OpenCharities

This text was generated using OCR and may contain errors. Check the original PDF to see the document submitted to the regulator.

2025-12-31-accounts

St. Oswald’s Church, 17 Malvern Way, Croxley Green, Herts. WD3 3QL Annual Report and Financial Statements of the Parochial Church Council for the year ended 31 December 2025

Charity number: 1182850

Vicar: Vacant

Bank: Barclays Bank Independent Examiner: Duncan Turton 86 Kensington Ave., Watford WD18 7RY

Aim and Purpose

’ St Oswald s - Here for Christ, Community and Creation

St.Oswald’sParochialChurchCouncilisresponsibleforco-operatingwiththeVicarinpromoting Christ’s commission to preach, teach and live the gospel, involving pastoral, evangelistic, social and ecumenical duties within the parish and mission projects world-wide. It also has maintenance responsibilities for St. Oswald’s Church buildings and grounds.

The Parochial Church Council (PCC) is a charity registered with the Charity Commission. The PCC has taken account of the Charity Commission guidance on public benefit and, in particular, the supplementary guidance on charities for the advancement of religion. We seek to enable people to live out their Christian faith by being a joyful, prayerful and caring church, alive to the Holy Spirit, welcoming and accessible to all, building relationships with God and the community we serve.

PCC Membership

Church attendees are encouraged to register on the Electoral Roll, and to stand (or nominate others) for election to the PCC. Members of the PCC are either ex-officio (Vicar, Churchwardens, and Deanery Synod representatives) or elected by the Annual Parochial Church Meeting (normally for a three-year term). The Annual Parochial Church Meeting took place on Sunday 27th April 2025 and the churchwardens and representatives listed below were elected at that meeting.

1

Vicar: Vacant

Churchwardens: Mrs Helen McAlpine and Mrs Anne-Georgina Barnes

PCC: Mrs Clare Hook

Deanery Synod Representatives continuing in office: Mr Guy Parks, Mr Tony Barton, Mr Richard Doughty

PCC Elected Members continuing in office

Mrs Debbie Clifford, Mr Steve Clifford, Mr Jonathan Cox, Mrs Vanessa Mackay, Ms Karen Pryse (Treasurer), Mrs Anne Thomas, Mr Brian Thomson (PCC Secretary) Mrs Lynn Williamson. PCC co-opted members: Mrs Margaret Cox, Mrs Val Edwards

Committees

The PCC operates through several committees, which meet between PCC meetings:

Standing Committee: this is the only committee required by law. It has powers to act for the PCC between meetings unless directed otherwise by the PCC.

Finance & General Purposes Committee: handles financial matters, including annual accounts; deals also with practical matters relating to the upkeep and improvement of the Church, Hall, and Grounds,

Pastoral Committee: deals with a range of pastoral matters, including ecumenical links, youth work and education and allocation of donations to charities.

Church membership and attendance

In April 2025 (2024 in brackets) there were 98 (102) people on the Parish Electoral Roll. In 2025 (2024 in brackets) average usual Sunday attendance was 50 (60). 246 (264) attended Christmas Eve and Christmas services and 141 (86) at Easter, which was also the farewell service for Revd Robert Riley-Braley.

Safeguarding

The Parish of St. Oswald’s continues to be committed to the safeguarding of children, young people and vulnerable adults and supporting those who have been victims of abuse, as well as those who may present a risk to others. We strive to promote a safer culture.

The PCC has complied with the duty under Section 5 of the Safeguarding and Clergy Discipline Measure 2016 (duty to have due regard to the House of Bishop’s safeguarding guidance on safeguarding children and vulnerable adults and the Safeguarding Code of Practice (duty to comply)). The Parish Safeguarding Handbook is no longer in use and will be superseded by a Safeguarding toolkit.

The PCC have adopted all the House of Bishops’ Safeguarding Policies and Practice Guidance. The ‘Promoting a Safer Church’ policy and a Domestic Abuse statement, along with useful contact numbers are displayed on the notice board at the back of the Church, in the hall and on our Church website.

2

The PCC and Parish safeguarding officer uses the Parish Dashboard tool to ensure safeguarding policies, risk assessments and documentation remain up to date and compliant. The PCC regularly review the Parish Safeguarding Action Plan.

As a Parish we are also registered to make use of the Safeguarding Hub, a tool to help the Lead Recruiter with Safer Recruitment and People Management. In November the PCC agreed to sign a service agreement with the provider Simply Clearer. The service agreement clarifies the responsibility of both the provider and the users of the Safeguarding Hub in respect of personal data. It helps to ensure that all data processing complies with UK GDPR. The PCC also agreed to allow the Diocese to have access to the Hub when they have a lawful basis to do so. This is fully recorded by the system.

