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2025-06-30-accounts

Docusign Envelope ID: 20DBB30E-8156-4A1D-AB13-D512116076FC

Charity number: 1182389

TRUSTEES' REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2025

KINGSTON-UPONTHAMES UNITED CHARITIES

Docusign Envelope ID: 20DBB30E-8156-4A1D-AB13-D512116076FC

KINGSTON UPON THAMES UNITED CHARITIES

CONTENTS

Page
Reference and administrative details of the Charity, its Trustees and advisers 1
Trustees' report 2 - 4
Independent examiner's report 5
Statement of financial activities 6
Balance sheet 7
Notes to the financial statements 8 - 15

Docusign Envelope ID: 20DBB30E-8156-4A1D-AB13-D512116076FC

KINGSTON UPON THAMES UNITED CHARITIES

REFERENCE AND ADMINISTRATIVE DETAILS OF THE CHARITY, ITS TRUSTEES AND ADVISERS FOR THE YEAR ENDED 30 JUNE 2025

Trustees Rev W Allberry, Chair until 1 January 2026 (Resigned 24 January 2026)
G Nash
M Sollis
Rev R Moffatt
C N Cheek
D Hodson, Joint Chair from 1 January 2026
P D'Souza, Joint Chair from 1 January 2026
M Freedman
R D Boult (Resigned 24 January 2026)
Charity registered number
1182389
Principal office
The Old Hall
Cleaves Almshouses
Old London Road
Kingston Upon Thames
Surrey
KT2 6ND
Independent examiner
Janice Matthews FCA
Chartered Accountants
Menzies LLP
Magna House
18-32 London Road
Staines-Upon-Thames
TW18 4BP
Bankers
CAF Bank Limited
25 Kings Hill Avenue
Kings Hill
West Halling
Kent
ME19 4 JQ
Solicitors
Stevens & Bolton LLP
Wey House
Farnham Road
Guildford
Surrey
GU1 4YD
Clerk to the Trustees
Shanthini Shanmugaguru

Page 1

Docusign Envelope ID: 20DBB30E-8156-4A1D-AB13-D512116076FC

KINGSTON UPON THAMES UNITED CHARITIES

TRUSTEES' REPORT FOR THE YEAR ENDED 30 JUNE 2025

The Trustees present their annual report together with the financial statements of the Charity for the 1 July 2024 to 30 June 2025.

Objectives and activities

a. Policies and objectives

The principal objects of the Charity remain unchanged from those of its predecessor charity, being the relief of those in need by reason of age and financial hardship and the relief of poverty and homelessness.

Achievements and performance

a. Review of activities

The Trustees have continued to seek to meet the objectives of the Charity by providing good quality accommodation suitable for older people in the heart of Kingston at an affordable cost.

As of 2025 the Charity provided 27 properties (including a flat for guests of the beneficiaries). These properties accommodated 30 beneficiaries. All residents are aged over 60, the eldest being 90. Many of our beneficiaries are in receipt of Housing Benefit and Council Tax Benefit to meet the cost of accommodation. For other beneficiaries, the Trustees continue to monitor their situation to ensure that beneficiaries do not suffer undue hardship.

The Trustees also recognise their duty is to safeguard the provision of housing for needy older people in the borough for the future. To do so, the cottages and flats of the Charity need to be maintained to a sufficient standard and the finances of the Charity sustained at a level sufficient to meet future obligations. In furtherance of this KUC has continued with the comprehensive property maintenance and improvement plan which includes improving access for those whose mobility is impaired e.g. in need of a mobility scooter as well as the installation of mobility friendly bathrooms.

The Trustees continue to monitor the pace of the maintenance and improvement programme in respect of the other facilities in the accommodations. In the year to 30 June 2025 continued expenditure has been in respect of the replacement of boilers and the digitalisation of the personal alarm system. Our Heritage responsibilities continue to be fulfilled with the renovation of the brickwork of the 17th Century Hall.

These improvements together with the substantial maintenance requirements of historic buildings are reviewed in conjunction with the rate of weekly maintenance charge increases to ensure that the Charity’s financial resources, including an appropriate level of reserves for contingencies, are maintained.

