## **Trustees’ Annual Report for the period** **From 1[st] October 2024 Period start date To 30[th] September 2025 Period end date** **Charity name: Sutton Bingham Sailing Club Charity registration number: 1183072** ## **Objectives and Activities** ||SORP reference|| |---|---|---| |Summary of the purposes of
the charity as set out in its
governing document|Para 1.17|**The purpose of the Club is to promote**
**and facilitate community participation in**
**healthy recreation by providing facilities**
**for sailing, and in particular, dinghy**
**sailing, primarily (though not**
**exclusively), to those resident in Yeovil**
**and the surrounding area.**| |Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.|Para 1.17 and
1.19|**Provide facilities and equipment for**
**general sailing;**
**Provide training for inexperienced and**
**experienced sailors, including Royal**
**Yachting Association (RYA) accredited**
**training courses;**
**Organise a programme of sailing**
**activities, racing and events;**
**Promote youth sailing, including**
**through the provision of a safe**
**environment, equipment, and training;**
**Promote youth development by**
**encouraging use of a training pathway**
**to become instructors;**
**Make available the facilities to other**
**groups and organisations for sailing;**
**Offer temporary membership and boat**
**hire and provide buoyancy aids to**
**casual visitors**| |Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit|Para 1.18|**All Trustees are provided with copies of**
**the relevant guidance from the Charity**
**Commission regarding Public Benefit**| **Additional information (optional)** You may choose to include further statements where relevant about: SORP reference **Not applicable** Para 1.38 Policy on grant making |||| |---|---|---| |Policy on social investment
including program related
investment|Para 1.38|**Not applicable**| |Contribution made by
volunteers|Para 1.38|**The Club is primarily run by unpaid**
**volunteers. None of the Trustees receive**
**any remuneration or other benefits**
**including the Treasurer and Secretary.**| |Other||| ## **Achievements and Performance** ||SORP reference|| |---|---|---| |Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.|Para 1.20|**2025 saw a full programme of sailing**
**events run including regular club**
**racing, one off club races, open events,**
**adult and youth training and our**
**onboard youth group.**
**The RYA Onboard youth sessions**
**continued to run in their Friday night**
**slot. These took place fortnightly from**
**the end of May until July and then**
**weekly throughout the summer**
**holidays. The training team made great**
**efforts to run this as a family friendly**
**event encouraging parents to become**
**involved in the activities and in social**
**events such as Bar-B-Qs run alongside**
**the water-based activities. The new**
**format proved a great success and will**
**continue in 2026.**
**Sherborne schools have been running**
**regular training sessions as one of our**
**corporate members. Pupils regularly**
**take part in sailing as part of their**
**sports curriculum.**
**2025 saw Yeovil Sea Cadets making**
**regular use of facilities at SBSC**
**meaning the Club has welcomed many**
**young people to take part in water**
**based activity throughout the year.**
**In summary the Club has met its stated**
**objectives of providing sailing activities,**| **including training, to its membership and the wider community.** ## **Additional information (optional)** You may choose to include further statements where relevant about: |||| |---|---|---| |Achievements against
objectives set|Para 1.41|| |Performance of fundraising
activities against objectives
set|Para 1.41|**The club has continued to meet its**
**costs from the membership**
**subscriptions and additional income**
**generated from the running of events**
**and the provision of the Training offer.**| |Investment performance
against objectives|Para 1.41|**Not applicable**| |Other||**Wessex Water have installed a boat**
**wash facility at the Club to enable**
**members and visitors to ensure they are**
**not transferring invasive species**
**between locations.**| ## **Financial Review** |Review of the charity’s
financial position at the end
of the period|Para 1.21|**The Club has experienced some**
