Registered Charity Number :- 1182833 C3 LONDON CHURCH a Charitable Incorporated Organisation ## **TRUSTEES’ REPORT AND FINANCIAL STATEMENTS** FOR THE YEAR END 31 March 2024 **C3 London Church Flat 1 19 Hartington Road** **LONDON hello@c3london.com** ## **C3 LONDON CHURCH** ## **CONTENTS** ## FOR THE YEAR ENDED 31 March 2024 REFERENCE AND ADMINISTRATIVE INFORMATION ..................................................................................................................... 3 TRUSTEES' REPORT .......................................................................................................................................................................... 4 INDEPENDENT EXAMINER’S REPORT ............................................................................................................................................. 6 STATEMENT OF FINANCIAL ACTIVITIES ......................................................................................................................................... 7 BALANCE SHEET ............................................................................................................................................................................... 8 NOTES TO THE FINANCIAL STATEMENTS ...................................................................................................................................... 9 2 **C3 LONDON CHURCH** **REFERENCE AND ADMINISTRATIVE INFORMATION** FOR THE YEAR ENDED 31 March 2024 |Trustees|P Hubbard|| |---|---|---| ||J Henderson|| ||E Turner|| ||M Denham|(Appointed 19 October 2023)| ||H Hooks|(Appointed 24 October 2023)| |Charity Registered Number|1182833|| |Registered Office|Flat 1|| ||19 Hartington Road|| ||Chiswick|| ||London|| ||W4 3TL|| |Independent Examiner|Steven Case (MAAT)|| ||Finance Box Limited|| ||128B The Street|| ||Rustington|| ||West Sussex|| ||BN16 3TT|| 3 **TRUSTEE’S REPORT** FOR THE YEAR ENDED 31 March 2024 ## **C3 LONDON CHURCH** The Charity Trustees present their annual report and financial statements for the year ended 31 March 2024. ## **Reference and Administration Details** The charity’s name is C3 London Church. The charity was previously known as C3 Fulham. The name change to C3 London Church was registered on 28th June 2022. Charity Registration Number: 1182833 Registered office: Flat 1, 19 Hartington Road, Chiswick, London, W4 3TL ## **Objects and Activities** The main objects of the charity are, for the public benefit: 1. to advance the Christian faith, in accordance with the Statement of Faith, in such ways and in such parts of the United Kingdom or the world as the Charity Trustees from time to time think fit; and 2. to relieve sickness and financial hardship and to promote and preserve good health by the provision of funds and support in such parts of the United Kingdom or the world as the Charity Trustees from time-totime think fit. In planning the activities of the charity, the trustees have considered the Charity Commission’s guidance on public benefit and, in particular, the specific guidance on charities for the advancement of religion. ## **Transfer of Assets from C3 Fulham** C3 London Church (previously C3 Fulham) is a Christian Church that exists to share the faith and to help people in a variety of ways – people within the church community and people without. C3 Fulham, as it was then known, was registered as a Charitable Incorporated Organisation (the CIO) on 5th April 2019, to take over the activities, assets and liabilities of the C3 Fulham Charitable Trust (Charity No. 1119609) (the Trust). The full transfer of assets and liabilities was completed in January 2023, when the Trust bank accounts were closed and all funds were transferred to the CIO. The Trust was then dissolved and removed from the register on 31 July 2023. ## **Achievements and performance** As a church, C3 London has existed since 2007 to help Londoners find their best life. C3 London Church runs Church Services, Courses and Connect Groups. These activities provide a welcoming environment for people to connect with God and others. The church congregation continued to grow throughout the period covered by the report, with attendance averaging 60-70 people in-person each week by March 2024. Live streaming of services has continued to support those not able to attend in person. In November 2023, the church moved services to a new venue for services and events. This new location provides more space for the growing attendance at Sunday services, as well as allowing use of the building all day on 4 **C3 LONDON CHURCH** **TRUSTEE’S REPORT** FOR THE YEAR ENDED 31 March 2024 Sundays. The new venue also allowed the church to launch a Sunday school programme in March 2024, C3 Kids, which has encouraged more families with young children to join the church. We continued our partnerships with the Baron’s Court Project, a day centre in Hammersmith and Fulham that supports people that are on low income, homeless and/or vulnerable to mental health issues, Daniel’s Den, a local parent and toddler group, and A21, a charity that works to eradicate human trafficking. We also sponsor a number of children through Compassion UK. The charity also supported C3 Stara Zagora in Bulgaria with the redevelopment of a new church building. ## **Financial Review** Throughout the period covered by this report, the charity received donations and gifts totalling £150,446, which was above the forecasted amount of approximately £90,000 and reflects the growth in the size of the church congregation. As noted in the accounts, during the previous year C3 Fulham merged with C3 London Church, with all funds held by C3 Fulham transferred to C3 London Church. The increase in expenditure of Charitable Activities in 23/24 reflects that this was the first year C3 London Church was fully operational for the whole financial year. The CIO maintains significant reserves saved in separate accounts, and the trustees remain confident that the activities of the charity can be maintained throughout any significant period of reduced funding. At