
## **Trustees’ Annual Report for the period** 

**From 1[st] October 2023 Period start date To 30[th] September 2024 Period end date** 

**Charity name: Sutton Bingham Sailing Club** 

**Charity registration number: 1183072** 

## **Objectives and Activities** 

||SORP reference||
|---|---|---|
|Summary of the purposes of<br>the charity as set out in its<br>governing document|Para 1.17|**The purpose of the Club is to promote**<br>**and facilitate community participation in**<br>**healthy recreation by providing facilities**<br>**for sailing, and in particular, dinghy**<br>**sailing, primarily (though not**<br>**exclusively), to those resident in Yeovil**<br>**and the surrounding area.**|
|Summary of the main<br>activities in relation to those<br>purposes for the public<br>benefit, in particular, the<br>activities, projects or<br>services identified in the<br>accounts.|Para 1.17 and<br>1.19|**Provide facilities and equipment for**<br>**general sailing;**<br>**Provide training for inexperienced and**<br>**experienced sailors, including Royal**<br>**Yachting Association (RYA) accredited**<br>**training courses;**<br>**Organise a programme of sailing**<br>**activities, racing and events;**<br>**Promote youth sailing, including**<br>**through the provision of a safe**<br>**environment, equipment, and training;**<br>**Promote youth development by**<br>**encouraging use of a training pathway**<br>**to become instructors;**<br>**Make available the facilities to other**<br>**groups and organisations for sailing;**<br>**Offer temporary membership and boat**<br>**hire and provide buoyancy aids to**<br>**casual visitors**|
|Statement confirming<br>whether the trustees have<br>had regard to the guidance<br>issued by the Charity<br>Commission on public<br>benefit|Para 1.18|**All Trustees are provided with copies of**<br>**the relevant guidance from the Charity**<br>**Commission regarding Public Benefit**|



**Additional information (optional)** You may choose to include further statements where relevant about: 

SORP reference **Not applicable** Para 1.38 Policy on grant making 



||||
|---|---|---|
|Policy on social investment<br>including program related<br>investment|Para 1.38|**Not applicable**|
|Contribution made by<br>volunteers|Para 1.38|**The Club is primarily run by unpaid**<br>**volunteers. None of the Trustees receive**<br>**any remuneration or other benefits**<br>**including the Treasurer and Secretary.**|
|Other|||



## **Achievements and Performance** 

||SORP reference||
|---|---|---|
|Summary of the main<br>achievements of the charity,<br>identifying the difference the<br>charity’s work has made to<br>the circumstances of its<br>beneficiaries and any wider<br>benefits to society as a<br>whole.|Para 1.20|**2024 saw a full programme of sailing**<br>**events run including regular club**<br>**racing, one off club races, open events,**<br>**adult and youth training and our**<br>**onboard youth group. Whilst member**<br>**numbers are still lower than prior to the**<br>**pandemic they have remained stable**<br>**and the Club has made continued**<br>**efforts to provide a varied programme**<br>**that will cater to the needs of all the**<br>**members.**<br>**Whilst the weather was not always kind**<br>**to us many sailors took the opportunity**<br>**to practice sailing in stronger winds.**<br>**The Training Team were able to run the**<br>**ever-popular RYA youth courses for**<br>**young people between the ages of 8 and**<br>**15. These took place at full capacity in**<br>**the Easter, Half-term and summer**<br>**school holidays.**<br>**Participants were able to choose from a**<br>**range of course according to their**<br>**experience starting from a first**<br>**introduction to sailing at RYA ‘Stage 1’,**<br>**to the more advanced skills of ‘Start**<br>**Racing’ and ‘Sailing with Spinnakers’.**<br>**The team also ran 3 level 2 courses for**<br>**adults interested in starting to sail or**<br>**returning to sailing after time off the**<br>**water.**<br>**Our instructor team continues to be**<br>**primarily recruited from previous**|





