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2022-03-31-accounts

Trustees’ Annual Report for the period

From 01 April 2021 to 31 March 2022

Charity name: CAG Trust

Charity registration number: 1182688

Objectives and Activities

SORP reference
Summary of the purposes of
the charity as set out in its
governing document
Para 1.17 The objects of the CIO are to advance in life
and relieve the needs of young male
persons aged 10 to 18 years in Solihull and
surrounding area in particular but not
exclusively
Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or services
identified in the accounts.
Para 1.17 and
1.19
The provision of a range of challenging
outdoor sports and adventure activities at
weekly meetings and residential trips which
develop their skills, capacities and
capabilities to enable them to participate in
society as mature and responsible
individuals
Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit
Para 1.18 It is confirmed that the Trustees have had
regard to the guidance issued by the Charity
Commission on public benefit

Additional information (optional)

You may choose to include further statements where relevant about:

SORP reference Para 1.38 Policy on grant making Para 1.38 Policy on social investment including program related investment Para 1.38 Contribution made by volunteers

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Other

Achievements and Performance

SORP reference
Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.
Para 1.20 Following lockdowns for Covid the charity
ceased the majority of operations until June
2021 when it restarted activities.
The remaining members from pre-covid
totalled 8 members so a program of publicity
was undertaken to rebuild the membership
to a total of 30 by the end of this reporting
period.
The main activities undertaken were the
week to week meetings interspersed with
some one day activities such as paintballing
and mountain biking days.
The rebuilding included carrying out the
expedition training for the new cohort of
Duke Of Edinburgh’s Award Bronze award
participants, with a successful expedition
taking place in August 2021.
The group as a whole undertook the
activities we are known for: getting boys out
in the outdoors to have fun with others,
make new friendships and learn new skills.
As a result of rebuilding the finances,
membership and leadership aspects of the
group's activities the weekend trips program
was planned during this reporting period to
resume with a weekend surfing trip in June
2022.

Additional information (optional) You may choose to include further statements where relevant about:

Achievements against
objectives set
Para 1.41
Performance of fundraising Para1.41

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activities against objectives
set
Investment performance
against objectives
Para 1.41
Other

Financial Review

Financial Review
Review of the charity’s
financial position at the end
of the period
Para 1.21 Please refer to the annual accounts
Statement explaining the
policy for holding reserves
statingwhy they areheld
Para 1.22 Reserves are retained for items of
expenditure on equipment and activities in
furtherance ofthe Charity's objectives
Amount of reserves held Para 1.22 Please refer to the annual accounts
Reasons for holding zero
reserves
Para 1.22 N/A
Details of fund materially in
deficit
Para 1.24 N/A
Explanation of any
uncertainties about the
charity continuing as a going
concern
Para 1.23 None

Additional information (optional)

You may choose to include further statements where relevant about:

The charity’s principal
sources of funds (including
any fundraising)
Para 1.47
Investment policy and
objectives including any
social investment policy
adopted
Para 1.46
A description of the principal
risks facing the charity
Para 1.46
Other

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Structure, Governance and Management

Description of charity’s
trusts:
Type of governing document
(trust deed,royalcharter)
Para 1.25 Please refer to the governing Constitution
document
How is the charity
constituted?
(e.g unincorporated
association, CIO)
Para 1.25 CIO
Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees
Para 1.25 The Trustees comprise of volunteers and are
appointed by the current Trustees following
consultation with the wider member and
leader group.

Additional information (optional) You may choose to include further statements where relevant about:

Policies and procedures
adopted for the induction and
training of trustees
Para 1.51
The charity’s organisational
structure and any wider
network with which the
charity works
Para 1.51
Relationship with any related
parties
Para 1.51
Other

Reference and Administrative details

Charity name CAG Trust
Other name the charity uses Challenge Adventure Group
Registered charity number 1182688
Charity’s principal address 21 Wychwood Avenue, Knowle, Solihull, B93 9DF

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Names of the charity trustees who manage the charity

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
Trustee name Office (if any) Dates acted if not for whole
year
Name of person (or body) entitled
to appoint trustee(if any)
Simon Thomas
Ruth Billingham
Mark Gibson
Helen Clifton

Corporate trustees – names of the directors at the date the report was approved

Director name None

Name of trustees holding title to property belonging to the charity

Trustee name **Dates acted if not for whole year **
None

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Funds held as custodian trustees on behalf of others

Description of the assets None held in this capacity Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for safe custody and segregation of such assets from the charity’s own assets