In addition, donations of £2,000 each were made from the E-Fund to local charities KCAH and RBKares

Page 2

Docusign Envelope ID: 20DBB30E-8156-4A1D-AB13-D512116076FC

KINGSTON UPON THAMES UNITED CHARITIES

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025

Financial review

a. Going concern

The monthly revenue of the Charity has increased as the income is principally derived from housing benefit provided by government, while the majority of the costs of the Charity are maintenance and repair expenditures whose timing is largely at the discretion of The Trustees.

The Trustees review the Charity's expected income and expenditure and resources as part of their regular meetings. Based on these reviews and the current level of assets held by the Charity, the Trustees have a reasonable expectation that the Charity has adequate resources to continue in operational existence for the foreseeable future. For this reason they continue to adopt the going concern basis in preparing the financial statements.

b. Review of the year

The Trustees have reported an overall surplus for the year of £108,140 compared with a deficit of (£17,282) in the previous year. The key factors impacting on the accounts are as follows:

  1. The overall level of income from charitable activities increased slightly with higher maintenance charges

  2. Income from deposits and investments remained at similar levels as last year reflecting the generally lower yields available.

  3. The overriding reason for the surplus this year is the lower repair and maintenance costs during the year compared to prior year. Maintenance and repair costs were £78,460 (2024: £161,157).

  4. At 30 June 2025, the Charity had Net Current Assets of £241,988 and accumulated reserves of £1,490,127.

c. Principal risks and uncertainties

The Trustees continue to review the activities of the Charity with respect to risks to which the Charity is exposed, and make decisions where appropriate to address those risks.

Page 3

Docusign Envelope ID: 20DBB30E-8156-4A1D-AB13-D512116076FC

KINGSTON UPON THAMES UNITED CHARITIES

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025

Structure, governance and management

a. Constitution

Kingston-Upon-Thames United Charities was registered as a Charitable Incorporated Organisation (CIO) on 8 March 2019. The activities, assets and obligations of its predecessor, also named Kingston-Upon-Thames United Charities (charity number: 202502) which was a charitable trust, were taken over by the CIO during the subsequent months. Formal approval was received from the Charity Commission on 18 August 2020. The predecessor charity was removed from the Charity Commission register by amalgamation on 18 August 2020.

b. Methods of appointment or election of Trustees

As a Charitable Incorporated Organisation, the charity is governed by Trustee board members. The Charity board of Trustees can have up to 13 ordinarily appointed trustees plus one nominated trustee.

Plans for future periods

The Trustees have continued to follow the refurbishment and repair plan approved in 2021 to 2025 following the quinquennial survey. In developing the plan, care was taken to ensure that the financial strength of the Charity would not be impaired. Expenditure in the year to June 2025 increased due to work required on roofs and brickwork of the buildings. Significant future expenditure is expected and accordingly the Trustees have sought to maintain a substantial level of cash and liquid investments.

The Trustees remain confident that over this period, the beneficiaries of the Charity will continue to enjoy their homes at the Almshouses, which remain one of Kingston's hidden treasures.

Approved by order of the members of the board of Trustees and signed on their behalf by:

................................................ ................................................ P D'Souza D Hodson Joint Chair Joint Chair 24-Mar-2026 04-Mar-2026 Date:

Page 4

Docusign Envelope ID: 20DBB30E-8156-4A1D-AB13-D512116076FC

KINGSTON UPON THAMES UNITED CHARITIES

INDEPENDENT EXAMINERS' REPORT

Independent examiner's report to the Trustees of Kingston Upon Thames United Charities ('the Charity')

I report to the charity Trustees on my examination of the accounts of the Charity for the year ended 30 June 2025.

Responsibilities and basis of report

As the Trustees of the Charity you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the 2011 Act').

