence and female genital mutilation, including by, without limitation, the provision of grants, support, services and items directed at improving their conditions of life. 

2. To advance the education of the public in matters of gender based violence and female genital mutilation and other related subjects. 

## **REFERENCE AND ADMINISTRATIVE DETAILS** 

## **Registered Company number** 

CE017810 (England and Wales) 

## **Registered Charity number** 

1183863 

Page 3 



One Woman at a time 

Report of the Trustees for the Year Ended 31 December 2022 

## **Registered office** 

27 Elkin Road Morecambe LA4 5RN 

## **Trustees** 

Ms J Anderson Ms K Brown Z Mohamed 

## **Independent Examiner** 

Haywoods Kevan Pilling House 1 Myrtle Street Bolton Lancashire BL1 3AH 

Approved by order of the board of trustees on 29 May 2024 and signed on its behalf by: 

Ms J Anderson - Trustee 

Page 4 



Independent Examiner's Report to the Trustees of One Woman at a time 

## **Independent examiner's report to the trustees of One Woman at a time ('the Company')** 

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 December 2022. 

## **Responsibilities and basis of report** 

As the charity's trustees of the Company (and also its directors for the purposes of company law) you are responsible  for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act'). 

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts as  carried out under Section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under Section 145(5) (b) of the 2011 Act. 

## **Independent examiner's statement** 

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe: 

1. accounting records were not kept in respect of the Company as required by Section 386 of the 2006 Act; or 

2. the accounts do not accord with those records; or 

3. the accounts do not comply with the accounting requirements of Section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an  independent examination; or 

4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their  accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)). 

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. 

Charlotte Aldcroft 

Haywoods Kevan Pilling House 1 Myrtle Street Bolton Lancashire BL1 3AH 

29 May 2024 

Page 5 



One Woman at a time 

## Statement of Financial Activities for the Year Ended 31 December 2022 

|2022<br>Unrestricted<br>fund<br>Notes<br>£<br>**INCOME AND ENDOWMENTS FROM**<br>Donations and legacies<br>16,268<br>Other trading activities<br>2<br>17,822<br>**Total**<br>34,090<br>**EXPENDITURE ON**<br>Raising funds<br>3<br>9,549<br>**Charitable activities**<br>Charitable expenditure<br>28,536<br>**Total**<br>38,085<br>**NET INCOME/(EXPENDITURE)**<br>(3,995)<br>**RECONCILIATION OF FUNDS**<br>Total funds brought forward<br>9,165<br>**TOTAL FUNDS CARRIED FORWARD**<br>5,170|2021<br>Total<br>funds<br>£<br>4,203<br>32,852<br>37,055<br>8,030<br>47,763<br>55,793<br>(18,738)<br>27,903<br>9,165|
|---|---|



The notes form part of these financial statements 

Page 6 



One Woman at a time 

## Balance Sheet 

## 31 December 2022 

|||2022|2021|
|---|---|---|---|
|||Unrestricted|Total|
|||fund|funds|
||Notes|£|£|
|**CURRENT ASSETS**||||
|Cash at bank||5,170|9,165|
|**NET CURRENT ASSETS**||5,170|9,165|
|**TOTAL ASSETS LESS CURRENT**||||
|**LIABILITIES**||5,170|9,165|
|**NET ASSETS**||5,170|9,165|
|**FUNDS**|7|||
|Unrestricted funds||5,170|9,165|
|**TOTAL FUNDS**||5,170|9,165|
|||||



The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 December 2022. 

The members have not required the company to obtain an audit of its financial statements for the year ended 31 December 2022 in accordance with Section 476 of the Companies Act 2006. 

The trustees acknowledge their responsibilities for 

- (a) ensuring that the charitable company keeps accounting records that comply with Sections 386 and 387 of the Companies Act 2006 and 

- (b) preparing financial statements which give a true and fair view of the state of affairs of the charitable company  as at the end of each financial year and of its surplus or deficit for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the charitable company. 

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime. 