Additional information (optional)

Names and addresses of advisers (Optional information)

Type of Name Address adviser

Name of chief executive or names of senior staff members (Optional information)

Exemptions from disclosure

Reason for non-disclosure of key personnel details

Other optional information

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Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) Full name(s) Mark Adrian Gibson Position (eg Secretary, Chair Chair, etc) Date January 2023

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REGISTERED CHARITY NUMBER: 1182688 RT THE TRiisr ND TED FINAN FO E YEAR AG TRIIST A￿Stron&S Bishop Simttw)ns Chartered Ac¢ountants al￿ Tax Advisors Gethin House 36 Bond Stre¢t Nwi¢8￿￿ Wan*ickshire CVII 4DA

ON YTSOFTHE FIYAYCI L sfATEMENTS FOR THE Y ED 31 MAR Pge Report of the Truste¢s Indeptndtht Eiminer'$ Report Stitethtnl of FinD¢i•I Artiviiles B•l•net Sheet Noies to the FiDntiAI S¢•¢euTht$ Det•iled StitmeDI ot Vin•ffj¢ial A¢￿¥￿1*8

CAG TR EPORT OFTHE T EES FOR TH ENDED JI MAR The trustees pr¢seni their ￿POrt with the fitwial sw¢m¢nts of the charity for the year ended 31 March 2022. The twste¢s have adopted th¢ provisions of A¢¢ountkng and Reportin8 by Chariiie5.' Statcmcnl of Rec¢)mmen4ed Practic¢ applL¢Able to charities preparing their accounts in accordan¢¢ with the Financial Reporting Stsndard applicable in the UK and Republi¢ of lffland IFRS 1021 leffe¢tive l January 20191. STRuufuRE. GOVERNANCE AND MANAGEMENT Govemin% document The charity is controlled by its governing th)cwnenL a dttd of trust I￿1 corLstityl¢$ a CIO. REFERENC'E AND ADMINisfRATIVE DETAIIS Registered Charity number 1182688 Prlntlpal addre85 21 Wy¢hwood Avenue KTh)wle Solihull Wesi Midlartd$ B93 9DF Tru$ttes S Thomas M A Gibson Ms R H Billin8ham Mrs H Clifton Independtnt Exlmlner Mr M Shabbir FCA. FCCA Arn>stTon85 Bishop Simmons Chartered A¢¢ountani$ ind Tax Advisors Gethin House 36 Bond Stre Nun¢a¢on Warwickshire CVII 4DA Approved by order of ihe board of trust¢¢s on ...24 January..2023 . and signed on its behalf by.. TrUs￿e Page I

INDEPEN NT E.XAMINER'S REPORT TO THE TRUSTEES OF CAG TRI,'ST Independenl examiner's report to ihe trnstees of CAG Trnst report lo ihe Charity trustees on my examination of the accounts of CAG TnL￿ (the Tnw} for the ycar end¢d 31 Mar¢h 2022. RespoD$ibilities xnd basis of report As the charity trust¢¢s of ihe Trust you are Tesp)nsibk for thr prcparation of the a¢¢ounts in accordan¢e with the requirements of th¢ Charities Act 2011 Ilhe Aci.). I report in respect of my examirtation of the Tnw's a¢¢ounts carried out under Se¢iion 145 of the Act and in carrying out my cxaminatioD I have followed all oppli¢able Directions 8iv¢n by the c.harity Cornmission UDd¢r Section 1451SMbl of the A¢1. Ind¢ptndent txaminer's statem¢•t I have completed my examit)ation. I confinn that M maierial rnatter5 have wme ￿ my attention in conn¢¢iion wih the examination giving me cause to believe ihai in any material resped". accounting records were ttot kept in respea of the Trust a5 required by Seaion 130 of the Act.. or the accounts do not ?C¢OTd wilh tlK)s¢ records.. or thc accounts do noi ￿mplY with the applicable requirements concerning the fomi content of a¢counts sei OLrt in th¢ ChaNiie$ IAccounts aThd Reports) Regulations 2008 other ihan any requirement ihat ihe a¢¢ount5 8ive true and fair view whi¢h is noi a maffer consid¢r¢d ￿ part of an inde￿I￿￿t ¢xamin•tion. I have no con¢em$ and hive come a¢ross t)0 other matters in conne¢tion with the examination to attention should be drawi in this report in order to ble • proper usianding of the &counts to be reached. Mrm abbir F CA Arrnslrongs op Simmons Chan¢r¢d AE¢ounlant5 and Tax Advisors Gethin House 36 Bond Street Nuo¢aion Warwickshir¢ CVII 4DA Date.. Page 2