All elected members of the PCC must have a current DBS enhanced certificate and have completed the safeguarding Basic and Foundation level training.

At St. Oswald's we are extremely grateful to all our volunteers. All volunteers who work with children, young people and vulnerable adults are safely recruited, which includes applying for a DBS Enhanced Disclosure and all appropriate safeguarding training must be completed including Raising Awareness of Domestic Abuse.

DBS status and training is checked every three years.

REVIEW OF THE YEAR

Vacancy

The Revd Robert Riley-Braley ended his seventeen years of service at St Oswald’s on Easter Sunday, 20th April 2025. Since then the churchwardens, Helen McAlpine and AnneGeorgina Barnes, have been the church’s representatives in the selection process for the new vicar.

The process for selecting a new vicar was outlined at last year’s APCM and, in line with that, an informal vacancy meeting took place on the evening of 5th June 2025, led by Bishop Jane and the Archdeacon of St Albans, Charles Hudson. The meeting was well attended by approximately 50 of the regular congregation. Bishop Jane asked us to consider three questions about the life of the church and our priorities for the future with a new vicar. Those assembled discussed each question in smaller groups, providing feedback to all. It was reassuring that there was a great deal of consensus about our priorities. Detailed notes of the points raised were kept and, following the meeting, these were used to help formulate the Parish Profile.

The Parish Profile is, effectively, a “job information pack” and person specification for the role of vicar and is a key document in the recruitment process. Many individuals within the church contributed text on specific points which was assembled and edited by the churchwardens and deputy churchwarden; and laid out by Jonathan Cox, incorporating a large number of photographs of church activities and buildings. A near final version, incorporating amendments suggested by contributors and PCC members, was presented to the PCC in July 2025 and agreed, subject to any amendments that might be suggested by the Archdeacon and/or the Bishop. Following approval (unamended), an advertisement was placed on the diocesan website and on Pathways, the Church of England’s own recruitment website, at the end of August.

3

Following an unsuccessful interview day in October, the role was readvertised at the end of October 2025 and a further interview day was held on 16 December, following which Rev Ritah Namakula was offered the role as Vicar of St Oswald’s Croxley Green. We will be delighted to welcome her formally when she is licensed as our new vicar on 20 May 2026.

A huge amount of work went into each of the interview days and many thanks are due to all those who contributed. In addition, many thanks are due to the senior teachers at Little Green Junior School who facilitated “grill the vicar” sessions with a group of several students as part of each interview day. Working with the school over the two interview days has helped build on previously established links. The senior leadership team has indicated that they are looking forward to working with the new vicar to increase links and the involvement of the church in school life.

During the course of the vacancy, the vicarage (which is owned by the Diocese of St Albans) has benefited from some refurbishment work and was let for a period of about seven months. For insurance purposes, twice weekly checks have been carried out to ensure that everything is secure and well kept when the vicarage has not been occupied. Many thanks are due to those who have carried out those checks.

The PCC

During the calendar year 2025 the full PCC met six times. The Finance & General Purposes Committee met four times and the Pastoral Committee met three times. Minutes of all committee meetingsareavailableonrequesttothoseontheelectoralrollandshortreportsofPCCmeetings have been provided in the magazine through the year.

Inadditiontoissuesarisingduetothevacancy,thePCCgaveprioritytothevarioussafeguarding requirements that are important and necessary to make sure that all are welcome in our church. Further information about this is provided in the Safeguarding Officer’s report.

Particularly due to the vacancy, the Pastoral Contact Group has been revived to assist those needing sensitive and prayerful support in difficult circumstances.

The various temporary alterations to the order of the church and other matters relating to the church buildings and fabric are covered in the Church Wardens’ report.

WorkontheMissionActionPlanforthechurchhasnotprogressedthisyearowingtothevacancy and we anticipate that this will be considered further once the new vicar arrives.

Worship

During the vacancy, we have endeavoured to continue with the previously established pattern of services. We have been very fortunate to be well supported by local clergy, including retired clergy, which has meant that Sunday and Wednesday communion services have continued more or less as usual. Our own Lay Readers, Tony Barton and Magdalena Pletsch, and our Lay Leader of Worship, Colin Nunn, have covered regular non-communion services including Evening Prayer, Taizé and the annual All Souls service. Where a priest has not been available for a communion service, they have also conducted services of the Word at those times.

4

We are particularly grateful to all the clergy of All Saints Church, Rev Miriam Mugan, Rev Paul Palmer and Rev Tolu George, for their support in covering at least two communion services each month. We also thank Rev Mary Kingsley (retired), Rev Charles Burch, Rev Sarah Miles, Rev Lizzie Hood (retired), Rev Anne Lovegrove (retired); and Archdeacon Charles who presided at our Christmas services.