I report in respect of my examination of the Charity's accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner's statement

Since the Charity's gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am a member of ICAEW, which is one of the listed bodies.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Charity as required by section 130 of the 2011 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a 'true and fair' view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

This report is made solely to the Charity's Trustees, as a body, in accordance with Part 4 of the Charities (Accounts and Reports) Regulations 2008. My work has been undertaken so that I might state to the Charity's Trustees those matters I am required to state to them in an Independent examiner's report and for no other purpose. To the fullest extent permitted by law, I do not accept or assume responsibility to anyone other than the Charity and the Charity's Trustees as a body, for my work or for this report.

24-Mar-2026 Signed: Dated:

Janice Matthews FCA

Menzies LLP Chartered Accountants Magna House 18-32 London Road Staines-Upon-Thames TW18 4BP

Page 5

Docusign Envelope ID: 20DBB30E-8156-4A1D-AB13-D512116076FC

KINGSTON UPON THAMES UNITED CHARITIES

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 30 JUNE 2025

Note
Income from:
Charitable activities
2
Investments
Total income
Expenditure on:
Charitable activities
3
Total expenditure
Net income/(expenditure) before net
gains on investments
Net gains on investments
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Net movement in funds
Total funds carried forward
Unrestricted
funds
2025
£
248,294
2,808
251,102
161,731
161,731
89,371
23,569
112,940
1,357,442
112,940
1,470,382
Restricted
funds
2025
£
-
-
-
4,800
4,800
(4,800)
-
(4,800)
24,545
(4,800)
19,745
Total
funds
2025
£
248,294
2,808
251,102
166,531
166,531
84,571
23,569
108,140
1,381,987
108,140
1,490,127
Total
funds
2024
£
229,812
3,333
233,145
282,556
282,556
(49,411)
32,129
(17,282)
1,399,269
(17,282)
1,381,987

The Statement of financial activities includes all gains and losses recognised in the year.

The notes on pages 8 to 15 form part of these financial statements.

Page 6

Docusign Envelope ID: 20DBB30E-8156-4A1D-AB13-D512116076FC

KINGSTON UPON THAMES UNITED CHARITIES

BALANCE SHEET AS AT 30 JUNE 2025

Note
Fixed assets
Tangible assets
7
Investments
8
Current assets
Debtors
9
Cash at bank and in hand
Current liabilities
Creditors: amounts falling due within one year
10
Net current assets
Total assets less current liabilities
Total net assets
Charity funds
Restricted funds
11
Unrestricted funds
11
Total funds
6,654
245,657
252,311
(10,323)
2025
£
809,411
438,728
1,248,139
241,988
1,490,127
1,490,127
19,745
1,470,382
1,490,127
7,576
176,479
184,055
(26,954)
2024
£
809,727
415,159
1,224,886
157,101
1,381,987
1,381,987
24,545
1,357,442
1,381,987

The financial statements were approved and authorised for issue by the Trustees and signed on their behalf by:

................................................ ................................................
P D'Souza D Hodson
Joint Chair Joint Chair
04-Mar-2026 24-Mar-2026
Date:

The notes on pages 8 to 15 form part of these financial statements.

Page 7

Docusign Envelope ID: 20DBB30E-8156-4A1D-AB13-D512116076FC

KINGSTON UPON THAMES UNITED CHARITIES

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2025

1. Accounting policies

1.1 Basis of preparation of financial statements

The financial statements have been prepared in accordance with the Charities SORP (FRS 102) - Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Charities Act 2011.

The financial statements have been prepared to give a 'true and fair' view and have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a 'true and fair' view. This departure has involved following the Charities SORP (FRS 102) published in October 2019 rather than the Accounting and Reporting by Charities: Statement of Recommended Practice effective from 1 April 2005 which has since been withdrawn.

Kingston Upon Thames United Charities meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy.

1.2 Income

All income is recognised once the Charity has entitlement to the income, it is probable that the income will be received and the amount of income receivable can be measured reliably.

Income tax recoverable in relation to investment income is recognised at the time the investment income is receivable.

1.3 Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably.

Governance costs are those incurred in connection with administration of the charity and compliance with constitutional and stautory requirements.

Charitable activities and Governance costs are costs incurred on the charity's operations, including support costs and costs relating to the governance of the charity apportioned to charitable activities.

All expenditure is inclusive of irrecoverable VAT.