CAG TRusr sTATE￿IE. F FINANCIALAcriv TIES R THE I'EAR I MARCH 211 2022 Totsl 2021 Totsl fijnds unrestrict￿ Kestrided fund fimd INCOME AND ENDOWMENTS FROM Donations and kgacies 7.673 5.719 13.392 7.975 EXPENDITURE ON Raising funds 8275 5.079 13.354 1.690 NET INCOMEI(EXPENDITIIREI 1602) 640 38 6.285 RECONCILIATION OF FUNDS Total funds brO￿shI forward 4.536 14.244 18,780 12.495 TOTAL FUNDS CARRIED FORWARD 3.934 14.884 18,818 18,780 The notes form part of these financial statements Page 3

CAG TRusr CE SHEET IMAR 2022 2021 Notes CURREfff ASSETS Cath ￿ bank al￿ in hand 18.818 18.780 NET CURRENT ASSETS 18.818 18,780 TOTAL ASSETS LESS CURRENT LIABILITIES 18.818 18.780 NET ASSETS 18,818 18,780 FUNDS Unrestri¢ied fund5 Restricted funds 3.934 14.884 4.536 14.244 TOTAL FUNDS 18.818 18.780 financial &4Janua.ry..2blSmeni$ were approv¢d by the Board of TrU￿te9 and aythorised for .. wtt¢ signed on its behalf by.. ISSU¢ on Tn]slee The notes form part of these firwKiai stsiemcnts Page 4

AC TRUST P40TES TO THE Fif rCIAL sTATEMEr￿s HE I'EAR EI%D ARCH 2022 ACCOVIYllNG POLICIES Basis of pr¢pring the fiJuDciI Ststem¢￿ts The flnancial statemetlts of iht charity. Mthich 15 a publi¢ benefit entity uthder FRS 102. have been prepared in accordan¢¢ wilh the Charities SORP IFRS 1021 'Accountin8 and R¢portirt8 by Charities.. St￿ement of Recommended Prdctice applicable ￿ charitics preparing their aEcounts in accordance with thc Finan¢ial Reporting Stsndard appli¢able in the UK 8nd R¢publi¢ of Ireland IFRS 1021 (effective l January 2019)., Financial Reporting Standard 102 The Financial Reportin8 Sthndwd applicable in the UK and Republic of Ireland. and the Charities Aci 2011. The financial h•ve been prepared under the historical cost Convention. Ineomt All income 15 re¢ognised irb thc Statemeni of Finan¢i#l Adivities on¢¢ the chwity has enlitlement to the futtds. it 15 probable that Ihe incorn¢ will be ￿¢t1¥¢d and the aMO￿t ¢an be mca5ured reliably. Expenditure Liabilities are recognised as expenditure scKJn as thert is t le8al or wnstwciive obligation committing the charity lo thai expenditure. il is probable lh￿ i transfer of economi¢ benefits will be required in settlement and the arn)Uni of thc obli8ation be M¢￿ured reliably. Exp¢ndiiure is accounled for OD an a¢¢rnals basis and has been classified und¢r headings that awegate 011 ¢osi related to the cat¢gory. Where ¢o$is cannot b¢ directly 4ttributed io phrticular headings they have been allocated io a¢tiViiies ott a b&8is consistent with the use of resource5. Tix•iio The charity is e¥¢mpt from thx on its charitsble aaiviiies. Fund Accountlni Unresiricied funds can be used in Kcordan¢e with the charitable objeaives li the discretion of ihe iTu$iees. Reslricted Can only be used for parti¢ul•r resvicted Purp￿ wiihin the objects of the Charity. Restrictions rise when specified by ihe donor or when funds are raised for panicular restricted purpos¢5. Further ¢xplaMiion of the natur¢ purpose of fimd 15 I￿l￿ded in the ￿1¢¢1 to the financial si￿¢M¢Ats. TRUSTEES. REMUNERATION AND BENEFITS There were no irustt¢s' remuner•tion or other benefits for the year ended 31 Mar¢h 2022 nor for the year ended 31 Mar¢h2021. Tru$tee¥' expenses There were no trusttts, ¢xpens¢s ￿ld for the year ended 31 Mar¢h 2022 nor for the year et)ded 31 mS￿h 2021. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES Unrestricted fund Restrided fund Total funds INCOME AND ENDOWMETh FROM Donaiions and It8￿]eS 7.266 7,975 EXPENDITURE ON Raising funds 1.610 80 1.690 NET INCOMFJ{EXPENDJTURE) 7.186 6,285 Pagc 5 Continued...