the end of the year, the charity had unrestricted funds of £530,998 (2023: £556,315). ## **Structure, Governance and Management** C3 London Church (the CIO) is a Charitable Incorporated Organisation registered with the Charity Commission, as C3 Fulham, on 5 April 2019. The CIO changed its name from C3 Fulham to C3 London Church on 28 June 2022. ## **Trustees** The Trustees and officers who served during the year and since the year end were as follows: EJ Turner J Henderson P Hubbard M Denham (appointed 19 October 2023) H Hooks (appointed 24 October 2023) ## **Review of the year and the plan for the future** In November 2023, the church moved to new premises for Sunday Services and is now located at Jet Studios, 18-19 Lettice Street, London SW6 4EH. The registered address of the CIO has not changed. As the church continues to grow, the Trustees have approved the employment of a part-time administrator to support the Lead Pastors with the day-to-day running of the church. This will be reflected in the next accounts. The trustees report was approved by the Trustees at a meeting on 5th December 2024. EJ Turner Trustee 5 **C3 LONDON CHURCH** **INDEPENDENT EXAMINER’S REPORT** FOR THE YEAR ENDED 31 March 2024 I report to the Trustees on my examination of the financial statements of C3 London Church (the charity) for the year ended 31 March 2024. ## **Responsibilities and basis of report** As the Trustees of the charity you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011 (the 2011 Act). I report in respect of my examination of the charity’s financial statements carried out under section 145 of the 2011 Act. In carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act. ## **Independent examiner's statement** Since the charity’s gross income exceeded £25,000 you must have an examiner. I am a member of a body listed in section 145 of the 2011 Act and confirm that I am qualified to undertake the examination because I am a Licensed Accountant and Member of the Association of Accounting Technicians (MAAT), which is one of the listed bodies. Your attention is drawn to the fact that the charity has prepared financial statements in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) in preference to the Accounting and Reporting by Charities: Statement of Recommended Practice issued on 1 April 2005 which is referred to in the extant regulations but has now been withdrawn. I understand that this has been done in order for financial statements to provide a true and fair view in accordance with Generally Accepted Accounting Practice effective for reporting periods beginning on or after 1 January 2015. I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect: 1. accounting records were not kept in respect of the charity as required by section 130 of the 2011 Act; or 2. the financial statements do not accord with those records; or 3. the financial statements do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination. be drawn in this report in order to enable a proper understanding of the financial statements to be reached. ## **Finance Box Limited** ## **Steven Case (MAAT)** 128B The Street Rustington West Sussex BN16 3DA 5[th] December 2024 6 **STATEMENT OF FINANCIAL ACTIVITIES** FOR THE YEAR ENDED 31 March 2024 ## **C3 LONDON CHURCH** |**Recommended categories by**
**activity**
**Notes**
**Income and endowments**
**from:**
Donations and legacies
2
Investments
3
**Total**
**Expenditure on:**
Charitable activities
4
**Total**
**Net income/(expenditure)**
**Net movement in funds**
**Reconciliation of funds:**
Total funds brought forward
**Total funds carried forward**|**Unrestricted funds**
**£**
**Total Funds 2024**
**£**
**Total Funds 2023**
**£**
150,580
150,580
579,429
8,696
8,696
1,163| |---|---| ||**159,276**
**159,276**
**580,592**| ||184,591
184,591
24,277| ||**184,591**
**184,591**
**24,277**| ||**(25,315)**
**(25,315)**
**556,315**| ||**(25,315)**
**(25,315)**
**556,315**
556,315
556,315
-| ||**531,000**
**531,000**
**556,315**| 7 **NOTES TO THE FINANCIAL STATEMENTS** FOR THE YEAR ENDED 31 March 2024 ## **C3 LONDON CHURCH** |**Recommended categories by**
**activity**
**Notes**
Fixed assets
Tangible assets
8
**Total fixed assets**
Current assets
Debtors
9
Cash at bank and in hand
10
**Total current assets**
Creditors: amounts falling due
within one year
11
**Net current**
**assets/(liabilities)**
**Total net assets or liabilities**
**Funds of the Charity**
Unrestricted funds
12
Restricted income funds
12
Endowment funds
12
**Total funds**|**Unrestricted funds**
**£**
**Total Funds 2024**
**£**
**Total Funds 2023**
**£**
12,640
12,640
15,719| |---|---| ||**12,640**
**12,640**
**15,719**| ||33,267
33,267
4,875
496,893
496,893
539,258
**530,160**
**530,160**
**544,133**
11,800
11,800
3,537
**518,360**
**518,360**
**540,596**| ||**531,000**
**531,000**
**556,315**| ||531,000
531,000
556,315
-
-
-
-| ||**531,000**
**531,000**
**556,315**| The financial statements were approved by the Board on 5[th] December 2024 and signed on its behalf by: Emma-Jayne Turner Trustee 8 **C3 LONDON CHURCH** **NOTES TO THE FINANCIAL STATEMENTS** FOR THE YEAR ENDED 31 March 2024 ## **1 Accounting Policies** ## **1.1 Accounting Policies** ## **Charity information** C3 London Church is a charitable incorporated organisation registered with the Charity Commission from 5 April 2019. ## **1.2 Basis of preparation** The financial statements have been prepared in accordance with the CIO's governing document, the Charities Act 2011, FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (“FRS 102”) and the Charities SORP "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (effective 1 January 2019). The CIO is a Public Benefit Entity as defined by FRS 102. The financial statements are prepared in sterling, which is the functional currency of the CIO. Monetary amounts in these financial statements are rounded to the nearest £. The financial statements have been prepared under the historical cost convention. The principal accounting policies adopted are set out below. ## **1.3 Going concern** At the time of approving the financial statements, the trustees have a reasonable expectation that the CIO has adequate resources to continue in operational existence for the foreseeable future. Thus the trustees continue to adopt the going concern basis of accounting in preparing the financial statements. ## **1.4 Income from donations or grants** Income is recognised when the CIO is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received. Cash donations are recognised on receipt. Other donations are recognised once the CIO has been notified of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation. ## **1.5 Legacies** Legacies are recognised on receipt or otherwise if the CIO has been notified of an impending distribution, the amount is known, and receipt is expected. If the amount is not known, the legacy is treated as a contingent asset. 