**participants in the youth training programme showing the excellent quality of the training offer and the desire to remain involved over an extended time period. The RYA Onboard youth sessions were again run once per fortnight from May to September but moved to the Friday evening. The training team made great efforts to run this as a family friendly event encouraging parents to become involved in the activities and in social events such as Bar-B-Qs run alongside the water-based activities. The new format proved a great success and will continue in 2025. The Club were also able to provide power boat training to Wessex Water for their environmental monitoring team – this has helped to contribute to the improved understanding of the environment that we use for our Sailing activities. Winter memberships at the club also allow sailors from nearby coastal venues to continue to sail throughout the winter. This promotes good relationships with our neighbouring clubs and enhances skills across all those taking part. We have also continued to host Bridport Gig Rowing Club when sea conditions have not allowed them to train. Sherborne schools have been running regular training sessions as one of our corporate members. Pupils regularly take part in sailing as part of their sports curriculum. 2024 has also seen the return of Yeovil Sea Cadets to SBSC meaning that even more young people are taking part in water-based activities at the Club. In summary the Club has met its stated objectives of providing sailing activities, including training, to its membership and the wider community.** 

**Additional information (optional)** You may choose to include further statements where relevant about: 

|Achievements against<br>objectives set|Para 1.41||
|---|---|---|





||||
|---|---|---|
|Performance of fundraising<br>activities against objectives<br>set|Para 1.41|**The club has continued to meet its**<br>**costs from the membership**<br>**subscriptions and additional income**<br>**generated from the running of events**<br>**and the provision of the Training offer.**<br>**The club was also in a position to make**<br>**a donation to the RNLI from the**<br>**clearance of scrap metal from the Club**<br>**site.**|
|Investment performance<br>against objectives|Para 1.41|**Not applicable**|
|Other|||





## **Financial Review** 

|Review of the charity’s<br>financial position at the end<br>of the period|Para 1.21|**The Club has experienced increases in**<br>**running costs due to inflationary**<br>**pressures but has been able to hold**<br>**Membership fees for the current season.**<br>**Fixing costs with many essential**<br>**suppliers has helped the Club maintain**<br>**control over this expenditure.**<br>**The training offer continues to generate**<br>**money for the club and this has**<br>**continued to operate at a surplus and**<br>**provides a valuable funding stream for**<br>**the Club as a whole.**<br>**The committee look to ensure that**<br>**where it essential to spend on services**<br>**and equipment that this is obtained at a**<br>**good price and represents value to the**<br>**membership.**<br>**The club is fortunate to have reserves**<br>**and there are plans ongoing for how to**<br>**best invest this to maintain and improve**<br>**the sailing offer available at the club.**|
|---|---|---|
|Statement explaining the<br>policy for holding reserves<br>stating why they are held|Para 1.22|**It is the Club policy to maintain the**<br>**ability to run the Club for a minimum of**<br>**6 months on reserves.**<br>**An Asset Replacement Schedule is in**<br>**place for replacing outdated boats and**<br>**equipment.**<br>**It is hoped that the current reserves will**<br>**be used to fund improvements to the**<br>**clubhouse and facilities in the coming**<br>**years and the committee are looking to**<br>**retain an architect with the purpose of**<br>**exploring the options available.**|
|Amount of reserves held|Para 1.22|**Funds on 30-09-24**<br>Close Bros £87,549.11<br>Equals Money account £77.19<br>Lloyds current ac £819.47<br>Lloyds saving ac £ 5622.30<br>Lloyds Bond £50,000<br>Cash in hand £ 29.60|
|Reasons for holding zero<br>reserves|Para 1.22|**N/A**|
|Details of fund materially in<br>deficit|Para 1.24|**There are no funds in deficit**|
|Explanation of any<br>uncertainties about the<br>charity continuing as a going<br>concern|Para 1.23|**Trustees are confident that the activities**<br>**of the charity can continue in the short**<br>**and medium term. There is planning**<br>**ongoing for how to make the Club more**<br>**attractive to new and existing members**|





**in the longer term, Members are actively encouraged to take on roles within the Club to ensure that the full range of activities can continue.** 