**increases in running costs due to**
**inflationary pressures but has been able**
**to hold Membership fees for the current**
**season. Fixing costs with many**
**essential suppliers has helped the Club**
**maintain control over this expenditure.**
**The training offer continues to generate**
**money for the club and this has**
**continued to operate at a surplus and**
**provides a valuable funding stream for**
**the Club as a whole.**
**The committee look to ensure that**
**where it essential to spend on services**
**and equipment that this is obtained at a**
**good price and represents value to the**
**membership.**
**The club is fortunate to have reserves**
**and the Committee are actively**
**exploring how to best use these to**
**enhance the offer to members.**| |---|---|---| |Statement explaining the
policy for holding reserves
stating why they are held|Para 1.22|**It is the Club policy to maintain the**
**ability to run the Club for a minimum of**
**6 months on reserves.**
**An Asset Replacement Schedule is in**
**place and being reviewed for replacing**
**outdated boats and equipment.**
**It is hoped that the current reserves will**
**be used to fund improvements to the**
**clubhouse and facilities in the coming**
**years and the committee are looking to**
**retain an architect with the purpose of**
**exploring the options available.**| |Amount of reserves held|Para 1.22|**Funds on 30-09-25**
Close Bros account £84,000.78
Equals Money account £179.45
Lloyds current account £3,618.84
Lloyds saving account £21,296.00
Lloyds Fixed Term Deposit £50,000
Cash in hand £7.82
Total funds: £159,677.89| |Reasons for holding zero
reserves|Para 1.22|**N/A**| |Details of fund materially in
deficit|Para 1.24|**There are no funds in deficit**| |Explanation of any
uncertainties about the|Para 1.23|**Trustees are confident that the activities**
**of the charity can continue in the short**
**and medium term. Members are actively**| charity continuing as a going concern **encouraged to take on roles within the Club to ensure that the full range of activities can continue.** **Additional information (optional)** You may choose to include further statements where relevant about: |The charity’s principal
sources of funds (including
any fundraising)|Para 1.47|**Boat hire**
**Membership subscriptions**
**Training courses**
**Grants**
**Sailing and social event fees**
**Galley sales**| |---|---|---| |Investment policy and
objectives including any
social investment policy
adopted|Para 1.46|**The Trustees have developed an ‘Asset**
**Replacement Schedule’ to ensure that**
**equipment can be kept up to date over**
**the next ten years. We are actively**
**looking at ways in which the**
**maintenance of club assets can be**
**made as cost effective as possible for**
**the ongoing benefit of our members.**
**The fleet of club boats is maintained and**
**updated to provide suitable equipment**
**for a wide range of users.**
**The committee are also committed to**
**investing in the fabric of the club and**
**are looking at how best to improve the**
**shoreside facilities currently on offer.**| |A description of the principal
risks facing the charity|Para 1.46|**Sailing is, by its nature, a weather**
**dependent activity and there is always**
**some uncertainty as to whether water**
**levels and weather conditions will affect**
**any event planned. Water levels in the**
**late summer were very low, although**
**this was soon rectified with early**
**autumn rain. There has been an**
**increased incidence of weather**
**extremes, however it has been possible**
**to deliver sailing activities throughout**
**the year.**
**High costs of living continue to pose a**
**challenge as people have less**
**disposable income and the Club faces**
**higher market prices for daily running**
**costs.**
**The Trustees have managed to fix many**
**of the utility costs and our Treasurer**
**has taken advantage of deals wherever**
**available. This has allowed us to freeze**
**fees again and as such continue to**
**represent good value for money for our**
**members.**
**The Trustees remain confident that, with**
**sound management and careful control**
**of cost, the Club can remain viable in**
**the short to medium term.**| ||Other||**The Club has open dialogue with our**
**landlords Wessex Water and other**
**recreational users of the lake to see how**
**best the recreational offer can be**
**continued and improved whilst also**
**balancing commercial and**
**environmental concerns.**| |---|---|---|---| ## **Structure, Governance and Management** |Description of charity’s
trusts:||| |---|---|---| |Type of governing document
(trust deed, royal charter)|Para 1.25|**Constitution**| |How is the charity
constituted?
