
## **Trustees' Annual Report for the period** 

Period start date Period end date **From 1st Jan 2024 To 31st Dec 2024** 

## Section A                        Reference and administration details 

**Charity name Other names charity is known by Registered charity number (if any) Charity's principal address** 

**Friends of Maher (UK)** 

**FOM (UK), FOMUK** (working names) 

**1183443** 

**8 Hudson View** 

**Tadcaster** 

**North Yorkshire** 

**Postcode   LS24 8JE** 

## **Names of the charity trustees who manage the charity** 

|1<br>2<br>3<br>4<br>5<br>6<br>7<br>8<br>9<br>10|**Trustee name**|**Office (if any)**|**Dates acted if not for**<br>**whole year **|**Name of person (or body) entitled**<br>**to appoint trustee (ifany)**|
|---|---|---|---|---|
||**Paul Shagouri**|Chairman||Members of the Charity|
||**Rosemarie Temple**|Secretary||Members of the Charity|
||**John Armstrong**|Treasurer||Members of the Charity|
||**Robert Dickenson**|Membership Sec’y||Members of the Charity|
||**Wendy Dickenson**|||Members of the Charity|
||**Bernadette Hill**|||Members of the Charity|
||**Lynne Baum**|||Members of the Charity|
||**Kate Broderick**|||Members of the Charity|
||||||
||||||



## **Names of the trustees for the charity, if any** (for example, any custodian trustees) 

**Name Dates acted if not for whole year** 

## **Names and addresses of advisors** (Optional information) 

|<br>|**Type of adviser**|**Name**|**Address**|
|---|---|---|---|
||**Banking**|Lloyds Bank plc|8-11 Cambridge Crescent, Harrogate, N. Yorks  HG1 1PQ|
||**Insurance**|Direct Line|The Wharf. Neville Street, Leeds  LS1 4AZ (to 5th Sept 2024)|
|||Zurich Insurance|Drayton House, Drayton Lane, Chichester, West Sussex<br>PO20 2EW (from 6th Sept 2024)|



**Name of chief executive or names of senior staff members** (Optional information) 

_FOM (UK) 2024 Trustees Annual Report_ 

_April 2025_ 

_1_ 



**Section B              Structure, governance and management** 

## **Description of the charity’s trusts** 

Type of governing document The Association was formed and the Constitution adopted on 12[th] September 2009. The Constitution was subsequently revised and adopted on 21[st] May 2022. How the charity is constituted The Charity is constituted as an Association. Trustee selection methods[In accordance with the governing document the Trustees are elected ] or re-elected by the members of the Charity at the Annual General Meeting or appointed by the existing trustees. 

## **Additional governance issues** (Optional information) 

You **may choose** to include The Board of Trustees, consisting of the elected and appointed additional information, where Trustees, reviews the Charity’s activities, monitors performance and relevant, about: agrees donations. Procedures are continually being developed and/or • policies and procedures reviewed in regard to these matters, which are particularly useful adopted for the induction and both for existing Trustees and for new Trustee inductions. training of trustees; • the charity’s organisational The main risks faced by the Charity are the security of donations structure and any wider network received and being made, and security of stock for resale. with which the charity works; Procedures are being developed and/or reviewed in regard to these. 

- relationship with any related parties; 

- trustees’ consideration of major risks and the system and procedures to manage them. 

## **Section C                    Objectives and activities** 

**Summary of the objects of the** The relief of poverty, sickness and distress amongst people living in **charity set out in its governing** Maharashtra State in India, in particular but not exclusively, by the **document** provision of funds to alleviate the need. The advancement of the education of women and children, in particular but not exclusively, by providing and assisting in the provision of facilities for education at Maher Women’s Refuge Centre in Maharashtra State in India. 