Page 8

Docusign Envelope ID: 20DBB30E-8156-4A1D-AB13-D512116076FC

KINGSTON UPON THAMES UNITED CHARITIES

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2025

1. Accounting policies (continued)

1.4 Tangible fixed assets and depreciation

Tangible fixed assets costing £500 or more are capitalised and recognised when future economic benefits are probable and the cost or value of the asset can be measured reliably.

A review for impairment of a fixed asset is carried out if events or changes in circumstances indicate that the carrying value of any fixed asset may not be recoverable. Shortfalls between the carrying value of fixed assets and their recoverable amounts are recognised as impairments. Impairment losses are recognised in the Statement of financial activities.

Tangible fixed assets are carried at cost, net of depreciation and any provision for impairment. Depreciation is provided at rates calculated to write off the cost of fixed assets, less their estimated residual value, over their expected useful lives on the following bases:

1.5 Investments

Fixed asset investments are a form of financial instrument and are initially recognised at their transaction cost and subsequently measured at fair value at the Balance sheet date, unless the value cannot be measured reliably in which case it is measured at cost less impairment. Investment gains and losses, whether realised or unrealised, are combined and presented as ‘Gains/(Losses) on investments’ in the Statement of financial activities.

1.6 Financial instruments

The Charity only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value with the exception of bank loans which are subsequently measured at amortised cost using the effective interest method.

1.7 Pensions

The Charity operates a defined contribution pension scheme and the pension charge represents the amounts payable by the Charity to the fund in respect of the year.

1.8 Fund accounting

General funds are unrestricted funds which are available for use at the discretion of the Trustees in furtherance of the general objectives of the Charity and which have not been designated for other purposes.

Restricted funds are funds which are to be used in accordance with specific restrictions imposed by donors or which have been raised by the Charity for particular purposes. The costs of raising and administering such funds are charged against the specific fund. The aim and use of each restricted fund is set out in the notes to the financial statements.

Page 9

Docusign Envelope ID: 20DBB30E-8156-4A1D-AB13-D512116076FC

KINGSTON UPON THAMES UNITED CHARITIES

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2025

2. Income from charitable activities

Rental income
Donations/sundry income
Total 2024
Unrestricted
funds
2025
£
247,992
302
248,294
229,812
Total
funds
2025
£
247,992
302
248,294
229,812
Total
funds
2024
£
229,689
123
229,812

3. Analysis of expenditure by activities

Charitable activities
Total 2024
Activities
undertaken
directly
2025
£
154,445
258,807
Support
costs
2025
£
12,086
23,749
Total
funds
2025
£
166,531
282,556
Total
funds
2024
£
282,556

Page 10

Docusign Envelope ID: 20DBB30E-8156-4A1D-AB13-D512116076FC

KINGSTON UPON THAMES UNITED CHARITIES

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2025

3. Analysis of expenditure by activities (continued)

Analysis of direct costs

Staff costs
Repairs and maintenance
Council tax and water
Light and heat
Insurance
Care Line
Office expense
Subscriptions
Sundry expenses
Cleaning
Gifts
Charitable donations
Total 2024
4.
Independent examiner's remuneration
Charitable
activities
2025
£
40,567
78,460
4,185
2,519
6,127
3,373
2,790
619
7,310
3,575
120
4,800
154,445
258,807
Total
funds
2025
£
40,567
78,460
4,185
2,519
6,127
3,373
2,790
619
7,310
3,575
120
4,800
154,445
258,807
Total
funds
2024
£
38,409
161,157
11,718
6,633
5,328
22,112
5,194
870
3,082
3,545
759
-
258,807
Independent examiner's fees
5.
Staff costs
Wages and salaries
Contribution to defined contribution pension schemes
2025
£
4,650
2025
£
38,653
1,914
40,567
2024
£
4,250
2024
£
36,586
1,823
38,409

Page 11

Docusign Envelope ID: 20DBB30E-8156-4A1D-AB13-D512116076FC

KINGSTON UPON THAMES UNITED CHARITIES

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2025

5. Staff costs (continued)

The average number of persons employed by the Charity during the year was as follows:

2025 2024
No. No.
2 2

No employee received remuneration amounting to more than £60,000 in either year.