9 **C3 LONDON CHURCH** **NOTES TO THE FINANCIAL STATEMENTS** FOR THE YEAR ENDED 31 March 2024 ## **1.6 Donated services and facilities** Donated services or facilities are recognised as income when the charity has control over the item, any conditions associated with a donated item have been met, the receipt of economic benefit from the use by the Charity of the item is probable and that economic benefit can be measured reliably. On receipt, donated services and facilities are recognised on the basis of the value of the gift to the Charity which is the amount the Charity would have been willing to pay to obtain services or facilities of equivalent economic benefit on the open market, a corresponding amount is then recognised in expenditure in the period of receipt. ## **1.7 Expenditure** Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement, and the amount of the obligation can be measured reliably. Expenditure on charitable activities includes the cost of running the activities of C3 London Church. Irrecoverable VAT is charged as a cost against the activity for which the expenditure was incurred. ## **1.8 Financial instruments** The CIO has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments. Financial instruments are recognised in the CIO's balance sheet when the CIO becomes party to the contractual provisions of the instrument. Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously. ## _**Basic financial assets**_ Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised. ## _**Other financial assets**_ Other financial assets, including investments in equity instruments which are not subsidiaries, associates or joint ventures, are initially measured at fair value, which is normally the transaction price. Such assets are subsequently carried at fair value and the changes in fair value are recognised in net income/ (expenditure), except that investments in equity instruments that are not publicly traded and whose fair values cannot be measured reliably are measured at cost less impairment. ## _**Impairment of financial assets**_ Financial assets, other than those held at fair value through income and expenditure, are assessed for indicators of impairment at each reporting date. Financial assets are impaired where there is objective evidence that, as a result of one or more events that occurred after the initial recognition of the financial asset, the estimated future cash flows have been affected. 10 **C3 LONDON CHURCH** **NOTES TO THE FINANCIAL STATEMENTS** FOR THE YEAR ENDED 31 March 2024 If an asset is impaired, the impairment loss is the difference between the carrying amount and the present value of the estimated cash flows discounted at the asset’s original effective interest rate. The impairment loss is recognised in net income/(expenditure) for the year. If there is a decrease in the impairment loss arising from an event occurring after the impairment was recognised, the impairment is reversed. The reversal is such that the current carrying amount does not exceed what the carrying amount would have been, had the impairment not previously been recognised. The impairment reversal is recognised in net income/(expenditure) for the year. ## _**Derecognition of financial assets**_ Financial assets are derecognised only when the contractual rights to the cash flows from the asset expire or are settled, or when the CIO transfers the financial asset and substantially all the risks and rewards of ownership to another entity, or if some significant risks and rewards of ownership are retained but control of the asset has transferred to another party that is able to sell the asset in its entirety to an unrelated third party. ## _**Basic financial liabilities**_ Basic financial liabilities, including creditors and bank loans are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised. Debt instruments are subsequently carried at amortised cost, using the effective interest rate method. Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of operations from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method. ## _**Derecognition of financial liabilities**_ Financial liabilities are derecognised when the CIO’s contractual obligations expire or are discharged or cancelled. ## **1.9 Fund accounting** Unrestricted funds are available for use at the discretion of the trustees in furtherance of their charitable objectives. Restricted funds are subject to specific conditions by donors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the financial statements. ## **1.10 Critical accounting estimates and judgements** In the application of the CIO’s accounting policies, the trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates. 11 **C3 LONDON CHURCH** **NOTES TO THE FINANCIAL STATEMENTS** FOR THE YEAR ENDED 31 March 2024 The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods. ## **1.11 Tangible fixed assets** Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses. Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases: **Rate Method** Fixtures and fittings 25% Straight Line The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the statement of financial activities. ## **2 Income from Donations and Legacies** |**Analysis**