_FOM (UK) 2024 Trustees Annual Report_ 

_April 2025_ 

_2_ 



|**Summary of the main activities**<br>**undertaken for the public**<br>**benefit in relation to these**<br>**objects (include within this**<br>**section the statutory**<br>**declaration that trustees have**<br>**had regard to the guidance**<br>**issued by the Charity**<br>**Commission on public benefit)**|Donations have been received from members and supporters and<br>through fundraising activities enabling the Charity to make grants to<br>Maher in Pune, Maharashtra, India to support its work in the<br>following areas, in pursuance of our charitable objects.<br>The Charity has once again been able to encourage public interest in<br>Maher’s work through active promotion and the dissemination of<br>information at 16 Craft Fairs and one Talk. Sales of goods at such<br>events generated additional income and donations for the Charity.<br>In this way we have been able to further both our charitable objects.<br>During 2024 the Charity has been able to send 4 quarterly donations<br>to Maher totalling £17,750.  This included the final 2023 quarterly<br>donation of £1,750, but not the final 2024 donation of £8,000 which<br>was sent in January 2025.<br>During the year we have continued to support financially the second<br>group of ladies training as nurses, to the tune of £5,400 over the<br>year for this group of five. £5,124 in support was given to Maher for<br>various maintenance projects, both large and small, and this<br>included much-needed repairs to Maher’s ambulance.<br>We were advised that Maher’s COVID-19 Relief Work still continues<br>for certain vulnerable groups of people.  While this is now mainly<br>supported by another major sponsor, it was agreed to continue our<br>support, and FOM (UK) was able to send a further £695 during 2024.<br>The Trustees confirm that, at all times, they have had regard to the<br>guidance on public benefit issued by the Charity Commission. To<br>ensure continued compliance each trustee is required to read the<br>current Charity Commission guidance on public benefit.|
|---|---|



## **Additional details of objectives and activities** (Optional information) 

You **may choose** to include The Trustees now generally make grants to smaller projects run by further statements, where Maher, where a relatively small amount of money ‘goes a long way’ relevant, about: with immediately visible results, rather than have the donations • policy on grant-making; swallowed up by a large on-going project. • policy programme related All Trustees give their time voluntarily and receive no remuneration investment; or other benefits.  The Trustees may claim reimbursement of • contribution made by expenses incurred in undertaking their duties, eg travel costs in volunteers. attending Trustees Board meetings. 

_FOM (UK) 2024 Trustees Annual Report_ 

_April 2025_ 

_3_ 



Section D                      Achievements and performance 

**Summary of the main achievements of the charity during the year** 

Activities in pursuance of our charitable objects are achieved by: 

1. Promoting awareness of the work of Maher by means of printed material, talks and displays, and presence at events. 

2. Generation of funds to support the work at Maher through appeals, organised events and other individual fundraising efforts. 

Promoting awareness of Maher’s work is normally achieved by distributing information leaflets and engaging members of the public in conversation.  We continue to make use of our online social media, such as Facebook, as an alternative avenue. Towards the end of the year work was begun on a new FOM (UK) website, 

Once again we have held 3 of our 4 Trustees Meetings and our AGM as online sessions using Zoom.  At the other face-to-face meeting we were fortunate to host our Patron, Sr Lucy Kurien, who was visiting the UK on a Speaking Tour.  She gave some valuable input to our discussions, both at the meeting and the business lunch afterwards. 

As a result of Sr Lucy’s speaking tour we received a large number of donations, mostly from new supporters, and a few new memberships as an added bonus.  £5,000 of this was used to support Maker’s Loni home in Karnataka. 

In addition the Trustees had a very successful Training Day in February.  Additional training was given to maintain and improve our governance of the Charity, and to enhance further good practice. Proceeds from the sale of Indian Goods at Craft Fairs and Talks add a tremendous boost to the donations we have been able to send.  Many of the items we sell are made by ladies in Maher’s Training Facility, under Maher’s Project Parishram training programme.  These ladies receive payment for the goods we buy, thus helping them individually, then the proceeds from our selling these items in the UK goes back to help Maher in other ways. In early June we teamed up with Helen Hitchcock, long-time friend and supporter of Maher, who was planning a Car Rally in India in February 2025.  The monies raised will be divided between two UK charities, including FOM (UK).  An account was set up with GivenGain in order for us to accept donations.  This raised £1,025 to the year end, with expectations of much more during 2025.  An added bonus is that we have this account to run out own promotions and appeals. The purchase of the land in Bihar, reported last year, was successful and work has started on this new home. 

. 