The financial statements were approved by the Board of Trustees and authorised for issue on 29 May 2024 and were signed on its behalf by: 

J Anderson - Trustee 

The notes form part of these financial statements 

Page 7 



One Woman at a time 

Notes to the Financial Statements 

for the Year Ended 31 December 2022 

## **1. ACCOUNTING POLICIES** 

## **Basis of preparing the financial statements** 

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention. 

## **Income** 

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably. 

## **Expenditure** 

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources. 

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure. 

## **Taxation** 

The charity is exempt from corporation tax on its charitable activities. 

## **Fund accounting** 

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees. 

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes. 

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements. 

## **2. OTHER TRADING ACTIVITIES** 

|Fundraising events<br>Sponsorships<br>Snowdon fundraiser|2022<br>£<br>12,297<br>5,525<br>-<br>17,822|2021<br>£<br>24,957<br>6,733<br>1,162<br>32,852|
|---|---|---|



continued... 

Page 8 



One Woman at a time 

## Notes to the Financial Statements - continued for the Year Ended 31 December 2022 

## **3. RAISING FUNDS** 

## **Raising donations and legacies** 

|**Raising donations and legacies**|||
|---|---|---|
||2022|2021|
||£|£|
|UK travel and subsistence|506|662|
|UK admin and staff training|3,528|3,167|
|Support costs|-|1,303|
||4,034|5,132|



## **4. TRUSTEES' REMUNERATION AND BENEFITS** 

There were no trustees' remuneration or other benefits for the year ended 31 December 2022 nor for the year ended 31 December 2021. 

## **Trustees' expenses** 

There were no trustees' expenses paid for the year ended 31 December 2022 nor for the year ended 31 December 2021. 

## **5. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES** 

|**INCOME AND ENDOWMENTS FROM**|Unrestricted<br>fund<br>£|
|---|---|
|Donations and legacies|4,203|
|Other trading activities|32,852|
|**Total**|37,055|
|**EXPENDITURE ON**||
|Raising funds|8,030|
|**Charitable activities**||
|Charitable expenditure|47,763|
|**Total**|55,793|
|**NET INCOME/(EXPENDITURE)**|(18,738)|
|**RECONCILIATION OF FUNDS**||
|Total funds brought forward|27,903|
|**TOTAL FUNDS CARRIED FORWARD**|9,165|



continued... 

Page 9 



One Woman at a time 

for the Year Ended 31 December 2022 

## Notes to the Financial Statements - continued 

## **6. ACCOUNTING PERIOD** 

Although the charity was incorporated and registered on the 12 June 2019, these accounts include activities and events between 1 January 2019 to 31 December 2019 in order to give a true reflection of spending in the year. 

## **7. MOVEMENT IN FUNDS** 

|**MOVEMENT IN FUNDS**||||
|---|---|---|---|
||Net|||
||movement||At|
|At 1.1.22|in funds|31.12.22||
|£|£||£|
|**Unrestricted funds**||||
|General fund<br>9,165|(3,995)||5,170|
|**TOTAL FUNDS**<br>9,165|(3,995)||5,170|
|Net movement in funds, included in the above are as follows:||||
|Incoming|Resources|Movement||
|resources|expended|in funds||
|£<br>**Unrestricted funds**|£||£|
|General fund<br>34,090|(38,085)||(3,995)|
|**TOTAL FUNDS**<br>34,090|(38,085)||(3,995)|
|**Comparatives for movement in funds**||||
|At 1.1.21|Net<br>movement<br>in funds|At<br>31.12.21||
|£<br>**Unrestricted funds**|£||£|
|General fund<br>27,903|(18,738)||9,165|
|**TOTAL FUNDS**<br>27,903|(18,738)||9,165|
|Comparative net movement in funds, included in the above are as follows:||||
|Incoming|Resources|Movement||
|resources|expended|in funds||
|£<br>**Unrestricted funds**|£||£|
|General fund<br>37,055|(55,793)||(18,738)|
|**TOTAL FUNDS**<br>37,055|(55,793)||(18,738)|



continued... 

