2025-03-31-accounts

Trustees’ Annual Report for the period

From Period start date 1[st] April 2024 To Period end date 31[st] March 2025

Charity name: Wilmington Community Church CIO

Charity registration number: 1183656

Objectives and Activities

	SORP reference
Summary of the purposes of the charity as set out in its governing document	Para 1.17	The advancement of the Christian faith in Wilmington and other such parts of the UK and the world
Summary of the main activities in relation to those purposes for the public benefit, in particular, the activities, projects or services identified in the accounts.	Para 1.17 and 1.19	1. The delivery of Sunday worship in the church and via video link called “Church on Line” 2. The provision of weekly fellowship meetings to promote spiritual health, support and fellowship 3. The delivery of community support programme offering to assist local residents with activity afternoons and evenings. Also provision of a low cost weekly Mothers and Toddlers morning for mothers, Grandparents and carers and their children. Provision of community social events such as quiz nights, themes meals and an annual Christmas Fair
Statement confirming whether the trustees have had regard to the guidance issued by the Charity Commission on public benefit	Para 1.18	The trustees have had regard to the guidance issued by the Charity Commission

Additional information (optional) You may choose to include further statements where relevant about:

	SORP reference
Policy on grant making	Para 1.38	1. WCC CIO’s policy is to financially support other relevant charities both in the UK and oversees. The source of the finance is from church members and the object is to further the Christian faith

		2. It is also our policy to financially support church members who are in short term urgent financial need, typically with one-off payments not exceeding £200
Policy on social investment including program related investment	Para 1.38	WCC CIO’s policy is to place reserves in safe UK bank accounts
Contribution made by volunteers	Para 1.38	Volunteers play an important part in the delivery of our objectives. 1. 6 Elders provide the spiritual leadership of the church with oversight in all areas – 5 hours per week each. 1 Elder is an employee. 2. 6 Trustees provide business leadership of the church with oversight in all areas – 2 to 5 hours per week each depending on role. 1 further trustee is the pastor and an employee. 3. 1 Treasurer manages the income and expenditure, bank accounts and with the trustees the budget – 2 to 3 hours per week. 4. 1 Accountant provides accounts for examination and arranges the examination processes by the independent examiner – 0 to 20 hours per week at submission time. 5. 14 Fellowship group leaders lead and manage mid-week fellowship groups to strengthen faith, teaching and fellowship - 2 to 3 hours each per week. 6. 5 Hospitality Team members provide catering for the church meetings and outreach events – depends on time of year and events calendar – approximately 1 to 4 hours each per week. 7. 3 youth leaders supporting and leading our youth church 8. The Pantry Opened in October 2024 to support those in the local community experiencing food and hygiene poverty. 13 regular volunteers assist with providing a variety of foodstuffs & hygiene products, cookery demonstrations to encourage healthy, economical eating.

1. Note, the volunteers noted above are those who perform the main formal functions of the church, however there are many other church members who provide pastoral and social support within the church and to the local community. Other

Achievements and Performance

	SORP reference
Summary of the main achievements of the charity, identifying the difference the charity’s work has made to the circumstances of its beneficiaries and any wider benefits to society as a whole.	Para 1.20	1. The advancement of the Christian faith by evangelism and social works in the community and beyond through Sunday services also broadcast online. 2. The advancement of the Christian faith in the UK and oversees via our mission partners that we financially support. 3. The ongoing spiritual and practical support of our members and wider community. 4. The provision of a Community Support Fund used to financially assist people in urgent short-term financial need. 5. The Pantry currently supports 53 households, and 18-22 on a weekly basis. They benefit from a friendly café style meeting with refreshments helping with social isolation and genuine friendships. The clients will comfortably ask for help with other welfare aspects of day to day living. A large storage container, recently acquired has helped with the logistics of this service.