_FOM (UK) 2024 Trustees Annual Report_ 

_April 2025_ 

_4_ 



## **Section E                    Financial review** 

**Brief statement of the** The Charity aims to hold in reserve no more than is necessary to meet **charity’s policy on reserves** budgeted expenditure which relates mainly to insurance, postage, stationery and printing materials.  The Trustees keep this under regular review. 

**Details of any funds materially in deficit** 

None 

## **Further financial review details** (Optional information) 

You **may choose** to include additional information, where relevant about: 

- the charity’s principal sources of funds (including any fundraising); 

- how expenditure has supported the key objectives of the charity; 

- investment policy and objectives including any ethical investment policy adopted. 

The principal source of funds has been voluntary donations from supporters and members of the Charity.  This is backed up by occasional appeals for funds, such as that in 2020 to support Maher’s Covid-19 Relief Work and the land purchase for a new home in 2023. Income from sales of Indian goods at events has continued throughout 2024, plus one talk to an outside group about the work carried out at Maher, and the role of FOM (UK) in supporting this.  Income has been received from these in the form of sales of Indian goods and donations. 

The Charity has no investments. 

## **Section F                     Other optional information** 

1. The Director of Maher, Sister Lucy Kurien, was appointed as our Patron in May 2017 

2. Registration by the Charity Commission of Friends of Maher (UK) as a Registered UK Charity took place in May 2019.  This subsequently increased our standing as a bona fide charity, both here in the UK and also in India. 

## **Section G                    Declaration** 

**The Trustees declare that they have approved the trustees’ report above.** 

**Signed on behalf of the Charity’s Trustees** 

|**Signature(s)**|||
|---|---|---|
|**Full name(s)**|Paul Shagouri|Rosemarie Temple|
|**Position**<br>(eg Secretary, Chair, etc)<br>**Date**|Chairman|Secretary|
||20thApril 2025||



_FOM (UK) 2024 Trustees Annual Report_ 

_April 2025_ 

_5_ 




## **Friends of Maher (UK)** 

## **Receipts and Payments Accounts** 

**For the period** 

**01 Jan 2024** 

**31 Dec 2024** 

**to** 

**from** 


**----- Start of picture text -----**<br>
 Section A  Receipts and payments<br>Unrestricted  Restricted  Endowment<br>Total funds Last year<br>funds funds funds<br> to nearest £   to nearest £   to nearest £   to nearest £   to nearest £<br>A1 Receipts<br>Members' Subscriptions                    300                        -                       300                      290<br>Donations               19,361                  4,981                        -                  24,342                   9,942<br>Fundraising Activities                 3,554                        -                    3,554                   3,392<br>Other Receipts                    103                        -                          -                       103                        70<br>Sub total  ( Gross income for<br>Annual Report)  [            23,317 ]               4,981                      -                28,298               13,695<br>A2 Asset & investment sales<br>                           -                             -                             -                           -<br>                           -                             -                             -                           -                                -<br>Sub total                             -                             -                             -                           -                               -<br>Total receipts             23,317                4,981                        -              28,298               13,695<br>A3 Payments<br>Donations paid to Maher               11,035                  6,715                        -                  17,750                   8,987<br>Purchase of stock for resale                 1,502                        -                    1,502                      913<br>FOM (UK) Administration Expenses                    352                        -                       352                      374<br>Other Payments<br>   Craft Fair Fees & Rentals                 1,188                        -                    1,188                   1,098<br>   Craft Fair Display & Consumables                    125                        -                       125                        67<br>   Other Miscellanoeus Payments                    394                        -                       394                      208<br>Non-Charitable Activities                      40                       40<br>                      -                          -<br>Sub total            14,596               6,715                     -               21,351              11,647<br>A4 Asset & investment purchases<br>                           -                             -                             -                           -                                -<br>                           -                             -                             -                           -                                -<br>Sub total                           -                            -                            -                           -                               -<br>Total payments             14,596                6,715                        -              21,351               11,647<br>Net of receipts/(payments)               8,721  -             1,735                      -                 6,947                2,048<br>A5 Transfers between funds                       -                      -                        -                       -                        -<br>A6 Cash funds last year end                3,424                      -                        -                 3,424                1,376<br>Cash funds this year end             12,145  -             1,735                      -               10,410                3,424<br>**----- End of picture text -----**<br>