(e.g unincorporated
association, CIO)|Para 1.25|**Charitable Incorporated Organisation**| |Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees|Para 1.25|**Elected by Members annually**| **Additional information (optional)** You may choose to include further statements where relevant about: |Policies and procedures
adopted for the induction
and training of trustees|Para 1.51|**This CIO is governed by a constitution.**
**There are additional rules affecting**
**operational and safety issues. The Club**
**has a Health and Safety Policy as well**
**as a Safeguarding policy.**| |---|---|---| |The charity’s organisational
structure and any wider
network with which the
charity works|Para 1.51|**The Club is managed by a Board of**
**Trustees most of whom are elected at**
**the AGM in November. Additional**
**Trustees may be appointed by the**
**Board of Trustees should there be a**
**need to do so.**
**The Training Principal represents the**
**Training Team at the Trustees meetings.**
**All expenditure is agreed by the**
**Trustees and managed by the**
**Treasurer.**| |Relationship with any related
parties|Para 1.51|| |Other||**The Club is run as far as is practicable**
**through the contribution and efforts of**
**volunteers.**| ## **Reference and Administrative details** |Charity name|Sutton Bingham Sailing Club| |---|---| |Other name the charity uses|| |Registered charity number|1183072| Charity’s principal address Sutton Bingham Sailing Club Sutton Bingham Yeovil Somerset BA22 9QP **Names of the charity trustees who manage the charity** |1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20|**Trustee name**|**Office (if any)**|**Dates acted if not for**
**whole year**|**Name of person (or body)**
**entitled to appoint trustee (if**
**any)**| |---|---|---|---|---| ||Joanne Mahy|Commodore|From January 2025|Co-opted by committee| ||Bryn Jones|Vice Commodore|From January 2025|Co-opted by committee| ||Christopher
Bottomley|Membership
Secretary||Elected by AGM| ||Peter Burden|Treasurer||Elected by AGM| ||Louise Plowman-
Hart|Secretary||Elected by AGM| ||James Harcourt|||Elected by AGM| ||Richard Frost||From November
2024|Elected by AGM| ||James Vincent||From November
2024|Elected by AGM| ||Mervyn Clark|||Elected by AGM| ||Nigel Leveredge|||Elected by AGM| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| – Corporate trustees names of the directors at the date the report was approved **Director name** Name of trustees holding title to property belonging to the charity **Trustee name Dates acted if not for whole year** ## **Funds held as custodian trustees on behalf of others** |Description of the assets
held in this capacity|None|| |---|---|---| |Name and objects of the
charity on whose behalf the
assets are held and how this
falls within the custodian
charity’s objects|None|| |Details of arrangements for
safe custody and
segregation of such assets
from the charity’s own
assets|None|| ## **Additional information (optional)** ## **Names and addresses of advisers (Optional information)** |**Type of**
**adviser **
**Name**
**Address**|**Type of**
**adviser **
**Name**
**Address**|**Type of**
**adviser **
**Name**
**Address**| |---|---|---| |||| |||| |||| |||| |**Name of chief executive or names of senior staff members (Optional information)**||| ## **Exemptions from disclosure** Reason for non-disclosure of key personnel details ## **Other optional information** ## **Declarations** **The trustees declare that they have approved the trustees’ report above.