**Additional information (optional)** You may choose to include further statements where relevant about: 

|The charity’s principal<br>sources of funds (including<br>any fundraising)|Para 1.47|**Membership subscriptions**<br>**Training course income**<br>**Boat hire income**<br>**Grants**<br>**Donations**|
|---|---|---|
|Investment policy and<br>objectives including any<br>social investment policy<br>adopted|Para 1.46|**The Trustees have developed an ‘Asset**<br>**Replacement Schedule’ to ensure that**<br>**equipment can be kept up to date over**<br>**the next ten years.**<br>**The fleet of club boats is maintained and**<br>**updated to provide suitable equipment**<br>**for a wide range of users.**<br>**Our aging Trio fleet is being replaced**<br>**with Laser 2000 dinghies which provide**<br>**a more robust training boat for adult**<br>**learners.**<br>**The committee are also committed to**<br>**investing in the fabric of the club and**<br>**are looking at how best to improve the**<br>**shoreside facilities currently on offer.**|
|A description of the principal<br>risks facing the charity|Para 1.46|**Sailing is, by its nature, a weather**<br>**dependent activity and there is always**<br>**some uncertainty as to whether water**<br>**levels and weather conditions will affect**<br>**any event planned. Climate change may**<br>**well have an impact on activities should**<br>**weather events become more extreme.**<br>**The ongoing rise in the cost of living**<br>**has two risks for the club in that**<br>**members may have to make spending**<br>**decisions regarding whether they can**<br>**continue to take part in sailing and that**<br>**the club is operating in an environment**<br>**of increased costs of fuel, utilities and**<br>**labour. The treasurer has acted to fix**<br>**costs where possible to guard against**<br>**uncertainty and enable sound financial**<br>**planning. This year the committee have**<br>**held the membership fees at the same**<br>**level as 2024 and we believe they remain**<br>**at a level that is competitive and**<br>**represents value for money to members.**<br>**As such the Trustees remain confident**<br>**that, with sound management and**<br>**careful control of cost, the Club can**<br>**remain viable in the short to medium**<br>**term.**|
|Other||**The Club is currently in discussion with**<br>**our landlords Wessex Water and other**<br>**recreational users of the lake to see how**|





**best the recreational offer can be continued and improved whilst also balancing commercial and environmental concerns. These discussions are of a very co-operative nature and the Club are confident that our members will continue to be able to enjoy all that the Club has to offer.** 



## **Structure, Governance and Management** 

|Description of charity’s<br>trusts:|||
|---|---|---|
|Type of governing document<br>(trust deed, royal charter)|Para 1.25|**Constitution**|
|How is the charity<br>constituted?<br>(e.g unincorporated<br>association, CIO)|Para 1.25|**Charitable Incorporated Organisation**|
|Trustee selection methods<br>including details of any<br>constitutional provisions e.g.<br>election to post or name of<br>any person or body entitled<br>to appoint one or more<br>trustees|Para 1.25|**Elected by Members annually**|



|**Additional information (optional)**|**Additional information (optional)**||
|---|---|---|
|You may choose to include further statements where relevant about:|||
|||**This CIO is governed by a constitution.**|
|||**There are additional rules affecting**|
|Policies and procedures||**operational and safety issues. The Club**|
|adopted for the induction|Para 1.51|**has a Health and Safety Policy as well**|
|and training of trustees||**as a Safeguarding policy.**|



|**Additional information (optional)**<br>You may choose to include further statements where relevant about:|**Additional information (optional)**<br>You may choose to include further statements where relevant about:|**Additional information (optional)**<br>You may choose to include further statements where relevant about:|
|---|---|---|
|Policies and procedures<br>adopted for the induction<br>and training of trustees|Para 1.51|**This CIO is governed by a constitution.**<br>**There are additional rules affecting**<br>**operational and safety issues. The Club**<br>**has a Health and Safety Policy as well**<br>**as a Safeguarding policy.**|
|The charity’s organisational<br>structure and any wider<br>network with which the<br>charity works|Para 1.51|**The Club is managed by a Board of**<br>**Trustees most of whom are elected at**<br>**the AGM in November. Additional**<br>**Trustees may be appointed by the**<br>**Board of Trustees should there be a**<br>**need to do so.**<br>**The Training Principal represents the**<br>**Training Team at the Trustees meetings.**<br>**All expenditure is agreed by the**<br>**Trustees and managed by the**<br>**Treasurer.**|
|Relationship with any related<br>parties|Para 1.51|**The Club is a member of, and affiliated**<br>**to, the RYA, the national governing**<br>**body of sailing in the UK.**<br>**See** **www.rya.org.uk/about-us**<br>The Club is also a regular participant in the<br>local Wessex Water Users Group and maintains<br>good relationships with our landlord Wessex<br>Water and the other water users.|
|Other||**The Club is run as far as is practicable**<br>**through the contribution and efforts of**<br>**volunteers.**|



## **Reference and Administrative details** 

|Charity name|Sutton Bingham Sailing Club|
|---|---|
|Other name the charity uses||
|Registered charity number|1183072|