In this year of spiritual renewal, “Spotlight” services on the third Sunday of each month have continued, thanks to a dedicated group who have thrown the spotlight onto diverse subjects such as Christian giving, First Aid, Christian Solidarity Worldwide, parables (linked to Holiday Club), Creationtide, Artificial Intelligence and the charity Mercy Ships (the beneficiary of our Christmas Tree pledge scheme in 2025). We were delighted to welcome a speaker from Christian Solidarity Worldwide and Rev Canon Tim Bull, who presented a very thoughtprovoking talk about Artificial Intelligence.

At Family Services in 2025, we “visited” a range of countries and the children got their family service passport stamped for each country visited. Countries included Iran, Israel, Switzerland, Spain, Ethiopia, Papua New Guinea and Ecuador, along with our usual trip off site for our August Family Service, when we visited Croxley Common Moor for some litter picking too.

Church Life

The 2025 Lent course was organised by Churches Together in Croxley and took turns in visiting each of the churches on Wednesdays in Lent in the afternoon, with the same session being repeated in the evening. This year it was based on Richard Foster's book ‘Streams of Living Water’ and was greatly appreciated by those who attended.

Compline took place on the Monday, Tuesday and Wednesday of Holy Week. On Maundy Thursday, there was a united service at All Saints Church. On Good Friday, the Walk of Witness took place in the morning, followed by Family Time in the church and a contemplative service for the “Last Hour” in the afternoon. On Holy Saturday the Easter Candle was lit and baptism vows renewed.

The Prayer Fellowship continues to pray confidentially and regularly for those in need of that support.

Four baptisms took place this year and one service of dedication of marriage. One funeral was conducted on behalf of St Oswald’s during the year.

Mothers Union has continued to meet monthly on Thursday afternoons. The Men’s Breakfast has also continued to meet monthly on Saturday mornings.

The social and fundraising side of the Church’s life included a Quiz evening, Café O at the Revels, a Jumble Sale in October, the Beetle Drive in November, Harvest and Christingle Breakfasts and the Christmas Pudding and Craft Evening in December. The fundraising Parish Project this year has been to raise funds for the Church Hall kitchen refurbishment.

From the beginning of the vacancy, the newsletter has been issued fortnightly rather than weekly, by email, with paper copies being available in church. The church magazine continues to provide updates and articles of interest. It is available in paper format and via the St Oswalds website. The website continues to be updated as required.

5

Children and Young People

Sunday School has continued with very small numbers of children through the year and is much enjoyed by those who attend. Thanks are due to the dedicated leaders who prepare and lead activities.

Holiday Club, “Read the Good News”, took place in July, focusing on three parables – the Lost Sheep, the Foolish Man (who built his house on the sand) and the Sower. This followed on from the previous year’s “Hold the Front Page”, in similar format. Thanks are due to all the helpers (over 30 of them), who volunteered their time and talents to enable the 60 or so children who attended to enjoy all the activities and remain safe throughout. Particular thanks are due to Julie Carpenter and Vanessa McKay for their leadership and to Anne-Georgina Barnes for the considerable administrative work to ensure the club ran smoothly.

The Donut Club and Hot Dog Clubs, in partnership with the Trinity Project, have continued to run. The Donut Club caters for children in Year 7, who come to meet with their friends from primary school, who might attend a different secondary school. This helps them while they settle into their new schools. Hot Dog Club caters for those in Year 8 and, from September 2025, Year 9, who previously attended Donut Club. In 2025, we have been pleased to see some of the regular attenders bringing friends who did not attend primary school in Croxley. This is a significant area of outreach into our community, with around 30 young people attending each club for each session. There have been various craft activities, including making Christmas decorations which were used in the St Oswald’s entry into the Christmas Tree Festival at the Methodist Church in December. Again, it would not be possible to run these clubs without the dedicated organization and help from many willing volunteers, including Margaret Cox, who has co-ordinated volunteer help during the year and Charlotte Barton from the Trinity Project, who attends many sessions.

The Girlguiding units are full with girls but, as described in a recent Spotlight service, are struggling for adult support. The Rainbows are continuing at the present time with support from the District whilst a new leader is in training. All units continue to play a big part in our Croxley community and they were pleased to join in both the Revels and VE day celebrations on The Green. Guides have had holidays both indoors and camping, joining with the unit meeting at Little Green School.

Serving the Community

Over the year Café O, under the leadership of Magdalena Pletsch and Christine Guy, has continued to provide excellent coffee and cake and a “place to start the week” in good company and with friendly volunteer staff. Huge thanks are due to the volunteers who bake, set up, serve the refreshments, provide a warm welcome and clear away each week.