CAG TRUST NOTE THE FINAP4CIAL TEMEP¥TS- tontiDutd FOR T AR ENDED 31 2022 COMPARATIVES FOR THE STATEMENT OF FINANCIAL AcrtVlTILS- continued L.tirtStricted Resiri¢t¢d fimd futhd Total funds RECONCILIATIOIY OF FUNDS Toial funds brought forward 5.437 7.058 12.495 TOTAL FUNDS CARIUED FORWARD 4.536 14.244 18.780 ANALYSIS OF NET A&SETS BETWEEN FUNDS 2022 Tothl fund5 2021 Total funds Unrestrickd Restricted filnd Current 3.934 14.884 18.818 18,780 MOVEMEiYT IN FVNDS Nd movemcnt in funds At 31.3.22 Ai 1.4.21 Unrestrl¢¢ed funds Gencral fur 4.536 (602) 3.934 Restrbtted funds Resir>cted tund 14.244 640 14.884 TOTAL FIINDS 18.780 38 18.818 Nei movement in fimds. included in the abov¢ ore w follows: Inc¢)ming Resources expended Movem¢nt in ￿ndS Unreslrif¢¢d fuNd$ Genernl fund 7.673 {8,275) 16021 Restricted fund$ Resiri¢ted fund 5,719 (5.0791 640 TOTAL FUNDS 13.392 (13.3541 38 Page 6 continued...

AG TRUST O THE FINAN E YEAR EIYD STATEMENTS- toDtiDued RCH 2022 MOVEMEiYr Ir4 FUNDS- toThtinued Compxrativ¢s for movemeDt in Net movement in fwids At 31.3.21 At 1.4.20 Unrestrkted funds Gcneral fund 5.437 (901) 4,536 Restricted funds Eiestri¢i¢d fund 7.058 7.186 14.244 TOTAL FIINDS 12.495 6.285 18.780 Comparative n¢t nKJvement in funds. included in the a&)ve art as follows.. lth¢oming Resour¢es expended Movement in funds Unresirleted funds Generdl fund 709 (1,610) (9011 Restrlcted funds Resiriiied fund 7,266 180) 7.186 TOTAL FUNDS 7.975 (1.6901 6.283 A cU￿ent year 12 monihs prior ye8r 12 n￿trthS ¢ombined posiiion is as follows.. Net vemenl in funds At 1.4.20 31.3.22 Unrestricted fundj General fund 5,437 (1.503) 3.934 Resirltted funth Re51riei¢d fund 7,058 7,826 14,884 TOTAL FUNDS 12.495 6,323 18.818 Page 7 ¢ontinued...

CAC TRUST NOTES TO THE IYAP*CIAL STATEME FOR THE I. ED3I MARCH 20 tontinued MOVEMENT IN FUNDS- ¢ODtiDued A curreni year 12 rnonths and prior year 12 ￿nthS combined n¢t movement in fimds. included in the aboY¢ are as follow5.. Incoming r¢sour¢es Resout¢es expended Movement in fimds UnrestTbcted fundj Gcneral fund 8J82 (9.885) (1,503) R￿ricted funds Restri¢ied fund 12.985 {5.159) 7.826 TOTAL FIINDS 21.367 {15.0441 6,323 RELATED PARTY DISCLOSURES Thert were no related patty transactions fw the year ended 31 March 2022. Page 8

CAC TRUSf DETAILE FOR TH TEMEPT OF FINAT CTIVITIES ENDED JI MARCH 2 2022 2021 INCOME AND ENDOWMENTS Doth*tions and legaci¢$ Donations 13,392 7.975 Total iDcoming resourees 13.392 7.975 EXPENDITURE Other t￿dI)ll •etlvlii Member Expense5 Equipment & Repairs Premises Expenses ikaders Exp¢nse5 & Merfings Insuran¢¢ Sundries 7.137 186 928 3.157 762 1.184 80 30 722 845 13,354 1,690 Total resourc¢s eX￿1)ded 13,354 1.690 Net lttcome 38 6.285 This page does not forni part of the ststutory finan¢ial statemcnts ge9