Charity’s principal address 

Sutton Bingham Sailing Club Sutton Bingham Yeovil Somerset BA22 9QP 

**Names of the charity trustees who manage the charity** 

|1<br>2<br>3<br>4<br>5<br>6<br>7<br>8<br>9<br>10<br>11<br>12<br>13<br>14<br>15<br>16<br>17<br>18<br>19<br>20|**Trustee name**|**Office (if any)**|**Dates acted if not for**<br>**whole year**|**Name of person (or body)**<br>**entitled to appoint trustee (if**<br>**any)**|
|---|---|---|---|---|
||Nigel Leveridge|Commodore|Sabbatical Jan-Mar<br>2024|Elected by AGM|
||Mervyn Clark|Vice Commodore|Acting Commodore<br>Jan-Mar 2024|Elected by AGM|
||Christopher<br>Bottomley|Membership<br>Secretary||Elected by AGM|
||Michael Riley|Treasurer||Elected by AGM|
||Lou Plowman-Hart|Secretary||Elected by AGM|
||James Harcourt|||Elected by AGM|
||David Saddington|||Elected by AGM|
||Phillip Bailey|||Elected by AGM|
||Pete Burden|||Elected by AGM|
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– Corporate trustees names of the directors at the date the report was approved **Director name** 



Name of trustees holding title to property belonging to the charity 

**Trustee name Dates acted if not for whole year** 



## **Funds held as custodian trustees on behalf of others** 

|Description of the assets<br>held in this capacity|None||
|---|---|---|
|Name and objects of the<br>charity on whose behalf the<br>assets are held and how this<br>falls within the custodian<br>charity’s objects|None||
|Details of arrangements for<br>safe custody and<br>segregation of such assets<br>from the charity’s own<br>assets|None||



## **Additional information (optional)** 

## **Names and addresses of advisers (Optional information)** 

|**Type of**<br>**adviser **<br>**Name**<br>**Address**|**Type of**<br>**adviser **<br>**Name**<br>**Address**|**Type of**<br>**adviser **<br>**Name**<br>**Address**|
|---|---|---|
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|**Name of chief executive or names of senior staff members (Optional information)**|||



## **Exemptions from disclosure** 

Reason for non-disclosure of key personnel details 

## **Other optional information** 



## **Declarations** 

**The trustees declare that they have approved the trustees’ report above.** 

**Signed on behalf of the charity’s trustees** 

**Signature(s) Full name(s)** Peter Burden Lou Plowman-Hart **Position (e.g. Secretary,** Treasurer Secretary **Chair, etc) Date** 22/03/2025 





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Sutton Bingham Sailing Club No (if any)<br>1183072<br>Receipts and payments accounts CC16a<br>For the period  01/10/2023 30/09/2024<br>To<br>from<br>**----- End of picture text -----**<br>