In April, St Oswald’s hosted the Arts Café, for the second year running. This was a very enjoyable community event, raising substantial funds for Christian Aid, and offering a platform for local artists, craftspeople and schools to showcase their handiwork, along with stalls where many different arts and crafts could be purchased. Refreshments and cakes were provided by volunteers from across Croxley’s churches and local musicians accompanied the events with enjoyable sessions throughout the day. We are looking forward to the next Arts Café in April 2026.

6

The Church building hosted monthly U3A (University of the Third Age) singing and current affairs groups and the weekly rehearsal of the Croxley Green Community Choir, along with Watford Community Orchestra’s annual Christmas Concert.

The Church Hall is an important part of our church’s contribution to our community. It is used by a wide range of organisations and programmes including:

In addition the hall is often hired for children’s parties and other activities; and remains an important source of funds supporting the church and its activities.

Church Giving to Charities

St Oswald’s supports a number of charities to further our Christian mission both in this country and abroad. We continued our practice of donating 10 per cent of our congregational giving to a number of charities which are selected according to a policy of balancing local, national and overseas beneficiaries and evangelistic, social and environmental causes. In 2025 we supported United Society Partners in the Gospel, Church Mission Society, A Rocha, Christian Solidarity Worldwide, the Marylebone Project of the Church Army, Alternatives Newham and the Watford Schools Trust, Croxley Parish Nurses CIO and The Trinity Project.

The Parish Project fundraising in 2025 was allocated to St Oswald’s projects.

In Lent we collected baby products for Alternatives Newham.

At our Harvest Festival, items were collected for New Hope, supporting the homeless and preventing homelessness in and around Watford.

We raised money for the Bishop’s Harvest Appeal run in partnership with Mission Direct for school building in Uganda; for Christian Aid; for the Children’s Society through the Christingle Service and the sale of Christmas cards, and for Mercy Ships through our Christmas Tree Pledge Scheme.

Financial Report

The treasurer is delighted to advise that we have made a surplus after two financially stressful years for St Oswald’s.

This has been made possible because of three items –

7

will also be reflected in the year 2026 as we continue the vacancy into May.

• the previous energy supplier finally agreed to having made errors on the accounts and repaid St Oswald’s in the sum of £4632. That is a one off item so the size of this year’s surplus is unlikely to be repeated. Moreover, we have been billed less than was feared by the new energy supplier.

• thirdly the hall bookings team, the Cafe O team and the Holiday Club team have all made outstanding efforts and income has improved on all counts, and even more importantly our opportunity for outreach grows too.

Where all fund raising in 2025 was used to help meet church costs following the 2024 deficit the hall kitchen is the object of our fund raising in 2026. We need to bring the facility up to scratch as it now sadly shows off its twenty plus years of wear and tear – we have £10500 in the pot but need to get to £25000 to be able to improve everything. This too will affect the surplus/deficit scenario as fund raising gave us an additional £3000 income towards regular costs in 2025.

Unfortunately overall giving has declined and this will affect us in the short and long term once the quota goes back to normal. Each of us should review this prayerfully as circumstances dictate. We remain a church that looks out to those other Christian organisations who have the skills to help spread the Word and love of Christ around the world by our faithful giving as described above.

We currently fund the Donut and Hot Dog Clubs by using the historic funds from both Senior and Junior Youth Clubs. This endeavour will eventually need to be regularly funded by current income from the church.

Thank you all at St Oswald’s for giving so generously, for making all the outreach we do possible and we go forth in the hope that we will be able to do even more in the future – surpluses allowing!!

The members of the PCC declare that they have approved the report, and the Accounts on the following pages, which form an integral part of this document.

Signed Helen McAlpine, Churchwarden

on behalf of St. Oswald’s Parochial Church Council 15 April 2026

8

Independent examiner's report on the accounts

Section A Independent Examiner’s Report

Report to the trustees/ The Parochial Church Council of the Ecclesiatical Parish of St Oswald, members of Croxley Green

On accounts for the year 31st December 2025 Charity no 1182850 ended (if any) Set out on pages (remember to include the page numbers of additional sheets)

I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended 31/12/2025.