_FOM (UK) 2024 Trustees Annual Report_ 

_6_ 

_April 2025_ 



|**Section B  Statement of assets and liabilities at the end of the period**<br>**Categories**<br>**Unrestricted**<br>**funds**<br>**Restricted**<br>**funds**<br>**to nearest £**<br>**to nearest £**<br>**B1**<br>**9,200**<br>**1,210**<br>**-**<br>**-**<br>**10,410**<br>**-**<br>**Unrestricted**<br>**funds**<br>**Restricted**<br>**funds**<br>**to nearest £**<br>**to nearest £**<br>**B2**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Fund to which**<br>**asset belongs**<br>**Cost (optional)**<br>**B3**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Fund to which**<br>**asset belongs**<br>**Cost (optional)**<br>**B4**<br>Unrestricted<br>**2,282**<br>Unrestricted<br>**150**<br>**-**<br>**-**<br>**-**<br>**Fund to which**<br>**liability relates**<br>**Amount due**<br>**(optional)**<br>**B5**<br>Unrestricted<br>Unrestricted<br>-<br>Signed by one or two trustees on<br>behalf of all the trustees<br>**Details**<br>**Cash funds**<br>Lloyds Bank plc<br>Cash in Hand<br>Other<br>**_Total cash funds_**<br>**Details**<br>**Other monetary assets**<br>**Details**<br>**Investment assets**<br>**Details**<br>**Liabilities**<br>Maher - Goods purchased<br>Ashraf Dunoo - Goods purchased<br>Signature<br>Print Name<br>John Armstrong<br>Paul Shagouri<br>**Details**<br>**Assets retained for the**<br>**charity’s own use**<br>Stock held for resale<br>Craft stall accessories|**Section B  Statement of assets and liabilities at the end of the period**<br>**Categories**<br>**Unrestricted**<br>**funds**<br>**Restricted**<br>**funds**<br>**to nearest £**<br>**to nearest £**<br>**B1**<br>**9,200**<br>**1,210**<br>**-**<br>**-**<br>**10,410**<br>**-**<br>**Unrestricted**<br>**funds**<br>**Restricted**<br>**funds**<br>**to nearest £**<br>**to nearest £**<br>**B2**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Fund to which**<br>**asset belongs**<br>**Cost (optional)**<br>**B3**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Fund to which**<br>**asset belongs**<br>**Cost (optional)**<br>**B4**<br>Unrestricted<br>**2,282**<br>Unrestricted<br>**150**<br>**-**<br>**-**<br>**-**<br>**Fund to which**<br>**liability relates**<br>**Amount due**<br>**(optional)**<br>**B5**<br>Unrestricted<br>Unrestricted<br>-<br>Signed by one or two trustees on<br>behalf of all the trustees<br>**Details**<br>**Cash funds**<br>Lloyds Bank plc<br>Cash in Hand<br>Other<br>**_Total cash funds_**<br>**Details**<br>**Other monetary assets**<br>**Details**<br>**Investment assets**<br>**Details**<br>**Liabilities**<br>Maher - Goods purchased<br>Ashraf Dunoo - Goods purchased<br>Signature<br>Print Name<br>John Armstrong<br>Paul Shagouri<br>**Details**<br>**Assets retained for the**<br>**charity’s own use**<br>Stock held for resale<br>Craft stall accessories|**Section B  Statement of assets and liabilities at the end of the period**<br>**Categories**<br>**Unrestricted**<br>**funds**<br>**Restricted**<br>**funds**<br>**to nearest £**<br>**to nearest £**<br>**B1**<br>**9,200**<br>**1,210**<br>**-**<br>**-**<br>**10,410**<br>**-**<br>**Unrestricted**<br>**funds**<br>**Restricted**<br>**funds**<br>**to nearest £**<br>**to nearest £**<br>**B2**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Fund to which**<br>**asset belongs**<br>**Cost (optional)**<br>**B3**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Fund to which**<br>**asset belongs**<br>**Cost (optional)**<br>**B4**<br>Unrestricted<br>**2,282**<br>Unrestricted<br>**150**<br>**-**<br>**-**<br>**-**<br>**Fund to which**<br>**liability relates**<br>**Amount due**<br>**(optional)**<br>**B5**<br>Unrestricted<br>Unrestricted<br>-<br>Signed by one or two trustees on<br>behalf of all the trustees<br>**Details**<br>**Cash funds**<br>Lloyds Bank plc<br>Cash in Hand<br>Other<br>**_Total cash funds_**<br>**Details**<br>**Other monetary assets**<br>**Details**<br>**Investment assets**<br>**Details**<br>**Liabilities**<br>Maher - Goods purchased<br>Ashraf Dunoo - Goods purchased<br>Signature<br>Print Name<br>John Armstrong<br>Paul Shagouri<br>**Details**<br>**Assets retained for the**<br>**charity’s own use**<br>Stock held for resale<br>Craft stall accessories||
|---|---|---|---|
||**Details**<br>Lloyds Bank plc<br>Cash in Hand<br>Other<br>**_Total cash funds_**<br>**Details**<br>**Details**<br>**Details**<br>Maher - Goods purchased<br>Ashraf Dunoo - Goods purchased<br>Signature<br>**Details**<br>Stock held for resale<br>Craft stall accessories|**Unrestricted**<br>**funds**<br>**Restricted**<br>**funds**<br>**to nearest £**<br>**to nearest £**<br>**9,200**<br>**1,210**<br>**-**<br>**-**<br>**10,410**<br>**-**<br>**Unrestricted**<br>**funds**<br>**Restricted**<br>**funds**<br>**to nearest £**<br>**to nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Fund to which**<br>**asset belongs**<br>**Cost (optional)**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Fund to which**<br>**asset belongs**<br>**Cost (optional)**<br>Unrestricted<br>**2,282**<br>Unrestricted<br>**150**<br>**-**<br>**-**<br>**-**<br>**Fund to which**<br>**liability relates**<br>**Amount due**<br>**(optional)**<br>Unrestricted<br>Unrestricted<br>-<br>Print Name<br>John Armstrong<br>Paul Shagouri|**Endowment**<br>**funds**<br>**to nearest £**<br>**-**<br>**-**<br>**-**|
||||**-**|
||||**Endowment**<br>**funds**<br>**to nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Current value**<br>**(optional)**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Current value**<br>**(optional)**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**When due**<br>**(optional)**<br>Date of approval<br>19 April 2025<br>19 April 2025|