** **Signed on behalf of the charity’s trustees** **Signature(s) Full name(s)** Peter Burden Lou Plowman-Hart **Position (e.g. Secretary,** Treasurer Secretary **Chair, etc) Date** 07/06/2026 ||**Sutton Bingham Sailing Club**|**Sutton Bingham Sailing Club**|**Sutton Bingham Sailing Club**|**Sutton Bingham Sailing Club**|**No (if any)**
**1183072**|**No (if any)**
**1183072**|**No (if any)**
**1183072**|**CC16a**| |---|---|---|---|---|---|---|---|---| ||**For the period**
**from**|01/10/2024||**To**||30/09/2025||| |||||||||| |**Section A Receipts and payments**||||||||| |**A1 Receipts**|**Unrestricted**
**funds**
**to the nearest £**
**600**
**-**
**2,057**
**6,253**
**27,246**
**40**
**51**
**1,230**
**520**
**50,073**
**88,070**
**-**
**-**
**88,070**
**51**
**1,104**
**1,699**
**495**
**673**
**25**
**28,215**
**2,055**
**2,591**
**1,020**
**450**
**-**
**-**
**3,350**
**1,182**
**6,207**
**164**
**8,500**
**2,033**
**4,777**
**1,379**
**-**
**841**
**189**
**3,066**
**70,066**
**-**
**1,144**
**1,855**
**2,999**
**73,065**
**15,005**
**-**
**144,098**
**159,103**|**Restricted**
**funds**
**to the nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**||**Endowment**
**funds**
**to the nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**||**Total funds**
**to the nearest £**
**600**
**-**
**2,057**
**6,253**
**27,246**
**40**
**51**
**1,230**
**520**
**50,073**
**88,070**||**Last year**
**to the nearest £**| |Hire of club boats|**600**|||||||**590**| |Boat insurance claim|**-**|||||||**1,000**| |Galleysales|**2,057**|||||||**2,126**| |Interest received|**6,253**|||||||**4,157**| |Membershipsubscriptions|**27,246**|||||||**30,918**| |Temporarymembership|**40**|||||||**40**| |Merchandise sales|**51**|||||||**10**| |Sailingevent entryfees|**1,230**|||||||**100**| |Social event tickets|**520**|||||||**260**| |Trainingcoursepayments|**50,073**|||||||**46,966**| |**_Sub total_**_(Gross income for AR)_|**88,070**|||||||**86,167**| |||||||||| |**A2 Asset and investment sales,**
**(see table).**||||||||| |Sale of dinghyand outboard motors|**-**|||||**-**||**660**| |**_Sub total_**|**-**|||||**-**||**660**| |**_Total receipts_ **
**A3 Payments**||||||||| |||||||||**86,827**| |||||||||| |Card transaction fees|**51**|**-**||**-**||**51**||**20**| |Fuelpurchases|**1,104**|**-**||**-**||**1,104**||**1,198**| |Galleysupplies and materials|**1,699**|**-**||**-**||**1,699**||**1,624**| |Merchandisepurchases|**495**|||||**495**||**277**| |Prizes|**673**|**-**||**-**||**673**||**466**| |Supplies & materials|**25**|**-**||**-**||**25**||**797**| |Traininginstructor fees|**28,215**|**-**||**-**||**28,215**||**26,937**| |Trainingfood costs|**2,055**|**-**||**-**||**2,055**||**2,225**| |Trainingsupplies & materials|**2,591**|**-**||**-**||**2,591**||**599**| |Accountingfees|**1,020**|**-**||**-**||**1,020**||**1,448**| |Additional dutiespayments|**450**|**-**||**-**||**450**||**130**| |Advertisingandpromotion|**-**|**-**||**-**||**-**||**250**| |Bank charges|**-**|**-**||**-**||**-**||**35**| |Cleaningcosts|**3,350**|**-**||**-**||**3,350**||**3,253**| |Club subscriptions|**1,182**|**-**||**-**||**1,182**||**1,009**| |Insurancepremium|**6,207**|**-**||**-**||**6,207**||**6,174**| |Printing, postage,stationary|**164**|**-**||**-**||**164**||**64**| |Rent and site leases|**8,500**|**-**||**-**||**8,500**||**8,608**| |Repair & maintenance safetyboats|**2,033**|**-**||**-**||**2,033**||**5,149**| |Repair & maintenance site|**4,777**|**-**||**-**||**4,777**||**4,726**| |Chandlery|**1,379**|**-**||**-**||**1,379**||**1,869**| |Equipment and machinery|**-**|**-**||**-**||**-**||**120**| |Telephone,Broadband,internet|**841**|**-**||**-**||**841**||**724**| |Travel costs/Committee expenses|**189**|**-**||**-**||**189**||**69**| |Utility costs (water, sewage, light and heat)|**3,066**|**-**||**-**||**3,066**||**3,507**| |**_Sub total_ **|**70,066**|**-**||**-**||**70,066**||**71,278**| |||**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**||**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**||**-**
**1,144**
**1,855**
**2,999**
**73,065**
**15,005**||| |**A4 Asset and investment**
**purchases, (see table)**||||||||| |Ride on mower|**-**|||||||**1,299**| |Equipment|**1,144**|||||||**-**| |Club boats|**1,855**|||||||**-**| |**_Sub total_ **|**2,999**|||||||**1,299**| |**_Total payments_**
**_Net of receipts/(payments)_**
**A5 Transfers between funds**
**A6 Cash funds last year end**
**_Cash funds this year end_**||||||||| |||||||||**72,577**| |||||||||| ||**15,005**|**-**||**-**||**15,005**||**14,250**| ||**-**|**-**||**-**||**-**||**-**| ||**144,098**|**-**||**-**||**144,098**||**129,848**| ||**159,103**|**-**||**-**||**159,103**||**144,098**| 1 ## **Section B Statement of assets and liabilities at the end of the period** |**Categories**
Signed by one or two trustees on behalf