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which gives me cause to believe that in, any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Date: 25/02/2026 Signed: Name:[Duncan Turton] Relevant professional qualification(s) or body (if any): Address:[86 Kensington Avenue, Watford, WD18 7RY]

9

St Oswald’s Parish Church, Croxley Green Financial Statements for the year ended 31 December 2025 Receipts and Payments Account Note
2025
2024		 Unrestricted
Designated
Restricted
Total		 Receipts
£
£
£
£		 Incoming receipts from donors
2(a)
65029
7225
0
72254
76617		 Other voluntary incoming receipts
2(b)
3970
118
2392
6480
25400		 Incoming resources from operating activities to further the Council’s objectives
2(c)
2065
3385
3576
9026
6619		 to generate funds
2(d)
42058
0
0
42058
29807		 income from investments
2(e)
447
894
0
1341
2916		 Other incoming resources
2(f)
355
0
0
355
583		 Transfer
0
0
742
742		 Total receipts
113924
11622
6710
132256
141942		 Payments Grants and donations
3(a)
0
6675
2130
8805
11362		 Activities directly relating to the work of the church
3(b)
93572
0
3684
97256
154229		 Transfer
0
742
302
1044		 Total payments
93572
6675
6116
107105
165591		 Excess/(shortfall) receipts over payments
20352
4947
594
25151
-23649		 Balance brought forward 1 January 2025
18452
48234
4957
71643
95292		 Transfers to reserves
-19000
19000
0
0
0		 Balance carried forward 31 December 2025
19804
72181
5551
96794
71643

10

----- Start of picture text -----
11
£
2024 Total 56639 6228 13750 76617 23494 1906 25400 3485 915 2219 6619 25643 319 3317 200 328 29807 2916 583 141942
£ 0
Total 57773 1237 13244 72254 6480 6480 1156 1832 2653 3385 9026 33596 3166 4875 121 300 42058 1341 355 131514
£ 0 0 0 0 0 0 0 0 0 0 0 0 0 0
2392 2392 722 201 2653 3576 5968
Restricted
2025
£ 0 0 0 0 0 0 0 0 0 0 0
5777 124 1324 7225 118 118 3385 3385 894 11622
Designated
£ 0 0 0
51996 1113 11920 65029 3970 3970 434 1631 2065 33596 3166 4875 121 300 42058 447 355 113924
Unrestricted
Note 6(a) 6(b) 6(c)
Notes to the Accounts
Bequests and donations Other donations and gifts Wedding and funeral fees Outreach Vacancy costs Hall Kitchen Fund Hire/use of hall/church Fund raising events Cafe O Remembrance book Magazine Interest received Miscellaneous
St Oswald’s Parish Church, Croxley Green Financial Statements for the year ended 31 December 2025
Incoming resources from donors Planned giving Collections and other giving Income tax recovered Other voluntary incoming resources Income from operating activites in furtherance of PCC’s objectives Income from operating activites to generate funds Income from investment Other incoming resources TOTAL INCOMING RESOURCES N.B.The three items making up the incoming resources from donors at 2(a) within the unrestricted income is showing net of the 10% giving, and does not reflect the gross donations figures, the total received gross shows in the final total column.
2 INCOMING RESOURCES 2(a) 2(b) 2(c) 2(d) 2(e) 2(f) NB
----- End of picture text -----

Sl Oswahj's Pari6ti Chjrth, Cro>Jey Green- Year ended 31 Decailber 2025 Slatemenl of Assets LfiabOIOties 2025 2025 2024 2024 ASSETS Cash In hand Bank CuThent acccAmts Bank DepositAccounts other Depo$6t a￿Ount 121 945 32859 14451 23388 71643 11344 24528 FUNDS ATrID RESERVES FuTrl 18452 Designated Funds Church ReseNes Fund Hall ReseThes FuTrl Church ￿'t￿on FuThJ Bequests and DonatM)ns Fund 10% giving fvnd Hau kil(4wi Fund 4{a) 41b) 41¢) 4{d) 41e) 4{Q 21712 18401 14265 13404 7343 10579 7417 2194 71439 48234 Restrlcted FurKIs Charitabk Donati￿ FWKI Choir Fund ower Fund ￿$h Ye￿h Work Sl Ajbans DBF fees Vicarag6 costs in vacar£y Vawcy ad¥ertisYo d￿alkns 518} 51bl 5(cl gd) 51e) 99) 51h) 2819 1559 1994 1559 65 1339 1118 5550 4957 Totd funds ar#Y Reserves 98793 71643 12