Due to the small nature of the Charity, the Trustees have deemed that there are no key management personnel, and key management decisions are made by the Trustees.

6. Trustees' remuneration and expenses

During the year, no Trustees received any remuneration or other benefits (2024 - £NIL) .

During the year ended 30 June 2025, no Trustee expenses have been incurred (2024 - £NIL) .

7. Tangible fixed assets

Cost or valuation
At 1 July 2024
At 30 June 2025
Depreciation
At 1 July 2024
Charge for the year
At 30 June 2025
Net book value
At 30 June 2025
At 30 June 2024
Freehold
property
£
809,173
809,173
-
-
-
809,173
809,173
Computer
equipment
£
950
950
396
316
712
238
554
Total
£
810,123
810,123
396
316
712
809,411
809,727

Page 12

Docusign Envelope ID: 20DBB30E-8156-4A1D-AB13-D512116076FC

KINGSTON UPON THAMES UNITED CHARITIES

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2025

8. Fixed asset investments

Cost or valuation
At 1 July 2024
Revaluations
At 30 June 2025
Listed
investments
£
415,159
23,569
438,728

9. Debtors

Due within one year
Prepayments and accrued income
2025
£
6,654
6,654
2024
£
7,576
7,576

10. Creditors: Amounts falling due within one year

Trade creditors
Other taxation and social security
Other creditors
Accruals and deferred income
2025
£
6,573
177
173
3,400
10,323
2024
£
21,573
1,312
119
3,950
26,954

Page 13

Docusign Envelope ID: 20DBB30E-8156-4A1D-AB13-D512116076FC

KINGSTON UPON THAMES UNITED CHARITIES

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2025

11. Statement of funds

Statement of funds - current year

Unrestricted funds
General Funds
Restricted funds
Eleemosynary fund
Total of funds
Statement of funds - prior year
Unrestricted funds
General Funds
Restricted funds
Eleemosynary fund
Total of funds
Balance at 1
July 2024
£
1,357,442
24,545
1,381,987
Balance at
1 July 2023
£
1,374,724
24,545
1,399,269
Income
£
251,102
-
251,102
Income
£
233,145
-
233,145
Expenditure
£
(161,731)
(4,800)
(166,531)
Expenditure
£
(282,556)
-
(282,556)
Gains/
(Losses)
£
23,569
-
23,569
Gains/
(Losses)
£
32,129
-
32,129
Balance at 30
June 2025
£
1,470,382
19,745
1,490,127
Balance at
30 June 2024
£
1,357,442
24,545
1,381,987

The Trust deed for Kingston Upon Thames United Charities state that income arising from the Eleemosynary Fund should be applied by the Trustees in relieving either generally or individually persons resident in Kingston, who are in conditions of need, hardship or distress by making grants of money or providing of paying for items, services or facilities calculated to reduce the need, hardship or distress of such persons.

Page 14

Docusign Envelope ID: 20DBB30E-8156-4A1D-AB13-D512116076FC

KINGSTON UPON THAMES UNITED CHARITIES

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2025

12. Analysis of net assets between funds

Analysis of net assets between funds - current year

Tangible fixed assets
Fixed asset investments
Current assets
Creditors due within one year
Total
Unrestricted
funds
2025
£
809,411
438,728
232,566
(10,323)
1,470,382
Restricted
funds
2025
£
-
-
19,745
-
19,745
Total
funds
2025
£
809,411
438,728
252,311
(10,323)
1,490,127

Analysis of net assets between funds - prior year

Tangible fixed assets
Fixed asset investments
Current assets
Creditors due within one year
Total
Unrestricted
funds
2024
£
809,727
415,159
159,510
(26,954)
1,357,442
Restricted
funds
2024
£
-
-
24,545
-
24,545
Total
funds
2024
£
809,727
415,159
184,055
(26,954)
1,381,987

13. Related party transactions

The Charity has not entered into any related party transaction during the year, nor are there any outstanding balances owing between related parties and the Charity at 30 June 2025.

Page 15