of all the trustees
**B5 Liabilities**
**B4 Assets retained for the**
**charity’s own use**
**B3 Investment assets**
**B2 Other monetary assets**
**B1 Cash funds**|Signature
**Details**
**Details**
Trophies
Premises
Club boats and outboard motors
Mower & sundry items
Equipment
Inventory items
**Details**
**_Total cash funds_**
(agree balances with receipts and payments
account(s))
**Details**
Close Brothers
Lloyds current account
Lloyds savings accounts
Equals Money
Cash
Lloyds fixed term deposit
**Details**|**Unrestricted**
**funds**
**Restricted**
**funds**
**to nearest £**
**to nearest £**
**84,001**
**-**
**3,619**
**-**
**50,000**
**-**
**21,296**
**-**
**179**
**-**
**8**
**-**
**159,103**
**-**
OK
OK
**Unrestricted**
**funds**
**Restricted**
**funds**
**to nearest £**
**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**asset belongs**
**Cost (optional)**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**asset belongs**
**Cost (optional)**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**liability relates**
**Amount due**
**(optional)**
**-**
**-**
**-**
**-**
Print Name
L Plowman-Hart|**Endowment**
**funds**
**to nearest £**| |---|---|---|---| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||OK| ||||**Endowment**
**funds**
**to nearest £**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**Current value**
**(optional)**| ||||| ||||| ||||**-**| ||||**-**| ||||**-**| ||||**Current value**
**(optional)**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**When due**
**(optional)**| ||||| ||||| ||||| ||||| ||||| ||||Date of
approval| ||||08/07/2026| ||||| 2 CHARITY COMMISSION FOR ENGLAND AND WALES Independent examiner's report on the accounts Section A Independent Examiner's Report Report to the trusteesl members of Sutton Bingham Sailing Club On accounts for the year ended 30 September 2025 Charity no (if any) 1183072 Set out on pages I report to the trustees on rny examination of the accounts of the above harity ("the Trust°} for the year ended 3010912025. R6sponslbilitles and As the charily trustees of the Trust, you are responsible for the preparation basis of report of the accounts in accord8nce with the requirements of the Charilies Act 2011 {"the Act.). I report in respect of my examination of the Trust's accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by th8 Charity Commission under section 14515)(bl of the Act. I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which gives me cause to believe that in, any material respect.. accounting records were not kept in accordance with section 130 of the Act or the accounts do not accord with the accounting records Independent examiner's statement I have no concerns and have come acros5 no other matters in connection with the examination to whl¢h attention should be drawn in order to enable proper understanding of th6 accounts to be reached. Slgned: Date: Name: SARAH HOUGH Relevant professional quallflcationls) or body Ilf anyl: FCA Address: EDWARDS AND KEEPING LIMITED UNITY CHAMBERS, 34 HIGH EAST STREET DORCHESTER, DT11HA Section B Disclosure Only Complete ifthe examiner needs to hlghlight matters of concem (see CC32, Independent examinatlon of charity accounts.. directions and guidance for examiners). IER October 2018 Glva hère brief details of any items that the examiner wishes to disclose. IER October 2018