St Oswald’s Parish Church, Croxley Green Financial Statements for the year ended 31 December 2025 St Oswald’s Parish Church, Croxley Green Financial Statements for the year ended 31 December 2025 St Oswald’s Parish Church, Croxley Green Financial Statements for the year ended 31 December 2025 St Oswald’s Parish Church, Croxley Green Financial Statements for the year ended 31 December 2025 St Oswald’s Parish Church, Croxley Green Financial Statements for the year ended 31 December 2025
Notes to the Accounts
Note
2025
2024
3 Resources Expended
Unrestricted
Designated
Restricted
Total
Total
£
£
£
£
£
3(a)
Grants and donations
USPG
1483
1483
1372
Parish Nurse CIO
742
742
1372
CMS
742
742
687
CSW
742
742
687
Church Army Marylebone Project
742
742
687
Alternatives Newham
742
742
687
Watford Schools Trust
741
741
687
A Rocha
741
741
687
Bishop’s Harvest Appeal
672
672
425
Christmas Crib Service 2023
0
0
1120
Christmas Crib 2025 – Mercy Ships
87
87
0
Children’s Society
119
119
85
Parish Nurse CIO
134
134
255
Christian Aid – Art Cafe etc
368
368
256
Christmas tree pledges 2024 Children’s Society
750
750
2355
0
6675
2130
8805
11362
3(b)
Activities directly relating to the work of the church
Diocesan Parish Share (quota)
65759
65759
70200
Clergy expenses
485
485
1500
Fees and Wages
100
722
822
2203
Education, books and music
945
945
1555
Outreach
404
422
826
300
Altar requisites
229
229
107
Cafe O
6(c)
57
57
17
Remembrance book
113
113
207
Church and hall running costs
6(a)
20481
20481
28962
Communications
60
60
264
Administration
1191
1191
1100
Stationery and printing
166
166
119
Gifts
1775
1775
0
Magazine
28
28
0
Sundry
567
189
756
894
AV Equipment
0
0
13751
Church kitchen refurbishment
0
0
18588
External repairs
0
0
4320
New Organ
0
0
8572
Smaller items of repair
0
0
1570
vacancy costs
1212
2351
3563
0
93572
0
3684
97256
154229
Total Resources Expended
93572
6675
5814
106061
165591
65759
65759
70200
485
485
1500
100
722
822
2203
945
945
1555
404
422
826
300
229
229
107
57
57
17
113
113
207
20481
20481
28962
60
60
264
1191
1191
1100
166
166
119
1775
1775
0
28
28
0
567
189
756
894
0
0
13751
0
0
18588
0
0
4320
0
0
8572
0
0
1570
1212
2351
3563
0
93572 0 3684 97256
154229
93572
6675
5814
106061
165591
nb
Fees and wages in unrestricted expenses
in respect of wedding/funeral fees.		 are net of the value due to St Albans Diocesan Board of finance

13

St Oswald’s Parish Church, Croxley Green Financial Statements
for the year ended 31 December 2025
Notes to the Accounts
DESIGNATED FUNDS
2025
2025
2024
2024
£
£
£
£
4(a)
Church Reserves Fund
Balance at 1 January
14265
16129
Receipts
Interest
447
972
Donations
0
0
972
Payments
AV equipment
-1973
Church kitchen refurbishment
-473
Church kitchen items
-390
-2836
2025
0
0
Transfers
Transfers from General funds
7000
0
21712
14265
4(b)
Hall Reserves Fund
Balance at 1 January
10954
15419
Receipts
Interest
447
972
Payments
Fire exit door repair
-150
External repairs and paintwork
-2244
Water tank
-820
Roof edge repairs and decorate
-2076
Toilet flooring
-147
2025
0
0
-5437
Transfers
Transfers from General funds
7000
0
Balance at 31 December
18401
10954
4(c) Church Kitchen Fund
Balance at 1 January
0
17695
Payments
Repairs and Maintenance
0
-17695		 St Oswald’s Parish Church, Croxley Green Financial Statements
for the year ended 31 December 2025
Notes to the Accounts
DESIGNATED FUNDS
2025
2025
2024
2024
£
£
£
£
4(a)
Church Reserves Fund
Balance at 1 January
14265
16129
Receipts
Interest
447
972
Donations
0
0
972
Payments
AV equipment
-1973
Church kitchen refurbishment
-473
Church kitchen items
-390
-2836
2025
0
0
Transfers
Transfers from General funds
7000
0
21712
14265
4(b)
Hall Reserves Fund
Balance at 1 January
10954
15419
Receipts
Interest
447
972
Payments
Fire exit door repair
-150
External repairs and paintwork
-2244
Water tank
-820
Roof edge repairs and decorate
-2076
Toilet flooring
-147
2025
0
0
-5437
Transfers
Transfers from General funds
7000
0
Balance at 31 December
18401
10954
4(c) Church Kitchen Fund
Balance at 1 January
0
17695
Payments
Repairs and Maintenance
0
-17695		 St Oswald’s Parish Church, Croxley Green Financial Statements
for the year ended 31 December 2025
Notes to the Accounts
DESIGNATED FUNDS
2025
2025
2024
2024
£
£
£
£
4(a)
Church Reserves Fund
Balance at 1 January
14265
16129
Receipts
Interest
447
972
Donations
0
0
972
Payments
AV equipment
-1973
Church kitchen refurbishment
-473
Church kitchen items
-390
-2836
2025
0
0
Transfers
Transfers from General funds
7000
0
21712
14265
4(b)
Hall Reserves Fund
Balance at 1 January
10954
15419
Receipts
Interest
447
972
Payments
Fire exit door repair
-150
External repairs and paintwork
-2244
Water tank
-820
Roof edge repairs and decorate
-2076
Toilet flooring
-147
2025
0
0
-5437
Transfers
Transfers from General funds
7000
0
Balance at 31 December
18401
10954
4(c) Church Kitchen Fund
Balance at 1 January
0
17695
Payments
Repairs and Maintenance
0
-17695		 St Oswald’s Parish Church, Croxley Green Financial Statements
for the year ended 31 December 2025
Notes to the Accounts
DESIGNATED FUNDS
2025
2025
2024
2024
£
£
£
£
4(a)
Church Reserves Fund
Balance at 1 January
14265
16129
Receipts
Interest
447
972
Donations
0
0
972
Payments
AV equipment
-1973
Church kitchen refurbishment
-473
Church kitchen items
-390
-2836
2025
0
0
Transfers
Transfers from General funds
7000
0
21712
14265
4(b)
Hall Reserves Fund
Balance at 1 January
10954
15419
Receipts
Interest
447
972
Payments
Fire exit door repair
-150
External repairs and paintwork
-2244
Water tank
-820
Roof edge repairs and decorate
-2076
Toilet flooring
-147
2025
0
0
-5437
Transfers
Transfers from General funds
7000
0
Balance at 31 December
18401
10954
4(c) Church Kitchen Fund
Balance at 1 January
0
17695
Payments
Repairs and Maintenance
0
-17695
Balance at 31 December 10954
4(c) Church Kitchen Fund
Balance at 1 January
Payments
Repairs and Maintenance		 17695
-17695
0 0
4(d)
Bequests and Donations Fund
Balance at 1 January
Receipts
Donations
Bequests		 0
0		 13404
10718
9120
0
14374
23494
-458
-11778
-8572
-20808
0
13404
13404
12374
12374
549
549
481
481
13404
13404
Payments
Table for Payazz machine
AV equipment
Organ
2025		 0
Balance at 31 December
Represented by:
Bequests
Donations
Donations – Rickmansworth Bereavement		 13404
12374
549
481
13404