Donation and gifts
General grants provided by Government/other charities|**Unrestricted**
**funds**
**£**
150,580
0
150,580|**Total**
**funds 2024**
**£**

150,580

0

150,580|**Total**
**funds 2023**
**£**

43,839

535,590| |---|---|---|---| ||||
579,429| During the previous year C3 Fulham merged with C3 London Church, with all funds held by C3 Fulham were transferred to C3 London Church. This amounted to £534,964 in 2023. ## **3 Income from Investments** |**Analysis**
Interest income|**Unrestricted**
**funds**
**£**
8,696
8,696|**Total funds**
**2024**
**£**
8,696
8,696|**Total funds**
**2023**
**£**
1,163| |---|---|---|---| ||||1,163| 12 **C3 LONDON CHURCH** **NOTES TO THE FINANCIAL STATEMENTS** FOR THE YEAR ENDED 31 March 2024 ## **4 Expenditure on Charitable Activities** |**Analysis**
Printing and stationery
Travel Subsistence and Conferences
Gifts
Church Service Costs
Cafe Costs
Telephone and Internet
Office Costs
Training
Volunteer Services
Events
Partnerships
Staff Costs
Depreciation Charge
Support Costs (Note 5)|**Total funds 2024**
**£**
7,730
4,828
2,568
98,049
1,025
1,389
24,271
1,011
3,460
1,653
12,993
19,582
5,252
780
184,591|**Total funds 2023**
**£**
52
1,697
167
1,738
1,081
432
2,352
-
-
-
-
9,088
4,670
3,000| |---|---|---| |||24,277| ## **5 Support Costs** |**pport Costs**||| |---|---|---| |**Analysis**
**Governance Costs**
Independent examiners fees|**Total funds 2024**
**£**
780
**780**|**Total funds 2023**
**£**
3,000| |||**3,000**| 13 **C3 LONDON CHURCH** **NOTES TO THE FINANCIAL STATEMENTS** FOR THE YEAR ENDED 31 March 2024 ## **6 Analysis of Support Costs** |Independent examiners fees
Analysed between
Charitable activities|**Support**
**costs**
**£**
-
-
-|**Governance**
**costs**
**£**
780
**780**
**780**|**2023**
**£**
3,000| |---|---|---|---| ||||**3,000**| ||||**3,000**| Governance costs includes payments to the independent examiner of £780 (2023- £3,000) for independent examination fees. ## **7 Details of certain Items of Expenditure** ## **Trustees** P Hubbard received emoluments of £18,000 (2023: £9,000), pension contributions of £353 (2023: £88) and reimbursed expenses of £3,610 (2023: £1,312) during the year. J Henderson was reimbursed expenses of £29 (2023: £nil) during the year. E Turner was reimbursed expenses of £28 (2023: £nil) during the year. C Denham was reimbursed expenses of £599 (2023: £nil) during the year. None of the other trustees received emoluments or benefits during the year (2023: £nil). 14 **NOTES TO THE FINANCIAL STATEMENTS** FOR THE YEAR ENDED 31 March 2024 ## **C3 LONDON CHURCH** ## **8 Tangible Fixed Assets** ## **8.1 Cost or valuation** |At 01 April 2023
Additions
Disposals
Revaluations
Transfers
At 31 March 2024
**sation and impairments**
At 01 April 2023
Additions
Disposals
Revaluations
Transfers
At 31 March 2024
**ok value**
At 01 April 2023
At 31 March 2024||**Fixtures & Fittings**
**£**
20,389
2,173
-
-
-
22,562
**Fixtures & Fittings**
**£**
4,670
5,252
-
-
-| |---|---|---| |||| |||| |||9,922| |||**Fixtures & Fittings**
**£**
15,719| |||12,640| ## **8.2 Amortisation and impairments** ## **8.3 Net book value** During the previous year, the activities of C3 Fulham were transferred into C3 London Church. The equipment held by C3 Fulham has been transferred to C3 London Church at net book value. 15 **C3 LONDON CHURCH** **NOTES TO THE FINANCIAL STATEMENTS** FOR THE YEAR ENDED 31 March 2024 ## **9 Debtors: Amounts falling due within one year** |Prepayments & accrued income
Other debtors|**Total funds**
**2024**