Financial Review

Financial Review
Review of the charity’s financial position at the end of the period	Para 1.21	1. Our operating costs were £173,246 against an income of £185,195 resulting in a surplus of £11,949 in the year. 2. As of 30/3/25, WCC CIO’s financial position was positive with reserves in the bank of £80,680.
Statement explaining the policy for holding reserves stating why they are held	Para 1.22	Rather than basing reserves on total annual expenditure, Wilmington Community Church applies acore-cost basis, focusing on the minimum required to sustain essential operations in the event of reduced income. Estimated Core Monthly Costs (2025–26): • Staffing • Rent and utilities • Insurance and safeguarding • Basic ministry and administrative costs Total core costs per month: £10,000. The Trustees have set atarget reserve of £50,000, which will be reviewed annually.
Amount of reserves held	Para 1.22	£80,680 as of 31stMarch 2025.
Reasons for holding zero reserves	Para 1.22	N/A
Details of fund materially in deficit	Para 1.24	N/A
Explanation of any uncertainties about the charity continuing as a going concern	Para 1.23	It is considered by trustees that the charity is robust with a stable staff and volunteer base and is its finances managed monthly against an annual budget forecast

Additional information (optional) You may choose to include further statements	Additional information (optional) You may choose to include further statements	where relevant about:
The charity’s principal sources of funds (including any fundraising)	Para 1.47	Regular giving by church members and proceeds from room and hall hire

Investment policy and objectives including any social investment policy adopted	Para 1.46	1. Our policy to invest our reserve safely and at the lowest practicable risk. 2. Our social investment is principally measured in staff and volunteer time in furthering our community support projects.
A description of the principal risks facing the charity	Para 1.46	1. Risks continually assessed at trustee meetings and generally once per year. 2. Principle risks are defined as; a. Conflict of opinion between Elders and Trustees b. Loss of use of buildings through say fire or other hazard c. Loss or moral failure of key staff d. Loss of church members financial giving 3. Retained risk after control measures are applied is low in all cases for all risks.
Other		N/A

Structure, Governance and Management

Description of charity’s trusts:
Type of governing document	Para 1.25	Constitution of a Charitable Incorporated Organisation
How is the charity constituted?	Para 1.25	CIO
Trustee selection methods including details of any constitutional provisions e.g. election to post or name of any person or body entitled to appoint one or more trustees	Para 1.25	1. Trustees are recruited from within the church using some or all of the following criteria; a. Leadership experience b. Commitment to the church c. Business and or operational experience d. Compliance with the Charity Commission eligibility rules

Additional information (optional) You may choose to include further statements	Additional information (optional) You may choose to include further statements	where relevant about:
Policies and procedures adopted for the induction and training of trustees	Para 1.51	Trustees are required to read and understand Charity Commission rules and documents
The charity’s organisational structure and any wider network with which the charity works	Para 1.51	1. The spiritual and pastoral aspects are led by the elders who remit the leaders of fellowship groups and have spiritual input and leadership of all aspects of church life 2. The operational, compliance, safety, HR, financial, asset management aspects are led by the trustees, as is the treasurer. 3. There is a written agreement between elders and trustees defining the responsibilities of each group
Relationship with any related parties	Para 1.51	None

Other

Reference and Administrative details

Charity name	Wilmington Community Church
Other name the charity uses
Registered charity number	118656
Charity’s principal address	39 Broad Lane Wilmington Kent DA2 7AQ

Names of the charity trustees who manage the charity

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20	Trustee name	Office (if any)	Dates acted if not for whole year	Name of person (or body) entitled to appoint trustee(if any)
	Karen Morrissey	Trustee chairman	15/12/21 to 31/3/25	The trustees
	Gordon Raggett	Trustee	30/5/19 to 31/3/25
	Amma Manso	Trustee	1/2/23 to 31/3/25
	Andrew Birmingham	Trustee	22/7/24 to 31/3/25
	Voke Irabor	Trustee	01/1/25 to 31/3/25

– Corporate trustees names of the directors at the date the report was approved

Director name N/A

Name of trustees holding title to property belonging to the charity

Trustee name	Dates acted if not for whole year
The holder of the property title is the Church Growth Trust

Funds held as custodian trustees on behalf of others

Description of the assets held in this capacity

N/A

Name and objects of the N/A charity on whose behalf the assets are held and how this falls within the custodian charity’s objects

Details of arrangements for N/A safe custody and segregation of such assets from the charity’s own assets

Additional information (optional)

Names and addresses of advisers (Optional information)

Type of	Name	Address
adviser

Name of chief executive or names of senior staff members (Optional information)

Senior Pastor - Gordon Raggett, Events Coordinator - Rebecca Richardson.