14

St Oswald’s Parish Church, Croxley Green St Oswald’s Parish Church, Croxley Green St Oswald’s Parish Church, Croxley Green St Oswald’s Parish Church, Croxley Green St Oswald’s Parish Church, Croxley Green St Oswald’s Parish Church, Croxley Green
Financial Statements for the year ended 31 December 2025
DESIGNATED FUNDS (continued) 2025 2025 2024 2024
£ £ £ £
4(e) 10% giving fund
Balance at 1 January 7426 6866
Receipts 10% of voluntary receipts 7336 7426
Payments USPG 1483 1372
Parish Nurse CIO 742 1372
CMS 742 687
CSW 742 687
Church Army Marylebone Project 742 687
Alternatives Newham 742 687
Watford Schools Trust 742 687
A Rocha 742 687 -6866
Transfer to 2024 project – Trinity Project 742 -7419
Balance at 31 December 7343 7426
Represented by:
USPG 1469 1483
Parish Nurse CIO 734 742
Trinity Project 734 742
CMS 734 742
CSW 734 742
Church Army Marylebone Project 734 742
Alternatives Newham 735 742
Watford Schools Trust 735 741
A Rocha 735 741
7344 7417
4(f) Hall Kitchen fund
Balance at 1 January 2194 0
Receipts 3083 2219
Transfer from Vacancy advertising fund 302
Transfer from General fund 5000
Payments 0 -25
Balance at 31 December 10579 2194

15

St Oswald’s Parish Church, Croxley Green St Oswald’s Parish Church, Croxley Green St Oswald’s Parish Church, Croxley Green St Oswald’s Parish Church, Croxley Green St Oswald’s Parish Church, Croxley Green St Oswald’s Parish Church, Croxley Green St Oswald’s Parish Church, Croxley Green
Financial Statements : Year ended 31 December 2025
Notes to the Accounts
RESTRICTED FUNDS 2025 2025 2024 2024
£ £ £ £
5(a) Charitable Donations Fund
Balance at 1 January 1994 2355
Receipts
2024 Project Trinity Project (mainly from 10%) 825 1994
Bishop’s Harvest Appeal 672 425
Christmas Crib Service 2023 (Toybox) 0 1120
Christmas Crib Service 2025 (Mercy Ships) 87 0
Parish Nurse CIO (taize services) 134 255
Christian Aid Art Cafe etc 368 256
2024 Xmas tree (Children’s Society) 750
Children’s Society (christingle) 119 2955 85 4135
Payments
Bishop’s Harvest Appeal 672 425
Christmas Crib Service 2025 (Mercy Ships) 87 1120
Mariners Trust appeal 2023 0 2355
Parish Nurse CIO (taize services) 134 255
Christian Aid Art Cafe etc 368 256
Children’s Society (christingle) 119 85 -4496
2024 Xmas tree (Children’s Society) 750 -2130
Balance at 31 December 2819 1994
Represented by; 2024 Trinity Project 2819 1994
5(b) Choir Fund
Balance at 1 January 1559 1477
Receipts Wedding fees received 0 82
Payments Music 0 0
Balance at 31 December 1559 1559
5(c) Church Flower Fund
Balance at 1 January 65 220
Receipts Donations 178 259
Payments Flowers 167 300
Sundry 22 -189 114 -414
Balance at 31 December 54 65