_FOM (UK) 2024 Trustees Annual Report_ 

_April 2025_ 

_7_ 



## **Notes on the Accounts for the period** 

## **1 Receipts & Payments Accounts:** 

Receipts and Payments Accounts are statements that summarise the movement of cash into and out of the charity during the financial year. In this context "cash" includes cash equivalents, for example, our bank account where cash can readily be withdrawn to pay for debts as they become due. 

## **2 Restricted Funds:** 

Restricted Funds reflect money donated to Friends of Maher (UK) for a specific purpose - the Trustees must respect this intention. 

## **3 Unrestricted Funds:** 

Unrestricted Funds reflect money donated to Friends of Maher (UK) with no specified purpose - the Trustees are able to use such funds to make such donations as deemed appropriate by the Trustees, for public benefit and to achieve the Charity's Objects. 

## **4 Receipts:** 

## **Unrestricted Donations - £19,361** 

£3,600 - Donations by regular monthly standing order from two of our members. 

£12,500 - Large Donatios from 4 UK supporters of Maher, all between £1,000 and £5,000 -  from Sr Lucy's Speaking Tour 

£3,261 - Other miscellaneous donations, all between £5 and £200, many from Sr Lucy's Speaking Tour 

## **Restricted Donations - £4,981** 

£3,751 - Donations receivedfrom a Car Rally organised by Maher Supporter, to support a new home in Andhra Pradesh 

£240 - Donations received following our appeal to members for funding for Maher's ongoing Covid-Relief Work. 

£600 - Donations received following our appeal to members for funding for Maher's Nursing Training Programme. 