Page 10 



One Woman at a time 

## Notes to the Financial Statements - continued 

## for the Year Ended 31 December 2022 

## **7. MOVEMENT IN FUNDS - continued** 

A current year 12 months and prior year 12 months combined position is as follows: 

|||Net||
|---|---|---|---|
|||movement|At|
||At 1.1.21|in funds|31.12.22|
||£|£|£|
|**Unrestricted funds**||||
|General fund|27,903|(22,733)|5,170|
|**TOTAL FUNDS**|27,903|(22,733)|5,170|



A current year 12 months and prior year 12 months combined net movement in funds, included in the above  are as follows: 

|**Unrestricted funds**|Incoming<br>Resources<br>resources<br>expended<br>£<br>£|Movement<br>in funds<br>£|
|---|---|---|
|General fund|71,145<br>(93,878)|(22,733)|
|**TOTAL FUNDS**|71,145<br>(93,878)|(22,733)|



## **8. RELATED PARTY DISCLOSURES** 

There were no related party transactions for the year ended 31 December 2022. 

Page 11 



One Woman at a time 

|**INCOME AND ENDOWMENTS**<br>**Donations and legacies**<br>Donations<br>**Other trading activities**<br>Fundraising events<br>Sponsorships<br>Snowdon fundraiser<br>**Total incoming resources**<br>**EXPENDITURE**<br>**Raising donations and legacies**<br>UK travel and subsistence<br>UK admin and staff training<br>**Other trading activities**<br>Fundraising costs<br>**Charitable activities**<br>Kenya charitable expenditure<br>**Support costs**<br>**Finance**<br>Bank charges<br>**Information technology**<br>Computers and software<br>Total resources expended<br>**Net expenditure**|Detailed Statement of Financial Activities<br>for the Year Ended 31 December 2022<br>2022<br>2021<br>£<br>£<br>16,268<br>4,203<br>12,297<br>24,957<br>5,525<br>6,733<br>-<br>1,162<br>17,822<br>32,852<br>34,090<br>37,055<br>506<br>662<br>3,528<br>3,167<br>4,034<br>3,829<br>4,214<br>2,065<br>28,536<br>47,763<br>757<br>833<br>544<br>1,303<br>38,085<br>55,793<br>(3,995)<br>(18,738)|
|---|---|
|||



This page does not form part of the statutory financial statements 

Page 12 



**REGISTERED COMPANY NUMBER: CE017810 (England and Wales) REGISTERED CHARITY NUMBER: 1183863** 

Report of the Trustees and 

Unaudited Financial Statements for the Year Ended 31 December 2022 

for 

One Woman at a time 

Haywoods Kevan Pilling House 

1 Myrtle Street Bolton Lancashire BL1 3AH 



One Woman at a time 

## Contents of the Financial Statements for the Year Ended 31 December 2022 

|||Page||
|---|---|---|---|
|Report of the Trustees|1|to|4|
|Independent Examiner's Report||5||
|Statement of Financial Activities||6||
|Balance Sheet||7||
|Notes to the Financial Statements|8|to|11|
|Detailed Statement of Financial Activities||12||





One Woman at a time 

Report of the Trustees for the Year Ended 31 December 2022 

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 31 December 2022. The trustees have adopted the provisions  of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019). 

## **OBJECTIVES AND ACTIVITIES Objectives and aims** 

The objectives of the charity are as follows: 

Work with women survivors of Gender Based Violence in the UK and Africa that includes Female Genital Mutilation, Domestic Violence, Forced Marriage, Honour Based Violence (HBV), Sexual Abuse, Modern Day Slavery and Trafficking, women in prison and women experiencing Mental Health, through advocacy and outreach support services. 

The charity offers essential support services such as advocacy, outreach, psychological support through therapies like Trauma Through Tapping (TTT), and health-related training and supplies for medical and obstetric care. 

## **Volunteers** 

Volunteers are vital to the continued growth, development and success of the charity and their contributions are greatly appreciated. 