## **Section A Receipts and payments** 


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Unrestricted  Restricted  Endowment<br>Total funds Last year<br>funds funds funds<br> to the nearest  £  to the nearest £ to the nearest £ to the nearest £ to the nearest £<br>A1 Receipts<br>Hire of club boats                           590                               -                              590                       1,100<br>Boat insurance claim                        1,000                               -                                 -                           1,000                             -<br>Fundraising                                -                               -                                 -                               -<br>Galley sales                        2,126                               -                                 -                           2,126                       2,421<br>Interest received                        4,157                               -                                 -                           4,157                             -<br>Interest on deposit account                                -                               -                                 -                                 -                            261<br>Interest on Close Bros account                                -                               -                                 -                                 -                         1,763<br>Membership subscriptions                      30,918                               -                                 -                         30,918                     27,386<br>Temporary membership                             40                               -                                 -                                40                             -<br>Merchandise sales                             10                               -                                 -                                10                            63<br>Event entry fees                                -                               -                            255<br>Sailing event entry fees                           100                               -                                 -                              100                             -<br>Social event tickets                           260                               -                                 -                              260                             -<br>Training course payments                      46,966                               -                                 -                         46,966                     35,964<br>Energy bill refund                                -                               -                         1,744<br>Donations                                -                               -                                 -                                 -                              34<br>Sub total  (Gross income for AR)                       86,167                               -                                 -                         86,167                     70,991<br>A2 Asset and investment sales,<br>(see table).<br>Sale of dinghy and outboard motors                           660                                 -                                 -                            660                       1,050<br>Sub total                            660                                 -                                 -                            660                       1,050<br>Total receipts                   86,827                             -                             -                       86,827                  72,041<br>A3 Payments<br>Card transaction fees                             20                               -                                 -                                20                            55<br>Fuel purchases                        1,198                               -                                 -                           1,198                       1,029<br>Galley supplies and materials                        1,624                               -                                 -                           1,624                       1,838<br>Merchandise, prizes and social events                                -                               -                                 -                                 -                         1,083<br>Merchandise purchases                           277                            277                             -<br>Prizes                           466                               -                                 -                              466                             -<br>Supplies & materials                           797                               -                                 -                              797                             -<br>Training instructor fees                      26,937                               -                                 -                         26,937                     21,977<br>Training courses for instructors and galley<br>                               -                               -                                 -                                 -                         1,709<br>Cost of training courses (food,books)                                -                               -                         2,806<br>Training food costs                        2,225                               -                                 -                           2,225                             -<br>Training supplies & materials                           599                               -                                 -                              599                             -<br>Accounting fees                        1,448                               -                                 -                           1,448                          644<br>Training and membership refunds                                -                               -                         1,280<br>Additional duties payments                           130                               -                                 -                              130                             -<br>Advertising and promotion                           250                               -                                 -                              250                             -<br>Bank charges                             35                               -                                 -                                35                            84<br>Cleaning costs                        3,253                               -                                 -                           3,253                       2,970<br>Club subscriptions                        1,009                               -                                 -                           1,009                          929<br>Donations                                 -                               -                               -<br>Insurance premium                        6,174                               -                                 -                           6,174                       5,447<br>Printing, postage, stationary                             64                               -                                 -                                64                          475<br>Rent and site leases                        8,608                               -                                 -                           8,608                       8,530<br>Repairs & maintenance                                 -                               -                                 -                                 -                         5,688<br>Repair & maintenance safety boats                        5,149                               -                                 -                           5,149                             -<br>Repair & maintenance site                        4,726                               -                                 -                           4,726                             -<br>Chandlery                        1,869                               -                                 -                           1,869                             -<br>Equipment and machinery                           120                               -                                 -                              120                             -<br>Telephone, Broadband, internet                           724                               -                                 -                              724                          534<br>Travel costs/Committee expenses                             69                               -                                 -                                69                          367<br>**----- End of picture text -----**<br>


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Utility costs (water, sewage, light and heat)<br>                       3,507                               -                                 -                           3,507                             -<br>Water, sewage and waste                                -                               -                                 -                                 -                            661<br>Light and heat                                 -                               -                                 -                                 -                         1,455<br>Sub total [                     71,278 ]                              -                                 -                         71,278                     59,561<br>A4 Asset and investment<br>purchases, (see table)<br>Ride on mower                        1,299                                 -                                 -                         1,299                               -<br>New equipment (radios)                                -                                 -                                 -                               -                         1,340<br>Boat repair & purchase                                -                                 -                                 -                               -                         7,032<br>Sub total [                       1,299 ]                                -                                 -                         1,299                       8,372<br>Total payments [                  72,577 ]                            -                             -                       72,577                  67,933<br>Net of receipts/(payments)                   14,250                           -                             -                    14,250                   4,108<br>A5 Transfers between funds                           -                          -                           -                                 -                          -<br>A6 Cash funds last year end                  129,848                           -                            -                   129,848               125,740<br>Cash funds this year end                 144,098                           -                             -                  144,098               129,848<br>**----- End of picture text -----**<br>