**£**
33,267
-
33,267|**Total funds**
**2023**
**£**

737

4,138| |---|---|---| |||
4,875| ## **10 Cash at bank and in hand** |Cash at bank and on hand|**Total funds**
**2024**

**£**
496,893
496,893|**Total funds**
**2023**
**£**
539,258| |---|---|---| |||539,258| ## **11 Creditors: Amounts falling due within one year** |Trade creditors
Accruals and deferred income
Other creditors|**Total**
**funds 2024**
**£**
5,683
5,763
354
11,800|**Total**
**funds 2023**
**£**

-

3,183

354| |---|---|---| |||
3,537| 16 **NOTES TO THE FINANCIAL STATEMENTS** FOR THE YEAR ENDED 31 March 2024 ## **C3 LONDON CHURCH** ## **12 Charity funds** ## **12.1 Details of material funds held and movements during the CURRENT reporting period** |**Fund names**
**Unrestricted**
**funds**|**Fund**
**balances**
**brought**
**forward**
**Income**
**Expenditure**
**Transfers**
**Gains and**
**losses**
**Fund**
**balances**
**carried**
**forward**
**£**
**£**
**£**
**£**
**£**
**£**| |---|---| ||556,315
159,276
(184,591)
-
-
531,000| ## **12.2 Details of material funds held and movements during the PREVIOUS reporting period** |**Fund names**
**Unrestricted**
**funds**|**Fund**
**balances**
**brought**
**forward**
**Income**
**Expenditure**
**Transfers**
**Gains and**
**losses**
**Fund**
**balances**
**carried**
**forward**
**£**
**£**
**£**
**£**
**£**
**£**| |---|---| ||-
580,592
(24,277)
-
-
556,315| ## **13 Taxation** The charity is exempt from tax on income and gains falling within section 505 of the Taxes Act 1988 or section 252 of the Taxation of Chargeable Gains Act 1992 to the extent that these are applied to its charitable objects. ## **14 Related party transactions** During the year the CIO entered into the following transactions with related parties: Total unrestricted donations made by trustees and their close relatives during the year totalled £13,026 (2023: £3,083) 17 ## AnnualAccount_01-Apr-2023 - 31-Mar-2024 Final Audit Report 2025-01-03 Created: 2025-01-02 By: Steven Case (steven.case@financebox.co.uk) Status: Signed Transaction ID: CBJCHBCAABAAT4daoPdi5uf6ho_nc0RQI_zZkv5Q9hxl ## "AnnualAccount_01-Apr-2023 - 31-Mar-2024" History Document created by Steven Case (steven.case@financebox.co.uk) 2025-01-02 - 08:34:11 GMT Document emailed to ej@c3london.com for signature 2025-01-02 - 08:35:01 GMT ## Email viewed by ej@c3london.com 2025-01-02 - 21:36:55 GMT Signer ej@c3london.com entered name at signing as Emma-Jayne Turner 2025-01-02 - 21:44:42 GMT Document e-signed by Emma-Jayne Turner (ej@c3london.com) Signature Date: 2025-01-02 - 21:44:44 GMT - Time Source: server Document emailed to Steven Case (steven.case@financebox.co.uk) for signature 2025-01-02 - 21:44:45 GMT Email viewed by Steven Case (steven.case@financebox.co.uk) 2025-01-03 - 12:39:56 GMT Document e-signed by Steven Case (steven.case@financebox.co.uk) Signature Date: 2025-01-03 - 12:40:10 GMT - Time Source: server ## Agreement completed. 2025-01-03 - 12:40:10 GMT