Exemptions from disclosure

Reason for non-disclosure of key personnel details

N/A

Other optional information

Declarations The trustees declare that they have approved th• trust￿. r•port abovo. Slgnod on bohalf of tho charlty's trust• Slgnature(8) Full name(s) Poslllon (eg Secretsry. Chalr, etc) Karen Morrissey Chainnan Dat• Iq.01.￿a￿.

CHARITY COAIMISSION I FOR EN(AAND AP4D WALÉS Receipts and payments accounts CC16a 01n412024 31K¢W2025 Section A Receipts and payments EndovrtneTrt fvnd• nd• Total fuThds L•#y••r A1 R•t• 120A17 12• Ctherinuffle AR) 17Y*a 7.1 1$2.917 • t•bl•l. 7,724 7•A74 ,371 11.48• 11.79J 4352 Sub to 1T1.10• rehaBM, Sub to 17JJ4• 171A88 11,94• 5.•20 18.731 77.170 68,731 CCYX R1 ISS) 1110112020

Section B Statement of assets and liabilities at the end of the period Endowmont funds Delails fun¢J¥ funds Bl ¢a•h lund• 71.755 Unf••trlthd R••trl¢¢•d Endovmwit fvnd• fund• Fundlcwh Cwr•rA￿I BS Liabiliti ptht Name Kl Tri012RI SSEY Iq.oi.2b CXX R2 •r>)jn￿{SS) 1110112026

Independent examinerfs report on the accounts CHARITY COMMISSION FOR ENGLAND AND WALES Section A Independent Examiner's Report Report to the trustee mombers of IMIng￿ Communty Church On accounts for the year ended 31 Marth 2025 Charity no , 1183656 (rf anyl I Sumnwry Receipts & PaYn￿nts A0￿unt. StatenEnt ofAssets and Liabiltties Set out on pages Respective responsibifities of trustees and examiner The tharivs Irustees are reswnsible for the preparation of the accounts. The charity's trustees ccffisider that an audit is not required for Ihis year U￿jer sectton 144 of the Charilies Act 2011 (Yhe Charities Actl and that an independent examinalion rs needed. It is my responsibilty to.. examine the accounts under section 145 of the Chaiities Act, to follow the pr￿edureS laid down in the general Directions grven by the Charity CommisS￿n (under section 145{5llb) of the Charities Act, and to state whefher partÈcutar matter5 have ￿rne to my attention. Basis of independent My eXaMina￿n ￿as ￿rrEd out in accordan￿ with general DIrect￿nS given examine￿5 statement by the Chariiy Commisston. An examination indudes a review of the atrounting records kept by the chanty and a ￿)MpariSon of the ac￿untS presented wÈth t￿se records. It also includes consideratK)n of any unusual items or disclo￿reS ￿t the accounts and seeking explanations from the trustees (x)n￿Ming any su(* m9tters. The procedures undertaken do not provide all the e￿den￿ that woukd be required in an audit. and consequentty no opinw)n is given as lo whether the accx)unts present a Irue arKI fairf view and the report is limi￿ to th0￿ matters set out in the statement below. Independent In conne(Aion wrth my examination. no matter has come to my attention examinerfs statement 1. which gives nE reaSI￿able czuse to believe that ￿, any material respec( the requirements: to keep accounting reo)rds in accordan￿ with section 130 of the Charrties ACL and to prepare accounts vthich accord with the accounting records and comply with the aco)unting requireryents ofthe Charities Act have not been t.or pinion. attentK>n $￿Uld be drawn in orderto enable a dng of the accounts to be reathed. Signed: 29 January 2026 Name: L￿ne1 Robbins Relevant professional qualification(s) or body Irf any): Address: 24 Regency c￿rt. Sitbngtx)ume. Kent ME10 1 BZ IER