2 



## **Section B Statement of assets and liabilities at the end of the period** 

|**Categories**<br>**B5 Liabilities**<br>**B4 Assets retained for the**<br>**charity’s own use**<br>**B3 Investment assets**<br>**B2 Other monetary assets**<br>**B1 Cash funds**|**Details**<br>**Details**<br>Trophies<br>Premises<br>Club boats and outboard motors<br>Mower & sundry items<br>Inventory items<br>**Details**<br>**_Total cash funds_**<br>(agree balances with receipts and payments<br>account(s))<br>**Details**<br>Close Brothers<br>Lloyds current account<br>Lloyds savings accounts<br>Equals Money<br>Cash<br>Lloyds fixed term deposit<br>**Details**|**Unrestricted**<br>**funds**<br>**to nearest £**<br>**87,549**<br>**820**<br>**50,000**<br>**5,622**<br>**77**<br>**30**<br>**144,098**<br>OK<br>**Unrestricted**<br>**funds**<br>**to nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Fund to which**<br>**asset belongs**<br>**Fund to which**<br>**asset belongs**<br>**Fund to which**<br>**liability relates**|**Restricted**<br>**funds**<br>**to nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>OK<br>**Restricted**<br>**funds**<br>**to nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Cost (optional)**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Cost (optional)**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Amount due**<br>**(optional)**<br>**-**<br>**-**<br>**-**<br>**-**|**Endowment**<br>**funds**<br>**to nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**|
|---|---|---|---|---|
|||||**-**|
|||||OK|
|||||**Endowment**<br>**funds**<br>**to nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Current value**<br>**(optional)**<br>**-**<br>**-**<br>**-**<br>**Current value**<br>**(optional)**<br>**378**<br>**9,840**<br>**15,434**<br>**2466**<br>**600**<br>**-**<br>**-**<br>**-**<br>**-**<br>**When due**<br>**(optional)**|



3 



|Signed by one or two trustees on behalf<br>of all the trustees|Signature|Print Name<br>Louise Plowman-Hart|Date of<br>approval<br>26/07/2025|
|---|---|---|---|



4 





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Sutton Bingham Sailing Club No (if any)<br>1183072<br>Receipts and payments accounts CC16a<br>For the period  01/10/2023 30/09/2024<br>To<br>from<br>**----- End of picture text -----**<br>


## **Section A Receipts and payments** 


**----- Start of picture text -----**<br>
Unrestricted  Restricted  Endowment<br>Total funds Last year<br>funds funds funds<br> to the nearest  £  to the nearest £ to the nearest £ to the nearest £ to the nearest £<br>A1 Receipts<br>Hire of club boats                           590                               -                              590                       1,100<br>Boat insurance claim                        1,000                               -                                 -                           1,000                             -<br>Fundraising                                -                               -                                 -                               -<br>Galley sales                        2,126                               -                                 -                           2,126                       2,421<br>Interest received                        4,157                               -                                 -                           4,157                             -<br>Interest on deposit account                                -                               -                                 -                                 -                            261<br>Interest on Close Bros account                                -                               -                                 -                                 -                         1,763<br>Membership subscriptions                      30,918                               -                                 -                         30,918                     27,386<br>Temporary membership                             40                               -                                 -                                40                             -<br>Merchandise sales                             10                               -                                 -                                10                            63<br>Event entry fees                                -                               -                            255<br>Sailing event entry fees                           100                               -                                 -                              100                             -<br>Social event tickets                           260                               -                                 -                              260                             -<br>Training course payments                      46,966                               -                                 -                         46,966                     35,964<br>Energy bill refund                                -                               -                         1,744<br>Donations                                -                               -                                 -                                 -                              34<br>Sub total  (Gross income for AR)                       86,167                               -                                 -                         86,167                     70,991<br>A2 Asset and investment sales,<br>(see table).<br>Sale of dinghy and outboard motors                           660                                 -                                 -                            660                       1,050<br>Sub total                            660                                 -                                 -                            660                       1,050<br>Total receipts                   86,827                             -                             -                       86,827                  72,041<br>A3 Payments<br>Card transaction fees                             20                               -                                 -                                20                            55<br>Fuel purchases                        1,198                               -                                 -                           1,198                       1,029<br>Galley supplies and materials                        1,624                               -                                 -                           1,624                       1,838<br>Merchandise, prizes and social events                                -                               -                                 -                                 -                         1,083<br>Merchandise purchases                           277                            277                             -<br>Prizes                           466                               -                                 -                              466                             -<br>Supplies & materials                           797                               -                                 -                              797                             -<br>Training instructor fees                      26,937                               -                                 -                         26,937                     21,977<br>Training courses for instructors and galley<br>                               -                               -                                 -                                 -                         1,709<br>Cost of training courses (food,books)                                -                               -                         2,806<br>Training food costs                        2,225                               -                                 -                           2,225                             -<br>Training supplies & materials                           599                               -                                 -                              599                             -<br>Accounting fees                        1,448                               -                                 -                           1,448                          644<br>Training and membership refunds                                -                               -                         1,280<br>Additional duties payments                           130                               -                                 -                              130                             -<br>Advertising and promotion                           250                               -                                 -                              250                             -<br>Bank charges                             35                               -                                 -                                35                            84<br>Cleaning costs                        3,253                               -                                 -                           3,253                       2,970<br>Club subscriptions                        1,009                               -                                 -                           1,009                          929<br>Donations                                 -                               -                               -<br>Insurance premium                        6,174                               -                                 -                           6,174                       5,447<br>Printing, postage, stationary                             64                               -                                 -                                64                          475<br>Rent and site leases                        8,608                               -                                 -                           8,608                       8,530<br>Repairs & maintenance                                 -                               -                                 -                                 -                         5,688<br>Repair & maintenance safety boats                        5,149                               -                                 -                           5,149                             -<br>Repair & maintenance site                        4,726                               -                                 -                           4,726                             -<br>Chandlery                        1,869                               -                                 -                           1,869                             -<br>Equipment and machinery                           120                               -                                 -                              120                             -<br>Telephone, Broadband, internet                           724                               -                                 -                              724                          534<br>Travel costs/Committee expenses                             69                               -                                 -                                69                          367<br>**----- End of picture text -----**<br>