Page 1 



One Woman at a time 

for the Year Ended 31 December 2022 

## Report of the Trustees 

## **ACHIEVEMENT AND PERFORMANCE** 

## **Charitable activities** 

In West Pokot in Kenya, 44% of women are forced into female genital mutilation (FGM) from the age of 13 and the illiteracy rate for the whole community is 67%. But this could be higher in remote villages. 

Pokot has very few nurses who speak Pokot so the charity has spent considerable time building relationships with a local hospital in Kenya and currently supports nurses in Kenya through funding their tuition fees and their university education. The charity is currently funding 10 Pokot speaking nurses on a 3-year nurse training programme. 

The effect of this will be twofold, (1) the women will gain education, empowerment and employment; (2) the women will go back to their community and give back to their community and in their own language will mentor other children as well as create awareness on harmful cultural practices including FGM, child marriage and other forms of gender based violence. 

In 2022 in the Pokot region of Kenya the charity had rescued 86 of vulnerable girls and/or women from forced early marriage, FGM and poverty. 

The charity worked through and supported local groups and activists to carry out activities during the 16 Days of activism. Some of the other activities that the charity supported included Alternative Rite Of Passage activities. We work alongside the World Health Organisation to offer the girls an alternative ‘right of passage’ rather than have the girls cut. We fund transport, food etc to take Moses and his team to marginalised areas around Kenya to spread the word about alternatives to FGM. 

The charity supported local groups and activists to conduct Training and Capacity strengthening of Police Officers to increase their knowledge on FGM and Child Marriage, its health and psychological complications and their active role in law enforcement, dignified survivor handling and prosecution of perpetrators. 

We also supported the training of police officers in the Pokot area. FGM is illegal in Kenya but in remote areas, it still prevails. Many of the police officers did not realise FGM was illegal. When the girls ran away to escape from the threat of FGM etc, the police didn’t understand what was going on and returned the girls to their homes. Now that the police have been trained, they now recognise the signs that the girls are under risk of FGM and can liaise with the girls to take them to places of safety. The training was welcomed by the local police and more was requested. 

In 2022, the charity paid for the installation of the Elizabeth Rose Library as the school had no library. We also sent  over 200 picture books for the children - these were the first books these children had ever seen. 

At Kapenguria women’s prison, the Educational Beauty Parlour within the prison teaches women hairdressing skills to reduce re-offending rates. We have supplied personal hygiene packs and resources to expand the training. Due to  Covid and its aftermath, we have not been able to visit Kenya or transport the supplies but a trip is planned for November 2024. 

We continue to raise public awareness through media collaboration, amplifying the message around the issue of FGM and early forced marriage (EFM) to the wider community. 

During 2022, we have expanded our awareness raising exercises in various schools based in the North West (UK). We trained 300 UK pupils on FGM, gender-based violence (GBV) and created a report and two films as an outcome of this work. 

Within the UK, the charity will continue to work with border force on Operation Limelight promoting awareness on female genital mutilation. 

## **Fundraising activities** 

The charity would like to thank everyone who has provided us with sponsorship and supported our fundraising endeavours. 

Throughout 2022 we held various successful fund-raising events throughout the year that assisted the charity to fulfil its funding objectives. These events included medium nights, Morecambe Cross Bay Walks and sporting activities by trustees. Other activities included sponsored swimming, meals and health and beauty and wellbeing activities 

Page 2 



One Woman at a time 

Report of the Trustees for the Year Ended 31 December 2022 

## **ACHIEVEMENT AND PERFORMANCE** 

## **Internal and external factors** 

The charity cannot underestimate the effect Covid had on the charity, restricting the ability to travel to Kenya to support the girls due to isolation restrictions in many areas. 

The Charity Founder and Trustees have also not been able to visit Kenya since Covid but have established good online ways of communicating through their Kenyan Co-ordinator at least twice a week. 