£390 - Other miscellaneous donations for Child Sponsorship and Maher's Christmas Expenses 

## **Fundraising Activities - £3,554** 

£3,482 - from sales of goods at Craft Fairs and similar events held in 2024. 

£71 - from talks given to outside groups by members of FOM (UK) during 2024. 

## **5 Payments:** 

## **Donations to Maher - £17,750** 

£5,400 -  sent to Maher during 2024 to support Maher's Nursing Training Programme. 

£5,135 - for maintenance projects, including vehile repairs for Maher's ambulance 

£5,000 - to support the Maher home Loni in Karnataka 

£1,144 - to support a Maher home Mulakilapori in Andhra Pradesh 

£695 - raised by fundraing appeal to support Maher's continuing Covid-Relief Work. £365 - to provide Sponsorship for one child for one year. 

## **Purchase of stock for resale - £1.502** 

Goods bought in India and shipped to the UK for resale at our Craft Fairs. 

## **Charity Administration Expenses - £357** 

£221 - for Insurance Premiums with Zurich, our new insurers. 

£120 - for bank charges for international bank transfers of donations sent to India. 

£11 - for other miscellaneous administrative overheads. 

## **Other Payments - £1,707** 

£1,188 - Craft Fair booking fees and stall rentals for 2024/25 

£213 - training and other expenses for Tustees Away Day. 

£153 - for lunchtime Trustees Meeting with Sr. Lucy Kurien 

£125 - purchase of Craft Fair display and consumable items. 

£28 - Other miscellaneous purchases. 

## **Non-charitable Activities - £40** 

Transfer of money taken at a Brownie Cake Sale 

## **6 Assets retained:** 

£2,282 - Stock held for sale in 2024 (includes stock purchased in 2023 and previous years) 

- £120 - Consumables, etc - not used in 2024, so held over for use in 2025. 

## **7 Liabilities:** 

There were outstanding invoices for two suppliers at the end of 2024 (cleared in 2025) 

## **8 Reserves Policy:** 

The Trustees have decided that reserves are required only to cover expenses, the amount of which will be reviewed by the Trustees. At all times during 2024 reserves were adequate. 

_FOM (UK) 2024 Trustees Annual Report_ 

_8_ 

_April 2025_ 



CHARITY COMMISSION
FOR ENGLAND AND WALES
Independent examiner's
report on the accounts
•**
Section A
Independent Examiner"s Report
Report to the tn￿lee81
members of
Friends of Maher (UK)
On accounts for tho yoar
ond
31* December 2024
Charity no
(if any)
1183443
Sot out on pages
I re￿ to the Irustees M my examination of the attounts of the above
chanty Trusn for the year ended 3111212024.
R••ponslbllltlu and AS the charrty trustees of the Trust, you are responsible for the preparation
basls of report of the accounts in accordan￿ with th8 requirements of the Charities Act
2011 (Ihe Acr).
I report in resF*# of my examination of the Twst's accounts carried out
under sec*on 145 of ￿ 2011 Act and in carying out my examination, I
have followed the applicable Directions given by the Charrty Commission
under sedion 145(5){b) of the
I have comwed my examination. I confim) that no material matters have
come to my attention (
') in conne￿10n with
the examinatiM which gNes me Cause to believe that in, any material
Independent
examinorfs Statement
a¢¢ounling records were not kept in accordance with sectii)n 130 of
the Ad or
the accounts do not accord wtih the accounting r￿ordS
I have no con￿M5 and have come across no other matters In connection
wrth the examination to which attention should be drawn in order to enable a
proper understanding of the accounts to bè reached.
. l¥e8se dalete the in the braGkets rfth8y do not apply
s19n￿.
Dat•:
24)Ig
Namo:
Darren Calvert
Relevant professk>nal
quallficatlonls) or body
(If any):
Addre8S:
gJfvSpJipJ <
LknJ &) YYEY
LSII lg
LE
IER
October 2018

Section B
Disclosure
Only complete rf the examiner needs to highlight matters of concem {see CC32,
Independent examination of thanty accounts: directions and guidan￿ for
examiners).
Give here brfef detalls of
any items that the
examiner wishes to
disclose.
IER
October 2018