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**----- Start of picture text -----**<br>
Utility costs (water, sewage, light and heat)<br>                       3,507                               -                                 -                           3,507                             -<br>Water, sewage and waste                                -                               -                                 -                                 -                            661<br>Light and heat                                 -                               -                                 -                                 -                         1,455<br>Sub total [                     71,278 ]                              -                                 -                         71,278                     59,561<br>A4 Asset and investment<br>purchases, (see table)<br>Ride on mower                        1,299                                 -                                 -                         1,299                               -<br>New equipment (radios)                                -                                 -                                 -                               -                         1,340<br>Boat repair & purchase                                -                                 -                                 -                               -                         7,032<br>Sub total [                       1,299 ]                                -                                 -                         1,299                       8,372<br>Total payments [                  72,577 ]                            -                             -                       72,577                  67,933<br>Net of receipts/(payments)                   14,250                           -                             -                    14,250                   4,108<br>A5 Transfers between funds                           -                          -                           -                                 -                          -<br>A6 Cash funds last year end                  129,848                           -                            -                   129,848               125,740<br>Cash funds this year end                 144,098                           -                             -                  144,098               129,848<br>**----- End of picture text -----**<br>


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## **Section B Statement of assets and liabilities at the end of the period** 

|**Categories**<br>**B5 Liabilities**<br>**B4 Assets retained for the**<br>**charity’s own use**<br>**B3 Investment assets**<br>**B2 Other monetary assets**<br>**B1 Cash funds**|**Details**<br>**Details**<br>Trophies<br>Premises<br>Club boats and outboard motors<br>Mower & sundry items<br>Inventory items<br>**Details**<br>**_Total cash funds_**<br>(agree balances with receipts and payments<br>account(s))<br>**Details**<br>Close Brothers<br>Lloyds current account<br>Lloyds savings accounts<br>Equals Money<br>Cash<br>Lloyds fixed term deposit<br>**Details**|**Unrestricted**<br>**funds**<br>**to nearest £**<br>**87,549**<br>**820**<br>**50,000**<br>**5,622**<br>**77**<br>**30**<br>**144,098**<br>OK<br>**Unrestricted**<br>**funds**<br>**to nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Fund to which**<br>**asset belongs**<br>**Fund to which**<br>**asset belongs**<br>**Fund to which**<br>**liability relates**|**Restricted**<br>**funds**<br>**to nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>OK<br>**Restricted**<br>**funds**<br>**to nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Cost (optional)**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Cost (optional)**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Amount due**<br>**(optional)**<br>**-**<br>**-**<br>**-**<br>**-**|**Endowment**<br>**funds**<br>**to nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**|
|---|---|---|---|---|
|||||**-**|
|||||OK|
|||||**Endowment**<br>**funds**<br>**to nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Current value**<br>**(optional)**<br>**-**<br>**-**<br>**-**<br>**Current value**<br>**(optional)**<br>**378**<br>**9,840**<br>**15,434**<br>**2466**<br>**600**<br>**-**<br>**-**<br>**-**<br>**-**<br>**When due**<br>**(optional)**|



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|Signed by one or two trustees on behalf<br>of all the trustees|Signature|Print Name<br>Louise Plowman-Hart|Date of<br>approval<br>26/07/2025|
|---|---|---|---|



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