During this challenging financial time, we need to look at consolidation and sustaining our charitable efforts. Due to  the cost of living in the UK, sponsorship is harder to come by and we need to ratify our plans. No more children will be taken on and we will focus our efforts on maintaining the children currently in our programme. 

Some of the plans we have made i.e. further education may have to be withheld as the main priority must be the children most likely to forced into gender-based violence. 

## **FUTURE PLANS** 

The charity will continue to support the girls in Kenya who are in primary and secondary education and help them attain their goals, whether academic, medical or vocational. 

We will seek to expand the programmes we have established around giving further education to the older girls who are leaving school, giving them the chance to have financial independence whether through university or in agriculture, tailoring or beauty. 

We will expand the resources we can provide to the library we have created a computer room providing 10 computers  in total. We have supported this initiative but further support is required to operationalise it. 

The charity will also continue to provide training in police stations in remote areas on female genital mutilation and forced marriage. . To date 84 police officers have been trained. 

Within the UK, the charity will continue to work with border force on Operation Limelight and in schools promoting awareness on female genital mutilation. 

The Charity Founder and Trustees have not been able to visit Kenya since Covid. However the Founder has close liaison with her Kenyan Coordinator at least twice a week on the welfare of the girls and to facilitate the rescued girls and to support in cases of poverty with new uniforms, food and supporting families in the drought areas with grain to last during periods of drought. 

## **STRUCTURE, GOVERNANCE AND MANAGEMENT Governing document** 

The charity is controlled by its governing document, a deed of trust, and constitutes a limited company, limited by guarantee, as defined by the Companies Act 2006. 

1. To relieve the needs of women, particularly, but not exclusively, those who have experience, or are at risk of experiencing, gender-based violence and female genital mutilation, including by, without limitation, the provision of grants, support, services and items directed at improving their conditions of life. 

2. To advance the education of the public in matters of gender based violence and female genital mutilation and other related subjects. 

## **REFERENCE AND ADMINISTRATIVE DETAILS** 

## **Registered Company number** 

CE017810 (England and Wales) 

## **Registered Charity number** 

1183863 

Page 3 



One Woman at a time 

Report of the Trustees for the Year Ended 31 December 2022 

## **Registered office** 

27 Elkin Road Morecambe LA4 5RN 

## **Trustees** 

Ms J Anderson Ms K Brown Z Mohamed 

## **Independent Examiner** 

Haywoods Kevan Pilling House 1 Myrtle Street Bolton Lancashire BL1 3AH 

Approved by order of the board of trustees on 29 May 2024 and signed on its behalf by: 

Ms J Anderson - Trustee 

Page 4 



Independent Examiner's Report to the Trustees of One Woman at a time 

## **Independent examiner's report to the trustees of One Woman at a time ('the Company')** 

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 December 2022. 

## **Responsibilities and basis of report** 

As the charity's trustees of the Company (and also its directors for the purposes of company law) you are responsible  for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act'). 

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts as  carried out under Section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under Section 145(5) (b) of the 2011 Act. 

## **Independent examiner's statement** 

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe: 

1. accounting records were not kept in respect of the Company as required by Section 386 of the 2006 Act; or 

2. the accounts do not accord with those records; or 

3. the accounts do not comply with the accounting requirements of Section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an  independent examination; or 

4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their  accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)). 

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. 

Charlotte Aldcroft 

Haywoods Kevan Pilling House 1 Myrtle Street Bolton Lancashire BL1 3AH 

29 May 2024 

Page 5 



One Woman at a time 

## Statement of Financial Activities for the Year Ended 31 December 2022 

|2022<br>Unrestricted<br>fund<br>Notes<br>£<br>**INCOME AND ENDOWMENTS FROM**<br>Donations and legacies<br>16,268<br>Other trading activities<br>2<br>17,822<br>**Total**<br>34,090<br>**EXPENDITURE ON**<br>Raising funds<br>3<br>9,549<br>**Charitable activities**<br>Charitable expenditure<br>28,536<br>**Total**<br>38,085<br>**NET INCOME/(EXPENDITURE)**<br>(3,995)<br>**RECONCILIATION OF FUNDS**<br>Total funds brought forward<br>9,165<br>**TOTAL FUNDS CARRIED FORWARD**<br>5,170|2021<br>Total<br>funds<br>£<br>4,203<br>32,852<br>37,055<br>8,030<br>47,763<br>55,793<br>(18,738)<br>27,903<br>9,165|
|---|---|