16

St Oswald’s Parish Church, Croxley Green St Oswald’s Parish Church, Croxley Green St Oswald’s Parish Church, Croxley Green St Oswald’s Parish Church, Croxley Green St Oswald’s Parish Church, Croxley Green St Oswald’s Parish Church, Croxley Green St Oswald’s Parish Church, Croxley Green
Financial Statements for the year ended 31 December 2025
Notes to the Accounts
RESTRICTED FUNDS (continued) 2025 2024
£ £
5(d) Youth Work
Balance at 1 January 1339 1319
Receipts Donations from donut/hotdog clubs 200 46
Payments Sundry -421 -26
Balance at 31 December 1118 1339
5(e) St Albans DBF Funds
Balance at 1 January 0 0
Receipts 722 1914
Payments -722 -1914
balance at 31 December 0 0
5(f) Locality Budget Scheme Grant
Balance at 1 January 0 750
Receipts 0 0
Payment 0 -750
Balance at 31 December 0 0
5(g) Vicarage costs in Vacancy 2025
Balance at 1 January 0
Receipts 803
Payment -803
Balance at 31 December 0
5(h) Vacancy Advertising donations
Balance at 1 January 0
Receipts 1850
Payment -1548
Transfer to hall kitchen fund -302
Balance at 31 December 0

17

St Oswald’s Parish Church, Croxley Green Financial Statements for the year ended 31 December 2025
2025
2025
2024
2024
Additional Analysis
£
£
£
6(a)
Hall and Church
Hall
Receipts
Hall rental – church users
1280
1059
Hall rental – non church users
26985
23944
Hall heating+ lighting repayment
2340
30605
0
25003
Payments
Hall heating and lighting
2350
6235
Hall insurance
1064
968
Hall cleaning
7373
6745
Hall rates
1949
1781
Hall minor repairs
1196
2279
from Reserves
Hall major repairs
0
-13932
5437
-23445		 St Oswald’s Parish Church, Croxley Green Financial Statements for the year ended 31 December 2025
2025
2025
2024
2024
Additional Analysis
£
£
£
6(a)
Hall and Church
Hall
Receipts
Hall rental – church users
1280
1059
Hall rental – non church users
26985
23944
Hall heating+ lighting repayment
2340
30605
0
25003
Payments
Hall heating and lighting
2350
6235
Hall insurance
1064
968
Hall cleaning
7373
6745
Hall rates
1949
1781
Hall minor repairs
1196
2279
from Reserves
Hall major repairs
0
-13932
5437
-23445		 St Oswald’s Parish Church, Croxley Green Financial Statements for the year ended 31 December 2025
2025
2025
2024
2024
Additional Analysis
£
£
£
6(a)
Hall and Church
Hall
Receipts
Hall rental – church users
1280
1059
Hall rental – non church users
26985
23944
Hall heating+ lighting repayment
2340
30605
0
25003
Payments
Hall heating and lighting
2350
6235
Hall insurance
1064
968
Hall cleaning
7373
6745
Hall rates
1949
1781
Hall minor repairs
1196
2279
from Reserves
Hall major repairs
0
-13932
5437
-23445
Payments
Hall heating and lighting
2350
Hall insurance
1064
Hall cleaning
7373
Hall rates
1949
Hall minor repairs
1196
from Reserves
Hall major repairs
0
-13932
Excess receipts over payments
16673
Church
Receipts
Church rental
700
church heating+lighting repayment
2292
2992
Payments
Church heating and lighting
3514
Church insurance
1530
Church cleaning
957
Church minor repairs
549
from Reserves
Church major repairs
0
-6550		 1558
640
640
6903
1393
1259
649
10204
2836
-13040		 1558
Excess payments over receipts
-3558		 -12400
Combined Excess payments over receipts
13115		 -10842
reserves.
228
91
319

18