The notes form part of these financial statements 

Page 6 



One Woman at a time 

## Balance Sheet 

## 31 December 2022 

|||2022|2021|
|---|---|---|---|
|||Unrestricted|Total|
|||fund|funds|
||Notes|£|£|
|**CURRENT ASSETS**||||
|Cash at bank||5,170|9,165|
|**NET CURRENT ASSETS**||5,170|9,165|
|**TOTAL ASSETS LESS CURRENT**||||
|**LIABILITIES**||5,170|9,165|
|**NET ASSETS**||5,170|9,165|
|**FUNDS**|7|||
|Unrestricted funds||5,170|9,165|
|**TOTAL FUNDS**||5,170|9,165|
|||||



The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 December 2022. 

The members have not required the company to obtain an audit of its financial statements for the year ended 31 December 2022 in accordance with Section 476 of the Companies Act 2006. 

The trustees acknowledge their responsibilities for 

- (a) ensuring that the charitable company keeps accounting records that comply with Sections 386 and 387 of the Companies Act 2006 and 

- (b) preparing financial statements which give a true and fair view of the state of affairs of the charitable company  as at the end of each financial year and of its surplus or deficit for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the charitable company. 

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime. 

The financial statements were approved by the Board of Trustees and authorised for issue on 29 May 2024 and were signed on its behalf by: 

J Anderson - Trustee 

The notes form part of these financial statements 

Page 7 



One Woman at a time 

Notes to the Financial Statements 

for the Year Ended 31 December 2022 

## **1. ACCOUNTING POLICIES** 

## **Basis of preparing the financial statements** 

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention. 

## **Income** 

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably. 

## **Expenditure** 

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources. 

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure. 

## **Taxation** 

The charity is exempt from corporation tax on its charitable activities. 

## **Fund accounting** 

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees. 

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes. 

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements. 

## **2. OTHER TRADING ACTIVITIES** 

|Fundraising events<br>Sponsorships<br>Snowdon fundraiser|2022<br>£<br>12,297<br>5,525<br>-<br>17,822|2021<br>£<br>24,957<br>6,733<br>1,162<br>32,852|
|---|---|---|



continued... 

Page 8 



One Woman at a time 

## Notes to the Financial Statements - continued for the Year Ended 31 December 2022 

## **3. RAISING FUNDS** 

## **Raising donations and legacies** 

|**Raising donations and legacies**|||
|---|---|---|
||2022|2021|
||£|£|
|UK travel and subsistence|506|662|
|UK admin and staff training|3,528|3,167|
|Support costs|-|1,303|
||4,034|5,132|



## **4. TRUSTEES' REMUNERATION AND BENEFITS** 

There were no trustees' remuneration or other benefits for the year ended 31 December 2022 nor for the year ended 31 December 2021. 

## **Trustees' expenses** 

There were no trustees' expenses paid for the year ended 31 December 2022 nor for the year ended 31 December 2021. 

## **5. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES** 

|**INCOME AND ENDOWMENTS FROM**|Unrestricted<br>fund<br>£|
|---|---|
|Donations and legacies|4,203|
|Other trading activities|32,852|
|**Total**|37,055|
|**EXPENDITURE ON**||
|Raising funds|8,030|
|**Charitable activities**||
|Charitable expenditure|47,763|
|**Total**|55,793|
|**NET INCOME/(EXPENDITURE)**|(18,738)|
|**RECONCILIATION OF FUNDS**||
|Total funds brought forward|27,903|
|**TOTAL FUNDS CARRIED FORWARD**|9,165|



continued... 

Page 9 



One Woman at a time 

for the Year Ended 31 December 2022 

## Notes to the Financial Statements - continued 

## **6. ACCOUNTING PERIOD** 

Although the charity was incorporated and registered on the 12 June 2019, these accounts include activities and events between 1 January 2019 to 31 December 2019 in order to give a true reflection of spending in the year. 

## **7. MOVEMENT IN FUNDS** 

|**MOVEMENT IN FUNDS**||||
|---|---|---|---|
||Net|||
||movement||At|
|At 1.1.22|in funds|31.12.22||
|£|£||£|
|**Unrestricted funds**||||
|General fund<br>9,165|(3,995)||5,170|
|**TOTAL FUNDS**<br>9,165|(3,995)||5,170|
|Net movement in funds, included in the above are as follows:||||
|Incoming|Resources|Movement||
|resources|expended|in funds||
|£<br>**Unrestricted funds**|£||£|
|General fund<br>34,090|(38,085)||(3,995)|
|**TOTAL FUNDS**<br>34,090|(38,085)||(3,995)|
|**Comparatives for movement in funds**||||
|At 1.1.21|Net<br>movement<br>in funds|At<br>31.12.21||
|£<br>**Unrestricted funds**|£||£|
|General fund<br>27,903|(18,738)||9,165|
|**TOTAL FUNDS**<br>27,903|(18,738)||9,165|
|Comparative net movement in funds, included in the above are as follows:||||
|Incoming|Resources|Movement||
|resources|expended|in funds||
|£<br>**Unrestricted funds**|£||£|
|General fund<br>37,055|(55,793)||(18,738)|
|**TOTAL FUNDS**<br>37,055|(55,793)||(18,738)|



continued... 

Page 10 



One Woman at a time 

## Notes to the Financial Statements - continued 

## for the Year Ended 31 December 2022 

## **7. MOVEMENT IN FUNDS - continued** 

A current year 12 months and prior year 12 months combined position is as follows: 

|||Net||
|---|---|---|---|
|||movement|At|
||At 1.1.21|in funds|31.12.22|
||£|£|£|
|**Unrestricted funds**||||
|General fund|27,903|(22,733)|5,170|
|**TOTAL FUNDS**|27,903|(22,733)|5,170|



A current year 12 months and prior year 12 months combined net movement in funds, included in the above  are as follows: 

|**Unrestricted funds**|Incoming<br>Resources<br>resources<br>expended<br>£<br>£|Movement<br>in funds<br>£|
|---|---|---|
|General fund|71,145<br>(93,878)|(22,733)|
|**TOTAL FUNDS**|71,145<br>(93,878)|(22,733)|



## **8. RELATED PARTY DISCLOSURES** 

There were no related party transactions for the year ended 31 December 2022. 

Page 11 



One Woman at a time 

|**INCOME AND ENDOWMENTS**<br>**Donations and legacies**<br>Donations<br>**Other trading activities**<br>Fundraising events<br>Sponsorships<br>Snowdon fundraiser<br>**Total incoming resources**<br>**EXPENDITURE**<br>**Raising donations and legacies**<br>UK travel and subsistence<br>UK admin and staff training<br>**Other trading activities**<br>Fundraising costs<br>**Charitable activities**<br>Kenya charitable expenditure<br>**Support costs**<br>**Finance**<br>Bank charges<br>**Information technology**<br>Computers and software<br>Total resources expended<br>**Net expenditure**|Detailed Statement of Financial Activities<br>for the Year Ended 31 December 2022<br>2022<br>2021<br>£<br>£<br>16,268<br>4,203<br>12,297<br>24,957<br>5,525<br>6,733<br>-<br>1,162<br>17,822<br>32,852<br>34,090<br>37,055<br>506<br>662<br>3,528<br>3,167<br>4,034<br>3,829<br>4,214<br>2,065<br>28,536<br>47,763<br>757<br>833<br>544<br>1,303<br>38,085<br>55,793<br>(3,995)<br>(18,738)|
|---|---|
|||



This page does not form part of the statutory financial statements 

Page 12 

